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Sydney Sweeney and Robert Pattinson lead the standout looks on Venice Film Festival red carpet
From John Malkovich's ruff to Nina Dobrev's vintage Armani gown, there's a lot to unpack.
Tucker Kraft named NFL’s #3 player on an expiring contract
NFL.com listed Packers TE Tucker Kraft as a top-three free agent in the 2027 class
EU chief unveils $232 million Greenland package
The European Union seeks to boost its relations with the vast island
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CoComandering?
At 8 a.m., Friday morning, Aug. 28, 70 or 80 mostly bleary-eyed visitors to the Transportation Technology Center outside Pueblo packed a conference room to attend the Front Range Passenger Rail District’s (FRPRD) Board meeting. With the exception of those on a public or contractor payroll, who made their trips Thursday afternoon to overnight at […]
Notre Dame's Flanigan continues family tradition by delivering at Lambeau
Notre Dame tight end James Flanigan knew exactly how he wanted to celebrate scoring his first career touchdown in the stadium where his father and grandfather played. Flanigan’s father and grandfather, both named Jim Flanigan, each played for the Green Bay Packers. After scoring on a 3-yard touchdown catch in the first quarter of No. 4 Notre Dame’s 41-13 victory over Wisconsin at Lambeau Field, Flanigan pumped his fist in the air just as his dad used to do during his own playing days.
Von der Leyen visits Greenland amid Trump pressure
The EU is preparing a major investment package and closer political ties with the Danish Arctic territory amid Donald Trump's demand for greater US control of the mineral-rich island.
Concern Mounts Over Brett Favre’s Health After Packers Legend’s Recent Video
When Brett Favre’s name pops up, fans are teleported back to when he led the Green Bay Packers to a 9-7 record in 1992. How rare was it at that time? Well, only the team’s second winning season in ten years.
Hernando Teachers Protest 23% Health Insurance Premium Hike at Packed School Board Meeting
A packed Aug. 25 Hernando County School Board meeting was dominated by one topic — a potential 23% jump in employees’ health insurance premiums. Florida Blue informed the district during […]
The core anti-Pangram constituency is phony writers
Welcome to The Closing Argument, our verdict on the news, plus everything The Argument published and appeared in this week. The Verdict, by Kelsey Piper A lot of people hate AI for drowning the internet in slop and displacing human creatives. You might think that these people would be thrilled by a program that can identify and flag AI-generated work. But many people who hate AI also hate Pangram, an impressively accurate AI detector that produces very few false positives, according to high-quality independent research. This loathing found its most recent expression in a bizarre Wired article that amplifies a wide range of false arguments from Pangram skeptics: that AI detectors are racist (they’re not) or ableist (they’re not)1 or don’t work (this one does)2. Rather than starting from the premise that it would be really valuable to have a working AI detector and scrutinizing Pangram to make sure it lives up to that promise, the article starts from the premise that Pangram obviously has bad vibes and sets out to discover why. (One answer: The CEO microwaved lunch during an interview!) Why aren’t writers who resent Pangram more eager to distinguish themselves from posters who are having ChatGPT ghostwrite all their work? There are a few different things at play, but I think one key dynamic is this: These are often the same people. A core constituency for arguments like Wired’s is “writers” who are using AI to write their posts but resent this fact being made public. They stand to lose from AI detectors because AI detectors call them out. Share When Substack announced a partnership with Pangram, a sizable fraction of the platform’s authors rose up in outrage. Some people had experience with other AI detectors that didn’t work, and some felt that AI writing ought to be encouraged — both of which are fair enough. But the fury was fueled by authors passionately insisting that Pangram kept wrongly accusing them on almost every post they published. Pangram can be wrong, especially on short passages. But in the overwhelming majority of cases where Pangram looked at a whole blog post rather than a single paragraph, the program correctly detected work as AI. Even if we can’t be 100% sure in any individual case, we can notice the trend in the aggregate. Wired quotes Sam Illingworth, a professor of critical AI literacy at Edinburgh Napier University, who said, “I don’t think [AI detectors] work. … I think that detectors are prejudiced against certain people.” This spring, he said that he used AI for research and editing; this summer he acknowledged that in addition to research and editing, he also uses it “now and then for a turn of phrase I keep.” Pangram informs us that most of his posts are 100% AI-written (some are mixed AI-and-human) and that 100% AI-written posts started appearing last year. The favorable interpretation is that, as someone whose recent work Pangram consistently mistakes for AI, Illingworth sees Pangram’s flaws firsthand. The unfavorable interpretation is that the tool’s credibility trades off against his own, because its account of who writes his posts is not consistent with his. Illingworth is not alone in insisting the detector does not work. “It’s a Monday night in late July, and I’m pasting my own Substack draft into an AI detector for the first time. Not because I’m worried. Because I’m curious. I wrote every word of it myself, the way I write everything, out loud in my head first, in a rhythm that still carries the accent of a language I learned to think in before I learned to write in this one,” begins one Substack post by an author indignant that Pangram flags her writing as AI. “That’s the part I had to sit with before I could write this.” If you, like me, have worked with AIs a lot, you won’t even need Pangram there. The author of that piece is AI. It is obviously AI! I checked 10 other posts on the blog, and they were also obviously AI! “I have spent 22 years as an award-winning author and essayist. And now this bullshit tool that learned from MY writing is going to accuse me of plagiarism,” popular Substack writer Carlyn Beccia wrote in an anti-Pangram post. “For the last and final time, AI DETECTORS DO NOT WORK.” Here’s what her writing sounded like in 2020: “Most success stories revolve around one person who believed enough in you to say — give it a try. We call these people muses, but they are so much more than that. They are the strong man giants whose shoulders we stand on so we can see the horizon. Throughout the editing process, I am sure my editor felt less like a giant of greatness and more like Atlas with the world on her shoulders.” Pangram says it was 100% human-written. (So were other articles of hers in 2020.) And here’s what it sounds like now: “And then there is the reshuffling, which sounds like paperwork until you remember that empires have always loved paperwork. The Trump regime recently moved special education oversight from the Education Department to HHS. That is not a minor bureaucratic transfer. It changes the frame.”3 Pangram says this is mostly AI. I am not convinced that Pangram is wrong. In my own experience, Pangram is very effective on long texts — if it marks a long essay as AI, the essay was either written by AI or deliberately written to sound like AI. On tweet-length or paragraph-length texts, it’s not perfectly reliable. It seems to work just as well for non-native English speakers as for native speakers. While I have seen dozens of claims of pre-2022 text returning a positive result on Pangram, I have tried repeatedly to corroborate those and have never once succeeded. To be clear, I’m absolutely not saying that complaining about Pangram suggests a writer is a cheat. There are plenty of other concerns. Most are mistakenly premised, such as the false claim that Pangram trains on work you put into it, but others are reasonable: It’s unreliable on sufficiently short text segments; it creates an internet witch-hunt mentality when there are defensible uses of AI; people who are open about their AI use are sometimes blamed, when the only people really doing something wrong are the ones who hide it; and it isn’t perfect, so a single positive result shouldn’t be taken as decisive proof of misconduct. I’m happy to concede that Pangram is imperfect and possible to over-rely on. If an author’s posts are mostly non-AI and one scans as partially AI, this could be a mistake. It’s also possible to defeat Pangram with intentional effort. If you think we need something more robust and more reliable, fine! But if you don’t like AI and don’t like Pangram, your attitude really ought to be that it’s a shame that our existing tools for AI detection are imperfect, and it’s important to invent better ones. If your stance is instead that AI is evil and so is looking for AI, then ultimately you’re contributing to the sloppification of the internet. You’re making it harder for people who write their own text to distinguish themselves, and providing cover for authors who are definitely not writing their own text. Subscribe Top stories this week, by Kobe Yank-Jacobs Commentators often worry that the decline of reading could mean the decline of liberal democracy — but deliberative governance actually predated widespread literacy. This week, Maibritt Henkel pointed out that many liberal cultures thrive on a culture of raucous, interactive debate, which can happen in-person as easily, if not more so, than in text. Read on, dear reader, to learn more. It may actually cheer you up: [ ](https://www.theargumentmag.com/p/reading-wont-save-liberalism) [ Reading won’t save liberalism ](https://www.theargumentmag.com/p/reading-wont-save-liberalism) Maibritt Henkel · Sep 1 [ Read full story ](https://www.theargumentmag.com/p/reading-wont-save-liberalism) It used to be bad to downplay climate change (if we mean denying its reality). Today, it’s actually good to downplay climate change (if we mean keeping the issue out of political fights so we can make real progress). This counterintuitive view is called “climate hushing,” and contributor Alex Trembath argued that it’s the key to enacting good policy going forward. Get up to speed on the latest in climate politics: [ ](https://www.theargumentmag.com/p/we-wont-stop-climate-change-by-talking) [ We won’t stop climate change by talking about it ](https://www.theargumentmag.com/p/we-wont-stop-climate-change-by-talking) Alex Trembath · Sep 2 [ Read full story ](https://www.theargumentmag.com/p/we-wont-stop-climate-change-by-talking) Canada’s Prime Minister Mark Carney is standing up for the forces of liberalism against Donald Trump’s assault on our closest ally. So, why is one prominent left-wing commenter attacking Carney? Columnist Matthew Yglesias explains: [ ](https://www.theargumentmag.com/p/when-economic-liberty-means-central) [ When "economic liberty" means central planning ](https://www.theargumentmag.com/p/when-economic-liberty-means-central) Matthew Yglesias · Aug 31 [ Read full story ](https://www.theargumentmag.com/p/when-economic-liberty-means-central) 🌟Abundance Wins of the Week🌟 Shout out to my home state of California, whose legislature passed two housing bills this week. One requires a housing density minimum in transit-oriented areas of the state’s most transit-rich cities (Los Angeles, Sacramento, San Francisco, Oakland, San Jose, San Diego, and Long Beach). Another bill closes two common loopholes used by third parties to delay housing projects, including an opportunity to challenge maps of a given lot created by the developer after a project has been approved. Shout out to our big-state rival, Texas, where pro-housing SB 785 took effect this week. The new state law requires municipalities to have at least one district permitted for manufactured housing without a special permit. This will promote zoning changes in 44% of municipalities. The company Fervo Energy signed a deal with Google for what is set to be the world’s largest enhanced geothermal facility, proving a technology can work at a scale that could be crucial to a decarbonized, energy-abundant economy. Share Worth watching… This week, forecasting legend Nate Silver joined Jerusalem, Matt, and Jeremiah on a crowded episode of the pod. It was a party. And speaking of parties, our round table debated the factional lines within the Democratic Party: Is it possible to be center-left and also anti-establishment? Watch or listen to find out: The Rio Grande Valley in Texas is one of the areas that swung hardest toward Trump in 2024, but musician Bobby Pulido is running to flip it back. Right now, The Argument/Split Ticket’s model has him running 1.1 points behind his Republican opponent in a district Trump won by 18 points. Tune in to find out how he differs from national Democrats and what he thinks he can to do win this seat. On Thursday, Bernie Sanders was among the first politicians to call for a ban on superintelligence. My guest this week, Andrea Miotti, has been lobbying to ban superintelligence for several years, most recently in the U.K., U.S., and Canada. I asked him how he gets legislators to take speculative risks seriously, and we dug into what plans might look like to actually pass a ban. Listen to learn more: What’s News with The Argument The Argument recommends, by Kobe Yank-Jacobs If we ever lose track of Justin Zuckerman, I’ll have the team split up and check all the movie theaters in the city. I’m shocked (and a little jealous) at how often he gets out to see good cinema. This week, he brings us It Ends, a “horror-ish movie,” which he described as a “Gen Z Waiting for Godot.” I was intrigued before he added that it was “funny, dark and existential” — at which point I was fully locked in. I guess I also had existential themes on the mind this week. One morning, a single line from a poem I read long ago just came to me: “Is death a stretch of time in which a life is just a flash?” The poem is called “From 20,000 Feet” by Heather McHugh. I suggest the version in The Vintage Book of Contemporary American Poetry, which, by tradition, my best friend and I always bring backpacking, extra weight be damned. We’ll stay thematically dark for just one more rec from senior editor John Robert Thomason, whose upcoming trip to Baltimore reminded him to suggest Michael Clune’s memoir White Out (about being addicted to heroin in Baltimore in the 1990s). Ben Lerner’s blurb called it _“_Disturbing, brilliant, hilarious—it’s as if Proust had written Jesus’ Son.” John told me this “seems accurate, with the caveat that I’ve never read Proust.” I, personally, have also shelved Proust until retirement. At this point, I was a little concerned for the team since all of us tossed out such psychologically grim material — maybe we’re all down about the end of summer — but thankfully, at least a few of us were into more upbeat selections. Milan Singh recommended Made In’s 5-quart stainless clad saucier, suggesting he had some fun in the kitchen. Jeremiah Johnson asked if he could recommend yet more Carly Rae Jepsen. Once denied, he offered up Game Changer instead_,_ calling it “the most wildly creative game show, maybe in the entire history of the genre.” Eli Richman mentioned _Lucky, “_a B-tier show with an A-tier cast and an S-tier theme song.” I suppose he was recommending the song, Horns of a Bull. Still, despite these cheerier recs, I couldn’t help but be concerned that we were subconsciously worried about racing toward summer’s end — the end of swim trunks and splashing around. Then a message landed reminding me of the three-day weekend to come. A whole extra day for sunshine. One more swim in the lake. I was grateful this called to mind yet another line from a poem, one by Mary Oliver, the patron saint of every gorgeous summer day (and about whom a documentary is now out). Speaking to God in the poem “Thirst,” she wrote: grant me, in your mercy,a little more time. Love for the earthand love for you are having such a longconversation in my heart. We have merch! We have quarter-zips, keychains, hats, and stickers. Each one is a great conversation starter in its own way. Buy them here. Subscribe More to read: [ The Opening Argument ](https://www.theargumentmag.com/p/seeing-like-an-elite)[ Seeing like an elite ](https://www.theargumentmag.com/p/seeing-like-an-elite) Kobe Yank-Jacobs · Sep 4 What do Americans hear when they watch Sen. Bernie Sanders or Vice President JD Vance rail against the elite? Are they thinking of right-wing tech billionaires? Imperious college professors? Liberal magazine writers? [ Read full story ](https://www.theargumentmag.com/p/seeing-like-an-elite) [ The Weekly Scroll ](https://www.theargumentmag.com/p/god-is-back-on-the-timeline)[ God is back on the timeline ](https://www.theargumentmag.com/p/god-is-back-on-the-timeline) Jeremiah Johnson · Sep 5 This week, we’re talking about Substack’s new religious debates, the continuing MAGA influencer scandal, how to retire from YouTube, and aura battles. [ Read full story ](https://www.theargumentmag.com/p/god-is-back-on-the-timeline) 1 This was a legitimate thing to worry about, but doesn’t seem to be a problem given the actual technology: Marijke Van Vlasselaer, Filip Van Droogenbroeck, and Bram Spruyt’s 2026 paper looks at whether Pangram is less accurate when evaluating the work of non-native speakers of English. It isn’t. That’s because Pangram isn’t really looking at how “unusual” a piece of writing is but whether it has the characteristic patterns of LLMs. The Wired article makes an odd gesture at a different Pangram-is-racist argument. There were several controversies this summer during which upcoming books were canceled after being discovered to be AI-written: “The three novels mentioned earlier — Shy Girl, Daggermouth, and Call Me, easily publishing’s biggest AI-detection scandals — were all written by writers of color.” But come on! As Zvi Mowshowitz put it: “They were not primarily written by people of color. They were primarily written by AIs.” That’s the whole problem! And as my colleague Jeremiah Johnson recently observed with respect to Cambridge’s Arday scandal, a community being unwilling to call out fraud if it’s perpetuated by people of color is not an anti-racist tendency; it is ultimately quite racist. 2 Many non-Pangram detectors don’t work, but many possible airplane designs also don’t work, and no one considers this a general argument against aviation; the thing that matters is whether any detection works. 3 The phrase “empires have always loved” mysteriously became all the rage in the last few years. See here, here, here, here and here. Before 2025, the only use of that phrase I have been able to find is a single Tweet. The logic of the sentence, too, is incoherent in an AI-characteristic way. “...sounds like paperwork, until you remember that empires have always loved paperwork”? Does remembering that make it sound less like paperwork? It’s a craft-ful sentence, but what is it actually saying??
Thank you, but not goodbye
As you may have noticed, my posts around Backing The Pack have become less frequent of late. My work and family commitments have become greater, and those are the areas where my focus should be. I just don’t have the time necessary to meet SB Nation’s demands for the number of posts required to continue […]
Scientists found an estimated 5.5 million wild bees living beneath a New York cemetery — millions of solitary insects packed into underground burrows across just 1.5 acres, creating one of the largest nesting aggregations ever recorded at a site where the species has quietly survived for generations
A shortcut through a graveyard revealed millions of bees living invisibly beneath New York soil—a discovery that rewrites what scientists thought possible about solitary insect colonies.
Fall arts and entertainment: A packed fall for classical music in Twin Cities
Twin Cities’ classical music organizations are bringing top tier guests from all across the country and beyond this fall.
Salahdine Parnasse Defeats Dan Hooker in Huge UFC Paris Debut
Salahdine Parnasse has officially arrived in the UFC. The French superstar defeated veteran lightweight Dan Hooker in the main event of UFC Paris on Saturday, giving Parnasse an impressive victory in his highly anticipated Octagon debut. The fight took place inside a packed Accor Arena, with Parnasse entering the bout as one of the most…
Packers Urged to Sign Former Pro Bowl Edge Rusher
The Green Bay Packers‘ edge-rusher room could still use a little more juice. While they wait for Micah Parsons to return from an injury, there are a few well-known veterans who could step up for the time being. Bill Huber of Packers OnSI noted that the room behind Parsons is not strong enough, and they […] The post Packers Urged to Sign Former Pro Bowl Edge Rusher appeared first on HEAVY.
Amazon's $30 solar power bank makes wall outlets obsolete for phone charging
It has two built-in LED flashlights.
Packers Insider Reveals Plans for Packers’ New Trade Addition
With the Green Bay Packers adding second-year running back Kaleb Johnson via a trade, there is a serious question about how he will fit into the running back room. Josh Jacobs will be out for the foreseeable future on the Commissioner’s Exempt list, and the pecking order behind him is questionable. Matt Schneidman of The […] The post Packers Insider Reveals Plans for Packers’ New Trade Addition appeared first on HEAVY.
Green Bay Packers receive low defensive ranking from PFF prior to Week 1 of 2026 NFL season
The Green Bay Packers defense has a lot to prove in 2026. Unfortunately, one of those things is that they can play well without All-Pro pass rusher Micah Parsons. He, of course, is out for at least the first four games of the season as he works his way back from a torn ACL. With [...]
Missouri asks Supreme Court to back GOP-drawn congressional map
Missouri officials are asking the Supreme Court to allow a GOP-favored congressional map that's been blocked by the state's highest court.
MRN BUSINESS SPOTLIGHT: Makers Market
Downtown Quincy is about to get busy, and the Promenade has three big reasons to make your way down. On this Business Spotlight, brought to you by Bank of Springfield, Crissie Caccamo is joined by Tieraney Craig and Fawn Berry from the Makers Market to talk about a packed few weeks ahead. First up is...
More than 1,200 food packaging chemicals can pose serious health risks
And makers won't release data that could help assess the dangers, a new study shows.
Mike Johnson presses Democrats on court-packing: ‘Put their money where their mouth is’
WASHINGTON — House Speaker Mike Johnson ordered a vote on packing the U.S. Supreme Court that was doomed from the get-go but aimed at getting Democrats on the record for
Over 65,000 fans to attend Roma-Atalanta
Roma is preparing to face Atalanta. Two teams in opposing forms are expected at the Olimpico, but both teams are aiming for three points on a day packed with big matches. Tonight – September 5 – a...
Vikings Given Clear Kyler Murray Advice Before Packers Game
The Minnesota Vikings will have a new QB1 this season as they open the 2026 NFL season against the Green Bay Packers on Sept. 13. Kyler Murray won the QB battle in OTAs and the early part of training camp over J.J. McCarthy. Murray will bring mobility to the Vikings’ offense, which looks to hit […] The post Vikings Given Clear Kyler Murray Advice Before Packers Game appeared first on HEAVY.
NFC North Season Forecast: Green Bay Packers
I continue my series on forecasting the record of each NFC North team this season by focusing this time on the Green Bay Packers. You can find my forecast for the Detroit Lions and Chicago Bears by following the links. Green Bay Packers 2025 Season and Offseason Changes The Green Bay Packers had a disappointing […]
Vikings Trade Proposal Turns Heads Ahead of Packers Showdown
Minnesota could ditch the former top-ten pick as Jim Harbaugh emerges as a potential lifeline, offering the struggling quarterback a fresh start with the Los Angeles Chargers.
Dianna Russini’s Next NFL Move Takes Shape as Barstool Sports Emerges as Favorite
Dianna Russini may not be away from the NFL spotlight much longer.Five months after leaving The Athletic, Russini is “absolutely” planning a return to sports media and has been discussing several potential opportunities, according to a new report from Front Office Sports.And one possible landing spot has quickly separated itself from the pack.Front Office Sports’ […] The post Dianna Russini’s Next NFL Move Takes Shape as Barstool Sports Emerges as Favorite appeared first on HEAVY.
Referee announced for Packers’ Week 1 matchup vs. Vikings
Green Bay gets one of the most flag-happy refs for their Week 1 opener against a divisional opponent
Superheroes Health Fair helps El Paso families start the school year healthy
Texas Tech Physicians of El Paso event connects more than 300 children and families with healthcare, backpacks and community resources
Packers TE Tucker Kraft Predicted to Have Major 2026 Season
The Green Bay Packers could be preparing for another breakout campaign from Tucker Kraft, with a bold projection placing the young tight end among the NFL’s most productive pass catchers in 2026. After emerging as a major part of Green Bay’s offense, Kraft enters the new season with expectations that extend well beyond his position. […] The post Packers TE Tucker Kraft Predicted to Have Major 2026 Season appeared first on Gridiron Heroics.
Man sentenced to prison following shootout inside Montgomery business
A man has been sentenced to 20 years in prison for his role in a 2024 shootout inside a Montgomery package store.
Packers GM Shares True Feelings on Dolphins Quarterback
Green Bay South has become a popular nickname for the Miami Dolphins this offseason. That originated after the Dolphins hired Packers defensive coordinator Jeff Hafley as their new head coach and Packers vice president of player personnel Jon-Eric Sullivan as their new general manager.Miami did not stop there, as they then signed former Green Bay […] The post Packers GM Shares True Feelings on Dolphins Quarterback appeared first on HEAVY.
Hype for GTA 6 is giving PS5 and Xbox console sales a much needed 30% boost
The GTA 6 Extended Look on Netflix was huge - so much so that it caused a sales spike for both Sony's PlayStation 5 and Microsoft's Xbox Series X/S.
Packers can be optimistic about forcing turnovers in 2026
If the Packers are even average, they should do better at creating turnovers.
Shoppers buying online while drunk is big business—but who is responsible?
One Sunday morning, Juliet* woke up to a delivery driver with a large package that she had no recollection of ordering. She was quick to dismiss it as an e-commerce mistake before the card inside helped ...
Cramer Says the Snack Business Is Bad. Mondelez and Smucker Did Not Get the Message.
Jim Cramer called Campbell's snack quarter a nightmare and warned the whole category is broken, but two other packaged food giants reported something very different this week and raised their dividends to prove it.
Sony's PlayStation disc plant is losing 10 percent of its volume in 2028, not 90
Sony’s PlayStation disc plant is losing 10 percent of its volume in 2028, not 90 Sony won’t license disc pressing to anyone else, Microsoft does, and a former PlayStation boss thinks that’s the whole problem. When Sony DADC chief Dietmar Tanzer spoke with an Austrian broadcaster in July about PlayStation disc production at the Thalgau plant, a number of press outlets misunderstood the report, writing that production would fall to a tenth of current levels. It won’t. Sony DADC confirmed to Game this week that the figure is a 10 percent decline, not a decline to 10 percent. “To clarify and avoid any misleading information: in that statement Dietmar anticipated an overall product volume decline by 10 percent, not a decline down to 10 percent,” a spokesperson with Sony DADC told Game. That figure covers 2028. Tanzer didn’t put a number on the years after, and the spokesperson declined to comment further. What we do know is that on July 1, PlayStation announced that physical game disc production for all new games releasing on PlayStation consoles will be discontinued starting January 2028 and that the transition has no impact on games that have already released in disc format or will be releasing in disc format prior to that month. “So, there will be reorders going to the market after January 2028,” the Sony DADC spokesperson said. “For details around that I would ask you to liaise with the PR team from PlayStation, as we can’t speak or comment on their behalf.” PlayStation officials did not respond to questions about reorders or other disc-related matters. But I did recently speak with Shawn Layden, Game Industry Strategic Advisor and former chairman of SIE Worldwide Studios, who called a future without physical PlayStation discs “depressing, but solvable.” then added, “I think.” The chief hurdle to third-party manufacturing of collector’s editions or any other version of a PlayStation game disc is that Sony owns the proprietary process to press those discs, Layden said. “And unless they decide or determine a way to license that to some of these bespoke disc manufacturers, there’s no way to make it happen,” he said. Layden was careful to add that he understands the concept but doesn’t have “line of sight on the particulars.” “Depressing but solvable, I think.” — Shawn Layden Microsoft already licenses replication to outside plants. Xbox discs are pressed by manufacturers Microsoft certifies as Authorized Replicators, a term defined in its publisher agreements, with the approved list set at the company’s sole discretion and Microsoft retaining the right to halt manufacture. The structure is still in place today: publishers select an Authorized Replicator in Partner Center and submit a bill of materials created with a Microsoft representative. Sony, by contrast, presses PlayStation discs through Sony DADC, its own manufacturing subsidiary. No one I spoke with said they were in discussions with Sony about doing that, and PlayStation hasn’t responded to questions about whether it would be open to a licensing deal. There is an obvious reason Sony might not want to. Niko Partners analyst Daniel Ahmad pointed it out on the day of the announcement: it’s a platform-led decision, he wrote, designed to cut costs, eliminate the resale market, and drive all revenue through the PlayStation Store. The math is not subtle. On a $70 third-party game sold through the PlayStation Store, Sony keeps $21. Sold at retail, Ahmad says, it earns about half that. Licensing disc replication to an outside manufacturer might not be worth it. And even if it were, it seems unlikely that such a deal would come from boutique companies like iam8bit, which sells collector’s editions of video games. “We would absolutely love to find a way forward to continue making physical PlayStation games,” said Jon Gibson, co-owner and co-creative director of the company. “We are big believers in giving humans the option to truly own media. If we can play a role in helping make that a reality for the future of PlayStation games, count iam8bit in!” If it were to happen, it would most likely be with a company like Conectiv Supply Chain Solutions, a Memphis-based manufacturer of optical discs and vinyl records that also runs third-party logistics, fulfillment and distribution for packaged media. The company, which was formed in 2025 when Los Angeles private equity firm Variant Equity Advisors purchased Vantiva’s Supply Chain Solutions division, traces its lineage back to Technicolor. When it sold the division, Vantiva described the business as having served video game creators for more than 25 years. Conectiv is also buying, not shrinking. Last month it acquired SDS, the distributor for Universal and Warner Bros. home entertainment, consolidating those studios’ packaged-media pipeline from pressing plant to retail shelf. I reached out to Conectiv and its CEO, but haven’t heard back. Layden pointed to music and books in our discussion about the ongoing value of physical media. “No one ever saw the comeback of cassette tape,” he said. “And vinyl didn’t so much come back. The flame went down, the fire’s dying, but the ember was always there, and it just kind of came back. Much like the book business. We thought we’d all be on Kindles right now. “I believe that physical media is crucial and important. One of the things that makes us gamers, one of the core game mechanics, going back to the beginning of time, is collecting stuff. “Did you get all the diamonds in Crash Bandicoot? Did you get all the stars in Mario? And we like to collect our games. And we have a game shelf. And we put all our boxes up there. And if you’re super hardcore, when you buy a game, you buy two copies, right? One stays in the shrink wrap, and you play the other one. What happens to that important cultural part of the gaming world? You know, we buy the steelbook and the three-disc Final Fantasy set and the figurine and, you know, you can’t download any of that. “What happens to that?” And Layden believes it shouldn’t have been a revenue question for PlayStation. “This was a core thing to the experience of our most devoted fans,” he said. “Yeah, it’s fan service. Why would we take that away? Well, we can’t afford to. It’s already 120 bucks, you know, limited edition special purchase onyx box version of whatever, and those sell at a higher rate than the box selling at $69.99 does. So yeah, the market has said they will continue to buy them. You’re just saying you just don’t want to make them anymore.” Layden said he was recently talking with someone about these sorts of business decisions and how they’re made. Too often, he said, it’s all about the financials and nothing else. “OK, we can do this and save this much money, or we can invest this to look at that outcome, or we can do this and have this happen over there, or move this team to Sri Lanka,” he said. “But each one of those, someone also has to have a ledger there saying, ‘OK, what is the brand impact from that move?’ “Iif you can’t resell it, do you really own it?” — Shawn Layden “If we do that, dollars and cents work out. I get it. That’s just math. But what’s the brand impact? Are people going to say, ‘Good move, you guys?’ Or are they going to say, ‘We hate you guys. Quit doing that.’ And sometimes they say, ‘We hate you.’ Then you take a note and say, OK, how much of that can we live with? How much ‘we hate you’ is OK. And when does it go over the line? “I see a lot of companies making decisions which, objectively speaking, I don’t know what the dollar end of that was for you, Mr. Company, but your brand value just dropped 30 percent. So I hope it was worth it.” Of course, shifting to a digital-only model for games raises other issues beyond simply wanting to collect. The biggest is ownership. Layden pointed out that once you go to a streaming-only or download-only model, it’s just a digital footprint on a hard drive. “What does ownership mean anymore?” he said. “It’s a genuine question. Well, in fact, it’s not even a question anymore. It’s like you are shifting the model from ownership to accessibility. “And what’s always been true, which people forget, is you’ve never been able to sell your iTunes library. And you can’t sell your PlayStation download library. So if you can’t resell it, do you really own it?” The touching tribute found in the credits for Star Wars Zero Company. Resonance: A Plague Tale Legacy Interview and Hands-On with a Minoan Masterpiece Star Wars Zero Company hands-on: Attack Astromechs, permadeath, and delightfully fatal Rube Goldberg tactics Control Resonant opens up as you get stronger — and as characters start trusting you
4-match package on sale to STH now
The first match of the Celts’ UEFA Europa League campaign takes place two weeks today, when Hungarian side Ferencváros will make their way to Celtic Park (September 17, KO 8pm).Season Ticket holder...
'Feisty' Doyle an all-round package for Wrexham
Wrexham assistant manager Steve Parkin described Callum Doyle as an "all-round package" following the defender's impressive start to the campaign. The former Manchester City defender has excelled since forcing his way into the side midway through last season. According to WhoScored.com, the centre-back ended the 3-0 victory over Millwall on Wednesday night having made one dribble, one tackle and three interceptions (more than any other Wrexham player) in addition to winning three aerial duels and two free-kicks.
AMD Threadripper Halo Station packs 96-core CPU and Instinct MI350P GPUs, up to 576GB GPU memory and 2TB system memory
AMD has shown its Threadripper Halo Station with a 96-core CPU, two Instinct MI350P GPUs and 2TB of system memory. The design is planned to support four GPUs with 576GB HBM3E.
The 11 best new Netflix shows and movies in September, including 3 big returning favorites
"The Gentlemen" and "Monster: The Lizzie Borden Story" lead a month packed with new Netflix originals.
🗞️ Champions buzz in Seville, Barça shielded... Friday's front pages
This Friday, September 4, the sports press comes packed with major football headlines: Carlo Ancelotti’s star visit to Real Madrid’s training camp before facing Betis, Barcelona’s moves to secur...
The Real-Life Medicine and Science Behind Oppenheimer’s Demon
Novelist Geoffrey Simmons explains how he drew on his background as an ER doctor and disaster preparedness expert to make his story real and plausible.
Packers ‘Made Mistake’ With Recent QB Move Behind Jordan Love
The Green Bay Packers may have made a meaningful error at quarterback this offseason. The post Packers ‘Made Mistake’ With Recent QB Move Behind Jordan Love appeared first on HEAVY.
The Business Accenture Now Mentions In Passing
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Green Bay Packers: NFL insider suggests Marshawn Lloyd may be RB1 even if Josh Jacobs is cleared
The Green Bay Packers are not going to have Pro Bowl running back Josh Jacobs for the start of the season. While he is not injured, Jacobs has been placed on the commissioner’s exempt list following the news that criminal charges have been filed against him in relation to his arrest back in May for [...]
Amazon forecasts its delivery network nearing 90% of its US packages
Amazon projects its delivery network will handle nearly 90% of its US packages by 2029, reducing reliance on USPS and UPS.
Home sports competitions kick off at The Nest
Albany High hosted its first home sports competition of the 2026-27 season at The Nest on Tuesday evening as our boys' soccer team faced off against Schalmont! Our Falcons delivered a thrilling win, defeating the Sabres 4-0. Ahadi Wangya, Adam Rouse, Garnett Ngome Ekiti and Rajanie Morgan each scored a goal, with Ngome Ekiti also delivering an assist. Evan Bermejo recorded five saves for Albany to record the shutout. Come to Albany High tonight, Sept. 2, to pack the stands with Falcon fans! Our girls' tennis team will face off against Guilderland at 4:15 p.m. and our girls' soccer team takes on Berne-Knox-Westerlo at 4:30 p.m. Let's go Falcons!
Apple’s A20 Pro Front Side Die Shot Shows New Record For GPU Core Count To Deliver Better Graphics Performance, New Packaging Allows For Increased Memory Bus Width
A leaked Apple A20 Pro die shot reveals a record GPU core count for upgraded graphics, while new WMCM packaging unlocks a wider 96-bit memory bus width
Republicans fail to ease one of Trump's greatest fears as Supreme Court measure collapses
House Democrats blocked a constitutional amendment to cap Supreme Court justices at nine after President Donald Trump warned of future court packing.
The Devil Works Hard, But Whoever Is Keeping The IS Alive At Lexus Works Harder
Despite entering its thirteenth year of life, the Lexus IS is still soldiering on with a new Special Appearance Package that has some great green paint.
Temple kicks off new STEMM community outreach initiative with back-to-school fair
The College of Science and Technology and NBME hosted their first ever Back-to-School STEMM Fair featuring hands-on STEMM activities and demonstrations, backpack and school supplies giveaways, laptop and iPad raffles, and more for the community members in attendance.
New Meatpacking District exhibition ‘Snoopy In Style NYC’ explores legacy of ‘Peanuts’ in fashion, sports and more
A limited-time art exhibition is celebrating Charles M. Schulz’s iconic character Snoopy and the world of “Peanuts” through the lens of fashion and style.
Amazon is selling a 2-in-1 laptop and tablet on sale for $100
One shopper called it "a feature-packed productivity package."
New evidence shows Boulder climate lab was dismantled in act of political reprisal, lawsuit alleges
New evidence shows pure politics was behind the Trump administration's threat to dismantle Boulder's NCAR climate lab, a lawsuit says
Acer’s Smaller Intel-Based Gaming Handheld Has Sky-High Ambitions
Acer's next handheld is smaller and less powerful, but it's packed with premium parts.
The 11 best new Netflix shows and movies for September, including 3 big returning favorites
"The Gentlemen" and "Monster: The Lizzie Borden Story" lead a month packed with new Netflix originals.
Tracking ex-Packers players signed by other NFL teams
The Packers released 30 players at final cuts. Where are they signing? Tracking the ex-Packers here.
Dolphins Acquire Kyle McCord in Trade With Packers
The Miami Dolphins have made another move to reshape their quarterback room, acquiring Kyle McCord from the Green Bay Packers in exchange for a 2028 sixth-round draft pick. The trade was announced Sunday as Miami searched for a new backup quarterback behind Malik Willis. The Dolphins had recently traded Quinn Ewers to the Jacksonville Jaguars,…
Top Science Journal: All Scientists Should Register With the State
It would be a means of controlling who is allowed to “do” science and the ability to determine what can be communicated to the public.
Packers GM emphatically shoots down Josh Sweat trade rumors
The Packers have not pursued a trade with the Cardinals for veteran edge rusher Josh Sweat, per Packers GM Brian Gutekunst.
Tennessee Titans claim former Georgia Bulldogs DL
The Tennessee Titans added former Green Bay Packers and Georgia Bulldogs defensive lineman Nazir Stackhouse via waivers
Packers Pegged as Strong Landing Spot for Former Lions QB
The Green Bay Packers are a strong potential destination for either Will Levis or a former Detroit Lions quarterback. The post Packers Pegged as Strong Landing Spot for Former Lions QB appeared first on HEAVY.
No One Knows All the Toxic Chemicals You’re Eating
More than 1,000 chemicals that migrate from packaging into food pose serious health risks, a new study shows. But the vast majority of chemicals lack enough information to tell if they’re safe.
Lincoln police arrest USPS employee over missing sports card package
A U.S. Postal Service employee was arrested after a package with contents valued at nearly $46,000, including six high-value sports cards, was reportedly stolen from a Lincoln post office on Saturday.
Pensacola Interstate Fair Unveils 2026 Entertainment Lineup and Schedule
PENSACOLA, Fla. -- Fairgoers in Pensacola can expect 11 days packed with concerts, competitions and crowd-favorite attractions when the Pensacola Interstate Fai
Berkeley’s trailblazing adaptive sports nonprofit BORP turns 50
Long the “only game in town” for physically disabled athletes, it launched the country’s first power soccer program in the ’80s.
Green Bay Packers Kaleb Johnson trade gets strong review From ESPN
The Green Bay Packers have bolstered their backfield by bringing in Kaleb Johnson from the Steelers, sending Pittsburgh a future 2028 draft pick in return. ESPN viewed the transaction favorably, pointing to Green Bay’s decision as a savvy way to strengthen the position before the 2026 season gets underway. “The most likely outcome is still [...]
RFK Jr. packs health agencies with political appointees
Eighteen months into Robert F. Kennedy Jr.’s tenure leading the Health Department, he’s stacked his agencies with more political appointees than any other recent administration, while reducing staffing to a 20-year low.
RFK Jr. packs health agencies with political appointees
Eighteen months into Robert F. Kennedy Jr.’s tenure leading the Health Department, he’s stacked his agencies with more political appointees than any other recent administration, while reducing staffing to a 20-year low.
Gut health scientist's fiber-packed Med diet breakfast, lunch, dinner
A gut health scientist follows a Mediterranean diet, starting his day with overnight oats and ending it with beans.
Gut health scientist's fiber-packed Med diet breakfast, lunch, dinner
A gut health scientist follows a Mediterranean diet, starting his day with overnight oats and ending it with beans.
Is Six Flags Entertainment (FUN) Undervalued Following Its 2027 Ride And Halloween Plans?
Six Flags Entertainment (FUN) has put fresh attention on its stock after outlining a packed slate of 2027 capital projects and Halloween events, along with continued spending at parks like Carowinds and Carolina Harbor. Against this backdrop of new rides and expanded Halloween events, Six Flags Entertainment’s share price has been weak in recent months. The 30 day share price return is down 6.41% and the 90 day share price return is down 21.64%. This has contributed to a 1 year total...
The Lexus IS Refuses To Die: Special Edition Arrives For 2027
The venerable sports sedan gets a limited-run version, but the V8 ain't coming back.
ELDEN RING Community Quests
In celebration of the recently released ELDEN RING Tarnished Edition for Nintendo Switch and the Tarnished Pack available on PlayStation, XBOX, and STEAM we encourage all Tarnished to return to the lands between and rise together in shared quests to unlock new artwork commemorating each challenge.
Who will be the Packers’ third quarterback?
The Packers will eventually want to sign a third quarterback to their practice squad
Vikings-Packers Week 1 Game Receives Two Key Updates
As the Minnesota Vikings make their final roster decisions on Aug. 30 before the deadline, news emerged about their Week 1 opponent, the Green Bay Packers.On Aug. 30, the NFL announced that they are placing Packers running back Josh Jacobs on the Commissioner’s Exempt List. As a result, Green Bay won’t have their running back […] The post Vikings-Packers Week 1 Game Receives Two Key Updates appeared first on HEAVY.
Packers Get Intriguing Josh Sweat Take Amid 49ers Speculation
As the San Francisco 49ers are making final roster decisions on Aug. 30, they could also be exploring the trade market. One area of concern for the Niners heading into the 2026 NFL season is their pass rush.Nick Bosa has dealt with tendinitis during training camp and the preseason. Moreover, Bosa looks to be the […] The post Packers Get Intriguing Josh Sweat Take Amid 49ers Speculation appeared first on HEAVY.
Packers place Micah Parsons on injured reserve to start regular season while recovering from ACL tear
Parsons started training camp on the PUP list after tearing his ACL in December, and has been aiming for an October return.
Packers are trading for Pittsburgh Steelers running back Kaleb Johnson
The Packers have uncertainty at the running back spot, so they are trading for Kaleb Johnson, a Pittsburgh Steelers 2025 third-round draft pick.
Packers trade for RB Kaleb Johnson at cutdown deadline
Kaleb Johnson was the 83rd overall pick in the 2025 draft
Dolphins trade for Packers' preseason standout quarterback
The Dolphins stripped their roster down to the studs, but made a move for a potential QB2. Here are the details.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Donald Driver named ambassador for statewide health initiative by Network Health
GREEN BAY — Network Health launched a statewide health initiative, From Teeth to Toes, at the Packers Hall of Fame on Thursday, Aug. 20, with Donald Driver as an ambassador, signing on to take the …
The 11 best new Netflix shows and movies for September, including 3 big returning favorites
"'The Gentlemen" and "Monster: The Lizzie Borden Story" lead a month packed with new Netflix originals.
Green Bay Packers Cut Former Saints DB Before Roster Deadline
The Green Bay Packers made one of their initial roster moves after finishing the preseason, and it ended one of the shortest stays on their summer roster.The Packers announced Saturday that they had signed veteran tight end Jonnu Smith and released safety Tra Fluellen. KPRC 2 NFL insider Aaron Wilson also noted the corresponding moves […] The post Green Bay Packers Cut Former Saints DB Before Roster Deadline appeared first on HEAVY.
Jordan Love served as offensive playcaller in Packers preseason win
Jordan Love didn't play in the Packers' preseason finale on Friday night but he played a major role in the comeback win from the sideline.
Jordan Love served as offensive playcaller in Packers preseason win
Jordan Love didn't play in the Packers' preseason finale on Friday night but he played a major role in the comeback win from the sideline.
Saratoga businesses see sales boost during Travers weekend, but less than 2025
A packed Travers weekend at Saratoga Racecourse is bringing a surge of business to Saratoga Springs, even as some vendors say this summer has not matched last y
Inbox: It’s a tough business
Now it’s simply wait and see
'The sky's the limit' for Packers in 2026, Bullard says | FOX 11 One on One
FOX 11 Sports Director Ryan Wing sits down with Green Bay Packers safety Javon Bullard for a special training camp edition of FOX 11 One on One.
Packers' Matt LaFleur says Josh Jacobs will be on roster during legal process
Packers coach Matt LaFleur wouldn't say whether running back Josh Jacobs will be available for the Sept. 13 opener, but he expects him to be on roster
Packers Preseason Game 3: Some statistical nuggets vs. the Cardinals
Digging into some early numbers on the Packers thrilling preseason win over the Cardinals
Packers highlights vs Cardinals preseason game at Lambeau Field
The Packers are playing the Cardinals in their preseason finale. See photos from the game at Lambeau Field.
Owner Michael Bidwill Talks About Future Dignity Health Arizona Cardinals Performance Center
Cardinals owner Michael Bidwill joins the team's broadcast before their preseason game against the Packers to give an update on the team's performance center being built in Phoenix.
Packers vs. Cardinals Tonight: How to Watch, Odds & Prediction
The Green Bay Packers will finish their preseason at Lambeau Field on Friday night with a matchup against the Arizona Cardinals that gives Matt LaFleur one final look at the bottom half of his roster before cuts.Green Bay hosts Arizona after splitting its first two preseason games, including a 33-13 win at Denver last week. […] The post Packers vs. Cardinals Tonight: How to Watch, Odds & Prediction appeared first on HEAVY.
A new look at Fable’s style-weaving combat
Watch an action-packed, uninterrupted gameplay demo as the Hero journeys to the Underwall.