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Federal judge considers whether to extend ban against U.S. Postal Service mail voting changes
U.S. District Court Judge Indira Talwani is deciding whether to extend her prohibition on the proposed regulation of mail ballots, an effort undertaken as part of an executive order by President Donald Trump.
Florida entertainment district could attract 'iconic' national brands
After 2½ years, national restaurant, entertainment companies \
Schools around Kansas City had to cancel or delay outdoor sports due to dangerous heat all week
High temperatures are pushing Kansas City area schools to delay football games and cancel sports practices in order to keep kids safe on the field. But "it’s an easy decision" to make, one local athletic director said.
Gong-Show Griswold’s latest data dump a disaster
Last week, Colorado Secretary of State Jena Griswold’s office discovered they exposed for weeks the addresses of more than 130,000 “confidential voters” — including victims of sexual assault, domestic violence — and her political opponent in the attorney general’s race, District Attorney Michael Allen. The act itself, another in a growing list of acts of […]
Brawl of the Business Owners at GOP CD1 Primary Debate on WMUR
Verbal shots were fired in a battle of the business owners at the Republican Primary WMUR debate for the U.S. House of Representatives First Congressional District on Wednesday night.
Game day parking shifts as UT begins entertainment district construction
Season ticket holders now required to donate to priority fund for G-10 spots
Game day parking shifts as UT begins entertainment district construction
The construction will force some fans to park farther away on game days.
City council approves new lakefront entertainment district
The Lake Charles City Council unanimously approved a new entertainment district for the city’s lakefront that will include 10 restaurants, a mini amphitheater and outdoor recreation space near North Beach.
2026 NH Republican CD1 Debate: Health care costs
Brian Cole, Anthony DiLorenzo and Hollie Noveletsky, the Republican candidates to represent New Hampshire's 1st District in Congress, discuss what they can do legislatively to make health care more affordable for Granite Staters.
Sony and Microsoft say they’re not obligated to pass U.S. tariff refunds to consumers, echoing Nintendo
Back in July, Sony executives told investors that the company expected to receive $508 million in refunds from the U.S. government, after tariffs that the PlayStation-maker paid were ruled mostly in 2025 were found to be illegal. “Most” of the refund would by recouped by Sony’s gaming division, its chief financial officer said. This week, Sony’s lawyers are arguing that the company is not legally obligated to pass those proceeds on to consumers who paid for recently price-hiked PlayStation consoles. That’s in the face of a lawsuit from gamers calling on them to do exactly that. “Paying fair market price for voluntarily purchased consumer goods is not a legally cognizable injury in fact,” the lawyers wrote in a legal motion filed on Monday, as they asked a judge in California’s Northern District to dismiss a potential class action lawsuit over the tariff refunds. Microsoft made a similar argument two weeks ahead of Sony’s lawyers, in a similar lawsuit brought by a gamer in federal court in Washington State. As Microsoft’s legal team put it on August 21, in their request for a dismissal of that lawsuit: “There is nothing unjust about Plaintiff purchasing an Xbox at an advertised price and getting exactly what he paid for—regardless of whatever theory he devised months later about Microsoft’s cost structure.” Both legal fights are set to go on for some time. How things got to this point U.S. tariffs impacting a wide range of imported goods, including game consoles, had kicked off in early 2025. In May 2025, Microsoft raised the price of its Xbox consoles, citing “market conditions and the rising cost of development.” They raised them again that September. In August of that year, Sony raised the price of PlayStation 5 consoles, citing “a challenging economic environment.” Sony later told investors that its tariff fees for the fall quarter were nearly $200 million. in February of this year, the U.S. Supreme Court ruled the 2025 tariffs illegal, prompting impacted companies to begin to request refunds. In turn, consumers began suing the likes of Sony and Microsoft to get what they said was their share. The gamers in the Microsoft and Sony lawsuits argue that the 2025 price hikes of PlayStation and Xbox consoles, which added $50 or more to their sticker price, were due to illegal tariffs and should now be returned to consumers. The Sony suit started in May, when a group of gamers sued in federal court in California, saying Sony Interactive Entertainment (PlayStation) would be unjustly enriching itself if it did not pass tariff refunds to its PS5 buyers. “Sony is poised to be paid twice for the same unlawful tariff burden: once by its customers (through elevated prices) and once by the U.S. government (through tariff refunds),” the gamers’ lawyers wrote at the time. They called for Sony to partially reimburse anyone who bought a PlayStation in the U.S. since August 1, 2025. The Microsoft suit, filed by gamer Trevor Hastings against the Xbox giant in July, made similar claims. The console makers push back In late July, Nintendo’s lawyers, facing a similar suit accusing them of double-dipping on tariffs and refunds, replied with arguments that previewed Microsoft’s and Sony’s: “Nintendo or one of its retailers set a price for each product, and consumers decided whether that price was worth paying,” they wrote. Sony has buttressed that Nintendo-style argument this week by saying that the gamers have failed to prove that tariffs were the reason for its August 2025 PS5 price hike. They call thatclaim “speculative and illogical.” Other factors, including “inflation, currency fluctuations, component costs, logistics, competitive dynamics, or demand,” could have played a role. (No, the Sony lawyers do not break down the costs and factors that officially triggered the price increases). Microsoft has also argued that there’s no proof in these lawsuits that tariffs drove all or some of the price increase, as it seeks to dismiss the tariff refund suit it’s facing: “Plaintiff provides no specific allegations that would establish any pricing differential attributable to tariffs or suggest any possibility that Microsoft applied then or could recreate now any dollar-for-dollar calculation of tariff-related pricing—any more than it could any other market factor that affects pricing.” To further skewer the gamer side’s argument in its case, Sony’s lawyers have pointed to what might be a surprising defense: yet another PlayStation 5 price hike from this past spring, after the tariffs were ruled illegal. “If the original price increase were attributable to tariffs, SIE [Sony Interactive Entertainment, aka PlayStation] would have had no reason to raise prices again after the Supreme Court invalidated the IEEPA tariffs.” … “If tariffs were the cause of the price increases, one would expect SIE to lower prices once the tariffs were eliminated—not raise them again. Instead, the timeline confirms that the pricing of PlayStation consoles includes a diverse and dynamic set of input costs.” Judges have not yet ruled on the arguments made by Sony, Microsoft or Nintendo. Last week, Panic, the company behind the small, yellow Playdate handheld said it would be passing its tariff refunds on to consumers. It is the only gaming hardware maker to have made such a pledge. Game File is a reader-supported publication. To receive new posts and support my reporting, please consider becoming a free or paid subscriber. Subscribe Item 2: A reporter’s second Second Life Wagner James Au, who from 2003-2006 was paid by San Francisco-based tech company Linden Lab to be a full-time journalist embedded in their virtual world Second Life, is returning to the company. This time, he’ll be an editorial advisor and business development specialist, he tells Game File. The new role will involve trying to share the stories of people inhabiting Second Life’s ongoing online world with reporters and by extension the public. Au plans to continue to also chronicle some of that through his long-running blog New World Notes. I’ve known Au since the mid-2000s and featured him in a 2007 article for the Columbia Journalism Review about reporters like him opening up virtual news outlets within Second Life. As I wrote at the time: On April 22, 2003, writing as Hamlet Linden for the New World Notes blog on Second Life’s Web site, Au introduced himself. “For the next few months, Linden Lab has invited me to set aside my journalist cap, and instead, don the digital beanie of their in-house virtual correspondent.” He wasn’t paid to keep it positive. He wrote about builders and eccentrics, but then in August of that year, he reported on a tax revolt against Linden Lab (a complaint about the fees it charges users who build stuff) led by a resident whose avatar was a big cat. Second Life has always been less of a video game and more of a virtual world where people can live, hang out, make art, sell virtual items and flirt. Back in 2007, Au described touring it as “sort of like underwater lucid dreaming.” For the past two decades, Au has maintained New World Notes as an independent publication. But he said he’s been drawn back to Second Life and Linden Lab as a place to directly work. The virtual world has around 650,000 monthly active users, he said, “which is actually about what it was during the hype wave.” Au says he’s still finding rich stories in Second Life, the kind that keep him interested 20 years into the beat: “Over the last few months for instance, I wrote about an SL creator in Venezuela whose apartment was destroyed by the earthquakes, so the global SL community rallied to get him back on his feet,” he told me. “Then there’s the woman from a Middle Eastern country who explored her lesbian sexuality in SL, then earned enough from her virtual jewelry to escape her abusive family situation and country.” Au wants to beckon more reporters to give Second Life another look. He argues that it is often ahead of internet trends, noting, for example, an early backlash in the community against AI-made art. Now the platform is drawing curiosity from more of the user-generated content community who’ve grown up with the likes of Roblox, according to Au. “Second Life was too early during its hype wave in 2005-2010, but it now feels right for a new wave of interest,” he told me.
Juneau schools and organizations increase mental health support following death of teenagers
The Juneau School District and community organizations are offering additional support and resources following the death of two teenagers Monday evening. KTOO compiled this list of mental health resources, prevention events and support.
What’s behind the wave of Water Street business closures?
BizTimes Milwaukee editor Andrew Weiland discusses the recent closures of Lowcountry and Silk on Water, the district’s public safety concerns and what it could take to revitalize the downtown entertainment corridor.
Memorial Healthcare makes Strum president and CEO; he’ll also continue to lead Broward Health
The South Broward Hospital District selected Shane Strum as president and CEO of Memorial Healthcare System, making him the first person to lead both Memorial and Broward Health.
$1.1B Norman Rock Creek project faces key court hearing Tuesday
Oklahomans for Responsible Economic Development's case against Norman's Rock Creek Entertainment District project may be resolved as soon as Tuesday.
Fenton cites ‘geographic politics’ as Governor’s Council bid fails
SPRINGFIELD — Calling the results an illustration of “geographic politics,” Springfield City Councilor and local attorney Michael Fenton failed in his second attempt for the Eighth District seat on the Governor’s Council.
Man sentenced to five years in prison for planning business arsons
A man arrested last year with four Molotov cocktails was sentenced Tuesday before a district judge in Grand Rapids and will be facing 5 years in prison.
Mo. high court to decide if map referendum is on ballot
The court also heard an appeal over when petitioners may begin collecting signatures.
New Meatpacking District exhibition ‘Snoopy In Style NYC’ explores legacy of ‘Peanuts’ in fashion, sports and more
A limited-time art exhibition is celebrating Charles M. Schulz’s iconic character Snoopy and the world of “Peanuts” through the lens of fashion and style.
Neal, longtime incumbent, beats Whalen, an educator, political newcomer
U.S. Rep. Richard Neal has retained his seat as the congressman for the 1st Hampden District. He beat out school teacher Jeromie Whalen.
Osage Ambulance District Announces Community Healthcare Vending Machine in Chamois
The Osage Ambulance District announced the installation of a community Risk Reduction and Healthcare Vending Machine in Chamois.
SUNY Fredonia graduate takes FCS science job
Ava Waterman won’t have to travel far for her first teaching job. This fall, she makes the jump from SUNY Fredonia to the Fredonia Central School District as Fredonia’s new Science Teacher. Waterman graduated from SUNY Fredonia with a Bachelor’s Degree in Adolescence Education: Biology and is currently pursuing a Master’s Degree in Curriculum and […]
Local health district advises precaution after possible measles exposure
The Warren City Health District is reminding locals to stay aware and take simple preventative steps when it comes to measles.
Business Council applauds, State looking at appeal, after Climate Superfund Act ruling
A U.S. District Court Judge blocked New York's 2024 Climate Change Superfund Act this week, saying the State could not impose financial penalties to fossil fue
Local health district advises precaution after possible measles exposure
e Warren City Health District is reminding locals to stay aware and take simple preventative steps when it comes to measles.
The 21 seats Mike Johnson says will decide the House majority
Speaker Mike Johnson, R-LA, is eyeing 21 seats that will determine the House majority in the November midterm elections, including Colorado’s Congressional District 8. Johnson pointed to the nonpartisan Cook Political Report’s 21 toss-up seats, before rattling off a list of the races he is watching particularly closely. “Those 21 or so seats that are […]
Las Vegas Arts District launches petition to form business improvement district
A group of Las Vegas Arts District property owners have formally launched a petition effort to establish a Business Improvement District.
Chiefs ownership launches development arm to shape entertainment hubs around team’s facilities
The family of Chiefs Chair and CEO Clark Hunt formed Two-Point Development to plan and build entertainment districts around the team’s forthcoming Kansas City, Kansas stadium and its new headquarters and training facility in Olathe.
Pajaro Valley Unified hires new chief business officer after years of CBO turnover
Pajaro Valley Unified School District's governing board hired Victoria Knutson, currently Newark Unified's chief business officer, to fill the CBO role at a $248,418 salary — the district's fourth person in that position in roughly three years, as trustees hope her experience will help guide upcoming school closures.
UA Businesses Encouraged to Take the Water Quality Pledge
TAKE THE WATER QUALITY PLEDGE TODAYSince 2014, the Franklin Soil and Water Conservation District’s Water Quality Partner Program has been helping local businesses understand and implement stormw
How a federal grant brought mental health services into schools across 6 North Carolina school districts
Across six North Carolina school districts, Project AWARE is helping expanded access to school-based mental health care.
Live updates on the Massachusetts 2026 primary election
Follow along for our coverage of Massachusetts’ Markey-Moulton Senate matchup, the challengers to longtime House representatives and the Suffolk district attorney showdown.
Police saturate entertainment district in downtown Selma
From the West Alabama Newsroom– The Selma Police Department and the Dallas Co. Sheriff’s Office conducted a joint saturation detail in downtown Selma over the weekend. The detail was conducted in the city’s entertainment district — in response to a shooting incident that happened the previous weekend. “When you have 300 and something shots that were fired, one person injured,...
Colorado redistricting limits measure heads to November ballot
A proposed constitutional amendment that would prohibit Colorado’s congressional maps from being redrawn outside of election cycles has qualified for the November ballot, according to the Secretary of State’s Office. Under Initiative 256, redistricting changes for the 2028 election and beyond would be prohibited unless approved by the Congressional Redistricting Commission and the Supreme Court. […]
Chiefs, Hunt Midwest to create entertainment districts for new stadium, headquarters
A new formed company launched by the Chiefs and Hunt Midwest is helping develop mixed-use districts in Kansas City, Kansas and Olathe
Cat Tests Positive for Rabies in Chatham County
CHATHAM COUNTY, GA – The Chatham County Health Department’s Environmental Health office is alerting the community that a cat... Continue Reading This Post
Michigan school districts offer insurance-free care to beat rising health costs
Direct primary care typically works outside insurance. But what if it were instead added to existing coverage? Three Michigan school districts are giving it a try.
Media Advisory: Stand Up for Science Hosting 'Empty Chair' Town Hall in Dayton on September 2
Public event will connect Stand Up for Science with science advocates and constituents in Mike Turner’s OH-10 district to hear their concerns.
City and URA Announce $600,000 partnership to Renovate Façades
As part of Mayor O’Connor’s Main & Main initiative, he and the Urban Redevelopment Authority of Pittsburgh (URA) have announced a new $600,000 strategic investment in the East Ohio Street business district.
Data centers \'exploded\' in Pa. politics this year. How will it impact Lancaster County\'s 36th Senate District race?
Voters across the country are being inundated with campaign advertisements about data centers and artificial intelligence ahead of the November midterm election, including in Lancaster County’s highly competitive 36th Senate
Pennsylvania senator prepares for push to bring single-payer healthcare to the state
Sen. Nikil Saval, representing the commonwealth’s first district in Philadelphia, circulated a letter to colleagues last week announcing his plan to introduce legislation to bring universal healthcare coverage to every resident of the state.
St. Charles Park District: Building confidence, one Science experiment at a time
Column: Making soft, stretchy slime or dabbling in crafting Halloween-themed science experiences, there’s always a secret ingredient that instructor Lisa Lombardi brings to the table: Positivity, writes Melissa Rubalcaba Riske for the St. Charles Park District
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Former Edmonton mayor lobbying for Oilers Entertainment Group
OEG seeking funding from federal housing ministry, DND for Village at Ice District housing
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Dry no more: Wave of new businesses, community events reinvigorate Bellevue
Lisa Saylor fondly remembers growing up in Bellevue. Born in the borough in 1968, Saylor recalls walking to and from school daily, along with the bustling commercial district that was Lincoln Avenue, Bellevue’s main thoroughfare. “Multiple drug stores, multiple eateries, shoe stores, Isaly’s was here,” she recalled. “It was very
Residents discuss the next steps for Columbia's Black business district
With the Shops at Sharp End closing next month, Columbia community members discuss how to best move forward in the area.
This Appalachian memoir author is running as a Democratic contrast to JD Vance
Beth Macy is challenging Rep. Ben Cline in a bright-red Virginia district, hoping her own story and the stories she told about the region will win back rural and working-class White voters.
New Pasadena entertainment district plans in the works, city leaders say
It comes after approval of a $370,000 contract by the economic development corporation board on Thursday night.
Local health department reports human case of West Nile in Central Nebraska
The Grand Island-based Central District Health Department (CDHD) Friday reported the first human case of West Nile Virus (WNV) in the district.
Trump loses again in bid to erase his hush money conviction
It is the third time Judge Alvin K. Hellerstein has blocked Trump from having the U.S. District Court in Manhattan seize control of the case from the New York court where he was tried and convicted.
DPH Confirms Four Additional Measles Cases in Georgia
The Georgia Department of Public Health (DPH) has confirmed four additional cases of measles in the metro Atlanta area.
2 downtown Raleigh additions and Chapel Hill’s first entertainment district
Chapel Hill’s University Place and downtown Raleigh see new openings.
DPSCD board addresses funding gaps between sports teams
The Detroit school district provides $200 in funding for each K-8 sports team. That’s not enough, says DPSCD Board President LaTrice McClendon.
Ozarks Sports Zone Digital Extra: See the Week 1 high school football slate
High school football is back! KY3’s Chad Plein and the Ozarks Sports Zone’s Chris Parker break down the Week 1 slate. Also, see district assignments for fall sports.
Troops, taxes, war dominate Colorado’s 5th CD debate between Jeff Crank, Jessica Killin
Republican U.S. Rep. Jeff Crank and Democratic challenger Jessica Killin on Thursday night clashed over the war in Iran, the federal budget and healthcare when they took the stage in Colorado Springs for a sold-out debate in the race to represent Colorado’s 5th Congressional District. The debate, which came just over five weeks before general […]
Tampa approves $80 million in funding for Tampa Bay Rays ballpark
The city agreed on a development and funding agreement to build a stadium on Hillsborough College's Dale Mabry campus.
Kiss video at center of Lyons Township FOIA fight could impact Cook County Board, Congress races
Surveillance video showing a kiss between Lyons Township Clerk Elyse Hoffenberg and Bridgeview Mayor Steve Landek has become a political flashpoint in both a Cook County board race and the race for Illinois’ 4th Congressional District.
New poll shows Democrats lead GOP in battleground districts in South Texas
The results suggest that some Hispanic voters might be returning to the Democratic Party after shifting to the GOP in recent elections.
Democrats want to draw more safe House seats. It could cost Black lawmakers.
Republicans have added more than a dozen conservative-leaning House districts, giving them a shot at keeping their threadbare majority.
The Politics Hour: Maryland redistricting in limbo and reactions to accusations of ICE agent brutality
WAMU's Jenny Abamu on what's next in the Maryland redistricting fight, Arlington County's Maureen Coffey on increased federal immigration enforcement, and Prince George's County's Krystal Oriadha discusses the latest with the FBI Headquarters' move to Greenbelt.
Democrats' redistricting push in blue state hits legal snag
A Maryland court blocked Democrats' congressional redistricting ballot initiative after a judge ruled state deadlines for adding measures were violated.
Students ‘cracking the code’ as GRPS expands science of reading instruction
Students at Grand Rapids Public Schools are learning reading "codes" as the district expands its science of reading approach. (Aug. 27, 2026)
Democrats want to draw more safe House seats. It could cost Black lawmakers.
Democrats want to redistrict to expand their number of safe seats in Congress. But that could mean losing some Black lawmakers.
We must deliver on cost of living
By Ryan Gonzalez Insurance premiums are on the rise. Property taxes are increasing. Groceries are becoming more expensive. Gas prices are reaching record levels. Housing costs are becoming unsustainable. These are the concerns I hear from people in my district. But these issues are becoming more common across the state as people continue to live […]
Air district report of Richmond refinery highlights higher cancer risk
The preliminary findings released Tuesday show residents living near the Richmond oil refinery face a higher risk of developing cancer over a lifetime of exposure to carcinogenic pollutants.
Regulators find elevated health risks near Chevron Richmond Refinery
(KRON) — Chevron Richmond hit back at claims levied by the Bay Area Air District about potential health risks to residents who live near its refinery, claiming that the assessment released Tu…
Jefferson County WIC, health district host breastfeeding awareness event for moms
Mothers and families in Jefferson County had a chance Wednesday to connect with breastfeeding resources and information as a community event returned after bein
Philadelphia DA says he'll keep piece of Trump's White House ballroom 'after we all blow it up'
Philadelphia District Attorney Larry Krasner said Tuesday he expects President Donald Trump’s White House ballroom to one day be blown up in an “official ceremony."
Alpharetta Mall May Convert to Mixed-Use Entertainment Center
The North Point Mall may be transformed into a sports-adjacent, mixed-use entertainment center. In a major move for professional sports in Georgia, the Alpharetta City Council voted to approve a vision to transform North Point Mall into a sports-adjacent, mixed-use entertainment district. Its all contingent on the NHL awarding a franchise team to the North Point ...
Alley Bash connects Aspinwall business districts, draws crowd
Aspinwall officials and families celebrated a connection of the borough’s business districts. Alley Bash took place Aug. 20 with vendors, music and activities up and down the side street between Eastern and Brilliant avenues. More than 100 people participated in the event presented by the borough in collaboration with Aspinwall
Fire destroys beloved businesses in heart of historic Southern California district
Arson investigators are working to determine the cause of a massive fire that tore through several beloved businesses in the heart of Santa Clarita’s Old Town Newhall on Monday as city leader…
GOP's Singer 'very prepared' to oust Dem Moskowitz in toss-up Florida race that could determine House majority
Scott Singer says Florida's redrawn 25th Congressional District gives Republicans a path to flip Jared Moskowitz's seat in a narrowly divided House.
Peninsula Health Districts to offer free resources at Overdose Awareness Day event
NEWPORT NEWS, Va. (WAVY)- Overdose continues to affect every community, yet it can be prevented. International Overdose Awareness Day (IOAD), which falls on August 31, is a day to take action on ov…
Elon Musk won't face election bribery charges in Wisconsin
The bipartisan Wisconsin Elections Commission in July referred two complaints to the Brown County district attorney’s office for possible charges.
Former Northside coach reaches $525,000 settlement with school district
It cost the Fort Smith Public School District $525,000 – not including legal fees – and the resignation of a school board member to fire Northside High School head football...
Derrick Van Orden turns out deepfakes to lampoon Rebecca Cooke
Republican Derrick Van Orden has used deepfakes on his social media accounts to lampoon 3rd Congressional District opponent Rebecca Cooke.
Alpharetta OKs North Point sports and entertainment district
A plan to transform North Point Mall into a massive sports and entertainment district received city council approval Aug. 24, paving the way for a potential National Hockey League franchise in Alpharetta. In a 4-3 vote, council members approved a master plan amendment, rezoning, a conditional use permit and variances for a mixed-use development anchored by a 20,000-seat hockey arena.
Forward Party asks judge to decide if New Mexico ballot rules unfairly protect two-party system
A federal judge in Santa Fe is preparing to decide if New Mexico’s two-tiered system for qualifying candidates in elections protects the two-party system by placing unreasonable requirements on smaller parties looking to qualify candidates for the ballot. U.S. District Judge Margaret Strickland is scheduled to hear arguments in the case on Friday. This story […]
Gardner entertainment district moves to City Council
Ambitious entertainment district clears first hurdle- moves to city council.
Gardner entertainment district moves to City Council
Ambitious entertainment district clears first hurdle- moves to city council.
House Speaker Mike Johnson headed to New Mexico to campaign for Greg Cunningham against Gabe Vasquez
House Speaker Mike Johnson is headed to New Mexico on Tuesday to campaign with Greg Cunningham, the Republican candidate looking to oust Democratic Congressman Gabe Vasquez in the sprawling Second Congressional District covering Southern New Mexico and Albuquerque’s Westside. This story was originally published at New Mexico Political Report, a nonprofit news service covering politics […]
The science behind later school start times
As Pennsylvania districts consider later bells, Penn Medicine sleep and neuroscience experts explain why adolescent biology can make early school start times especially challenging.
North Point Mall: Redevelopment plan for hockey arena, entertainment district approved
The Alpharetta City Council has approved a plan to redevelop North Point Mall into a massive entertainment district.
The playbook for college sports revenue is expanding from logos and fees to entertainment districts
As college sports costs soar, universities are getting creative — from jersey patches and ticket fees to entertainment districts and corporate deals — in the race for new revenue.
Gardner approves rezoning for proposed $1.5 billion entertainment district
An arts and entertainment district is one step closer to becoming a reality in Gardner, Kansas, after rezoning for the project was approved
Local business owners excited as Sturgeon Bay explores downtown entertainment district expansion
In Downtown Sturgeon Bay, neighbors can carry alcoholic beverages in some areas, which could be expanding soon and impacting local businesses.
Live Results: Georgia special election runoff to replace Rep. David Scott
Residents of Georgia’s 13th Congressional District outside of Atlanta will get a new representative to Congress after a special election runoff Tuesday to replace the late Democratic Rep. David Scott, who died April 22.
Chapel Hill’s first entertainment district is opening this fall
Beginning Wednesday, Sept. 16, 21+ customers will be able to take alcohol beverages to-go and shop among participating stores in the development.
Alpharetta weighs North Point sports, entertainment district
Jamestown, a developer, is seeking approvals for a sports and entertainment district that would transform Alpharetta’s North Point Mall. The requests cleared the city’s planning commission in a 4-3 vote Aug. 6.
Archer Aviation plans downtown Los Angeles vertiport at L.A. LIVE entertainment district
Archer Aviation and AEG have announced plans to develop a vertiport at L.A. LIVE, AEG's sports and entertainment district in downtown Los Angeles adjacent to Crypto.com Arena, with Archer as the distr
AEG, Archer plan vertiport at L.A. LIVE entertainment district
AEG, Archer plan vertiport at L.A. LIVE entertainment district
Third time the charm? Democrat Christina Bohannan tries again in pivotal US House race in Iowa
Democrat Christina Bohannan is making a third attempt to win a congressional seat in Iowa's 1st District.
HVRSD Prepares for New School Year With New Cellphone Rules, Mental Health Funding
With students returning to classrooms on Sept.1, the Hopewell Valley Regional School District is putting the final pieces in place for the 2026-27 school
As students head back to school, some may be on sports teams with players from other districts
Michael Bisson, who runs the Interscholastic Division at the Maine Principals Association, said that as enrollments have declined, schools have had to work together to field full teams.