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After vast sewage spill, officials say testing shows Potomac is back to health

Testing “found no current signs of harm” from the millions of gallons of raw sewage that flowed into the river in January, according to D.C. Water.

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Oct 7 • 5:30 PM EDT • Health • washingtonpost.com
Epic used AI to find potential security flaws that could expose patient health records

Epic Systems revealed last month that it used an advanced artificial intelligence tool to find security weaknesses that could have allowed undetectable access to patient health data. Epic maintains health records for more than 325 million patients around the world.

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Oct 7 • 5:18 PM EDT • Health • wpr.org
ENTERTAINMENT: Magic Screams at Magic Springs; MacArthur Museum hosts 13th Vintage Vehicle Military Show

Magic Springs Theme and Water Park brings back its annual Magic Screams, billed as Arkansas’ largest Halloween festival.

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Oct 7 • 5:00 PM EDT • Entertainment • arkansasonline.com
Science on Target: Q3 Publications from our Innovation Ecosystem

Antisense Oligonucleotide Tofersen Distribution in the Central Nervous System of SOD1-ALS Autopsy Tissue Donors. Guise AJ, Sellon MT, Roemer SF, Monine M, Comfort Harris NT, […] Plowey ED. JAMA Neurol. 2026 Jul 6:e262195. doi: 10.1001/jamaneurol.2026.2195. Epub ahead of print. PMID: 42406382; PMCID: PMC13338845. Using human 3D organoid models to gain mechanistic insight in motor neuron […]

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Oct 7 • 4:41 PM EDT • Science • targetals.org
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Zeldin announces EPA proposal to support cleaner air and business growth in Arizona

EPA Administrator Lee Zeldin visited Arizona Tuesday to announce proposed approval of Maricopa County Rule 204, an emissions-reduction program intended to help businesses invest and expand while improving air quality. The announcement followed a roundtable with business leaders and elected officials. Rule 204 would allow qualifying voluntary emissions reductions from nonroad engines and equipment to […]

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Oct 7 • 3:59 PM EDT • Business • chamberbusinessnews.com
This surprising mammal fossil is giving scientists something to chew on

It's likely you've already chewed and swallowed some tasty morsel today. But when did that ability emerge? New evidence points to at least the middle Jurassic, back when dinosaurs still reigned.

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Oct 7 • 3:59 PM EDT • Science • npr.org
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The first Nvidia RTX Spark laptops cost up to $7,000

Prices start much lower, but 128GB of unified memory is going to really cost you.

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Oct 7 • 3:05 PM EDT • Technology • theverge.com
Downtown office vacancy falls for second straight quarter

Vacancy has now edged lower for two straight quarters after a historic run of 15 straight quarters in which the rate hit a new all-time high.

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Oct 7 • 2:44 PM EDT • Business • chicagobusiness.com
Scientists uncover how the world's smallest flowering plant became so tiny

A new study has revealed how some plants pack the same structures as larger species into a tiny space, making them promising candidates for future crops.

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Oct 7 • 2:20 PM EDT • Science • phys.org
Get AirPods Pro 3 for $179, Apple Watch for $199, and More Before Prime Day Ends Today

Amazon Prime Big Deal Days is coming to a close later today, so we're quickly recapping all of the best Apple and Apple-related deals that are still live on Amazon right now. Since many of these products have been on sale for a few days, shipping may be delayed, but they're all at some of the lowest prices we've ever seen. Note: MacRumors is an affiliate partner with some of these vendors.

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Oct 7 • 1:10 PM EDT • Technology • macrumors.com
Oct. 7 reshaped Israel. Three years on, its political map remains largely unchanged.

As Israelis head to the polls, analysts say Oct. 7 and the war that followed have hardened existing political divisions rather than fundamentally changing them.

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Oct 7 • 1:08 PM EDT • Politics • jta.org
Primary Partners Alliance Demonstrates Nearly $70 Lower PMPM Healthcare Costs Using Lightbeam Health Solutions

/PRNewswire/ -- Lightbeam Health Solutions, a proven AI-enabled solutions and services leader helping healthcare organizations succeed in value-based care,...

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Oct 7 • 12:02 PM EDT • Health • prnewswire.com
GOP gubernatorial candidate pitches plan to lower property taxes

Charles, an attorney and former federal official, said he will also work with the federal government to increase funding for things like substance use disorder treatment.

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Oct 7 • 10:55 AM EDT • Politics • spectrumlocalnews.com
Fun, festivals and frivolity: Harvest, Halloween events in October

Although the weather might be saying summer’s not over yet, the calendar says it’s time for the annual wave of harvest festivals and Halloween events is about to hit.

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Oct 7 • 10:30 AM EDT • Entertainment • chronicleonline.com
Kelly Ripa reveals her own funeral plans, says Mark Consuelos isn’t allowed to do 1 key task

Kelly Ripa revealed her own funeral plans on ‘Live With Kelly and Mark,’ admitting that husband Mark Consuelos isn’t allowed to perform one key task after she dies.

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Oct 7 • 10:28 AM EDT • Entertainment • ew.com
Accel Entertainment Announces Third Quarter 2026 Earnings Conference Call and Webcast

Accel Entertainment will announce third-quarter financial results on November 3, 2026, followed by a conference call and webcast.Quiver AI SummaryAccel Entertainment, Inc. announced that it will release its financial and operating results for the third quarter ending September 30, 2026, on November 3, 2026, after market close. The Company will hold a conference call and webcast at 4:30 PM ET to discuss the results, featuring CEO Mark Phelan and o

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Oct 7 • 10:10 AM EDT • Entertainment • quiverquant.com
Lower Burrell business outreach project gives city insight into wishes, challenges of business district

A summer intern’s project surveying Lower Burrell business owners is already helping the city strategize how to bridge gaps between its local government and business district. It’s also the catalyst for a new effort to form a business owner network, said City Manager Greg Primm. Kyle Radecki, an urban planning

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Oct 7 • 9:44 AM EDT • Business • triblive.com
Spooky Mad Science Expo returns Oct. 17 with more than 100 hands-on science activities

The free Halloween-themed event at Patrick Henry Recreation Center is in its 11th year. The mayor is scheduled to read a city proclamation at 4 p.m.

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Oct 7 • 9:04 AM EDT • Science • alexandriabrief.com
'The Social Reckoning' review: Aaron Sorkin's follow-up to 'The Social Network' is missing some key ingredients

A whistleblower reveals hard truths about Facebook in this sequel, which opens Friday.

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Oct 7 • 9:03 AM EDT • Entertainment • yahoo.com
The Politics of Sustainability Have Changed. The Business Case Hasn’t.

Corporate sustainability may have fallen out of favor in some executive and political circles, but the business case remains strong: Companies continue to invest because sustainability initiatives can deliver measurable gains in profitability, resilience, and growth. Drawing on research from NYU Stern’s Center for Sustainable Business and other recent studies, the article shows how four areas in particular—circularity, decarbonization, sustainable sourcing, and employee well-being—can lower costs, reduce risk, strengthen supply chains, improve productivity, and create new revenue opportunities. Examples from industries including automotive, healthcare, apparel, energy, consumer goods, and manufacturing illustrate how companies are capturing value through resource reuse, energy efficiency, resilient sourcing strategies, and investments in frontline workers. While the language of ESG may be losing momentum, the underlying business fundamentals have not changed: organizations that systematically address material environmental and social challenges, quantify the financial impact of their efforts, and embed sustainability into core decision-making are better positioned to improve operational performance and create long-term enterprise value.

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Oct 7 • 8:25 AM EDT • Business • hbr.org
The Politics of Sustainability Have Changed. The Business Case Hasn’t.

Corporate sustainability may have fallen out of favor in some executive and political circles, but the business case remains strong: Companies continue to invest because sustainability initiatives can deliver measurable gains in profitability, resilience, and growth. Drawing on research from NYU Stern’s Center for Sustainable Business and other recent studies, the article shows how four areas in particular—circularity, decarbonization, sustainable sourcing, and employee well-being—can lower costs, reduce risk, strengthen supply chains, improve productivity, and create new revenue opportunities. Examples from industries including automotive, healthcare, apparel, energy, consumer goods, and manufacturing illustrate how companies are capturing value through resource reuse, energy efficiency, resilient sourcing strategies, and investments in frontline workers. While the language of ESG may be losing momentum, the underlying business fundamentals have not changed: organizations that systematically address material environmental and social challenges, quantify the financial impact of their efforts, and embed sustainability into core decision-making are better positioned to improve operational performance and create long-term enterprise value.

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Oct 7 • 8:25 AM EDT • Politics • hbr.org
Lower US Treasury yield view persists despite biggest quarterly surge since 1994

US Treasury yields are forecast to fall over coming months, according to fixed income strategists in a Reuters poll who clung to their long-held view despite the benchmark 10-year yield recording its biggest quarterly jump since 1994.

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Oct 7 • 8:11 AM EDT • Business • reuters.com
Business Beat : Tunnel of Terror opens Saturday at Stickley Family Farms in Colon

COLON, Mich. - A longtime Michigan Halloween tradition returns this weekend when the Tunnel of Terror opens Sa...

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Oct 7 • 8:09 AM EDT • Business • wtvbam.com
Here Are Wednesday’s Top Wall Street Analyst Research Calls: Abbott Laboratories, AppFolio, Delek US Holdings, Flutter Entertainment, Honeywell Aerospace, Intuitive Surgical, Marvell, NetApp, and More

Pre-Market Stock Futures: Futures are trading lower as today’s oil and interest rates are higher. Baseball legend Babe Ruth was often credited with the saying, “Records are made to be broken,” and Tuesday was one of those days for the stock market. For the second straight day, all major indices ended higher, with only the […]

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Oct 7 • 7:59 AM EDT • Entertainment • 247wallst.com
Cedar Point's HalloWeekends gains national recognition

It's spooky atmosphere has gained national recognition, landing on USA Today's 10Best for theme park Halloween events.

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Oct 7 • 7:32 AM EDT • Entertainment • spectrumnews1.com
Preteens, phones and a hidden health risk

A study found 70% of kids they followed owned a smartphone by age 12. The kids reported at least one symptom of an eating disorder by 14.

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Oct 7 • 7:06 AM EDT • Health • wbay.com
Healthy Food Bundles Lowered Weight, Blood Pressure Long-Term, Study Shows

By Dennis Thompson HealthDay ReporterWEDNESDAY, Oct. 7, 2026 (HealthDay News) — Sending people bundles of healthy food can help them lose pounds and reduce blood pressure, a new study says. People receiving plant-based grocery packages from a Boston-area food pantry wound up in overall better health ...

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Oct 7 • 6:15 AM EDT • Health • usnews.com
What could MS Legislature, politicians do to lower gas prices?

The days of the $20 tank are so far in the rearview mirror that the memories have grown fuzzy.

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Oct 7 • 6:04 AM EDT • Politics • clarionledger.com
8 Halloween parades to check out in Lancaster County in 2026

From Columbia to Ephrata, there are more than a half dozen ways to watch Halloween parades and maybe get some candy along the way, too.

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Oct 7 • 5:00 AM EDT • Entertainment • lancasteronline.com
7 Halloween parades to check out in Lancaster County in 2026

From Columbia to Ephrata, there are more than a half dozen ways to watch Halloween parades and maybe get some candy along the way, too.

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Oct 7 • 5:00 AM EDT • Entertainment • lancasteronline.com
NFA test scores dip, but 91% of freshmen stay on track to graduate

NFA's performance index for the 2025-2026 school year is lower than the state average but comparable or better than nearby larger high schools.

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Oct 7 • 4:55 AM EDT • Science • norwichbulletin.com
On Par Entertainment to present competition murder mystery

On Par Entertainment is combining the anxiety of an escape room with the fear of Halloween to present its first-ever OPE! Murder Mystery: A Killer Halloween from 7-11 p.m. Thursday, Oct. 15.

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Oct 7 • 1:00 AM EDT • Entertainment • daytondailynews.com
‘Hotel Transylvania’ Halloween party headed to Waynesville

This year, the Waynesville Parks & Recreation is throwing it’s biggest Halloween celebration yet. The Hotel Transylvania Halloween Party will be held from 5-8 p.m. Friday, Oct. 16, at the

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Oct 7 • 12:00 AM EDT • Entertainment • themountaineer.com
TSU students return to Science Building, report persistent mold smells and safety concerns

Students at Texas Southern University were allowed back inside the Science Building after mold, condensation, and air quality issues forced the facility to shut down for nearly two months.

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Oct 6 • 8:08 PM EDT • Science • fox26houston.com
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Aahs! to shutter after Halloween, joining recent Westwood business closures

Aahs! The Ultimate Gift Store will celebrate its last Halloween in Westwood before shuttering Nov. 3. Aahs! – which opened in 1981 on the corner of Kinross Avenue and Westwood Boulevard – sells costumes, props, toys and novelty items.

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Oct 6 • 8:00 PM EDT • Business • dailybruin.com
FBI whistleblower alleges Trump ordered investigations of L.A.-area immigration protesters

A former FBI intelligence analyst has alleged that President Trump ordered the FBI to launch unconstitutional investigations into immigration enforcement protesters from the Los Angeles area.

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Oct 6 • 6:48 PM EDT • Politics • latimes.com
Amazon crash attorneys say pilot pairing may have been key flaw behind fatal incident

The attorneys’ claims followed preliminary NTSB findings that the pilots faced excessive speed and failed to deploy key braking systems.

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Oct 6 • 6:47 PM EDT • Business • foxbusiness.com
EPA Proposes Approval of Maricopa County Air Quality Rule 204

An effort to lower emissions and protect jobs in Maricopa County is picking up momentum with yet another milestone announcement.Today, the Environmental Protection Agency (EPA) announced proposed appr

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Oct 6 • 6:16 PM EDT • Business • maricopa.gov
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Massie files bill to let small farmers process their own livestock

The bipartisan Red Meat Inspection Exemption Act would cut red tape and costs at a time consumers are looking for lower food prices, Massie said in a news release.

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Oct 6 • 5:34 PM EDT • Politics • spectrumlocalnews.com
Atrium promises state workers lower copays beyond its State Health Plan deal

Treasurer Brad Briner said the program will raise members’ costs in the long run and “violates the spirit of who gets to run” the plan.

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Oct 6 • 3:32 PM EDT • Health • newsobserver.com
Atrium Health's new Affordability Protection Program lowers costs for state employees

Atrium Health's new Affordability Protection Program, effective January 1, 2027, will reduce outpatient surgical care copays and lower inpatient hospital copays.

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Oct 6 • 3:19 PM EDT • Health • wfdd.org
Milton business fined for oil spill into Lamoille River

ANR says petroleum product from Rowley Fuels Inc. overflowed from a fuel delivery truck during a transfer at their storage facility in 2024.

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Oct 6 • 3:07 PM EDT • Business • wcax.com
UNC Health Begins Construction of West Cary Campus

A medical office building and parking deck will open in 2028, followed by a hospital in 2032.

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Oct 6 • 3:03 PM EDT • Health • news.unchealthcare.org
ASU national security expert explains missteps since 9/11 attacks

The war against terror immediately after the 9/11 attacks had clear goals that were quickly accomplished, but has been followed by many missteps in the 25 years since, according to an Arizona State University national security expert.Peter Bergen, a professor of practice at ASU, recently released the book, “All the President’s Wars: Twenty-Five Years of America's War on Terror.”

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Oct 6 • 2:52 PM EDT • Politics • news.asu.edu
Location Photo

Each week, on Wednesday, The Journal will post a location challenge photo on its Facebook page, encouraging followers to identify where said location can be found. This week, staffer Tom

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Oct 6 • 1:39 PM EDT • Entertainment • journal-news.net
Private owner closes downtown East Lansing parking lot, upsetting businesses

Bob Metzger followed through on threats to close a large portion of a downtown East Lansing parking lot because of a thwarted high-rise development.

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Oct 6 • 12:50 PM EDT • Business • lansingstatejournal.com
Wisconsin governor candidates offer opposing plans to address rising health care costs

Republican U.S. Rep. Tom Tiffany and Democratic Milwaukee County Executive David Crowley say they want to lower health care costs and make care more accessible. But they’re offering different views on how to do that.

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Oct 6 • 12:44 PM EDT • Health • civicmedia.us
Downtown Tallahassee business expects slower day after nearby underground electrical fire

Metro Deli is located just two blocks from where Tallahassee city officials said the fire-related incident unfolded and left damage on Monroe Street Tuesday morning.

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Oct 6 • 11:57 AM EDT • Business • wctv.tv
October 2026 Halloween events guide for Eastern Iowa

Looking for the best Halloween events in Eastern Iowa this October? From terror-filled haunts like Circle of Ash to family-friendly parades, library events, and live orchestral concerts, here is your ultimate regional roundup of fall festivities in the Cedar Rapids-Iowa City Corridor.

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Oct 6 • 11:00 AM EDT • Entertainment • thegazette.com
ConnectOne Bank joins program for lower-rate business loans in NY

ConnectOne Bank is participating in New York's Linked Deposit Program, which provides small and middle-market businesses access to lower-interest commercial loans. This initiative supports business expansion and innovation by reducing borrowing costs and improving cash flow for eligible companies across Long Island and New York State.

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Oct 6 • 10:56 AM EDT • Business • libn.com
Scientists Just Found a Strange Link Between Cats and Happiness

Countries with more cats tended to report higher happiness, while greater exposure to a common cat parasite was linked to lower scores.

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Oct 6 • 10:37 AM EDT • Science • vice.com
Ochsner uses AI to widen clinical trial screening

The health system reports 41% greater screening capacity, 3.6 times as many patients followed for future eligibility and approximately 75% less manual screening work. The vice chief scientific officer tells the tale.

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Oct 6 • 10:30 AM EDT • Health • healthcareitnews.com
Sphere Entertainment stock price target lowered to $125 by StoneX

Sphere Entertainment stock price target lowered to $125 by StoneX

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Oct 6 • 10:14 AM EDT • Entertainment • investing.com
Brazil: Lessons from a Disaster

By Antonio Martins (Outras Palavras) Defeats become deeper and more prolonged when we misunderstand what caused them, avoid correcting course, and embrace “solutions” that only compound our mistakes. Lula’s government and the Brazilian left suffered a disaster in Sunday’s election. Contrary to every poll, the president finished the first round 2.2 million votes behind Flávio Bolsonaro—and, more significantly, 3.4 million votes below his total four years ago, when the machinery of the state was working against him and in favor of his opponent. His vote share declined in 98 percent of Brazil’s municipalities. The PL, the main party of the far right, elected 121 deputies and 28 senators, becoming the largest caucus in both houses of Congress. The parties aligned with the Centrão—Brazil’s bloc of transactional center-right parties—were somewhat diminished, but will still hold roughly 250 seats in the Chamber of Deputies and 35 in the Senate. That will make it easier to assemble the majorities needed to amend the Constitution or impeach Supreme Federal Court justices. If elected, Flávio Bolsonaro could appoint four members of the Court, substantially altering its internal balance of power. What produced these results? How can the far right be prevented from consolidating them into a prolonged political hegemony? And what is the essential change of direction the left now needs? Explaining the Disaster Across the commercial media and the exuberant chaos of digital platforms, interpretations are multiplying. Some focus on specific episodes: Lula’s absence from the Globo debate, his very close relationship with Alexandre de Moraes, or his emphasis on issues supposedly remote from most people’s everyday concerns, such as rare earth minerals. Among the more systemic interpretations, three seem especially questionable. One argues that the principal defeat was not the left’s, since its congressional representation declined only slightly. The decisive movement captured at the ballot box, according to this view, was a shift within the right itself—from the more moderate and transactional forces of the Centrão toward the more ideological and radicalized forces of the PL and Novo. A second interpretation holds that the nature of electoral and political processes has changed. The material interests and aspirations of society, it argues, no longer play the central role they once did; they have given way to forms of subjective self-identification that the left has yet to understand. And a third concludes that, because of these two developments, we should expect a political winter: a prolonged period in which the far right and the broader right dominate Brazilian political life. There are important elements in all three interpretations. The problem lies in what they deny or leave out: Lula’s third government was a small-bore government. It offered the majorities that elected it neither a clearly better life nor reasons to believe again in politics and its power to transform society. These failures flowed from two fatal accommodations, which I will examine below. As a result, the government suffered a slow but steady erosion of support. And, as has happened in so many Western countries, it gave the far right the opportunity to present itself as anti-system and to benefit from popular frustration and distress. The interpretation that emphasizes the migration of votes from the center-right and traditional right toward the far right has been advanced, among others, by the courageous journalist Leonardo Sakamoto. In his UOL column on Monday, October 5, he highlights the miserable behavior of the traditional conservative parties. Over the past four years, they repeatedly joined forces with the “neo”-fascists, helping to “normalize” them—a criticism that could equally be directed at almost the entire corporate media. Believing they could use the far right as a stepping stone, they instead ended up partly devoured by it. This was especially true in the Senate, where the PL’s gain of 13 senators and Novo’s gain of two came at the expense of the PSD, which lost nine; the MDB, which lost two; the PSDB, which lost two; and the PP, which lost one. Sakamoto’s observation is accurate and necessary, but it leaves uncomfortable questions unanswered. Why did the erosion of the Centrão benefit the far right rather than, for example, producing growth for the left—as has happened so many times before, both in Brazil and elsewhere? The answer is not difficult. Throughout its four years in office, Lula’s third government was almost invariably associated with the Centrão. Here lies its first accommodation: accepting the limits imposed by conservative institutions; avoiding, as much as possible, any attempt to strain those limits through popular pressure; and believing only in the modest changes that could be squeezed through openings in Congress. The failure of the campaign to end the six-day workweek is emblematic. Lula could have electrified the presidential race by pairing it with a popular campaign for passage of the measure. Instead, he chose to place his hopes in the hands of Senate president Rodrigo Alcolumbre. He generated no mass mobilization, did not force his opponents onto an uncomfortable defensive, and won no victory. In September 2025, the government squandered the greatest of its many opportunities to shake up conservative power in Congress. Popular opposition to the so-called Shielding Amendment—which, if approved, would have restricted criminal proceedings against members of Congress—brought crowds into the streets, mobilized primarily by artists and social movements. This opened the possibility for a broader political education: a campaign that could begin exposing the limits and dysfunctions of Brazil’s political system while putting Bolsonaro’s movement on the defensive for its predictable support of political privilege. The amendment was defeated. But the executive branch then backed away from the fight. It remained associated with an institutional world widely seen as corrupt, elitist, and indifferent to ordinary people’s struggles. In doing so, it forfeited its credibility as a vehicle for the protest vote. On Sunday, it reaped the bitter fruits. Are We Doomed? Taking a different approach from Sakamoto, the philosopher Moysés Pinto Neto and other writers have drawn attention, in their first analyses of October 4, to the fragmentation of the public sphere produced by Big Tech platforms. Through their algorithms, these platforms present each person with a different view of social reality. As a consequence, it becomes much harder to identify common material problems and demands—for example, the fight for labor rights or for a properly funded public health system. Voters no longer embrace such demands, these authors argue, because they no longer see themselves as part of a collective. Instead, they tend to value the identities assigned to them by neoliberal subjectivity—the role of the entrepreneur, for example. On this interpretation, the left’s possible error lies in clinging to outdated illusions. Moysés’s warning is highly relevant and resonates with arguments such as Naomi Klein and Astra Taylor’s “Apocalyptic Fascism and the Billionaires’ Bet.” Unlike a century ago, the far right no longer promises a radiant future. It concentrates instead on resentment—especially that of young men. “They belong to a generation that fears it may never own a home, but compensates with the pleasure it gets from constantly provoking progressives online. Convinced their future has been stolen, they share memes romanticizing historical authoritarian regimes,” the authors write. But Moysés seems to confuse this danger with inevitability. He fails to see that the left’s answer cannot be adaptation. On the contrary, it must strengthen the possibility of politics as collective action. Nor does he recognize that precisely such a reversal is already becoming possible in some of the most promising mobilizations of the twenty-first century: the election, at the end of 2025, of the young Muslim Zohran Mamdani as mayor of New York, on a platform centered on the intensely material fight for an affordable city; the Left Party’s victory in Berlin two weeks ago, built around the demand to expropriate private real-estate corporations; and the very recent wave of demonstrations in Spain—including an occupation of Madrid’s Puerta del Sol—in which tens of thousands of young people mobilized by the Tenants’ Union have demanded limits on rents. By putting itself in the straitjacket of the “fiscal framework” in the first months of 2022, Lula’s third government adopted the second fatal accommodation of its term. Faced with conservative institutions and a country devastated by four years of Bolsonaro, increased public investment was the government’s remaining weapon for offering a more dignified life to the majority and forging an anti-conservative pact with them. The same state that disburses 1 trillion reais a year to enrich a small class of rentiers could instead spend money to extend the Family Health Strategy to every Brazilian, at a cost of 30 billion reais; provide full-day public schooling and childcare to all adolescents and children—and, especially, relief to their mothers; achieve universal sanitation while cleaning up polluted urban rivers; multiply metro systems; begin transforming the urban peripheries; and undertake many other urgently needed projects. In April 2023, an article in Outras Palavras warned that the fiscal framework could “shrink the Lula government and preserve the forces that condemn the country to inequality and regression.” A year later, another article showed that restraints on public spending were strangling policies vital to ordinary people and undermining the president’s popularity. In November 2024 came a reality check, in the form of the government’s humiliating defeat in the municipal elections. Even then, the fiscal lock was neither removed nor loosened. On the contrary: throughout the government’s four years, fiscal restraint remained central to its political narrative. The administration proudly proclaimed that it had “put the state’s accounts in order,” without grasping either how misleading that phrase was—given the payment of 1 trillion reais in interest—or how badly the message was hurting it politically. Lula finally woke up in September 2026. The increase in Bolsa Família benefits, after four years of being frozen; the announcement that anti-obesity drugs would be offered through Brazil’s public health system; and the ban on online betting showed that the state has the power to act decisively on behalf of the majority when those in government are willing to confront obstacles. The huge marches that closed the campaign in Fortaleza, Salvador, Rio de Janeiro, and São Paulo on the eve of October 4 showed how such initiatives can mobilize activists and the broader public. But it was too late—and too little to change the outcome of the first round. History has not ended The possibility of a turnaround in the three weeks leading up to November 25 cannot be ruled out. It will not be simple or easy. Lula must not only make up a deficit of 2.2 million votes; he must also offset the movement of voters who backed other right-wing candidates in the first round, most of whom are likely to move toward Flávio Bolsonaro. Pulling that off will require a broad, grassroots effort to win over voters, potentially reinforced by new initiatives from Lula. The coming hours and days will be decisive. If Bolsonaro’s movement also wins the presidency, the result will create a high-risk situation for Brazilian sovereignty and democracy. The enormous challenges posed by such an outcome would require the left to reexamine, in depth and with a genuine willingness to engage in self-criticism, its political projects—or its lack of them—and its practices. But would that mean we are condemned to the long winter of far-right hegemony that some analyses are beginning to forecast? It is far too early to say, suggests a recent text by Álvaro García Linera, the thinker who served as vice president of Bolivia under Evo Morales. His central hypothesis is that this political current will prove short-lived. At a moment when the entire world is once again talking about sovereignty and protecting national economies, the far right offers a stale, recolonizing neoliberalism. Its submission to the United States is as blatant and pathetic as Flávio and Eduardo Bolsonaro’s overtures to Donald Trump. Its project amounts to something like every man for himself: greater inequality, capitalism without limits, devastation, and supremacism. Will it work? In the United States, just two years into his second term, Trump himself is reaching record levels of unpopularity and may be on the verge of losing Republican control of both the House and Senate in November. Every new beginning is difficult. Whatever the outcome of the second round, the defeats of October 4 show how profoundly the Brazilian left will have to rethink and rebuild. But just as it would be foolish to underestimate the seriousness of its mistakes, it would be equally foolish to conclude that rebuilding a political project is no longer possible. History has not ended. The times are moving faster than ever. Originally published in Portuguese by Outras Palavras. English translation by Eric Blanc; I’ve added the subtitles. More We can’t stop the far right at home or abroad without a revitalized labor movement, which is yet another reason why you should become a sustaining supporter of the Emergency Workplace Organizing Committee (EWOC) — one of US labor’s pivotal bright spots. Relatedly, Jacobin published a short piece of mine reflecting on a decade of Bernie Sanders inspiring a whole new generation of young worker organizers.

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Oct 6 • 10:08 AM EDT • Politics • laborpolitics.com
FBI investigated anti-ICE protesters after Trump demanded probe over TikTok video, whistleblower alleges

The FBI opened preliminary investigations targeting anti-Immigration and Customs Enforcement protesters in Southern California, a former FBI intelligence official alleged in a whistleblower complaint, adding that she believed the move violated the law and agency policy.

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Oct 6 • 9:22 AM EDT • Politics • cnn.com
We Got GTA V Running On Web Browser Before GTA 6

PlayGTA5.com briefly allowed users to play GTA V in a web browser, requiring only 700 MB to start before being taken down, possibly by Rockstar.

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Oct 6 • 7:32 AM EDT • Technology • wccftech.com
Wisconsin governor candidates offer opposing plans to address rising health care costs

Republican U.S. Rep. Tom Tiffany and Democratic Milwaukee County Executive David Crowley say they want to lower health care costs and make care more accessible. But they’re offering different views…

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Oct 6 • 7:00 AM EDT • Health • wisconsinwatch.org
Fitter Kids May Grow Into Less Depressed Adults

By Dennis Thompson HealthDay ReporterTUESDAY, Oct. 6, 2026 (HealthDay News) — Kids who run and play will reap mental health benefits into middle age, a new study says. Active, fit children appear to have a lower risk of developing depression in their late 30s and 40s, researchers reported recently ...

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Oct 6 • 6:15 AM EDT • Health • usnews.com
BTIG cuts Sphere Entertainment stock price target on lower revenue outlook

BTIG cuts Sphere Entertainment stock price target on lower revenue outlook

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Oct 6 • 6:12 AM EDT • Entertainment • investing.com
Tuesday ‘Dawg Bites Isn’t Anxious… Yet

Welcome to Tuesday, Bulldog fans! And it’s week 6… the halfway point of the regular season. At this juncture, I believe we all thought we’d know exactly where the 2026 Georgia team stood in the national conversation, because the team would have faced 2 lower division opponents, a rebuilding SEC team, an SEC team that […]

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Oct 6 • 5:30 AM EDT • Sports • sports.yahoo.com
Reds May Have Stumbled Into a Valuable Piece at the Trade Deadline

By flipping rental Nate Lowe for utility prospect Juan Brito, Cincinnati may have secured a versatile switch-hitter ready to spark the 2027 roster after a blistering debut.

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Oct 5 • 9:20 PM EDT • Sports • sports.yahoo.com
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City Council takes on debate over catastrophic risks of AI

AI whistleblowers and executives at top AI labs took turns testifying.

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Oct 5 • 7:24 PM EDT • Politics • ny1.com
Why Sphere Entertainment (SPHR) Stock Is Trading Lower Today

Shares of content production and distribution company Sphere Entertainment (NYSE:SPHR) fell 12.3% in the afternoon session after Craig-Hallum analyst Ryan Sigdahl downgraded the stock from Buy to Hold and reduced the price target to $132 from $170. According to TipRanks, Sigdahl pointed to demand for The Wizard of Oz at Sphere fading faster than expected. The firm cut its estimates to reflect that weaker outlook and lowered its price target to $132 from $170. A reduced target on the show that ha

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Oct 5 • 7:23 PM EDT • Entertainment • finance.yahoo.com
The rocky road to more manageable healthcare costs in NC

NC residents are worried about big medical bills. A state commission is working on ideas to help lower healthcare costs.

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Oct 5 • 6:00 PM EDT • Health • ncnewsline.com
U.S. Supreme Court declines request to consider Bellingham COVID-19 vaccine case

The denial means the lower court’s ruling will remain in effect, thereby signaling the end of the case.

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Oct 5 • 5:23 PM EDT • Politics • bellinghamherald.com
Nasdaq notches record high close as investors focus on earnings

Nasdaq reached a record high close driven by Nvidia and Microsoft gains amid investor focus on earnings and lower oil prices.

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Oct 5 • 4:03 PM EDT • Business • virginiabusiness.com
Overwatch Season 5 skins and Mythics Revealed by Blizzard

Get ready for a spooky season in Overwatch

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Oct 5 • 3:13 PM EDT • Technology • polygon.com
Viral Dallas mansion gets political with this year's Halloween display

A Preston Hollow mansion known for viral holiday displays has unveiled a political Halloween display that backs Ken Paxton, targets James Talarico and calls out Dallas Councilwoman Gay Donnell Willis.

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Oct 5 • 2:32 PM EDT • Politics • fox4news.com
How a controversial camera system is monitoring mental health patients

The Lampard Inquiry started back in September 2024 and I remember going to the first hearing in Chelmsford. Subscribe The bereaved families made placards of their loved ones, they stood outside in silence and then laid flowers to mark the moment. Now, two years on, in a process meant to last another two years, there’s been a development. Last week, we were told the chair, Baroness Lampard, pictured below, could be looking at making interim recommendations. Throughout the process, she has remarked that although this inquiry is looking at almost 2,000 people who were under the care of Essex mental health services from 2000-2023 when they died, the findings could have national implications for other trusts. ‘Records 24 hours a day in patient’s bedroom’ So why has this happened? One system that the inquiry is going to take a closer look at is a controversial monitoring system called Oxevision. It monitors some vital signs of patients remotely by using a camera placed in a room. It’s used by 40% of NHS mental health trusts. But campaigners, particularly the group Stop Oxevision, have asked for this technology to be removed from mental health wards as soon as possible. I spoke to a member, Hat Porter, today and they described to me what they thought this technology did and explained their concerns: “It records 24 hours a day and it’s located in a patient’s bedroom, which is obviously somewhere you’d usually expect to be a private place. “Our concerns are that the use of the technology has been has been kind of implemented as a substitute for proper in-person support, that it’s kind of over relied on and that there’s a lot of misunderstandings and that the presence of a camera, which has often been used without people’s consent, sometimes without even their knowledge, that that has a really big impact on privacy, dignity and human rights.” ‘Not sufficient’ I put it to them that the company behind Oxevision would dispute their claims about consent and in videos I’ve seen online from NHS trusts, they make it clear that the technology is complementary to trained staff and not a replacement. [ ](https://channel4news.substack.com/p/the-nottingham-inquiry-what-lessons) [ How the Nottingham inquiry shines a spotlight on other key mental health care failings ](https://channel4news.substack.com/p/the-nottingham-inquiry-what-lessons) Victoria Macdonald · Feb 12 [ Read full story ](https://channel4news.substack.com/p/the-nottingham-inquiry-what-lessons) A team of lawyers has been working on the inquiry and with bereaved family members who have concerns about this technology. I spoke to solicitor Priya Singh, from Hodge Jones & Allen, who made the point that questions usually asked by nurses would be missing from using devices like this. “It’s not sufficient to say, oh, the patient is moving around. Somebody must go in and say, are you okay? Are you distressed? Do you want help? Is there anything I can do? Share Channel 4 News “How are you spending your time? So I think a lot of our families cannot see the function of it when ultimately the patient should only really be observed when they’ve been prescribed to be observed, they can be observed more, but that more should really be happening face to face.” The Chair will hear evidence over the next two weeks and then a decision made after that, which could have national impact if she does decide this technology should be investigated or even removed. The Department of Health and Social Care said: “The Government is committed to ensuring that lessons are learned from the Lampard Inquiry to improve patient safety. “We are confident that the Inquiry will play an important role in identifying wider learnings for the health system following the tragic events in Essex and will contribute to improvements in patient safety.” We approached LIO Health, which runs Oxevision, for comment. Subscribe Share Channel 4 News Leave a comment

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Oct 5 • 2:03 PM EDT • Health • channel4news.substack.com
Why Sphere Entertainment (SPHR) Stock Is Trading Lower Today

What Happened? Shares of content production and distribution company Sphere Entertainment (NYSE:SPHR) fell 12.3% in the afternoon session after Craig-Hallum ...

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Oct 5 • 1:25 PM EDT • Entertainment • stockstory.org
Pokémon GO Halloween 2026: Part One

Pokémon GO’s Halloween 2026 Part One event runs from October 27 at 10:00 a.m. to November 1 at 10:00 a.m. local time, bringing three new costume Pokémon: Pikachu wearing a hat and capelet, Zubat wearing a top hat, and Sinistea wearing a bow! Expect spooky wild encounters, costume raids, and trick-or-treat surprises that can reward […]

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Oct 5 • 12:55 PM EDT • Technology • pokemongohub.net
US services sector activity slows in September; price pressures mount

US services sector activity slowed in September as supply chain strains and rising input prices signal persistent inflation risks into next year.

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Oct 5 • 12:33 PM EDT • Business • virginiabusiness.com
Olivia Rodrigo’s Unraveled tour might be 2026’s best

WASHINGTON – For her third major tour, Olivia Rodrigo literally brought herself some well-deserved flowers.

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Oct 5 • 11:52 AM EDT • Entertainment • centraloregondaily.com
No stadium has a story like the Superdome

The Superdome has weathered the highest of highs and the lowest of lows to represent the complicated and celebrated history of its city.

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Oct 5 • 11:39 AM EDT • Sports • sports.yahoo.com
NFIB jobs report shows small business hiring slowed in September

NFIB’s September jobs report shows a decline in hiring activity among small businesses as the labor market continues to soften.

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Oct 5 • 11:06 AM EDT • Business • roi-nj.com
The Science Enabling a Steady Supply of Critical Minerals

Researchers are collaborating across disciplines to unlock domestic sources of valuable materials and lower costs.

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Oct 5 • 11:00 AM EDT • Science • newscenter.lbl.gov
Fear is bigger than ever… and Zero Latency VR has the science to prove it

MELBOURNE, Australia — Zero Latency VR, the world’s largest and most innovative immersive VR network, is celebrating a double Halloween anniversary: three years since the launch of Outbreak, …

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Oct 5 • 10:56 AM EDT • Science • amusementtoday.com
Offensive Line Looks Offensive: Spartans Rank Last in Sacks Allowed

From personnel shifts to coaching failures, a crumbling front wall has left the Spartans reeling as record-breaking sack numbers threaten to derail the Pat Fitzgerald era.

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Oct 5 • 10:20 AM EDT • Sports • sports.yahoo.com
Davids Fights Washington Healthcare Cuts with Plan to Lower Costs, Protect Kansas Hospitals

WASHINGTON, D.C. — Today, U.S. Representative Sharice Davids (KS-03) introduced a comprehensive package of healthcare legislation that directly counters Washington’s recent healthcare rollbacks, which are increasing monthly costs and closing rural hospitals. Davids’ efforts would protect Kansas families from rising medical costs, block new federal red tape, and keep local hospitals and health clinics open.

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Oct 5 • 10:14 AM EDT • Health • davids.house.gov
Windows 11 26H2 brings a hidden performance boost — and may slash RAM usage

Windows 11 26H2 quietly brings several performance improvements, including a Low Latency Profile that makes common tasks feel faster. Some users are also reporting lower RAM usage after the update, although Microsoft has not confirmed that 26H2 itself is responsible.

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Oct 5 • 10:12 AM EDT • Technology • notebookcheck.net
US services sector activity slows in September; price pressures mount

US services sector activity slowed in September, with strong domestic demand stretching supply ‌chains and raising prices paid by businesses for inputs, indicating that inflation could remain high into next year.

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Oct 5 • 10:04 AM EDT • Business • reuters.com
First DLC for ‘Halloween: The Game’ Arrives October 27, Featuring a Free ‘Halloween 5’ Map

As expected, the first DLC for IllFonic's 'Halloween: The Game' will arrive just in time for Halloween on October 27.

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Oct 5 • 9:30 AM EDT • Technology • bloody-disgusting.com
Sphere Entertainment (NYSE:SPHR) Downgraded by Craig Hallum to "Hold"

Craig Hallum lowered Sphere Entertainment from a "buy" rating to a "hold" rating and set a $132.00 price objective for the company. in a research report on Monday.

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Oct 5 • 9:06 AM EDT • Entertainment • marketbeat.com
Scientists Reveal The Optimal Amount of Sleep For Lower Dementia Risk

A huge analysis uncovered the sweet spot.

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Oct 5 • 9:00 AM EDT • Science • sciencealert.com
Nations League: the chances of reaching the quarter-finals 👀

Are Les Bleus in a strong position?In this edition of the Nations League, as in the previous one, the group stage will be followed by quarter-finals.The top two teams in each of the four groups will q...

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Oct 5 • 8:57 AM EDT • Sports • sports.yahoo.com
Yankees draw baseball’s hottest September arm in Game 2

The Yankees got one hit Saturday. Their reward for trying to even the series Monday is a starter who allowed […]

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Oct 5 • 8:22 AM EDT • Sports • sports.yahoo.com
Business Beat : Halloween activities planned at the Branch County Fairgrounds

COLDWATER, MI (WTVB) - The Branch County Fairgrounds will host a pair of family-friendly Halloween events this...

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Oct 5 • 8:09 AM EDT • Business • wtvbam.com
Jobs in health care. Jobs for women. The US labour market is segmenting. Chernobyl’s radiation and Lenin’s love of literature.

Thank you for opening your Chartbook email. Elmer Bischoff, Two Figures at the Seashore, 1957 The only really dynamic job-creator in the US economy is health care: The largest crunch has come in Federal government, which has shed 2.7 m jobs. Source: tchouvkov on Twitter Tech is struggling. [ Joey Politano 🏳️‍🌈@JosephPolitano The US tech sector continues bleeding jobs in official data released today—overall, employment decreased by 17k last month and is down 69k over the last year That's nearly as bad as the worst of the 2024 tech-cession, and much worse than the 2022 boom or even pre-2020 norms 12:42 PM · Oct 2, 2026 · 15.2K Views 15 Replies · 47 Reposts · 390 Likes ](https://x.com/JosephPolitano/status/2106001807847940232?s=20) The new jobs are all for women. [ Justin Wolfers@JustinWolfers I'm not sure who saw this coming, but so far nearly all the jobs created during the second Trump administration have gone to women. 1:09 PM · Oct 2, 2026 · 33K Views 70 Replies · 146 Reposts · 644 Likes ](https://x.com/JustinWolfers/status/2106008723533533601?s=20) Meanwhile, real wages are being eaten up by modest over-target inflation. [ Heather Long@byHeatherLong The financial pain is real: Wage growth fell to 3% (y/y) in September. That's the lowest in 5 years. Wage growth: 3% Inflation: ~3.4% Inflation has eaten up all wage gains for the average worker since April. Many people are having to make hard choices about what to buy and what … 1:24 PM · Oct 2, 2026 · 37K Views 24 Replies · 275 Reposts · 533 Likes ](https://x.com/byHeatherLong/status/2106012367712620728?s=20) HEY READERS, THANK YOU for opening the Chartbook email. I hope it brightens your day. I enjoy putting out the newsletter, but tbh, what keeps this flow going is the generosity of those readers who clicked the subscription button. If you are persuaded to click, please consider the annual subscription of $60. It is both better value for you and a much better deal for me, as it involves only one credit card charge. Why feed the payments companies if we don’t have to. Subscribe Elmer Bischoff, Bathers, 1960 Americans are disillusioned with higher ed. For contributing subscribers only. Subscribe Where the Chernobyl radiation went. h/t Simon Kuestenmacher aka simongerman600 How Lenin’s love of literature shaped the Russian Revolution - Tariq Ali This, then, was the intellectual atmosphere in which Lenin came of age. His father, a highly cultured conservative, was the chief inspector of schools in his region and much respected as an educationalist. At home, Shakespeare, Goethe and Pushkin, among others, were read aloud on Sunday afternoons. It was impossible for the Ulyanov family – “Lenin” was a pseudonym adopted to outwit the tsarist secret police – to escape high culture. At high school, Lenin fell in love with Latin. His headteacher had high hopes that he might become a philologist and Latin scholar. History willed otherwise, but Lenin’s passion for Latin, and taste for the classics, never left him. He read Virgil, Ovid, Horace and Juvenal in the original, as well as Roman senatorial orations. He devoured Goethe during his two decades in exile, reading and rereading Faust many times. Lenin put his knowledge of the classics to good use in the time leading up to the October revolution of 1917. In April of that year, he broke with Russian social-democratic orthodoxy and, in a set of radical theses, called for a socialist revolution in Russia. A number of his own close comrades denounced him. In a sharp riposte, Lenin quoted Mephistopheles from Goethe’s masterwork: “Theory, my friend, is grey, but green is the eternal tree of life.” Source: The Guardian Elmer Bischoff, The River, 1953 If you’ve scrolled this far, you know you want to click: Subscribe

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Oct 5 • 6:47 AM EDT • Health • adamtooze.substack.com
Digbi Health Study of Nearly 16,000 Members Finds Precision Biology GI Care Delivers IBS Relief at Scale

Combining Gut microbiome, genetic, and glucose signals delivers unprecedented personalized care to bring clinically meaningful relief to more than half of symptomatic membersMOUNTAIN VIEW, Calif., Oct. 05, 2026 (GLOBE NEWSWIRE) -- Digbi Health today released a real-world study of nearly 16,000 members of its precision biology program, which personalizes nutrition and lifestyle care to each person's gut microbiome, genetics, and glucose response. Among members followed for 12 weeks, i more than h

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Oct 5 • 4:32 AM EDT • Health • finance.yahoo.com
Uncovered raw shrimp a tic against wings restaurant

The following is a list of restaurants in Richmond and Columbia counties that were inspected Sept. 25 through Oct. 2, accompanied by their scores and, in some cases, the health infractions that lowered those scores. Scores below 70 are considered failing.

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Oct 5 • 4:02 AM EDT • Health • thestate.com
The genetic secret helping bats survive a deadly epidemic

We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.

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Oct 5 • 3:00 AM EDT • Science • npr.org
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Rules analyst reveals game-changing referee mistake

Earlier this season, the Michigan Wolverines benefited from a controversial replay decision that put one more second on the clock, allowing for one last heave at the end zone, only for governing bodies to later conclude that protocol was not correctly followed. A similar situation happened this week at the FCS level. During Friday night’s…

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Oct 5 • 1:39 AM EDT • Sports • sports.yahoo.com
Local business plans Halloween event at Buckhannon’s Jawbone Park

Majestic Mountains Studio is planning a Halloween event at Jawbone Park in Buckhannon on Oct. 31 from noon to 5:30 p.m. The free event will feature vendors, games, crafts and costume contests.

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Oct 4 • 8:58 PM EDT • Business • mybuckhannon.com
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Coffee-Rich Diet May Be Linked to Better Breast Cancer Outcomes, But Experts Urge Caution

A new study is again drawing attention to a popular morning beverage: coffee. Researchers found that women with breast cancer who consumed higher amounts of polyphenols, naturally occurring plant compounds abundant in coffee and many plant-based foods, experienced lower rates of breast cancer-related death over a long-term follow-up period.

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Oct 4 • 8:00 PM EDT • Health • baptisthealth.net
Kate Mulgrew says being “Star Trek”’s ‘unprecedented’ first female captain ‘reshaped my life’

“I think what she allowed women in STEM to do as a result of her command was absolutely, deeply significant,” Mulgrew said.

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Oct 4 • 5:27 PM EDT • Entertainment • yahoo.com
Health records from 68 adults link plant-based grocery support to lower blood pressure and weight

Providing people with nutritious foods can improve the management of chronic metabolic diseases such as type 2 diabetes and hypertension. However, most studies of "Food Is Medicine" programs have only ...

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Oct 4 • 3:24 PM EDT • Health • medicalxpress.com
Diet analysis links higher pulse intake to lower heart disease and diabetes risk

New research from two William & Mary students has found that the risk of heart attack could be significantly lowered with one simple dietary change: increasing the intake of pulses. But what is a pulse? ...

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Oct 4 • 3:00 PM EDT • Health • medicalxpress.com
Amazon Launches Early Prime Day Discounts on AirPods, iPad, MacBook Air, and More

Earlier this week, we began tracking early Prime Day deals on Apple-related accessories, and today Amazon has introduced major early deals on Apple products as well. This includes AirPods, iPads, MacBooks, and more, all available at some of the lowest prices of the year so far. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.

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Oct 4 • 12:15 PM EDT • Technology • macrumors.com
Ravens-Titans inactives: Ronnie Stanley, Zay Flowers to play

The Ravens deactivated four players for their Week 4 matchup with the Titans.

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Oct 4 • 11:59 AM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com