SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " san " 10,433 found 🔀 AI-powered Shuffle
Evaluating Logan Webb's Season for Giants
San Francisco Giants right-hander Logan Webb was an All-Star in 2026, but why do the numbers tell a different story?
After bipartisan criticism, Trump says taxpayers’ dollars will no longer be used for TV ads promoting him
The president said the ads, which the White House has defended, will be funded by him and his super PAC, MAGA Inc.
Solana Beach market owners say ICE's immigration enforcement is hurting business
A family-owned market in Solana Beach says declining customer traffic over the past year is putting pressure on the business, with its owners attributing the drop in sales in part to fear surrounding ICE's increased immigration enforcement in the region.
Free Finance Fair planned at Santa Fe Business Incubator
The free event will be held from 8:30 to 10 a.m. Thursday at the Santa Fe Business Incubator.
Padres’ Potential Game 4 Starter Comes Back from Paternity List
Walker Buehler has spent the season being one of the San Diego Padres' most valuable starting pitchers. That might not be immediately apparent from the overlying statistics, but the metrics under the surface show a different picture. San Diego will be all hands on deck after dropping both games to the Milwaukee Brewers at American …
Solana Beach market owners say immigration enforcement is hurting business
A family-owned business in Solana Beach says immigration enforcement operations in the area are hurting sales. Now, the owners fear the market's future may be at risk. NBC 7's Ignacio Dominguez shows us how the North County neighborhood is changing.
UCLA Health awarded $4M NIH grant to study why ulcerative colitis symptoms persist after inflammation subsides
UCLA Health gastroenterologist Lin Chang and Dr. Bruce Sands of Mount Sinai were awarded a $4 million federal grant to investigate why some ulcerative colitis patients continue to experience irritable bowel syndrome-like symptoms even after inflammation has subsided.
John E. Sununu pressed on loyalty to Trump in Nashua forum
John E. Sununu pointed to his bipartisan approach to politics during his previous stretch in Congress while answering voter questions in Nashua on Monday.
Car crashes into San Luis Obispo business
A car crashed into a business on the 700 block of Footbill Boulevard in San Luis Obispo on Monday morning.
1 killed, 2 injured when car crashes into Santa Fe Springs business
One person died and two people were injured when a car crashed into a business Monday afternoon in Santa Fe Springs. The crash was reported at about 2:30 p.m. near Telegraph Road and Slauson Avenue in the community about 15 miles southeast of downtown Los Angeles. Details about what led to the crash into the front of the building, possible…
Keldon Johnson Makes Ruling on Spurs' Starting Lineup Situation
The San Antonio Spurs have more than enough options for the starting lineup, which means some players will feel snubbed. Keldon Johnson explained why he doesn't care what his teammates think.
The Harvard Crimson (@theharvardcrimson)
24 likes, 0 comments - theharvardcrimson on October 5, 2026: "Caroline B. Kennedy ’80 introduced the Institute of Politics’ 60th anniversary forum Thursday, marking her first known public appearance at the Institute since she resigned from its Senior Advisory Committee more than six years ago. Kennedy — the daughter of President John F. Kennedy ’40, to whom the IOP is dedicated – stepped down as the committee’s honorary chair in 2020 amid concerns over the IOP’s diminished independence, declining programming, and tensions with Harvard Kennedy School leadership. Full story linked in bio. 🖋: Jen L. Phan and Mirei S. Saneyoshi 📷: Grace E. Yoon".
Cincinnati nuisance business rules for late-night bars face fierce opposition
A proposed crackdown on Cincinnati’s so-called nuisance businesses has put City Hall at odds with some late-night bar and nightclub owners.
SnakePit Post-season GDT, #6
Probably safe to say that both results in the National League Division Series went in the way most readers of the SnakePit wanted, with the Padres and Dodgers both losing. The NL gets a travel day today, as the series relocate to San Diego and Atlanta respectively, before resuming on Wednesday. So, today, it’s the […]
US says foreign financial institutions doing business with Iran may be sanctioned without notice
WASHINGTON, Oct 5 (Reuters) - The US Treasury Department said on Monday it was alerting foreign financial institutions that continue to do business with Iran or its financial sector that they may be sanctioned by Washington without advance notice. DETAILS: • "Foreign financial institutions continuing to transact with sanctioned Iranian financial institutions could be targeted at any time without advance notification and should take immediate action to terminate such activity and relationship
US says foreign financial institutions doing business with Iran may be sanctioned without notice
WASHINGTON, Oct 5 (Reuters) - The US Treasury Department said on Monday it was alerting foreign financial institutions that continue to do business with Iran or its financial sector that they may be sanctioned by Washington without advance notice.
US says foreign financial institutions doing business with Iran may be sanctioned without notice
The US Treasury Department said on Monday it was alerting foreign financial institutions that continue to do business with Iran or its financial sector that they may be sanctioned by Washington without advance notice.
Candidates to field questions at San Joaquin Delta College forum on Tuesday
The forum will be held from 6 p.m. to 8 p.m. in the college’s Dawn Mabalon Forum. It is free and open to the public.
Harlandale makes E-N high school football power rankings season debut
Harlandale makes E-N high school football power rankings season debut after winning fourth game in a row.
Why female sexual health is often overlooked in bladder cancer care
Doctors, Insurers Sue Newsom over Health Insurance Premium Increases
In June, lawmakers passed a healthcare tax that could increase premiums in order to combat federal Medicaid cuts.
Discover the stats from Mexico’s Clásico in Oakland
Guadalajara once again showed that El Clásico de México is a game like no other. On a night that brought thousands of Chivahermanos together in California, the Sacred Flock claimed another victory i...
Should California hotels be sued for using fragrances in their lobbies?
Take a deep breath in Hollywood's Kimpton Everly Hotel and you may catch a whiff of sandalwood, leather, fennel, cardamom, violet and cedar. And if you sniff the lobby of
Clemens' McKenna Gobin selected E-N volleyball Player of the Week
Clemens senior McKenna Gobin selected Express-News volleyball Player of the Week.
Susan Lucci to discuss grief, memoir in Newtown
Susan Lucci holds the record for the most Daytime Emmy nominations for an individual performer, with a total of 21 nominations, according to People.
Wyoming Business Hit A 5-Year Enrollment High. Its Dean Isn't Satisfied
Scott Beaulier once pictured a McDonald's franchise as his ceiling. Now he wants national recognition for a Wyoming college up 18% since 2021
Senate clears bipartisan bills on aviation worker mental health
Sen. Tammy Duckworth says pilots and other workers need to be able “to take care of themselves without fearing for their job security.”
49ers’ Mike Evans Reveals Truth About Playing Through Rib Injury
Mike Evans was not expected to play this week. He suited up anyway. The San Francisco 49ers receiver played through a painful rib injury in a 24-14 win over the Denver Broncos. Evans Beats the Odds for the 49ers Evans hurt his ribs in Week 3 against the Arizona Cardinals. Many assumed he would miss […] The post 49ers’ Mike Evans Reveals Truth About Playing Through Rib Injury appeared first on HEAVY.
A Health Influencer Claims He Has Been Drinking Radioactive Water For 250 Days Straight, To A Frightening 13.5 Thousand Likes
If you don't know why this is a bad idea, let us tell you about radiation, Radithor, or the tragic case of Eben Byers.
Harris County judge candidates find common ground on flooding, Houston Health, at Sunday forum
Democratic candidate Letitia Plummer and Republican candidate Orlando Sanchez shared the stage at a forum organized by The Metropolitan Organization on Sunday, October 4.
Inter keen on Cagliari rising star Alessandro Romano
Inter show no inentions in slowing down their recruitments following a very active summer market as the Nerazzurri are keen on acquiring the services of Cagliari and Azzurri rising star Alessandro Rom...
Whole Hog Politics: Audience capture and the GOP’s #content trap
You did not, I hope, have to take any notice of an empty online furor over Arkansas’s Republican Gov. Sarah Huckabee Sanders’s campaign ad that cast a young, white male as a welfare freeloader redeemed from sloth by...
Spurs employ three-guard lineup during Silver & Black Scrimmage
De'Aaron Fox, Stephon Castle and Dylan Harper played together in what coach Mitch Johnson called "on-the-job training."
OPINION: Pay for performance, not for politics
The North Carolina General Assembly approved substantial pay increases for public schoolteachers earlier this year. If a bipartisan commission has its way, teacher compensation will soar over …
National Museum of Natural History’s Sant Director Kirk Johnson To Depart for the Denver Museum of Nature and Science
Kirk Johnson announced today that he will step down as the Sant Director of the Smithsonian’s National Museum of Natural History after 14 years in the role, as he prepares to join the Denver Museum of Nature and Science as its next president and CEO. An advocate for science, nature and the power of museums to influence the […]
Senate Unanimously Passes the Health Care Cybersecurity and Resiliency Act
A bipartisan bill that seeks to improve healthcare cybersecurity and resilience has been unanimously passed by the U.S. Senate. The bill - The Health Care The U.S. Senate has voted unanimously to advance the Health Care Cybersecurity and Resiliency Act, which requires more robust cybersecurity measures for healthcare organizations and authorizes grants to help rural and under-resourced providers improve cybersecurity.
UT San Antonio Health Science Center study finds elevated levels of toxicants in teeth of children with autism
UT San Antonio Health Science Center study finds elevated levels of toxicants in teeth of children with autism
Answering Your Questions as Padres Near Disastrous End to Season
The San Diego Padres are inches away from total collapse, digging themselves into an 0-2 hole against the Milwaukee Brewers. They'll now turn home to a raucous Petco Park crowd with the hopes that they can stave off execution. The postseason allows for some insane turns of fortune. Could the Friars be the next recipient …
Padres Are Facing A New Unstoppable Star For Milwaukee
The San Diego Padres ran into a buzzsaw named Jackson Chourio, and what he's doing isn't exactly new.
Team Kemistry: are the Tories making a comeback?
Conservative leader’s favourability rating surges but analysts say it’s ‘too early to talk about a Kemi-naissance’
Top crypto group to pour millions into bipartisan slate of House races after key legislation stalls
WASHINGTON (AP) — A top cryptocurrency campaign organization is unveiling a bipartisan list of House members that it will support in the November midterms, as o
Orange County Celebrity Chefs and Health-conscious Founders This Month on ‘Walk-Ins Welcome’
We had an all-star line-up of guests in September on “Walk-Ins Welcome.” Amar Santana of “Top Chef” and executive chef/owner of Vaca and Broadway talked about
Tracking health misinformation helps pediatricians provide targeted patient education
Pediatric clinicians can learn useful information by tracking the health misinformation that their patients encounter, according to research presented during the American Academy of Pediatrics 2026 National Conference & Exhibition Oct. 2-6, 2026, at the San Diego Convention Center.
Cambridge and London Life Sciences Showcase returns during JPM Healthcare Week 2027
o2h co-discovery has announced that the Cambridge × London Life Sciences Showcase will return for its second edition during J.P. Morgan Healthcare Week 2027 in San Francisco.
You should care about politics
Ever since America’s founding, the United States has been extremely politically charged. From the civil war in the 1860s, to the civil rights movements of the 1950s, America has always had politics at the root of economic, social and institutional change. So then why do Americans care so little about it? In 2024, about 63.9...
Involuntary treatment remains sticking point in new mental health legislation
Signing of SB 989 makes it easier for first responders to initiate CARE Court petitions.
Business Ingenuity Gives Birth to Edgy, an AI Agent Educated in the Theory Behind Natural Synergy™ to Show Leaders Where Their Organizations Are Headed
SAN FRANCISCO, October 05, 2026--Business Ingenuity, Inc. today announced the availability of Edgy, an AI agent educated using Natural Synergy: From Natural Mystery to Mastery, co-authored by co-founder Charles Follett and Ray Scott and available on Amazon. Edgy analyzes an organization through its public footprint and its own people, then tells executives which Operating State the organization occupies, which direction it is being driven, and what adjustments would improve its performance.
Will Democrats’ midterm wave reach California’s Central Valley? Bernie Sanders rallies the vote
Bernie Sanders rallied hundreds in sweltering Bakersfield heat for Randy Villegas, a progressive long shot in one of the nation's most contested House races.
Gallery of Unearthing the Ground: Architecture and the Politics of Waste - 4
Image 4 of 15 from gallery of Unearthing the Ground: Architecture and the Politics of Waste. Agbogbloshie. Image © Muntaka Chasant, via Wikipedia under CC BY-SA 4.0
Reclaiming 'Health Sovereignty': EU Gastein Forum Confronts A Fragmenting Global Order
Health, long treated as a sanctuary of diplomatic consensus, has entered an era of high politics and ideological division. Leading the closing panel of the EU Health Forum Gastein (EHFG) on Friday (2 October), session chair Ilona Kickbusch, founder of the Global Health Centre at the Graduate Institute in Geneva, highlighted how recent votes at the UN General Assembly demonstrate that nation-states increasingly split and vote instead of searching for consensus.
UT San Antonio Health Science Center study finds elevated levels of toxicants in teeth of children with autism
Suggests children are ‘chronically and repeatedly exposed’ to dozens of potentially harmful chemicals Contact for media: Steven Lee, (210) 450-3823, lees22@uthscsa.edu Content provided by Claire Kowalick SAN ANTONIO, Oct. 5, 2026 – A pilot study by The University of Texas at San Antonio Health Science Center found elevated levels of toxicants in the primary teeth […]
UT San Antonio Health Science Center study finds elevated levels of toxicants in teeth of children with autism
Suggests children are ‘chronically and repeatedly exposed’ to dozens of potentially harmful chemicals Contact for media: Steven Lee, (210) 450-3823, lees22@uthscsa.edu Content provided by Claire Kowalick SAN ANTONIO, Oct. 5, 2026 – A pilot study by The University of Texas at San Antonio Health Science Center found elevated levels of toxicants in the primary teeth […]
White nationalism’s appeal runs deeper than partisan politics
How extensive is white nationalism’s appeal among the broader public, and who is drawn to this extremist ideology?
49ers Handed Intriguing Take on Vita Vea After Defeating Broncos
The San Francisco 49ers sit at 4-0 through four weeks, and the trade deadline is on Nov. 10, but if the team keeps playing like this, it’s clear they’ll be buyers looking to improve.Wide receiver and the defensive line are two areas of concern for the Niners given the injuries and lack of depth. On […] The post 49ers Handed Intriguing Take on Vita Vea After Defeating Broncos appeared first on HEAVY.
Wyoming Business Hits A 5-Year Enrollment High. Its Dean Isn't Satisfied
Scott Beaulier once pictured a McDonald's franchise as his ceiling. Now he wants national recognition for a Wyoming college up 18% since 2021
From floating saunas to clinical trials: How heat might help mental health
Many people are turning to sauna because of its benefits for their mental health. While scientists have a decent understanding of how sauna — and other forms of heat exposure — exercises our cardiovascular system, they know relatively little about its impact on depression, anxiety and mood. But more studies are being done to understand this connection and why heat appears to act as a powerful antidepressant. NPR's Will Stone visits a "floating sauna village" in Oslo where a husband-wife team are conducting one of the first trials on the link between sauna and mental health — and talks to one of the leading researchers in the U.S about her efforts to study this. Morning Edition consumer health segment for October 5
Total Access Elevator Buys Competitor
Total Access Elevator, an elevator servicing company based in Santa Fe Springs, has made its fourth acquisition in a buying spree aimed at gaining market
Another forgettable afternoon for Bo Nix
Bo Nix had 214 yards passing, 10 yards rushing, and one TD in the team's Week 4 loss to the San Francisco 49ers.
Key to Medicare home health reform is determining program's objective: report
Three possible reforms to Medicare home health are cost-sharing, home health eligibility requirements and optional cash payments, according to a September report from Brookings, a nonpartisan think tank. Which track to choose depends on what the overriding purpose of the program is, the four economist authors say.
George Kittle now ranks fourth in 49ers all-time TDs
George Kittle keeps moving up the 49ers record books.
Colorado football's quarterback carousel keeps going round and round
Deion Sanders struggles to find a consistent signal-caller as schematic failures and shifting offensive identities force another benching, leaving the Buffaloes searching for a desperate spark against Utah.
DV students win at FBLA National Leadership Conference
Students from Delaware Valley School District won top prizes at Future Business Leaders of America Inc.’s National Leadership Conference. The event, held in San Antonio from June 29 to July 2, attracted more than 16,000 middle school and h…
George Kittle finds the end zone
San Francisco 49ers TE George Kittle catches touchdown in win over Denver
49ers get optimistic Kyle Juszczyk update after scary knee injury
San Francisco 49ers fullback Kyle Juszczyk seems to have avoided the worst after injuring his knee against the Denver Broncos.
Apple Hiring 'iCup' Specialist
Apple recently posted a job listing for an "iCup Supply Specialist" who would be responsible for ensuring that "all Apple employees have access to freshly brewed coffee in their break room". MacRumors contributor Aaron Perris highlighted the job listing this weekend, but it turns out that Apple has been using the "iCup" name since at least 2014.
CHRISTUS Health Plan to withdraw from Medicare Advantage
TEXARKANA, Texas -- Thousands of East Texas seniors with CHRISTUS Medicare Advantage plans will need to find a new provider for coverage by Dec. 7 this year.
Broncos Inept Offense Leads To 24-10 Loss To Niners
The Denver Broncos offense struggled again as they lost an ugly game to the San Francisco 49ers.
Chourio walk-off single lifts Brewers over Padres
Jackson Chourio smacked a walk-off two-run single to give the Milwaukee Brewers a 4-3 victory over the San Diego Padres on Sunday and a commanding 2-0 lead in their Major League Baseball playoff series.For the second straight day the Brewers rallied from 2-0 down to beat the Padres, who are now in survival mode as the best-of-five National League division series shifts to San Diego for game three on Tuesday.
WHO joins Pre-COP31 to advance climate action that delivers for people’s health
The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int
Bora Biologics and Protect Animal Health Enter Strategic, Long-Term Multi-Project Collaboration to Advance Antibody-Based Animal Health Products
Partnership includes development and manufacturing support for multiple monoclonal and bispecific antibody programs targeting U. and global animal health marketsSAN DIEGO, CA AND TAIPEI CITY, TAIWAN / ACCESS Newswire / October 4, 2026 / , a U.
Study says San Antonio's mental health care access is worst in the U.S.
San Antonio tied for the worst access to mental health treatment facilities nationwide, based on travel distance and the number of nearby options, according to a recent study.
Valkyries' Natalie Nakase takes steps to monitor her health after on-court scare
Golden State head coach Natalie Nakase addressed the causes of her on-court collapse late in the Valkyries' series-clinching win Friday, and measures she's taking for her health.
Everything Brewers Fans Must Know About Padres Game 3 Starter
Fresh off a dominant return from injury, right-hander Nick Pivetta brings postseason poise and high-strikeout potential to the mound for San Diego’s critical showdown against Milwaukee.
At San Francisco General, researchers are learning how to control HIV without drugs
Doctors at San Francisco General Hospital's famed AIDS clinic have shown the immune system can be primed to keep the virus in check — a promising advance just as U.S. funding cuts threaten future research.
New Center Aims To Ease Political Discourse
National Governors Association CEO, Dr. Brandon Tatum, joined Ryan Schmelz on LiveNOW from FOX to discuss the Center for Dignity in Politics. The new center is working to promote civil discourse across the country and encourage bipartisan partnerships.
Pakistan: Imran Khan supporters demand ex-PM's release
Thousands of Imran Khan supporters have begun a trek to Islamabad to demand he be freed as Pakistan's political leadership remains in deadlock. The government has set up roadblocks to keep protesters at bay.
San Diego Foundation Grants Nearly $1M in Binational Water Health Grants
The San Diego Foundation Wednesday granted nearly $1 million in the Binational Resilience Initiative for 10 projects ranging from addressing Tijuana River pollution to restoring coastal habitats in the California-Baja region.
Jadon Sancho Attracting Premier League Interest After Man Utd Exit
Fresh off a Europa League triumph with Aston Villa, the former £73 million winger searches for a new home as top-flight suitors weigh his talent against looming wage concerns.
UCSB AGU Honors: Three Earth Science Researchers Recognized for 2026
Three UC Santa Barbara researchers have been honored by the American Geophysical Union for their outstanding contributions to earth and space science.
Hassett blames ‘partisan pollsters’ for pessimistic consumer sentiment and says ‘the economy is booming’
Fox Sports announcers can’t believe controversial finish to Padres-Brewers Game 1
The Milwaukee Brewers hung on to beat the San Diego Padres 3-2 in Game 1 of the National League Division Series on Saturday night, and the Brewers got a home-field assist from the roof at American Family Field during a crucial moment in the ninth inning. Trailing 3-2 with a runner on first base and…
Best Bets: A quick guide to La Jolla entertainment and experiences
Local events and activities
Lamont, Fazio make pitches to Connecticut business leaders as Election Day nears
With just over five weeks until Election Day, Gov. Ned Lamont and Republican challenger Ryan Fazio make their case to Connecticut business leaders. Plus, the sentencing of former state official Kosta Diamantis, more departures from Connecticut State Colleges and Universities (CSCU) and bipartisan calls to suspend Connecticut's gas and diesel taxes.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Broncos Schedule Gauntlet Continues Against Undefeated 49ers
The Denver Broncos have another big challenge coming against the San Francisco 49ers.
San Jose launches pilot program for mobile healthcare unit on downtown streets
The program hopes to help most vulnerable residents “with complex needs who too often cycle between the street, 911, emergency rooms and back again”
Chick-fil-A wants to stay a family business even as it expands in the U.S. and abroad
Chick-fil-A has been expanding into new international markets and growing its menu under CEO Andrew Cathy.
49ers almost drafted 5-time Pro Bowler in 2020 draft
The 49er had their eye on Tristan Wirfs, but also already had a trade for Trent Williams planned.
Insurance Reform Is the Bipartisan Opportunity Washington Should Seize
Both parties in Congress are advancing legislation that would improve health-care transparency.
NASA and IBM's open source lunar model turns 17 years of orbiter data into a foundation for lunar science
NASA and IBM have released the Lunar Foundation Model, one of the first open-source AI models for lunar science. Trained on nearly 2 million tile bundles, mostly from 17 years of Lunar Reconnaissance Orbiter data, it cuts the error in predicting polar ice deposits by up to 22 percent compared to the strongest model it was tested against.
Alessandro Romano continues to lure Juventus with his performances
Alessandro Romano has emerged as the latest star in the Italy national team, and Juventus is keen to add him to its squad as he continues to shine on loan at Cagliari.His parent club is AS Roma, where...
Ajax Interested In Colombian Defender Likened To Davinson Sanchez
Ajax are said to be interested in a Colombian defender who has been compared to Davinson Sanchez.
‘And I beat them:’ Former U.S. Rep. Bob Livingston on ‘a politically motivated prosecution’
The former top leader in the U.S. House talks about his new book, Trump, and partisanship in Congress.
‘And I beat them:’ Former U.S. Rep. Bob Livingston on ‘a politically motivated prosecution’
The former top leader in the U.S. House talks about his new book, Trump, and partisanship in Congress.
‘And I beat them:’ Former U.S. Rep. Bob Livingston on ‘a politically motivated prosecution’
The former top leader in the U.S. House talks about his new book, Trump, and partisanship in Congress.
FEC questions thousands of recurring online donations to Eric Schmitt
Thirteen donors flagged in federal letters appear nearly 5,700 times in Schmitt’s reports, highlighting issues with recurring online contributions.