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Business Ingenuity Gives Birth to Edgy, an AI Agent Educated in the Theory Behind Natural Synergy™ to Show Leaders Where Their Organizations Are Headed
SAN FRANCISCO, October 05, 2026--Business Ingenuity, Inc. today announced the availability of Edgy, an AI agent educated using Natural Synergy: From Natural Mystery to Mastery, co-authored by co-founder Charles Follett and Ray Scott and available on Amazon. Edgy analyzes an organization through its public footprint and its own people, then tells executives which Operating State the organization occupies, which direction it is being driven, and what adjustments would improve its performance.
WISeSat.Space Completes Business Combination and Begins Nasdaq Trading
WISeSat.Space has completed its business combination with Columbus Acquisition Corp. and started trading on Nasdaq as SAIQ.
Jobs in health care. Jobs for women. The US labour market is segmenting. Chernobyl’s radiation and Lenin’s love of literature.
Thank you for opening your Chartbook email. Elmer Bischoff, Two Figures at the Seashore, 1957 The only really dynamic job-creator in the US economy is health care: The largest crunch has come in Federal government, which has shed 2.7 m jobs. Source: tchouvkov on Twitter Tech is struggling. [ Joey Politano 🏳️🌈@JosephPolitano The US tech sector continues bleeding jobs in official data released today—overall, employment decreased by 17k last month and is down 69k over the last year That's nearly as bad as the worst of the 2024 tech-cession, and much worse than the 2022 boom or even pre-2020 norms 12:42 PM · Oct 2, 2026 · 15.2K Views 15 Replies · 47 Reposts · 390 Likes ](https://x.com/JosephPolitano/status/2106001807847940232?s=20) The new jobs are all for women. [ Justin Wolfers@JustinWolfers I'm not sure who saw this coming, but so far nearly all the jobs created during the second Trump administration have gone to women. 1:09 PM · Oct 2, 2026 · 33K Views 70 Replies · 146 Reposts · 644 Likes ](https://x.com/JustinWolfers/status/2106008723533533601?s=20) Meanwhile, real wages are being eaten up by modest over-target inflation. [ Heather Long@byHeatherLong The financial pain is real: Wage growth fell to 3% (y/y) in September. That's the lowest in 5 years. Wage growth: 3% Inflation: ~3.4% Inflation has eaten up all wage gains for the average worker since April. Many people are having to make hard choices about what to buy and what … 1:24 PM · Oct 2, 2026 · 37K Views 24 Replies · 275 Reposts · 533 Likes ](https://x.com/byHeatherLong/status/2106012367712620728?s=20) HEY READERS, THANK YOU for opening the Chartbook email. I hope it brightens your day. I enjoy putting out the newsletter, but tbh, what keeps this flow going is the generosity of those readers who clicked the subscription button. If you are persuaded to click, please consider the annual subscription of $60. It is both better value for you and a much better deal for me, as it involves only one credit card charge. Why feed the payments companies if we don’t have to. Subscribe Elmer Bischoff, Bathers, 1960 Americans are disillusioned with higher ed. For contributing subscribers only. Subscribe Where the Chernobyl radiation went. h/t Simon Kuestenmacher aka simongerman600 How Lenin’s love of literature shaped the Russian Revolution - Tariq Ali This, then, was the intellectual atmosphere in which Lenin came of age. His father, a highly cultured conservative, was the chief inspector of schools in his region and much respected as an educationalist. At home, Shakespeare, Goethe and Pushkin, among others, were read aloud on Sunday afternoons. It was impossible for the Ulyanov family – “Lenin” was a pseudonym adopted to outwit the tsarist secret police – to escape high culture. At high school, Lenin fell in love with Latin. His headteacher had high hopes that he might become a philologist and Latin scholar. History willed otherwise, but Lenin’s passion for Latin, and taste for the classics, never left him. He read Virgil, Ovid, Horace and Juvenal in the original, as well as Roman senatorial orations. He devoured Goethe during his two decades in exile, reading and rereading Faust many times. Lenin put his knowledge of the classics to good use in the time leading up to the October revolution of 1917. In April of that year, he broke with Russian social-democratic orthodoxy and, in a set of radical theses, called for a socialist revolution in Russia. A number of his own close comrades denounced him. In a sharp riposte, Lenin quoted Mephistopheles from Goethe’s masterwork: “Theory, my friend, is grey, but green is the eternal tree of life.” Source: The Guardian Elmer Bischoff, The River, 1953 If you’ve scrolled this far, you know you want to click: Subscribe
Yale School of Medicine On the Science of Childhood Anxiety, Say, Anxiety Disorders Are the Most Common Mental Health Challenges In Youth
Credit: Matt Bradbury October 5, 2026 - By Isabella Backman - Anxiety disorders are the most common mental health challenges in youth. Left untreated, they can disrupt the lives of both children and their families. The good news is that with intervention, most children will overcome these conditions. Across Yale School of Medicine, scientists are working to understand anxiety at every level, from common anxious behaviors to molecular biomarkers in the brain. They are using their findings to develop and disseminate new evidence-based treatments for childhood anxiety. Today, the go-to treatment for childhood anxiety disorders is cognitive behavioral therapy (CBT). This is a form of psychotherapy that teaches children skills for confronting anxious thoughts and helps them practice managing situations that cause anxiety. While it is the gold-standard treatment backed by considerable scientific evidence, up to 50% of children will not see sufficient benefit from CBT alone. Wendy Silverman, PhD, Alfred A. Messer Professor in the Child Study Center, co-directs the Anxiety and Mood Disorders Program alongside Eli Lebowitz, PhD, associate professor in the Child Study Center. One of their main interests is learning how to improve outcomes beyond CBT. “We’re developing cutting-edge, research-based knowledge that can reduce the suffering that anxiety causes children and their families,” says Silverman. Changing parent behavior YSM experts are investigating how to improve CBT outcomes for children by involving the parents. Silverman’s research has uncovered two main components of parent intervention that improve childhood anxiety: not enabling children to completely avoid the things that make them anxious and taking steps to enhance their autonomy. Parents may unintentionally reinforce their child’s anxiety by allowing them to avoid what makes them anxious. They also may unintentionally limit the children’s sense of autonomy by being overly intrusive. “One of the things that we take pride in is that we’ve focused on trying to understand what parents need to do, and to test our ideas and see if changing the parents’ behaviors is enhancing the effects of CBT,” Silverman says. “Our findings thus far suggest that they do." As much as CBT can be helpful, it can also be challenging to get one’s child to do the necessary steps for CBT to work. This is one important reason why Lebowitz created a novel intervention program for parents named Supportive Parenting for Anxious Childhood Emotions (SPACE). Existing intervention programs often teach parents to act as therapists for their child, such as training them on how to practice breathing exercises. “It makes sense, but this doesn’t work very well in practice,” says Lebowitz. “And part of the reason, I think, is that it’s not easy to get your kid to do things, especially if they’re not excited about doing it.” SPACE is unique because it focuses entirely on parent involvement and changing parental behavior—children are not involved in the sessions. For example, parents learn how to use supportive messages that convey confidence that their child can tolerate and manage distress. “It might sound like a parent saying to a child, ‘I get that this is really hard for you, but I know that you can handle it,’” Lebowitz says. The program also works with parents to identify the ways in which they are accommodating anxious behaviors. “We’ll pick one thing that parents are doing that is an accommodation and help them make a detailed plan for how they’re going to change that,” Lebowitz explains. Treating Anxiety in Children and Adolescents Much of the existing research on SPACE has focused on parents of children under age 14. Ongoing studies are now exploring its use with parents of older teens. “Both anxiety and accommodation can interfere with normative developmental shifts during the teen years, including increased autonomy and individuation from parents,” says Rebecca Etkin, PhD, associate research scientist in the Child Study Center. “In this sense, SPACE may be particularly well-suited for anxious teens and their parents. We want to see whether it is effective during this distinct developmental window.” Unfortunately, many families in need of CBT face barriers, including limited availability of services and geographic constraints. One way to improve access is digital interventions. Silverman and her team are developing an evidence-based digitized intervention program for parents that they can access directly from their computer or smart phone. “The work we’re doing will be one of the very few parent interventions that is digitized and importantly tested for effectiveness,” she says. Creating interventions for anxiety-related challenges Silverman and Lebowitz recently received a generous gift to develop and test other interventions that help parents reduce other child anxiety-related behavioral and emotional difficulties, such as restrictive eating and unexplained somatic symptoms. One of these projects in particular focuses on understanding the risks of social media and its potential benefits, including offering a sense of connection. “A lot of research has focused on the idea that social media is harmful and the less of it the better,” says Lebowitz. “But we actually see is that this is not quite right—there are negatives, but there are also positives. So, we’re trying to get a little bit more nuanced of a picture.” The team is working with teens with social anxiety and their parents over an extended period to better understand their social media habits and how their anxiety levels affect engagement with different platforms. The teens will answer questions sent to an app on their phones about mood and social media usage in an effort to capture emotional responses as they unfold. “We hope to develop interventions that can help make the best of social media while protecting against the more problematic effects,” Lebowitz says. The brain’s role in anxiety Researchers are also testing therapies to address anxiety at the neurological and molecular levels. In collaboration with Dylan Gee, PhD, professor of psychology in Yale's Faculty of Arts and Sciences, and Hilary Blumberg, MD, John and Hope Furth Professor of Psychiatric Neuroscience at Yale School of Medicine, Lebowitz and Silverman are using brain imaging to identify changes in a child’s brain before and after parents enroll in SPACE. In one study, children viewed anxiety-inducing images while undergoing magnetic resonance imaging (MRI); the researchers conducted scans with and without the children’s parents nearby. Before SPACE, children’s brains were better able to activate the regulatory circuitry needed to turn off an anxious response when their parents were nearby. But after SPACE, children could activate this circuitry even without the parent around. “As parents work on gradually reducing some of their accommodations, you can see a child get better at regulating their own fear system in the brain,” Lebowitz says. “It’s remarkable.” Research into the molecular underpinnings of anxiety can also inform new childhood anxiety treatments. In a recent study, Lebowitz, Silverman, and Flora Vaccarino, MD, Harris Professor in the Child Study Center, discovered that a protein known as fibroblast growth factor 2 (FGF2) could be protective from the toxic effects of stress. FGF2 levels in children and their parents were linked to the children’s risk of developing anxiety and depression, the study showed. The findings could help explain why some children who are exposed to early life trauma such as poverty or abuse are more prone to developing mental health disorders. And FGF2 could be a target for treatment. “This is very novel because it starts to give a clue to what is the molecular chain that connects those lived experiences to the actual psychological outcomes,” Lebowitz says. New ways to study and treat childhood anxiety Michael Crowley, PhD, associate professor in the Child Study Center, collaborates with Silverman and Lebowitz to study the role that attention plays in development and maintenance of childhood anxiety. There is a large body of research that shows that anxious children, like anxious adults, are prone to focus on threatening stimuli such as angry faces compared with neutral faces. This has led to innovative interventions that involve attention retraining. The idea is that if experts train children to look away from threatening stimuli, it may reduce their anxiety—especially children with social anxiety who are most prone to attend to threats. The researchers have just completed a clinical trial for attention retraining with 10- to 14-year-olds with social anxiety disorders and are currently analyzing the findings. Besides this innovative attention retraining research, as Crowly notes, “I like to design tasks that are engaging to kids,” Crowley says. “My goal is to assess something without the kids knowing what we are assessing.” With this goal in mind, Crowley has created a virtual game, named Boom, to study threat processing in children with anxiety disorders. The game is similar to that of hot potato—the child and three digital players take turns virtually passing a ball to each other’s gloves. At some point, the ball turns into a bomb, and as the bomb lands in each player’s glove, the outline of the glove turns yellow. The goal is to avoid having the bomb go off in your glove. What isn’t obvious is that the game is designed to measure different types of threatening stimuli, both ambiguous and direct. In the game, the direct threat occurs as the bomb is traveling towards your glove. The ambiguous threat is the yellow outlined glove as it is unknown where the bomb will travel next. While children play the game, Crowley’s team measures their brain activity using electroencephalography (EEG). The researchers have discovered that in kids with anxiety, the brain reacts more strongly to ambiguous threats than it does in their peers, but less strongly to direct threats. They believe that the initial abnormally large brain response to not knowing where the bomb is going impairs the brain's ability to properly respond when the threat is actually traveling the child’s way. “The brains of children with anxiety are unable to differentiate between threats you need to do something about and those that are not your problem.” Michael Crowley, PhD, develops innovative games for studying anxiety in children and adolescents.Credit: Matt Bradbury Based on these insights, Crowley hopes to study whether interventions like attention training could restore appropriate threat processing. Crowley’s team is also working on a test called the Balloon Risk Avoidance Task, which evaluates risk-taking and avoidance behaviors. It features a digital balloon that is full of air and about to burst. Kids have six seconds to let air out of the balloon. The more air they let out, the less risk they face that the balloon will pop. But at the same time, the balloon becomes less valuable as it deflates. “The more air you keep in the balloon, the more points you get,” Crowley explains. So far, the researchers have found that when the balloons pop unexpectedly, teens with social anxiety show distinct brain responses. Studying these responses can help psychologists understand the underlying pathways driving the various manifestations of anxiety. The genetics of anxiety When Thomas Fernandez, MD, associate professor in the Child Study Center and of psychiatry, was still in training, there was a lot of excitement about understanding the genetics associated with autism spectrum disorder. Since then, scientists have identified around 250 genes associated with autism. The genetic contribution to anxiety disorders, on the other hand, has historically received less attention. Anxiety is less heritable than autism, but the genetic contribution for anxiety disorders that emerge in childhood may be higher than for anxiety disorders overall. While scientists estimate the heritability of anxiety disorders in general to be around 30% to 50%, some studies suggest higher heritability for certain childhood-onset anxiety presentations. “I saw firsthand how researchers in the field went about finding vulnerability genes for autism,” Fernandez says. “So, we’re using a very similar playbook for childhood anxiety.” “I saw firsthand how researchers in the field went about finding vulnerability genes for autism. So, we’re using a very similar playbook for childhood anxiety.” Thomas Fernandez, MD Associate Professor In the Child Study Center and in Psychiatry Now, Fernandez and Emily Olfson, MD, PhD, assistant professor in the Child Study Center, are studying children and their parents to identify genetic changes that are present in the child but not the parents, known as “de novo mutations.” “All of us have some de novo mutations—maybe about 50 to 100 sprinkled throughout the genome,” Olfson says. “But when they occur within the coding regions of genes, they can be really disruptive.” Previous research shows that people with autism have higher rates of damaging de novo mutations than the general population. In 2022, Olfson, Lebowitz, Silverman, and Fernandez published a study on 68 children and their families that found that children with anxiety had similarly high levels of these mutations. Studying de novo mutations can help point the researchers to where they should be looking for genes associated with anxiety. “The end game is using the genes to steer us toward the right part of biology that we can then target to come up with better treatments,” Fernandez says. Building on those findings, the team is now studying more families to better understand how these de novo mutations, along with other genetic and environmental factors, shape pediatric anxiety disorders. They recently received a National Institutes of Health grant to enroll 750 new families over the next five years. Olfson is the principal investigator, with co-investigators Lebowitz, Fernandez, Silverman, and Shuangge Steven Ma, PhD, department chair and professor of biostatistics at Yale School of Public Health. Neurodevelopment, Risk Genes, and Mental Health Conditions - The Olfson Lab Joel Gelernter, MD, Foundations Fund Professor of Psychiatry, is interested in how different anxiety disorders differ genomically. “We are studying social phobia, panic disorder, and generalized anxiety disorder, working to understand why people differ in their risk to these specific anxiety disorders and evaluating various risk factors,” he says. Gelernter was recently involved in one of the largest studies to date of the genomics underlying anxiety disorder. The study included around 122,000 people with anxiety disorders and around 730,000 without. It found that some genetic differences associated with anxiety were linked to signaling that helps reduce overactivity in the nervous system. Many anxiety medications available today work by targeting this process. “It’s nice when the biology that you get out of a large genome-wide study ratifies things that we already know because that can help increase confidence in further findings from the study,” Gelernter says. Uncovering the neurobiology of psychiatric disorders John Krystal, MD, Robert L. McNeil, Jr. Professor of Translational Research and chair of the Department of Psychiatry, is interested in the neurobiology of psychiatric disorders, including post-traumatic stress disorder (PTSD), of which anxiety is a major symptom. In the late 1980s, Krystal’s team discovered that the drug yohimbine activated symptoms in patients with PTSD. “This was the first time we could link a specific biological mechanism to the symptoms of PTSD,” Krystal says. At the time, he adds, this finding was highly controversial. “A lot of people felt that PTSD was a purely psychological syndrome that didn’t have an underlying biology.” Since then, Krystal has dived deep into understanding the neurobiology of PTSD to learn how to better treat it. His team is evaluating the use of ketamine and psychedelics. These would be among the first treatments to be developed specifically for PTSD. They may also be applicable for other disorders including anxiety disorders, Krystal adds. An important gap in PTSD treatment is the absence of biological tests that inform how to best help patients manage their PTSD symptoms. A doctor doesn’t diagnose cancer based on how they feel. Rather, they use tests of the biology of the cancer to determine the best course of treatment. “And we can’t do that in any psychiatric disorder other than Alzheimer’s disease,” Krystal says. “But now we are building a foundation for this approach to the treatment of anxiety disorders for the first time.” Source: Yale School of Medicine
Ruth Tucker joins the Bulletin
The Bulletin is excited to welcome Ruth Tucker as the nonprofit's Advancement Services Coordinator. As Advancement Services Coordinator, Tucker will support the daily operations of the Advancement team, including gift entry, event registration entry, acknowledgements, and administrative support in the implementation of the department's fundraising tasks.
How affordability will impact the midterm elections in swing states
It's almost election time in America, and voters in swing states are looking at their wallets — and gas prices — at the ballot box.
How tragedy, faith led Julia Letlow to run for Senate: ‘I needed those signs from the Lord’
After her husband, Luke, died of COVID, Julia Letlow faced a major decision.
Silicon Valley hottest funding source: the Bank of Best Friends
As big money deals in venture capital dry up, tech founders are asking mom, dad, and friends to open their wallets.
IRGC General Warns Regional States against Letting US Use Their Territory
TEHRAN (Tasnim) – Brigadier General Ali Fadavi warned regional countries against allowing the US to employ their territories for operations against Iran, stressing that any location used as a launch point for attacks on Iran will be targeted.
Yale New Haven Hospital designed new center to calm mental health crises
Amid rising pediatric mental health emergencies, Yale New Haven Hospital opened the state’s only hospital-based center for children experiencing mental health crises this July. The center prides itself on therapeutic services and patient autonomy.
Today’s Papers – Triple Italy challenge, Roma lead Endrick race
La Gazzetta dello SportLet’s not stop anymoreWin (and confirm ourselves) to look for the quarter-finals. Mancini with Scamacca: ‘Let’s end well.’The last conflictBuonfiglio case: His son works...
The Nobel Prize week is kicking off in Stockholm with the medicine award
This year’s Nobel Prizes kick off with the awarding of the medicine prize at the Karolinska Institute in Stockholm.
First-year food science students compete in product development
UNIVERSITY PARK — “Yam Bam” and “Boocha Boost” may not be household food names, but they represent the kind of innovation students in Penn State’s College of Agricultural Sciences are
How Extending CVS Distribution Through 2032 At Cardinal Health (CAH) Has Changed Its Investment Story
In October 2026, Cardinal Health announced it had entered into a binding Letter of Intent to extend its existing distribution agreement with CVS Health through June 30, 2032, maintaining the current scope of distribution services. This long‑dated extension reinforces the durability of Cardinal Health’s core distribution relationships, underscoring the importance of scale partnerships in its business model. We’ll now explore how the extended CVS distribution agreement through 2032 may...
Connections: Sports Edition today: Hints and answers for Oct. 5, 2026, puzzle No. 742
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
Easing constipation: A 20-minute walk can get your gut moving almost immediately
Researchers found that just 20 minutes of comfortable walking can rapidly stimulate the gut. Within one to two minutes after exercise, bowel sounds became stronger, more frequent, and lasted longer, suggesting increased intestinal movement. The boost was brief, fading within a few minutes, but it may help explain why walking can provide relief from constipation.
Matthew Stafford goes over 300 yards
Los Angeles Rams quarterback Matthew Stafford completed 32 of 51 passes for 317 yards, no touchdowns and two interceptions in Week 4
MacBook Pro With OLED Display Rumored to Be 'Significantly Lighter'
Bloomberg's Mark Gurman today said the new MacBook Pro models with OLED displays will be "significantly lighter" than the existing MacBook Pro models. "Apple has reengineered the machine's interior, miniaturizing parts and rearranging components to make the computer much easier to carry," he said, in his Power On newsletter. Currently, the MacBook Pro weighs up to 4.7 pounds, while the MacBook Air weighs up to 3.3 pounds and the MacBook Neo weighs 2.7 pounds.
Accenture Completes Acquisition of Mjølner Informatics, Bringing Deep Software Engineering Expertise for Energy, Utilities and Manufacturing Clients in Denmark
Accenture has completed its acquisition of Mjølner Informatics from Norlys, strengthening Accenture’s software engineering, digital engineering and embedded software development capabilities in Denmark.
Man injured, businesses damaged following shooting in Arlington
Officers found shell casings and damaged windows at a shopping center lot. A man was shot in the leg and taken to a hospital. No arrests yet.
Inside the Trump administration’s UFO hunt
In 2022, the Pentagon took part in the first congressional hearing in more than a half-century to focus on military reports of unexplained phenomena.
Jacoby Brissett mistake-prone in Week 4
Arizona Cardinals quarterback Jacoby Brissett completed 21 of 35 passes for 166 yards, two touchdowns and three interceptions in Week 4
Boston 25 News
A local college student’s auto detailing business has grown from helping family and neighbors to servicing the vehicles of professional athletes across New England.
What’s your music consumption medium of choice?
Are you streaming only? Have you dug out your old iPod? Have a massive vinyl collection? I want to know which music formats you listen to most and why. I’ve been buying more on Bandcamp, ripped all my CDs, and started carrying around an iPod again. But I haven’t been able to ditch streaming completely.
Geno Smith finishes with 119 passing yards in Week 4
Jets QB Geno Smith has quiet outing with only eight completions and 119 yards
Tom Cruise-led ‘Digger’ tanks at the box office
The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The Warner Bros. film was expected to do poorly after polarizing...
Marin IJ Readers’ Forum: Vote no on Proposition 44 to protect community health
Also: Head Start education program helped young immigrant; Voting early helps avoid interference on Election Day
Trump economic advisor says 'it's time' for Powell to leave Fed, calls extended tenure 'unprecedented'
Kevin Hassett says Jerome Powell should leave the Federal Reserve Board, calling his continued presence "completely unprecedented" after his term ended.
How snakes evolved long, limbless bodies may be more complicated than scientists thought
"The brain tells a much richer story than the skeleton alone."
Shipley’s Garment Spa closing after 124 years of business
SIOUX FALLS, S.D. (KELO) – After 124 years serving Sioux Falls and the surrounding region, Shipley’s Garment Spa will be closing its doors. In a letter written to customers, ShipleyR…
Polls close in Bosnia in race where pro-Russia politician looms large and ethnic tensions simmer
Polls have closed evening in Bosnia after an election shaped by economic pressures, a youth exodus and concerns over corruption. Some leading politicians stoked ethnic tensions that have divided the
On cusp of merger, ‘Digger bombs for Warner Bros., ‘Verity’ takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros.
Mental health courts help divert people from jail. Why don’t more NY counties have them?
This story originally appeared in New York Focus, a nonprofit news publication investigating power in New York. Sign up for their newsletter here (https://nysfocus.com/newsletter).
Mental health courts help divert people from jail. Why don’t more NY counties have them?
This story originally appeared in New York Focus, a nonprofit news publication investigating power in New York. Sign up for their newsletter here (https://nysfocus.com/newsletter).
This toolless modular lever-action wallet is the coolest I’ve stuck to my phone
Pull the lever to fan your cards with the OhSnap Wallet 2.
Campbell County health and food inspections (9/25/26–10/1/26)
GILLETTE, Wyo. — The Consumer Health Services Division of the Wyoming Department of Agriculture conducts inspections of retail food establishments throughout Wyoming (where there is not a local health department that does inspections) to help ensure safety of Wyoming residents. Campbell County establishments are inspected at least once a year by the WDA. All of […]
600 N.J. homes are getting a CDC letter. Here’s what it means.
The National Health and Nutrition Examination Survey is collecting data in Bergen County.
From detailing family cars to cleaning rides for Patriots players: Local college student’s business
A local college student’s auto detailing business has grown from helping family and neighbors to servicing the vehicles of professional athletes across New England.
Pre-Snap Reads: Seahawks return home to face Chargers
Let’s get back on track, boys. Please.
Every Wiley College player drafted by the Boston Celtics
Let's take a look at every player who has been drafted by the Celtics out of Wiley College.
Blue surge could breach Cascades in this Washington race
For more than 50 years, every Washington state lawmaker chosen to represent Chelan County has been a Republican. That might change in this November's election.
What is in common between Super Mario and top WA developer?
The family-owned firm behind plans for a controversial aggregate mine in South King County has become one of the region's most prominent landowners and developers.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Broncos Schedule Gauntlet Continues Against Undefeated 49ers
The Denver Broncos have another big challenge coming against the San Francisco 49ers.
Zach Bryan’s ‘Free Palestine’ shirt at Gillette Stadium offers lesson in music, politics
The decision to wear the “Free Palestine” shirt extended beyond Bryan himself. Members of his band also appeared to want to send a message.
Where's my Starbucks?
This is a condensed version of Business Insider Today, a newsletter that gives you a look at the week’s top stories. Sign up here to get the full Business Insider Today in your inbox every day for the top stories in markets, tech, and business.
‘Let’s put together some incentives’: Spike welcomes Ferguson’s space council as chance to attract businesses
Explore how Governor Bob Ferguson's space council aims to boost Washington's business landscape.
This Week in Purple: Let’s Talk About That
Colorado Rockies news and links for Sunday, October 4th, 2026
Should the Laver Cup Finally Bring Women Into the Mix?
Okay, so let’s try to make this Laver Cup hypothetical, civil, shall we? An obvious question hangs over the event called the Laver Cup. Why is it not called the Williams Cup? No, seriously now. Where are the women? For nine editions now, the formula has remained straightforward: six men from Europe, six from the …
Arsenal get special Fabregas option under Como agreement
Cesc Fabregas has a special clause in his Como contract for his former clubs, including Arsenal according to reports.Photo by Pier Marco Tacca/Getty ImagesPortuguese outlet A Bola report that former A...
A familiar figure, a new voice: Meryl Streep’s Aslan stirs gender debate over Gerwig’s ‘Narnia’
Director Greta Gerwig's film adaptation from "The Chronicles of Narnia" is sparking controversy over casting of Meryl Streep to voice Aslan the divine lion in "Narnia: The Magician’s Nephew.".
Thomas Tuchel describes one young England player as ‘complete package’
England demolished Croatia 7-0 in their Nations League clash and Tuchel was particularly impressed by one player in his side
Free Columbus events with a library card. How the Culture Pass works
Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.
Free Columbus events with a library card. How the Culture Pass works
Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.
How do I keep checks from being stolen in the mail?
Dear Liz: In response to a reader whose check to the IRS was stolen from the post office, you (again) warned readers that mail theft and check fraud have soared and that electronic payments are now the safest way to send money.
American love of oversized Halloween skeletons still going strong
Six years after the original 12-foot Skelly first went viral, the trend of jumbo Halloween yard decorations seems as strong as ever.
TST Best Bets: October 4, 2026
Week 4 of the NFL season has arrived, and this column is due for a bounce-back after back-to-back weeks under .500 followed a strong Week 1 debut.Let’s get straight to it as we pick every game on Sunday’s slate, starting with the Lock of the Week.For all of your NFL betting picks, here are today’s TST Best Bets, brought to you by BetOnline.ag. Click here to join. All new players receive a 50% welcome bonus and up to $250 in free bets.
The Youth Sports Industry Has The Recipe For Athletic Success All Wrong
Roughly 70% of kids in the U.S. have quit sports by age 13.
Some Democrats, Scarred by 2024, Take a Harder Line on Trans Athletes
Democrats competing in historically conservative territory in the midterms are more aggressively responding to Republican attacks casting them as extreme.
FEC questions thousands of recurring online donations to Eric Schmitt
Thirteen donors flagged in federal letters appear nearly 5,700 times in Schmitt’s reports, highlighting issues with recurring online contributions.
Malen completes recovery ahead of Como clash
Malen doesn’t want to stop. Having recovered from the slight knee problem that kept him from playing against the Netherlands, the striker is ready to return to the heart of Roma’s attack against C...
Liverpool keeping tabs on Barcelona midfielder Bernal
Liverpool and Atletico Madrid are keeping tabs on the situation of Barcelona midfielder Marc Bernal.The teenager is set to assess his future should his minutes not increase under Hansi Flick, having b...
Here are 20 nominees for StarNews Athlete of the Week
It's up to you to decide the next StarNews Athlete of the Week. With 20 nominees, who's your pick?
India report card for Asian Games 2026: Archery, Boxing A+, B for Shooting while Tennis gets an F
Here's the complete list of 499 athletes who will represent India at the 2026 Asian Games in Aichi-Nagoya.
🗞️ Headlines: Spain sweep all, Italy swoon over Endrick..
The final weekend of this long international break continues, bringing plenty of football and plenty of news. So let’s take a look at today’s front pages from the main sports newspapers...MARCAASM...
3 Big Questions for the A's This Offseason
With a GM vacancy, a need for pitching, and veterans who may no longer fit the roster as we look ahead, the A's will have plenty of big decisions to make this offseason.
Teens on target again as USA down Mexico 3-0
Cavan Sullivan became the youngest US international goalscorer in history as the United States defeated arch-rivals Mexico 3-0 in a friendly international in Arizona on Saturday.The United States completed the scoring in the 84th minute when Malik Tillman latched onto a poor Mexico backpass and smashed a shot into the top corner for 3-0. rcw/pbt
HSSPX: West De Pere FRCC-North Frontrunners
(WFRV) – In this week’s episode of High School Sports Xtra, we featured a thriller in our Game of the Week between West De Pere and Bayport. We also put the spotlight on our Xceptional Athlete from Bonduel, Carter Moesch, and recapped the best matchups from week 7 of the high school football season.
XCEPTIONAL ATHLETE: Bonduel’s Carter Moesch
Bonduel, Wis (WFRV) – This week Local 5 Sports highlights our Xceptional Athlete Carter Moesch, a four year varsity football player for Bonduel High School. Moesch plays both offense and defense for the Bears, serving as a running back and a linebacker. He excels in both positions, but if he had to choose one, his […]
Connections: Sports Edition today: Hints and answers for Oct. 4, 2026, puzzle No. 741
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
SDSU posts complete road win at Illinois State
NORMAL, Ill. (SDSU) —Josh Holst threw a pair of touchdown passes and the South Dakota State defense forced three turnovers as the second-ranked Jackrabbits came away with a 31-14 victory over Illinois State Saturday night at Hancock Stadium. SDSU improved to 5-1 overall and 2-0 in the Missouri Valley Football Conference. The Redbirds, who entered […]
WATCH: Midwestern State hosts senior night and military appreciation night
WICHITA FALLS – Stang Park hosted a pair of events Saturday evening for No. 3 Midwestern State men’s soccer’s conference matchup with Oklahoma Christian. Airmen from Shephard Air Force Base were welcomed for a pizza dinner and as guests of honor for military appreciation night, while senior players and athletic trainers were honored on senior […]
Orlando Health completes acquisition of RMC Health System in Anniston
Orlando Health completes acquisition of RMC Health System in Alabama, renaming the facility Baptist Health Calhoun Hospital.
LSU completes nonconference play with a rout of McNeese. The rest of SEC play awaits.
LSU took care of business in its final nonconference game against McNeese State. Here’s how the Tigers managed a meaningless game.
NYT Strands hints, answers for October 4, 2026
Every hint, nudge and outright answer you need to complete today's NYT Strands puzzle.
Every Western Kentucky player drafted by the Golden State Warriors
Let's take a look at every player who has been drafted by the Warriors out of Western Kentucky.
As midterms near, Justice Alito shares his feelings about retirement
Speaking to CBS News, Alito described the calculation as a natural one that comes with age. At 76, Alito is the second-oldest justice on the court.
Hawai’i Small Businesses urged to complete Federal Reserve Credit Survey by Nov. 13
The Department of Business, Economic Development and Tourism is encouraging Hawai‘i small businesses to take part in the Federal Reserve’s 2026 Small Business Credit Survey, now open through Nov. 13.
Lane Kiffin's Wife Layla Turns Her New Business Venture Into a 'Party'
Lane Kiffin's wife Layla Kiffin is opening up about her business venture on the LSU's campus, and she says it's all about having fun.
Nuclear doomsday mag says, AI Doomerism is bad science
Bulletin of the Atomic Scientists says AI doom is overrated; implies crass business motives at play.
Trump told aide to use taxpayer money for TV ads praising him
Four spots have run, at a cost of about $5.5 million, and that is expected to grow, according to media tracker AdImpact and people familiar with the spending.
Josh Shapiro campaigned in Bucks County for Democrats in key races: ‘You’ve got a lot of power’
Gov. Josh Shapiro kicked off a day of action for Democrats organized by Planned Parenthood's state political action committee at the Middletown Township Municipal Center in Bucks County on Saturday.
Zach Bryan defies Gillette Stadium's Macklemore ban with politically charged shirt
Country singer Zach Bryan’s latest political fashion statement might add more fuel to the ongoing Ed Sheeran-Macklemore tour drama.
Barstool's Dave Portnoy blames Ohio State, Ryan Day for 'Big Noon Kickoff' exit
Barstool Sports and Dave Portnoy will no longer appear on Fox Sports' "Big Noon Kickoff," according to The Athletic.Per the report, Portnoy blamed Ohio State and coach Ryan Day for the decision.
Zach Bryan wears 'Free Palestine' shirt at Robert Kraft's Gillette Stadium
Country music star Zach Bryan signaled his support with a 'Free Palestine' shirt at Robert Kraft's Gillette Stadium, a venue that recently banned rapper Macklemore over his efforts to do the same.
Outsider country star makes wild, unforgettable return to Seattle
The locked-in country star was in a wildman's groove Friday when he played Seattle proper for the first time in years.
LETTER: Thompson puts people before politics in response to MIDA concerns
Rep. Jason Thompson’s billboard on Logan’s Main Street shows the legislator with his family and reads “people before politics” in bold letters. This was demonstrated by Rep. Thompson’s rapid-fire response
iPhone Duo vs. iPad Mini: Which Apple device is right for you?
An iPhone Duo can serve as your tablet and phone in one, but the iPad Mini's larger screen and better multitasking still have a place.
Zach Bryan sparks debate after wearing 'Free Palestine' shirt at venue that barred Macklemore
Zach Bryan took the stage in a "Free Palestine" shirt at Robert Kraft's Gillette Stadium, just weeks after Kraft barred Macklemore from the venue.
Trump says Cornell 7 'won't get fair shake' because NY AG Letitia James
President Donald Trump's perceived political foe, the New York attorney general who won a $454 million judgement against him, is looking into Cornell.
Poll: How Many 'Mythic' Xbox Achievements Do You Reckon You'll Have?
Full completions are being backdated to the Xbox 360 era
A $28B hemp THC industry is fighting to save itself from a looming federal ban
America’s multibillion-dollar market for impairing hemp products faces potential elimination before the end of the year.
Is the ‘Verity’ cast Team Letter or Team Manuscript? Anne Hathaway weighs in on debate
Anne Hathaway, Dakota Johnson, and Josh Hartnett explain to EW where they stand on the shocking ending of their new movie ‘Verity.’
Dodgers notes: Attention to detail, Russell Martin, Zach Ehrhard
It’s the start of the Dodgers postseason on Saturday, but here are some related and adjacent stories that aren’t necessarily about the National League Division Series. Andy McCullough at The Athletic wrote about the Dodgers’ place in baseball heading into the postseason, and their role as the main antagonist for many about two months before […]
Every Widener University player drafted by the Boston Celtics
Let's take a look at every player who has been drafted by the Celtics out of Widener University.
QB Daniels Must Deliver for Seminoles Against Virginia
Florida State needs QB Ashton Daniels to protect the football, make plays, and finally deliver a complete game against Virginia.
What happened to Seattle’s dinosaurs at the Pacific Science Center?
A triceratops and stegosaurus, which have waded in PacSci’s now-empty reflecting pool for 35 years, were removed this month.
Roma to try for Real Madrid’s Endrick again in January
As reported by La Gazzetta dello Sport, Roma will try to bring Real Madrid starlet Endrick on loan in January.The Giallorossi had all but agreed a deal bring the 20-year-old to the Italian capital in ...
North Country Sports Scoreboard: Saturday, October 2, 2026
Let’s take a look at Friday's sports scoreboard.
Publisher’s Platform: Put Me Out of the Lettuce Business. Please.
The largest Cyclospora outbreak in American history is over, and the next crop is going in the ground. Washington dismantled the system that would have caught it, Congress wrote letters instead of holding a hearing, and the produce industry pointed at the water.