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Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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Midday transfer round-up 💰
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Herring Gut Coastal Science Center's Learn-Discover-Grow Series: OCEAN GREENS
Seaweed in the past has been a misunderstood part of our marine world. Until recently it has always been seen through the lens of a slimy gross weed that no one likes to touch while swimming. Now, seaweed is being seen as a way to help diversify careers, feed livestock, and help solve climate change. This Learn Discover Grow event will focus on highlighting the importance of seaweed and how mid coast businesses are utilizing these ocean greens. First we will watch the film “Ocean Greens” (link below) online at the WaterBear network. We will then take time to talk to our wonderful guest speakers about how they use seaweed in their business! Our speakers are, Allison Lakin from Lakin’s Gorges Cheese, Gabriela Acero from wolfpeach, and Lauren & Greg Soutiea from the Causeway Restaurant at the Craignair. Watch the video ahead of time: Title of video: Ocean Greens Link: https://www.waterbear.com/player/62389235111f77a1b677ded9 Create an account, it's free. Guest speakers: Allison Lakin, Lakin’s Gorges Cheese at East Forty Farm Gabriela Acero, Wolfpeach Lauren & Greg Soutiea, The Causeway Restaurant REGISTRANTS WILL RECEIVE A ZOOM LINK PRIOR TO THE EVENT
Bills inform punter Wishnowsky he will be released, AP source. Hardman among 13 players cut by team
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Tim Steller’s column: Choosy Tucson governments seek ideal business fit
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Tancredo in Running for Dept. of Ed. Position
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Steelers QB Will Howard evaluated for unknown injury
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Steelers QB Will Howard being evaluated for injury
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The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. 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Florence Harding Photographed Taught Me About Women Partaking in Politics
What would Florence Kling Harding think now? A week or so ago when I cast my ballot at my designated polling place this thought crossed my mind. I imagine the former first lady would be pleased about how routine voting has become for women in the United States. But perhaps she would not be satisfied. Today, a published essay I wrote for In Pursuit spotlights a lesson in leadership demonstrated by First Lady Florence Harding. In my research, I discovered there’s a lot to be said about this strong female historic figure. But it was the blurry photograph capturing Mrs. Harding voting for her husband Warren G. Harding, one of two presidential candidates from Ohio, on Nov. 2, 1920—Election Day—that drew my attention. It was the first presidential election held in the United States after the ratification and certification of the 19th Amendment, granting women the right to vote. Its 106th anniversary was marked on Wednesday. I remember thinking what a shame it was that her presence in the image was imperfect while the mostly men surrounding her were in sharp focus. Perhaps cynically I thought, “No surprise!” On further examination, though, the clear reaction of the people surrounding Mrs. Harding was equally important. In that snapshot of time, many of their expressions were serious. One man stood elevated above the rest with a slight smile as he caught a glimpse of history. Mr. Harding hovered over his wife’s shoulder closely observing the last seconds of her vote being cast. Their gazes were locked in on who would hours later become first lady. Subscribe The attention she drew is worth noting, mostly because, as I learned, Mrs. Harding understood the power her image could have on women across the country. She and I share in common a career in newspapers—hers the business side and mine on the editorial side. Nevertheless, it became clear to me as I write in the essay that she understood if she was seen voting, other women would follow suit. That wouldn’t necessarily be the case in that 1920 election, though, Karen Kedrowski, the director of the Carrie Chapman Catt Center for Women and Politics at Iowa State University, explained to me. Florence Harding was a suffrage advocate. But, suffrage was a contentious issue and women were far from united at the time of the election. In fact, a substantial number of women and active anti-suffrage organizations thought women participating in elections was a “bad idea and antithetical to their roles in the private sphere as mothers and homemakers,” Kedrowski said, adding that women were also viewed as the moral compass for their husbands and sons. If women got involved in politics they would become contaminated by it. Suffragists, on the other hand, wanted to bring that moral presence into politics to help clean things up. Only about 30% of women voted in that 1920 presidential election. That was a start. More than 100 years later in the 2024 presidential election, 66.9% of eligible women voted (91.3 million), compared to 63.7% of men who voted (82.6 million), according to the League of Women Voters. Yes, Florence Harding would be pleased. Subscribe That imperfect Election Day image was important symbolism about women’s potential during what was known as the “Modern Woman” era and the growing public role women were taking in the 1920s. I imagine Florence Harding might agree with other succeeding first ladies when it comes to gender equality and the importance of the vote. Like Michelle Obama when she said in her memoir Becoming, “We all play a role in this democracy. We need to remember the power of every vote.” Or Hillary Clinton during her unsuccessful run for president in 2016 when she remarked on International Women’s Day: “We celebrate the progress we’ve made to advance the full participation of women in economies and societies. And most importantly, we recommit to finishing the unfinished work that remains …” I hope if you are reading this, you will also read my essay on Florence Harding’s leadership lesson for In Pursuit. And perhaps that will move you to dig deeper and read more about Florence Harding’s life circumstances in biographies like First Lady Florence Harding: Behind the Tragedy and Controversy by Katherine A. S. Sibley. No, I do not think Florence Harding would be satisfied despite how far women have come from that day she first entered her polling place. She once wrote to the Camp Fire Girls, “The part that women play in the world has been greatly changed … It has been broadened and enlarged …” It has. And as women continue to engage in civics it continues to be. I imagine Florence Harding would want women to keep meeting the moment. Read the In Pursuit essay Watch on C-SPAN Share East Wing Magazine is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber. Subscribe
Supporting health and wellbeing this fall
This message is shared on behalf of the Health and Wellbeing team. The Health and Wellbeing team is excited to welcome you back to the Forest for another year of opportunities to thrive. Here are a few ways to care for yourself and support the [...]
GTA 6 Still Has Plenty to Satirize — Rockstar Just Has to ‘Be Careful’
Rockstar is still dedicated to making Grand Theft Auto a funny satire of modern America, but it’s being careful with its references to ensure GTA 6 doesn’t feel dated before it launches.
El Niño is being supercharged by climate change, study finds
It's one of the biggest questions in climate science: Is human-caused climate change making El Niños worse? A new study weighs in.
AI’s rally is disguising a massive slump in tech stocks
Big Tech, once the market leader, is being overshadowed by gains from the new stars of the artificial intelligence boom: semiconductor chipmakers.
2025 vs. 2026 Mac Studio Buyer's Guide: All Upgrades Compared
Apple this week announced a new Mac Studio with the M5 Max and M5 Ultra chips, discontinuing the M4 Max and M3 Ultra models that had been on sale since March 2025. The machine's design is unchanged for a fifth consecutive year, with all of the upgrades being internal. The table below details everything that changed regardless of whether you choose a Max or an Ultra chip. The two tables that follow break down the differences within each tier.
Best practices for launching albums and series in a crowded entertainment marketplace
In this era of personalized algorithms and nonstop content, getting an audience to notice a particular album or debuting TV show, let alone keep coming back, is harder than ever. And the line between a release being a drop in the ocean and a cannonball splash is razor thin — yet not impossible, This new special […]
Red Sox Minor Lines: Trevor Story continues to struggle
Worcester: L, 7-1 (BOX SCORE) Okay, folks, I’ll say it: Since 2022 I’ve disliked the Trevor Story contract. And in 2026, I’m worried about Trevor Story being brought back into this iteration of the Boston Red Sox, a playoff team who can make rallies appear out of thin air. Since arriving in Triple-A, Trevor Story […]
Connor Bedard Predicted to Be Named Next Blackhawks Captain
Chicago Blackhawks superstar Connor Bedard is being predicted to be named the next captain of the historic NHL franchise.Chicago has been without a captain since Nick Foligno was traded to the Minnesota Wild at this past season’s trade deadline.With the 2026-27 NHL season set to start in about a month, the Blackhawks will need to […] The post Connor Bedard Predicted to Be Named Next Blackhawks Captain appeared first on HEAVY.
Bad Xbox ‘Fable’ Combat Video Goes Viral, But It’s Pretty Misleading
There is new 'Fable' combat circulating, which does not look great for the Xbox game, but there is more context needed than what's being shown.
Samsung Introduces Three New Odyssey Series Gaming Monitors at Gamescom 2026
Samsung Electronics today announced its 2027 Odyssey gaming monitor lineup at Gamescom 2026, the world's largest gaming event, being held in Cologne, Germany from Aug. 26-30. The new lineup introduces multiple Odyssey models that feature world-first innovations, empowering players with greater...
3 Secret Service officials placed on administrative leave pending investigation
The three were operating in non-law-enforcement capacities and were being investigated for potential misconduct, the agency said
Is Germany benefitting yet from the crisis in US research?
Science|Business - Table.Media partnershipScience|Business has partnered with Table.Media, a leading source of news about higher education and research in Germany. Each week, we are publishing one of each other’s stories to give readers an even broader range of insight into R&D policy across Europe.Drawing over 500 participants, the German Academic International Network conference in San Francisco brings together researchers, universities, scientific organisations and policymakers in the US as part of an attempt to recruit international talent for Germany. It also serves as an annual barometer for the uncertainty triggered by the Trump administration’s science policies. As was the case last year, Germany’s political presence was unusually strong: federal lawmakers, nine state ministers of science and research, and federal research state secretary Marcus Pleyer all attended. Joybrato Mukherjee, president of the German Academic Exchange Service (DAAD), has observed a marked shift at US universities a year after the Trump administration began sweeping interventions: the initial state of "shock and paralysis" has given way to a strategic approach to the situation. Universities are seeking new funding sources, mounting legal challenges against interventions and opening themselves up more to international collaborations, including with Germany, he said. Early-career international researchers with expiring visas are considered particularly vulnerable. Germany is benefiting from increased demand among this pool of young talent; the country’s 1,000 Minds Plus programme, designed in part to lure German academics back home, has already filled up around one-third of its capacity. Meanwhile, Markus Blume, Bavaria’s science minister and current chair of the federal Conference of Science Ministers, sees an "enormous outflow of talent from the US." An increasing number of international researchers want to leave. Applications to Canada have risen by 42% January, and those to Europe by 32%. Meanwhile, the number of people drawn to the US is plummeting. "In this context, Germany must position itself as a prime destination offering reliable conditions, institutional stability and academic freedom, including through smart collaborations," Blume told Table.Briefings.“Darkest hour”At the get-together in San Francisco, the former president of the US National Academy of Sciences, Marcia McNutt, highlighted the gravity of the situation on the ground in a keynote address. She described the present moment as the "darkest hour for the US scientific system." At the same time, she said that cooperation should be maintained, especially during a crisis. Established researchers in the US are less likely to leave. Ulrike Malmendier, a former member of the German Council of Economic Experts and an economist at Berkeley, explained why established researchers are not packing their bags and leaving the US in droves: working conditions and the concentration of talent at places like Berkeley and Stanford remain unparalleled. According to Peter-André Alt, managing director of the Wübben Foundation, which helps Germany attract international academics, political restrictions are not the only grievance voiced by US-based researchers. "There are evidently still many areas where, fortunately, unfettered research is possible," Alt told Table.Briefings. Instead, the primary complaint concerns the cost of living, which has "skyrocketed” to absurd levels. "Runaway inflation, like that currently seen in the US, is certainly no draw for young scientific talent,” he said. Return homeA growing number of early-career researchers from Germany appear to be considering a return home. Jörn Benzinger, who is responsible for recruiting early-career researchers from abroad at Ruhr University Bochum, reports numerous conversations with researchers who are taking a closer look at the German academic landscape."Germany has definitely moved more into the spotlight,” he said. States, university alliances and research organisations joined forces to recruit talent. Bavaria, Baden-Württemberg and North Rhine-Westphalia were prominently represented, as were alliances such as the Berlin University Alliance and the University Alliance Ruhr. Benzinger sums up Germany’s approach with a new formula: "collaboration is the new competition." He notes that it is becoming increasingly difficult for individual universities to gain international visibility, while regional research ecosystems and collaborations are growing in importance. Afraid to leaveThe crisis in the US academic sector is also straining transatlantic research relations. Benzinger reports that some US-based researchers had to decline brief invitations to Germany because they could not be certain of being allowed to re-enter the US afterward.He considers the simple poaching of researchers to be the wrong approach; what is needed, he says, are "reliable offers and long-term partnerships."However, Green Party politician Ayşe Asar, who also attended the conference, sees a significant need for improvement, particularly regarding career paths in Germany.While lifetime professorships and academic freedom certainly make Germany attractive, young researchers also require predictable career paths, tenure-track positions and flatter hierarchies.
‘Try something new’
“The girls appreciated hearing from a panel of women scientists about career opportunities and being exposed to what life on a college campus is like.”
Baby among 2 reported measles deaths Lancaster County, Pennsylvania, health officials say
Pennsylvania officials say an infant was among the two unvaccinated patients who died while being infected with measles.
‘Thank God’ – Fans react to NFL becoming the first major U.S. sports league to cancel Pro Bowl game
The NFL has taken the unprecedented step of cancelling their version of the All-Star Game, the Pro Bowl, from the 2026-27 season. The tradition of All-Star games being one of the biggest nights of a sports league’s calendar is an antiquated notion, as players are more focused on protecting themselves than playing in an exhibition.
'Devastated' Weston-super-Mare business owners return after fire
The blaze which destroyed units at the Locking Farm Industrial Estate is being investigated.
Packers’ Tucker Kraft Fires Definitive Message on Injury Return
Green Bay Packers tight end Tucker Kraft told reporters he is done being on a repetitions count because of his return from injury. The post Packers’ Tucker Kraft Fires Definitive Message on Injury Return appeared first on HEAVY.
Investing in Pandemic Preparedness for Resilient and Sustainable Health Systems
Pandemic preparedness and resilient health systems are inseparable. This message featured prominently during Symposium 5, “Resilient Health Systems for Future Well-being”, at the Public Health Summit held in Colombo, Sri Lanka, from 22 to 24 July. The WHO South-East Asia Regional Office (WHO SEARO) participated in the symposium, contributing to discussions on how countries can prepare for future health emergencies while sustaining essential health services, contributing to health security, and advancing universal health coverage.Photo: Public Health Summit, where the main theme was 100 years of organised community health services in Sri Lanka. The summit was supported by the WHO Country Office for Sri Lanka. The SEARO presentation at the symposium, titled “Pandemic Preparedness for Resilient Health Systems”, highlighted how lessons learned from the COVID-19 pandemic and ongoing global health initiatives are shaping stronger, more resilient health systems capable of protecting populations during future crises.Photo : WHO South-East Asia Regional Office’s Health Emergencies Programme highlighted that pandemic preparedness strengthens resilient health systems, advances health security, reinforces primary health care, and supports progress towards universal health coverage.
Adam and Eve store sues Fort Bend County over sexually oriented-business label
An Adam and Eve store in the Richmond area is suing Fort Bend County after being forced to register as a sexually-oriented business.
City rescinds hundreds of pied-à-terre tax letters
Mayor Zohran Mamdani is still banking on getting $500 million a year from the surcharge being rolled out.
From sandwiches to murals, Dolly Parton is being honored across New York
As condolences continue to pour in for Dolly Parton, we are seeing firsthand the impact her life is having in our communities.
‘Work is good for you’: how UK scheme could help tackle youth mental health crisis
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Reggie Watts dropped from festivals after abuse allegations
Reggie Watts has reportedly been dropped from the lineups of multiple festivals after being accused of 'reckless' and 'abusive' behavior.
German airport workers die from malaria caught from plane-riding mosquito
Four infected employees being treated in hospital; mosquito traps deployed at Frankfurt hub.
Rams rookie class stock watch: Who is rising and falling?
Ty Simpson’s stock with the Rams has grown steadily since being drafted 13th overall in April
Jefferson County WIC, health district host breastfeeding awareness event for moms
Mothers and families in Jefferson County had a chance Wednesday to connect with breastfeeding resources and information as a community event returned after bein
SGMC Health Presents Weber with BEE Award
SGMC Health is proud to recognize nurse intern Jonathan Weber as this month's recipient of the Being Extraordinary Everyday (BEE) Award.
Xbox’s new disc-to-digital program gives physical games a digital future
Most" Xbox One and Series games are compatible; discs will still work after being claimed.
Sword Health to acquire Headspace in all-cash deal
Virtual physical therapy platform Sword Health is planning to acquire digital mental health company Headspace in an all-cash deal, according to a regulatory filing from the latter. | The virtual physical therapy and mental health platforms are targeting a September close, per a regulatory filing. A price tag was not disclosed, but is being reported to land between $200 million and $300 million.
Fast and Furious Star Formation in Starburst Galaxies
While our Sun was born almost five billion years ago, there are brand new stars forming today. Within our Milky Way galaxy, the vibrant glowing regions such as the Orion, Eagle, and Carina Nebulas are places where stars are currently being born. In some galaxies, such as many ell...
Apple upgrading recent Mac mini orders to M6, M5 Pro models for free
Apple launched a new Mac mini with M6 and M5 Pro chips, and reports online show that recent M4 purchases are being upgraded for free.
190-year-old DNA reveals a hidden pangolin species
DNA from a nearly 190-year-old museum specimen has helped scientists confirm a distinct Himalayan pangolin species hiding in plain sight in Nepal and northern India. The discovery could give conservationists a powerful new way to trace illegally traded pangolin scales back to the species and regions being targeted by poachers.
Diamondbacks manager Torey Lovullo gives update on Jordan Lawlar
PHOENIX — Arizona Diamondbacks manager Torey Lovullo gave a positive update on outfielder Jordan Lawlar after he was removed from Tuesday’s game against the Chicago Cubs after being hit by a pitch. Mar 10, 2026; Phoenix, Arizona, USA; Arizona Diamondbacks outfielder Jordan Lawlar against the Los Angeles Dodgers during a spring training game at Camelback Ranch-Glendale.
Meta trial reveals low adoption of Instagram 'Take a Break' feature
The head of Instagram testified during a high-stakes trial that the company spent years trying to persuade teens to use its well-being feature.
Chronic conditions persist in Alaska, but there are bright spots in latest health report
A state status report shows mixed results for well-being using a holistic approach with factors like food and housing security, environmental stress and education.
In Guam, scientists trace a snake invasion from a few stowaways to 30,000 per square mile
Instead of being undone by inbreeding, the species prospered.
Inside Swiss Brand NIANCE’s Longevity Ecosystem That Is Science-Backed
NIANCE is expanding to China and Cyprus while proving that true beauty lies in a holistic approach that treats skin and wellbeing from the inside out.
Actors, politicians react to Dolly Parton’s death at 80
"No matter how big her star got, she never stopped being one of us," said Rep. Diana Harshbarger, who represents Sevier County, Tennessee, where Parton was raised.
Chronic conditions persist in Alaska, but there are bright spots in latest health report
A state status report shows mixed results for well-being using a holistic approach with factors like food and housing security, environmental stress and education.
Entertainment headlines with Christina "Ms. Basketball" Granville
Reports of Pierre Thomas being on the mend, there's a new Wendy Williams documentary coming to streaming, and will there be a sequel to a popular 90's rom com?
Dinosaurs on Display at Gateway Science Museum Spark Wonder for All Ages
A new hands-on exhibit pairs replicas of prehistoric giants with real fossils being restored in Gateway's demo lab.
Several Renown Health sites reopen on August 25 after Hawk Fire closures
The following Renown Health locations have reopened Tuesday, Aug. 25 after being closed on Monday, Aug. 24 due to the Hawk Fire:Renown Urgent Care – AmbassadorR
Whale Song Appears To Travel Faster Than The Speed Of Sound Without Breaking Einstein's Theory Of Special Relativity
A phenomenon observed in whale song makes soundwaves appear faster than they should be. It's possible in light, too, but despite whales being very smart, they haven't found a way to break the speed limit of the universe… yet.
Open-world Iron Man game footage leaks, showing an hour of Just Cause dev Avalanche's cancelled Marvel game
There's an Iron Man game being made by EA. But there was once an Iron Man game being made by Mad Max and Just Cause dev Avalanche, and we've seen footage of it.
Pacific Recognized As Leader In Mental Health Awareness, Well-Being
Insight Into Academia magazine's Excellence In Mental Health and Well-Being Award honors Pacific's commitment to developing programming and awareness on mental health topics for its entire community.
Crooked Media Acquires Nate Silver's 'FiveThirtyEight Politics' Podcast, Which Is Being Renamed 'Still Counting'
Crooked Media announced a deal to acquire and revive the podcast "FiveThirtyEight Politics" hosted by Nate Silver, Clare Malone and Galen Druke, relaunching it as "Still Counting."
Final takeaways from Cowboys' win over Cardinals: Unique situations
Major Takeaways from the Cowboys' second preseason game include clearing up questions about the 53-man roster and Christian Parker being the real deal.
Cheaper health insurance changed their lives. Then it went away.
Part 1 of an occasional series on how people are being affected by the expiration of Affordable Care Act subsidies. EDWARDS, Miss. — Every now and then a freight train rumbles through, creaking and groaning on the rusted tracks that run along the edge of the largely deserted downtown. On some days, that train is […]
Drug mix-up at Ascension impacts at least 4 surgeries, leaves 1 patient paralyzed
The details are still unclear, but an anesthetic used during joint replacement surgeries may have been contaminated with potassium. The number of victims and the full extent of the injuries are still being investigated by the hospital and the state.
There is still some unsettled business in the NHL offseason: Red Wings GM, Dylan Larkin, Connor Hellebuyck, Adam Fantilli and more
The start of the 2026-27 NHL season is a little more than a month away, and there are still a few big storylines that still need to be settled around the league. Let’s talk about some of them… 1. The Detroit Red Wings still need a general manager, and that person has to figure out what to do with Dylan Larkin The Red Wings are definitely not the worst team in the league, but this is still a pretty chaotic situation where things are looking quite grim from the outside. They have not really done much to meaningfully improve a roster that has proven time and time again it is not good enough to make the playoffs or be a contender. They still have $19 million in unused salary cap space. The Yzer-plan has officially come to an end with general manager Steve Yzerman being moved elsewhere in the organization, while ownership seems to be taking its sweet time finding a replacement. One of their top young players, defenseman Simon Edvinsson, remains unsigned as a restricted free agent and has nobody to negotiate a new contract with at the moment. The longer that drags out into training camp, the worse that is going to be for the team, himself and his development. They still have the Dylan Larkin situation lingering over everything as their captain, longest-tenured player, and one of their best players has a trade request that has yet to be fulfilled. The entire situation is also on hold until a new general manager comes in and figures out what to do with Larkin and whether or not his request will be honored. But the latter point brings up another potential question and issue: What if a new general manager comes in and is able to convince Larkin to stay in Detroit? Is that beyond the realm of possibility? Is it really a stretch to think that Larkin’s issue was more of an Yzerman issue than a Red Wings issue? While Larkin has never said anything specifically about his relationship with Yzerman, it’s pretty clear that he did not share the vision for the franchise, or the way the team was being run and constructed. Now that somebody else is going to be running the show, there might be a door for Larkin to walk back in through. Even that brings its own set of potentially chaotic outcomes and questions, ranging from whether or not the Red Wings locker room will welcome him back as their captain, to whether or not the fan-base will be willing to do the same. I imagine the former will be a far easier sell than the latter, and even then nothing cures issues in professional sports quite like winning. They just need to find somebody that can actually turn them back into winners. For now, and based on everything we know, Larkin’s trade request still stands, and still includes just four teams he is willing to accept a trade to, including the Vegas Golden Knights, Minnesota Wild, Florida Panthers and Dallas Stars. Minnesota remains the best potential fit from a hockey and positional standpoint, but the Wild simply do not have the type of trade assets or young talent that should interest the Red Wings. None of the other three teams seem to be in any better of a situation. Nothing about this seems fun for the Red Wings. 2. Will Connor Hellebuyck be a Winnipeg Jet this season? Subscribe
Yankees' Elmer Rodriguez Could Get One Final Chance Before Trade
New York Yankees pitching prospect Elmer Rodriguez could get one last chance to prove himself before being used as trade bait.
Chronic conditions persist in Alaska, but there are bright spots in latest health report
A status report shows mixed results for well-being using a holistic approach that considers socioeconomic and environmental factors.
How Being a Wine Connoisseur Became the Ultimate Business Flex
For the high-powered set, being able to read a wine list—and order for the table—can still offer a leg up at work.
Microsoft employees reveal how much cash they're burning on AI
The figures offer a rare glimpse into how AI is being used inside Microsoft.
A new survey suggests teen mental health in Vermont is finally improving
About a quarter — 23% — of high school students in Vermont reported being sad or hopeless in 2025. That’s significantly down from a high of 31% in 2019.
Amazon hikes hardware prices by 60 percent, blaming memory shortage
As the memory shortage continues to cause trouble for hardware makers, Amazon says it is now being forced to pass on the costs to its consumers.
Amazon hikes hardware prices by 60 percent, blaming memory shortage
As the memory shortage continues to cause trouble for hardware makers, Amazon says it is now being forced to pass on the costs to its consumers.
Edward Furlong has rare reunion with his ‘Terminator’ parents
Decades after being dropped from the third ‘Terminator’ film due to addiction issues, Edward Furlong reunited with his onscreen parents and the T-1000 himself.
Packers Could Make ‘High-Profile’ Trade at Roster Cuts
If the Green Bay Packers make a big move before roster cuts, it would likely be a trade or release of cornerback Keisean Nixon, according to Rob Demovsky of ESPN.Demovsky noted that the cornerback room is deep, and it could lead to Nixon being a high-profile move.“If there is going to be a high-profile move […] The post Packers Could Make ‘High-Profile’ Trade at Roster Cuts appeared first on HEAVY.
Deshaun Watson apologizes for remarks after being named Browns starter
Deshaun Watson gave an apology to the fans for his postgame remarks from Aug. 22 after being named the Browns' starting quarterback.
Rupert Lowe set to be paid as much for divisive posts on Elon Musk’s X as for being MP
Restore Britain leader paid up to £1,476 an hour by platform, which critics say is financially incentivising inflammatory content
Chaka Khan resists ‘straight icon’ label: ‘How do you know what the f--- I am?’
Chaka Khan pushed back against being labeled a ‘straight icon’ in a new interview: ‘How do you know what the f--- I am?’ she asked, adding, ‘I don’t ever share that part of my life.’
Apple Watch Series 12: Everything to Expect Next Month
The Apple Watch Series 12 is almost certain to be introduced at Apple's annual iPhone event next month, and the rumors point to another quieter upgrade year for the device. Apple has not altered the Apple Watch's design since the Series 10 arrived in 2024, and it is not expected to change this year either, making 2026 the third year of the current case. This isn't unusual since every Apple Watch casing design has lasted through three successive generations before being refreshed.
Traffic lights, businesses along Pelham Road affected by power outage
Traffic and businesses along a portion of Pelham Road in Greenville County are being impacted by a power outage on Monday morning.
TIPS & TRENDS: Meta’s New AI Tools Aim to Help Small Businesses Turn Data into Better Decisions - Small Business & Entrepreneurship Council
By Karen Kerrigan – For small business owners, the value of artificial intelligence is increasingly moving beyond generating content or answering questions. AI is being integrated into the platforms and tools entrepreneurs already use, helping them make sense of their own business data, identify opportunities, and make better decisions faster. As I noted in several […]
These Are The Cars You Wish You Bought When They Were Cheap
We all made the grave mistake of being born too late to be able to buy anything important at a reasonable cost.
Franklin County increases free Narcan access to fight overdoses
Health officials in Franklin County, New York, say overdoses are likely being underreported. Now, they're distributing free Narcan through "red boxes" and partnering with first responders to leave the life-saving drug at homes where it's warranted.
Floyd E. Lay Sunshine Cup All-Sports Awards Winners
GAINESVILLE, Fla.-The Floyd E. Lay Sunshine Cup All-Sports Awards are presented by the Florida High School Athletic Association. Points are awarded to a school based on its finish in FHSAA State Series competition in each sport in the classification in which it has been assigned to compete. The results are in, and the points have been totaled for the 2025-26 school year. Congratulations to Winter Park (7A), St. Thomas Aquinas (Fort Lauderdale) (6A), Ponte Vedra (5A), Bishop Moore (Orlando) (4A), Bolles (Jacksonville) (3A), Benjamin (Palm Beach Gardens) (2A), Victory Christian (Lakeland) (1A), and Williston (1R) for being overall classifications winners!
‘Radical’ has become the political word of the summer
As campaigns prepare for the crucial fall stretch ahead of the midterm elections, the word “radical” is being slung against candidates on both sides of the aisle. It’s happening as both parti…
King Harald's health 'deteriorated' at weekend, Norway's palace says
Europe's oldest reigning monarch is being treated for haemolytic anaemia, a condition caused by an abnormally rapid destruction of red blood cells which leads to fatigue, paleness and shortness of breath.
Deauville American Film Festival Reveals Industry Lineup
The Deauville American Film Festival has revealed the lineup for the industry section of its 2026 edition. The Deauville Industry Days sidebar, taking place over two days at the festival being held at...