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Why you shouldn't wait to shop for 2027 health plans

Open enrollment for 2027 brings new identity checks and fewer brokers. Experts urge consumers to shop early.

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Nov 1 • 12:01 AM EDT • Health • detroitnews.com
He’s the Top Snake Catcher, and Business Is Booming. There’s Just One Problem.

Bangkok’s firefighters do more snake catching than firefighting, and Pinyo Pukpinyo trains them. But he refuses to kill the snakes, and he’s running out of containers.

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Nov 1 • 12:01 AM EDT • Business • nytimes.com
He’s the Top Snake Catcher, and Business Is Booming. There’s Just One Problem.

Bangkok’s firefighters do more snake catching than firefighting, and Pinyo Pukpinyo trains them. But he refuses to kill the snakes, and he’s running out of containers.

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Nov 1 • 12:01 AM EDT • Business • nytimes.com
Braves News: Dana Brown, Vidal Brujan back, more

Atlanta Braves news and notes from Saturday

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Nov 1 • 12:01 AM EDT • Sports • sports.yahoo.com
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Connections: Sports Edition today: Hints and answers for Nov. 1, 2026, puzzle No. 769

Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.

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Nov 1 • 12:00 AM EDT • Sports • nytimes.com
Wendy Brown, political scientist: ‘Our organization of life is unsustainable and we know it’

The California philosopher, one of the leading figures in her field, argues for a reparative democracy centered on collective care to help repair the damage caused by neoliberalism

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Nov 1 • 12:00 AM EDT • Politics • english.elpais.com
Borthwick: I know vast majority of my picks

>Continued from front is a real bonus in those players and the other aspect is having quality character. You want good men that are going to be selfless and help the team and are then able to step in and do the job.” That positional flexibility could be good news for the likes of Joe […] The post Borthwick: I know vast majority of my picks appeared first on The Rugby Paper .

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Oct 31 • 11:59 PM EDT • Sports • sports.yahoo.com
December return for Van Rensburg

BRISTOL Bears boss Pat Lam says England centre Benhard Janse van Rensburg will return to match action in December to give him sufficient time to recover after suffering two serious head injuries in the space of three months. The 29-year-old, below, was stretchered off after being knocked unconscious trying to tackle Henry Pollock in the […] The post December return for Van Rensburg appeared first on The Rugby Paper .

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Oct 31 • 11:59 PM EDT • Sports • sports.yahoo.com
Bath find their feet to keep Sale out

AFTER suffering three consecutive defeats, Bath showed much improved form to record a bonus-point victory over a battling Sale before a sold-out Rec. ■By ROGER PANTING Bath .................................... 36pts Tries: Arundell 3, de Glanville 22, Cokanasiga 30, 42; Hennessey 64 Conversions: Russell 3, 22, 42, 64 Penalty: Russell 58 Sale Sharks ..................... 28pts Tries: Jibulu […] The post Bath find their feet to keep Sale out appeared first on The Rugby Paper .

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Oct 31 • 11:59 PM EDT • Sports • sports.yahoo.com
Washington scores late, rallies past Nebraska

Demond Williams Jr.came off the bench in the fourth quarter and threw a 25-yard touchdown pass to Chris Lawson with 1:30 remaining as Washington rallied to beat Nebraska 17-10 in a Big Ten Conference game Saturday night in Lincoln, Neb.

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Oct 31 • 11:53 PM EDT • Sports • centredaily.com
Seminoles Given Bag of Tricks by Clemson in Halloween Nightmare

Florida State lost its third consecutive game. Seminoles QB Ashton Daniels turned the ball over four times.

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Oct 31 • 11:51 PM EDT • Sports • sports.yahoo.com
Heidi Klum reveals Halloween costume as her iconic party marks 25 years

Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.

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Oct 31 • 11:49 PM EDT • Entertainment • seattletimes.com
Report: Padres Decline Option on Nick Pivetta

The San Diego Padres have declined their $14 million team option on starter Nick Pivetta for 2027, according to Kevin Acee of the San Diego Union-Tribune. He will now become a free agent. Report: Nick Pivetta Declines 2027 Player Option with Padres Pivetta spent a long portion of the 2026 season on the injured list …

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Oct 31 • 11:48 PM EDT • Sports • sports.yahoo.com
6th annual Science Spooktacular brings free hands-on STEM fun to Elkhart County 4-H Fairgrounds

E3 Robotics Center offered free admission for the first time, featuring flight simulators, live animals, and robotics demonstrations.

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Oct 31 • 11:47 PM EDT • Science • wndu.com
Heidi Klum reveals Halloween costume as her iconic party marks 25 years

Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.

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Oct 31 • 11:45 PM EDT • Entertainment • clickondetroit.com
Trump administration's social media posts criticized as racially inflammatory

The Trump administration’s online accounts have circulated images of a pumpkin carved with a sombrero design and a fake Halloween-themed background around a Black man apparently accused of food assistance fraud.

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Oct 31 • 11:41 PM EDT • Politics • latimes.com
Predicting the first round of College Football Playoff rankings

The first College Football Playoff rankings come out on Nov. 3. Taking a stab at what they will look like as the season enters Week 10.

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Oct 31 • 11:35 PM EDT • Sports • sports.yahoo.com
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‘SNL’ recap: ‘Obsession’ star Inde Navarrette hosts Halloween episode

‘Obsession’ star Inde Navarrette hosts ‘Saturday Night Live’ for the first time on Halloween, with musical guest Gracie Abrams. Read EW’s recap.

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Oct 31 • 11:34 PM EDT • Entertainment • ew.com
Halloween fun brings increased business for San Francisco bars and pubs
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Oct 31 • 11:32 PM EDT • Business • cbsnews.com
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Science of a city: The maths, physics, ecology & psychology of urban life

Cities are usually discussed in the language of infrastructure, economics and politics. But I’ve often wondered whether we are looking at cities through too narrow a lens.

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Oct 31 • 11:31 PM EDT • Science • timesofindia.indiatimes.com
‘I Came as Donald Trump’: The President Hosts a Luxury Halloween at Mar-a-Lago

President Trump attended his jungle-themed Halloween party at Mar-a-Lago dressed as a distinctly recognizable figure.

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Oct 31 • 11:18 PM EDT • Politics • nytimes.com
Halloween meets game day: How Sixth Street is preparing for a packed night

With Halloween and a University of Texas game bringing crowds downtown tonight, APD expects 80,000 to 100,000 people in the entertainment districts...

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Oct 31 • 11:18 PM EDT • Entertainment • cbsaustin.com
No. 7 UCLA turns Rose Bowl into House of Horrors in monstrous win over Nevada

Halloween is the one time of year when everyone’s worst nightmares are laid bare. For Nevada quarterback Luke Duncan, that nightmare took the form of the No. 7 UCLA Bruins’ defense, which terrorized the senior caller all afternoon — picking him off three times in a dominant 27-0 victory at the Rose Bowl on Saturday.

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Oct 31 • 11:00 PM EDT • Sports • sports.yahoo.com
'Once Upon a Time in Harlem' gives voice to Black arts pioneers

William Greaves' long-lost documentary about a 1972 meeting among surviving members of the Harlem Renaissance is a fascinating slice of American history.

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Oct 31 • 10:56 PM EDT • Entertainment • houstonchronicle.com
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Zaccharie Risacher Praised by Mavericks Teammate Kyrie Irving

Dallas Mavericks forward Zaccharie Risacher was praised by his new teammate Kyrie Irving following a strong start to his season.Risacher, the former No. 1 overall pick in the 2024 NBA Draft by the Atlanta Hawks, fell out of favor with the Hawks and was traded to the Mavericks this summer.So far, it’s proven to be […] The post Zaccharie Risacher Praised by Mavericks Teammate Kyrie Irving appeared first on HEAVY.

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Oct 31 • 10:53 PM EDT • Sports • sports.yahoo.com
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Zion Williamson was leading league in steals at 3.2 …

Zion Williamson was leading league in steals at 3.2 …

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Oct 31 • 10:51 PM EDT • Sports • sports.yahoo.com
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Broncos Have A Serious Advantage Hasn’t Been Discussed Much

The Denver Broncos have excellent special teams, and the Chiefs are a little shaky there right now.

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Oct 31 • 10:47 PM EDT • Sports • sports.yahoo.com
☹️ Negative (-7%)
Sanford Health surgeon weighs in on AI in surgery

We’re already seeing artificial intelligence drive cars. But would you trust it to perform your next surgery?

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Oct 31 • 10:43 PM EDT • Health • kfyrtv.com
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Anfernee Simons hits bench scoring mark not seen since 2024

The Philadelphia 76ers might have added star power this offseason, but to win a championship, they’re going to need consistent depth and production from their role players. To that end, the 76ers have gotten strong bench play from Anfernee Simons, who reached a big mark in NBA history during the team’s win against the Charlotte Hornets, as per Kris […] The post Anfernee Simons hits bench scoring mark not seen since 2024 appeared first on ClutchPoints.

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Oct 31 • 10:42 PM EDT • Sports • sports.yahoo.com
Penguins/Canadiens Highlights: Montreal holds off Pittsburgh’s comeback effort

The Penguins fell 5-4 in regulation in Montreal on Saturday night. Sidney Crosby scored a late goal, his third point of the night, late in the third period to bring the Penguins within one goal but the team couldn’t find one more goal to tie the game and fell in regulation. Here are the highlights […]

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Oct 31 • 10:40 PM EDT • Sports • sports.yahoo.com
Austin Reaves' simple statement after awful performance on Friday

Austin Reaves didn't mince words after his second eight-turnover performance in a row.

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Oct 31 • 10:39 PM EDT • Sports • sports.yahoo.com
Hurricanes versus Winnipeg: Preview, How to Watch, Game Thread

The Canes wrap up the homestand and the season series against the Jets

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Oct 31 • 10:36 PM EDT • Sports • sports.yahoo.com
Trump administration's social media posts ahead of elections criticized for being inflammatory

The Trump administration’s online accounts have circulated images of a pumpkin carved with a sombrero design and a fake Halloween-themed background around a Black man apparently accused of food assistance fraud.

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Oct 31 • 10:34 PM EDT • Politics • ksat.com
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Golden State Valkyries defeat Atlanta Dream for franchise’s first WNBA title

The Valkyries won 68 to 63 in Game 7, clinching their first championship on the road.

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Oct 31 • 10:25 PM EDT • Sports • nbcnews.com
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Valkyries win WNBA championship 2 years into existence, beating Dream in Game 7

The Valkyries celebrated on their home court, making history in San Francisco.

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Oct 31 • 10:23 PM EDT • Sports • nytimes.com
Nicholls Athletics expands partnership with Thibodaux Regional Health System

Nicholls State University’s athletics department announced the expansion of a partnership with Thibodaux Regional Health System in a press conference on Friday. The expansion allows Nicholls athletes—including members of the soccer, tennis, beach volleyball and track programs—access to Thibodaux Regional’s new, National Collegiate Athletic Association-compliant sports complex. The complex allows Nicholls to host competitive and...

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Oct 31 • 10:19 PM EDT • Health • thenichollsworth.com
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Polish president discusses Constitutional Court row with politicians

Polish President Karol Nawrocki held consultations with political representatives on Saturday amid a dispute over the country's Constitutional Court that erupted following moves by the government to c...

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Oct 31 • 10:18 PM EDT • Politics • yahoo.com
8News’ Matt DiNardo serves up support for heart-healthy fundraiser at Tom Leonard’s in Richmond

Heart health was on the menu at Richmond’s Tom Leonard’s Saturday, where 8News chief meteorologist Matt DiNardo brought people together for a fundraiser supporting the American Heart As…

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Oct 31 • 10:17 PM EDT • Health • wric.com
Pirates Should Sign This Former CY Young Winner

Robbie Ray would be a perfect fit for the Pittsburgh Pirates rotation in 2027.

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Oct 31 • 10:15 PM EDT • Sports • sports.yahoo.com
Texas Senate race heats up as James Talarico rallies hundreds in Houston ahead of Election Day
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Oct 31 • 10:09 PM EDT • Politics • yahoo.com
Two 49ers Players Were Fined on Saturday for Incidents During Loss to Falcons
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Oct 31 • 10:05 PM EDT • Sports • sports.yahoo.com
Houston Rockets jersey history No. 35

During his time suiting up for the Rockets, Faried wore only jersey No. 35 and put up 12.9 points and 8.2 rebounds per game.

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Oct 31 • 10:00 PM EDT • Sports • sports.yahoo.com
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The mystery surrounding death of Botticelli's muse solved by science after more than five centuries

Simonetta Vespucci, the legendary model of the 15th-century Florentine artist, did not die of tuberculosis, as historians had believed. By studying the painter's works, scientists have reached a new conclusion regarding the cause of her death at age 23.

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Oct 31 • 10:00 PM EDT • Science • lemonde.fr
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The Best Late-Night Habit for More Energy the Next Day, According to Experts

It’s true—unplugging in the evening can help you wake up the next day with more energy and mental clarity.

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Oct 31 • 10:00 PM EDT • Health • health.yahoo.com
Rays Make Decision on Drew Rasmussen

The Tampa Bay Rays have exercised their club option on starting pitcher Drew Rasmussen for the upcoming season.Rasmussen is one of the best starting pitchers in baseball, and the Rays will have him back in their rotation next season, barring an offseason trade.Rays Pick Up Option On Drew RasmussenPer Rays reporter Marc Topkin, the Rays […] The post Rays Make Decision on Drew Rasmussen appeared first on HEAVY.

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Oct 31 • 9:56 PM EDT • Sports • sports.yahoo.com
Canadiens Highlights: Five Straight Wins For Exciting Habs

The Montreal Canadiens hosted the Pittsburgh Penguins on Saturday night, looking to extend their wining streak without captain Nick Suzuki […]

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Oct 31 • 9:51 PM EDT • Sports • sports.yahoo.com
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NFC North standings update: Where do Detroit Lions stand?

As the Detroit Lions enter Week 8 of the 2026-27 NFL season, how do things stand in the NFC North?

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Oct 31 • 9:50 PM EDT • Sports • sports.yahoo.com
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Indy’s first designated outdoor refreshment area debuts at Irvington Halloween Festival

INDIANAPOLIS — For the first time, people attending the Irvington Halloween Festival can buy a drink at a bar and enjoy it outdoors, thanks to Indianapolis’ first designated outdoor refreshment area. The city approved the DORA, which launched in October. The program gives festivalgoers another way to enjoy the event and creates more opportunities for […]

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Oct 31 • 9:40 PM EDT • Business • wrtv.com
ESPN shares Lions' updated NFL power rankings, top offseason addition

Detroit made a slight jump in ESPN's power rankings entering Week 8. And the network picked the Lions' top offseason addition.

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Oct 31 • 9:40 PM EDT • Sports • sports.yahoo.com
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Southside business owners raise safety concerns after woman shot during Atlantic Boulevard gathering

A shooting that injured a woman early Saturday morning has renewed concerns among Southside business owners who say large late-night gatherings along Atlantic Boulevard have become a recurring problem.

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Oct 31 • 9:37 PM EDT • Business • news4jax.com
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Chase Young Is Giving the Saints Exactly What They Need
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Oct 31 • 9:37 PM EDT • Sports • sports.yahoo.com
How Daylight Saving Time affects your health
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Oct 31 • 9:37 PM EDT • Health • cbsnews.com
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Covered California open enrollment starts Nov. 1

Covered California's open enrollment for 2027 health insurance begins Nov. 1, offering Californians the chance to review and adjust their coverage.

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Oct 31 • 9:35 PM EDT • Health • kcra.com
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The big dipper: East Innes welcomes the Pizza Dip

SALISBURY — Another place to grab a slice is open in downtown Salisbury, and it’s out of this world. The Pizza Dip at 121 East Innes Street opened its doors […]

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Oct 31 • 9:30 PM EDT • Business • salisburypost.com
Yakima County health officials report second avian influenza case

YAKIMA, Wash. — The Yakima Health District, working with the Washington State Department of Health, announced a second Yakima County resident tested positive for avian influenza after exposure at a

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Oct 31 • 9:24 PM EDT • Health • nbcrightnow.com
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Binghamton University hosts spooky science experiments at Phelps Mansion Museum

Binghamton University brought its Physics Outreach Project to the Phelps Mansion Museum today.

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Oct 31 • 9:21 PM EDT • Science • wicz.com
Spooky Science At Phelps Mansion

Spooky Science At Phelps Mansion 10-31-26

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Oct 31 • 9:21 PM EDT • Science • wicz.com
Curt Cignetti blew it. Indiana’s title defense somehow survived

Curt Cignetti’s clock-management blunder nearly cost Indiana a win over Minnesota and could have put the Hoosiers’ national title defense in peril.

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Oct 31 • 9:15 PM EDT • Sports • sports.yahoo.com
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North Carolina A&T issues statement on Elon homecoming brawl

North Carolina A&T Athletics has released a statement regarding the brawl f ollowing the team’s homecoming victory over Elon. Members of the two football teams got into a physical altercation immediately following the game on North Carolina A&T’s sideline. The full statement from North Carolina A&T’s Department of Athletics is below. “An on-field […] The post North Carolina A&T issues statement on Elon homecoming brawl appeared first on ClutchPoints.

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Oct 31 • 9:14 PM EDT • Sports • sports.yahoo.com
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Kyle Whittingham Ranks Michigan State Among Michigan’s Rivals

Michigan coach Kyle Whittingham reveals where Michigan State ranks among the Wolverines' rivalries and shares his thoughts on Pat Fitzgerald.

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Oct 31 • 9:12 PM EDT • Sports • sports.yahoo.com
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Howard County issues health alert after 33,000-gallon sewage spill in Savage

Howard County issued a precautionary health alert after a 33,000-gallon sewage spill in Savage on Friday.

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Oct 31 • 9:11 PM EDT • Health • cbsnews.com
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Ellis Medicine, Hometown Health Centers host Schenectady Fall Family Boo Bash fundraiser

Families in Schenectady got an early start on fall festivities at the Fall Family Boo Bash, an event hosted by Ellis Medicine and Hometown Health Centers.The tw

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Oct 31 • 9:09 PM EDT • Health • cbs6albany.com
The New York Times

This ultrasimple bean soup has been on the menu at the U.S. Senate Dining Room and served to senators and their staff for more than 100 years. Even as politics have changed, this soup has remained...

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Oct 31 • 9:06 PM EDT • Politics • facebook.com
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Legislative priorities on healthcare crystallize as New Mexico voters head to polls

Healthcare access and affordability have become a central issue — and a surprising point of consensus — ahead of the Nov. 3 election.

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Oct 31 • 9:00 PM EDT • Health • santafenewmexican.com
Patriots sign Lan Larison to 53-man roster

New England Patriots RB Lan Larison signed to 53-man roster

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Oct 31 • 8:45 PM EDT • Sports • sports.yahoo.com
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What We Learned in Heartbreaking Gophers Loss to Indiana

The Minnesota Gophers fell in a brutal OT heartbreaker Saturday in Indiana against the defending National Champs. Here's what we learned...

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Oct 31 • 8:43 PM EDT • Sports • sports.yahoo.com
Georgia Farmers Face Mental Health Crisis as Suicide Rates Increase

Rising costs, debt and isolation are weighing on Georgia farmers. Advocates say stigma around mental health is slowly easing in farm communities.

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Oct 31 • 8:42 PM EDT • Health • roughdraftatlanta.com
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Science meets candy at Joplin’s Trick-or-STEAM Saturday

Kiddos in costumes got to enjoy an afternoon full of curious discoveries.

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Oct 31 • 8:41 PM EDT • Science • yahoo.com
Nikola Jokic Has Simple Answer After Nuggets' Win Over Suns

Denver's star center did not need big numbers to run the show in Phoenix, and his teammates made the most of the looks he created.

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Oct 31 • 8:37 PM EDT • Sports • sports.yahoo.com
Japan sticker craze meets politics as PM Takaichi-themed sets prove hit

Japan's political world has found itself no exception to a recent craze for tactile "bumpy" stickers, with sets depicting the Cabinet of Prime Minister Sanae Takaichi proving a hit at National Diet gift shops.

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Oct 31 • 8:37 PM EDT • Politics • english.kyodonews.net
Top Kennedy Center official urged closure due to financial problems, not poor conditions, lawyers argue

Eighteen months after President Donald Trump stepped in to remake the John F. Kennedy Center for the Performing Arts in his image, a top official worried about the Washington institution’s hemorrhaging finances urged for it to be shut down, according to court documents filed on behalf of the Ohio congresswoman seeking to stop the center from being shuttered.

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Oct 31 • 8:32 PM EDT • Politics • cnn.com
Is there a presidential election in Arizona this year? Some think so

A county official in Arizona had to remind voters there is no presidential election in 2026 after repeated questions.

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Oct 31 • 8:32 PM EDT • Politics • yahoo.com
‘Heart dropping’: Bride says Metro Detroit mobile bartender won’t refund after selling business

For weeks, Local 4’s Kyla Russell has been hearing from brides who say they were ghosted by wedding vendors on their big day. One name that keeps coming up: Sip of Eden, a mobile bartending service based in metro Detroit.

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Oct 31 • 8:29 PM EDT • Business • clickondetroit.com
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IN THE HOUSE: Notable recruits at Arkansas-Missouri game

Arkansas hosted approximately 40 recruits on unofficial visits Saturday night for the Missouri game at Reynolds Razorback Stadium

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Oct 31 • 8:26 PM EDT • Sports • wholehogsports.com
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Which small businesses need cyber liability insurance most?

By Mary Beth Eastman for ERGO NEXT Data from the nonprofit Identity Theft Resource Center’s 2025 Business Impact Report found that 81% of small businesses surveyed reported a security breach, a data breach, or both in the last year. Cyber liability insurance could help protect small businesses from some of the costs of data breaches,

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Oct 31 • 8:15 PM EDT • Business • kesq.com
Live: No. 1 Miami takes early lead against North Carolina

Head coach Bill Belichick and the Tar Heels are looking for the program’s first victory against a team ranked No. 1 by The Associated Press.

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Oct 31 • 8:15 PM EDT • Sports • wral.com
Curt Cignetti reacts to Indiana football overtime win vs Minnesota: 'This is entertainment'

On Halloween, IU coach Curt Cignetti received a gift, which will taste sweeter after his Hoosiers pulled out a comeback win.

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Oct 31 • 8:11 PM EDT • Entertainment • indystar.com
Steelers sign Brandon Smith to 53-man roster

Pittsburgh Steelers WR Brandon Smith added to 53-man roster

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Oct 31 • 8:10 PM EDT • Sports • sports.yahoo.com
Ime Udoka also said there's no minutes restriction for …

Ime Udoka also said there's no minutes restriction for …

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Oct 31 • 8:08 PM EDT • Sports • sports.yahoo.com
Canelo Alvarez has plenty of big boxing nights left — his performance against Christian M'billi proved it

Heading into Saturday night's main event in Riyadh, Saudi Arabia, and live on DAZN PPV, questions swi...

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Oct 31 • 8:07 PM EDT • Science • dazn.com
Sunday Preview – The Khazalite Holds prepare to march out

See what’s available for pre-order next week, including a wealth of Warhammer Age of Sigmar miniatures.

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Oct 31 • 8:00 PM EDT • Technology • warhammer-community.com
Ancient ape fossil in Egypt could rewrite the story of human origins

A 17- to 18-million-year-old ape fossil discovered in Egypt is challenging long-held beliefs about where the ancestors of humans and other modern apes first evolved. Scientists now suspect that North Africa and the Middle East, rather than East Africa, may have been the cradle of modern ape evolution.

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Oct 31 • 8:00 PM EDT • Science • sciencedaily.com
Scientists use sound waves to deliver a new attack on deadly brain cancer

Scientists at the University of Virginia have developed a promising new strategy to fight glioblastoma, one of the deadliest and most difficult-to-treat forms of brain cancer. Their experimental approach combines focused ultrasound, tiny nanoparticles, and genetic molecules called microRNAs to attack multiple cancer-driving genes simultaneously.

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Oct 31 • 8:00 PM EDT • Science • sciencedaily.com
Reflections on a life in physics and the state of science

Sheldon L Glashow, America’s oldest living Nobel laureate for physics, reflects on how the scientific research landscape has changed radically over ...

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Oct 31 • 8:00 PM EDT • Science • universityworldnews.com
Business Owners Have a Window. Most Aren't Ready to Use It. by Tully Ryan

I spend my working life on both sides of a business sale. As an M&A advisor based in Wilmington, I help lower middle market owners across North Carolina, South Carolina and Virginia sell what they've built. As the founder and CEO of IQExit, I work with the bankers, wealth advisors, CPAs and attorneys who sit beside those owners for years before a sale ever comes up. From both seats, I keep seeing the same thing. The market is ready for our owners. Too many of our owners aren't ready for the market. Start with our own backyard. Wilmington's metro area added more than 12,000 residents between July 2024 and July 2025, a 2.6% jump that ranked seventh in the country. It also posted the highest job growth rate of any metro in North Carolina. I see the same pattern in the growth markets I work in across the Southeast. New residents mean new customers and new workers. They also mean new buyers: people who moved here from corporate jobs and want to own something, private equity groups looking for add-ons in HVAC, electrical, landscaping and other trade services, and younger entrepreneurs who would rather buy a running business than start one from scratch. The ownership numbers are hard to ignore. About half of North Carolina's small businesses have an owner who is 55 or older, and roughly 85% of those owners have no succession plan, according to the North Carolina Employee Ownership Center. Nationally, more than half of Baby Boomer business owners have no documented transition plan. That isn't a crisis yet. It's a timing problem. A lot of businesses will change hands over the next decade, and the prepared ones will get the better buyers and the better terms. Buyers have money and they're using it. But an active market doesn't mean a fast one. The IBBA's latest Market Pulse survey found that Main Street deals took six to 10 months from engagement to close in the second quarter, and lower middle market deals took 11 to 12 months. That clock starts after the owner decides to sell. In my experience, the real preparation has to start years before. Two clocks, two playbooks When I sit down with an owner or their advisor, my first question isn't “What's it worth?” It's “When?” The answer puts the owner in one of two groups. If the owner wants out within 24 months, we're in execution mode. There's no time to rebuild the business. The work is cleaning up what a buyer will test: three years of financials that tie to the tax returns, an add-back schedule you can prove, customer and vendor contracts in writing, a lease that can be assigned, and a price the market will actually pay. The goal is certainty to close. If the exit is two to five years away, the owner has something worth more than time. They have choices. That window is where most value gets built, and most owners waste it by waiting. What kills deals In the lower middle market, deals rarely die over the headline price. They die in diligence, or they get retraded late in the process. I see the same causes again and again. The owner is the business. If every key customer relationship runs through the owner's cell phone, a buyer sees risk and a lender sees more of it. The books don't hold up. Buyers spot weak accounting fast. Statements that get revised mid-process, a revolving door in the bookkeeper's chair, revenue tracked on a side spreadsheet, and margins that slip while sales climb with no clear reason all make a buyer nervous. So does an owner who pushes back when asked for documents. And plenty of private owners run personal expenses through the company. Add-backs are normal. Add-backs you can't document turn into a lower offer. The real estate isn't sorted out. Many owners hold their building in a separate LLC. That's fine, but the lease terms or the property sale should be settled before a buyer shows up, not halfway through diligence. Revenue sits in too few hands. Picture a contractor with 40% of its work coming from one builder, or a service company running on handshake deals. Buyers will still look, but the terms shift toward more seller financing, an earnout, or less cash at closing. Owners and advisors: if your exit is three to five years out • Get a baseline now. Find out where the business really stands today: what a buyer would pay, who that buyer is likely to be, and which gaps would hurt you in diligence. You can't fix what you haven't measured, and the answer is often different from what the owner expects. • Make yourself less necessary. Spend the next few years building a manager or small team that can run daily operations and own customer relationships. Put handshake deals into written contracts. A business that runs without its owner is worth more and is far easier to finance. • Clean the books for three straight years. Buyers and lenders look back at least three years. Separate personal expenses, keep the financials tied to the tax returns, track every add-back as you go, and settle the real estate plan early. A word to CPAs CPAs often see a sale coming before anyone else, and you're usually the most trusted voice an owner has. Year-end meetings are the right time to start this conversation. Here's what I'd ask every CPA to do this season with business owner clients over 55: • Ask the timing question. “Do you see yourself owning this business in five years? If not, who takes it over?” Write down the answer and bring it up again at next year's meeting. • Run a proof of cash and review revenue recognition. Make sure the cash in the bank ties to the revenue on the books. Pay close attention to contractors with work in progress and to companies selling memberships or service plans. These issues are easy to fix with years of lead time and painful to fix a month before closing. • Pair the tax return with an exit readiness review. Invite clients to complete IQExit's Exit Readiness Intelligence (ERI) process as part of year-end planning. It gives you and the client a shared picture of readiness gaps and an indicative value range, and the results come back to you as the advisor. That turns a tax meeting into a planning relationship, and it puts you in position to bring in tax and M&A help early, when choices like purchase price allocation can still save the client real money. Changing the conversation For bankers, wealth advisors and attorneys, the hard part is raising the subject without seeming to nudge a client toward the door. I understand that. Nobody wants to tell a 60-year-old owner it's time to sell. So don't. Ask a different question: “If a buyer called tomorrow, what would they find?” That's a planning question, not a pitch, and it's useful whether the exit is two years out or 15. It's the question we built IQExit to help advisors answer. Whether you're in Wilmington, Raleigh, Charleston, Richmond or anywhere else, owners have a real opening right now. The buyers are out there and so is the capital. The owners who come out ahead will be the ones who start getting ready before they're ready to sell.

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Oct 31 • 8:00 PM EDT • Business • wilmingtonbiz.com
BLSAS (CO-OP) Varsity Football @ General Brown

The Bishop Ludden/Syracuse Academy of Science varsity football team has an away playoff game @ General Brown (Dexter, NY) today @ 7p.

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Oct 31 • 8:00 PM EDT • Science • maxpreps.com
The Best Time to Fix Your Business Is When Things Are Going Well by Nathan Tayloe

There's a pattern I've noticed working with growing businesses over the years. Conversations about what needs to change rarely happen when things are going well. They tend to happen when growth slows, a competitor starts winning business, or something that used to work stops producing the same results. By then, the decisions are often harder, more expensive, and more urgent than they needed to be. It's understandable. When revenue is growing, customers are coming in, and employees are busy, there's little incentive to question what's working. Leaders have plenty to manage without creating new challenges for themselves. Running my own business has taught me that it's easy to get caught up in what's happening today and put off improvements you know will matter tomorrow. Those periods of success may actually be the best opportunity a business has to make meaningful improvements. When Success Makes Change Less Urgent Most businesses have things they know could be better. The challenge is finding a compelling reason to address them when everything appears to be working. Maybe the company has outgrown its original positioning. Perhaps internal processes haven't kept pace with growth, or the customer experience has become inconsistent as the organization has expanded. These issues don't necessarily prevent a business from growing. Strong demand can make them easier to overlook, especially when teams are focused on keeping up with the work already coming in. Over time, small inefficiencies become accepted ways of operating. Outdated processes remain in place because they've always worked well enough, and opportunities to improve get pushed aside in favor of more immediate demands. The business continues moving forward, but some of the things supporting that growth aren't getting stronger along with it. The Advantage of Acting Early When a business is performing well, leadership has something valuable: options. There's more flexibility to invest, experiment, develop people, and make thoughtful decisions without the pressure of an immediate problem that needs solving. Compare that with trying to make the same changes when revenue is declining, or the market has shifted. Investments become harder to justify, timelines get compressed, and decisions that could have been made strategically become urgent responses to circumstances. I've seen businesses postpone improvements for years because there was never a particularly good time to address them. Eventually, circumstances decide for them, often when they have fewer resources and less flexibility to respond. Growth Changes What a Business Needs This is especially relevant in a growing market like Wilmington, where new businesses, new residents, and continued investment are creating opportunities across the region. As organizations grow, the expectations placed on them change. Customers expect greater consistency, employees need clearer processes and opportunities, and leadership has to make decisions that support a larger, more complex business. What worked when a company was smaller may still work today, but that doesn't necessarily mean it will support where the organization wants to go next. Sometimes the most valuable improvements are the ones that prepare a business for demands it hasn't experienced yet. That might mean: Strengthening internal processes before they become bottlenecks Developing leaders before the organization depends on them Improving the customer experience before inconsistencies affect retention Revisiting positioning before the market outgrows the company's story None of these changes requires a crisis. They require recognizing that a growing business needs to keep evolving, even when current performance gives leadership little reason to worry. Use the Good Years Wisely Successful businesses don't need to constantly reinvent themselves. There's value in knowing what works and having the discipline to build on it. There's also value in occasionally asking whether the business is as strong as its current performance suggests. Are there problems we've learned to work around instead of solving? Are we still operating the way we did several years ago, even though the business has changed? What would we improve today if we weren't waiting for something to go wrong? Success creates the freedom to ask those questions and act on the answers. The businesses that make the most of that opportunity are often better prepared for whatever comes next. The strongest businesses don't need a crisis to recognize an opportunity to improve. They use the good years to prepare for the years ahead. — Learn more about how we help organizations strengthen their positioning, align their strategy, and prepare for what's next at tayloegray.com, or reach out directly at nathan@tayloegray.com.

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Oct 31 • 8:00 PM EDT • Business • wilmingtonbiz.com
Alaska Sen. Sullivan accuses Democrats of same-name voter deceit

CNN’s Jake Tapper sits down with Republican Senator Dan Sullivan ahead of the midterms where he’s seeking a third term. He discusses the “double Dan Sullivan” controversy, involving two candidates with the same name running for the same seat. Watch the full interview on CNN at 9a ET.

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Oct 31 • 8:00 PM EDT • Politics • cnn.com
Scientists say a forgotten particle may explain why the universe exists

A mysterious particle overlooked for decades may hold the key to why matter survived the Big Bang, allowing stars, planets, and life to exist. Scientists believe this forgotten neutrino reshaped the early universe and may have left detectable gravitational wave signals that could help unlock the cosmos’s deepest mysteries.

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Oct 31 • 8:00 PM EDT • Science • sciencedaily.com
The Rule 5 Protectee

Roster Review: Garrett Hawkins

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Oct 31 • 8:00 PM EDT • Sports • sports.yahoo.com
Kucherov’s contract ‘his business’ say Lightning teammates

Point, Carlson, Hedman focusing on ice after Tampa Bay’s top scorer requests trade

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Oct 31 • 7:58 PM EDT • Business • nhl.com
TST Images: Sabres defeat Kings, 3-2, at Crypto.com Arena

LOS ANGELES, CALIF.

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Oct 31 • 7:57 PM EDT • Sports • sports.yahoo.com
Paddy McAteer’s 60-Yard Kick Gives Indiana a Second Chance

After special teams blunders nearly cost the game, McAteer’s miraculous boot erased a late deficit, salvaging the Hoosiers’ season and forcing a triumphant overtime surge at Memorial Stadium.

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Oct 31 • 7:56 PM EDT • Sports • sports.yahoo.com
Zendaya channels Halle Berry with risqué recreation for Halloween

Zendaya's Halloween look is turning heads.

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Oct 31 • 7:52 PM EDT • Entertainment • centraloregondaily.com
Tulane Cross Country Programs Capture American Conference Titles

The Green Wave swept the team and individual championships at Lake Oaks Park on Saturday.

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Oct 31 • 7:51 PM EDT • Sports • sports.yahoo.com
BYU takes care of business! Catch all the biggest moments from BYU's win over Arizona State

BYU takes care of business! Catch all the biggest moments from BYU's win over Arizona State

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Oct 31 • 7:51 PM EDT • Business • foxsports.com
Penn State 31, Purdue 17: Disappointment Valley

Purdue has a rough day after the bye week.

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Oct 31 • 7:47 PM EDT • Sports • sports.yahoo.com
An AI Called LUMINA Is Being Taught to Pick Safe Landing Sites on the Moon

Ohio State researchers unveiled LUMINA, an AI framework meant to help planners choose safe, resource-rich Moon landing sites, with Mars as a possible later target.

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Oct 31 • 7:46 PM EDT • Science • aroundprague.cz
Sanford Health surgeon weighs in on AI in surgery

We’re already seeing artificial intelligence drive cars. But would you trust it to perform your next surgery?

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Oct 31 • 7:46 PM EDT • Health • kfyrtv.com
How big and powerful is SpaceX's Starship rocket?

At 407 feet, SpaceX's Starship is one-third taller than the Statue of Liberty and has roughly twice the liftoff thrust of NASA's Space Launch System.

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Oct 31 • 7:45 PM EDT • Technology • engadget.com