SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " aba " 4,019 found 🔀 AI-powered Shuffle
Former BYU standout TE makes Browns final 53-man roster
Defying practice squad projections, the seventh-round rookie overcame a late-summer injury to secure his place in Cleveland.
Denver Broncos practice squad and waiver wire tracker
We are tracking all of the news and rumors related to the Denver Broncos practice squad signings.
Students connect over niche interests at Marine Science Club
The University of Alabama offers over 200 majors for undergraduate degrees, but one of the rarest is marine science. Since Tuscaloosa is not a coastal city, it can make some of the coursework unconventional. The Marine Science Club, however, makes it streamlined. While the Marine Science Club is open to all majors, it provides valuable...
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Enormous 12TB Steam leak includes abandoned Half-Life 2: Episode 3 assets
The archive includes basically every title uploaded between 2003 and 2013.
St. Charles Park District: Building confidence, one Science experiment at a time
Column: Making soft, stretchy slime or dabbling in crafting Halloween-themed science experiences, there’s always a secret ingredient that instructor Lisa Lombardi brings to the table: Positivity, writes Melissa Rubalcaba Riske for the St. Charles Park District
Journalism Matters: Business community mostly silent on 5-acre plan
There are a couple of hundred businesses, give or take, depending on how broadly you draw the circle around the “generational opportunity” at least some of us have attached to the dusty, dystopian 5.25 acres abandoned for a decade now at the corner of Kearns and Bonanza. You’ll forgive me, I think, for thinking I’d […]
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Research projects in the Pacific Northwest’s experimental forests face funding uncertainty
A reorganization of the U.S. Forest Service and threats to federal funding could affect ongoing research in the Pacific Northwest.
Mike Macdonald Not Worried About Winless Preseason for Seahawks
The Seahawks didn't win a preseason contest, but their coach isn't worried.
“It doesn’t serve me anymore to have this …
“It doesn’t serve me anymore to have this …
Analysis: Encouraging signs for new boss Jaissle
Newcastle fans may well have found themselves in the opposite position to Spurs supporters before the campaign had started - fearful of what was coming. Tonali was one of three key departures from St James' Park, along with captain Bruno Guimaraes, who went to Arsenal for £85m this month, and England winger Anthony Gordon after his £69m move to Barcelona. Manager Eddie Howe left on 31 July after nearly five successful years, which included guiding the Magpies to their first domestic trophy in 70 years with victory in the 2025 Carabao Cup.
Shelley Fabares remembered by “Donna Reed Show ”brother Paul Petersen: ‘I will miss you forever’
The actor mourned the loss of his onscreen sister who died on Aug. 22.
Integrated pollution and carbon mitigation delivers major health and economic cobenefits in China
Synergistic mitigation of air pollutants and greenhouse gases is crucial for achieving clean air and carbon neutrality, but quantitative evidence of sectoral and regional health co-benefits in China remains limited. Authors develop an integrated Energy-Economy-Air Quality-Health framework coupling CEEPA, GAINS, and a province-level health module to simulate fourteen policy scenarios from 2020 to 2050. Coordinated strategies reduce CO2 and pollutants (SO2, NOX, PM2.5) by 75% relative to 2020, avoiding more than 500,000 premature deaths by 2050 and yielding monetized gains of 1.07 trillion CNY. Health benefits concentrate in industrially dense and populous provinces, with near-term PM2.5 reductions driven by pollution control and long-term improvements reliant on decarbonization. The integrated approach achieves a benefit-to-cost ratio of 1.42, lowering abatement costs by 11% relative to pollution-only measures. These findings highlight the value of coordinated, sector- and region-specific strategies for simultaneous climate mitigation, air quality improvement, and public health protection.
Seahawks news: Mike Macdonald 'really impressed' by Trevon Diggs contributions
Seattle Seahawks head coach Mike Macdonald came away extremely pleased with how quickly former Pro Bowl cornerback Trevon Diggs has acclimated to the defense, following Friday night’s 9-9 preseason tie against the Kansas City Chiefs at Arrowhead Stadium. Diggs, who signed with Seattle on Aug. 19 after past stints with the Dallas Cowboys and Green […] The post Seahawks news: Mike Macdonald 'really impressed' by Trevon Diggs contributions appeared first on ClutchPoints.
Chicago couple's COVID hobby expands into thriving bagel business
Jets vs. Giants: Injury update for EDGE Joseph Ossai
Here is the latest injury update for Jets' Joseph Ossai vs. the Giants.
Cumberland bridge delay impacts businesses ahead of Rutabaga Festival
A bridge construction project in Cumberland that was expected to be finished this month is delayed, and business owners along the route say the wait is already costing them customers.
Senator Marshall, Stormont Vail Health discuss rural healthcare transformations
Senator Roger Marshall met with leaders at Stormont Vail Health to discuss ways to improve rural healthcare.
Silver Screening: We thought ‘Buddy’ was a kid’s movie, we were wrong
For the 37th episode of Silver Screening, Aaron McGuire and Zach Callan sit to down discuss the independent horror film "Buddy," director Ridley Scott's newest movie "The Dog Stars," and the long-awai...
Milo Yiannopoulos in ICE custody, agency records show
Far-right political commentator Milo Yiannopoulos is currently in ICE custody, the agency's database shows.
'Paranormal Cirque' Comes to New Hartford
Paranormal Cirque: Specter is bringing its haunting blend of theater, circus and cabaret to Sangertown Square under a big top tent.
Survey: NC afterschool STEM grows, computer science lags
Eighty-seven percent of NC parents with a child in an afterschool program say it offers STEM, up from 53% in 2014 but below the 92% national figure, according to a new Afterschool Alliance survey.
Underwear is being buried the world over
Underwear and teabags were buried in 25 different countries to analyze the rate of their decomposition.
A sea cucumber venture in Zanzibar seeks to balance business and conservation
PEMBA, Tanzania — Like many coastal communities across East Africa, the residents of Shamiani have grown accustomed to watching the sea yield less and less. Warming waters, degraded marine habitats and decades of fishing pressure have all taken a toll on the resources that once sustained local livelihoods, according to community members. On Tanzania’s Pemba […]
Steelers Coach Mike McCarthy Hints at Breaking From Tradition With Four-QB Roster
Given the efforts the rest of the cast outside Aaron Rodgers put in, Mike McCarthy may be ready to break from tradition and have four QBs on the roster.
Inside Alabama Politics
Welcome to a new edition of Inside Alabama Politics! And a special welcome to new subscribers who have found your way here. For those who are new here, longtime Alabama politico David Azbell authored a great post on his Art of Alabama Politics about the history of IAP going back to its founder, Bessie Ford. […]
New McLeod Health hospital set to open in Carolina Forest this fall
A new hospital is preparing to open its doors in Carolina Forest this fall.McLeod Health gave the community a first look inside Thursday, celebrating the new fa
Promising 49ers rookie suffers injury early vs. Raiders
The 49ers are taking on the Raiders on Thursday at Allegiant Stadium, and in the first quarter, they lost one of their cornerbacks.
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, Honored as a Leading Woman in Business by NJBIZ
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, has been honored as a recipient of the 2026 NJBIZ Leading Women in Business award, which recognizes women who have made a significant impact in New Jersey.
Fredericksburg's Fritztown Cinema could become new event venue
An abandoned movie theater could soon trade empty screens for live music, film and big events.
The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
UAH Director of CSPAR, Dr. Gary Zank, Receives International COSPAR Space Science Award; Minor Planet Named in His Honor
A lifetime of probing the invisible forces that shape our solar system has earned a University of Alabama in Huntsville (UAH) researcher one of the highest honors in international space science, as well as an enduring place among the stars. Dr. Gary Zank, director of the Center for Space Plasma and Aeronomic Research (CSPAR) and a faculty member and former chair of the Department of Space at UAH, a part of The University of Alabama System, has received the 2026 Committee on Space Research (COSPA
Bill Edwards, leading St. Petersburg business figure, dies at 81
Edwards had owned the Sundial shopping center and Tampa Bay Rowdies, and ran the Mahaffey Theater.
Great Lakes Sports & Entertainment Network to air Loons-Lugnuts match Sunday
The Great Lakes Loons will face off against the Lansing Lugnuts on Sunday and there’s a new way to watch.
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, Honored as a Leading
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, has been honored as a recipient of the 2026 NJBIZ Leading Women in Business award, which recognizes women who have made a significant impact in New Jersey. The honorees were celebrated at a formal event on August 18 at The Palace at Somerset Park.
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, Honored as a Leading
Debra Lienhardt, RWJBarnabas Health Executive Vice President, Chief Business Development and Legal Officer, has been honored as a recipient of the 2026 NJBIZ Leading Women in Business award, which recognizes women who have made a significant impact in New Jersey. The honorees were celebrated at a formal event on August 18 at The Palace at Somerset Park.
The Politics Hour: Maryland redistricting in limbo and reactions to accusations of ICE agent brutality
WAMU's Jenny Abamu on what's next in the Maryland redistricting fight, Arlington County's Maureen Coffey on increased federal immigration enforcement, and Prince George's County's Krystal Oriadha discusses the latest with the FBI Headquarters' move to Greenbelt.
Kane Wommack's Alabama football defense depth chart falls into place
Alabama football defensive coordinator Kane Wommack seemingly cemented Alabama's defensive depth chart heading into the 2026 season.
Fulham vs AFC Wimbledon – Predicted lineup and team news
Fulham return to Craven Cottage on Thursday for a Carabao Cup second-round tie against AFC Wimbledon, three days on from Alvaro Arbeloa’s first match in charge, a narrow 2-3 defeat to Chelsea.The co...
Trump-aligned Morocco dials up political heat on Spain’s Sánchez
Prime minister is increasingly isolated in his softly-softly approach to Morocco, while Rabat amps up its claim to Spanish cities in North Africa.
Scam alert: Fake online listing uses Tanner business address to steal thousands
The Better Business Bureau is warning consumers to be on high alert for a vehicle sales scam operating online and falsely claiming to be located in North Alabama.
Barry Manilow announces hiatus days after canceling third show
Barry Manilow has announced he needs to step away from the stage to recover after a busy summer tour. The 'Copacabana' crooner canceled three shows this month, citing 'technical difficulties' among other issues.
Entertainer Jaye P. Morgan Dies At 94
Morgan was one of the top female recording artists of the 1950s and later became a frequent talk show guest and game show panelist, infamously taking off her shirt on “The Gong Show.”
Astros’ Yordan Alvarez nears record held by Yankees’ Aaron Judge
Yordan Alvarez's dominance is making him historically difficult to pitch to.
AFT raises mold, health concerns at Abrams Elementary in Bessemer
ABC 33/40 in Birmingham, Alabama offers news, sports, and weather reporting for the surrounding communities including Tuscaloosa, Anniston, Cullman, Gadsden, Talladega, Sylacauga, Carbon Hill, Jasper, Hoover, Bessemer, Vestavia Hills, Alabaster, Trussville and Homewood.
Alabama defensive lineman to reportedly miss 2026 season with injury
The defensive lineman was entering his third season at Alabama, and will reportedly miss the 2026 season due to an injury.
Leverkusen veteran receives "lucrative offer" from Saudi Arabian club
According to sources at BILD, Bayer Leverkusen’s Jonas Hofmann has received a new offer from Saudi Arabia.Al Shabab has reportedly made the 34-year-old a “concrete, lucrative offer” in a bid to ...
More health workers, stronger systems: Africa’s new ambitious goal
Facing a projected shortage of more than six million health professionals by 2035, African countries are stepping up efforts to strengthen their workforce, with a new decade-long plan announced on Wednesday during a meeting of health ministers in Addis Ababa, Ethiopia.
Lee County live entertainment venue sold
Amy Ginsburg takes ownership of Cape Cabaret Sept. 1 and plans to retain the venue’s staff and programming while bringing in more touring artists and cultural events.
Basallo’s bat can make powerful impact over final stretch
Samuel Basallo’s bat should provide power and protection to an inconsistent Orioles lineup down the stretch.
Mailbag: Michigan Football recruiting philosophies, in-state efforts, more
Maize n Brew’s first weekly Michigan Football recruiting mailbag dives deep on philosophies on the trail for the coaching staff, in-state recruiting, and more:
Rural health grants aimed at offsetting Medicaid cuts go to 80 unique institutions
According to a brief from KFF, the fund could offset 37% of the estimated federal Medicaid spending cuts in rural areas.
Faulkner University Awarded More Than $3 Million to Transform Rural Health Care Access and Workforce Development in Alabama
Faulkner has been awarded more than $3 million through Alabama's Rural Health Transformation Program (ARHTP) to expand health care access.
Cowboys 330-Pound Punisher Looks Poised for Breakout 2026 Season
The 2025 NFL Draft class for the Dallas Cowboys is still developing, but it’s starting to look like a solid group.Dallas’ top pick, and the one everyone is focused on, is starting offensive guard Tyler Booker. Not many people had expectations for the Alabama Crimson Tide product, but Booker is turning into a solid player.Booker […] The post Cowboys 330-Pound Punisher Looks Poised for Breakout 2026 Season appeared first on HEAVY.
Trump, the anti-populist
When President Donald Trump took the political world by storm in 2016, his rise was often described as a “populist” one. He seems to have abandoned that brand.
Series Entertainment Launches RUN, the AI-Native Hub Where Creators Build, Ship and Earn
SAN FRANCISCO, August 25, 2026--Series Entertainment today debuted RUN, an AI-native ecosystem designed to collapse the distance between a creative spark and a sustainable career.
Kent County Health Dept. lifts no body contact advisory for Wabasis Lake after tests
A no body contact advisory has been lifted for Wabasis Lake in Kent County.
Patriots Announce Plans To Honor Two Legendary Super Bowl Teams
The Patriots will honor two championship teams that defined their dynasty during the 2026 season. Here is when New England will celebrate the legendary squads and what made each Super Bowl victory unforgettable.
Bella Mir has some lofty combat sports goals
Bella Mir headlines Tuesday Dana White's Contender Series event against Alex Apodaca.
Mojtaba Khamenei seen, heard in rare video amid health concerns
A new video of Iran’s Supreme Leader Mojtaba Khamenei has surfaced amid growing mystery over his health, appearance and whereabouts.
ESPN calls their shot on 2026 Celebration Bowl matchup
ESPN projected all the playoff and bowl games happening at the end of 2026 and weighed in on the potential Celebration Bowl matchup . Kyle Bonagura and Mark Schlabach produced the projections, and both believe this year’s Celebration Bowl will be a rematch of last year. Last year’s Celebration Bowl matchup was historic, as South Carolina State made […] The post ESPN calls their shot on 2026 Celebration Bowl matchup appeared first on ClutchPoints.
Nick Saban on Protect College Sports Act: ‘It’s certainly 100 times better than what we have now’
As the 2026 season nears, the Protect College Sports Act is one of the bigger issues hanging over college football. The act was co-authored by Sen. Maria Cantwell (D-Wash.) and Sen. Ted Cruz (R-Texas), only to be opposed by conferences like the Big Ten and SEC. There are supporters, though, and one of the bigger […]
Dead cats, abandoned animals found inside grooming business; owner wanted by police
An Alabama woman is wanted by police on felony animal cruelty charges after authorities discovered several dead cats and abandoned live animals inside her grooming business.
Dead cats, abandoned animals found inside grooming business; owner wanted by police
An Alabama woman is wanted by police on felony animal cruelty charges after authorities discovered several dead cats and abandoned live animals inside her grooming business.
Dead cats, abandoned animals found inside grooming business; owner wanted by police
An Alabama woman is wanted by police on felony animal cruelty charges after authorities discovered several dead cats and abandoned live animals inside her grooming business.
Scientists discover asymmetric diffusion of magnetic skyrmions in simulations
Magnetic skyrmions are nanoscale spin textures that can behave like particles and move and diffuse in real space. This makes them promising information carriers for future memory and computing technologies. A new computational study in npj Spintronics shows how geometry and topology can guide asymmetric thermal diffusion of magnetic skyrmions, offering insights for unlocking unconventional computing paradigms, including future stochastic and neuromorphic computing devices for more efficient artificial intelligence (AI) applications.
Colbert County HS students ‘experiencing distressing symptoms’ not linked to public health outbreak
The Alabama Department of Public Health said there is no public health outbreak or exposure following students “experiencing distressing symptoms,” the Colbert County Schools Superinten…
Dead cats, abandoned animals found inside Dothan grooming business; woman wanted by police
Police are actively searching for Tyrrell and ask anyone with information on her whereabouts to call the Dothan Police Department at (334) 793-0215.
I tried to upgrade myself to business class without my kids. It did not go well
Chalk it up to a failed experiment.
Catholic priest’s new study Bible brings faith and science together for a doubting generation
When Jesuit Father Robert Spitzer realized a number of young Catholics were abandoning their faith in the name of science, he decided to do something about it: Create a new study Bible.
Amazon hikes hardware prices by 60 percent, blaming memory shortage
As the memory shortage continues to cause trouble for hardware makers, Amazon says it is now being forced to pass on the costs to its consumers.
Governor Ivey Announces First Grants in $144 Million Rural Healthcare Program
Gov. Kay Ivey announced Monday the awarding of 138 grants totaling more than $144 million to healthcare providers and institutions across Alabama as part of the
15 players to target in 2026 fantasy football drafts
While early draft picks and star power always go a long way in fantasy football, it’s frequently the shrewd targets and hidden gems that play a big part in determining the league winner. Here, we’ll identify 15 players to keep in mind for your 2026 fantasy football draft. The consensus average draft position (ADP) listed…
Packers Could Make ‘High-Profile’ Trade at Roster Cuts
If the Green Bay Packers make a big move before roster cuts, it would likely be a trade or release of cornerback Keisean Nixon, according to Rob Demovsky of ESPN.Demovsky noted that the cornerback room is deep, and it could lead to Nixon being a high-profile move.“If there is going to be a high-profile move […] The post Packers Could Make ‘High-Profile’ Trade at Roster Cuts appeared first on HEAVY.
Catholic priest's new study Bible brings faith and science together for a doubting generation
Jesuit Father Robert Spitzer has created a new study Bible to address the questions of many young Catholics abandoning their faith in the name of science.
NEA Women in Business: Tamara Roberson
Residence: Jonesboro Education: Bachelor’s degree in fashion retail management and marketing, University of Alabama Professional background: I worked for Dillard’s as a children’s products buyer, AT&T in Jonesboro for 22...
Mapping Air Pollution With MAIA Sensors in Addis Ababa
This map of Addis Ababa, the capital of Ethiopia, shows the locations of 10 air sensors that NASA’s Multi-Angle Imager for Aerosols (MAIA) mission is using to
Yankees reveal bullpen roster move that might affect Giancarlo Stanton
The Yankees start a series vs. the Astros on Tuesday.
Things to know if travelling to St. Andrew's
Brentford take on Birmingham City in the Carabao Cup on Tuesday 25 August (8pm kick-off BST).The match will be broadcast live on Sky Sports+ in the UK.If you are heading to St. Andrew's, here is every...
John Oliver on ‘smart’ appliances: ‘Spying on you through the washing machine’
The host also discussed the rise of forgotten monthly subscriptions for anything from dishwashers to litter boxes
Shelley Fabares, actor in 'The Donna Reed Show' and 'Coach,' dies at 82
She also received a recording contract and had two Top 40 hits, including "Johnny Angel"
Shelley Fabares, actor in 'The Donna Reed Show' and 'Coach,' dies at 82
She also received a recording contract and had two Top 40 hits, including "Johnny Angel"
Shelley Fabares, actor in 'The Donna Reed Show' and 'Coach,' dies at 82
She also received a recording contract and had two Top 40 hits, including "Johnny Angel"
A Market Basket-inspired cabaret show is coming to Boston
Two drag and burlesque performances pay tribute to the beloved supermarket chain next month.
Governor Ivey Announces First Grants in Major New Rural Healthcare Program Totaling More than $144 Million -
MONTGOMERY – Governor Kay Ivey on Monday announced the awarding of 138 grants worth a total of more than $144 million to healthcare providers and institutions throughout the state as part of the Alabama Rural Health Transformation Program (ARHTP). The … Continued
I was homeless as a teen. Now I coach Aryna Sabalenka.
Jason Stacy was largely homeless from 12 to 15. Now he coaches Aryna Sabalenka for the US Open and uses lessons from his childhood with elite athletes.
Crews in Santa Clarita battle third-alarm fire impacting several businesses
The blaze was quickly upgraded to a third-alarm fire, which is classified as a major emergency that requires a high level of response.
Culture, welfare and politics clash over Sri Lanka’s long-delayed animal welfare law
KANDY, Sri Lanka – The famous Kandy Esala Perahera procession is one of Sri Lanka’s most vibrant religious-cultural celebrations, which transforms the hill capital into a spectacle of color, music, dance and caparisoned elephants to honor the tooth relic of the Buddha. But as the country prepared for this year’s Esala Perahera, which started on […]
Alabama high school flag football scores
See the latest Alabama flag football scores as the season kicks off across the state.
Xpeng says its robotics business raised over $900 million in first funding round
China's Xpeng said on Monday its robotics business raised over $900 million in its first funding round, led by IDG and Gaorong Ventures and with Tencent and Alibaba as strategic investors.