SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " american " 6,267 found 🔀 AI-powered Shuffle
US Proposal To Eliminate PAHO Funding Raises Alarm Over Health Security In Western Hemisphere
The oldest multilateral health organization in the world, the Pan American Health Organization (PAHO), is fighting across dozens of countries against many of
Carney claps back at Lutnick, says Canada will resume trade talks 'when the Americans are ready'
Canada has retaliated against President Donald Trump's 50% tariffs with "dollar for dollar" duties on U.S. goods, which are set to take effect next week.
Entertainment this week: Petty Theft, Truckee Art Walk, Wild West Fest and more
Friday, September 4 Alex Benjamin & Suika T – 12 p.m.-12 a.m., Palisades Tahoe, 1960 Squaw Valley Rd. Alex Benjamin is a multi-instrumentalist and composer. He has played drums with critically acclaimed Americana band Hiss...
Murphy & Schrier Advocate for Patient-First American Approach to Health Care
WASHINGTON, DC – As health care costs continue to rise across the country, Congressman Greg Murphy, M.D. (R-NC-03), Chair of the GOP Doctors Caucus, and Con ...
Student explores link between social media use and mental health in youth
The American Psychological Association estimates that teens are spending an average of five hours a day on social media. At Kennesaw State University, one student is examining whether this prolonged use can also impact their mental health. Through KSU’s First-Year Scholars Program, Chance Lundy, a Keeping Sights Upward Journey Honors College student, studied the relationship between frequent social media use and suicidal ideation among adolescents.
Sports betting isn't legal in Texas. So why is DraftKings available?
Texans have access to some DraftKings products even though traditional sports betting remains prohibited in the state.
In Elkhart County, a barometer of the national economy, industry softens amid tariffs
The American Dream survives in Elkhart. But will Trump's tariffs bring back jobs, or eliminate them?
Inflation is a drug and Washington is high on it
High prices have turned Americans against the economy, and they’re starting to unleash real consequences for Washington and the financial markets.
Science Association Selects UToledo Geophysicist Among Distinguished Lecturers
Dr. Kennedy Doro, an associate professor in the Department of Environmental Sciences, will share his expertise through the American Geophysical Union College of Fellows’ Distinguished Lecture Series.
Yankees Have ‘Most Underrated Reliever in the American League’
The New York Yankees are a franchise filled with big names.The legends of yesteryear need no introductions, and neither do many of this season’s superstars. Think guys like Aaron Judge, Gerrit Cole, Max Fried and even Ben Rice. At this point, everyone knows them.That’s not the case for one of the most important pitchers the […] The post Yankees Have ‘Most Underrated Reliever in the American League’ appeared first on HEAVY.
Americans’ ‘government corruption’ problem is in a new league
It is not news, or surprising, that Americans are worried about government corruption.
Republican Midterm Convention in Dallas
The video board inside the American Airlines Center displays the logo for the upcoming Republican Midterm Convention during a media walkthrough in Dallas, Texas, U.S., August 5, 2026.
Opinion | Trump Ended My American Dream
America has closed its doors to too many students and entrepreneurs.
Scientists discover a mysterious wave shaped like a decagon in Saturn's atmosphere
The strange structure appears to have formed recently, but nobody can explain exactly why
NOAA Fisheries Outlines Science-Based Reforms to Boost American Seafood Production
NOAA Fisheries has released a set of agency-level reform priorities designed to advance science-based fisheries management and strengthen American seafood competitiveness, following input from more than 700 stakeholders and building toward a broader interagency America First Seafood Strategy expected in the coming…
Heads or tails? $1 coin with Trump's face and gold finish to go on sale
The coins were struck to "honor 250 years of great American heritage," the U.S. Mint wrote on its website
Fall vaccine guide: What to know about covid, flu and RSV shots this year
Influenza, covid-19 and RSV are expected to send hundreds of thousands of Americans to the hospital this fall.
Siri AI won't be your friend, and here's why that really matters
Elon University has partnered with The Washington Post to conduct what turned out to be a worrying survey about Americans...
The Newest Federalism and Population Health
American federalism involves decentralized policymaking across federal, state, and local governments.
Canadian PM tells Trump to 'stop trying to be tough' in trade fight
Canadian Prime Minister Mark Carney told Americans to "stop trying to be tough" and called U.S. Cabinet secretaries' mockery "beneath their office."
Trump names pastor as tobacco health adviser at CDC
… Tobacco-related disease has taken an enormous toll on American Families…”
Iran fires on its Gulf neighbors, retaliating for U.S. military strikes
Fighting between the U.S. and Iran has increased since the weekend after the American military hit Iranian rocket launchers in the Strait of Hormuz
NOAA announces priorities to promote science-based American seafood dominance
Today, NOAA announced priorities for advancing reforms within NOAA Fisheries to move towards regulations grounded in science that support American seafood dominance. These agency-level actions follow the Regional Priorities guidance that was released on July 2, 2026, to apply the same standard of accountability to NOAA’s own opera
People-First Executive Drives Community Effort to Improve Health in Kansas City
KANSAS CITY, September 2, 2026 — Through the American Heart Association’s Heart of Kansas City campaign, Mark Garrett, volunteer chair and Chief People Officer at Garney will lead community-wide efforts to help ensure every individual in Kansas City has...
NYU Courant inducts Indian American computer science scholars
Gautam Kamath, Pratyusha Sharma bring expertise from MIT, and IIT Delhi to advance reliable machine learning.
From pucks to politics: Crews race to remake Dallas arena for Trump
North Texas company is compressing weeks of work into about 10 days to turn American Airlines Center into political hub for GOP.
‘Israel is politics’: Was a woman kicked out of a salon for supporting Israel or being Israeli-American?
Brandeis Center files civil rights complaint after a customer was kicked out of an Alexandria, Virginia salon
Iran attempted cyberattacks on range of U.S. infrastructure, sources say
The attempts have so far been unsuccessful, but an Iranian hacking group warned that “unexpected and critical events” would soon target American infrastructure.
Dolly Parton And Tim Curry, Two Entertainment Icons Gone
On Tuesday, Aug. 25, the world received a one-two gut punch. First, the news hit that American musical icon and philanthropist Dolly Parton passed away at the age of 80.
Poll shows nearly 90% of Americans believe government corruption is widespread
The belief increased by 10 percentage points compared with last year, a Gallup poll found.
Americans hate both ‘Lake America’ and Trump’s trade war with Canada
President Donald Trump has dropped another clunker in the laps of his fellow Republicans in the run-up to the 2026 midterm elections.
Trump takes aim at American science as China pulls ahead
NEWS ANALYSIS. For US President Donald Trump, science is plagued by 'woke ideology.' His administration announced that, starting in October, research projects eligible for funding must align with 'government priorities.'
3 things AHA is asking of the National Association of Insurance Commissioners
The American Hospital Association is urging a multi-industry setter of insurance standards to paint a comprehensive picture of healthcare affordability as it informs state officials about healthcare costs.
Toward an integrated and globally equitable understanding of political polarization
Nature Communications - Nearly half of all polarization research focuses on the United States, yet many American findings are global outliers. A globally equitable understanding requires bridging...
How the Los Angeles Angels' $4B sale compares to the price tags of other North American sports franchises
The Angels have been sold for $100 million more than what the Padres' price tag earlier this year.
House passes stop-gap bill that pauses changes to federal science grant-making process
The proposed change, which would have given control of science funding to appointed bureaucrats, was criticized widely by the scientific community
The US trade war strategy is to troll Canada
Canadian Prime Minister Mark Carney, who walked away from US trade talks last week due to what he said was American intransigence, now wants to get negotiations started again.
Online entertainment sites in the context of U.S.-Israel business and technology
How American market scale and Israeli expertise in cybersecurity, AI, fintech and software are shaping the technology behind digital entertainment.
How data centers complicate American politics
Opinion: Data centers are driving a political realignment, creating contradictions in Republicans’ and Democrats’ positions on the economy, environment and the working class, writes Sreedhar Potarazu.
US military carries out new strikes on Iranian targets
The US military conducted additional strikes against Islamic Revolutionary Guard Corps targets in Iran on Tuesday, in response to recent attempted attacks against commercial shipping in the Strait of Hormuz and American troops deployed to the region, according to US Central Command.
How SBGA Helps Small Businesses Build Operations That Keep Up With Growth
. According to the U.S. Small Business Administration, small businesses account for the vast majority of American companies and employ nearly half the private-sector workforce.
Strengthening bacterial meningitis surveillance in Central America
San José, Costa Rica, 20 August 2026 – Approximately 25 representatives and experts from seven countries participated in a subregional workshop organized by the Pan American Health Organization (PAHO) to strengthen epidemiological and laboratory surveillance of bacterial meningitis. Meningitis caused an estimated 5,000 deaths in the Americas in 2021, one-third among children under 5, and approximately one in four survivors experience permanent sequelae.
CT senior living facility changes hands for $68.25M
American Healthcare REIT purchased The Residences at Westport, at 1141 Post Road East, on Aug. 6, property records show.
American healthcare’s ‘Moneyball’ moment
Opinion: American medicine’s future lies in smart, data-driven allocation of resources to bring down costs and wait times, writes John E. Harrison.
Airbus A321XLR: Where you can book flights on newest long-haul plane
37 destinations, mostly in Europe and the US, are served by Aer Lingus, Air Canada, American Airlines, Iberia, Qantas, and United Airlines.
Growth hormone peptides promise to stall aging—but does the science stack up?
Sermorelin, tesamorelin and other growth hormone peptides are being touted as antiaging elixirs, but what evidence is behind those claims?
Want to age well? Health experts say these habits matter most
U.S. News and World Report surveyed health experts to better understand how Americans can age healthily and what the next major health trend would be.
Book Review: ‘American Scoundrel,’ by Kai Bird
“American Scoundrel” traces the career of Roy Cohn, whose smash-mouth politics continue to shape our own.
Brinkley, Guttenberg revel in retro joy of ‘American Summer’
Sweetly nostalgic as it looks back at one teenager’s “best summer ever,” “American Summer” is also a nod to the friendships and romances that unfold as adulthood beckons.
Radiology experts call for stricter rules around self-interpretation of imaging orders
Neiman Health Policy Institute researchers make their case in a new analysis published in the Journal of the American College of Radiology.
Trump's 'golden age of science' is not just another war to be won
Let's get off the battlefield and into the laboratory — this should be one arena where great power competition can be kept in its place
Public confidence in one's own health care provider remains high
Americans' confidence in their own health care providers remains high, according to a longitudinal, nationally representative survey conducted by the Annenberg Public Policy Center (APPC) of the University ...
Americans trust their doctors while second-guessing distant intermediaries—now more than ever
The general public is smiling at local healthcare providers while snarling at federal healthcare agencies, according to a survey report posted Aug. 31 by Annenberg Public Policy Center at the University of Pennsylvania.
Trump calls for federal tax incentives to revive U.S. film industry
President Trump on Monday urged Congress to approve federal tax incentives aimed at reviving American film and television productions.
NSF launches three new Science and Technology Centers with $90M investment in transformative research
The U.S. National Science Foundation is investing $90 million over five years to support three new NSF Science and Technology Centers (NSF STC). These centers will advance American leadership in science and technology, strengthen the nation’s STEM workforce, and accelerate innovation in fields ranging from artificial intelligence and biotechnology to fusion energy and robotics., , , , The three centers will bring together researchers from universities, national laboratories, industry, and oth...
US oil firm to take over some Venezuelan oilfields previously run by Chinese, Russian companies, officials say
U.S. oil company North American Blue Energy Partners will take over some oilfields previously controlled by five Chinese companies and a Russian firm, two U.S. officials told Reuters on Monday.
Annenberg poll: Americans trust their doctors when it comes to public health, but not FDA, CDC
Trust in federal government health agencies has dropped in Trump’s second term.
Austin American-Statesman: Yes to women in sports. No to rigid quotas in Title IX enforcement
The government should abandon its quota-driven enforcement policies and return decision-making about athletics back to schools and students.
Who Sees Themselves as Working Class?
Most Americans think of themselves as working class, and Republicans are more likely to do so than Democrats.
Noah Kahan’s heartwarming Seattle concert turns tears to elation
The small-town troubadour is an unlikely stadium filler, but his distinctly American songs sounded right at home in a sold-out T-Mobile Park.
Trump says voters who oppose data centers will ‘kill the Golden Goose’
The president defends the server farms as polling shows sizable shares of Americans from both political parties are opposed to them.
Trump Says Communities That Oppose Data Centers Risk Becoming ‘Backwards and Poor’
The president has backed the construction of data centers, but most Americans oppose building them near where they live.
Public Confidence in One’s Own Healthcare Provider Remains High | The Annenberg Public Policy Center of the University of Pennsylvania
Americans’ confidence in their healthcare providers remains high while confidence in U.S. healthcare institutions has declined since the start of President Trump's second term, an APPC survey conducted from April 2021-August 2026 finds.
Fisher-Lochhead group to play at Opera House
The Danny Fisher-Lochhead Large Ensemble will bring its unique sound to the Stonington Opera House on Friday, Sept. 11, at 7 p.m.
Treasury Department blocks certain journalists from covering G20 meeting
The New York Times said in a statement that denying American journalists access to an event in the U.S. is “not just another disturbing effort by the administration to undermine independent journalism, but a blatant attempt to evade public scrutiny.”
Pro-AI group jumps into the data center fight with new ads aimed at reshaping public opinion
The nonprofit group Build American AI is launching a multimillion-dollar ad campaign in Kansas, Ohio and Wisconsin to promote its data center agenda.
NASA launches Roman Space Telescope to explore dark energy and distant worlds
NASA’s Nancy Grace Roman Space Telescope is on a mission to probe dark energy, hunt for distant worlds and transform our view of the universe
High Fertility Costs Push Americans Abroad For IVF Treatment
By LJ Dawson and KFF Health News HealthDay ReportersMONDAY, Aug. 31, 2026 (HealthDay News) — In the summer of 2024, Emilie and Justin Solomon found themselves on a top-secret mission in Greece. Their family and friends thought the adventure-loving couple was on another jet-setting vacation, but they ...
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Study: Rural, dual-eligible patients less likely to receive timely home health rehab
Medicare patients who were rural and dually eligible for Medicare and Medicaid were less likely to receive home health rehabilitation services within 48 hours of discharge from the hospital, according to an August study published in the Journal of the American Medical Directors Association.
The Cuban sculptor behind a new monument in Miami Springs of city’s founder
He represents “the American Dream,” she said.
American politics: Will Rogers overheard out on the front porch
OPINION — If Will Rogers were here today, he might have something to say: Well, I’ve been watching this country for a spell now, and I’ll tell you something that may not sit easy: …
Italian American Powerhouse AGBO Unveils New Hit Thriller ‘The Whisper Man’ on Netflix
AGBO's latest feature film, The Whisper Man, premiered Friday on Netflix and surged to the platform's no. 1 spot, marking another major release for the independent studio founded by Italian American filmmakers Joe and Anthony Russo. Based on Alex North's bestselling 2019 novel, the psychological crime thriller brings together an acclaimed cast led by Robert…
Aon closes in on another blockbuster insurance deal
The insurance giant, whose North American operations are headquartered in Chicago, could announce the acquisition as soon as Monday, the Wall Street Journal reports.
The Political Divide Isn’t Between Boomers and Gen Z
Rep. Maxwell Frost went on Jubilee’s 'Surrounded' for a debate about the generational gap. It’s smaller than most Americans realize.
The datacenter fight could permanently transform US politics. Which party will seize advantage?
The movement against datacenters are uniting Americans because they perfectly illustrate how a few individuals hold all the power to control decisions that impact our lives
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Omni-liberalism: Why you should hold this framework in politics
Views staff writer Logan Walters examines “omni-liberalism" and argues for approaching policy with flexibility and skepticism.
Fleetwood Mac tribute band to rock The Grand
Crystal Vision will bring its Fleetwood Mac tribute concert to The Grand in Ellsworth on Friday, Sept. 11, from 7-9 p.m.
How a comic book store got swept into the tariff storm
Tariffs continue to rile all kinds of American businesses more than a year after Trump unveiled his first set of tariffs — including a comic book store owner in Ohio.
State probing two grants to American Arab chamber after money goes missing
The State Budget Office is reviewing at least two state grants given to the American Arab Chamber of Commerce amid allegations of unaccounted funds.
American Airlines Bolsters Maintenance Workforce to Combat Broken Seats, Wonky Tray Tables And Defective In-Flight Entertainment Systems
American Airlines has hired more than 60 additional maintenance technicians to finally get to grips with what the carrier’s frequent flyers, pilots, and flight attendants know all too well… the upkeep of its airplane cabins hasn’t been a big enough priority for far too long, with broken seats, wonky tray tables, and defective in-flight entertainment…
Health expert fires back at politicized public health messages
Director of the National Institutes of Health Dr. Jay Bhattacharya discusses the distrust in the American public health system, saying it started when health was politicized.
Duo to bring sounds of Québec to House Party
Roy-James, a dynamic Montreal duo that weaves together the musical traditions of Québec, Balfolk and New England, will perform an intimate evening of song and strings at Bagaduce Music’s 2nd
Trump says U.S. has entered deal with Venezuela to take control of 65 billion barrels of oil reserves
President Trump says his administration has entered a sweeping agreement with Venezuela that could give the U.S. access to vast amounts of the South American country's untapped oil reserves, at cost.
Lindale business fire serves as critical reminder on emergency reporting
Lindale firefighters quickly extinguished a fire Friday at Great American Classics in Lindale. The fire also served as a critical reminder for residents about emergency reporting.
Hovland and Gerard share lead at Tour Championship
Norway's Viktor Hovland and American Ryan Gerard led a crowded field chasing the PGA Tour Championship's $10 million top prize Friday at the final event of the FedEx Cup playoffs.Gerard, who has one PGA Tour victory to date and is playing in his first Tour Championship, made six birdies, including an epic 78-foot putt that rolled the length of the seventh green.
Review: A lively if familiar ‘Buddy Holly Story’ at Drury Lane
CHICAGO — Truth be told, it was strange on Wednesday to be at a show that depicts the life and death of a great American music star not named Dolly
Colorado leaders cheer court decision to block Trump’s mail ballot order in a ruling that’s likely to be swiftly appealed
A federal judge on Thursday halted — at least for now — attempts to implement President Donald Trump’s executive order that seeks to restrict the mailing of ballots to American citizens on an eligible voters list. The move stalled the directive for a second time only about a week before the first mail ballots are […]
A temporary COVID-era subsidy helped Americans afford health care. Then it vanished
Congress let enhanced ACA subsidies expire after months of political gridlock. Millions now face premiums they can no longer afford
A million Americans dropped health coverage. Now everyone else is paying for it
Health insurance costs keep rising as healthier customers exit the marketplace. A decades-old collapse pattern is repeating in real time
Top 10 Roman Space Telescope science breakthroughs
NASA’s Roman Space Telescope will open a whole new window on the cosmos. Here are ten things it’s likely to show us
C-WIN: Uniting against data centers : The issue that transcends politics
Commentary from the California Water Impact Network Seldom have our political differences been more pronounced. Republicans and Democrats are at odds on a myriad of issues, and the bitter polarization of the American polity is the result. That’s how it seems, anyway. But semblances can be deceptive. Yes, the schism between Right and Left appeared irreconcilable in 2024, when Donald Trump was re-elected to the White House. But much has changed since then. Trump’s polls are at their nadir, with […]
Pappas Announces 43 New Cosponsors of His Bill to End Corrupting Influence of Dark Money in American Elections, Bringing Total to 181
Today Congressman Chris Pappas (NH-01) announced that his DISCLOSE Act has gained 43 additional cosponsors since its introduction, bringing the total number of cosponsors to 181 in the H
Business Class Is Being Subdivided Into Different Categories
Leading airlines such as American, British Airways, and United are competing with new super suites positioned among regular business-class suites.
Emory’s Jane Chung receives American Nurses Foundation award for work with older adults in tech-supported health management
Associate professor Jane Chung the recipient of the 2026-28 Collaborative Alliance Nursing Outcomes Research Fund, supporting her work helping older adults with mild cognitive impairment and multiple chronic conditions manage their health at home.
Weekend series marks reminder of Red Sox-Yankees playoff inevitably
Take this weekend to get ready, because I would be SHOCKED if the American League playoffs don’t open on Sep. 29 with the Red Sox and Yankees matched up in the Wild Card series. Boston and New York square off for the final time this (regular) season this weekend at Yankee Stadium in a pivotal […]
GTA has always raised anxieties over video games and violence—here’s what the science actually says
The evidence in favor of and against video games promoting aggressive behavior is murkier than you might think
All hail Week 0, plus an apology for the poll
The Pulse Newsletter 📣 | This is The Athletic’s daily sports newsletter. Sign up here to receive The Pulse directly in your inbox. Good morning! Make amends with Cleveland today. Coming up: 👋 Hey, actual college football 👨⚖️ The judges are back 🏈 A new NFL mock draft Tomorrow at noon ET, across the planet, an American tradition officially begins. The college football season will be underway, with North Carolina coach Bill Belichick — still a strange concept to me — welcoming us with what will surely be a big smile. Welcome to Week 0, the part of the...
The hollowing out of Tennis.com is a warning for American sports journalism
Tennis.com once paired news and scores with distinctive voices. Its overhaul is the latest sign that serious tennis writing in the US is becoming endangered