Search headlines

Nav Now Covers All Four Major Business Credit Bureaus with New Creditsafe Partnership

Nav, a leading platform helping businesses build better financial health and access funding, today announced a partnership with Creditsafe, a global leader in business credit and data risk intelligence focused on net payment terms. The integration brings Creditsafe Risk Scores and reports directly into the Nav platform, giving business owners a more complete view of their standing across major business credit bureaus including Dun & Bradstreet (D&B), Experian, and Equifax, before they ever apply

Oct 14 • 8:30 AM EDT • Business • finance.yahoo.com

ON THE JOB: ‘Where Do You See Your Career or Business in 3 to 5 Years?’

“For the next three to five years, I am looking to grow Oswego County Opportunities’ support for the county’s economic development to fight poverty and take advantage of the major investments that are coming to the area.” — Kevin Dean, Executive director, Oswego County Opportunities, Fulton “I love what I’m doing. I’m trying to do this as long as they let me. It’s so exciting to walk the floors at the various factories, talk with community leaders and be part of the solutions to their business problems. As we do this work with manufacturers and community members, we are helping the next generation have these great jobs in skilled manufacturing. I’d like to have the same job title for years to come. I’ve watched the last five years with awe and it makes me proud and excited to be from Upstate New York. I want to keep being part of the conversation that, yes, we can do it in Upstate New York.” — Randy Wolken, President and CEO, Manufacturing Association of Central New York (MACNY) “I oversee the Rochester and Syracuse offices. We’re seeing continual growth as there are more and more job seekers and companies that are looking to fill positions as the economy grows. I’d like to have another Upstate New York office in our region to help promote people under me. I want to see that happen. With an increase in the job market, that is what the end goal is here for sure. We currently have offices in Rochester, Buffalo, Syracuse and Albany, among more than 300 worldwide.” — Briana Calabrese, Marketing director and vice president of finance & accounting and administrative & customer support, Robert Half Recruiters & Employment Agency, Syracuse “Hopefully, we’ll continue to grow by word of mouth. I just took over a couple of years ago. I was an employee for 27 years. Business is great and we’re up on sales from where we were last year and I’m hoping that continues to happen. I get an overwhelming response from people who say they want to support local businesses. It’s my objective when people walk out the door that they want to come back. In a small town like this, it’s crucial. I see myself in five years doing exactly what I’m doing now: sticking with it and trying to grow Fulton Screen Printing.” — Tim Stone, Owner, Fulton Screen Printing, Fulton “I am 85 years old and teach four fitness classes a week and swim four times a week. I hope to live to be 90 — if I can do that, I won’t complain. The older I get, the less afraid I am of dying. What I don’t want to do is get some sickness where I’m lingering and I’m in pain and it just goes on and on. I expect to be exercising as much as I can and I hope I will know when I need to back off to accommodate different problems I may have when I’m older. For a short time, I got up at 6 a.m. to jog for a half hour every morning. But I had to avoid dogs, so I quit jogging. I hope to be able to swim for life. When I swim for half an hour, whatever problems I have wash away. I will still be working in exercise in five years. I also write research articles. It challenges my mind. You have to challenge your mind and body and have some kind of goals and reasons to go on living. My wife died three and a half years ago, so I try to go out and do things, even though she’s no longer here.” — Fred Wilson. Certified personal trainer at Fitness After 50 and leader of senior fitness classes, Syracuse “I expect to continue working as a local financial adviser professional for the next several years. I really enjoy working with my clients and consider it a privilege to come to work every day, helping my clients reach their financial goals.” — Randy L. Zeigler, Certified financial planner practitioner, chartered financial consultant and private wealth adviser, Ameriprise Financial Services, LLC, Oswego “I see myself doing something with young people. I want to open an after-school program as a safe space for high schoolers where they can get tutored, behavioral health, get something to eat. I want to do something with policy. I have thought of doing something with neurodivergent kids where kids can run some kind of business. I want to do anything with community like therapy and psychotherapy. I want to still be able to offer those services to people. At 55, I’m not sure how much I will do. I will see what happens after graduation from Keuka College.” — Della Joyce Smith, Master’s student, Syracuse “I think the core of the gym is in personal training. I don’t see that changing. People will still need a gym and personal training will stay. There may be some loss to AI as there is in just about every industry, but there’s always been the ability to go online and get a workout. I don’t think AI will cut into business any more than the internet has. I think the class structure is shifting. Large group classes might be fading away for a while. I see more people going to specialized classes like Pilates. I wouldn’t be surprised if maybe the traditional classes like boot camps started to fade away. It’s important to adapt. Maybe someday I’ll need to get some new kinds of classes. Everything tends to go in cycles.” — Ryan Vollmer, Certified personal trainer and owner Edge Strength and Conditioning, Syracuse “I have been growing my firm at 24% a year. In five years, we may be purchasing or building a new office building to accommodate the new growth. Right now, our focus is on growth and adding team members, mostly financial advisers and administrative staff.” — Terri Krueger, Chartered financial consultant and senior financial adviser with Orla Wealth Management in Syracuse “Over the next three to five years, I see TDO continuing to experience steady, sustainable growth as new industries establish and expand their presence across Central New York. These investments will create new opportunities throughout the regional manufacturing supply chain, and TDO will continue evolving our capabilities to help both existing manufacturers and emerging industries grow, compete, and succeed.” — Jim D’Agostino, CEO and executive director Central New York TDO (Train, Develop, Optimize), Liverpool

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

New Board Members and Leadership Team at OH Foundation

The Oswego Health Foundation has announced the appointment of two new members to its board of directors, along with new officers who will lead the foundation as it continues its mission of strengthening healthcare in the communities served by Oswego Health. Joining the board are: [caption id=attachment_11136 align=alignleft width=180] Susan Brannan Cole[/caption] • Susan Brannan Cole. She is a public affairs, marketing and communications leader with more than 20 years of experience. She serves as regional manager of external affairs for National Grid in Central New York. Cole also brings significant healthcare communications experience, having spent several years at Upstate Medical University in media relations, digital strategy and public engagement. She previously held leadership roles in communications and government affairs at Novelis and Constellation in Oswego. A graduate of SUNY Oswego, she is passionate about strengthening Central New York communities and supporting initiatives that improve quality of life across the region. [caption id=attachment_11129 align=alignright width=150] Rich Baldwin[/caption] • Rich Baldwin. He serves as director of marketing and business development at King + King Architects, where he leads the firm’s marketing, communications and business development initiatives. Baldwin has remained actively involved in community and nonprofit organizations, including previously serving on the board of regents at Le Moyne College. He has also supported community initiatives through organizations including the Onondaga Historical Association and Father Champlin’s Guardian Angel Society. New leadership at the foundation are: • William W. “Bill” Crist will chair the Oswego Health Foundation. He brings more than 40 years of experience in education, from classroom teacher to superintendent of schools. He retired in 2023 from the Catholic Schools of the Diocese of Syracuse and remains deeply engaged in the community through numerous nonprofit and volunteer boards. He also serves as chairman of the Sanctuary Advisory Board for the proposed Lake Ontario National Marine Sanctuary. • Heather Sunser will serve as vice chair. Sunser is a financial services practice group leader at Barclay Damon LLP, where she focuses primarily on real estate law, institutional lending, land use and municipal compliance. A graduate of Syracuse University College of Law, she is also active in community service, volunteering with Vera House Legal Clinic, Habitat for Humanity and the Volunteer Lawyers Project of Onondaga County. She serves on the Board of Trustees of the Onondaga County Bar Foundation. • Darcy Antonucci will be the foundation’s treasurer. Antonucci serves as comptroller for Broadwell Hospitality Group, overseeing the financial functions of nine growing corporations as well as the company’s administrative departments. She brings extensive experience in finance, human resources and business operations, along with a strong record of community leadership. Antonucci has served on the Compass Credit Union board of directors and is an active member of the Trinity Catholic School Board. She has also been involved with the Oswego Health Foundation Gala Committee since 2018. • Attorney Rachael A. Dator will serve as secretary. Dator serves as administrator of the Oswego County Assigned Counsel Program, where she oversees grant funding, budgeting and program operations. With more than a decade of legal experience, she has served as an assistant district attorney, court attorney and legal counsel to municipalities and social services organizations. Dator brings extensive knowledge of law, governance and nonprofit operations to her role with the foundation.

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

A Major Labor Boom in CNY? Not Here Yet

With so many major projects going on — Micron, I-81 viaduct and others — job growth is predicted to increase. But so far the number of jobs in the region has declined By Aaron Gifford [caption id=attachment_11065 align=alignright width=350] Amy Stage, deputy director at the Manufacturers Association of Central New York (MACNY): “For us, the conversation isn’t just about filling jobs. It’s about creating sustainable pathways that help people see a future for themselves in manufacturing.”[/caption] The I-81 viaduct project in Syracuse and Micron facility construction in Clay are expected to create a major labor boom for Central New York. But for the time being, the number of jobs here has actually decreased in the past year. The New York State Department of Labor reported that, for the annual comparison of June 2025 to this past June, private sector jobs decreased by 2,200 or less than 1% to 260,000. Job gains were concentrated in leisure and hospitality (+700), private education and health services (+400) and other services (+300). Job losses for that annual period were reported in the areas of trade, transportation and utilities (-1,500); professional and business services (-1,000); financial activities (-500); mining, logging and construction (-300); manufacturing (-200); and information (-100). The public sector job count rose over 12 months, with most growth concentrated in education, the state Department of Labor reported. Looking ahead, the Central New York economy is expected to benefit from both the Micron and I-81 viaduct projects over a period of several years. Initial job growth is foreseen in construction and computer and electronic manufacturing. Spin-off jobs will be created in the areas of professional and business services, health care and education, the state Department of Labor said in an email response to Oswego County Business magazine. “Population growth tied to the buildout of Micron Technology semiconductor complex in Clay is also expected to bring more workers and residents to the region, increasing demand for transportation services,” the agency said. New York Department of Labor highlighted current or projected job growth trends in various sectors. An increase in defense-related contracts at local high-tech employers has continued to support employment growth in the computer and electronic product manufacturing sector and Micron is expected to generate thousands of direct and indirect jobs as the project progresses. This sector paid an annual average wage of $117,500 in 2025 and employment in the sector is projected to grow by over 60% through 2032, making it the fastest-growing industry in the region. Typical occupations in this industry include electrical, electronic and electromechanical assemblers, software developers and industrial engineers, the state agency reported. Specialty trade contractors include several different types of tradespeople — electricians, plumbers, pipefitters and steamfitters and HVAC (heating, ventilation and air conditioning) mechanics and installers. Many of these positions are trained through apprenticeships, the state Department of Labor reported. The Interstate 81 construction project is generating local jobs, including construction laborers, projected to grow at a 6.4% rate, and operating engineers and other construction equipment operators, projected to grow at a 7.3% rate over the next several years. Construction of the Micron Technology facility is also “creating thousands of job opportunities that will continue over the next two decades,” the state agency reported. The specialty trade contractors sector paid an annual average wage of $86,200 in 2025. For Central New York, the challenge isn’t creating jobs, it’s filling them. Amy Stage, a deputy director at the Manufacturers Association of Central New York (MACNY), said meeting this unprecedented growth is a much larger task than just replacing retirees. “We’re seeing workforce gaps at every experience level,” she said. “Companies need entry-level employees, experienced technicians, supervisors, engineers and skilled trades professionals. The opportunity is tremendous, but we need more people entering these career pathways.” Employers are looking for people who can troubleshoot, read technical information, use computers and learn new processes, not just perform repetitive production work, Stage said. To address this demand, the MACNY created the Manufacturers Talent Institute, which aims to connect students and job seekers with meaningful career pathways while helping employers build their workforce. Twenty-one companies have so far signed up to provide opportunities for more than 800 students. “For us, the conversation isn’t just about filling jobs,” Stage said. “It’s about creating sustainable pathways that help people see a future for themselves in manufacturing.” Several manufacturing facilities in the region are in the midst of expansion: • TTM Technologies, a leading U.S. manufacturer of advanced electronics and interconnect solutions for aerospace, defense and high-technology markets, which has a plant in DeWitt, completed its buildout of an additional facility, adding 400 jobs and expanding production of high-tech circuit boards for defense and critical electronics applications. • In Cortlandville, the Byrne Hollow Crossing Plant, a dairy manufacturing and processing facility, is increasing its operations, creating 100 new jobs. • The Chobani yogurt company is building a 1.4-million square foot dairy processing facility in Oneida County. This will create more than 1,000 good-paying jobs and double Chobani’s New York state workforce, Stage said. Stage noted several ways that local, state and federal governments can help spur manufacturing job growth in this region. Elected leaders and public agencies could work with industry representatives to create pre-apprenticeship and registered apprenticeship programs seeking to upskill workers and improve employee retention. New York state has a variety of grants, tax incentives and financing programs to support site preparation, infrastructure, workforce development and capital investment. The U.S. Department of Labor has a pay-for-performance incentive program that provides employers $3,500 per new apprentice hired and retained for 90 days. MACNY was previously awarded an $87,000 federal grant that will cover 25 apprentices at nine companies. The manufacturing skills gap in the United States, at its current rate, could result in 2.1 million unfilled jobs by 2030, according to a study by Deloitte and The Manufacturing Institute. In New York state, that gap is on pace to exceed 100,000 unfilled positions within six years. Manufacturing companies will be counting on more women to help fill that gap. While women make up half of the overall U.S. workforce, they only account for 29% of the manufacturing workforce in this country, Stage said. “Pre-apprenticeship programs like Real Life Rosies help to bring awareness to the manufacturing industry to fill some of the gaps, but we have a long way to go and it starts with educating people at younger ages about careers in manufacturing and earn-and-learn opportunities,” she said. As for Micron, that $100 billion-plus project, considered the largest private investment in New York state history, is expected to eventually create up to 50,000 jobs throughout the region, factoring in the spin-off opportunities for construction and supply chains. The plant’s foundation was poured on July 9. “As America celebrates its 250th anniversary, data and memory are foundational to the modern economy — and Micron is increasing our U.S. investments to more than $250 billion through 2035 to meet that moment,” the company’s president and CEO, Sanjay Mehrotra, said in a news release. Bechtel, Micon’s construction partner in the project, reported that 4,500 people will be employed to help build the facility, including skilled craft professionals, local union members representing various trades and apprentices. The Syracuse-based CenterState CEO organization tallies the regional labor force at 397,582 workers (Onondaga, Cayuga, Cortland, Madison and Oswego counties). Job growth isn’t limited to the Central New York region. For the larger area covering portions of the Mohawk Valley, the North Country, the Southern tier, and the western part of the state, there are 155,601 employees in the advanced manufacturing sector, and 155,275 construction workers. The agency’s 2026 Economic Forecast report noted that 41% of community and business leaders surveyed said a shortage of skilled workers in this area remains a problem, though 77% shared a positive economic outlook for the year ahead. Beyond the semiconductor and advanced manufacturing areas, local business leaders also see growth in small manufacturing companies, storage businesses, housing, unmanned flight technology and general construction. “Productive reuse of property,” the report said, “will hopefully continue to preserve unique architecture while driving business.” The report identified several challenges for economic growth in the region, including an aging workforce, outdated equipment, the rising cost of raw materials and “the disconnect between the speed of business needs and the pace of talent readiness.”

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Are Bank Lobbies Still Relevant?

Local banking leaders say technology is changing the way customers use their banks — and their lobbies By Deborah Jeanne Post [caption id=attachment_11109 align=alignright width=300] Steve Gorczynski is M&T Bank Central New York regional president.[/caption] When was the last time you entered the lobby of your bank? If it’s been a while, you’re part of a trend of eschewing the lobby in favor of ATMs, drive-thrus, online banking and remote deposit. A 2025 study performed by the American Bankers Association revealed that only 9% of consumers use bank branches as their preferred way to do banking and 76% prefer mobile banking. The trend away from the lobby reflects consumer behavior in other areas of doing business, including online shopping instead of perusing the mall, ordering fast food at a kiosk, not at the counter and selecting curbside pick-up rather than walking into the restaurant. Consumers want convenience and going in the lobby adds another layer to the task. It also places consumers face to face with one or more representatives of the business, something less favorable to people feeling burned out from interpersonal interactions. Nixing or at least minimizing the size of the lobby isn’t necessarily negative for banks. Fewer people passing through their doors reduces overhead for building maintenance, staffing and furnishing. Greater reliance on virtual banking can mean closing brick and mortar locations and hiring fewer staffers to cover roles like teller and lending officer. “Our focus is on meeting customers where they are and giving them flexibility in how they bank,” said Steve Gorczynski, M&T Bank Central New York regional president. “While many everyday transactions can be supported digitally and through ATMs, branches remain important for more complex financial needs, offering face-to-face guidance and a more personal banking experience.” Talking with a commercial lender or working on a home mortgage are two examples where meeting face-to-face is more desirable for many people. They can receive immediate feedback to questions and can possibly reach their goals more quickly. But there’s little need to have a large seating area, long counters and numerous tellers for routine banking that’s quicker to handle virtually. Online banking can also help people on the go more readily complete banking tasks such as depositing checks, transferring funds among accounts and checking balances. [caption id=attachment_11135 align=alignright width=300] Tina M. Stephens is the vice president branch administration for Fulton Savings Bank.[/caption] “The traditional bank lobby is certainly being evaluated by most institutions today, as the typical large, open and cavernous spaces do not necessarily meet the needs of today’s customers,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “Traditional lobbies often bisect traditional teller stations and customer service areas, which adds confusion, especially for the demographic who routinely use online banking and only access the lobby for customer service needs.” Despite the rollback in physical locations across the industry, Fulton Savings Bank began modernizing its six branch offices in Oswego and Onondaga counties about three years ago and have finished four offices so far in Baldwinsville, Fulton, Constantia, and Phoenix. “We made the decision to build a new branch across the street from our current office in Brewerton which will be completed by the end of 2026, and we will begin the retrofit of our Central Square office in early 2027,” Stephens said. “Our efforts specifically address where we think customers will be in the next three to five years and have greater flexibility to make changes out into the future.” The bank may be onto something, as numerous reports state that screen-weary Gen Z young adults crave more in-person interactions than virtual ones. If the pendulum continues to swing in that direction, it’s hard to see all physical bank areas disappear, even if they change somewhat. Fulton Savings Bank has also consolidated its teller and customer service representative areas to larger “universal banker” areas, where the bank representative can address all customer retail needs. A one-stop-shop experience appeals to busy banking customers who want to perform a few different banking tasks in one visit. Stephens also said that Fulton Savings Bank made additional technology and security enhancements and created flex spaces to accommodate bank meetings throughout the two-county branch footprint. At Solvay Bank, Elizabeth Lavier, vice president marketing and communications manager, lauded digital and online services as convenient and flexible for managing finances; however, “technology is not meant to replace what matters most: the relationships behind every account that have always been at the heart of community banking,” she said. “Even in today’s digital-first world, people of all ages still value the opportunity to sit down with a trusted banker for personalized guidance. We understand that some of life’s biggest moments call for more than a screen.” Lavier views digital banking as another way for the organization to serve customers rather than a replacement for branches, tellers and lenders, which tend to serve customers better for transactions like buying a first car, purchasing a home, saving for a child’s education, or planning for retirement. “Those conversations, built on understanding, experience and personal guidance, are what community banking is all about,” Lavier said. “At the end of the day, banking is about more than transactions. It’s about helping our customers achieve their goals and being there for them every step of the way. By combining the convenience of digital banking with the care, commitment, and personal service of a local community bank, Solvay Bank offers customers the best of both worlds.” Are Paper Checks Destined to Disappear? With the ubiquity of debit cards, online payments, virtual checks and peer-to-peer payment platforms like Venmo, Zelle and PayPal, will paper checks become passe? “In my view, paper checks are unlikely to disappear in the near future,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “They continue to serve a practical purpose by providing a clear paper trail and tangible proof of payment.” According to the American Banker, a leading trade publication that covers the banking and financial industry, in 2024, checks accounted for 65% of all payment fraud losses. Paper checks should be phased out, according to the publication. “The phrase, ‘The check’s in the mail’ probably sounds strange to younger people because the era of paper checks is rapidly drawing to a close. Put bluntly, checks are an expensive, insecure legacy that is a drag on the U.S. economy. Rather than wait for them to vanish slowly, the pragmatic choice is to strategically accelerate the transition to paperless payments.”

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Retiring from Farming

Start now to ensure your farm passes to the next generation Deborah Jeanne Post [caption id=attachment_11062 align=alignright width=405] Adam C. Howell, outreach director at Cornell’s NY FarmNet: “Retirement from farming is atypical planning,” he says.[/caption] Roughly 70% of family-owned farms will transfer ownership withing the next two decades, according to data from to the USDA census. Only 30% of those will remain in the family. The number of farms in New York is shrinking as the size of farms increases. In other words, there are fewer farms in the state, but they’re much larger. This is why succession planning is so important for family farms. A farm represents not only a way to make a living but a legacy and family tradition. Many families want to preserve the small farm segment of agriculture and the values it represents. Passing the family farm to the next generation can’t be left to chance. And it shouldn’t be left for “the kids to figure out” after the older generation dies. Succession planning in agriculture isn’t like other types of business retirement planning or personal final planning. “Retirement from farming is atypical planning,” said Adam C. Howell, outreach director at Cornell’s NY FarmNet. “Most farmers, their assets and the way they live and survive in retirement is tied up in the equity in the farm. Those conversations must take place a lot earlier than they think. They’re dealing with something asset-heavy that may require a trust and tax planning.” NY FarmNet offers farmers free, confidential consultation services regarding financial and business management, and family, and mental health support for farmers in New York state. It’s a program of Cornell University in Ithaca. Howell urges farmers to begin the conversation early. Most family farms are run by generations with the oldest generation most involved and typically with fewer of the middle-aged adults and young adults involved. Some of the younger generation may have off-farm jobs and not live on the homestead. “Different people have different expectations on their legacy,” Howell said. “Intergenerational conflict and discussions can be difficult. It may be good to check with NY FarmNet or Ag Mediation to help mediate these conversations with a third party. A lot of farms have broken up because people can’t decide how to divide things.” New York State Agricultural Mediation Program is a USDA‑certified, free or low‑cost service for farmers. Fair is not always equal. A sole owner simply stating that he wants to divide things equally among his children may leave one-quarter of the farm operation to an adult child who moved away and hasn’t sat in a tractor for decades. The three adult children who have toiled on the farm for 30 years may need to buy out the fourth, non-farming sibling but cannot because all of their money is tied up in the equipment, land and stock that supports their livelihood. Their payrate may not allow them to set aside much to buy out the non-farming sibling. As a result, they may need to sell parts of the farm off in order to keep it. However, doing so may limit their ability to sufficiently support their families. The farm owner may need to bequeath more assets to the farming siblings because their efforts have kept the farm going and without those assets and their work, the farm will cease operations. Howell advises seeking professional help on tax and legal issues. Without it, families can be exposed to expensive problems and infighting. A third-party expert can help farm families navigate what is truly fair in the family’s succession plans. Beyond the practical aspects of inheritance, succession also relies upon planning who will operate the farm and how. “I think it’s important that farmers understand the means and methods of farming are always changing,” Howell said. For example, many young adult farmers earn a degree at a school such as Cornell, SUNY Cobleskill or Morrisville, work on a different farm for a while and then return to their family farm with big ideas on how to improve the farm — if only their dad and uncles will agree. Intergenerational conflict is often centered on newer ideas such agritourism, online marketing and shipping goods. “It causes conflict,” Howell said. “A lot of it comes down to communication and respect within the family. If no one in the family wants to take on farming, what we’ll see is older farmers start to help trusted managers buy into the farm.” The middle-aged generation, now in their 40s and 50s, often struggle with wresting the helm from their parents. Howell said that many older farmers don’t discuss with their grown children their vital business information such as vendors, ordering supplies, pricing, recordkeeping and farm planning. They even claim that “the kids” aren’t ready yet. These gaps in cross-training may cause significant problems even before the older generation dies, if there’s an illness or injury. Howell urges farmers to document these processes and cross-train others on the farm how to handle these areas “to make sure if one person is incapacitated, the entire operation is not at risk,” he said. Mark Modzeleski, financial adviser, financial planner and president at Legacy Wealth Advisors of NY in Syracuse, advises families to talk sooner than later about who should be operating the farm. “Someone is driving the farm,” he said. “Have you decided who? Be honest when you have that conversation. Who do they turn to when there’s a question? Or who has the potential to be leaders?” Planning for leadership continuity is vital. Unfortunately, talking like this can become fraught with emotions if it’s only the family involved. Modzeleski advised finding a third party who can help drive the conversation. “Invite the right people to the conversation who can get you from point A to point B,” he said. “This is a marathon, not a sprint.” It may take sitting down a few times with an estate planning attorney who specializes in farm transition, along with a tax professional and others who can help moderate and plan. Family members, owners and possibly, integral farm managers should attend the meetings. “Figure out what you want your legacy to be,” Modzeleski added.

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Washington Huskies Head Coach Gets Honest About Program's Financial Limitations

Jedd Fisch expanded about the money the teams poured into the roster, which ranks near the bottom of the Big Ten.

Oct 14 • 7:17 AM EDT • Sports • sports.yahoo.com

Trust in science falls fastest among those left behind

Trust in science has fallen to per-pandemic levels, especially among those living in financial insecurity, Wellcome Global Monitor finds.

Oct 14 • 5:02 AM EDT • Science • scidev.net

Financial health scores ask nothing of banks. That is why they love them.

Learn about financial health scores and how they impact consumer finance. Are they beneficial or simply a façade for banks?

Oct 14 • 3:30 AM EDT • Health • cuinsight.com

Wintrust Hires Atwell to Help Expand Business Development for Wintrust Specialty Finance

Wintrust Financial added Sean Atwell, vice president of business development, to Wintrust Specialty Finance.

Oct 14 • 2:52 AM EDT • Business • monitordaily.com

Retirement advisors have a major small business opportunity

State mandates and plan complexity are opening doors for financial advisors in the 401 market.

Oct 14 • 2:31 AM EDT • Business • investmentnews.com

IMF sounds alarm on rising government borrowing costs

Rolling coverage of the latest economic and financial news

Oct 14 • 2:08 AM EDT • Business • theguardian.com

China’s Exports Soar, Putting Its Trade Surplus on Track for a Record

China’s exports grew last month at the fastest pace in almost any month since the end of the global financial crisis.

Oct 14 • 12:00 AM EDT • Business • nytimes.com

Bank of America, Johnson & Johnson, Six Flags Entertainment, Citigroup and Applied Materials: Why These 5…

BAC, JNJ, FUN, C, AMAT were among the stocks seen trending among investors on Tuesday, Oct. 13, 2026.

Oct 13 • 9:21 PM EDT • Entertainment • benzinga.com

Skill game machines shut off statewide, leaving Lancaster County businesses struggling

Businesses in Lancaster County are facing financial losses after Pace-O-Matic shut off skill game machines statewide, requiring their removal by a midnight deadline.

Oct 13 • 6:47 PM EDT • Business • wgal.com

PSG's Luis Enrique hopes Man City avoid sanctions

PSG boss Luis Enrique says he was surprised to learn Manchester City had been found guilty of breaching Premier League financial rules and hopes the club avoid sanctions.

Oct 13 • 1:50 PM EDT • Sports • sports.yahoo.com

Football regulator David Kogan: ‘I will quit if politics meddles in Man City case’

Independent football regulator David Kogan has vowed to resign if the government tries to interfere in how the Manchester City financial charges are handled.Kogan insisted the Independent Football Reg...

Oct 13 • 1:25 PM EDT • Politics • sports.yahoo.com

Albertsons launches business review, pulls outlook as profit falls

Albertsons launches a broad business review and suspends its financial outlook after a sharp profit decline, aiming to improve cost structure and shareholder returns.

Oct 13 • 1:19 PM EDT • Business • idahobusinessreview.com

Poll: Majority of Americans say Trump prioritizes his personal financial interests over U.S. as a whole

Most Americans think Donald Trump is profiting off the presidency in unethical or illegal ways and is focused more on his wealth than helping people like them, a new AP-NORC poll finds.

Oct 13 • 12:30 PM EDT • Politics • pbs.org

Albertsons launches business review; seeks over $8B from Kroger

Company withdraws financial guidance as it seeks a “comprehensive turnaround plan”

Oct 13 • 12:22 PM EDT • Business • supermarketnews.com

Albertsons Beats Second-Quarter Earnings Estimates but Withdraws 2026 Guidance Amid Business Review

Albertsons Companies, Inc. (NYSE:ACI) reported second-quarter fiscal 2026 adjusted earnings above analyst expectations, although declining comparable sales and weaker profitability prompted the US grocery retailer to withdraw its full-year financial outlook.

Oct 13 • 8:26 AM EDT • Business • finance.yahoo.com

Criticized for what? Maresca not sorry about Man City celebrations

Enzo Maresca has brushed off criticism of the way Manchester City celebrated their victory at Liverpool on Sunday. City triumphed 3-0 at Anfield in their first match since the club were found guilty of breaking the Premier League’s financial regulations.

Oct 13 • 8:18 AM EDT • Sports • sports.yahoo.com

Manulife Launches Enterprise AI Platform to Scale AI Solutions and Deliver Business Value Across Global Operations

/PRNewswire/ -- Manulife today announced the launch of its proprietary enterprise AI platform, marking a significant milestone in the company's journey to...

Oct 13 • 8:00 AM EDT • Business • prnewswire.com

Manulife Launches Enterprise AI Platform to Scale AI Solutions and Deliver Business Value Across Global Operations

/PRNewswire/ -- Manulife today announced the launch of its proprietary enterprise AI platform, marking a significant milestone in the company's journey to...

Oct 13 • 8:00 AM EDT • Business • prnewswire.com

Were any current Man City players signed during charges period?

BBC Sport's Ask Me Anything team looks at whether any Manchester City players were signed during the time the club have been found guilty of breaching the Premier League's financial rules.

Oct 13 • 6:13 AM EDT • Sports • sports.yahoo.com

Tencent Music Entertainment Group to Report Third Quarter 2026 Financial Results on November 17, 2026

Tencent Music Entertainment Group ("TME," or the "Company") (NYSE: TME and HKEX: 1698), the leading all-in-one music and audio entertainment platform in China, today announced that it will report its unaudited financial results for the third quarter of 2026 before the U.S. market opens on Tuesday, November 17, 2026.

Oct 13 • 6:00 AM EDT • Entertainment • finance.yahoo.com

Experian Health Integrates Income and Employment Verification into Patient Financial Clearance to Help Streamline Medicaid Screening

COSTA MESA, Calif., October 13, 2026--Experian® Health today announced the addition of income and employment verification capabilities to Patient Financial Clearance.

Oct 13 • 6:00 AM EDT • Health • finance.yahoo.com

Tencent Music will discuss third-quarter results in a 6 a.m. Eastern webinar on Nov. 17.

Management will discuss business and financial performance at 7 p.m. Beijing/Hong Kong time; its investor relations site will host a live and archived webcast.

Oct 13 • 6:00 AM EDT • Entertainment • stocktitan.net

Small group health insurance market rates announced

Media Release, Office of Superintendent of Insurance (OSI) Santa Fe, NM – The New Mexico Office of Superintendent of Insurance (OSI) has approved 2027 health insurance premium rates for the small group health insurance market. As of March 2026, over 31,000 New Mexicans were enrolled in a small group plan. The average increase across small group plans is 19.8%. These rates take effect on January 1, 2027. The carriers offering small group coverage in New Mexico in 2027 are: Blue Cross Blue Shield of New Mexico (HealthCare Service Corporation) Presbyterian Health Plan Presbyterian Insurance Company UnitedHealthcare of New Mexico UnitedHealthcare Insurance Company Key Factors Driving the Rate Increases The primary factors that contributed to the 2027 increases are: Claims Experience - Higher than expected 2025 New Mexico claims experience, which is the foundation for the 2027 rate development. Cost Trend - Higher utilization and inflation impacted healthcare costs services, which impacts medical services and pharmaceutical costs nationwide. Risk Pool Changes - Nationwide, businesses with healthier employees are opting for alternative health coverage not under the Affordable Care Act (ACA). This results ina smaller and less healthy small group ACA risk pool. Final approved rates will be posted on the OSI website. To view the carrier rate sheets and rate increase specifics, visit the Office of Superintendent of Insurance website here. The Rate Review Process Conducted by OSI The OSI rate review process focuses on approving rates for health insurance plans that are actuarially sound, not excessive, inadequate, or unfairly discriminatory and ensuring health insurance rates comply with all state and federal laws. For more information, visit the Office of Superintendent of Insurance website at https://osi.state.nm.us/en/. *** About the Office of Superintendent of Insurance The Office of Superintendent of Insurance (OSI) is New Mexico’s regulatory agency responsible for overseeing a wide range of insurance products, including private health and life insurance, auto, home, business, and title insurance. OSI regulates private health plans in the individual, small group, and large group markets, ensuring that premium rates are fair, companies are financially sound, and health care insurance coverage is reliable. While OSI does not have authority over self-funded health plans, where an employer assumes the financial responsibility for paying employee health care claims, Medicaid, Medicare, or TRICARE, OSI plays a vital role in protecting consumers by reviewing premium rates, monitoring insurance company conduct, and licensing producers (formerly known as insurance brokers and agents).

Oct 12 • 11:20 PM EDT • Health • yournewsnm.com

Threat of AI share crash puts world financial stability at risk, says IMF

High valuations and debt put sector in danger, while fund also warns on government borrowing and cyber-attacks

Oct 12 • 11:15 PM EDT • Business • theguardian.com

Getty Images to restructure via bankruptcy; no Seattle layoffs planned

Seattle-based Getty Images is filing for bankruptcy and going private through a restructuring deal with financial backing from the Getty and Koch families.

Oct 12 • 9:33 PM EDT • Business • seattletimes.com

Montanans shopping for health insurance face rising costs, shrinking subsidies, fewer choices

Open enrollment for the federal Health Insurance Marketplace starts Nov. 1. People with those plans faced higher premiums this year because of declining financial help from the federal government. Many Montanans chose lower levels of coverage or canceled their plans altogether.

Oct 12 • 8:57 PM EDT • Health • mtpr.org

Chicago-area business owner hit with $2,150 towing bill after stolen trailer recovered

A suburban Chicago landscaping business owner who lost tens of thousands of dollars in equipment to thieves says recovering his stolen trailer came with another unexpected financial blow: a $2,150 towing bill.

Oct 12 • 7:06 PM EDT • Business • fox32chicago.com

Financial planners can help rebuild after natural disasters

Natural disasters are among the most disruptive complications that can impact a family. Many Northwest Arkansas residents remember the tornadoes that ripped through Benton and Madison counties in May 2024...

Oct 12 • 4:39 PM EDT • Business • talkbusiness.net

Dauch restructures executive roles, hires new CFO

Dauch Corp. announced its plans to name a new chief financial officer on Monday, as well as a restructuring of its executive team as it makes succession planning moves.

Oct 12 • 12:30 PM EDT • Business • crainsdetroit.com

Marsh survey examines how health systems are managing capital, investment strategies

Health systems’ finances improved in 2026, but many organizations remain under enough pressure to keep tapping reserves, taking on debt, and turning to investment portfolios for financial flexibili | Forty-three percent of respondents report expecting to draw on reserves in 2026, up from 37% the year prior.

Oct 12 • 11:00 AM EDT • Health • fiercehealthcare.com

Here are the results of an independent look at the financial health of Lancaster County\'s hospitals

Penn State Health Lancaster Medical Center’s financial status improved considerably from 2024 to 2025, during which time it shaved off almost $40 million of its operating deficit, according to an

Oct 12 • 10:52 AM EDT • Health • lancasteronline.com

Henrico Business in Brief: Oct. 12, 2026

HHHunt announced a leadership transition that will take effect July 1, 2027. Buck Hunt will step down as chief executive officer and remain chairman. Chief Financial Officer Ann Kelly will become CEO, Steve Brant will become CFO, and Steve Fritz will remain chief operating officer. Clinic Properties purchased an 8,

Oct 12 • 8:59 AM EDT • Business • henricocitizen.com

Oscar Health, Inc. 2026 Third Quarter Earnings Conference Call

Oscar Health will release its third quarter 2026 financial results on Thursday, November 5, 2026.

Oct 12 • 8:01 AM EDT • Health • businesswire.com

How Andy Simone Built Fraction Finance on Relationships : I95 Business

Fraction Finance founder Andy Simone combines financial expertise and authentic networking to help businesses grow through strategic guidance and relationship

Oct 12 • 8:00 AM EDT • Business • i95business.com

FIFPRO study finds women's football players consider leaving game early for financial and mental health reasons

Women's football players are considering leaving the game early because of financial pressures and mental health concerns, according to a new report by players' union FIFPRO.

Oct 12 • 6:00 AM EDT • Health • espn.com

The Financial Mistake Too Many Business Owners Make

The financial mistake many women business owners make is focusing on revenue instead of building wealth. Learn why thinking like an investor matters.

Oct 12 • 5:00 AM EDT • Business • finance.yahoo.com

UK inflation pressures hits three-year high; Nobel prize for economics awarded today

Rolling coverage of the latest economic and financial news

Oct 12 • 2:34 AM EDT • Business • theguardian.com

Man City charges cloud hangs over Premier League season

Manchester City emerged unscathed from a hostile reception at Anfield in their first match since a guilty verdict on widespread financial impropriety, but a 3-0 win over Liverpool highlighted the uncertainty that now surrounds the Premier League season.Yet those points could count for nothing unless City are successful in their appeal against the findings of an independent commission, that found them guilty of over 100 Premier League charges.

Oct 11 • 9:56 PM EDT • Sports • sports.yahoo.com

The Black British Business Awards 2026: Meet the winning leaders, innovators and changemakers shaping UK industry

Celebrating the brilliance, visibility and impact of Black British talent, this year's winners of The Black British Business Awards 2026 were chosen from Senior Leaders and Rising Stars spanning STEM, Fashion, Beauty & Consumer, Arts & Media, Entrepreneurs, Financial Services, Professional Services and Retail & Hospitality, underlining what can be achieved when organisations champion and amplify Black talent and allow it to #SHINE.

Oct 11 • 9:00 PM EDT • Business • finance.yahoo.com

Californians are ‘really losing sleep’ over this financial burden

Medical bills have become Californians’ top financial worry, a new survey finds, with many saying health care costs are forcing them to delay care and make painful tradeoffs.

Oct 11 • 6:43 PM EDT • Health • sfchronicle.com

Inside the Financial Troubles of the Woman's Club of Hollywood

The 121-year-old nonprofit Woman’s Club of Hollywood is in financial turmoil due to a debt scandal involving its former executive director.

Oct 11 • 11:58 AM EDT • Entertainment • lamag.com

🚨 BREAKING: Liverpool & City name XIs for highly-anticipated PL clash

Liverpool and Man City go head-to-head at Anfield this afternoon as the Citizens play their first match since being found guilty of financial breaches in the Premier League. The Reds will hope to co...

Oct 11 • 10:16 AM EDT • Sports • sports.yahoo.com

Manchester City charges: Appeal, sanctions and timelines explained

City have been found guilty of breaching the Premier League’s financial rules and now face points deductions, huge fines and even expulsion as punishment

Oct 11 • 10:13 AM EDT • Sports • sports.yahoo.com

Boone Health earning statements indicate financial trouble despite 2025 profits

For the first half of 2026, the hospital’s earnings were sitting at negative $5.2 million, according board documents.

Oct 11 • 8:26 AM EDT • Health • komu.com

Three years after October 7, Israeli reservists are still fighting to save their businesses

Hundreds of days in uniform have left self-employed reservists struggling with lost clients, stalled projects and businesses that can be difficult to restart. Three business owners describe the financial and personal toll of repeatedly leaving work to serve, and the support helping them prepare for the next call-up.

Oct 11 • 7:46 AM EDT • Business • calcalistech.com

What did Manchester City do? Financial investigation, guilty verdicts explained

Oct 11 • 7:02 AM EDT • Sports • sports.yahoo.com

US economic campaign targets Iran's political survival, experts say

US sanctions and a naval blockade are increasingly targeting the financial networks and security structures sustaining the Islamic Republic, raising questions about whether economic pressure can force political change, experts said on Iran International's Insight.

Oct 11 • 6:09 AM EDT • Politics • iranintl.com

How do you teach children to handle money?

Dear Liz: My daughter (51) blames me (74) almost daily for her financial problems.

Oct 11 • 6:00 AM EDT • Business • latimes.com

Liverpool vs Manchester City – Match preview and team news

Liverpool host Manchester City at Anfield on Sunday afternoon, with City playing for the first time since an independent commission found them guilty of breaching the Premier League’s financial rule...

Oct 11 • 12:00 AM EDT • Sports • sports.yahoo.com

Manchester City XI vs Liverpool – Predicted lineup and team news

Manchester City visit Liverpool on Sunday afternoon as Premier League leaders with a perfect record, in their first match since being found guilty of breaching the league’s financial rules. They hav...

Oct 11 • 12:00 AM EDT • Sports • sports.yahoo.com

In MLB’s final 4, it’s the sport’s biggest spender and 3 budget-savvy rivals

A comparison of rosters brings into stark relief the vastness of the Dodgers’ financial edge over the Brewers, Guardians and Rays.

Oct 10 • 10:45 PM EDT • Sports • nytimes.com

Trust in science falls as Covid-era confidence fades, global survey finds

Global trust in science falls after Covid, with the steepest drop among people facing financial hardship, a Wellcome survey finds. Read more at straitstimes.com.

Oct 10 • 10:09 PM EDT • Science • straitstimes.com

Bessent mocks Sen Warren, wishes her 'Happy Indigenous Peoples' Day' in response to letter

Scott Bessent accused Elizabeth Warren of having little knowledge about financial markets in a snarky response to her 10-year treasury yield letter.

Oct 10 • 6:21 PM EDT • Business • foxbusiness.com

Maresca: Man City players can shut out controversy against Liverpool

Enzo Maresca has no concerns about his players' mentality as Manchester City brace themselves for a hostile reception at Liverpool. City travel to Anfield on Sunday for their first match since it was announced the club had been found guilty of breaching the Premier League's financial regulations.

Oct 10 • 7:18 AM EDT • Sports • sports.yahoo.com

Jeff Kizer doesn’t equate money with happiness. But his future concerns him.

among a handful of participants selected to work one-on-one with a financial expert for CNN’s Savings Challenge. This story was originally featured in the October 2 Savings Challenge newsletter.

Oct 10 • 6:00 AM EDT • Business • cnn.com

Sarasota County commissioner’s husband paid $42K by lobbyist for developers

The financial relationship between Tallahassee lobbyist and Sarasota County Commissioner raises concerns about potential conflicts of interest under Florida ethics law.

Oct 10 • 5:00 AM EDT • Politics • wusf.org

Many Kauai small businesses hanging on by a thread waiting for financial aid

A month after Hurricane Lowell destroyed businesses and caused a dramatic slowdown in customers, many Kauai operators are barely hanging on. The federal government announced approval of major disaster aid

Oct 9 • 9:02 PM EDT • Business • kitv.com

CFTC Can’t Tell the Difference Between Sports Betting and Derivatives Trading

WASHINGTON, D.C.— Benjamin Schiffrin, Director of Securities Policy for Better Markets, issued the following statement after the Commodity Futures Trading Commission (CFTC) proposed a rule that treats event contracts on sports, elections, and pop culture as financial derivatives and adopted a rule that attempts to distinguish ‘casino-style gambling products’ that it says are not swaps from

Oct 9 • 5:11 PM EDT • Sports • bettermarkets.org

City of Laurel Encourages Local Businesses to Participate in 2026 Small Business Credit Survey

(LAUREL, MD) The City of Laurel’s Department of Economic & Community Development is encouraging local business owners and key financial decision makers to participate in the Federal Reserve&

Oct 9 • 3:37 PM EDT • Business • cityoflaurel.org

NC sues state’s biggest hospital chain, extends enrollment deadline for State Health Plan

North Carolina Treasurer Brad Briner is suing Atrium Health over new payment strategies he says could endanger the financial health of the State Health Plan, which insures 750,000 state workers and others.

Oct 9 • 2:49 PM EDT • Health • wral.com

Gears of War: E-Day sells 230K copies

Gears of War: E-Day has sold 230K copies since its advance-access launch on October 1 and full release on October 6. Steam accounts for 168K of those, with Xbox (console and PC) selling 62K. But there’s more to this story, as Xbox makes up the bulk of revenue. E-Day is the best-reviewed Gears game in nearly two decades (and the best one ever made, in my opinion). The Coalition has made a banger here (it’s currently in my top 10 of the year). Despite E-Day’s undeniable quality, this is a soft result. And it’s down to the business model, really. E-Day has made $37M so far, thanks to the Premium upgrade On Xbox, Game Pass is cannibalising much of the premium revenue. Our estimates show that 1.7M folks accessed E-Day via their subscription rather than a copy. But Xbox is having it both ways – or having it halfway, at least – via its Premium Edition Game Pass upgrade. Game Pass subscribers could pay $30 (or their local equivalent) for up to five days of early access starting October 1. Our estimates show that of the 1.7M who accessed E-Day through Game Pass, 722K paid for the upgrade. Between the review embargo lifting on October 1 and the full release, E-Day managed to shift another 250K early-access upgrades – no doubt helped by the campaign’s rave reviews. So despite selling far fewer copies on Steam, Xbox accounts for almost three-quarters of the revenue (roughly $26M of the $37M, versus about $11M on Steam). So “230K copies” undersells the paying audience. Including the 722K upgrades, nearly 950K people actually paid something for E-Day. The $30 upgrade is a halfstep from cannibalisation, but will Xbox go all the way? While E-Day is a sublime game, these are soft numbers for a flagship when Xbox badly needs revenue wins. E-Day sold 62K copies on Xbox against 722K Premium upgrades, so for every one copy sold on Xbox, nearly 12 Game Pass upgrades were sold. The $70 premium SKU is – functionally – dead on Xbox. Normally you can’t see what a Game Pass player would have paid, because the game’s just there in the subscription. But the $30 early-access upgrade estimate shows that 722K people demonstrated they’ll spend real money on this game. In a world without day-one Game Pass, many of these folks would have bought E-Day at $70. They paid $30 for five days early access to something they don’t own. Xbox is, in effect, charging its most valuable customers the least, based on a hangover from a tried-and-exhausted strategy from a previous administration. Those 722K willing-to-pay players generated about $21.7M via the upgrade. If three quarters of this group – mostly US and European audiences – bought E-Day outright, that’s nearly $40M. Of course, Game Pass does bring in meaningful recurring revenue, and E-Day is adding value for hundreds of thousands of subscribers. However, Game Pass is no longer growing, so Xbox is at a crossroads. Xbox is reportedly looking to do a Netflix and bolt on an ad-supported tier to pad it further. But that will just set a new floor, and leadership keeps telling us the priority now is revenue growth, which is subscriber-speak for ARPU. Xbox has already pulled Call of Duty from day-one Game Pass after day-one inclusion hammered its sales, with new CoD titles now arriving on the service around a year late. We know that some Microsoft executives believe the service devalues games outright, and rumours (which Microsoft has dismissed so far, to be fair) suggest that day-one releases could be taken off Game Pass. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe When a game this well-reviewed does this softly on its home platform, the model – not the game – gets brought into question. What else E-Day’s early adopters have played (including this month so far) Looking at E-Day‘s players on Xbox, most have played the franchise before (86% have played Gears 5, 76% Gears 4), and every game on the crossover list is either a shooter or a title from an Xbox-owned studio (though Game Pass is inflating those numbers, of course, more on that later): As for what else Xbox’s E-Day players have played this month, the top three are Fortnite (16%), Roblox (7%), and Call of Duty (6%). Another 5% played Minecraft Dungeons II, which is also on Game Pass and launched a couple of days before Gears‘ advance-access date. Many Game Pass players are happy to check out most big new additions. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Over on Steam, the top crossover games are also mostly shooters (slightly more PC-coded ones), including Space Marine 2, which was itself heavily inspired by Gears: Looking at what E-Day‘s Steam players are into this month shows who they are – as subscriptions don’t skew the data. The top three are Wardogs (13%), Deadlock (12%), and CS2 (10%), so you’ve got the restless shooter crowd checking out the new hotness. A little further down are Helldivers 2 and Space Marine 2, your co-op PVE shooter players who’ll feel right at home in Horde mode. Game Pass is skewing the playtime distribution on Xbox Looking at the playtime distribution in our platform, E-Day players on Steam are – relatively speaking – playing for longer: 54% of E-Day players on Xbox have played for five hours or less (versus 32% on Steam) 19% of Xbox players played for over 15 hours (versus 33% on Steam) 14% of Xbox players played for over 20 hours (22% on Steam) The absolute number of people playing for over 15, 20, and 50 hours is, of course, bigger on Xbox, thanks to the sheer volume of folks who came in through Game Pass (upgraders included). None of that is cause for alarm. Game Pass is the reason Xbox playtime skews lower, as when a game is free to try, people try it and bounce without putting in even an hour (17% under an hour on Xbox versus 6% on Steam). Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe The subscription brings in tourists alongside the committed, dragging down the average even when the game is excellent (but also perhaps winning over the uninitiated). It’s standard across every subscription-included title, on PS Plus too. Forza Horizon 6, for instance, had 11% of its Xbox players bounce under an hour, versus just 2% on Steam. So, Xbox’s crossroads So there we have it. Gears of War: E-Day is an incredible game whose revenues have been stifled by subscription inclusion and exclusivity. It’s the best-reviewed entry in the series in fifteen-odd years, but it still turned into one of the year’s softer flagship launches, not because players didn’t want it, but because Xbox’s own storefront gave its most willing buyers a reason not to pay. Which leaves Xbox at a crossroads. Will it keep making Gears games when the financial returns are this thin and the margins this low? And if it does, does the next one arrive off Game Pass at day one – the way CoD now does, or even on PlayStation? I think it should. Alright, back to E-Day for me! The last word Reply to this email – or reach out here – if you have any feedback for the newsletter – or want to request a game for us to cover. [Alinea Analytics boasts the most accurate PC and console estimates in the business. Game makers use our platform to understand their audience, keep an eye on the competition, monitor sales trends, and spot new opportunities. We equip game studios and financial institutions with accurate data and the confidence to make smarter, data-driven decisions. Want to talk about all things games market data? We’d love to chat!]

Oct 9 • 11:49 AM EDT • Technology • alineaanalytics.substack.com

Commentary: Not even Tom Cruise could save ‘Digger’

Continuing a concerning trend for Warner Bros. in 2026, its latest release is buried in a financial hole no film can escape. Alejandro González Iñárritu’s "Digger" arrived over the weekend

Oct 9 • 11:04 AM EDT • Entertainment • recorderonline.com

Will MAHA survive the midterms?

As the midterm elections draw near, the MAHA movement is nearly invisible on the campaign trail and struggling to find a financial or messaging foothold in key races.

Oct 9 • 4:30 AM EDT • Politics • statnews.com

Trump bought over $1 million in SpaceX debt days before unveiling space policy

The purchase, revealed in his latest financial disclosure, involved a firm directly affected by his administration’s actions — and led by presidential ally Elon Musk.

Oct 8 • 5:53 PM EDT • Politics • washingtonpost.com

Exclusive: House Democrats ask Kimberly Guilfoyle for records related to alleged pay-to-pay scheme

Democrats from the House Oversight Committee on Thursday asked U.S. Ambassador to Greece Kimberly Guilfoyle for financial records and communications with Trump administration officials after allegations that she engaged in a pay-for-play scheme.

Oct 8 • 5:50 PM EDT • Politics • pbs.org

MBA Research Ranking: The Most Influential Business Schools

The Financial Times assesses MBA programs in academic research when it comes to reaching and influencing policy makers and practitioners.

Oct 8 • 5:31 PM EDT • Business • poetsandquants.com

OpenAI's annualized revenue $20 billion less than previously signaled, FT reports

OpenAI's annualized revenue is about $20 billion less than has been previously signaled, the Financial Times reported ​on Thursday, citing financial documents shared with investors.

Oct 8 • 5:12 PM EDT • Business • reuters.com

Business Bulletin: BBB warns of healthcare fraud during open enrollment

If you or a family member are considering changes to your Medicare or Healthcare.gov coverage during open enrollment, your Better Business Bureau (BBB) urges you to be cautious of unsolicited calls, emails, and texts offering to help you find the best plan or deal. Scammers often take advantage of open enrollment to trick people into sharing personal information, Medicare or insurance details, and financial information.

Oct 8 • 4:54 PM EDT • Business • timesfreepress.com

Guardant Health to Report Third Quarter 2026 Financial Results on November 5, 2026

PALO ALTO, Calif., October 08, 2026--Guardant Health, Inc. (Nasdaq: GH), a leading precision oncology company, today announced it will report financial results for the third quarter 2026 after market close on Thursday, November 5, 2026. Company management will webcast a corresponding conference call beginning at 1:30 p.m. Pacific Time / 4:30 p.m. Eastern Time.

Oct 8 • 4:05 PM EDT • Health • finance.yahoo.com

Bert Nash panel to discuss how food, finances and physical health affect wellness

Panelists will discuss how physical health, financial well-being and food security shape overall wellness at an upcoming event hosted by Bert Nash.

Oct 8 • 2:14 PM EDT • Health • lawrencekstimes.com

Man City charges: Erling Haaland encourages club's fans to stay positive after guilty verdict

Man City were found guilty of all charges related to serious breaches of Premier League financial rules by an independent commission; City have lodged their appeal against the verdict

Oct 8 • 12:00 PM EDT • Sports • skysports.com

The ripple effect: Why one business event rarely stays in one department

A single sanctions alert can move through compliance, legal, tax, and risk within hours. See why financial institutions and insurers need one trusted evidence base to keep up.

Oct 8 • 11:10 AM EDT • Business • legal.thomsonreuters.com

Awbury enters Japan’s credit insurance market

Bermuda-based Awbury Insurance Ltd.’s Awbury Syndicate 2025 has expanded into Japan and began underwriting credit and financial risks on Oct. 1, The Royal Gazette reported.

Oct 8 • 10:13 AM EDT • Business • businessinsurance.com

Rice Business Wisdom marks 10 years of bringing faculty research to wider audience

The anniversary issue examines a technology reshaping how people work, learn and make decisions. Featured stories explore how AI and machine learning influence household financial decisions, what drives data center location decisions across the United States and whether generative AI can help organizations sustain creativity over time.

Oct 8 • 8:00 AM EDT • Business • news.rice.edu

Voluntary Business Update on Prosus Food Delivery

AMSTERDAM, October 08, 2026--Prosus N.V. (Prosus) (Euronext Amsterdam: PRX; JSE: PRX) today announces a letter to shareholders outlining a Food Delivery Update for Prosus. The financial information on which this update is based has not yet been reviewed nor reported on by Prosus’s independent auditor.

Oct 8 • 6:50 AM EDT • Business • finance.yahoo.com

Medical Debt Is Crushing Hospital Patients in Los Angeles. Public Health Officials May Have a Fix.

In Los Angeles County, the nation’s most populous, a new system could screen hospital patients for financial aid, preventing hundreds of thousands from getting bills they can’t pay.

Oct 8 • 5:01 AM EDT • Health • tradeoffs.org

Medical debt Is crushing hospital patients in L.A County. Health officials may have a fix

In Los Angeles County, the nation’s most populous, a new system could screen hospital patients for financial aid, preventing hundreds of thousands from getting bills they can’t pay.

Oct 8 • 5:00 AM EDT • Health • latimes.com

Financially troubled Redeemer Health failed to make a bond payment on Sept. 1

The Montgomery County nonprofit that owns Holy Redeemer Medical Center in Abington Township said it is working on "a reorganization of our hospital system to ensure its continued viability."

Oct 7 • 5:47 PM EDT • Health • inquirer.com

After topping $10B in revenue, Kirkland & Ellis will stop disclosing results

The Chicago-based legal giant will no longer provide financial figures to industry publications after reporting its 2026 results, the Financial Times reports.

Oct 7 • 5:11 PM EDT • Business • chicagobusiness.com

Dream's Angel Reese receives major contract update after DPOY win

Reese's award win comes with a financial windfall.

Oct 7 • 11:46 AM EDT • Sports • sports.yahoo.com

Accel Entertainment Announces Third Quarter 2026 Earnings Conference Call and Webcast

Accel Entertainment will announce third-quarter financial results on November 3, 2026, followed by a conference call and webcast.Quiver AI SummaryAccel Entertainment, Inc. announced that it will release its financial and operating results for the third quarter ending September 30, 2026, on November 3, 2026, after market close. The Company will hold a conference call and webcast at 4:30 PM ET to discuss the results, featuring CEO Mark Phelan and o

Oct 7 • 10:10 AM EDT • Entertainment • quiverquant.com

Naples Comprehensive Health Names Danny Hogan Chief Financial Officer

Naples, Fla., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Naples Comprehensive Health (NCH) announced today that Danny Hogan has been named its next Chief Financial Officer. Hogan joined the organization on Oct. 5. Hogan brings extensive health care finance and operational leadership experience to NCH. He previously served as Chief Financial Officer, Shared Services and Integrated Operations, at Bon Secours Mercy Health, a $14 billion nonprofit health system with 47 hospitals across the United States and

Oct 7 • 9:00 AM EDT • Health • finance.yahoo.com

The Politics of Sustainability Have Changed. The Business Case Hasn’t.

Corporate sustainability may have fallen out of favor in some executive and political circles, but the business case remains strong: Companies continue to invest because sustainability initiatives can deliver measurable gains in profitability, resilience, and growth. Drawing on research from NYU Stern’s Center for Sustainable Business and other recent studies, the article shows how four areas in particular—circularity, decarbonization, sustainable sourcing, and employee well-being—can lower costs, reduce risk, strengthen supply chains, improve productivity, and create new revenue opportunities. Examples from industries including automotive, healthcare, apparel, energy, consumer goods, and manufacturing illustrate how companies are capturing value through resource reuse, energy efficiency, resilient sourcing strategies, and investments in frontline workers. While the language of ESG may be losing momentum, the underlying business fundamentals have not changed: organizations that systematically address material environmental and social challenges, quantify the financial impact of their efforts, and embed sustainability into core decision-making are better positioned to improve operational performance and create long-term enterprise value.

Oct 7 • 8:25 AM EDT • Business • hbr.org

The Politics of Sustainability Have Changed. The Business Case Hasn’t.

Corporate sustainability may have fallen out of favor in some executive and political circles, but the business case remains strong: Companies continue to invest because sustainability initiatives can deliver measurable gains in profitability, resilience, and growth. Drawing on research from NYU Stern’s Center for Sustainable Business and other recent studies, the article shows how four areas in particular—circularity, decarbonization, sustainable sourcing, and employee well-being—can lower costs, reduce risk, strengthen supply chains, improve productivity, and create new revenue opportunities. Examples from industries including automotive, healthcare, apparel, energy, consumer goods, and manufacturing illustrate how companies are capturing value through resource reuse, energy efficiency, resilient sourcing strategies, and investments in frontline workers. While the language of ESG may be losing momentum, the underlying business fundamentals have not changed: organizations that systematically address material environmental and social challenges, quantify the financial impact of their efforts, and embed sustainability into core decision-making are better positioned to improve operational performance and create long-term enterprise value.

Oct 7 • 8:25 AM EDT • Politics • hbr.org

Hard Rock Stadium Selects Clover Sport to Power Point-of-Sale Solutions

Integrated Technology Supports Faster Transactions and Streamlined Operations Across Sports, Concerts and Global Events MILWAUKEE, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology, today announced that Hard Rock

Oct 7 • 8:00 AM EDT • Sports • investors.fiserv.com

More health claim denials will hurt patients and clinics

A measurable change is seen in the financial system supporting care. Data shows claim reductions and denials have increased by more than 30%.

Oct 7 • 6:02 AM EDT • Health • jsonline.com

Why Capital Markets Matter for National Development

The role of capital markets in development is not new. Prosperous societies developed mechanisms that connected savings with enterprise.

Oct 7 • 3:09 AM EDT • Politics • politicstoday.org

Valerio Therapeutics Provides an Update on Its Business and Presents Its Financial Results for the First Half of 2026

VILLEJUIF, France, October 07, 2026--Regulatory News: Valerio Therapeutics (FR0010095596 - ALVIO), a pioneering biotechnology company in the field of next-generation precision therapies ("Valerio", or the "Company"), provides an update on its operations and presents its financial results for the half-year ended 30 June 2026.

Oct 7 • 2:21 AM EDT • Business • finance.yahoo.com

Teladoc unveils remote monitoring, ambient AI features

The company’s virtual care platform has integrated artificial intelligence scribing and camera-based vitals monitoring as it works to recover from significant financial setbacks.

Oct 7 • 2:02 AM EDT • Health • healthcaredive.com