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Penguins Struggling, Murashov Softy Ends Another Sloppy Game
CHICAGO — Seven games into the season, and the Pittsburgh Penguins are still searching for consistency and battling big-time breakdowns. […]
Arsenic-laced well water plagues Malheur County mobile home parks
State health warnings haven’t led to solutions for predominately Hispanic communities in Eastern Oregon.
Anchorage House districts dominate political fundraising in Alaska legislative races
Legislative races for districts representing South Anchorage, the Hillside, Sand Lake and Campbell Lake could prove pivotal to the political makeup of the state House of Representatives.
Intermountain Health McKay-Dee Hospital Breaks Ground on New Specialty and Primary Care Facility to Increase Access for Patients in Weber County
Community leaders and caregivers from Intermountain Health McKay-Dee Hospital in Ogden broke ground on Tuesday for a new 80,000-square-foot medical building that will increase access to specialty and primary care for patients in Weber County.The new project will bring multiple specialty clinics together in a new facility with additional space fo...
Firefighters union pushes back on proposed health insurance increases for city-parish workers
Proposed health insurance increases for city-parish workers and retirees are drawing pushback ahead of a Metro Council vote scheduled for Wednesday.
Judge rejects NC State Health Plan's request to block Atrium affordability program
Atrium Health scored an early courtroom win on Tuesday when a judge rejected the state of North Carolina’s request for a temporary restraining order on an affordability program the health system pl | The state's treasurer has said the large health system's Affordability Protection Program, a response to being left out of a preferred provider program, would bankrupt the public health plan.
Local business donates 22 new mattresses to Bay County first responders
First responders across Bay County are getting a better night’s rest thanks to a donation from a local business.
India's youth protests over electoral rolls, but can 'cockroaches' threaten Modi's political grip?
Thousands detained, leaders arrested on arrival, and a capital under lockdown: the youth-led protests against the election chief have the attention of the Indian government. But experts say toppling it is another matter.
Preview: Chance to bounce back against Köln
Eintracht Frankfurt entertain 1. FC Köln at Deutsche Bank Park on Friday evening, determined to get back to winning ways with passion and mentality.BackdropEven though any evaluation after five of 34...
Today’s irreverent politics ignore ancient wisdom: The need to know your limits
Many Americans have decried today’s politics as ‘shameless.’ The antidote, a political philosopher argues, may be more reverence – awe at just how difficult democracy is.
Workday CEO Aneel Bhusri’s unfinished business
Workday rode a startup revolution in the 2010s to become a Fortune 500 software company. Can it turn back time to survive a new, AI-led uprising under the tutelage of one of its founders?
Workday and Anthropic Announce New Partnership to Connect Reasoning to the Rules That Run the Business, Wherever People Choose to Work
People Can Find Workday Information, Take Action, and Approve Work Through Sana Agents in Claude – Workday's Permissions and Business Rules Apply to Every Request, and the User Confirms Every Change
How American politics has changed under Trump
An increasingly unpopular president has tried to change the rules for American democracy.
Trillions Of Particles Pass Through You Every Second. What They Are
Neutrinos have always fascinated scientists as they pass through everything that's there on the plant, like Marvel's fictional character Juggernaut (though not like a wrecking ball).
Therapy animals: a special support system for Olympians’ mental health – “They can really help emotionally”
From therapy dogs to furry friends, animals have become adored and adorable companions to Olympians and Paralympians across the sporting world.
Lompoc demonstrators call for an end to ICE crackdown
Over 100 people assembled at the intersection of H Street and Central Avenue Friday, where chants and handmade signs marked an “ICE OUT” protest focused on federal immigration enforcement and
Wastewater release prompts health advisory for Eastern Lake in Santa Rosa Beach
Drinking water remains safe and is not affected by the advisory, according to the Florida Department of Health in Walton County (DOH-Walton).
Latino nonprofits start their own shops to make helping small businesses their business
Despite both a rise in costs and fears around immigration crackdowns, some Latinos are committing to championing other Latino entrepreneurs by offering access to a storefront
Robot Entertainment Kombat California Shutdown Explained
California shut down Robot Entertainment Kombat's unlicensed robot fights, exposing a deeper gap: China controls the rare earth magnets powering the
A multidisciplinary research institute to guide the business world
Temple’s Fox School of Business has partnered with five other schools to launch the Responsible Business Institute.
Fullspan Health on Winning the AI Search Revolution
As AI becomes a primary source of health information, healthcare marketers face a new challenge: ensuring their brands appear in the answers consumers receive. | Learn how Fullspan Health is helping brands improve AI visibility, build trust and engage patients across the healthcare journey.
Legendary comedian dies suddenly at 78
Ronnie Golden, the British entertainer known for “Spitting Image” and “The Young Ones,” died suddenly at his home at 78.
I dumped Microsoft Phone Link for this free open source app that does everything better
It does everything I need and more
Trump’s US-Russia diesel deal draws bipartisan criticism
President Donald Trump’s diesel deal with Russian leader Vladimir Putin is facing bipartisan blowback in the US as lawmakers warn that the Trump administration is defying a federal law meant to crackdown on Russia after the invasion of Ukraine.
Steelers report card: Jaylen Warren hot streak continues; Aaron Rodgers shines
The Pittsburgh Steelers graded out well in their 34-22 win over the Indianapolis Colts. Here's the breakdown by position group for the victory.
Sunderland 0-2 Brighton Player Ratings and Fan Reaction
Ferdi Kadioglu dominates and Yasin Ayari shines as the Seagulls return from the break in style. Discover who dazzled and who struggled in this comprehensive individual performance breakdown.
UMHB meets fundraising challenge for $50 million science lab facility
BELTON — A $5 million fundraising challenge was reached as construction of a $50 million science lab facility at the University of Mary Hardin-Baylor (UMHB) is underway.
In the race for AI dominance, the U.S. relies on a surprising ally: China
The Trump administration paints AI development as a winner-take-all contest, but U.S. data centers are full of made-in-China equipment and many U.S. companies rely on Chinese AI.
CVS Health (CVS) Opens New Pharmacy Sites As Undervalued Narrative Holds
CVS Health (CVS) is expanding its pharmacy-focused format by opening nearly 20 smaller neighborhood locations across the US in 2026, including a new Roxbury site in the Boston area. Recent headlines around CVS Health have mixed signals for investors, with Medicare Advantage star rating setbacks and a legal probe weighing on sentiment, while the extended Cardinal Health distribution deal and a reaffirmed dividend provide a steadier backdrop. Even after a one-day share price decline of 1.87%...
Health advisory issued for Toms Bayou in Valparaiso following wastewater release
Officials emphasized that local drinking water is not affected.
World Mental Health Day: 4 Mental Health Tips For Busy Workdays
This World Mental Health Day, discover four practical ways to improve your mental health at work, manage daily stress and make wellbeing a priority.
Why Bette Davis didn’t look at herself in the mirror for a year (exclusive)
After massive health problems in the 1980s, Hollywood legend Bette Davis didn’t look at herself in the mirror for a year — that is, until Robert Wagner came over.
The United Auto Workers tries to reassert political power in Michigan as it faces internal divisions
The United Auto Workers is working to regain political influence in closely contested Michigan. The UAW generally supports Democrats, but its members are divided over whether Democrats or Republicans better
Latino nonprofits start their own shops to make helping small businesses their business
Despite both a rise in costs and fears around immigration crackdowns, some Latinos are committing to championing other Latino entrepreneurs by offering access to a storefront.
Mission Lotería bets on brick-and-mortar as Latino makers face high costs
Despite both a rise in costs and fears around immigration crackdowns, some Latinos are committing to championing other Latino entrepreneurs by offering access to a storefront.
Dr. Oz defends rural health care spending amid Medicaid cut questions
Dr. Mehmet Oz, administrator for the Centers for Medicare and Medicaid Services, sat down with reporter Molly Martinez, and the conversation grew heated over spending cuts.
Dr. Oz defends rural health care spending amid Medicaid cut questions
Dr. Mehmet Oz, administrator for the Centers for Medicare and Medicaid Services, sat down with reporter Molly Martinez, and the conversation grew heated over spending cuts.
Dr. Oz defends rural health care spending amid Medicaid cut questions
Dr. Mehmet Oz, administrator for the Centers for Medicare and Medicaid Services, sat down with reporter Molly Martinez, and the conversation grew heated over spending cuts.
Dr. Oz defends rural health care spending amid Medicaid cut questions
Dr. Mehmet Oz, administrator for the Centers for Medicare and Medicaid Services, sat down with reporter Molly Martinez, and the conversation grew heated over spending cuts.
Ring of Famer Tom Nalen, former Broncos PR executive Jim Saccomano elected to Colorado Sports Hall of Fame’s Class of 2027
A Broncos Ring of Famer and a longtime team executive have both earned a statewide honor.
Trump's memorial arch faces a new lawsuit from Arlington County, Virginia
The Arlington County Board in Virginia has filed a lawsuit opposing the construction of the Triumphal Arch, becoming the first governmental body to take legal action against President Donald Trump’s
HOMETOWN HEALTH: Cleveland Clinic doctor says influenza A cases are higher than expected for October
Respiratory viruses commonly begin appearing in the U.S. in October, but the season tends to peak between December and February.
WWE's Michael Cole refuses to dip his toe into political waters, bucking trend among sports broadcasters
Michael Cole explains why he never makes political statements during WWE broadcasts, calling himself an actor playing a role in scripted entertainment.
Skill game crackdown: Lawmakers try again, business group joins push for more time
Harrisburg, Pa. — The fight to keep skill games plugged in past next week isn't over yet.
Skill game crackdown: Lawmakers try again, business group joins push for more time
Harrisburg, Pa. — The fight to keep skill games plugged in past next week isn't over yet.
2027 NFL mock draft: First version includes a huge trade that powers Arch Manning to No. 1 spot
I typically avoid trades in early mock drafts, but with the Jets armed with a war chest full of draft capital, they decide to move to the top and take Manning as their quarterback of the future.
How political upheaval and the pandemic shaped UK mental health
Major societal events such as the Brexit referendum and COVID-19 lockdowns have contributed to a lasting deterioration in mental health in the U.K., a study led by University College London (UCL) researchers ...
Waterbury Police Department
The Waterbury Police Department, in partnership with the Waterbury Health Department and other community partners, will be participating in National Prescription Drug Take Back Day. This event...
What the law says about armed officers at polling places
What does the law say about armed officials at the polls? That’s one of four questions that a legal scholar answers as Trump administration threats have piled up about voting
West Baton Rouge Parish Health Clinic hosts free health screening fair
West Baton Rouge Parish Health Clinic hosts free health screening fair
Obama endorses Troy Jackson in Maine Senate race
The former president told voters he is “proud to be on board” the Democrats’ campaign to oust Republican Sen. Susan Collins.
Most Americans think artificial intelligence is developing too fast, a new AP-NORC poll finds
A new AP-NORC poll finds that most Americans think artificial intelligence is developing too fast
Singapore Grand Prix entertainment may be curbed if haze worsens, FIA says
There might be "some restrictions" on outdoor activity such as entertainment during this weekend's Singapore Grand Prix, but not on the race, if the haze currently blanketing the city-state worsens, the motor sports governing body said on Thursday.
President Trump Remarks at Science and Technology Summit in Washington, D.C.
President Trump hosts a summit to highlight technology, artificial intelligence, scientific innovation, and his administration's updated science policy framework.
US grants Aurora exemption for self-driving trucks safety feature
The U.S. Transportation Department said late Wednesday it approved a five-year exemption for Aurora and other self-driving trucking companies from rules that require drivers to place warning devices around a stopped truck.
Financially troubled Redeemer Health failed to make a bond payment on Sept. 1
The Montgomery County nonprofit that owns Holy Redeemer Medical Center in Abington Township said it is working on "a reorganization of our hospital system to ensure its continued viability."
Trump expected to award science medal to SpaceX’s Elon Musk, Fox News reports
Trump expected to award science medal to SpaceX’s Elon Musk, Fox News reports
Brookdale, Sierra Club Present Free Science Monday Lectures on Stormwater and Endangered Species
Brookdale Community College, in collaboration with the Sierra Club of the Jersey Shore, will present two free Science Monday programs this fall examining environmental issues affecting New Jersey, including stormwater management and the conservation of
Forecasting the Next Five Years of Business Jet Deliveries – Part 2
Image: Bombardier Global 7500/8000 Factory Part 1 (https://lnkd.in/ebQSmHXb) laid out the raw material behind this forecast: a six-OEM market where 1Q26 backlog growth ranges from 43% at Bombardier to roughly …
Novant Health reduces retirement match amid cost pressures
Novant Health announced changes to its retirement benefits Tuesday that will take effect starting next year.
Iran's Islamic regime continues war against secular entertainment industry
Tehran steps up its cultural crackdown, targeting cafes and theaters over mandatory hijab rules, 'vulgar' music, and on-stage contact.
High school football schedule: This week's slate for each Super 25 team
Where and who will each of the Super 25 teams be playing this week? Here's our breakdown.
Lawmakers withdraw request to delay skill game crackdown
Harrisburg, Pa. — Four state lawmakers, including Sen. Gene Yaw, have withdrawn their request asking the Pennsylvania Supreme Court to delay enforcement against skill game machines until February.
Lawmakers withdraw request to delay skill game crackdown
Harrisburg, Pa. — Four state lawmakers, including Sen. Gene Yaw, have withdrawn their request asking the Pennsylvania Supreme Court to delay enforcement against skill game machines until February.
CurTec Expands Operations in Oconee County
CurTec USA (CurTec), a high-performance packaging manufacturer, today announced it is expanding its operations in Oconee County. The company’s $10 million investment will create 10 jobs. Founded in 1991, CurTec produces plastic drums, pails and...
Walgreens owner sells Boots for $8.9 billion
The sale marks Sycamore Partners' first major divestiture since buying the Deerfield-based retail pharmacy chain and breaking it up into standalone businesses.
Utah expands healthcare AI sandbox with August AI, Nolla Health pilots, adds third-party evaluators
Utah is expanding the state's AI regulatory sandbox program with new pilots to test AI-supported prescription renewals, dermatology and physical therapy, while adding physician oversight and indepe | Utah is expanding the state's AI regulatory sandbox program with new pilots to test AI-supported prescription renewals, dermatology and physical therapy, while adding physician oversight and independent third-party evaluators to strengthen safety and accountability.
Trump Supporter Stunned as MAGA Crackdown Wrecks His Business
Surging immigration arrests are squeezing industries reliant on undocumented workers.
Informanté on Instagram: "Namibia wins two medals at international science fair Staff Reporter NAMIBIAN learners Guillermo Melando and Thobias Gabriel have won silver and bronze medals respectively at the 46th Eskom Expo International Science Fair in Johannesburg, South Africa, where young scientists and innovators from 11 countries showcased research and technological innovations. The fair was held from 28 September to 2 October 2026 and brought together 323 young scientists, innovators and problem-solvers from South Africa and international delegations. Melando won a silver medal in Agricultural Sciences, while Gabriel received a bronze medal in Engineering. Full story: https://infor
1 likes, 0 comments - informante_news on October 7, 2026: "Namibia wins two medals at international science fair Staff Reporter NAMIBIAN learners Guillermo Melando and Thobias Gabriel have won silver and bronze medals respectively at the 46th Eskom Expo International Science Fair in Johannesburg, South Africa, where young scientists and innovators from 11 countries showcased research and technological innovations. The fair was held from 28 September to 2 October 2026 and brought together 323 young scientists, innovators and problem-solvers from South Africa and international delegations. Melando won a silver medal in Agricultural Sciences, while Gabriel received a bronze medal in Engineering. Full story: https://informante.web.na/?p=401940 Photos: National Commission on Research, Science and Technology (NCRST)".
The taxman comes for China’s offshore riches
The crackdown has rattled the country’s wealthiest people and the businesses in Hong Kong, Singapore and Tokyo that manage their money
Governor Candidate Amy Acton (D-OH) Visits Small Business in Columbus
Candidate for governor Amy Acton (D-OH) visits a small business in Columbus.
Waterbury Police Department
Earlier today, a neighborhood assessment was completed alongside the Waterbury Health Department, Public Works, Waterbury Police Department’s Community Relations Division and the Mayor’s Office to...
Apple's Entire Mac Lineup Gets Massive Discounts for Prime Day
Prime Big Deal Days is in full swing, and we've already begun tracking the best Apple discounts during Amazon's big fall event. This year, there are notable markdowns across Apple's Mac lineup, including the MacBook Air, MacBook Pro, and brand new Mac mini and Mac Studio. MacBook Air Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.
Baltimore’s small business owners want the city to codify more protections
Zehbras CrossFit is the thriving, Black-owned, affordable, and accessible fitness space owner and CrossFit coach Jeanelle Spencer long wanted to bring to Baltimore’s Black Butterfly. On any given weekday afternoon, barbells slam onto rubber mats as Spencer’s neighbors in Waverly cycle through burpees, pull-ups, squats, and more in the small gym at 3302 Greenmount Avenue. […]
Cincinnati nuisance business rules for late-night bars face fierce opposition
A proposed crackdown on Cincinnati’s so-called nuisance businesses has put City Hall at odds with some late-night bar and nightclub owners.
Bladen Community College to host “So You Want to Start a Small Business” class and preview Pitch It Bladen 2027
The Small Business Center at Bladen Community College invites aspiring entrepreneurs to attend “So You Want to Start a Small Business” on Tuesday, Oct. 13, 2026, from 6:00 p.m. to 8:00 p.m. in Building 14, Room 104. This class will help participants explore what it takes to become an entrepreneur and take the first steps toward turning a business idea into reality.Participants will explore the entrepreneurial mindset and consider whether they have the interests, characteristics, motivation and willingness to take on the challenges of business ownership. The class will encourage attendees to examine their personal goals, expectations, strengths and readiness to pursue entrepreneurship.Attendees will also gain insight into the realities of starting and operating a small business, including the commitment, planning, decision-making and perseverance required to build a successful venture. Whether participants are just beginning to consider business ownership or already have an idea they want to pursue, this class will provide a foundation for determining their next steps.In addition to the class instruction, attendees will receive advance information about the upcoming Pitch It Bladen 2027 Business Competition, including the application form and details about the program. Individuals who are ready to move forward may submit their applications early and have the opportunity to receive advance acceptance into the program.Pitch It Bladen helps aspiring and emerging entrepreneurs develop their business ideas through structured instruction in business planning, financial management, cash-flow projections, marketing and operations. Participants work toward completing a business plan and preparing a business pitch, with the opportunity to compete for cash prizes.Last year's Pitch It Bladen program demonstrated the value of investing in local entrepreneurs by helping participants strengthen their business knowledge, develop their business plans and prepare to present their ideas. The competition showcased the creativity and potential of Bladen County's small-business community and provided participants with practical tools to move their business goals forward.Building on that success, Pitch It Bladen 2027 will provide another opportunity for local entrepreneurs to gain knowledge, build confidence and take meaningful steps toward launching or growing a business.“The Small Business Center wants to help individuals make informed decisions about entrepreneurship before they take the leap into business ownership,” said Theresa Dennison, Small Business Center director, in a press release. “This class gives participants an opportunity to evaluate whether entrepreneurship is right for them while also introducing them to Pitch It Bladen 2027 and the resources available to help them succeed.”Registration: Visit www.ncsbc.net and search for the class by name, or contact the Small Business Center at 910-879-5572 for additional information.
What big shows are coming up in Utah? Here’s the latest
Here’s a breakdown, by venue, of big shows to watch out for the rest of this year
Viral Dallas mansion gets political with this year's Halloween display
A Preston Hollow mansion known for viral holiday displays has unveiled a political Halloween display that backs Ken Paxton, targets James Talarico and calls out Dallas Councilwoman Gay Donnell Willis.
Entertainment, work, study: 6 reasons the Dell XPS 13 is an everyday laptop worth looking at
The XPS 13 is a smart choice of notebook to cover all your daily needs
Apple Watch Prime Day Deals Arrive With New All-Time Low Prices for Series 12 and Ultra 4
Big Apple Watch discounts have started arriving ahead of Prime Big Deal Days, including new low prices on Apple Watch Series 12 and Apple Watch Ultra 4. These deals join some Apple Watch SE 3 discounts that we began tracking over the weekend, alongside other major early Prime Big Deal Days markdowns. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.
Pope Francis' diaries to be published next month, revealing reflections on Vatican years
Pope Francis' journal entries from his time in the Vatican and years before will be published this fall.
Study finds a whole grain sweet spot for heart health
You know that whole grains are good for your heart. New research identifies how much it takes to notice improvements in cholesterol, blood pressure and more.
Monday Red Wings Three Things: Who’s Playing on Tuesday?
Three Things is a quick breakdown of what you need to know today about the Detroit Red Wings. It’s bite-size news you […]
FBI Director Kash Patel gets engaged to longtime girlfriend, country singer Alexis Wilkins
FBI Director Kash Patel and longtime girlfriend Alexis Wilkins are announcing their engagement on social media.
The Breakdown: Ravens’ Home Victory Takes Heavy Toll on Health
The mounting injuries will test the Ravens’ next-man-up mentality. The Ravens need to clean up penalties and more but won’t apologize for winning.
Taylor Farms and Mexico’s Health Ministry Now Make the Same Cyclospora Argument. The Produce Industry’s Own Association, FDA and CDC Rejected It in September. Here Is a Specific Request to Eight People Before the Industry Meets in Orlando.
I spent four hours Sunday morning taking the deposition of an expert retained by the defense in the E. coli O157:H7 outbreak of November 2024 – the one
OpenAI's Altman says AI benefits warrant accepting some risks
OpenAI Chief Executive Sam Altman said the benefits of artificial intelligence justify accepting some risks and argued the technology should remain broadly accessible to the public
Ethan Hawke names surprising thriller co-starring ex Uma Thurman as his breakout: ‘Changed my life’
If you ask Ethan Hawke, it wasn’t ‘Dead Poets Society’ or ‘Reality Bites’ that gave him his big break — it was this under-seen, experimental thriller from a master of indie cinema that made him a star.
New Center Aims To Ease Political Discourse
National Governors Association CEO, Dr. Brandon Tatum, joined Ryan Schmelz on LiveNOW from FOX to discuss the Center for Dignity in Politics. The new center is working to promote civil discourse across the country and encourage bipartisan partnerships.
Bosnia votes as pro-Russian politician looms large and ethnic tensions simmer
Around 3.4 million voters are choosing the three members of the country's multi-ethnic presidency, lawmakers for the national Parliament and heads of institutions for the country's two entities.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
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Two Democrats Competing to Replace Pelosi, Live Onstage
The two candidates vying to replace Rep. Nancy Pelosi in Congress faced off in a live onstage debate at KQED on Oct. 1, moderated by Political Breakdown co-hosts Scott Shafer and Marisa Lagos and the San Francisco Chronicle’s Joe Garofoli. City Supervisor Connie Chan and State Senator Scott Wiener presented their visions for the future
ABS-CBN News
The entertainment, creative, and lifestyle industry mourn the passing of Monchet Diokno Olives or more commonly known as the “Fanman.” Full story link in the comments section.