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AG Neronha says RI health care is failing. Here's how he'd fix it
Attorney General Peter Neronha wants to overhaul Rhode Island health care with a public option, new agencies and sweeping changes.
New Action-RPG Just Had One Of Steam's Biggest Launches Ever
The debut action-RPG from S-Game is living up to its pre-release hype
NEK, North Country Winter Fun Off The Slopes
NORTHEAST KINGDOM, VT/NORTH COUNTRY, NH — Frost on the windows, heat turned on, wood piles stacked, and winter coats ready to roll … winter is right around the corner in
Health insurance costs rising for small businesses
A new San Antonio nonprofit called Collective X aims to help small businesses and other nonprofits access healthcare benefits for a lot less.
Alejandro Balde’s last chance to prove himself at Barcelona?
Injuries mean he could start against Alaves on Saturday.
Marquette seeks to rebound after going to the transfer portal for reinforcements
Former Louisville forward/center Sananda Fru and former St. Thomas (Minnesota) guard Nolan Minessale are the first Division I transfers Marquette has added since 2021.
Health insurance costs rising for small businesses
A new San Antonio nonprofit called Collective X aims to help small businesses and other nonprofits access healthcare benefits for a lot less.
Winners announced for the 2026 Annual Mayor’s Small Business Awards
The Maui Chamber of Commerce announced the winners for the 2026 Mayor’s Small Business Awards.
Governor race fact checks: What's true, false about Jocelyn Benson, John James
You’ve seen the ads, debates and presidential visits to influence the Michigan governor’s race. Here are the facts.
Virginia advanced manufacturing hub receives $24.8M federal grant
Virginia’s AM2 Tech Hub is set to receive $24.8 million in federal funding to support advanced manufacturing.
New orca tracking bracelets support FIU research
FIU and Fahlo have teamed up once again with the release of the new orca killer whale bracelets featuring the company’s first-ever hand-painted charm.
Halle Berry loses custody to ex Olivier Martinez amid abuse allegations
Halle Berry will remain without primary custody of her 13-year-old son.
Tyler Cameron speaks out after walking off 'Dancing with the Stars'
Tyler Cameron is addressing his controversial walk-off on "Dancing with the Stars."
10 Years Later, Movies Are Back at Utica's Uptown Theatre with Halloween Weekend Screenings
Movies have returned to the Uptown Theatre in South Utica after more than a decade away.
Wolverine lifts PS5, but Xbox struggles despite Gears of War launch
Alaska's governor orders a probe into Peltola's Senate campaign over spoiler candidate controversy
Republican Alaska Gov. Mike Dunleavy has ordered an investigation into the Democratic candidate running for the U.S. Senate in the state after revelations that her campaign appeared to be involved in recruiting another candidate with the same name as Republican incumbent Dan Sullivan.
ChildServe selects first chief medical officer
ChildServe has appointed Wendy Woods-Swafford as its first chief medical officer, effective Jan. 11, 2027. Woods-Swafford currently serves as chief medical officer for UnityPoint Health – Des Moines and as a pediatric hematologist-oncologist at Blank Children’s Hospital. She has been with UnityPoint Health since 2008 and also serves as an adjunct faculty member at the…
Unlisted Chrome extensions with 13M+ installs are hijacking search queries
13.4 million installs put Chrome searchjacking extensions in browsers, routing queries through proxy servers. See what the evidence shows
RWJBarnabas Health Raises Awareness of Stroke Warning Signs and Importance of Early Intervention This World Stroke Day
In recognition of World Stroke Day, RWJBarnabas Health shares the inspiring recovery story of 35-year-old stroke survivor Mat Mahoney, highlighting the importance of recognizing stroke symptoms, seeking immediate medical attention and accessing coordinated, specialized stroke care. Following a life-saving mechanical thrombectomy at Cooperman Barnabas Medical Center, Mat is sharing his experience to remind others that strokes can happen at any age.
Student unlocks potential in juvenile detention centers with STEM ed
Emily Cho ’28 has grown the nonprofit she founded as a 13-year-old into a national network of volunteers giving incarcerated students access to education.
Job-based health plan costs rise, with little relief in sight
Job-based health insurance costs rose in 2026, putting more pressure on workers and employers as analysts project further premium increases in 2027.
Do drivers convince themselves that speeding is OK? AAA explores
A recent survey of drivers found nearly half believe going a little bit over the speed limit isn’t really “speeding.”
Small Business Administration loan program available to WV residents affected by August flood
West Virginians affected by severe storms and flooding in August still have time to apply for federal assistance through the U.S. Small Business Administration’s Office of Disaster Recovery.
Small Business Administration loan program available to WV residents affected by August flood
West Virginians affected by severe storms and flooding in August still have time to apply for federal assistance through the U.S. Small Business Administration’s Office of Disaster Recovery.
Kyushu University and Cipher Core join forces to launch preventive healthcare pilot in Bangladesh
Kyushu University and Cipher Core, a Japanese information security company providing security and financial technology solutions, have signed a joint-research agreement and begun preparations for a preventive healthcare pilot in Bangladesh under the Healthy Bangladesh initiative.
Zelda 40th Anniversary Switch 2 restock: Walmart and Target confirm exact release dates
🎮 The Zelda 40th anniversary Switch 2 is out today, October 29, but Walmart and Target are planning online restocks for November 6 🚨 Our Zelda Switch 2 restock tracker @mattswider on X will send out an alert as soon as stock appears 👀 Walmart was our top pick to have a restock, but a supply chain delay has pushed the date back ⌚ GameStop, Best Buy, and Nintendo are holding in-store midnight launches where units will be available Walmart: Zelda Switch 2 console Best Buy: Zelda Switch 2 console GameStop: Zelda Switch 2 console Target: Zelda Switch 2 console Nintendo: Zelda Switch 2 console 🚨 We’re tracking Zelda Switch 2 stock updates. If you’d like to know when more stock arrives, follow Matt Swider on X and turn on notifications. You can also become a free or paid subscriber to The Shortcut to help support our work. 🚨 A new update has dashed our hopes of a major Walmart restock of the Zelda Switch 2 console, which we were confident would happen today. However, a new Reddit post (thanks, Wario64) has revealed that Walmart is waiting until at least November 6 to sell the special edition console online. 🚨 Want the Zelda 40th Anniversary Switch 2? Drop your email for restock alerts before it sells out. ⤵️ Subscribe A employee note says: “Due to a supply chain delay, some stores may not receive the Nintendo Switch 2 Zelda 40th Anniversary Edition in time for its planned Oct. 29 release. To allow time to fulfill preorders and reshop inventory as needed, the point-of-sale (POS) block will remain in place through at least Friday, Nov. 6. As inventory arrives, orders will be fulfilled based on preorder priority and available inventory.” The Redditor who posted the news shared that some people were able to get the console from Walmart after 8:00am local time, so there is still hope. Target recently updated its Zelda Switch 2 listing to reveal that it will also start taking orders of on November 6, with in stores orders beginning November 5. Clearly, the supply chain delay is impacting other stores, otherwise we likely would have seen a restock take place today, as we initially predicted. We now know that Walmart and Target will be taking online orders, and that Best Buy and Nintendo are holding in-store events on November 5. GameStop is also letting customers pre-order in-store via their website. Despite the news, we’ll still be tracking every retailer with our restock tracker, which provides up-to-the-second information whether something is in stock. If the Zelda Switch 2 does appear – which it might – our followers will still be one of the first to know. Up next: PS5 Pro restock: it’s available again, but you’re paying more than you should Subscribe Adam Vjestica is The Shortcut’s Senior Editor. Formerly TechRadar’s Gaming Hardware Editor, Adam has also worked at Nintendo of Europe as a Content Marketing Editor, where he helped launch the Nintendo Switch. He also runs a retro gaming YouTube channel called Game on, boy! Follow him on X @ItsMrProducts.
Placemaking effort Vivid Junction launches with five murals
The Historic Valley Junction Foundation unveiled five new walkway murals in October as part of its new Vivid Junction redevelopment and place-making effort. The murals are the largest public art investment made in Valley Junction, the historic neighborhood in West Des Moines. Vivid Junction is a collaborative effort in the business district meant to honor…
Highland Park survivors join Illinois leaders in Supreme Court fight over assault weapons
This week was the deadline for filing in support of Cook County, whose ordinance barring the weapons is before the court in a case that will be argued Dec. 2.
Former NYC mayor tours new Boston museum wing he helped fund with $155M gift
The new 10,000-square-foot space offers immersive exhibits, live performances and views overlooking the Charles River.
GW Is a Founding Partner in Hugging Face’s Project ProtoStar, a National Effort to Make Publicly Funded Science AI-Ready
The George Washington University is a founding partner in Project ProtoStar, a partnership with Hugging Face and other research institutions and universities to accelerate scientific discovery. The initiative aims to make publicly funded datasets, models and code easier for people and AI systems to find, understand and reuse. GW’s participation is led by its Open Source Program Office (OSPO).
Purdue Basic Medical Sciences faculty member honored with Showalter Early Career Award
Purdue University has named a dozen faculty members as recipients of the 2026 Showalter Early Career Awards, including Pradip Bajgain, PhD, assistant professor in the Department of Basic Medical Sciences. The 12 early career faculty members received the research support for their innovative projects
Proclamation designates November 3, 2026 as Indiana One Health Day
As a result of an effort spearheaded by the National Association of Federal Veterinarians, at least a dozen states, including Indiana, are recognizing November 3 as One Health Day. Governor Mike Braun issued a proclamation to that effect for Indiana, contributing to a growing national movement to a
Connecticut election and the state’s political shift
Connecticut’s voting patterns have changed sharply since the 1980s. The shift is especially clear ahead of the upcoming governor’s election
Jennifer Lawrence reveals unapproved crew was on set for nude scene
Jennifer Lawrence is looking back on a moment she "came down hard" against unacceptable behavior on set.
There’s one week left to preorder the Ocarina of Time remake for $10 off
It launches next Thursday.
This Is the Perfect Commute Length for Your Happiness, According to Science
A survey of 2,000 commuters suggests that shorter trips leave workers feeling more relaxed, while longer journeys can increase stress.
Digital Science Acquires Jenni AI, Expanding Research Tools to 8 Million Users
Digital Science has acquired Jenni AI, an artificial intelligence-powered research and writing platform used by more than 8 million students... Read More
Dragons Broadcaster Tom Nichols Inducted into Ohio Sports Hall of Fame
The Official Site of Minor League Baseball web site includes features, news, rosters, statistics, schedules, teams, live game radio broadcasts, and video clips.
Camp Randall Stadium to host Grammy-nominated Noah Kahan in May 2027
MADISON (WKOW) — Two-time Grammy-nominated artist Noah Kahan will perform at Camp Randall Stadium on May 26, 2027, as part of his 31-date stadium tour called The Last Of The
Everything Apple Announced at Its 'Pro and Tell' Event: Touch-Screen MacBook Pro, M6 Macs, More
We've got all the details on Apple's week of MacBook, iMac, and iPad mini product announcements, including a MacBook Pro with an OLED touch screen.
iOS 27.2 gives Shortcuts app these new and improved features
iOS 27.2 launched this week with a handful of improvements for the Shortcuts app. Here’s everything new in Shortcuts.
M6 MacBook Pro Hands On: Non-OLED Macs Live On, for Now
What's there to say about a Mac without OLED? More than you might think.
Tip of the Week: BBB warns of fake invoices tricking local businesses
The BBB is seeing an increase in fake invoice scams.While this scam typically target businesses, anyone can be fooled by a phony invoice.
Intuit (INTU): Exiting Amid AI-Driven Business Model Uncertainty
Matrix Asset Advisors, an asset management company, released its Q3 2026 investor letter. The letter can be downloaded here. U.S. equities increased by 2.30% in Q3 and 12.75% year-to-date through September 30, despite challenges including volatility, high oil prices, inflation, and elevated interest rates. The Federal Reserve’s short-term rates rose to 3.75%–4.00%, with the 10-year […]
College basketball head coach suspended following arrest
UTSA coach Austin Claunch was arrested on suspicion of DWI.
PODCAST: Keeping Native capital flowing through political change
Native CDFIs finance homes, support small businesses and create jobs. Keeping capital flowing into their communities also requires a voice in the policy decisions that shape federal funding and bank investment. In a new episode of Difference Makers 3.0, Native CDFI Network CEO Pete Upton and policy consultant Ian Record join host Brian Edwards to […]
PODCAST: Keeping Native capital flowing through political change
Native CDFIs finance homes, support small businesses and create jobs. Keeping capital flowing into their communities also requires a voice in the policy decisions that shape federal funding and bank investment. In a new episode of Difference Makers 3.0, Native CDFI Network CEO Pete Upton and policy consultant Ian Record join host Brian Edwards to […]
Joe Burrow Sends Strong Message on Bengals Rookie
The Cincinnati Bengals lost tight ends Erick All and Tanner Hudson to injuries in back-to-back games. The two were depth options at tight end, but they combined for 182 snaps this season. So, the team is going to need to lean on the end of roster options to pick up the slack. The name that […] The post Joe Burrow Sends Strong Message on Bengals Rookie appeared first on HEAVY.
Beach Boys abruptly cancel more shows after Mike Love's heartbreaking health update
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Dr. Korie Jones-Ungerleider, a cardiac and aortic surgeon at Ochsner Health.
Nets’ Noah Clowney Faces Crucial Contract Year in Brooklyn
Noah Clowney didn't get a contract extension from the Brooklyn Nets, making this season a pivotal one as he heads toward restricted free agency. With Julius Randle taking over his starting spot, Clowney has plenty to prove, but his future in Brooklyn may be far from over.
Commentary: Mass deportation is diverting money that could be used for healthcare, other needs
Mass deportations have an incalculable human toll, and we stand to lose $4.4 billion in taxpayer money in Minnesota alone.
Exploring the Cat's Head Nebula
This visualization explores imagery from NASA’s Hubble and James Webb Space Telescopes of the Cat’s Head Nebula, a relatively small, dusty filament containing forming stars located within the massive Carina Nebula. Each telescope and wavelength of light offers unique ...
Multiwavelength Flight into the Cat's Head Nebula
This tour simultaneously glides through imagery from NASA’s Hubble and James Webb Space Telescopes of the Cat’s Head Nebula. The dust filament broadly remains the same in shape across the different wavelengths of light, but each view contains different details. Hubble...
‘Dexter’ stars John Lithgow and Julie Benz revisit Rita’s shocking death: ‘The audience is never going to forgive you’
With EW celebrating 20 years of ‘Dexter,’ John Lithgow and Julie Benz are reflecting on Trinity’s game-changing kill in the season 4 finale.
How Science Fiction Solved the Energy Crisis
In the 1970s, bold solutions to the crisis abounded... in the realm of fiction, at least.
UC San Diego Health Expert Available: Pancreatic Cancer Awareness Month
Pancreatic cancer is one of the deadliest forms of cancer and is often diagnosed at an advanced stage because symptoms can be subtle and easily mistaken for other conditions. During Pancreatic Cancer Awareness Month, Andrew Lowy, MD, chief of the Division of Surgical Oncology at UC San Diego Health and a nationally recognized pancreatic cancer expert, is available for interviews about the latest challenges and advances in pancreatic cancer prevention, diagnosis and treatment. Lowy is available
NYU Langone brings OpenEvidence’s clinical AI into the EHR systemwide
OpenEvidence is expanding its footprint in New York City through a partnership with NYU Langone Health, adding another marquee institution to an existing concentration of partnerships across the ci | OpenEvidence is expanding its footprint in New York City through a partnership with NYU Langone Health, adding another marquee institution to an existing concentration of partnerships across the city's academic medical centers.
Bysiewicz (opinion): Let's return to politics Nancy Wyman practiced
Lt. Gov. Susan Bysiewicz pays tribute to the legacy of her predecessor, Nancy Wyman. 'Our state is a little less sparkly without her in it.'
Key Auburn wide out included on Wednesday's SEC Availability Report
The status for one of Auburn's go-to receivers is questionable for Saturday's game at Ole Miss according to Wednesday's report from the SEC.
Kelly Ripa transforms into Elizabeth Holmes for 'Live' Halloween costume
Think you’ve seen "Everything"? You haven’t seen Elizabeth Holmes like this: being played by Kelly Ripa while spoofing "The Traitors," the reality series known for rewarding deceit.
Japan's science minister visits Kyoto Fusioneering to back fusion energy industrialization push
Japan's science and technology minister paid his first visit to a fusion energy development site on October 22, 2026 — less than two months after taking office.
Singapore Airlines brings in an enhanced in-flight entertainment experience
Singapore Airlines (SIA) is rolling out enhancements to its KrisWorld IFE platform, with highlights being 4K seatback displays, spatial audio, a redesigned user interface and a wellness planner
Three questions leaders should ask about AI control
AI dependency, control, and value are crucial for businesses, says ZS's Mahmood Majeed. Companies must manage AI to drive measurable success.
Netanyahu loses parliamentary majority as Israel faces uncertain political future
As coalition negotiations loom and allegations of foreign election interference emerge, Fox News Digital reporter Efrat Lachter reports from Tel Aviv, Israel.
HHS green lights six peptides, despite concerns from FDA scientists
Great news for peptide fans: The Trump administration is giving the peptide craze a regulatory boost, despite objections from FDA career scientists.
Crooked Can brewery and dining hall adding Sunday outdoor market
Crooked Can is launching a weekly outdoor market with local treats, fresh bites and social vibes.
Bally’s Corporation Comments on The Star Entertainment Group AUSTRAC Decision and Continued Turnaround
PROVIDENCE, R.I., October 29, 2026--Bally’s Corporation (NYSE: BALY) today commented on the Federal Court of Australia’s decision in the Australian Transaction Reports and Analysis Centre ("AUSTRAC") proceedings against subsidiaries of The Star Entertainment Group Limited ("The Star") related to historical violations of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006.
FNIH Celebration of Science Highlights Achievements and Partnerships
The FNIH marked its 30th anniversary as the official nonprofit partner of the NIH at the Celebration of Science on Oct. 28, 2026.
Terra Shepherd founder wins Vision Sioux Falls Award
“Sara is raising awareness of what sustainable living is while encouraging small, deliberate steps toward a positive impact."
Spurs' Harris reaches benchmark in recovery from calf injury
The forward went through a workout on the court before the team's overtime victory in Salt Lake City, coach Mitch Johnson said before the game.
Business builder Joe Haddad to headline Ashland University ethics lecture
Joe Haddad, a business leader whose career blends entrepreneurship, leadership development and faith-based service, will discuss the role of Christian ethics in building thriving organizations during Ashland University's Gordon E. Heffern Lecture on Christian Ethics in Business on Nov. 16.
Which political party is better for your pocketbook?
Personal income grew 2.8% when Republicans controlled the White House vs. 3.1% when Democrats were in charge.
Grand Theft Auto VI: Original Score launches December 11
Rockstar Games will release the Grand Theft Auto VI: Original Score by French electronic duo Justice on December 11 across all major music streaming services, as well as on double CD and triple vin…
NC State Health Plan turns to Retirees Health Benefit Fund to avoid running out of cash
Despite making its benefits less attractive to members in 2026, the Health Plan saw an unexpected uptick in spending. Leaders are hopeful it is a short-term problem.
Pentagon investigates freezer failures as French attacks expose coverage gaps
Suspected cyber attacks at US military stores put the gap between cyber and property coverage under scrutiny
Health officials issue alert after 41 salmonella cases reported in West Virginia
West Virginia health officials have issued a public health alert while investigating an outbreak of Salmonella Typhimurium, with 41 cases reported since early September.
Health officials issue alert after 41 salmonella cases reported in West Virginia
West Virginia health officials have issued a public health alert while investigating an outbreak of Salmonella Typhimurium, with 41 cases reported since early September.
Halloween scares: the science behind why some people love horror
EL PASO, Texas (KVIA) -- Love it or hate it, horror is king this time of year. Movies, costumes and jump scares abound. There are two factors that influence how we feel about it. One is genetics, the other is personal experience. Neuropsychiatrist Dr. Katherine Brownlow says everyone is born with different temperaments. Some love
Physicians and health systems must align on AI to avoid repeating EHR mistakes
Early wins with ambient AI scribes, shared control over clinical decision support tools and incremental pilots can build the trust needed for a decades-long transformation.
Knicks benched Mikal Bridges as their reserves took over
Mike Brown didn’t need to wait for a loss to change his closing group. The Knicks were in trouble in […]
Misericordia’s Boom in the Night brings hands-on Halloween science to families
Misericordia University got into the Halloween spirit Wednesday evening with its annual Boom in the Night event, giving children and families from surrounding c
Microsoft Unveils Biggest DirectX Raytracing Upgrade Since 2018, Bringing More Efficient Ray Tracing To NVIDIA, AMD & Intel GPUs
Microsoft's DirectX 12 Agility SDK 1.722 enhances ray tracing efficiency with up to 66x performance improvements and new Clustered Geometry features.
Dolphins claim former Seahawks 3rd round pick off waivers
Christian Haynes comes to Miami with Kadyn Proctor in concussion protocol.
HYDRINITY Accelerated Skin Science Announces Expansion into Spain Through Strategic Partnership with UniSthetic
HYDRINITY Accelerated Skin Science, the fastest-growing professional skincare brand in the U.S., announces its expansion into Spain through a strategic partnership with UniSthetic, a leading provider in the country's professional aesthetics and skincare industry. This partnership marks another significant milestone in HYDRINITY's continued global growth, introducing its portfolio of clinically backed, advanced regenerative skincare solutions to one of Europe's most established medical aesthetics
Dallas Mavericks Exercising $17.4 Million Zaccharie Risacher Team Option
On Wednesday, the Dallas Mavericks announced they would be exercising the fourth-year team option on Zaccharie Risacher's contract, which comes with $17.4 million guaranteed in 27-28.
Xbox is offering 25 free Xbox games for eligible Windows 11 PC buyers
In another new way to celebrate the Xbox brand turning 25, Microsoft will soon be offering eligible PC buyers a chance to claim 25 free Xbox games.
KKR Invests $475M in San Diego Life Science Campus
KKR has made a $475 million investment in Alexandria Real Estate Equities’ Campus Point by Alexandria Megacampus.
Apple Releasing HomePod Mini 2 Tomorrow With These New Features
Following more than two weeks of pre-orders, the HomePod mini 2 will begin arriving to customers and launch in stores this Friday, October 30. Siri AI will be one of the HomePod mini 2's key upgrades, but the feature will not be available at launch. Apple said Siri AI support on the speaker will arrive in a future software update, but it did not say when the update will be released.
Coastal Carolina Fair returns for 69th year with rides, live entertainment, games and food
The 69th annual Coastal Carolina Fair runs Oct. 29-Nov. 8 in Ladson, featuring amusement rides, live entertainment, games and food.
What to stream in November 2026: ‘The Altruists,’ ‘Blade Runner 2099’
Here's what's coming to Netflix, Hulu, Apple TV, HBO Max, Prime Video, Peacock, Paramount+ and other streaming services in November.
American Express Connects Cash Back to High Yield Savings Accounts and Business Checking Accounts
NEW YORK, October 29, 2026--Today, American Express introduced a new way for eligible U.S. Consumer and Business Cash Back Card Members to redeem rewards for a deposit into eligible American Express bank accounts, creating a more integrated experience across their Card and banking products and giving customers more options in how to redeem the rewards they earn.
Business Briefs: Oct. 30, 2026
Westover Galaxy Community Council named Freedom Credit Union’s November Month of Giving recipient SPRINGFIELD — Freedom Credit Union is featuring the Westover Galaxy Community Council as its November Month of Giving recipient, inviting members and the public to make monetary donations at any Freedom Credit Union branch. The Westover Galaxy Community Council is a nonprofit […]
Lancaster\'s \'Potato Man\' to be featured on \'Drew Barrymore Show\' Friday
Lancaster city resident Pat Foy has been handing out potatoes for Halloween for so long that he's now starting to see the second generation of trick-or-treaters relish the same memory.
Kingwood Ballet gears up for 42nd annual Nutcracker performance
Kingwood Ballet will host its 42nd annual Nutcracker performances Dec. 5-6 and debut The Little Mermaid in the spring.
Campaign cash floodgates open after state regulators lift dollar caps
At least $350,000 has been given in two big lumps, including one that went into a heated state Supreme Court race — shortly after a spending cap got lifted.
'South Park' has made a major change with its new season
"South Park" opened its 29th season by rebranding itself as "South America," but that wasn't the only change the show had in store.
American College of Education Launches a Doctor of Business Administration for Under $22,000
The fully online DBA from ACE started its first cohort in October, with a second to follow in November.INDIANAPOLIS, IN / ACCESS Newswire / October 29, 2026 / (ACE) recently expanded its academic offerings by launching an online Doctor of Business Administration (DBA) degree program.
Captive owners find new ways to finance risks, manage losses
Captive insurance companies are increasingly used for more than traditional risk financing, as owners seek to improve loss prevention, manage capital more efficiently and extend insurance services to…