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Why we’re suing to release small business funds Congress already approved
Two small business support organization leaders filed a lawsuit against the Trump administration to compel the release of hundreds of millions of dollars in congressional appropriations for the Com…
CT Legislature, United Way Join Forces On Youth Mental Health Campaigns
According to Department of Children and Families Commissioner Susan Hamilton, more than 3,100 youth have been seen in the crisis centers since they opened, with over 700 seen in the last year alone. Youth overwhelmingly report improvements in their condition after discharge from the centers.
Victoria’s Secret embraces nostalgia, entertainment trends
The lingerie giant has also worked to improve core product like bras, which boosted Q2 sales growth across brands, categories and channels.
iPhone 18 Pro Chip Leak Indicates Major GPU and Memory Bandwidth Improvements
An alleged solder joint diagram for Apple's A20 Pro chip suggests the processor will deliver a number of significant upgrades, including a seven-core GPU, a wider memory interface, and a larger L2 cache for its efficiency cores. The claims come from a Weibo user who says the layout was reconstructed by mapping the chip's solder ball positions and overlaying them with die level images to sketch out where each block of the processor sits.
Can Dontayvion Wicks elevate his game enough to become Eagles' WR2?
Dontayvion Wicks arrives in Philadelphia ready to prove he can be more than a role player.
A CT community transformed a once barren wasteland. How it became a food, entertainment and housing mecca.
A City Council member who lives in the area said the work has greatly improved the quality of life for residents; others say it’s now a destination for visitors from three states.
Cardinals rumors: Arizona making progress on Michael Wilson contract extension
The Arizona Cardinals are in for a rough 2026 campaign . After a tumultuous 2025 campaign, Arizona is still quite far from light at the end of the proverbial tunnel. While they have some intriguing pieces on their roster, it’s unfortunately not going to be enough to contend in the best division in the NFL this year. That being said, the best thing […] The post Cardinals rumors: Arizona making progress on Michael Wilson contract extension appeared first on ClutchPoints.
“Is This The New ‘I Was Hacked’ Excuse?” “You’re Making Things Worse”— NFL Fans React as Tua Tagovailoa’s Wife Takes Blame For Burner Episode
Tua Tagovailoa already has plenty to prove as he begins his next chapter with the Atlanta Falcons, but an unexpected Instagram mishap has become the latest talking point around the quarterback. A message posted from his own Instagram account looked unusual to fans, prompting immediate speculation about who was behind it.
AI pinpoints radiology residents’ educational gaps, helping expand personalized training
New research details how artificial intelligence can be harnessed to improve radiology resident education by identifying shortfalls in clinical exposure and reinforcing missed concepts.
City council approves new lakefront entertainment district
The Lake Charles City Council unanimously approved a new entertainment district for the city’s lakefront that will include 10 restaurants, a mini amphitheater and outdoor recreation space near North Beach.
Sony and Microsoft say they’re not obligated to pass U.S. tariff refunds to consumers, echoing Nintendo
Back in July, Sony executives told investors that the company expected to receive $508 million in refunds from the U.S. government, after tariffs that the PlayStation-maker paid were ruled mostly in 2025 were found to be illegal. “Most” of the refund would by recouped by Sony’s gaming division, its chief financial officer said. This week, Sony’s lawyers are arguing that the company is not legally obligated to pass those proceeds on to consumers who paid for recently price-hiked PlayStation consoles. That’s in the face of a lawsuit from gamers calling on them to do exactly that. “Paying fair market price for voluntarily purchased consumer goods is not a legally cognizable injury in fact,” the lawyers wrote in a legal motion filed on Monday, as they asked a judge in California’s Northern District to dismiss a potential class action lawsuit over the tariff refunds. Microsoft made a similar argument two weeks ahead of Sony’s lawyers, in a similar lawsuit brought by a gamer in federal court in Washington State. As Microsoft’s legal team put it on August 21, in their request for a dismissal of that lawsuit: “There is nothing unjust about Plaintiff purchasing an Xbox at an advertised price and getting exactly what he paid for—regardless of whatever theory he devised months later about Microsoft’s cost structure.” Both legal fights are set to go on for some time. How things got to this point U.S. tariffs impacting a wide range of imported goods, including game consoles, had kicked off in early 2025. In May 2025, Microsoft raised the price of its Xbox consoles, citing “market conditions and the rising cost of development.” They raised them again that September. In August of that year, Sony raised the price of PlayStation 5 consoles, citing “a challenging economic environment.” Sony later told investors that its tariff fees for the fall quarter were nearly $200 million. in February of this year, the U.S. Supreme Court ruled the 2025 tariffs illegal, prompting impacted companies to begin to request refunds. In turn, consumers began suing the likes of Sony and Microsoft to get what they said was their share. The gamers in the Microsoft and Sony lawsuits argue that the 2025 price hikes of PlayStation and Xbox consoles, which added $50 or more to their sticker price, were due to illegal tariffs and should now be returned to consumers. The Sony suit started in May, when a group of gamers sued in federal court in California, saying Sony Interactive Entertainment (PlayStation) would be unjustly enriching itself if it did not pass tariff refunds to its PS5 buyers. “Sony is poised to be paid twice for the same unlawful tariff burden: once by its customers (through elevated prices) and once by the U.S. government (through tariff refunds),” the gamers’ lawyers wrote at the time. They called for Sony to partially reimburse anyone who bought a PlayStation in the U.S. since August 1, 2025. The Microsoft suit, filed by gamer Trevor Hastings against the Xbox giant in July, made similar claims. The console makers push back In late July, Nintendo’s lawyers, facing a similar suit accusing them of double-dipping on tariffs and refunds, replied with arguments that previewed Microsoft’s and Sony’s: “Nintendo or one of its retailers set a price for each product, and consumers decided whether that price was worth paying,” they wrote. Sony has buttressed that Nintendo-style argument this week by saying that the gamers have failed to prove that tariffs were the reason for its August 2025 PS5 price hike. They call thatclaim “speculative and illogical.” Other factors, including “inflation, currency fluctuations, component costs, logistics, competitive dynamics, or demand,” could have played a role. (No, the Sony lawyers do not break down the costs and factors that officially triggered the price increases). Microsoft has also argued that there’s no proof in these lawsuits that tariffs drove all or some of the price increase, as it seeks to dismiss the tariff refund suit it’s facing: “Plaintiff provides no specific allegations that would establish any pricing differential attributable to tariffs or suggest any possibility that Microsoft applied then or could recreate now any dollar-for-dollar calculation of tariff-related pricing—any more than it could any other market factor that affects pricing.” To further skewer the gamer side’s argument in its case, Sony’s lawyers have pointed to what might be a surprising defense: yet another PlayStation 5 price hike from this past spring, after the tariffs were ruled illegal. “If the original price increase were attributable to tariffs, SIE [Sony Interactive Entertainment, aka PlayStation] would have had no reason to raise prices again after the Supreme Court invalidated the IEEPA tariffs.” … “If tariffs were the cause of the price increases, one would expect SIE to lower prices once the tariffs were eliminated—not raise them again. Instead, the timeline confirms that the pricing of PlayStation consoles includes a diverse and dynamic set of input costs.” Judges have not yet ruled on the arguments made by Sony, Microsoft or Nintendo. Last week, Panic, the company behind the small, yellow Playdate handheld said it would be passing its tariff refunds on to consumers. It is the only gaming hardware maker to have made such a pledge. Game File is a reader-supported publication. To receive new posts and support my reporting, please consider becoming a free or paid subscriber. Subscribe Item 2: A reporter’s second Second Life Wagner James Au, who from 2003-2006 was paid by San Francisco-based tech company Linden Lab to be a full-time journalist embedded in their virtual world Second Life, is returning to the company. This time, he’ll be an editorial advisor and business development specialist, he tells Game File. The new role will involve trying to share the stories of people inhabiting Second Life’s ongoing online world with reporters and by extension the public. Au plans to continue to also chronicle some of that through his long-running blog New World Notes. I’ve known Au since the mid-2000s and featured him in a 2007 article for the Columbia Journalism Review about reporters like him opening up virtual news outlets within Second Life. As I wrote at the time: On April 22, 2003, writing as Hamlet Linden for the New World Notes blog on Second Life’s Web site, Au introduced himself. “For the next few months, Linden Lab has invited me to set aside my journalist cap, and instead, don the digital beanie of their in-house virtual correspondent.” He wasn’t paid to keep it positive. He wrote about builders and eccentrics, but then in August of that year, he reported on a tax revolt against Linden Lab (a complaint about the fees it charges users who build stuff) led by a resident whose avatar was a big cat. Second Life has always been less of a video game and more of a virtual world where people can live, hang out, make art, sell virtual items and flirt. Back in 2007, Au described touring it as “sort of like underwater lucid dreaming.” For the past two decades, Au has maintained New World Notes as an independent publication. But he said he’s been drawn back to Second Life and Linden Lab as a place to directly work. The virtual world has around 650,000 monthly active users, he said, “which is actually about what it was during the hype wave.” Au says he’s still finding rich stories in Second Life, the kind that keep him interested 20 years into the beat: “Over the last few months for instance, I wrote about an SL creator in Venezuela whose apartment was destroyed by the earthquakes, so the global SL community rallied to get him back on his feet,” he told me. “Then there’s the woman from a Middle Eastern country who explored her lesbian sexuality in SL, then earned enough from her virtual jewelry to escape her abusive family situation and country.” Au wants to beckon more reporters to give Second Life another look. He argues that it is often ahead of internet trends, noting, for example, an early backlash in the community against AI-made art. Now the platform is drawing curiosity from more of the user-generated content community who’ve grown up with the likes of Roblox, according to Au. “Second Life was too early during its hype wave in 2005-2010, but it now feels right for a new wave of interest,” he told me.
The Blood of Dawnwalker Day-One Update 1.003 Improves Performance on Launch Day
The Blood of Dawnwalker Day-One Update 1.003 is out for download and it helps improves performance on all platforms.
Experts redefine heart attack to improve care for women, get clinicians on the same page
Representatives from ACC, AHA, ESC and WHF worked together to update the universal definition of myocardial infarction. This includes a new classification system that separates events into three categories: primary MI, secondary MI and procedure-related MI.
Why health equity is now a business imperative in cardiology
For health systems under value-based care payment initiatives, there a direct financial incentive to invest in programs that improve access and outcomes among underserved populations. Cardiologist Dipti Itchhaporia, MD, shared her thoughts on this important topic.
Fort Bragg Veteran celebrates expansion of high-end experiential entertainment brand
Photo provided by EscapologyAfter 15 years as an Army officer at Fort Bragg, Fayetteville resident Dan Cooke transitioned to business ownership to bring high-end experiential entertainment to North Carolina, applying strict military operational systems to scale his footprint across the state.Cooke got his start in the Army’s Boots to Business program.“Boots to Business was instrumental in preparing me to start a company. The program taught me how to develop a business plan, conduct market and financial analysis and critically evaluate whether a business concept was actually viable,” shared Cooke. “What made the program particularly valuable was that the instructors and mentors had real-world business experience…At the end of the course, I had to present and defend that plan. From there, they directed me to SCORE, where mentors helped me further refine the plan. I eventually presented it to a bank, which was impressed with the level of preparation, and I secured the financing necessary to build the business.”As Cooke neared the end of his military career, he began to wonder what would come next. Through his faith and some valuable mentors, he found the right avenue for his entrepreneurial interests.“While working on my instrument pilot rating, my flight instructor happened to tell me about escape rooms and the economics behind building them. He thought they could make for an interesting business. I took the analytical skills I had developed in the military, along with what I learned through Boots to Business, and began comparing the escape-room model against other opportunities I was considering,” explained Cooke. Cooke opened his first Escapology location in Fayetteville in 2019.“My approach was to start small and prove the model. Fayetteville made sense because I was already there, understood the market and could minimize my initial risk. It also became clear very quickly that I needed a partner that could provide the creative design, branding and industry knowledge that I did not have. After researching a number of options, Escapology became that partner,” added Cooke.Following the success of his initial venue in Fayetteville and a venue in Charlotte that opened in 2023, Cooke recently expanded into Raleigh with his third Escapology venue at Crabtree Valley Mall.His North Carolina footprint now includes:Fayetteville: A 5-room venue launched right after his Army transition in 2019.Charlotte: A 10-room venue opened in 2023, doubling his original operational footprint.Raleigh (Crabtree Valley Mall): A 6-room venue opened in May 2026, with plans to expand to 10 full rooms.Beyond his venues, Cooke expanded his local footprint by launching Jade Solutions in Aberdeen, N.C., an OEM manufacturing business that now builds prop and technical solutions for Escapology venues systemwide.Cooke shared that his long-term goal is to continue expanding Escapology in a healthy and sustainable way while enjoying the journey. “I actually did not start an entertainment business because I personally loved escape rooms. I started a business because I love the game of business itself. Growing up, I loved military simulation games and business tycoon games. I eventually had the opportunity to experience the first of those in the real world — I went to war, led troops and played my part in the military. Today, I would much rather apply that same drive to the real-world game of building businesses.I don't play business computer games anymore. I get to wake up and do it for real every day,” shared Cooke.
What two critical access hospitals learned about EHR optimization after go-live
Healthcare organizations commit significant resources to EHR implementation, then find they cannot sustain improvement once the project team disbands. The
Cook County Department of Public Health Launches Building Healthier Communities 2030, a Community-Driven Roadmap to Advance Health Equity Across Suburban Cook County - Cook County Department of Public Health
Today, Cook County Department of Public Health launched Building Healthier Communities 2030, suburban Cook County’s Community Health Improvement Plan. The plan was announced together with Cook County Board President Toni Preckwinkle, Cook County Department of Public Health, community organizations, healthcare providers and cross-sector partners. Building Healthier Communities 2030 serves as both a collective vision and a practical roadmap that will guide public health efforts across suburban Cook County through 2030.The plan aligns with President Preckwinkle's Policy Roadmap and reflects a shared commitment to advancing health equity through coordinated, community-informed action.
Mario Kart 8 Deluxe gets a surprise Switch 2 update, bringing eight-player split-screen to the evergreen racing game
Nintendo sneakily updates a bunch of games. Mario Kart 8 gets a free Switch 2 update with 8-player split-screen, while Smash Bros Ultimate improves its online.
Huntsville Offers Funding To Businesses For Mill Creek Façade Improvements
Business and property owners in West Huntsville’s Choice Neighborhood Mill Creek area will be eligible to apply for grants to improve their building exteriors.
County Launches Grant to Help East County Small Businesses
The Board of Supervisors has approved a new $300,000 one-time County grant to boost East County small businesses through the East County Economic Development Council’s Empower East County Business Fund Revolving Loan Fund.
Executive producer of 'Obsession' sues over her cut of the profits
LOS ANGELES — "Obsession," the indie horror movie written and directed by Curry Barker, has proved to be one of this year's most successful films. Made for a reported budget
Is the Secret to a Healthy Relationship a Good Fight?
Conflict can actually deepen relationships, so Priya Parker, author of “The Art of Fighting,” stops by TODAY to talk about how to improve connections through productive fighting. She discusses misconceptions about conflict, how to “argue nicely,” and more.
Tarrant County commissioners approve cutting 92 Election Day polling sites
Tarrant County election officials have said the decision was driven by cost and low voter turnout.
How Medicaid Accountable Care Organizations Advance Maternal Health Care Quality: Drivers of Change and Challenges From the Perspective of ACO Leaders, Clinicians, and Care Coordinators
In the wake of a US maternal health crisis, Accountable Care Organizations (ACOs) may be a key opportunity to improve maternal health care.
From Pandemic Prevention to Pharmaceutical Resilience: Why Health Security Should Be Part of US-Taiwan Economic Security Cooperation
As strategic competition in the Indo-Pacific region intensifies, Washington increasingly views Taiwan as both a reliable partner for democracy and regional stability, and as a critical contributor to supply-chain resilience and technology security. However, one important area has room for improvement: health security and pharmaceutical resilience.
Dragons Dogma 2 Devs Says RPG Players Want Opposite Things
Balancing player expectations between the two regions proved challenging
What Happens When AI Starts Doing Business with AI?
As AI agents increasingly interact with one another on commercial platforms, firms need new rules governing what those agents can see, decide, and do. In a controlled AI-to-AI simulation covering 160 governance runs and 2,560 observations, researchers tested four governance mechanisms: information disclosure, agent autonomy, reputation signals, and structured interaction protocols. Rich, machine-readable information helped agents identify promising counterparties, while greater autonomy improved their ability to move opportunities toward commitment. Reputation signals helped agents determine which opportunities deserved attention. Rigid interaction protocols, however, reduced engagement and exchange progression. The findings suggest that firms should establish clear levels of agent authority, run bounded experiments, provide structured information and reputation signals, and design explicit handoffs from agents to human decision-makers.
People-First Executive Drives Community Effort to Improve Health in Kansas City
KANSAS CITY, September 2, 2026 — Through the American Heart Association’s Heart of Kansas City campaign, Mark Garrett, volunteer chair and Chief People Officer at Garney will lead community-wide efforts to help ensure every individual in Kansas City has...
Stoke improve despite Thomas exit
BBC Radio Stoke's Mark Elliott reflects on Stoke City's first win of the season despite the transfer of influential player Sorba Thomas to Hull City.
State employees may see health insurance premium rise amid 'challenging' budget forecast
The two boards overseeing health insurance for state and public education employees Tuesday approved plans to ask the Legislature for more funding amid growing healthcare costs and expected difficulties with the state budget.
CAPCOM Finally Fixes Dragon’s Dogma 2 Biggest Flaw, As Patch 3.2 Brings Significant Performance Improvements On PC and Consoles
Patch 3.2 massively boosts Dragon's Dogma 2 performance on PC, PS5, Xbox, and Steam Deck ahead of Dark Arisen.
2026 preseason recap: Former Huskers to find their place in the NFL
These three former Husker athletes competed in the NFL preseason to prove they had what it takes and secure their spot on an NFL team. One of the most recent, Emmett Johnson, was the fifth-round pick for the Kansas City Chiefs. Other players such as Ty Robinson and Ameer Abdullah made teh NFL in previous years.
Marriott Partners With LG Electronics to Improve In-Room Entertainment
The new partnership will create a cloud-based guest entertainment platform.
New investment into perinatal care could help Iowa mothers with mental health concerns
A Coalville mother recounts her experience with postpartum psychosis, as Iowa invests federal funding to improve access to perinatal mental health resources.
Mario Kart 8 Deluxe 4.0.0 update out now, patch notes - Nintendo Switch 2 improvements and features, more
Mario Kart 8 Deluxe gets huge update with version 4.0.0, including Nintendo Switch 2 features and more - here are the patch notes.
How Clinicians Can Improve STI Conversations
A Spanish sexologist says the key to better STI detection may be simpler than it seems: create a safe, nonjudgmental space and ask directly.
House adopts Republican U.S. Rep. Jeff Crank’s resolution condemning socialism, mostly along party lines
The House on Tuesday approved a resolution sponsored by U.S. Rep. Jeff Crank to condemn socialism in a largely party-line vote that the Colorado Republican characterized as a chance for lawmakers to “stand firm” against an ideology making inroads among Democrats. The nonbinding resolution, HR 1490, also included a call for the “enactment” of GOP-led […]
Creighton Index shows a slight gain in Arkansas business confidence
Economic activity improved in the mid-America region thanks to growth in the manufacturing sector. Negative impacts of tariffs imposed by the Trump administration and inflation were a drag on the...
Key Texas county votes to cut polling sites ahead of the midterms
Officials in Tarrant County, the third most populous in Texas, approved a plan to reduce the number of polling locations by 92 compared with the 2022 elections.
Days After GTA 6's Big Reveal, Rockstar Announces A Major GTA 5 Update
Grand Theft Auto 5 will introduce a revamped world with better NPCs in addition to other improvements, Rockstar says
New Mexico Insurance superintendent approves 24% premium increase on healthcare exchange plans
Insurance Superintendent Alice Kane said inflation is behind increase but state's premium is on par with national average.
Medtronic invests up to $80M in medtech company Pi-Cardia with a potential buyout on the table
Less than a year after investing heavily in Minnesota-based Anteris Technologies, Medtronic has announced a new strategic investment in Pi-Cardia. The TAVR technology at the heart of this investment is Pi-Cardia's FDA-approved ShortCut device.
Las Vegas Arts District launches petition to form business improvement district
A group of Las Vegas Arts District property owners have formally launched a petition effort to establish a Business Improvement District.
House passes funding bill to avoid shutdown before midterms
Continuing resolution to approve government spending until 11 December passes 370-48 and will now go to Trump
Onondaga County Legislature unanimously approves deal on term limits
The 15-0 vote means two term limit options for the county executive and comptroller could be headed to voters.
House passes short-term funding bill to avoid a shutdown before the election
The Senate had already overwhelmingly approved the measure
Congress averts a government shutdown ahead of the midterms
With just a few weeks to spare, the House approved legislation extending funding through mid-December.
Big Ideas Lab podcast takes on the science of scale-up
Rechargeable lithium batteries trace back to 1972, but they wouldn't reach consumer products until 1991. Solar photovoltaic cells existed in the 1950s, long before solar panels appeared on rooftops. And the MRI was demonstrated in the 1970s, years before the machines became hospital staples. In each case, the core scientific principles had been proven. The difficult part was scaling them into technologies people could reliably use. The average disruptive technology takes roughly 35 years to cross that divide. Lawrence Livermore National Laboratory (LLNL) scientists are trying to compress
NVIDIA DLSS 5 Technical Preview Review
NVIDIA DLSS 5 is the first technology that adds to a scene rather than reconstructing it—a generative model running locally that magically improves things. In our DLSS 5 Technical Preview we look at how the model works, what it costs in performance, and how much control developers really have.
gamescom 2026’s Steam wishlist winners
gamescom wrapped up last weekend, and it was bloody fantastic. It really felt like the industry had a spring in its step again. The show itself was BUZZING, with 368K attendees (+3% over last year), maxed-out exhibit space, and Opening Night Live pulling over 78M online views (+7.5%). Let’s have a look at the games at the event that brought in the most new Steam wishlists between August 23 and 30. One quick thing before we start, and stop me if you’ve heard this one before, but wishlists are NOT a barometer for launch sales (they’re bookmarks, not baskets is what we always say over here at Alinea). With that aside, wishlists are a nice gauge of hype, so let’s dive in. Witche(r)s and Warlocks take the top two spots The biggest game of the event (by new wishlists, anyways) wasn’t a game at all. It was an expansion. The Witcher 3: Wild Hunt’s upcoming expansion, Songs of the Past, nabbed 451K Steam wishlists by the end of the weekend. It’s a big example of something we bang on about constantly: proven IP with built-in fandom is the most powerful force in this market. But said IP can also ripple into other external success stories (more on that later!). Anyway, Songs of the Past debuted at Opening Night Live, and it’s the first Witcher 3 expansion in over a decade, landing next year after a full Witcher 3 remaster (free for existing owners!) arrives next month. The Witcher 3 has sold around 66M copies, and I’ll be one of those owners jumping back in to refresh myself on the core game (like there isn’t enough to play!), then play the expansion next year. This is all part of CDPR’s plan. The studio is clearly whetting everyone’s appetite for The Witcher 4 in 2028 via a classic bridge strategy. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Releasing a free 4K remaster next month – followed by a proper expansion in 2027 – keeps IP top-of-mind across a huge gap between content (games-wise, anyway). It kind of echoes Capcom’s evergreen catalogue strategy. And outsourcing co-development to Fool’s Theory (a studio led by trusted Witcher 3 veterans) keeps CDPR’s internal headcount focused on The Witcher 4. #2 by wishlists between Aug 23 and 30 went to another giant IP: Warlock: Dungeons & Dragons, published by Wizards of the Coast and developed by Invoke Studios (a team of ex-Far Cry, Watch Dogs, and Splinter Cell devs). It’s due to launch in 2027, and it looks brilliant so far. It’s a dark-fantasy open world with third-person spell-slinging. It’s a very Witcher-ish aesthetic. As you might expect, 48% of Warlock’s Steam wishlisters have played Baldur’s Gate 3, and 46% have played The Witcher 3. One to watch. For sure! Mash-ups: Anime GTA (!?) and a city-builder for kids (and adults) Ananta took #3 with 302K new wishlists. It’s an open-world game that looks like GTA and Persona had a baby. It was published by NetEase, developed by Naked Rain, and got a trailer at Opening Night Live. I got hands-on at the show, and it wears its influences openly; there’s literal web-slinging (very Spider-Man) and a LOAD of mini-games (Like a Dragon). It’s free-to-play and out in January. For Ananta, Naked Rain is taking the free-to-play, cosmetics-only route. That’s certainly a choice for a single-player open-world game. Without gacha mechanics driving high ARPU, Ananta is betting purely on top-of-funnel reach and long-term retention. This puts pressure on skin appeal when there’s no multiplayer lobby to flex in (although, co-op is reportedly coming later). Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Then there’s Lego Skylines (273K wishlists between Aug 23 and 30), which does exactly what it says on the tin. It’s a cosy Lego twist on the city-builder genre, as shallow or as deep as you fancy (five min quick sesh or ten-hour no-lifer session; latter for me). There’s some family-friendly stuff in there like couch co-op, which is only really viable on console. Iceflake Studios, which Paradox acquired back in 2020 is developing this one. So Paradox is probably looking for a family-friendly onramp to its rad Cities: Skylines games. The overlap there is plain, with 33% of Lego Skylines wishlisters having played Cities: Skylines and 16% Skylines II. There’s no doubt plenty of parents here (and uncles, ahem) planning to indoctrinate the next gen of city-builders. I’ll definitely be playing with my youngest nephew. This one could be big and educational. I’m very curious to see more. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Mature IP, new and old, rounds out the list As for the rest of the list of gamescom games by new wishlists between Aug 23 and 30: Heroes of Might & Magic III Remake got 189K new wishlists. It remakes the iconic 1999 turn-based-strategy classic in full 3D and 4K. It follows this year’s Heroes of Might & Magic: Olden Era (~1.8M copies sold, as per our estimates), and around a quarter of the III Remake wishlisters have played Olden Era, including 7% of them this month. Wardogs – a $40 PvP shooter – added another 146K to an already massive pile (nearly 1.6M total). It’s published by Team17 and made by Bulkhead. It plays somewhere between the tactical squad stuff of … Squad and the all-out-chaos battlefield of … Battlefield. It’s up to 100 players, and it’s out in about 10 days. It’s already pre-sold over 500K copies on Steam ($16.6M), boosted by a pre-order-only beta. It sold another 70K copies during gamescom, too. Afterworld managed 121K new wishlists. It’s a Paradox-made post-apocalyptic grand-strategy game, and it was announced at the show. It’s a departure from Paradox’s usual historical stuff, and the studio’s first new setting in over a decade. The Paradox purists are into it, with over half its wishlisters having played Hearts of Iron IV (19% this month) and 41% Crusader Kings III (17% this month). Metro 2039 got 110K during the show, tunnelling its total past 1.3M. Nearly 40% of wishlisters have played 2020’s Metro Exodus, the previous mainline title in the series. The Metro novels are Russian, dev 4A Games is Ukrainian, and it’s set in Moscow, so it’s unsurprising that – after the US (17.3% of wishlisters) – the next two countries are Russia (12.7%) and Ukraine (10.0%). The Blood of the Dawnwalker drew in (the blood of) 108K new wishlisters, now totalling an impressive 1.7M (at a $70 price point, though). It’s an open-world dark-fantasy action-RPG set in 14th-century Europe (with vampires!), made by some former Witcher devs at Rebel Wolves. Again, it shows. Over half of Blood of the Dawnwalker’s wishlisters have played The Witcher 3, and its #2 market is Poland, home of Rebel Wolves. That’s that hometown-hero effect we keep banging on about again! And Blood of the Dawnwalker plays very well, by the way. While it looks like a Witcher clone on the surface, it actually brings a lot to the table mechanics-wise. I love the whole time-as-a-currency spin on RPG gameplay. It gives the game a different, refreshing pace. Essentially, you start Blood of the Dawnwalker with a pool of 480 action points spread across 30 days and 30 nights. As for how the game performs, we’ll be posting some numbers next week, so hit subscribe below to get that in your inbox when it’s ready. Subscribe The Witcher’s legacy ripples Make no mistake: on a high level, this was The Witcher‘s gamescom. The #1 game by wishlisters was a Witcher 3 DLC. Warlock is clearly Witcher-inspired – as is Blood of the Dawnwalker, which was made by ex-Witcher devs. There was a lot of other cool stuff on the floor that we’ll no doubt be covering in subsequent newsletters, though! As always, wishlists went through the roof for sequels, remakes, DLC, and licensed IP. As always, though, these wishlists will likely convert to about 5% to 10% of launch-day buyers, with the probable exception of The Witcher DLC – the exception that proves the rule. Either way, we’ve got a nice, diverse list here – one that is very Witcher-y, Paradox-y, and – if you’re a fan of great games on Steam – a bloody good list. We even got a bunch of new IP to get excited for. Great gamescom! Even if we are still processing that unfathomable number of mini Kölsch beers! One more thing: GTA 6 broke the internet (again) Move aside, Spider-Man and The Odyssey (I love you both, really). But the decade’s defining entertainment zeitgeist is round the corner. Unless you’ve been living under a rock, you’ll know that Rockstar dropped an extended look at GTA 6 last week. It was INSANE, the most impressed I’ve ever been by a showcase like this. You can see the budget seeping through every second of the extended look, and this level of game is unobtainable for any other publisher. Everyone’s going nuts, and rightly so. GTA 6 is out in holiday 2026, and it’ll be the biggest entertainment release ever, full stop. For those without a PS5 or Xbox Series console, a $500-$900 console is a big ask in this economy, but GTA will pull a lot of last-generation-console fence sitters over the current-gen fence either way: The autumn timing puts GTA 6 on (digital) shelves for the holidays, meaning a PS5 or Xbox (let’s be honest, mostly the former) will be on many a Christmas and Hanukkah list. Demand will outweigh the struggling supply, though, and PS5 Pros are already sold out and being sold at a markup via scalpers. Every console that isn’t on a shelf is a sale deferred or lost, and worse, it hands scalpers the margin. GTA has cultural clout that reaches everyone. It’s been a mainstream fixture since 2001’s GTA III and its clout has only grown exponentially since then. There’s a touchpoint for every generation alive. The FOMO-word-of-mouth double punch does the rest. Loading... It’ll reactivate the lockdown cohort, the millions who picked up gaming in 2020-21 and churned. GTA 6 will bring them back. Remember when College Football 25 brought a bunch of US gamers to current-gen consoles? GTA will do that globally. Once they’re back (or upgraded), and all GTA’d out, the fresh current-gen-console folks will check out the rest of the current-gen catalogue they missed. GTA Online, if not free to play, will also lead to a boost for PS+ and Xbox Game Pass, another boost for the ecosystem players. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Even some of the smug PCMR 60FPS crew won’t be able to resist their FOMO and will bite the bullet on a console to play this one early (then double dip). The consoles cost the same as a decent stick of RAM these days anyway lmao… Don’t get me wrong, though. GTA 6 is no silver bullet for the mature console market, but it does prime the current gen for a couple of strong swan-song years. And it’ll also give the consoles more users from which to maximise ARPU. ‘’We are in the latter half of the lifetime cycle of [the PS5],’’ said Sony President and CEO Hiroki Totoki in a Wall Street Journal interview. ‘’That means we do not need to aggressively sell the console today; rather than that, we are focusing on the current revenue from the current user base.’’ The biggest, best premium games always arrive late in a console cycle, so getting more players aboard now, ahead of that content storm (the new current-gen-only Call of Duty included), is a clear win for the platforms. On the Netflix thing, though: let’s all chill out a bit, like. Half my LinkedIn feed was going bonkers treating the reveal debuting on Netflix like it’s the future of entertainment. It wasn’t. It was a six-hour head start, and Netflix left that detail out of the “first-of-its-kind partnership” press release. The extended look hit Netflix at 3pm ET on 27 August, then went up on YouTube and Rockstar’s site for everyone six hours later. And it was all over social immediately, anyways. This reveal was going to reach an untold number of people whether it debuted on Netflix, YouTube, a Times Square screen, or a group chat. The last trailer did nearly half a billion views in a day with no gatekeeper at all. Netflix just stood next to that audience for six hours, borrowing it. It’s was a tidy deal for Netflix, sure. But every outlet on earth was breaking the thing down frame by frame by the evening anyway. Anyway. I’m hype. And we’ll be covering some GTA numbers on the newsletter soon. So hit subscribe below to get that in your inbox when it’s ready! Subscribe The last word Reply to this email – or reach out here – if you have any feedback for the newsletter – or want to request a game for us to cover. [Alinea Analytics boasts the most accurate PC and console estimates in the business. Game makers use our platform to understand their audience, keep an eye on the competition, monitor sales trends, and spot new opportunities. We equip game studios and financial institutions with accurate data and the confidence to make smarter, data-driven decisions. Want to talk about all things games market data? We’d love to chat!]
Could humans ever communicate with whales?
Ever since the earliest known recording of whale song was made in 1949, researchers have been captivated by the wails, rumbles, clicks, grunts and squeals of their communication. As technology improves, scientists are decoding the intricate patterns that make different species’ vocalisations distinctive. Madeleine Finlay hears from Emma Bryce, a journalist who has spent months investigating human efforts to understand whale song. She explains how this knowledge could help us better protect whales from human-made harms.Credits:1. Valeria Vergara/Raincoast Conservation Foundation2. Footage courtesy of Raincoast Conservation Foundation - Obtained for research under SARA permit XMMS 4 20263. Video by Amanda Cotton/Project CETI4. Footage courtesy of Valeria Vergara and GREMM. Obtained for research under SARA permits QUE-MM02-2016 and QUE-LEP-001-20185. Project CETI6. Project CETI
Indiana football announces Memorial Stadium enhancements ahead of 2026 season
The enhancements include changes to tailgating, improved cellular service, concessions upgrades and much more.
What We Learned from the First Leadership Louisiana Health Fellows Session - Leaders for a Better Louisiana
The strength of Leadership Louisiana has always been its ability to bring together accomplished leaders from different sectors and regions to learn from one another while developing a broader understanding of our state. The Health Fellows program extends that tradition by focusing on one of Louisiana’s most significant opportunities for improvement.
Digital Science's 2026 Catalyst Grant Seeks "Agentic AI Workflows You Can Trust"
Up to £25,000 to be won for early-stage solutions building research agents - with audit, governance and provenanceLondon, United Kingdom--(Newsfile Corp. - September 1, 2026) - Digital Science, a leading technology company serving stakeholders across the research ecosystem, today launches its Catalyst Grant round for 2026 to support innovative technology ideas. This year's theme is: Agentic Workflows You Can Trust.Up to £25,000 will be awarded equity-free to individuals, startups or research...
Digital Science's 2026 Catalyst Grant seeks agentic AI workflows
Up to £25,000 to be won for early-stage solutions building research agents – with audit, governance and provenance
One university. One year. What’s next for UT San Antonio?
The unified university aims to expand opportunities for students, advance research and improve health across the region.
Made in America: How AI is keeping this U.S. factory competitive
GE Appliances is leaning heavily into artificial intelligence to improve quality and efficiency on the factory floor.
Burnham to say he wants to unlock ‘positivity’ in first statement to MPs since becoming PM
Prime minister will bring upbeat message to adversarial Commons after a summer of policy announcements and improved poll ratings
Osaka's latest fashion statement inspired by 'trailblazer' Iverson
Naomi Osaka has proved she knows how to make a grand entrance at Grand Slams - and has done it again at the US Open.
Quincy council approves sports complex resolutions, Entrup introduces regulations on solar facilitie
The Quincy City Council approved six resolutions for a sports complex project in the city.
Cleveland Clinic: Most Men in Florida Are Skeptical of Health Advice from Social Media and AI
MENtion It survey finds social media can motivate men to improve their health while fueling misconceptions, despite growing awareness of misinformation online.
Caleb Wilson Shares Ambitious Plan to Improve 3-Point Shot Before Bulls Opener
The Bulls' rookie top five pick has been hoisting an impressive amount of three-pointers this offseason.
Virginia implementing $122 million to improve rural healthcare thanks to the ‘One Big Beautiful Bill’
$122 million is being implemented to improve rural healthcare in Virginia, and it’s thanks to the so-called “One Big Beautiful Bill.”
Trump calls for federal tax incentives to revive U.S. film industry
President Trump on Monday urged Congress to approve federal tax incentives aimed at reviving American film and television productions.
No decision in pied-à-terre case after city and homeowners make arguments
The judge granted both sides more time to prove their points.
Colorado redistricting limits measure heads to November ballot
A proposed constitutional amendment that would prohibit Colorado’s congressional maps from being redrawn outside of election cycles has qualified for the November ballot, according to the Secretary of State’s Office. Under Initiative 256, redistricting changes for the 2028 election and beyond would be prohibited unless approved by the Congressional Redistricting Commission and the Supreme Court. […]
Ernst Names Small Business of the Week, The Bread Board
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: The Bread Board of Marion County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “The Bread Board has risen to the occasion, growing from Heidi’s passion for baking into a thriving Pella bakery that brings people together,” said Chair Ernst. “From serving fresh sourdough and homemade meals to supporting local businesses, schools, and community events, Heidi and her team have proven they have the perfect recipe for success.” Heidi Rozenboom grew up baking fresh bread alongside her grandmother, always using the same bread board that would eventually inspire her business’ name. Years later, Heidi started selling fresh bread to local coffee shops and cafes. As demand grew, she opened her storefront in downtown Pella in 2021 and named her bakery the Bread Board. Today, the Bread Board serves fresh sourdough bread, pastries, homemade meals, and other baked goods. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
Catheter ablation for AFib fails to improve quality of life more than a sham procedure
It was a relatively small study, and patients were only followed for six months, but these late-breaking data out of ESC Congress 2026 give care teams a lot to consider.
Policy updates aim to expand small business opportunities at TPA
The Hillsborough County Aviation Authority Board has approved important updates to the Airport’s business opportunity programs, with a stronger focus on helping small businesses participate in airport contracting and concession opportunities. The Small Business Enterprise (SBE) Program will help qualified small businesses to compete for constr...
Aficamten shows potential to be first FDA-approved treatment for nonobstructive HCM
New data presented at ESC Congress 2026 represent a huge breakthrough for patients with nonobstructive HCM. "For the first time, we have shown clinically meaningful improvements in symptoms and exercise capacity with a treatment that targets the cause of the disease," one researcher explained.
Apple Releases macOS Golden Gate Beta 8
Apple today provided developers with the eighth beta of macOS Golden Gate, with the update coming a week after Apple seeded the seventh beta. Developers can download macOS Golden Gate by going to System Settings > General > Software Update. Beta Updates will need to be enabled, and a free developer account is required. macOS Golden Gate includes multiple design improvements.
In the 608: Kindness Bank launching Kindness Alliance to promote community health and well-being
Kindness Bank is launching a new division focused on bringing organizations and community members together to address basic human needs and improve community health and well-being.
Pixel 11 Pro bug causing static sounds in recordings while using Video Boost
Google continues to improve on video quality with each new Pixel release, but a bug on the Pixel 11 Pro...
Seoul National University of Science and Technology Develops AI Framework to Test and Improve Vision-System Robustness
/PRNewswire/ -- In computer vision and robotics, ensuring that AI systems remain reliable under real-world conditions is a growing challenge. Deep neural...
Smelling test: children need education in sniffing aromas, scientist says
Exclusive: Dr Will Tullett says better understanding of scents can improve wellbeing and perception of the world
Bellevue Alum Boosts Violence Intervention with AI
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Seoul National University of Science and Technology develops AI framework to test and improve vision-system robustness
A new artificial intelligence (AI)-based system shows how natural damage to traffic signs can mislead deep neural network (DNN)-based vision systems. The framework, AdvWT, uses a generative model to learn realistic damage patterns and then optimize them to trigger misclassification. Tests across multiple AI architectures showed strong attack success, transferability and physical-world robustness. The approach can identify vulnerabilities and improve AI generalization to real-world damage.
3 things to try to improve your brain health
Keeping your mind active can help offer protection for years to come.
Governor Healey awards $17.9 million for public health improvements
Governor Healey announced $17.9 million in grants to community organizations to improve health across Massachusetts.
Soil Scientists Buried 2,000 Pairs of Underwear to Prove a Point
Talk about airing our dirty laundry.
Federal grant cuts hit Colorado studies to make healthcare more efficient
Dr. Lisa DeCamp thought she might have a win-win idea that would improve health for kids with asthma while saving Medicaid money. She may never know if it would have worked after the Agency for Healthcare Research and Quality ended her…
Together, GLP-1s And GenAI Can Solve Healthcare’s Affordability Crisis
Two innovations offer a new path to healthcare affordability: GLP-1 medications and generative AI. Here's how to two could radically improve medicine and lower costs.
Is it true that … mental health is affected by inflammation?
Studies have found that anti-inflammatory drugs can improve your mood. But what does that mean for conditions such as depression and anxiety?
Was CB Jabbar Muhammad the Jaguars Most Surprising Cut?
After spending his entire rookie season on the practice squad, the talented CB showed significant improvement this offseason and looked like a roster lock. Surprisingly, the Jaguars decided to subject Muhammad to waivers.
Idaho Department of Health and Welfare offering grants to improve rural healthcare
The Idaho Department of Health and Welfare is offering grants to help improve access to health care in rural areas. The grants cover a variety of projects, and the department is urging organizations to apply.
Lawmakers send bills to Newsom shoring up ballot security, transparency for paid political posts
California lawmakers on Sunday approved bills aimed at preventing interference in this fall’s midterm elections and requiring more transparency from social media influencers who are paid by political campaigns.
Four popular supplements that science says don't deliver
Walk into the supplement aisle and you’ll find plenty of products promising better health. But sometimes, basic chemistry and biology tell us those claims simply don’t add up. Before spending money on the next supplement promising better memory, faster recovery, or improved health, look beyond the label and examine the evidence.
I-81 widening aims to improve freight reliability
Virginia has started a $219 million project to widen I-81 through Harrisonburg and Rockingham counties, improving freight reliability and traffic flow.
How Aetna Is Making Healthcare Simpler With AI
Aetna technology chief Nathan Frank explains how AI, connected data and consumer-centered design can reduce friction, improve care and lower costs.
How to improve your audio quality on Apple CarPlay
Make the music in your car sound better by making some easy tweaks to improve CarPlay's audio quality. You don't need to upgrade your car speakers just yet.
Why Republicans are focusing on transgender issues in competitive 2026 campaigns
Campaign ads in several midterm elections portray Democrats as “radical” on transgender youth medical care and sports participation. Republicans are leaning on a strategy that proved successful in 2024.
Patriots placing top backup swing tackle on injured reserve
The Patriots are reportedly placing improved second-year offensive tackle Marcus Bryant on injured reserve.
Tim Cramsey Is Arkansas’ Bet on More Than Just Offense
Tim Cramsey brings top-tier scoring credentials, a quarterback teacher’s mindset, and a long relationship with Ryan Silverfield. Now he must prove those strengths travel to the SEC. Tim Cramsey Is Arkansas’ Bet on More Than Just Offense Tim Cramsey is not Arkansas’ offensive coordinator because Ryan Silverfield needed a familiar face. He is here because …
Mass. awards $17.9 million to improve community health in 31 communities
Recipients announced Friday include Nuestras Raíces in Holyoke.
Lego X-Files (21369) Review: Proof We Need More Fan-Made MOCs
You only have to be a passive fan of Lego to know its dedicated MOC community can always surprise you, and the X-Files set proves we need more from them.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Flooding devastated swathes of Indiana but response is hampered by politics
Record inundations wrecked homes and took seven lives but Trump has not approved emergency aid and the state has cut funds for environmental agencies
Faith leaders: In Cook County, politics are being pursued, not justice
There is an old saying, and the Nakia Smith case again proves it true: You are better off being guilty and rich than poor and innocent.