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Results for " tan " 17,133 found 🔀 AI-powered Shuffle

The Surprising AI-Driven Tailwinds For BPO Growth

The market is understandably focused on the headwinds that artificial intelligence creates for the services industry.

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Oct 5 • 1:30 AM EDT • Business • forbes.com
Chance discovery boosts the efficiency of perovskite tandem solar cells

Controlling the additive concentration gradient in mixed-halide perovskite formulations affects how well they perform as solar cells.

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Oct 5 • 1:03 AM EDT • Science • advancedsciencenews.com
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Adaptation delivers book’s tone, forgets some important details

For every novel, there must be an equal or opposite adaptation – that’s how the rule goes, right? Author Ali Hazelwood’s latest film, “The Love Hypothesis,” is Hollywood’s most recent

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Oct 5 • 1:00 AM EDT • Entertainment • valpotorch.com
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How Extending CVS Distribution Through 2032 At Cardinal Health (CAH) Has Changed Its Investment Story

In October 2026, Cardinal Health announced it had entered into a binding Letter of Intent to extend its existing distribution agreement with CVS Health through June 30, 2032, maintaining the current scope of distribution services. This long‑dated extension reinforces the durability of Cardinal Health’s core distribution relationships, underscoring the importance of scale partnerships in its business model. We’ll now explore how the extended CVS distribution agreement through 2032 may...

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Oct 5 • 12:25 AM EDT • Health • finance.yahoo.com
‘They misunderstand science’: Research attempting to tie autism to changes in the gut microbiome comes under fire

besity, liver disease, diabetes, and cancer are all chronic diseases that inflict misery across millions of patients. Imagine if bacteria could be to

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Oct 5 • 12:01 AM EDT • Science • geneticliteracyproject.org
Skulls Buried Around Egypt's First Kings Reveal Evidence of Human Sacrifice 5,000 Years Ago

Modern forensics gives us a new understanding of an ancient mystery.

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Oct 5 • 12:00 AM EDT • Science • sciencealert.com
76ers' Scrimmage Shows Fans There’s Plenty To Be Excited About

The Philadelphia 76ers had a scrimmage that showed some flashy highlights. But, there's some important things that happened that should keep everyone in high spirits.

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Oct 4 • 11:00 PM EDT • Sports • sports.yahoo.com
Broncos open road favorites in Week 5 vs. Chargers

The Broncos are 3.5-point road favorites against the Chargers in Week 5. The over/under stands at 42.5 for this matchup.

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Oct 4 • 9:41 PM EDT • Sports • sports.yahoo.com
Windows 11's File Explorer is finally giving the squiggly ~ key a job, sending it straight to the user folder

There’s a new Windows 11 update that will soon give the squiggly ~ key a job, and that is to quickly open folders like your user profile, Documents, Downloads, and, sometimes very importantly, the AppData folder. Right now, if you use the full path to open AppData, you need to enter `C:UsersusernameAppData` in File Explorer, […]

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Oct 4 • 9:29 PM EDT • Technology • windowslatest.com
Where These Three Knicks Stand in Contract Extension Negotiations

As the season approaches, the Knicks have three players they may extend soon.

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Oct 4 • 9:14 PM EDT • Sports • sports.yahoo.com
Amidst Conflict in the Gulf, Oman's Duqm Drydock Sees Business Boom

The Asyad Group’s Drydock subsidiary, which operates a substantial facility within the inner harbor at Duqm in Oman, has seen a massive expansion of i...

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Oct 4 • 9:05 PM EDT • Business • maritime-executive.com
Carnell Tate explodes for 145 yards in Week 4

Tennessee Titans wide receiver Carnell Tate registered nine receptions for 145 yards on 12 targets in Week 4

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Oct 4 • 9:02 PM EDT • Sports • sports.yahoo.com
Lula, Brazil's political titan, races against time

Shirtless and drenched in sweat on his treadmill, Lula...

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Oct 4 • 8:48 PM EDT • Politics • afp.com
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Countries race to provide oral health care for all in 100-Day Sprint across Asia

Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Training for Your First Marathon? Avoid These Common Injuries

As fall gets underway, runners, across the country begin mapping out training schedules for upcoming long-distance events. For new distance runners, however, increasing mileage can introduce an unwelcome training partner: injury.

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Oct 4 • 8:00 PM EDT • Health • baptisthealth.net
Study says San Antonio's mental health care access is worst in the U.S.

San Antonio tied for the worst access to mental health treatment facilities nationwide, based on travel distance and the number of nearby options, according to a recent study.

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Oct 4 • 6:34 PM EDT • Health • yahoo.com
From nearsightedness to self-harm: Meta-review looks at how digital media impacts young people’s health

The authors of an expansive new series in ‘The Lancet’ argue that gaps in our understanding about digital harms shouldn’t delay urgent policy action.

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Oct 4 • 6:31 PM EDT • Health • fastcompany.com
Northwestern’s Top PFF Grades Highlight Dominant Win Over Penn State

Northwestern received impressive PFF grades on both sides of the ball after its 34-13 win over Penn State, led by Joseph Himon II, Caleb Komolafe and several defensive standouts

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Oct 4 • 6:15 PM EDT • Sports • sports.yahoo.com
Kyle Monangai picks up two rushing TDs in Week 4

Bears RB Kyle Monangai has outstanding performance in win

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Oct 4 • 5:16 PM EDT • Sports • sports.yahoo.com
'Dancing with the Stars' Week 5 theme revealed: It's Super Bowl Night

The Week 5 theme for "Dancing with the Stars" has been revealed. Here's what to know about Super Bowl Night and what viewers can expect from the remaining celebrity contestants.

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Oct 4 • 5:03 PM EDT • Entertainment • lohud.com
Instant analysis from Patriots’ 29-26 win over Bills

Observations from Week 4 at Highmark Stadium.

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Oct 4 • 5:01 PM EDT • Sports • sports.yahoo.com
Buffalo Bills Lose 29-26 To New England: Instant Reactions

Josh Allen’s late-game interception and a defensive collapse derailed Buffalo’s perfect season, overshadowing record-breaking milestones and a breakout performance from wide receiver Keon Coleman in New England.

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Oct 4 • 4:30 PM EDT • Sports • sports.yahoo.com
Adams Family Health Center to celebrate 10th anniversary

ADAMS — Samaritan’s Adams Family Health Center will celebrate its 10th anniversary with a public event from 5 to 7 p.m. Wednesday, Oct. 14, at 10881 U.S. Route 11.

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Oct 4 • 4:29 PM EDT • Health • nny360.com
Tom Cruise-led ‘Digger’ tanks at the box office

The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The Warner Bros. film was expected to do poorly after polarizing...

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Oct 4 • 4:11 PM EDT • Entertainment • seattletimes.com
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss

While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.

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Oct 4 • 4:09 PM EDT • Sports • sports.yahoo.com
Lamar Jackson exits, Cam Ward struggles as Ravens beat Titans
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Oct 4 • 4:08 PM EDT • Sports • sports.yahoo.com
Tom Cruise-led 'Digger' tanks at the box office

The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The

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Oct 4 • 3:46 PM EDT • Entertainment • thederrick.com
Penn State Demolished by Northwestern: Post-Game Link Dump

Rocco Becht needs to play better if Penn State is going to turn its season around. The Nittany Lions are searching for answers after its second consecutive loss to open Big Ten play. Northwestern didn’t just beat Penn State – they piled on as they racked up over 400 rushing yards. Penn State was out-physicaled […]

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Oct 4 • 2:57 PM EDT • Sports • sports.yahoo.com
Maala: The ESG engine quietly rewiring Israeli corporate culture

Maala’s influence is quiet, but structural. It is shaping expectations in boardrooms, guiding investor scrutiny, and setting the standards by which corporate leadership is increasingly judged

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Oct 4 • 2:38 PM EDT • Business • jpost.com
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SMU Is Winning Ugly at the Right Time

The Mustangs have not looked like the same offense they were early in the season, but a 4-1 record and a favorable ACC picture have kept them firmly in contention.

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Oct 4 • 2:37 PM EDT • Sports • sports.yahoo.com
Pakistan: Imran Khan supporters demand ex-PM's release

Thousands of Imran Khan supporters have begun a trek to Islamabad to demand he be freed as Pakistan's political leadership remains in deadlock. The government has set up roadblocks to keep protesters at bay.

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Oct 4 • 2:22 PM EDT • Politics • dw.com
Tanner McKee to serve as Eagles' No. 2 quarterback

Andy Dalton demoted to QB3

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Oct 4 • 12:59 PM EDT • Sports • sports.yahoo.com
Baltimore Ravens vs. Dallas Titans Week 4 game chat

Join the game day discussion about the Baltimore Ravens’ Week 4 matchup with the Tennessee Titans!

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Oct 4 • 12:09 PM EDT • Sports • sports.yahoo.com
Week 4 injury report for Titans

Titans declare six players inactive for Week 4

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Oct 4 • 12:00 PM EDT • Sports • sports.yahoo.com
Ravens-Titans inactives: Ronnie Stanley, Zay Flowers to play

The Ravens deactivated four players for their Week 4 matchup with the Titans.

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Oct 4 • 11:59 AM EDT • Sports • sports.yahoo.com
UCSB AGU Honors: Three Earth Science Researchers Recognized for 2026

Three UC Santa Barbara researchers have been honored by the American Geophysical Union for their outstanding contributions to earth and space science.

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Oct 4 • 11:45 AM EDT • Science • edhat.com
Penn State Opens as Underdog Against USC

Penn State has opened as an underdog for the first time in the 2026 season. Following back-to-back loses to begin Big Ten play, the Nittany Lions will be a 1.5-point home underdog when they face USC on Saturday. Despite the game being the annual White Out, the oddsmakers are still not confident in Penn State’s […]

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Oct 4 • 11:42 AM EDT • Sports • sports.yahoo.com
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Wildlife camera in Guatemala captures a once-in-a-decade snapshot

The recent photographs confirm that jaguars are still traveling along an important wildlife corridor.

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Oct 4 • 10:08 AM EDT • Science • popsci.com
Retailers are making returns harder. A carpet seller taught me why that’s a mistake

A standard business practice offsets future costs by funding a reserve for returns – but many small businesses don’t do it

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Oct 4 • 10:00 AM EDT • Business • theguardian.com
Aho scores 2, Hurricanes beat Flyers 3-2 in OT for first win of season

The win was Carolina's first of the season after the Stanley Cup champions opened with a pair of losses.

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Oct 4 • 9:52 AM EDT • Sports • spectrumlocalnews.com
Patriots vs Bills live updates: Score, highlights, analysis

The Patriots play the Bills in a pivotal Week 4 AFC clash. Follow live score updates, highlights, injury news, key plays and instant analysis.

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Oct 4 • 9:33 AM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
NC election experts warn about voter trust as AI makes political misinformation easier to create

State election officials, journalists and democracy experts say transparency and trusted local sources will be increasingly important as AI-generated political content spreads this election cycle.

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Oct 4 • 8:40 AM EDT • Politics • carolinacoastonline.com
Who do Titans fans want in the 2027 NFL Draft?

Here we are talking about the NFL Draft in October for the third straight year. Mike Borgonzi and the Tennessee Titans have to find a way to buck that trend this offseason. The NFL is set up for teams to reload quickly. The Titans just haven’t been able to do that. It sucks. This week, […]

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Oct 4 • 8:22 AM EDT • Sports • sports.yahoo.com
Fran Brown Delivers Three Important Messages After Syracuse Football Win

The head coach addressed multiple topics following the team's second win of the season, which came against UConn on Saturday.

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Oct 4 • 8:20 AM EDT • Sports • sports.yahoo.com
Sheldon Creed Leaving Haas Despite Leading Championship Standings

Sheldon Creed is leaving Haas for Sam Hunt Racing in 2027. Even as the O'Reilly Series points leader, business realities are forcing him out of his current seat.

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Oct 4 • 8:10 AM EDT • Sports • sports.yahoo.com
Zay Flowers Injury Update: Ravens WR’s Week 4 Status Revealed

Zay Flowers spent the past week battling a hamstring injury in practice, but the Baltimore Ravens star wide receiver should suit up for Week 4's battle against the Tennessee Titans. A first-round pick in the 2023 NFL Draft, the Boston College product immediately established a rapport with quarterback Lamar Jackson. Back in 2023, the rookie …

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Oct 4 • 7:33 AM EDT • Sports • sports.yahoo.com
Liverpool bid launched after Arsenal and Chelsea transfer decision

Reds facing fight to keep hold of Giovanni Leoni

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Oct 4 • 7:18 AM EDT • Sports • sports.yahoo.com
Updated Big Ten football standings after Week 5

Indiana and Ohio State are off to good starts in Big Ten play, as expected. But there are some early surprises in the Big Ten football standings

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Oct 4 • 7:17 AM EDT • Sports • sports.yahoo.com
Updated SEC football conference standings following Week 5 slate

Only three SEC teams remain undefeated in conference play coming out of Week 5. Here is a look at the latest conference standings.

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Oct 4 • 7:02 AM EDT • Sports • sports.yahoo.com
49ers almost drafted 5-time Pro Bowler in 2020 draft

The 49er had their eye on Tristan Wirfs, but also already had a trade for Trent Williams planned.

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Oct 4 • 7:02 AM EDT • Sports • sports.yahoo.com
TV and streaming viewing picks for October 4, 2026: How to watch MLB Postseason, NFL Week 4 and WNBA Semifinals

All Times Eastern College Field Hockey Stanford at Louisville — ACC Network/ESPN Unlimited, noon College Football ACC Huddle: Final Score — ACC Network, 8 a.m. SEC Football Final — SEC Network, 8 a.m. The Final Drive — Big Ten Network, 10 a.m. Inside College Football — CBS Sports Network, 11 a.m. College Football Final —…

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Oct 4 • 7:00 AM EDT • Sports • sports.yahoo.com
Exclusive | How Tanya Zuckerbrot lost her $40M diet empire to one troll, and the six year fight for justice
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Oct 4 • 7:00 AM EDT • Health • nypost.com
Colorado’s mobster democracy

The issues on your ballot aren’t just questions about trains, taxes and spending. They are exhibits in a larger case: dishonesty, intimidation and political bullying have become standard operating procedure at the Colorado Capitol. The message from lawmakers is increasingly simple: Vote however you like — we’ll make sure it turns out the way we […]

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Oct 4 • 7:00 AM EDT • Politics • coloradopolitics.com
Education program in Eureka and Fortuna delves into brain health

This program provides research-backed guidance on brain health and the importance of taking action to protect your brain at every age.

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Oct 4 • 6:42 AM EDT • Health • times-standard.com
Contributor: Democrats can become the party of business

Republicans are not standing up for the small U.S. companies that suffer in trade wars. Doing so would be good business and good politics.

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Oct 4 • 6:01 AM EDT • Business • latimes.com
Herring Gut Coastal Science Center welcomes AmeriCorps member as Assistant Environmental Educator

PORT CLYDE — Herring Gut Coastal Science Center welcomes Kayleigh Amerman to its Port Clyde team as an AmeriCorps member serving as Assistant Environmental Educator through Goodwill Northern New England’s GoodHealth Works AmeriCorps program.

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Oct 4 • 5:30 AM EDT • Science • penbaypilot.com
Blue Jays Handed Clear Offseason Message on Pirates’ Oneil Cruz

After reaching the World Series last year, the Toronto Blue Jays failed to reach the postseason this year. As a result, the Blue Jays’ front office will need to bolster the team if it wants to return to the Fall Classic. Vladimir Guerrero Jr. had an awful 2026 season by his standards, hitting .260 while […] The post Blue Jays Handed Clear Offseason Message on Pirates’ Oneil Cruz appeared first on HEAVY.

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Oct 4 • 5:21 AM EDT • Sports • sports.yahoo.com
Saka moves past Beckham after superb England display

Bukayo Saka delivered another outstanding England performance against Croatia, scoring twice in a 7-0 win and reaching a new international milestone.Photo by Carl Recine/Getty ImagesBukayo Saka scored...

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Oct 4 • 5:05 AM EDT • Sports • sports.yahoo.com
Prisma doubles down on Urgent Care while Novant pivots to virtual visits

Two large South Carolina providers are pursuing opposite strategies. Prisma Health is acquiring 36 Urgent Care Centers from Novant Health, doubling its portfolio. Novant is moving toward virtual offerings.

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Oct 4 • 5:00 AM EDT • Health • postandcourier.com
Wales vs Denmark – Predicted lineup and team news

Wales will take on Denmark in their fourth UEFA Nations League fixture this Sunday at Cardiff City Stadium, with both sides currently level on three points from three games in the group standings.Wale...

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Oct 4 • 2:10 AM EDT • Sports • sports.yahoo.com
Party conference will be more upbeat than last year, Tories say – but that’s not the whole story

The mood is better but ‘overhyped’, says one Conservative MP as party remains a distant third in polls

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Oct 4 • 2:00 AM EDT • Politics • theguardian.com
Not All Magnesium Supplements Are Equal: What Science Says About Absorption

Magnesium has quietly become one of the most talked-about minerals in nutrition science, and a new narrative review published in Food Science and Biotechnology by Sanem Gultekin and Merve Tomas of Istanbul Technical University explains why the supplement aisle may be far more

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Oct 4 • 1:06 AM EDT • Science • bioengineer.org
ETSU reclaims rail with 14-3 rivalry win over Chattanooga.

JOHNSON CITY, Tenn. (WJHL)— ETSU football reclaimed the Rail for the first time since 2018 on Saturday, defeating SoCon rival Chattanooga 14-3. The Buccaneers improved to 4-2 overall and 2-0 in SoCon play while snapping a six-game losing streak to the Mocs. ETSU has now won six consecutive conference games dating back to last season. […]

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Oct 4 • 12:45 AM EDT • Sports • sports.yahoo.com
Zay Flowers’ availability could reshape Ravens’ attack against Titans

If Zay Flowers plays, his motion and explosive receiving ability could create opportunities for Baltimore’s other weapons against Tennessee

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Oct 4 • 12:21 AM EDT • Sports • sports.yahoo.com
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Presbyterian clears St. Thomas, 55-21

The nation's fifth-longest FCS home winning streak stayed intact in dominant fashion on Saturday afternoon, as the Presbyterian College football team put the pedal to the metal and raced past St. Thomas by a final score of 55-21.

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Oct 4 • 12:19 AM EDT • Sports • sports.yahoo.com
The week ahead in business

MONDAY

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Oct 4 • 12:00 AM EDT • Business • postandcourier.com
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WATCH: Midwestern State hosts senior night and military appreciation night

WICHITA FALLS – Stang Park hosted a pair of events Saturday evening for No. 3 Midwestern State men’s soccer’s conference matchup with Oklahoma Christian. Airmen from Shephard Air Force Base were welcomed for a pizza dinner and as guests of honor for military appreciation night, while senior players and athletic trainers were honored on senior […]

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Oct 3 • 11:50 PM EDT • Sports • sports.yahoo.com
Saturday Scoreboard

SIOUX FALLS, S.D. (KELO) – Here’s a look at scores from around the area: College Football:Northern St. 16 Bemidji St. 9 FSDSU 31 Illinois St. 14 FUSD 44 Indiana St. 14 FAugustana 37 USF 20 F Boys Soccer:Hot Springs 4 Douglas-New Underwood 0 FSt. Thomas More-Rapid City Christian 3 Belle Fourche 0 Girls Soccer:St. Thomas […]

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Oct 3 • 11:33 PM EDT • Sports • sports.yahoo.com
Simon Edvinsson Reportedly Prefers Trade From Red Wings

Elliotte Friedman reports Simon Edvinsson prefers to be traded by the Detroit Red Wings as his contract standoff takes a dramatic turn.

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Oct 3 • 9:37 PM EDT • Sports • sports.yahoo.com
Is Sun Life (TSX:SLF) Quietly Redefining Its Health Ecosystem With Disability Care Navigation?

In late September 2026, Sun Life U.S. introduced Disability with Health Navigator, integrating personalized care navigation into disability coverage to help employees access specialized opinions, providers, and employer-specific benefits while facing major health conditions or seeking ongoing support. This move extends Health Navigator’s reach across disability, standalone offerings and medical stop-loss coverage, underlining Sun Life’s focus on year-round health support within employer...

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Oct 3 • 8:12 PM EDT • Health • finance.yahoo.com
Michigan State suffers 31-3 loss at Wisconsin

MADISON, WI. (WLNS) — The Michigan State football team suffered its third straight loss in its first Big Ten road game of the season, falling 31-3 at Wisconsin Saturday. This is the first time since the 2024 season that MSU failed to score a touchdown in a game. The Spartans have scored a combined 26 […]

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Oct 3 • 6:50 PM EDT • Sports • sports.yahoo.com
Michigan State football grades vs Wisconsin: Why are Spartans lifeless?

Free Press sports writer Chris Solari grades Michigan State football after the Spartans’ 31-3 loss at Wisconsin on Saturday, Oct. 3.

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Oct 3 • 6:42 PM EDT • Sports • sports.yahoo.com
Health Policy Watch | COVID-19 drops out of world’s top 10 causes of death for first time since pandemic began

The virus directly killed an estimated 0.9 million people in 2023, ranking 14th, as global life expectancy climbed back to near its pre-pandemic level.

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Oct 3 • 6:30 PM EDT • Health • eatg.org
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Questions persist around horse deaths at Humboldt County Fair

The events attending veterinarians said the incidents were ‘bad luck accidents,’ but also pointed to laxness of rodeo regulation versus horseracing.

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Oct 3 • 5:45 PM EDT • Entertainment • times-standard.com
Free Narcan training at Bismarck-Burleigh Public Health

Narcan is a medication that temporarily restores breathing during an overdose caused by fentanyl or other opioids.

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Oct 3 • 4:16 PM EDT • Health • kfyrtv.com
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Scientists spot hidden magnetic state emerging inside a superconductor

YbSb₂ is the first known type-I superconductor to spontaneously break time-reversal symmetry, creating a tiny magnetic field inside itself as it enters the superconducting state.

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Oct 3 • 4:07 PM EDT • Science • interestingengineering.com
Stanislaus County launches business one stop website to support entrepreneurs

MODESTO — Stanislaus County Workforce Development has launched a new online Business One Stop Services website, offering entrepreneurs and business owners a centralized hub for starting, running, expanding or transitioning a business.

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Oct 3 • 4:05 PM EDT • Business • turlockjournal.com
Important Players to Watch: College Football Week 5

Mensah Toney Taylor Smith and Baugh are all names to take the time and watch during their Week 5 matchup

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Oct 3 • 3:56 PM EDT • Sports • sports.yahoo.com
Giancarlo Stanton is the Yankees’ biggest October wild card

The Yankees put Giancarlo Stanton on their Division Series roster Saturday. Aaron Judge is not on it. Those two decisions […]

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Oct 3 • 3:22 PM EDT • Sports • sports.yahoo.com
Yan Leyfman: Real-World Outcomes After First-Line Osimertinib in EGFR-Mutant NSCLC

Yan Leyfman: Real-World Outcomes After First-Line Osimertinib in EGFR-Mutant NSCLC / cancer, EGFR-mutant lung cancer, FLAURA2 Trial, Lung cancer, NSCLC,

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Oct 3 • 2:42 PM EDT • Science • oncodaily.com
VB Health Launches Public Seven-Part Supplement Quality Standard

DENVER, Oct. 03, 2026 (GLOBE NEWSWIRE) -- VB Health, a Denver-based dietary supplement company co-founded by a U.S.-licensed physician, launched...

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Oct 3 • 2:00 PM EDT • Health • markets.businessinsider.com
Live updates, score from Florida football vs Missouri Tigers

Florida football plays Missouri at Memorial Stadium. Follow here for live score updates, highlights, injury news, key plays and instant analysis.

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Oct 3 • 1:32 PM EDT • Sports • sports.yahoo.com
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Derrick Henry Shares His Side of Tennessee Titans Departure

The legendary running back breaks his silence on a bittersweet exit, revealing the front office never offered a new contract before shipping him toward a fresh start.

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Oct 3 • 1:00 PM EDT • Sports • sports.yahoo.com
Arsenal reignites interest in Spanish full back

Arsenal are one of the clubs that have held a long-standing interest in Ivan Fresneda, having followed the Spanish right-back since his time at Real Valladolid.Fresneda was tipped for greatness when h...

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Oct 3 • 1:00 PM EDT • Sports • sports.yahoo.com
Chris Bassitt Explains What Has to Change for Orioles

Bassitt may not be back next year, but he spent the end of the season pushing the Orioles to set new standards from top to bottom.

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Oct 3 • 12:54 PM EDT • Sports • sports.yahoo.com
6 Old-School Pony Cars That Aren't The Ford Mustang

Besides the Mustang, pony cars of the 1970s inclued the Mercury Cougar, Plymouth Barracuda / 'Cuda, Dodge Challenger, Chevy Camaro, and AMC Javelin.

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Oct 3 • 12:45 PM EDT • Technology • jalopnik.com
Somalia won’t accept Israeli presence ‘under any circumstances’: President
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Oct 3 • 12:25 PM EDT • Politics • aljazeera.com
1 in 8 cancer cases are caused by infections, underscoring the importance of vaccines, experts say

Four pathogens account for most infection-related cancers, a new study highlights, but the tools to prevent them range from well-established vaccines to treatments still under development.

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Oct 3 • 12:00 PM EDT • Science • livescience.com
VB Health Launches Public Seven-Part Supplement Quality Standard

New company-wide standard, effective across the VB Health portfolio, establishes requirements for research, clinically relevant dosing, formula transparency, sourcing, U.S. manufacturing and every-batch testingDENVER, Oct. 03, 2026 (GLOBE NEWSWIRE) -- VB Health, a Denver-based dietary supplement company co-founded by a U.S.-licensed physician, launched the VB Health Supplement Quality Standard today, a new public seven-part framework that establishes company-wide requirements for how its supplem

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Oct 3 • 12:00 PM EDT • Health • finance.yahoo.com
Ike Perlmutter helps James Uthmeier stretch fundraising lead in AG race

The business titan and his wife combined to give half a million dollars to the AG's PC.

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Oct 3 • 11:59 AM EDT • Politics • floridapolitics.com
I spent years reviewing hotels. Motherhood changed my standards.

Traveling with a baby changed my definition of five-star hospitality. Now that I'm a parent, personalized service matters more than fancy amenities.

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Oct 3 • 11:36 AM EDT • Business • businessinsider.com
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Penn State facing glaring issues after back-to-back losses

EVANSTON, Ill. (WHTM) — It is next to impossible to pin Penn State’s loss to Northwestern on just one thing, but here are three glaring issues following the Nittany Lions’ back-to-back losses this season. The run game only produced 48 yards, the run defense gave up 418, and head coach Matt Campbell says his program […]

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Oct 3 • 11:31 AM EDT • Sports • sports.yahoo.com
Exhibition celebrates importance of art education

What are art teachers made of?

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Oct 3 • 11:30 AM EDT • Entertainment • chronicleonline.com
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Jordan Hall Out, Brady Pretzlaff In: Michigan State Availability Report

Reinforcements arrive in Madison as the Spartans regain key defensive depth, leaning on freshman standout Brady Pretzlaff to anchor the linebacking corps despite devastating injuries to two stars.

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Oct 3 • 11:13 AM EDT • Sports • sports.yahoo.com
One Jazz Offseason Acquisition That is Has Flown Under Radar

Josh Okogie should be an important piece for Utah.

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Oct 3 • 9:35 AM EDT • Sports • sports.yahoo.com
Is the ‘Verity’ cast Team Letter or Team Manuscript? Anne Hathaway weighs in on debate

Anne Hathaway, Dakota Johnson, and Josh Hartnett explain to EW where they stand on the shocking ending of their new movie ‘Verity.’

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Oct 3 • 9:30 AM EDT • Entertainment • ew.com
Penn State's loss to Northwestern is season-altering

Penn State's loss to Northwestern ultimately puts Penn State in a steep uphill climb with two months to go in the football season.

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Oct 3 • 9:03 AM EDT • Sports • sports.yahoo.com
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Aaron Sorkin says ‘money does not motivate’ Jesse Eisenberg: ‘It’s infuriating’

Aaron Sorkin says he spent three days trying to convince Jesse Eisenberg to return as Mark Zuckerberg for ‘The Social Reckoning,’ but none of his arguments, including a substantial salary, made an impact on the star.

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Oct 3 • 9:00 AM EDT • Entertainment • ew.com