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Cleveland Clinic: Most Men in Florida Are Skeptical of Health Advice from Social Media and AI

MENtion It survey finds social media can motivate men to improve their health while fueling misconceptions, despite growing awareness of misinformation online.

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Sep 1 • 12:01 AM EDT • Health • newsroom.clevelandclinic.org
Risky science: why connecting research to application matters

There is not much benefit in producing science that just sits on a shelf. Effective science must extend beyond publication and address real-world needs argues Lynn Johnston, a Forest Fire Research Specialist with Natural Resources Canada and the Canadian Forest Service, in an editorial for the International Journal of Wildland Fire. While reading journal articles […]

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Aug 31 • 8:35 PM EDT • Science • wildfiretoday.com
Abdul El-Sayed responds to JD Vance

After being called ‘evil’ by Vice President JD Vance, Michigan’s Democratic Senate nominee responds in an interview with CNN’s Kaitlan Collins.

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Aug 31 • 8:00 PM EDT • Politics • cnn.com
810 Entertainment to bring bowling, dining and entertainment to former Punch Bowl Social home

A new food-focused entertainment venue is coming to Sacramento's Downtown Commons, bringing bowling, interactive games and a full-service restaurant to the space that previously housed Punch Bowl Social near the Golden 1 Center.

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Aug 31 • 7:45 PM EDT • Entertainment • cbsnews.com
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Texas hospitals to lose $27 million in Medicaid funding daily

Starting Sept. 1, the Trump administration will withhold about $9.8 billion in extra annual funding that helps hospitals cover the difference between Medicaid payments and the actual cost of services.

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Aug 31 • 7:34 PM EDT • Health • texastribune.org
Hochul announces $36M in additional funding for victim services statewide

The announcement follows advocates speaking up for weeks about not receiving enough funding to operate their programs for their upcoming year.

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Aug 31 • 6:58 PM EDT • Politics • spectrumlocalnews.com
JD Vance Called Michigan Senate Candidate Abdul El-Sayed ‘Evil’ in Speech

Vice President JD Vance also told Dr. Abdul El-Sayed, Michigan’s Democratic Senate nominee, to “keep my wife’s name out of your mouth.”

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Aug 31 • 6:36 PM EDT • Politics • nytimes.com
The Google TV Streamer now costs $50 more

Would you pay $149 for a streaming device from 2024?

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Aug 31 • 6:32 PM EDT • Technology • theverge.com
Microsoft acknowledges widespread Exchange Online problems

Initially reported as an Outlook problem, Microsoft says its Exchange Online service has been disrupted.

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Aug 31 • 6:15 PM EDT • Technology • mashable.com
Higgingbotham continues expansion streak with retirement plan business addition

The acquisition adds to the Fort Worth-based insurance company’s growing lineup of specialty services.

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Aug 31 • 6:14 PM EDT • Business • fortworthreport.org
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Vance casts El-Sayed as ‘evil’ and tells him to ‘keep my wife’s name the hell out of your mouth’

Vice President JD Vance said in Michigan on Monday that “there’s something about Abdul El-Sayed that is very, very, evil,” arguing that the state’s Democratic Senate nominee is symptomatic of a growing trend in America of fighting “for one group at the expense of others.”

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Aug 31 • 5:45 PM EDT • Politics • cnn.com
Northwest Arkansas hospital becomes latest site for state's maternal health program

A program aimed at supporting high-risk pregnancies has expanded to Mercy Hospital Northwest Arkansas, Department of Human Services officials announced Monday.

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Aug 31 • 5:34 PM EDT • Health • arkansasadvocate.com
Apple Releases New iOS 27, iPadOS 27, macOS 27, and tvOS 27 Public Betas

Apple today released the sixth public betas of iOS 27, iPadOS 27, tvOS 27, and macOS Golden Gate, allowing anyone with a compatible device to download and test the new software. The sixth betas come a week after Apple seeded the fifth betas and a few hours after the eighth developer betas. You can get started by signing up on Apple's beta website and then opting in to the public beta by opening up the Settings app on your device, selecting General, and choosing Software Update.

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Aug 31 • 5:13 PM EDT • Technology • macrumors.com
HHS Awards $77 Million to Strengthen Substance Use Prevention, Treatment, Crisis Services, and Mental Health Services

HHS, today announced on Overdose Awareness Day that it has awarded $77 million in new grant funding to strengthen substance use prevention.

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Aug 31 • 5:03 PM EDT • Health • hhs.gov
Some Jewish Republicans bashed JD Vance. Now he’ll speak to them in person.

The vice president is set to appear at a Republican Jewish Coalition summit at a time when many prominent donors and activists oppose his potential presidential bid.

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Aug 31 • 4:44 PM EDT • Politics • washingtonpost.com
BUYcott Urges Elected Officials and Business Owners to 'Stand Up' to Task Force

Organizers said 48 businesses have publicly declared their opposition of the MSTF, by refusing search and service to agents.

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Aug 31 • 4:36 PM EDT • Business • memphisflyer.com
Columbus launches Nurse Health Care Navigation Line

The service will allow dispatchers to connect callers with a registered nurse who can assess the patient’s needs and help determine next steps.

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Aug 31 • 4:05 PM EDT • Health • spectrumnews1.com
Business Owner Charged with Tax Fraud, Wire Fraud Related to COVID Relief Funds

URBANA, Ill. (WICS/WRSP) - Hans Lee Grotelueschen, 56, of Mahomet has been charged with allegedly failing to pay employment taxes to the Internal Revenue Service and fraud related to Economic

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Aug 31 • 4:01 PM EDT • Business • newschannel20.com
Pixel 11 owners say their phones are waking up without being touched

Some Pixel 11 users report the Lift to wake phone feature is overly sensitive, waking their devices at even small vibrations.

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Aug 31 • 3:58 PM EDT • Technology • androidauthority.com
Illinois Quick Hits: Champaign business owner charged with COVID relief fraud

(The Center Square) – A Mahomet man has been charged with fraud and failing to pay employment taxes to the Internal Revenue Service.

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Aug 31 • 3:30 PM EDT • Business • thecentersquare.com
Meet the Newest Members of Poole’s Graduate Business Community

This fall, 291 students joined Poole College of Management’s graduate business programs, bringing experience from fields including technology, education, accounting, marketing, financial services and the military. Meet six incoming students and learn about the paths that led them to NC State, what they hope to gain and where they plan to go next.

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Aug 31 • 3:07 PM EDT • Business • poole.ncsu.edu
Cincinnati logistics company acquired by national firm

Priority Dispatch Inc. and Diamond Expedited, both owned by Jeff Thomas, will be acquired by Minneapolis-based Priority Courier Experts to expand logistics services across the Midwest.

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Aug 31 • 2:20 PM EDT • Business • bizjournals.com
Microsoft Outlook Hit by Exchange Online Service Outage

Outlook users are facing a frustrating start to the work week thanks to an issue with Microsoft Exchange Online.

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Aug 31 • 1:53 PM EDT • Technology • cnet.com
Experience Bayou Sol: The only full service aerial entertainment company in SWLA

The Lake Charles based company is the only aerial entertainment company in Southwest Louisiana, offering performances, workshops, private lessons and entertainment for a variety of events.

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Aug 31 • 1:36 PM EDT • Entertainment • kplctv.com
Livestream: Vice President Vance delivers remarks at Republican political event in Macomb County

Vice President JD Vance is expected to visit Macomb County Monday afternoon.

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Aug 31 • 12:59 PM EDT • Politics • clickondetroit.com
Run NVIDIA BioNeMo NIM Microservices for Protein Structure Prediction in Claude Science

Agentic AI is changing how research is done. AI scientists can read papers, propose hypotheses, call models, and determine which experiments to prioritize next. First proving their value in software…

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Aug 31 • 12:30 PM EDT • Science • developer.nvidia.com
Virtual e-health system safely monitors cardiac devices and cuts costs

A virtual e-health system (VIRTUES) was as safe and effective as standard care for monitoring the function of cardiac implantable electronic devices, with the benefit of cost savings and patient satisfaction.

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Aug 31 • 11:53 AM EDT • Health • news-medical.net
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Lincoln police arrest USPS employee over missing sports card package

A U.S. Postal Service employee was arrested after a package with contents valued at nearly $46,000, including six high-value sports cards, was reportedly stolen from a Lincoln post office on Saturday.

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Aug 31 • 11:33 AM EDT • Sports • 1011now.com
Maine lawmakers call on MaineHealth to keep Lincoln County labor unit open

Another labor and delivery unit in Maine is slated to close before the end of the year. A Maine Legislature committee is trying to take action to keep services open.

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Aug 31 • 10:36 AM EDT • Health • wmtw.com
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Just announced! Colts 2026 gameday giveaways, entertainment and promotions

Special themes include the debut of the Colts new NFL x Nike Rivalries uniform, a celebration of Colts Legend Adam Vinatieri, Kicking the Stigma, Indiana Nights, Salute to Service and more.

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Aug 31 • 10:00 AM EDT • Entertainment • colts.com
CARES Celebrates 5 Years Providing Alternative Emergency Services in Madison

Madison's Community Alternative Response Emergency Services program, popularly known as CARES, turns five years old on September 1, 2026.CARES has been warmly embraced by the community and enthusiastically supported by local leaders since its inception. Developed specifically to address acute behavioral health emergencies that are non-violent in nature, CARES aims to provide timely care that is responsive to a person's specific needs.

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Aug 31 • 10:00 AM EDT • Health • cityofmadison.com
New Texas laws expand repair rights, regulate solar sellers and recognize gold as money

Texas laws taking effect Sept. 1 will change how consumers repair electronic devices, strengthen oversight of residential solar sales and allow certain forms of gold and silver to be used as legal tender.

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Aug 31 • 9:02 AM EDT • Politics • houstonpublicmedia.org
CT’s Community Health Centers Earn National Recognition

The federal Health Resources and Services Administration recently awarded Community Health Quality Recognition badges to community health centers across the country, including Connecticut’s 17 health centers.

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Aug 31 • 8:55 AM EDT • Health • ctnewsjunkie.com
Marshall Health Network adds five pediatricians to its care team

HUNTINGTON, W.Va. – Marshall Health Network recently welcomed five pediatricians to its team of providers. Rita M. Ryan, M.D., professor and chair of pediatrics at the Marshall University Joan C. Edwards School of Medicine, is a board-certified neonatologist and nationally recognized neonatal lung specialist. She brings extensive experience as a clinician and pediatric leader, including previous service as pediatrician-in-chief at the Medical […]

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Aug 31 • 8:12 AM EDT • Health • news.marshallhealth.org
Why do some proteins accumulate even on protein-resistant surfaces?

Proteins with exposed arginine can selectively accumulate even on protein-resistant coatings, as reported by researchers from Science Tokyo. Through an in-depth analysis of which and how proteins adhere to various anti-fouling surfaces, the team found arginine disrupts the protective water layer that normally blocks adsorption. Their results will help scientists develop safer and more effective biocompatible materials for medical devices, such as stents and advanced biosensors.

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Aug 31 • 8:00 AM EDT • Science • eurekalert.org
New chair for Essex mental health trust board appointed

Jackie Craissati says she wants to continue the trust's efforts with "developing and improving" services.

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Aug 31 • 7:39 AM EDT • Health • bbc.com
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Sweden ends aid to Liberia in a hammer blow to women’s rights and healthcare

Sexual and reproductive services face an uncertain future as the country’s second-largest donor halts support worth hundreds of millions of pounds

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Aug 31 • 7:00 AM EDT • Health • theguardian.com
SLB to acquire Kelvion for $3.4 billion

Oilfield ​services provider ‌SLB said ​on ​Monday it ⁠will ​acquire ​thermal management provider ​Kelvion ​from Apollo Global ‌for $3.4 ⁠billion in ​cash, ​not ⁠including debt.

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Aug 31 • 6:57 AM EDT • Business • reuters.com
Amazon makes Alexa+ free on compatible Fire TVs

Amazon's Alexa+ rolls out free to Fire TV devices across the U.S., but hands-free microphones and stored voice data raise key privacy questions.

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Aug 31 • 6:51 AM EDT • Technology • foxnews.com
Apple Watch will reportedly get a big redesign, but not this year

The changes on this year's Watch devices will reportedly be minor and cosmetic.

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Aug 31 • 5:34 AM EDT • Technology • mashable.com
JD Vance set to address Jewish conservatives, as some Jews in GOP share concerns about his recent Israel remarks

Vice President JD Vance is set to address a gathering of Jewish conservatives on Monday, even as some Jews in the GOP have raised concerns about his remarks on Israel.

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Aug 31 • 5:23 AM EDT • Politics • abcnews.com
Kazakhstan’s Tokayev appoints longtime adviser as vice president
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Aug 31 • 5:07 AM EDT • Politics • aljazeera.com
More Mail Ballots Are Arriving Late This Year, and They’re Getting Tossed

State officials say they worry about the Postal Service’s ability to deliver votes this fall. They are urging voters to mail their ballots early or use drop boxes so their votes count.

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Aug 31 • 5:02 AM EDT • Politics • nytimes.com
Psychologists Defined the 6 Elements of Mental Health. How Many Do You Have?

Forget TikTok trends or Instagram advice, a new study asked dozens of actual experts what is actually important for good mental health.

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Aug 31 • 5:00 AM EDT • Health • inc.com
Industry-Specific Survey Shows Boost in Small Business Optimism

The Optimism Index for the construction, manufacturing, retail and services industries rose from April, a survey says.

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Aug 31 • 4:50 AM EDT • Business • businessjournaldaily.com
Free health services await farmers at Husker Harvest Days

Show attendees can access vital health resources, from heart screenings to farm safety education, all in one convenient location.

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Aug 31 • 3:00 AM EDT • Health • farmprogress.com
Study: Rural, dual-eligible patients less likely to receive timely home health rehab

Medicare patients who were rural and dually eligible for Medicare and Medicaid were less likely to receive home health rehabilitation services within 48 hours of discharge from the hospital, according to an August study published in the Journal of the American Medical Directors Association.

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Aug 31 • 12:37 AM EDT • Health • mcknightshomecare.com
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The business of beauty: GW students turn cosmetic hobbies into profits

In a city overflowing with expensive beauty service options, try booking your next refresh appointment with GW’s own student-run businesses.

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Aug 31 • 12:30 AM EDT • Business • gwhatchet.com
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BUSINESS MONDAY: Spotlight on Bilmar Veterinary Services in Great Barrington

The locally owned practice, which dates to 1945, is marking 10 years under the ownership of Dr. Emily Newman—continually expanding its offerings along the way.

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Aug 31 • 12:18 AM EDT • Business • theberkshireedge.com
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism

Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.

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Aug 31 • 12:07 AM EDT • Politics • news4jax.com
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Dolly Parton laid to rest in private Nashville funeral

Dolly Parton was laid to rest in a private Nashville service attended by immediate family following her death at age 80, her great-niece shared on Instagram.

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Aug 30 • 9:20 PM EDT • Entertainment • latimes.com
Fitbit’s founders designed a wearable for the whole family

Luffu, a health tracking app designed for families and caregivers, just unveiled a device that rethinks the wearable.

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Aug 30 • 8:39 PM EDT • Health • fastcompany.com
Patients opening up to AI over doctors for health questions

Healthvana’s AI tool is strictly conversational and refrains from providing medical advice, Palmeri said.

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Aug 30 • 7:50 PM EDT • Health • newsnationnow.com
Service pressure helps Huskers sweep Texas

The top two teams met in the entertainment capital of the world.

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Aug 30 • 7:01 PM EDT • Entertainment • wowt.com
Microsoft Is Slowly Healing Windows 11, With OneDrive Finally Allowing Users To Fully Opt Out Of The Service, Getting Rid Of The Incessant Reminder

Microsoft is making it easier to opt out of OneDrive on Windows 11 by removing persistent backup prompts and improving user control

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Aug 30 • 4:14 PM EDT • Technology • wccftech.com
Potential measles exposure reported at Asheville hotel, NCDHHS says

There was a measles case from an out-of-state person who traveled through Asheville in August, the North Carolina Department of Health and Human Services said.

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Aug 30 • 3:37 PM EDT • Health • wlos.com
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning

On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

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Aug 30 • 2:52 PM EDT • Health • outbreaknewstoday.substack.com
Apple Pencil for iPhone Ultra Was Tested

Apple has internally prototyped, tested, and considered launching an Apple Pencil for the upcoming foldable iPhone, according to Bloomberg's Mark Gurman. However, he said it is unlikely that the accessory will be released. In his Power On newsletter today, Gurman said the Apple Pencil tested for the foldable iPhone is stubbier than the versions for iPads. He said the Apple Pencil for the foldable iPhone was designed to magnetically attach and charge on the side of the device.

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Aug 30 • 10:27 AM EDT • Technology • macrumors.com
How Apple Stumbled Into AI Hardware Success With the Mac

The hottest products at Apple right now are not the iPhone, the iPad or a buzzy new show on the company’s streaming service. They are two of the lowliest members of Apple’s venerable Mac product line: its boxy Mac mini and Mac Studio computers, which come without monitors, keyboards or mice and ...

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Aug 30 • 10:00 AM EDT • Technology • theinformation.com
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices

Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.

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Aug 30 • 9:00 AM EDT • Business • fintechbusinessweekly.substack.com
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Research projects in the Pacific Northwest’s experimental forests face funding uncertainty

A reorganization of the U.S. Forest Service and threats to federal funding could affect ongoing research in the Pacific Northwest.

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Aug 30 • 9:00 AM EDT • Science • opb.org
EU provides €12 million to WHO to sustain essential health services and support recovery across Syria

30 August 2026, Damascus, Syrian Arab Republic – The World Health Organization (WHO) has received €12 million (approximately US$14 million) from European Union Humanitarian Aid, to help sustain essential health...

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Aug 30 • 8:00 AM EDT • Health • emro.who.int
Trump administration cuts health care coverage for some transgender youth in California

Newsom’s 2026-27 budget already includes $10 million for “capacity grants to gender-affirming care services providers,” plus $8 million each in the next two budget years.

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Aug 30 • 7:00 AM EDT • Health • mercurynews.com
Federal cuts lead to growing burden on Cook County health system, taxpayers

Cook County’s sprawling safety net health system is counting on the county board to fill a budget gap of $40 million this year or face potential service cuts.

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Aug 30 • 6:00 AM EDT • Health • chicagotribune.com
Late payments threaten business license of Chicago body removal contractor

The small funeral home company that holds the lucrative contract for the city’s body removal services may soon be dissolved due to its failure to pay business license fees to the state.

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Aug 30 • 6:00 AM EDT • Business • chicagotribune.com
‘We are excited about the future’: Aiken and Florence healthcare providers announce intent to merge

Aiken-based Rural Health Services has announced intent to merge with HopeHealth, another nonprofit that provides primary and specialty health care services.

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Aug 30 • 6:00 AM EDT • Health • postandcourier.com
A Mortgage Servicer Sent a Letter About an Address Change. Was It Deed Theft?

A letter arrived in the mail from PNC Bank about an address change on a mortgage account. Was a deed theft scheme in process?

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Aug 30 • 5:02 AM EDT • Business • nytimes.com
Asking Eric: My company’s mandatory mental health day just stresses me out more

Advice from R. Eric Thomas.

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Aug 30 • 4:15 AM EDT • Health • adn.com
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US Open predictions: Carlos Alcaraz and Coco Gauff? The Sky Sports Tennis panel pick their winners and dark horses ahead of the Grand Slam in New York

Who are the winners and dark horses for this years US Open at Flushing Meadows? watch the final Grand Slam of 2026 from Sunday at 3pm live on Sky Sports Tennis and Sky Sports+, streaming service NOW and the Sky Sports app

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Aug 30 • 3:00 AM EDT • Sports • skysports.com
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Health department hosts free recovery event to reduce stigma and link residents to service
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Aug 30 • 12:21 AM EDT • Health • wcti12.com
Xbox CEO says next-gen Project Helix will be a “family of devices,” hinting at another Xbox Series S|X-style lineup

Xbox CEO Asha Sharma says the next-generation Project Helix will launch as a “family of devices,” suggesting a tiered lineup similar to the Xbox Series S and X. Microsoft has confirmed AMD-powered hardware supporting Xbox and PC games but has yet to disclose pricing, release timing, or disc-drive options.

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Aug 29 • 10:45 PM EDT • Technology • notebookcheck.net
A new recipe unlocks “impossible” nanocrystals for LEDs, implants, and superconductors

Scientists have cracked a long-standing chemistry problem, creating nanocrystals from tough metal nitrides that were previously extremely difficult to produce at this scale. The breakthrough could turn familiar materials used in LEDs, implants, and superconductors into building blocks for flexible electronics, printable devices, and other technologies.

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Aug 29 • 8:00 PM EDT • Science • sciencedaily.com
Four baby goats at mobile petting zoo in North Carolina test positive for rabies

The North Carolina Department of Health and Human Services said the petting zoo held events involving children and elderly people between July 28 and Thursday.

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Aug 29 • 6:37 PM EDT • Health • nbcnews.com
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Worthless TV streaming services are robbing us blind
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Aug 29 • 4:42 PM EDT • Technology • nypost.com
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Cunion Frames Its Wearable Health Ecosystem Around Five Health Benefits

San Diego, California--(Newsfile Corp. - August 29, 2026) - Most health technology can overwhelm users with constant notifications and dashboards, eventually causing them to disengage. In response to this challenge, Cunion is building an ecosystem around the premise that the healthiest device is the one that stays quiet until it has something worth saying. From this approach, Cunion identifies five practical health benefits across its wearable ecosystem.To view an enhanced version of this...

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Aug 29 • 4:05 PM EDT • Health • finance.yahoo.com
Cloudflare freed up 100TB of RAM behind its 1.1.1.1 DNS without adding a single server

The optimization work was centered on Big Pineapple, Cloudflare's DNS caching platform behind the popular 1.1.1.1 resolver, DNS Firewall, and several other DNS services they offer. In...

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Aug 29 • 12:41 PM EDT • Technology • techspot.com
Cost of Apple TV rises along with 'One' subscription bundle price hike

The new monthly cost follows similar increases from other streaming services, including fees to avoid ads

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Aug 29 • 12:13 PM EDT • Technology • nypost.com
Most Business Advice Is 'Trash,' Says Kalshi CEO. But There’s a Catch

Great leaders know when to trust their instincts and when seeking advice is the smartest move they can make.

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Aug 29 • 12:00 PM EDT • Business • inc.com
Arisa Health names new chief financial officer

Arisa Health, a Springdale-based behavioral healthcare system, said its chief financial officer, Keith Faught, recently left the role and has joined another organization. The nonprofit has promoted Brian Lutz, vice...

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Aug 29 • 11:39 AM EDT • Politics • talkbusiness.net
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Arisa Health names new chief financial officer

Arisa Health, a Springdale-based behavioral healthcare system, said its chief financial officer, Keith Faught, recently left the role and has joined another organization. The nonprofit has promoted Brian Lutz, vice...

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Aug 29 • 11:39 AM EDT • Health • talkbusiness.net
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Arisa Health names new chief financial officer

Arisa Health, a Springdale-based behavioral healthcare system, said its chief financial officer, Keith Faught, recently left the role and has joined another organization. The nonprofit has promoted Brian Lutz, vice...

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Aug 29 • 11:39 AM EDT • Business • talkbusiness.net
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Shelby County Health Department to host community care fair

The Shelby County Health Department will hold a Community Care Fair on Saturday to connect residents with health services.

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Aug 29 • 11:16 AM EDT • Health • actionnews5.com
Top Stories: Apple's 'Surprise and Shine' Event, Plus New Mac mini and Mac Studio

It turned out to be a big week for Apple news this week, as we not only got an official announcement about the upcoming iPhone event but also several hardware announcements including updated Mac mini and Mac Studio models. Anticipation continues to build for Apple's first foldable iPhone coming at next month's event, while subscribers to the Apple TV streaming service are getting hit with another price increase, so read on below for all of the details.

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Aug 29 • 9:00 AM EDT • Technology • macrumors.com
Ala. health system opens operations center with plans for up to 250 jobs

Huntsville Hospital Health System and Marshall Medical Centers opened a 32,000-square-foot operations hub in Arab to support scheduling, billing, customer service and other health care functions

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Aug 29 • 8:00 AM EDT • Health • ems1.com
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Welsh Gender Service surgical referrals paused for clinical review

Data suggests "significantly higher" rates of referral for gender-affirming surgery compared with English services, according to the health board.

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Aug 29 • 7:38 AM EDT • Health • bbc.com
Project Helix will be a ‘family of devices,’ Xbox CEO confirms

Xbox CEO Asha Sharma says Project Helix will focus on affordability…

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Aug 29 • 5:54 AM EDT • Technology • videogameschronicle.com
Postdocs Share Advice for Navigating Early-Career Science

From finding the right mentor to setting boundaries, postdoctoral researchers offer advice for navigating this pivotal stage.

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Aug 29 • 12:00 AM EDT • Science • the-scientist.com
OpenAI ending deal with Cursor because xAI violated terms of service

OpenAI said it doesn't trust SpaceX to comply with its terms of service, citing past conduct by xAI, another of Elon Musk's companies.

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Aug 28 • 11:39 PM EDT • Business • businessinsider.com
🙂 Positive (50%)
Apple implements price hikes for its TV streaming service and 'One' subscription bundle

Apple TV now costs $14.99 per month after a $2 streaming price increase, while the Apple One bundle was also hiked to $21.95.

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Aug 28 • 10:09 PM EDT • Technology • foxbusiness.com
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Apple implements price hikes for its TV streaming service and 'One' subscription bundle

Apple TV now costs $14.99 per month after a $2 streaming price increase, while the Apple One bundle was also hiked to $21.95.

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Aug 28 • 10:09 PM EDT • Business • foxbusiness.com
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Throwing service members a mental health lifeline

PORTSMOUTH, Va. (WAVY) — A Navy sailor aboard the USS Abraham Lincoln faces potential disciplinary action, including having their salary reduced by half, after surviving a suicide attempt whi…

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Aug 28 • 9:31 PM EDT • Health • wavy.com
Florence and Aiken healthcare providers HopeHealth and Rural Health Services to merge

Nonprofit healthcare provider HopeHealth and Rural Health Services (RHS) announced plans to merge operations into a single community health center to serve Flor

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Aug 28 • 8:02 PM EDT • Health • wpde.com
All iRacing content will be available in career mode at ‘zero extra cost’

All content will be available in iRacing's career mode at ‘zero extra cost’, according to Senior Vice President and Executive Producer, Greg Hill.

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Aug 28 • 7:58 PM EDT • Technology • traxion.gg
Report: New Yorkers paying $5,000 for everyday essentials

A new report from the U.S. Senate Joint Economic Committee – Minority finds New Yorkers are paying $5,000 more on everyday goods and services as of July 2026.

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Aug 28 • 6:54 PM EDT • Politics • spectrumlocalnews.com
Trump says he will observe the 25th anniversary of 9/11 at the Pentagon

Vice President JD Vance will attend the New York observance and other administration officials will go to the ceremony in Shanksville, Pennsylvania

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Aug 28 • 6:34 PM EDT • Politics • spectrumlocalnews.com
Trump says he will observe the 25th anniversary of 9/11 at the Pentagon

Vice President JD Vance will attend the New York observance and other administration officials will go to the ceremony in Shanksville, Pennsylvania

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Aug 28 • 6:34 PM EDT • Politics • spectrumlocalnews.com
Trump says he will observe the 25th anniversary of 9/11 at the Pentagon

Vice President JD Vance will attend the New York observance and other administration officials will go to the ceremony in Shanksville, Pennsylvania

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Aug 28 • 6:34 PM EDT • Politics • spectrumlocalnews.com
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Xbox CEO calls Project Helix a ‘family of devices’

Lots of Xboxes?

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Aug 28 • 6:03 PM EDT • Technology • theverge.com
Android 17 QPR2 Beta 4 rolling out with many Pixel bug fixes

Following the big release two weeks ago, Google is rolling out Android 17 QPR2 Beta 4 for Pixel devices...

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Aug 28 • 5:53 PM EDT • Technology • 9to5google.com
Apple TV raises prices without offering an ad tier, testing how much viewers will pay

Apple TV, the streaming service known for series like “Ted Lasso” and “Severance,” is raising its prices, effective immediately.

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Aug 28 • 5:53 PM EDT • Technology • detroitnews.com