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DNA From a Human Brain Gene Has Turned Up In a Virus

A surprising leap across genomes.

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Oct 7 • 6:00 PM EDT • Science • sciencealert.com
This surprising mammal fossil is giving scientists something to chew on

It's likely you've already chewed and swallowed some tasty morsel today. But when did that ability emerge? New evidence points to at least the middle Jurassic, back when dinosaurs still reigned.

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Oct 7 • 3:59 PM EDT • Science • npr.org
High-Signal Publisher
Opinion | Shaul: Missouri Employers Need More Choices to Control Health Care Costs

For Missouri grocers, the rising cost of health care isn't an abstract policy debate. It's a cost they deal with every month as they work to provide health insurance for their employees and their families.

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Oct 7 • 3:48 PM EDT • Health • themissouritimes.com
Swarthmore bakery Pastry Pants has closed amid rising costs and waning business

Owner Robert Smythe said a constellation of factors pushed him to shut down the bakery, formerly located at 10 Park Ave. in downtown Swarthmore.

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Oct 7 • 2:06 PM EDT • Business • inquirer.com
People on weight-loss drugs report fingernails falling off as researchers uncover surprising link

Nail discoloration was reported by 46% of GLP-1 users versus 17% of non-users, while scalp inflammation accompanied hair loss in most medication users studied.

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Oct 7 • 2:04 PM EDT • Health • foxnews.com
Study examines rising use of emergency holds for youth in mental health crisis

(3 min. read)

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Oct 7 • 11:49 AM EDT • Health • innovationdistrict.childrensnational.org
'Completely unexpected': Astronomers spy never-before-seen 'phoenix planet' rising from the ashes of a dead star

Astronomers have spotted a rare "second-generation" exoplanet closely orbiting the nearby white dwarf HS 0209+0832. An unusual mixture of heavy elements inside this zombie star suggests that "this system has given birth to a new world using the foundations of the old one."

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Oct 7 • 11:22 AM EDT • Science • livescience.com
NYC Health + Hospitals Leaders Named to Becker's 2026 "Rising Stars: 188 Healthcare Leaders to Know Under 40" List

NYC Health + Hospitals announced that Komal Lodaria, Senior Director of System Care Experience, and Christopher G. Wilson, MSN, RN. Chief Nursing Officer,

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Oct 7 • 10:59 AM EDT • Health • nychealthandhospitals.org
Becker's honors Vanderbilt Health’s Ruchika Talwar on its ‘Rising Stars: Healthcare Leaders Under 40’ list

Becker's Hospital Review is honoring Ruchika Talwar, with inclusion on its 2026 "Rising Stars: Healthcare Leaders Under 40" list.

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Oct 7 • 10:46 AM EDT • Health • news.vumc.org
iOS 27.2 release date: New iPhone features are coming soon

iOS 27.2 is coming surprisingly soon, with iOS 27.1 focusing solely on iPhone Duo changes, Here’s when to expect the update’s release.

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Oct 7 • 10:26 AM EDT • Technology • 9to5mac.com
Guillermo Rodriguez and Witney Carson react to ‘DWTS’ judge Carrie Ann Inaba’s claim his ‘joy’ is gone

Guillermo Rodriguez and Witney Carson addressed ‘DWTS’ judge Carrie Ann Inaba’s surprising comment about his lack of ‘joy’ after his ‘Mariah Carey Night’ performance.

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Oct 7 • 10:24 AM EDT • Entertainment • ew.com
Growing military cargo volumes raise commercial supply chain risks

Rising volumes of military cargo moving through freight forwarders, road haulers, port operators and shipping lines are creating complex safety, security, regulatory and political risks across…

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Oct 7 • 10:18 AM EDT • Business • businessinsurance.com
NBC MT Today: Rising fuel costs impact business, absentee ballot ruling, snow chances
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Oct 7 • 9:31 AM EDT • Business • nbcmontana.com
Critical funding gap threatens health response in Yemen

The World Health Organization (WHO) warned that significantly more resources are required to scale up its response in Yemen amid escalating conflict and rising needs.

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Oct 7 • 8:16 AM EDT • Health • news.un.org
Webb finds a surprising atmosphere on a scorching lava world

The James Webb Space Telescope has found strong evidence that the rocky lava world HD 3167 b has an atmosphere, despite circling its star every 24 hours under extreme heat. The surprising discovery could help scientists understand how rocky planets retain atmospheres and what the young, molten Earth may once have looked like.

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Oct 7 • 8:00 AM EDT • Science • sciencedaily.com
Physicists just found the ‘ghost’ of superconductivity

Physicists have found striking evidence for an unusual form of superconducting behavior in uranium ditelluride, where electron pairs organize into rippling patterns called pair density waves. Even more surprisingly, these patterns appear to survive after ordinary superconductivity disappears, suggesting that the electron pairs responsible for superconductivity may begin forming before the material actually becomes superconducting.

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Oct 7 • 8:00 AM EDT • Science • sciencedaily.com
Xbox bets on Gears of War: E-Day in battle of gaming giants

Unlike other flagship titles, E-Day will only be available on Xbox at a time of rising console costs.

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Oct 7 • 6:43 AM EDT • Technology • bbc.com
Crowley, Tiffany offer opposing health-care plans

Addressing rising health care costs, David Crowley and Tom Tiffany offer different plans.

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Oct 7 • 6:03 AM EDT • Health • greenbaypressgazette.com
The moderate money network quietly reshaping Utah Republican politics

A surprising coalition is building a new campaign engine at the local level. Who’s behind it?

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Oct 7 • 6:00 AM EDT • Politics • deseret.com
Rising Stars: How VML Health’s Molly Kanofsky turns ‘an idea on a page’ into real-world impact

Molly Kanofsky had it all planned out. | VML Health's Molly Kanofsky ended up in the pharma marketing world after an unexpected career detour, where she's now able to merge her passion for healthcare with her creative side.

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Oct 7 • 6:00 AM EDT • Health • fiercepharma.com
Op-ed: Utility bills are rising for the sake of scoring political points

When the cheaper option is also the cleaner one and some leaders still fight for the expensive one, affordability clearly isn't their priority.

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Oct 7 • 5:06 AM EDT • Politics • jconline.com
Nomura Asset counting on Japanese market enthusiasm to expand global business

The asset management arm of Nomura Holdings is capitalising on rising investor interest in Japanese assets to attract new customers ​and build out its global operations, its chief executive said.

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Oct 7 • 3:03 AM EDT • Business • reuters.com
Nomura Asset counting on Japanese market enthusiasm to expand global business

The asset management arm of Nomura Holdings is capitalising ​on rising investor interest in Japanese assets to attract new customers and build out its global operations, its chief executive said.

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Oct 7 • 3:03 AM EDT • Business • ksl.com
Nomura Asset counting on Japanese market enthusiasm to expand global business

By Anton Bridge and Miho Uranaka TOKYO, Oct 7 (Reuters) - The asset management arm of Nomura Holdings is capitalising on rising investor interest in Japanese assets to attract new customers and build out ​its global operations, its chief executive said...

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Oct 7 • 3:03 AM EDT • Business • wtvbam.com
WHO endorses lifestyle changes over GLP-1 drugs in child obesity fight

The World ‌Health Organization on Wednesday recommended diet, exercise and counseling over popular weight-loss drugs in its first global guidelines addressing rising obesity among younger children.

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Oct 7 • 3:02 AM EDT • Health • reuters.com
WHO releases first global guidelines on child obesity as cases surge

Child and adolescent obesity has quadrupled since 1990, rising from two per cent to around eight per cent of youngsters in the five-to-19 age group, according to the UN’s World Health Organization (WHO).

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Oct 7 • 3:00 AM EDT • Health • news.un.org
'Dancing With the Stars' Reveals Most Surprising Elimination Yet
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Oct 6 • 10:58 PM EDT • Entertainment • yahoo.com
Columbus teachers warn health insurance costs could actually shrink their paychecks

Columbus City Schools teachers packed Tuesday night’s Board of Education meeting, demanding answers about rising health insurance costs and accusing district le

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Oct 6 • 9:47 PM EDT • Health • abc6onyourside.com
Stressed out by politics? You’re not alone. Political stress is rising, therapists say

After several years as a clinician helping couples and individuals navigate the struggles of daily life, therapist Amity Heyborne began noticing a new source of distress among her clients: political polarization.

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Oct 6 • 9:28 PM EDT • Politics • fauquier.com
“NCIS” showrunner unpacks Michael Weatherly’s surprising season 24 return

We’ve never seen Tony like this before.

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Oct 6 • 9:00 PM EDT • Entertainment • yahoo.com
Americans’ Goodwill Toward Business Dips Amid Rising Prices and Deepening AI Doubts

Americans’ goodwill toward business dips amid rising prices and deepening AI doubts, according to findings from the 2026 Bentley-Gallup report.

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Oct 6 • 8:02 PM EDT • Business • bentley.edu
Angus Taylor’s immigration plan misses the target – on politics and on policy

The most surprising aspect of the Coalition’s policy is that in six pages of detail there is not a single mention of the labour market

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Oct 6 • 6:47 PM EDT • Politics • theguardian.com
Bastrop's beef business

Bastrop County cattle producers are shifting to direct sales, flexible buying options and new products to manage rising costs and smaller herds.

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Oct 6 • 4:07 PM EDT • Business • communityimpact.com
Jazz Chisholm Jr. Has Surprising Response After Costly Yankees Error

The New York Yankees are staring at another postseason deficit, and the way they got there feels painfully familiar. New York committed three errors against the first four batters in the bottom of the first inning Monday night in Game 2 of the American League Division Series, immediately putting itself in trouble. And one of…

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Oct 6 • 2:36 PM EDT • Sports • sports.yahoo.com
Wisconsin governor candidates offer opposing plans to address rising health care costs

Republican U.S. Rep. Tom Tiffany and Democratic Milwaukee County Executive David Crowley say they want to lower health care costs and make care more accessible. But they’re offering different views on how to do that.

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Oct 6 • 12:44 PM EDT • Health • civicmedia.us
Midterm Election Update: Vaccines

Federal vaccine policy has shifted toward fewer recommended routine childhood vaccinations, more emphasis on individual decision-making, and greater skepticism about the safety and efficacy of some vaccines. The changes coincide with declining childhood vaccination rates, rising exemptions from school vaccine requirements, and a major measles resurgence.

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Oct 6 • 12:35 PM EDT • Health • kff.org
Hornets Land Curious Win Total Entering 2026-27 NBA Season

The Charlotte Hornets have been given a surprising win total prediction coming into the new season.

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Oct 6 • 12:25 PM EDT • Sports • sports.yahoo.com
‘Business for Democracy’ Sees Friends Rising and Keep Showing Up Rally in Downtown Plaza

On a scorching 100-degree Saturday midday on October 3, 2026, local volunteers from Culver City and Friends Rising, joined by Keep Showing Up Culver City, led a march and rally. The demonstration f…

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Oct 6 • 11:41 AM EDT • Business • culvercitycrossroads.com
“Boy Meets World” star Matthew Lawrence recalls ‘dysfunction’ on “Girl Meets World ”set: ‘It was very weird’

Lawrence spoke to EW about reprising the role of Jack on a 2015 episode of the Disney Channel spinoff.

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Oct 6 • 10:00 AM EDT • Entertainment • yahoo.com
Medicare-for-all support is rising, KFF poll finds

The survey also found that the public’s views of a national health plan are highly malleable.

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Oct 6 • 9:29 AM EDT • Health • washingtonpost.com
Catalytic confessions and a quest for Matt Damon: PodCAT puts science on mic

PodCAT, hosted by researchers from Rice, the University of Rochester and Penn State University, is a podcast devoted to the science of catalysis, academic careers and the surprisingly personal stories of the researchers themselves.

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Oct 6 • 8:00 AM EDT • Science • news.rice.edu
Goodbye joint replacements? Stanford scientists found a way to regrow cartilage and stop arthritis

Scientists have found a surprising way to regrow damaged knee cartilage by blocking a protein that becomes more abundant with age. In old mice, the treatment restored naturally lost cartilage and also helped prevent osteoarthritis after ACL-like knee injuries, while human cartilage taken from knee replacement patients began producing new, functional joint cartilage after exposure to the same inhibitor.

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Oct 6 • 8:00 AM EDT • Science • sciencedaily.com
Wisconsin governor candidates offer opposing plans to address rising health care costs

Republican U.S. Rep. Tom Tiffany and Democratic Milwaukee County Executive David Crowley say they want to lower health care costs and make care more accessible. But they’re offering different views…

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Oct 6 • 7:00 AM EDT • Health • wisconsinwatch.org
Wall Street is booming. Surging yields could shake things up

The boon comes at a time when consumer sentiment is at historic lows and with heightened concerns about the cost of living, from rising energy prices to stubborn food inflation.

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Oct 6 • 5:00 AM EDT • Business • cnn.com
Local political polarization is rising sharply ahead of the midterms, survey finds

Cost-of-living issues are driving up tensions in local communities, while immigration is the most polarizing issue nationally, local government officials said in a new survey.

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Oct 6 • 5:00 AM EDT • Politics • nbcnews.com
High-Signal Publisher
Exclusive: Chelsea wonderkid attracting transfer interest as January decision made

Olutayo Subuloye is rising through the Blues’ youth ranks, and was recently named Under-21s captain

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Oct 6 • 4:29 AM EDT • Sports • sports.yahoo.com
Pennsylvania passes 1,000 measles cases as PA health secretary says CDC is minimizing five measles associated deaths

Pennsylvania Health Secretary Dr. Debra Bogen visited a Pittsburgh pharmacy to raise awareness about respiratory illnesses, including COVID-19 and the flu, while addressing the state's rising measles cases.

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Oct 5 • 7:22 PM EDT • Health • wtae.com
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Museum of Life and Science seeks additional $2M from Durham County as costs rise

The Museum of Life and Science is asking Durham County for an additional $2 million as rising construction costs have left the museum facing a $3.5 million funding gap.

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Oct 5 • 5:01 PM EDT • Science • wral.com
Idaho health care providers struggling to afford health insurance

Idaho health care providers struggle with rising health insurance premiums, forcing some to forgo coverage and pay out-of-pocket expenses.

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Oct 5 • 4:28 PM EDT • Health • idahobusinessreview.com
Trump’s midterm messaging undercuts GOP candidates

Many Republican candidates have found themselves in surprisingly competitive races

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Oct 5 • 4:15 PM EDT • Politics • spectrumlocalnews.com
Trump’s midterm messaging undercuts GOP candidates

Many Republican candidates have found themselves in surprisingly competitive races

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Oct 5 • 4:15 PM EDT • Politics • spectrumlocalnews.com
Your Brain Under Anesthesia Behaves Surprisingly Like a Worm's, Scientists Discover

A shared experience of oblivion.

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Oct 5 • 4:00 PM EDT • Science • sciencealert.com
US services sector activity slows in September; price pressures mount

US services sector activity slowed in September as supply chain strains and rising input prices signal persistent inflation risks into next year.

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Oct 5 • 12:33 PM EDT • Business • virginiabusiness.com
Inter keen on Cagliari rising star Alessandro Romano

Inter show no inentions in slowing down their recruitments following a very active summer market as the Nerazzurri are keen on acquiring the services of Cagliari and Azzurri rising star Alessandro Rom...

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Oct 5 • 11:45 AM EDT • Sports • sports.yahoo.com
Florida earns 'F' grade from CBS Sports after Missouri beatdown

Unsurprisingly, Florida football earned a failing grade from CBS Sports for its performance against the Missouri Tigers on the road in Week 5.

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Oct 5 • 11:12 AM EDT • Sports • sports.yahoo.com
Can we harness the brain's deep-cleaning system to prevent Alzheimer's?

The glymphatic system is the brain's recently discovered network for flushing out toxins. Now, we're uncovering surprising ways to boost it to protect brain health

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Oct 5 • 11:00 AM EDT • Health • newscientist.com
Davids Fights Washington Healthcare Cuts with Plan to Lower Costs, Protect Kansas Hospitals

WASHINGTON, D.C. — Today, U.S. Representative Sharice Davids (KS-03) introduced a comprehensive package of healthcare legislation that directly counters Washington’s recent healthcare rollbacks, which are increasing monthly costs and closing rural hospitals. Davids’ efforts would protect Kansas families from rising medical costs, block new federal red tape, and keep local hospitals and health clinics open.

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Oct 5 • 10:14 AM EDT • Health • davids.house.gov
Lexology Index Recognizes Five Hecker Fink Partners in 2026 Business Crime Defence Guide

Hecker Fink Partners Shawn Crowley, Jenna Dabbs, Mike Ferrara, Sean Hecker, and Amy Jeffress have been recognized in the Lexology Index guide for Business Crime Defence. The 2026 guide honors leading lawyers worldwide who “stand out among peers for their exceptional work representing companies, corporate officers, and individuals in criminal litigation arising from their business activities.”

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Oct 5 • 8:00 AM EDT • Business • heckerfink.com
Galaxy S27 Ultra colors leak, and Samsung could be breaking up with purple

Leaked Galaxy S27 Ultra colors suggest Samsung is retiring Deep Purple for another, surprising shade of color.

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Oct 5 • 7:53 AM EDT • Technology • androidauthority.com
Business confidence held in negative territory in September

Business confidence ticked upwards among Massachusetts employers in September but sentiment remained in negative territory and torn between the impacts of growth and rising costs.

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Oct 5 • 7:24 AM EDT • Business • wwlp.com
Earth Shifted Quickly On Its Axis Four Times In Last 320 Million Years, Including When Dinosaurs Reigned

Frankly, it’s surprising the dinosaurs didn’t get dizzy.

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Oct 5 • 7:18 AM EDT • Science • iflscience.com
Alex Scott Injury Raises Fresh Bournemouth Fears After England Break

Alex Scott's dream England breakthrough has been overshadowed by injury, with the Bournemouth midfielder potentially facing two months out. After a brilliant start to the season, his absence comes at the worst possible time, while his injury raises familiar frustrations around AFCB's rising stars.

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Oct 5 • 5:24 AM EDT • Sports • sports.yahoo.com
Buy Rating Reaffirmed Might Change The Case For Investing In Astrana Health Stock

Astrana Health recently reported quarterly results showing solid revenue growth and higher net profit for the period ending June 30, with a reaffirmed Buy rating from Freedom Capital Markets serving as supporting commentary on the business performance. The combination of rising quarterly profitability and revenue momentum suggests Astrana Health is executing on its healthcare model, with analyst confidence reflecting how that operating progress is being interpreted by the market. This...

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Oct 5 • 5:12 AM EDT • Health • simplywall.st
Yale New Haven Hospital designed new center to calm mental health crises

Amid rising pediatric mental health emergencies, Yale New Haven Hospital opened the state’s only hospital-based center for children experiencing mental health crises this July. The center prides itself on therapeutic services and patient autonomy.

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Oct 5 • 3:32 AM EDT • Health • yaledailynews.com
The Surprising AI-Driven Tailwinds For BPO Growth

The market is understandably focused on the headwinds that artificial intelligence creates for the services industry.

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Oct 5 • 1:30 AM EDT • Business • forbes.com
They survived World War II and lost decades, but not 2026. Japan's century-old businesses are disappearing at a record pace

Japan’s century-old businesses face mounting pressures from rising costs, labor shortages, a shrinking market and succession challenges.

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Oct 4 • 9:08 PM EDT • Business • cnbc.com
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Scientists Find a Surprising Link Between Cats And Happiness Across 93 Countries

A purr-fect pet friend?

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Oct 4 • 7:53 PM EDT • Science • sciencealert.com
Trump Is Promising Health Care Checks Before the Midterms. How Far Will They Go?

Trump’s promised rebates come as Americans worry about health care costs. For Medicare recipients, a one-time payment may offer limited relief from rising premiums.

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Oct 4 • 4:38 PM EDT • Health • time.com
Chiefs-Raiders: Mike Caliendo starts over Kingsley Suamataia

Kansas City had a surprising change in the offensive starting lineup in Las Vegas.

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Oct 4 • 4:30 PM EDT • Sports • sports.yahoo.com
Ethan Hawke names surprising thriller co-starring ex Uma Thurman as his breakout: ‘Changed my life’

If you ask Ethan Hawke, it wasn’t ‘Dead Poets Society’ or ‘Reality Bites’ that gave him his big break — it was this under-seen, experimental thriller from a master of indie cinema that made him a star.

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Oct 4 • 4:11 PM EDT • Entertainment • ew.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Singing With Other People May Have Surprising Health Benefits

Skip the cold plunge. Join your local choir instead!

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Oct 4 • 8:50 AM EDT • Health • mymodernmet.com
Julian Hall scores AGAIN as USMNT stun Mexico

By MLSsoccer staffJulian Hall keeps on rising to the occasion during his first US men's national team camp.Red Bull New York's star forward opened the scoring in the USMNT's 3-0 defeat of arch-rivals ...

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Oct 4 • 8:14 AM EDT • Sports • sports.yahoo.com
The Business of Youth Baseball is Booming. So is the Cost | The 10-Point for October 4

Plus, truckers feel the burn of rising diesel costs, and we bring you inside 24 hours under fire in Kyiv.

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Oct 4 • 7:02 AM EDT • Business • wsj.com
Decaf Coffee Might Have A Surprising Advantage Over Caffeinated, Study Finds

A buzz without the buzz.

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Oct 4 • 5:00 AM EDT • Science • sciencealert.com
Grizzlies' Versatility Could Be Their Secret Weapon in 2026-27

Memphis may not be ready to contend yet, but its size, lineup flexibility, and positionless young core could make the Grizzlies surprisingly competitive.

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Oct 3 • 9:52 PM EDT • Sports • sports.yahoo.com
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3 Raptors Players to Watch in Preseason Opener vs. Heat

From defensive anchors to breakout rookies, discover which rising stars will lead Toronto’s revamped rotation as the new-look roster finally takes the floor against Miami.

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Oct 3 • 12:13 PM EDT • Sports • sports.yahoo.com
The surprising real cause of prediabetes (and how to reverse it)

You can reverse the slide towards type 2 diabetes if you catch it early enough and make the right lifestyle changes

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Oct 3 • 10:00 AM EDT • Science • sciencefocus.com
📸 This week's kit news 👕

Official announcements, leaks... it’s been another week full of news in the world of football kits.On the agenda: PSG’s likely next kit, as well as Liverpool’s surprising kits for next season.��...

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Oct 3 • 8:01 AM EDT • Sports • sports.yahoo.com
Chang’e-6 lunar soil contains a surprising magnetic time capsule

Scientists studying Chang’e-6 lunar soil have discovered a previously unknown magnetic mineral in natural Moon samples: a form of metallic iron called γ-Fe. Found inside tiny impact-glass particles, the nanoscale iron can preserve a stable magnetic signal, potentially acting like a microscopic fossil of the Moon’s long-lost magnetic field.

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Oct 3 • 8:00 AM EDT • Science • sciencedaily.com
Democrats dream of putting Florida back in play. Are they squandering their chance?

Democrats have struggled to compete in the state for years, but a surprisingly tight race for governor has their hopes up — despite a huge financial deficit.

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Oct 3 • 6:00 AM EDT • Politics • cnn.com
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The most surprising things about Etihad's new first and business class

Etihad is bringing a new Airbus aircraft to its fleet in 2027, and I got an early look at its premium seats. Here's what future passengers can expect.

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Oct 3 • 5:23 AM EDT • Business • businessinsider.com
In New Hampshire Senate race, the Democrat faces an unusually tough time

The race’s competitiveness is somewhat surprising in a state that former Vice President Kamala Harris carried by 2.8 percentage points in 2024.

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Oct 3 • 5:00 AM EDT • Politics • washingtonpost.com
Why are health insurance costs rising?
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Oct 2 • 7:13 PM EDT • Health • kare11.com
Irish Sea Moss Is Making Waves. The Science is Actually Pretty Murky.

Irish Sea moss supplements are all the rage with a billion-dollar industry that expects consumer demand to continue rising. While the superfood is packed with different nutrients, there is a high risk of ingesting heavy metals.

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Oct 2 • 5:30 PM EDT • Science • health.yahoo.com
Rising costs, construction prompt pet store’s exit from Grand Rapids

A pet store and dog grooming business is shutting down its Grand Rapids location, citing rising costs, difficulties caused by construction in the area, and the changing character of the neighborhoo…

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Oct 2 • 4:37 PM EDT • Business • woodtv.com
Mars’ North Polar Ice Is Much Cleaner Than Scientists Thought

Beneath the dusty surface of Mars’ north pole, scientists have uncovered surprisingly clean layers of ice that may preserve a hidden record of the planet’s dramatic climate history. Earth maintains a relatively steady posture in space thanks to the gravitational anchor of a massive moon. Mars lacks that stability. Tugged only by two tiny moons,

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Oct 2 • 3:06 PM EDT • Science • scitechdaily.com
Jaren Jackson Jr. Knows What Comes After a Jazz Breakthrough

Memphis star Jaren Jackson Jr. warns a rising Utah core that sustained success demands an even-keeled temperament as the pressure of expectations replaces the freedom of rebuilding.

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Oct 2 • 2:16 PM EDT • Sports • sports.yahoo.com
Rising costs, health insurance, abortion: The issues driving Michigan’s Senate election

A look at policy proposals from Democratic nominee Abdul El-Sayed and Republican nominee Mike Rogers.

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Oct 2 • 1:47 PM EDT • Health • michiganindependent.com
Europe agrees to release stocked diesel oil, Trump says

Europe has agreed to release a massive amount of diesel oil stocks, announced by US President Donald Trump, to address rising fuel prices ahead of US elections.

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Oct 2 • 11:31 AM EDT • Business • virginiabusiness.com
Scientists Untangle the Biology of an ‘Undruggable’ Cancer Gene

Found in 70 percent of cancers, the gene is seen as a grand orchestrator but has been surprisingly difficult to stop.

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Oct 2 • 11:00 AM EDT • Science • nytimes.com
Colorectal Cancer Is Rising Among Kids and Teens—and It's Not the Same Disease Adults Get

Colorectal cancers in people 20 and under are often aggressive and delayed in diagnosis, new research shows.

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Oct 2 • 9:30 AM EDT • Health • gizmodo.com
Parker-Hannifin Benefits From Business Strength Amid Headwinds

PH's aerospace and industrial growth, acquisitions and portfolio shift support momentum as rising costs and debt weigh on results.

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Oct 2 • 9:00 AM EDT • Business • finance.yahoo.com
Gates Gains From Business Strength Amid Persisting Headwinds

GTES sees stronger demand, margin gains and data center growth, but weak agriculture and rising costs remain key headwinds.

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Oct 2 • 8:10 AM EDT • Business • finance.yahoo.com
The Business Cost of Failing to Anticipate Climate Risk

Rising climate risks in Mexico mean businesses should use data analytics and preventive insurance for continuity, writes Joaquin Barreiro.

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Oct 2 • 8:00 AM EDT • Business • mexicobusiness.news
The Latest Challenge to Data Centers? Restive Investors.

Rising government bond yields are beginning to upend the economics around the artificial intelligence build-out.

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Oct 2 • 7:48 AM EDT • Business • nytimes.com
Wisconsin governor candidates offer opposing plans to address rising healthcare costs

Health insurance was the third highest ranking issue among voters, and outranked data centers, abortion, schools or crime.

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Oct 2 • 6:00 AM EDT • Health • wpr.org
Kim Jong Un champions education and science as North Korea harvest gathers pace

North Korean state media kept domestic audiences in the dark about rising tensions with South Korea this week. Kim Jong Un’s sister Kim Yo Jong issued a statement aimed at Seoul after a landmine blast at the border injured South Korean soldiers, but it did not appear in domestic outlets. Instead, state media covered the […]

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Oct 2 • 1:34 AM EDT • Science • nknews.org
Browns win battle with Steelers but are losing war with Deshaun Watson

The Browns are surprisingly in first place in the AFC North. That should be good news, but let's fast forward a bit, writes columnist Nate Davis.

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Oct 2 • 12:03 AM EDT • Sports • sports.yahoo.com