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Business jet carrying 9 people crashes in Florida neighborhood, FAA says
Nine people were on board the aircraft bound for North Eleuthera Airport in the Bahamas, authorities said. It was not immediately clear how many people were injured.
Chargers reveal Week 8 inactives vs. Rams
The Los Angeles Chargers are sitting a handful of players ahead of their Week 8 matchup against the Los Angeles Rams.
Utah Jazz Have An Identity Problem
Mounting injuries and a turnover-prone offense have derailed Utah's play-in ambitions. Coach Will Hardy must now navigate a grueling road trip while balancing player development with competitive survival.
Jeremiyah Love injury: Cardinals RB injures ankle again
Jeremiyah Love suffered an ankle injury in the first quarter against the Cowboys.
Bears’ Pass Defense Is NFL’s Worst Despite Simmons Trade
Chicago added Jeffery Simmons, but Yahoo Sports says the Bears allow 8.7 yards per pass attempt, the worst mark in the league, threatening Super Bowl hopes.
Unheralded RB Among Steelers Captains vs. Browns
PITTSBURGH — Ahead of Sunday’s matchup with the AFC North rival Cleveland Browns, guard Brock Hoffman, running back Lew Nichols […]
38% of Retirees Say Health Care Has Cost More Than They Expected. Here's What a 65-Year-Old Should Budget Instead
Medicare looks like a safety net until the bills arrive, and most new retirees discover the gaps only after they have already retired. A breakdown of what a 65-year-old actually owes in 2026 reveals a number that surprises even people who thought they had planned ahead.
38% of Retirees Say Health Care Has Cost More Than They Expected. Here’s What a 65-Year-Old Should Budget Instead
Medicare looks like a safety net until the bills arrive, and most new retirees discover the gaps only after they have already retired. A breakdown of what a 65-year-old actually owes in 2026 reveals a number that surprises even people who thought they had planned ahead.
Disgruntled MN Vikings WR Vetoed Trade to Former Team
The Minnesota Vikings tried to move on from Jauan Jennings ahead of the trade deadline, but one person stood in the way.
The midterms will test the nation's political direction and confidence
At least some portion of the nation is likely to have its political confidence — and perhaps even its sense of security — tested in the days and weeks ahead. That test could also continue for some time to come.
Solar Farms In The Sahara Might Have An Unexpected Effect On The Global Climate
The Sahara Desert might seem like the perfect place to build a massive solar farm, but research suggests that doing so might have broad consequences.
Savannah Guthrie makes devastating plea to public 9 months after mom’s disappearance: ‘Please help us’
Savannah Guthrie shared a heartbreaking piece of art from her young daughter that struck an emotional chord 9 months after her mother Nancy’s disappearance.
Lions, Vikings Week 8 inactives: Roger McCreary WILL PLAY
The Detroit Lions have released their inactives ahead of their Week 8 matchup with the Minnesota Vikings.
Experts weigh in on final fights and voter turn out ahead of election day
Voters will make several major decisions this election, ranging from the balance of power in Congress, statewide offices and several ballot propositions. Democratic Strategist Steve Maviglio and Republican Strategist Tim Rosales weighed in on the future of the political parties, the final fights ahead of Election Day, and voter turnout so far.
California Politics 360 full episode | Final push ahead of the election
Voters will decide a number of key races, including who will be California’s next governor, representation in Congress and 14 statewide propositions.
Michigan Opens as MASSIVE Favorite vs. Michigan State
Michigan has opened as a 13.5-point favorite over Michigan State ahead of their November 7 rivalry showdown at Michigan Stadium.
Jay-Z Super Bowl Halftime Show Is Happening. Will We Get a New Album?
The HOV Bowl is set for February. Should we expect a new album too?
BYU Opens as Underdog at Utah
In what should be a top 10 matchup, BYU is an early road underdog to Utah on Saturday. After opening as a 3-point underdog, BYU is now a 4.5-point underdog to the Utes as of this publishing. BYU is 7-1 on the season while Utah is 8-0 and is riding the longest winning streak in […]
Braves Minor League Recap: Isaiah Drake Stands Out
Isaiah Drake had a huge day on Saturday in the Arizona Fall League as a number of Atlanta Braves prospects contributed.
Red Wings Recall High-Scoring Forward
Quietly, John Leonard is off to another productive start for the AHL Grand Rapids Griffins, and the Detroit Red Wings […]
3 NFL games to watch before Bears MNF matchup
The Bears are off for a second Sunday in a row. Here are a few NFL games to watch before their MNF game against the Seahawks.
Browns RT Tytus Howard clears concussion protocol will play Sunday
Cleveland got good news on Saturday ahead of the rematch with Pittsburgh.
Bears vs. Seahawks Preview: Chicago needs to locate Nick Emmanwori
We preview the Bears vs Seahawks game from all angles.
Noah Wyle Named People's Sexiest Man Alive 2026
The Emmy-winning actor admits he thought People's 2026 honor was a prank-and reveals how his wife and kids reacted to the surprise title.
Artifacts worn by Mary J. Blige, Cardi B and more on display at MoPOP
"Styled by the Streets: Black Women in Hip-Hop Fashion" features more than 30 artifacts worn by Blige, Cardi B and more, including clothing, jewelry and wigs.
Poll: Voters demand change and a check on Trump, fueling a steep Democratic midterm advantage
Trump’s disapproval rating hits a record high of 60% in a new national NBC News poll, and Democrats have a 7-point lead in the battle for Congress ahead of Tuesday’s elections.
Grove student earns national recognition for her science project
A Northeast Oklahoma student earned recognition at a national science contest for her work on how Native Americans used plants to treat illnesses.
Grove student earns national recognition for her science project
A Northeast Oklahoma student earned recognition at a national science contest for her work on how Native Americans used plants to treat illnesses.
3 major storylines ahead of Rams vs. Chargers
Can the Rams continue to make up ground in the NFC West?
BioNTech founders receive science award
The founders of German biotechnology company BioNTech, Özlem Türeci and Uğur Şahin, have been honored with a prestigious scientific award named after Turkish Nobel laureate Aziz Sancar.
'Stoke ahead of schedule for promotion ambitions'
BBC Radio Stoke's Mark Elliott discusses another good performance from Stoke City that sees them on track for their end of season ambitions.
Recapping the 4 roster moves Broncos made on Saturday
The Broncos made four roster moves ahead of Sunday's game against the Chiefs.
Detroit Lions updated depth chart: Week 8 vs. Vikings
An updated look at the 2026 Detroit Lions’ depth chart ahead of their Week 8 game vs. the Minnesota Vikings.
Top Trump Officials Are Hitting the Campaign Trail Ahead of the Midterms. Are They Allowed To?
Legal experts and advocacy groups contend that in seeking to boost Republicans ahead of the midterms, members of the Administration have violated a decades-old law.
Confirmed 2. Bundesliga lineups: Greuther Fürth vs. Holstein Kiel
Heiko Vogel makes one change from the heavy defeat to Osnabrück last weekend as Omar Sillah replaces Jordan.Tim Walter makes two changes after the penalty victory over Hoffenheim in the cup during th...
Herzog calls on political leaders to demonstrate flexibility ahead of coalition negotiations
The Joint List and Ra'am are expected to recommend Gadi Eisenkot for prime minister during consultations with President Isaac Herzog, a senior Joint List official told Walla on Sunday.
Faith, politics collide as Oklahoma fails its most vulnerable
Oklahoma's political outcomes contradict the teachings of Jesus regarding the vulnerable.
Faith, politics collide as Oklahoma fails its most vulnerable
Oklahoma's political outcomes contradict the teachings of Jesus regarding the vulnerable.
‘GMA’ Fans Rally Around Michael Strahan After Seeing His Emotional Achievement
They’re saying he “truly deserves” this.
Business leaders are leaning into AI, but they can’t do it without hiring humans. Where are the profits?
Professionals who can help companies implement AI and cope with its complexity are in high demand.
Costs surge again for Michigan health insurance plans
Rates for about 400,000 people who purchase their own health plans are up an average of 14.2% ahead of the Nov. 1 start of open enrollment, state regulators announced Wednesday.
BYU, Utah take care of business, setting stage for huge rivalry showdown
The Utes rolled past the Bearcats on the road, while the Cougars held on against the pesky Sun Devils
Once upon a time: Festival shines a light on the art of storytelling
The inaugural Canopy Oaks Storytelling Festival will offer interactive programming for all ages that explores themes of history, heroism and hope.
African Scientists Expand Research into Neglected Women’s Health Issues
More than 200 million African women live with conditions such as heavy menstrual bleeding, fibroids and endometriosis. Researchers say better funding and support are needed to turn local ideas into practical health solutions By Lenah Bosibori Across Africa, millions of women live with severe menstrual pain, fibroids, endometriosis and pelvic floor disorders without timely diagnosis […]
'It was just a solution!' – Ronald Araujo opens up on famous header tackle and Liverpool growth
Liverpool defender Ronald Araujo believes the team can still raise their performance levels despite winning five consecutive matches in all competitions. The Uruguayan also reflected on his famous header tackle against Brighton ahead of Sunday's clash with Premier League champions Arsenal.
Minister says UK apology over historic role in slave trade won’t lead to financial reparations
Ahead of a meeting with Commonwealth leaders, Andy Burnham wrote that Britain needed to ‘acknowledge its complicated history’
Eagles elevate running back, linebacker, downgrade cornerback for Commanders clash
The Philadelphia Eagles made a few final roster moves ahead of their Sunday Night Football clash with the Washington Commanders , adding depth at running back and linebacker while losing another cornerback. Philadelphia elevated running back Elijah Mitchell and linebacker Mason Reiger from the practice squad, according to ESPN’s Adam Schefter . […] The post Eagles elevate running back, linebacker, downgrade cornerback for Commanders clash appeared first on ClutchPoints.
Space Shuttle Endeavour's new LA home unveiled ahead of public opening
The California Science Center is preparing to open the Samuel Oschin Air and Space Center, a 200,000-square-foot expansion that will showcase Space Shuttle Endeavour.
Space Shuttle Endeavour's new LA home unveiled ahead of public opening
The California Science Center is preparing to open the Samuel Oschin Air and Space Center, a 200,000-square-foot expansion that will showcase Space Shuttle Endeavour.
Seahawks Issued Trade Deadline Take Amid Jonathan Taylor Speculation
The Seattle Seahawks were one of the teams that got the ball rolling in making big trades ahead of the Nov. 10 deadline as they traded a 2027 third-round draft pick and a 2028 fifth-round draft pick to the Indianapolis Colts for guard Quenton Nelson. Nonetheless, given that the Seahawks are in a competitive division […] The post Seahawks Issued Trade Deadline Take Amid Jonathan Taylor Speculation appeared first on HEAVY.
“If They Lose to Miami, Their Season is Over”: Former National Champ Makes Thoughts Clear on Notre Dame Ahead of Canes Matchup
Notre Dame cruised past Navy 35-13 on Saturday, with quarterback CJ Carr throwing for two touchdowns and running back Nolan James adding two more on the ground. However, for former national champion Cardale Jones, this win didn’t matter much.
2026 Year-End Tax Planning for Healthcare Professionals - Florida Hospital News and Healthcare Report
A practical look at the decisions worth making before December 31 By Marc Egort, CPA After working with healthcare professionals and practice owners for many years, I have come to […]
SFHHA Newsline November 2026: South Florida Healthcare: Building for the Future - Florida Hospital News and Healthcare Report
It is easy to spend our time talking about what is wrong with healthcare. There is no shortage of problems, and there is certainly no shortage of easy sound bites. […]
Strong Rural Communities Depend on the Seeds We Plant Today - Florida Hospital News and Healthcare Report
By Mary C. Mayhew This month, we celebrate National Rural Health Day, an annual occasion since 2011 to bring attention to and honor the work of rural healthcare providers, communities, […]
Privacy and Data Governance in Healthcare: What the Industry Needs To Know - Florida Hospital News and Healthcare Report
By Sabina Kotelnik Personal health information (PHI) is among the most sensitive data an organization can hold. Details about preexisting medical conditions, treatment plans, payment information, and other data points […]
Baptist Health Palliative Medicine Program Helps Cancer Patients, Families at Every Stage of Treatment - Florida Hospital News and Healthcare Report
By Vanessa Orr Siglinda Flores, APRN, Baptist Health South Florida, has always felt that palliative care was her calling. As a person who cares for patients who are being treated […]
Baptist Health Heart & Vascular Care Is Changing the Landscape of Medicine with Robotic Cardiac Surgery - Florida Hospital News and Healthcare Report
For decades, heart surgery often meant a large incision, opening the breastbone and a lengthy recovery. Today, robotic-assisted surgery is helping reshape that experience, allowing highly trained surgeons to perform […]
Smart Tools, Real Voices: Why Authenticity Still Wins in Healthcare Marketing - Florida Hospital News and Healthcare Report
By Dorron Marketing Artificial intelligence has arrived in healthcare marketing, and it is not going away. From drafting social posts in seconds to segmenting patient audiences, personalizing email campaigns, and […]
Miami Dade College-School of Health Sciences: Bachelor of Science in Dental Hygiene Program to Meet Workforce Needs - Florida Hospital News and Healthcare Report
Dr. Ron Winston, Dean of the School of Health Sciences Miami Dade College (MDC), through its renowned School of Health Sciences, has launched a new Florida Department of Education-approved Bachelor […]
Miami Dade College-School of Health Sciences: Bachelor of Science in Dental Hygiene Program to Meet Workforce Needs - Florida Hospital News and Healthcare Report
Dr. Ron Winston, Dean of the School of Health Sciences Miami Dade College (MDC), through its renowned School of Health Sciences, has launched a new Florida Department of Education-approved Bachelor […]
Bridging Education and Industry: A Shared Responsibility for Healthcare Workforce Readiness in the Digital Age - Florida Hospital News and Healthcare Report
By Cristina Bermudez, DHSc, MBA The healthcare industry continues to experience significant transformation driven by the growing integration of artificial intelligence (AI), health informatics, and emerging digital technologies. Innovations such […]
Holy Cross Health Launches “Flavor for Life” Program to Help Prevent Diabetes Through Food as Medicine - Florida Hospital News and Healthcare Report
By Kristen Schroeder-Brown Holy Cross Health is taking an innovative approach to diabetes prevention by helping participants improve their health one grocery bag at a time. Through its Healthy Living […]
Training the Next Generation of Physicians: Why Quality Matters as Graduate Medical Education Expands - Florida Hospital News and Healthcare Report
By Saima Chaudhry, MD Florida is projected to face a shortage of nearly 18,000 physicians by 2035, highlighting the need to expand the state’s physician workforce. As hospitals and healthcare […]
Cleveland Clinic Martin North Hospital Adds Hematologist-Oncologist - Florida Hospital News and Healthcare Report
Carlos A. Cedeno, M.D., is a board-certified hematologist and oncologist with specialized training in the diagnosis and treatment of cancer and blood disorders. Dr. Cedeno earned his medical degree from […]
Tampa General Hospital and Health Care District of Palm Beach County to Open Lakeside Cancer Center in September 2027 - Florida Hospital News and Healthcare Report
Tampa General Hospital (TGH) and the Health Care District of Palm Beach County recently announced the upcoming expansion of cancer care for rural and western Palm Beach County communities. Anticipated […]
Orthopedic Surgeons Join Palm Beach Health Network Physician Group - Florida Hospital News and Healthcare Report
Orthopedic surgeons John Randazzo, M.D., and Gary N. Ackerman, M.D., have joined Palm Beach Health Network Physician Group. They are on staff at Palm Beach Gardens Medical Center. Dr. Randazzo […]
HCA Florida Lawnwood Hospital Welcomes Neurosurgeon Dr. Ajay Ramnot - Florida Hospital News and Healthcare Report
HCA Florida Lawnwood Hospital is pleased to welcome Ajay Ramnot, D.O., a neurosurgeon with HCA Florida Neurosurgical Specialists. Dr. Ramnot specializes in the treatment of complex brain and spine conditions, […]
Podiatrist Juan E. Sardiña, DPM, Joins Palm Beach Health Network Physician Group - Florida Hospital News and Healthcare Report
Podiatrist Juan E. Sardiña, DPM, has joined Palm Beach Health Network Physician Group. Dr. Sardiña is on staff at Palm Beach Gardens Medical Center. Dr. Sardiña has been practicing medicine […]
Lee Health Foundation Hires Kayla Reiter - Florida Hospital News and Healthcare Report
Lee Health Foundation welcomes Kayla Reiter as marketing communication coordinator. In this role, Reiter supports the Foundation’s marketing and communication strategy by helping tell meaningful stories that connect donors to […]
Sarah Seeherman, DO, Joins Baptist Health Primary Care as a Family Medicine Physician - Florida Hospital News and Healthcare Report
Board-certified family medicine physician Sarah Seeherman, D.O., has joined Baptist Health Primary Care. Prior to joining Baptist Health, Dr. Seeherman completed her family medicine residency at the University of Missouri-Kansas […]
UHealth Expands Presence with New UHealth North Miami Location - Florida Hospital News and Healthcare Report
Top row (l-r): Dr. Danny Abouekde, Dr. Martin Drost, Dr. Jonathan Pomper Bottom row (l-r) Dr. Leilany Irizarry-Colon, Dr. Jane Cohen The University of Miami Health System is expanding […]
Lee Health Announces Executive Leadership Promotions - Florida Hospital News and Healthcare Report
Lee Health is proud to announce several executive leadership promotions that will help guide the health system as it continues to expand access to high-quality care across Southwest Florida. The […]
Interventional Cardiologist Dr. Kevin Schneider Joins HCA Florida Healthcare - Florida Hospital News and Healthcare Report
HCA Florida Westside Hospital and HCA Florida Broward Cardiology announce the addition of Kevin M. Schneider, D.O., an interventional cardiologist, to the physician team. Dr. Schneider is a board-certified in […]
Cleveland Clinic Indian River Hospital Welcomes Head and Neck Surgeon - Florida Hospital News and Healthcare Report
Sara A. Sun, M.D., has joined the medical staff at Cleveland Clinic Indian River Hospital. An otolaryngologist-head and neck surgeon specializing in head and neck cancers and other surgical conditions […]
Sarah Talebagha, MD, Joins Baptist Health Heart & Vascular Care - Florida Hospital News and Healthcare Report
Vascular surgeon Sarah Talebagha, M.D., has joined Baptist Health Miami Cardiac & Vascular Institute, part of Baptist Health Heart & Vascular Care. Before joining Baptist Health, Dr. Talebagha practiced with […]
Nicklaus Children’s Health System Appoints Brynne McNulty Rojas to Board of Directors - Florida Hospital News and Healthcare Report
Nicklaus Children’s Health System has appointed entrepreneur and investor Brynne McNulty Rojas to its Board of Directors. McNulty Rojas brings expertise in technology scaling, finance, real estate investment and global […]
Baptist Health Breaks Ground on New Home of Kenneth C. Griffin Neuroscience Institute - Florida Hospital News and Healthcare Report
Baptist Health recently broke ground on the new home of Baptist Health Kenneth C. Griffin Neuroscience Institute, part of Baptist Health Brain & Spine Care. During the ceremony, Baptist Health […]
Michael F. Walsh, MD, Joins Baptist Health Herbert Wertheim Cancer Institute as Deputy Director and Chief of Prevention - Florida Hospital News and Healthcare Report
Baptist Health Herbert Wertheim Cancer Institute is pleased to welcome Michael F. Walsh, M.D., a board-certified medical geneticist specializing in hereditary cancer predisposition. Dr. Walsh will serve as deputy director […]
Mariah Carey defrosts for this year’s ‘It’s time’ Christmas video
The “All I Want for Christmas Is You” singer has made a creative tradition of kicking off the holiday season.
Mariah Carey defrosts for this year’s ‘It’s time’ Christmas video
“All I Want For Christmas is You” singer Mariah Carey continued her tradition of kicking off the holiday season with a new video that features one of her ’90s deep cuts.
Five Takeaways From Oklahoma State's Heartbreaking Loss to Iowa State
Oklahoma State scored 49 points but fell 51–49 at Iowa State. From special teams mistakes and explosive plays allowed to second-half struggles and costly penalties, here are five takeaways from the Cowboys' heartbreaking loss in Ames.
Ohio State Buckeyes suffer chilling Halloween night loss to USC
Coach Ryan Day showed far more (NSFW) emotion than fans are used to seeing on Halloween night, as his Ohio State Buckeyes were beaten soundly by the USC Trojans by a score of 30-18 at the Coliseum in Los Angeles. Jeremiah Smith made history with his third consecutive season-long accomplishment , but it wasn’t enough as OSU’s offense became nerfed […] The post Ohio State Buckeyes suffer chilling Halloween night loss to USC appeared first on ClutchPoints.
Trump’s next Iran move? Strikes loom after Netanyahu’s win and US midterms
Analysts expect an escalation in the nine-month war even as political dynamics in both Israel and the US evolve.
Trump administration's social media posts ahead of elections criticized for being inflammatory
The Trump administration’s online accounts have circulated images of a pumpkin carved with a sombrero design and a fake Halloween-themed background around a Black man apparently accused of food assistance fraud.
Texas Senate race heats up as James Talarico rallies hundreds in Houston ahead of Election Day
Legislative priorities on healthcare crystallize as New Mexico voters head to polls
Healthcare access and affordability have become a central issue — and a surprising point of consensus — ahead of the Nov. 3 election.
Curt Cignetti reacts to Indiana football overtime win vs Minnesota: 'This is entertainment'
On Halloween, IU coach Curt Cignetti received a gift, which will taste sweeter after his Hoosiers pulled out a comeback win.
Business Owners Have a Window. Most Aren't Ready to Use It. by Tully Ryan
I spend my working life on both sides of a business sale. As an M&A advisor based in Wilmington, I help lower middle market owners across North Carolina, South Carolina and Virginia sell what they've built. As the founder and CEO of IQExit, I work with the bankers, wealth advisors, CPAs and attorneys who sit beside those owners for years before a sale ever comes up. From both seats, I keep seeing the same thing. The market is ready for our owners. Too many of our owners aren't ready for the market. Start with our own backyard. Wilmington's metro area added more than 12,000 residents between July 2024 and July 2025, a 2.6% jump that ranked seventh in the country. It also posted the highest job growth rate of any metro in North Carolina. I see the same pattern in the growth markets I work in across the Southeast. New residents mean new customers and new workers. They also mean new buyers: people who moved here from corporate jobs and want to own something, private equity groups looking for add-ons in HVAC, electrical, landscaping and other trade services, and younger entrepreneurs who would rather buy a running business than start one from scratch. The ownership numbers are hard to ignore. About half of North Carolina's small businesses have an owner who is 55 or older, and roughly 85% of those owners have no succession plan, according to the North Carolina Employee Ownership Center. Nationally, more than half of Baby Boomer business owners have no documented transition plan. That isn't a crisis yet. It's a timing problem. A lot of businesses will change hands over the next decade, and the prepared ones will get the better buyers and the better terms. Buyers have money and they're using it. But an active market doesn't mean a fast one. The IBBA's latest Market Pulse survey found that Main Street deals took six to 10 months from engagement to close in the second quarter, and lower middle market deals took 11 to 12 months. That clock starts after the owner decides to sell. In my experience, the real preparation has to start years before. Two clocks, two playbooks When I sit down with an owner or their advisor, my first question isn't “What's it worth?” It's “When?” The answer puts the owner in one of two groups. If the owner wants out within 24 months, we're in execution mode. There's no time to rebuild the business. The work is cleaning up what a buyer will test: three years of financials that tie to the tax returns, an add-back schedule you can prove, customer and vendor contracts in writing, a lease that can be assigned, and a price the market will actually pay. The goal is certainty to close. If the exit is two to five years away, the owner has something worth more than time. They have choices. That window is where most value gets built, and most owners waste it by waiting. What kills deals In the lower middle market, deals rarely die over the headline price. They die in diligence, or they get retraded late in the process. I see the same causes again and again. The owner is the business. If every key customer relationship runs through the owner's cell phone, a buyer sees risk and a lender sees more of it. The books don't hold up. Buyers spot weak accounting fast. Statements that get revised mid-process, a revolving door in the bookkeeper's chair, revenue tracked on a side spreadsheet, and margins that slip while sales climb with no clear reason all make a buyer nervous. So does an owner who pushes back when asked for documents. And plenty of private owners run personal expenses through the company. Add-backs are normal. Add-backs you can't document turn into a lower offer. The real estate isn't sorted out. Many owners hold their building in a separate LLC. That's fine, but the lease terms or the property sale should be settled before a buyer shows up, not halfway through diligence. Revenue sits in too few hands. Picture a contractor with 40% of its work coming from one builder, or a service company running on handshake deals. Buyers will still look, but the terms shift toward more seller financing, an earnout, or less cash at closing. Owners and advisors: if your exit is three to five years out • Get a baseline now. Find out where the business really stands today: what a buyer would pay, who that buyer is likely to be, and which gaps would hurt you in diligence. You can't fix what you haven't measured, and the answer is often different from what the owner expects. • Make yourself less necessary. Spend the next few years building a manager or small team that can run daily operations and own customer relationships. Put handshake deals into written contracts. A business that runs without its owner is worth more and is far easier to finance. • Clean the books for three straight years. Buyers and lenders look back at least three years. Separate personal expenses, keep the financials tied to the tax returns, track every add-back as you go, and settle the real estate plan early. A word to CPAs CPAs often see a sale coming before anyone else, and you're usually the most trusted voice an owner has. Year-end meetings are the right time to start this conversation. Here's what I'd ask every CPA to do this season with business owner clients over 55: • Ask the timing question. “Do you see yourself owning this business in five years? If not, who takes it over?” Write down the answer and bring it up again at next year's meeting. • Run a proof of cash and review revenue recognition. Make sure the cash in the bank ties to the revenue on the books. Pay close attention to contractors with work in progress and to companies selling memberships or service plans. These issues are easy to fix with years of lead time and painful to fix a month before closing. • Pair the tax return with an exit readiness review. Invite clients to complete IQExit's Exit Readiness Intelligence (ERI) process as part of year-end planning. It gives you and the client a shared picture of readiness gaps and an indicative value range, and the results come back to you as the advisor. That turns a tax meeting into a planning relationship, and it puts you in position to bring in tax and M&A help early, when choices like purchase price allocation can still save the client real money. Changing the conversation For bankers, wealth advisors and attorneys, the hard part is raising the subject without seeming to nudge a client toward the door. I understand that. Nobody wants to tell a 60-year-old owner it's time to sell. So don't. Ask a different question: “If a buyer called tomorrow, what would they find?” That's a planning question, not a pitch, and it's useful whether the exit is two years out or 15. It's the question we built IQExit to help advisors answer. Whether you're in Wilmington, Raleigh, Charleston, Richmond or anywhere else, owners have a real opening right now. The buyers are out there and so is the capital. The owners who come out ahead will be the ones who start getting ready before they're ready to sell.
The Best Time to Fix Your Business Is When Things Are Going Well by Nathan Tayloe
There's a pattern I've noticed working with growing businesses over the years. Conversations about what needs to change rarely happen when things are going well. They tend to happen when growth slows, a competitor starts winning business, or something that used to work stops producing the same results. By then, the decisions are often harder, more expensive, and more urgent than they needed to be. It's understandable. When revenue is growing, customers are coming in, and employees are busy, there's little incentive to question what's working. Leaders have plenty to manage without creating new challenges for themselves. Running my own business has taught me that it's easy to get caught up in what's happening today and put off improvements you know will matter tomorrow. Those periods of success may actually be the best opportunity a business has to make meaningful improvements. When Success Makes Change Less Urgent Most businesses have things they know could be better. The challenge is finding a compelling reason to address them when everything appears to be working. Maybe the company has outgrown its original positioning. Perhaps internal processes haven't kept pace with growth, or the customer experience has become inconsistent as the organization has expanded. These issues don't necessarily prevent a business from growing. Strong demand can make them easier to overlook, especially when teams are focused on keeping up with the work already coming in. Over time, small inefficiencies become accepted ways of operating. Outdated processes remain in place because they've always worked well enough, and opportunities to improve get pushed aside in favor of more immediate demands. The business continues moving forward, but some of the things supporting that growth aren't getting stronger along with it. The Advantage of Acting Early When a business is performing well, leadership has something valuable: options. There's more flexibility to invest, experiment, develop people, and make thoughtful decisions without the pressure of an immediate problem that needs solving. Compare that with trying to make the same changes when revenue is declining, or the market has shifted. Investments become harder to justify, timelines get compressed, and decisions that could have been made strategically become urgent responses to circumstances. I've seen businesses postpone improvements for years because there was never a particularly good time to address them. Eventually, circumstances decide for them, often when they have fewer resources and less flexibility to respond. Growth Changes What a Business Needs This is especially relevant in a growing market like Wilmington, where new businesses, new residents, and continued investment are creating opportunities across the region. As organizations grow, the expectations placed on them change. Customers expect greater consistency, employees need clearer processes and opportunities, and leadership has to make decisions that support a larger, more complex business. What worked when a company was smaller may still work today, but that doesn't necessarily mean it will support where the organization wants to go next. Sometimes the most valuable improvements are the ones that prepare a business for demands it hasn't experienced yet. That might mean: Strengthening internal processes before they become bottlenecks Developing leaders before the organization depends on them Improving the customer experience before inconsistencies affect retention Revisiting positioning before the market outgrows the company's story None of these changes requires a crisis. They require recognizing that a growing business needs to keep evolving, even when current performance gives leadership little reason to worry. Use the Good Years Wisely Successful businesses don't need to constantly reinvent themselves. There's value in knowing what works and having the discipline to build on it. There's also value in occasionally asking whether the business is as strong as its current performance suggests. Are there problems we've learned to work around instead of solving? Are we still operating the way we did several years ago, even though the business has changed? What would we improve today if we weren't waiting for something to go wrong? Success creates the freedom to ask those questions and act on the answers. The businesses that make the most of that opportunity are often better prepared for whatever comes next. The strongest businesses don't need a crisis to recognize an opportunity to improve. They use the good years to prepare for the years ahead. — Learn more about how we help organizations strengthen their positioning, align their strategy, and prepare for what's next at tayloegray.com, or reach out directly at nathan@tayloegray.com.
Alaska Sen. Sullivan accuses Democrats of same-name voter deceit
CNN’s Jake Tapper sits down with Republican Senator Dan Sullivan ahead of the midterms where he’s seeking a third term. He discusses the “double Dan Sullivan” controversy, involving two candidates with the same name running for the same seat. Watch the full interview on CNN at 9a ET.
Thunder vs. Rockets: Live updates, highlights for Saturday's game
Oklahoma City Thunder vs. Houston Rockets: Live updates, highlights for Saturday's game.
After dueling late 60-yard field goals, No. 4 Indiana escapes Minnesota's upset bid in OT
Just seconds after Minnesota kicked a 60-yard field goal to go ahead, Indiana responded with one of its own.
Bengals suggested as surprise fit ahead of NFL trade deadline
Would the Bengals make this move if it became available?
A Costly Win for the Irish
Notre Dame overcame a sluggish first half and dominated after intermission in a 35-13 victory on Saturday. Despite Navy’s early success, the Irish nudged ahead by 14-13 just before halftime.