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Are Bank Lobbies Still Relevant?

Local banking leaders say technology is changing the way customers use their banks — and their lobbies By Deborah Jeanne Post [caption id=attachment_11109 align=alignright width=300] Steve Gorczynski is M&T Bank Central New York regional president.[/caption] When was the last time you entered the lobby of your bank? If it’s been a while, you’re part of a trend of eschewing the lobby in favor of ATMs, drive-thrus, online banking and remote deposit. A 2025 study performed by the American Bankers Association revealed that only 9% of consumers use bank branches as their preferred way to do banking and 76% prefer mobile banking. The trend away from the lobby reflects consumer behavior in other areas of doing business, including online shopping instead of perusing the mall, ordering fast food at a kiosk, not at the counter and selecting curbside pick-up rather than walking into the restaurant. Consumers want convenience and going in the lobby adds another layer to the task. It also places consumers face to face with one or more representatives of the business, something less favorable to people feeling burned out from interpersonal interactions. Nixing or at least minimizing the size of the lobby isn’t necessarily negative for banks. Fewer people passing through their doors reduces overhead for building maintenance, staffing and furnishing. Greater reliance on virtual banking can mean closing brick and mortar locations and hiring fewer staffers to cover roles like teller and lending officer. “Our focus is on meeting customers where they are and giving them flexibility in how they bank,” said Steve Gorczynski, M&T Bank Central New York regional president. “While many everyday transactions can be supported digitally and through ATMs, branches remain important for more complex financial needs, offering face-to-face guidance and a more personal banking experience.” Talking with a commercial lender or working on a home mortgage are two examples where meeting face-to-face is more desirable for many people. They can receive immediate feedback to questions and can possibly reach their goals more quickly. But there’s little need to have a large seating area, long counters and numerous tellers for routine banking that’s quicker to handle virtually. Online banking can also help people on the go more readily complete banking tasks such as depositing checks, transferring funds among accounts and checking balances. [caption id=attachment_11135 align=alignright width=300] Tina M. Stephens is the vice president branch administration for Fulton Savings Bank.[/caption] “The traditional bank lobby is certainly being evaluated by most institutions today, as the typical large, open and cavernous spaces do not necessarily meet the needs of today’s customers,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “Traditional lobbies often bisect traditional teller stations and customer service areas, which adds confusion, especially for the demographic who routinely use online banking and only access the lobby for customer service needs.” Despite the rollback in physical locations across the industry, Fulton Savings Bank began modernizing its six branch offices in Oswego and Onondaga counties about three years ago and have finished four offices so far in Baldwinsville, Fulton, Constantia, and Phoenix. “We made the decision to build a new branch across the street from our current office in Brewerton which will be completed by the end of 2026, and we will begin the retrofit of our Central Square office in early 2027,” Stephens said. “Our efforts specifically address where we think customers will be in the next three to five years and have greater flexibility to make changes out into the future.” The bank may be onto something, as numerous reports state that screen-weary Gen Z young adults crave more in-person interactions than virtual ones. If the pendulum continues to swing in that direction, it’s hard to see all physical bank areas disappear, even if they change somewhat. Fulton Savings Bank has also consolidated its teller and customer service representative areas to larger “universal banker” areas, where the bank representative can address all customer retail needs. A one-stop-shop experience appeals to busy banking customers who want to perform a few different banking tasks in one visit. Stephens also said that Fulton Savings Bank made additional technology and security enhancements and created flex spaces to accommodate bank meetings throughout the two-county branch footprint. At Solvay Bank, Elizabeth Lavier, vice president marketing and communications manager, lauded digital and online services as convenient and flexible for managing finances; however, “technology is not meant to replace what matters most: the relationships behind every account that have always been at the heart of community banking,” she said. “Even in today’s digital-first world, people of all ages still value the opportunity to sit down with a trusted banker for personalized guidance. We understand that some of life’s biggest moments call for more than a screen.” Lavier views digital banking as another way for the organization to serve customers rather than a replacement for branches, tellers and lenders, which tend to serve customers better for transactions like buying a first car, purchasing a home, saving for a child’s education, or planning for retirement. “Those conversations, built on understanding, experience and personal guidance, are what community banking is all about,” Lavier said. “At the end of the day, banking is about more than transactions. It’s about helping our customers achieve their goals and being there for them every step of the way. By combining the convenience of digital banking with the care, commitment, and personal service of a local community bank, Solvay Bank offers customers the best of both worlds.” Are Paper Checks Destined to Disappear? With the ubiquity of debit cards, online payments, virtual checks and peer-to-peer payment platforms like Venmo, Zelle and PayPal, will paper checks become passe? “In my view, paper checks are unlikely to disappear in the near future,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “They continue to serve a practical purpose by providing a clear paper trail and tangible proof of payment.” According to the American Banker, a leading trade publication that covers the banking and financial industry, in 2024, checks accounted for 65% of all payment fraud losses. Paper checks should be phased out, according to the publication. “The phrase, ‘The check’s in the mail’ probably sounds strange to younger people because the era of paper checks is rapidly drawing to a close. Put bluntly, checks are an expensive, insecure legacy that is a drag on the U.S. economy. Rather than wait for them to vanish slowly, the pragmatic choice is to strategically accelerate the transition to paperless payments.”

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Mom-and-Pop Business Owners Grapple with Harsh Times

Report shows small business owners in NYS less optimistic about the economy. Taxes, inflation, labor costs and competition from larger businesses are major concerns right now, they say By Aaron Gifford [caption id=attachment_11067 align=alignright width=300] Ashley Ranslow is director for New York state at The National Federation of Independent Business (NFIB).[/caption] Owners of mom-and-pop businesses in New York state have been less optimistic lately than their peers in other parts of the country, a recent report indicates. The National Federation of Independent Business (NFIB), based on a survey of 11,000 of its members in the Empire State, reported that taxes, inflation, labor costs and competition from larger businesses are major concerns right now. “Indeed, while taxes are a major problem in New York and the United States overall, New York small businesses notably are struggling more with the state’s onerous, multi-level tax burden,” Ashley Ranslow, NFIB’s director for New York state, said in the July report. Compared with surveys of business owners in other states, far fewer New York respondents rated their businesses as in excellent or good health. The report also said labor costs here are about 25% higher than the national average and are the “single most important problem” facing businesses. One respondent to the New York-specific survey complained that too much red tape, taxes and laws that restrict high-yielding companies have stifled their operation’s growth. Others said high disability and workers’ compensation insurance costs, alarming increases in utility rates and excessive building regulations are discouraging. Statewide, New York has a gross domestic product of $2.53 trillion (third in the nation, followed by Texas, $2.90 trillion; and California, $4.25 trillion), a per capita income of $90,500 (sixth) and an unemployment rate of 4.6% (34th). There are 2.4 million small businesses that employ 3.9 million people. [caption id=attachment_11112 align=alignright width=451] Member of the Greater Liverpool Chamber of Commerce gather at one of the several functions the chamber organizes monthly. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed,” says Megan Wilmot, the chamber director[/caption] “New York state boasts one of the largest, wealthiest and most diverse cities in the world — and that’s still only about half the state’s population,” the report said. “In other words, the state is both its iconic city and so much more — geographically, demographically, economically. But New York is not without its challenges, challenges that include notably high taxes and other weaknesses that impact the small business environment,” it said. The report includes an optimism index that compares responses from New York (NFIB) members with those of their peers in other states across several categories. This ranges from plans to increase employment to expectations for higher sales, to plans to increase inventory or expand. The scores for Empire State business owners were lower in most categories, but they did score higher than the national average in noting that they have current employment openings, and that they are hopeful that the economy will improve. “The metrics so far paint a picture of a state with a series of challenges for small businesses, from a slightly below national average Optimism Index to a more seriously below national business health to very substantially below national Employment Index. What is going on with businesses that are creating these differences?” the report stated. In Central New York, the regional labor force comprises nearly 398,000 workers. The median household income here is $71,463, and the gross domestic product for the region last year totaled $61.3 billion, according to the CenterState CEO economic development and research organization. About half of the region’s labor force works for small and mid-sized businesses, although the number of people employed in that sector has decreased by 7% since 2010, according to CenterState’s 2026 economic forecast report. “While record-high employment in large-scale enterprises provides a strong foundation for Central New York,” the report says, “the long-term health of communities depends on a thriving small business sector to serve as a stabilizer.” Area employers identify several barriers to Central New York’s anticipated growth, including lack of specialized or skilled workers, government regulations, unaffordable housing options and long-term construction disruptions. In the city of Syracuse, the number of jobs in retail trade decreased by 1,500 or 4.7% between July 2025 and this past July. By contrast, the number of jobs in the leisure and hospitality sector increased by 2.5% or 700 jobs, in the same annual period, according to the New York State Department of Labor. Still, there’s plenty of interest for new businesses across Central New York. U.S. Census figures show that the number of applications for new businesses in all four counties increased significantly in the past 20 years. In Cayuga County, there were 324 applications in 2005 compared to 470 last year. In Madison County, the number increased from 385 to 480; Onondaga County, from 2411 to 4132; and Oswego County, from 553 to 836. Downtown Cazenovia is exemplary of Madison County’s trend: In the past year, the village welcomed a bait shop, a thrift store, a vitamin infusion center, a pizzeria, a Pilates studio and an Italian restaurant. A candy store is scheduled to open on the main drag in the months ahead. Oswego’s list of interesting new businesses in the past year includes a bubble tea shop, a hot dog eatery in Fulton, a specialty grocery store that features New York state products in Mexico, a beauty and esthetics studio in Hannibal and a hardware and farm supply store in Sandy Creek. In Onondaga County, the Liverpool area has also enjoyed a steady stream of new shops and eateries in recent years. That suburban community is unique in that, unlike neighboring communities, most of the restaurants are family-owned and not part of a national chain. [caption id=attachment_11116 align=alignright width=300] Megan Wilmot is the executive director of the Greater Liverpool’s Chamber of Commerce.[/caption] Megan Wilmot, executive director of the Greater Liverpool Chamber of Commerce, said independent business owners in her community maintain a strong sense of pride in holding their own against national companies. The chamber helps boost morale with red carpet events, ribbon cuttings, coffee hours and five-year anniversary celebrations for participating businesses. “We have built such a strong community,” Wilmot said. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed.” In Syracuse, the downtown retail occupancy rate last year was about 82%, a slight improvement from 2024, according to the Downtown Syracuse Committee’s most recent annual report. Buildings with the largest amount of vacant space included The Galleries, One Park Place, and Equitable Towers, though not all of those spaces are designated for retail use. New businesses that opened in downtown Syracuse last year: Better with Time Clothing, Dakshin Curry & Biriyani, Havana Tattoo Society, Milano Bean Café, Miss Daisy, Pausa Coffee, Sweets for Babe, The Society CNY and Yafah Beauty Studio. The Destiny USA mall’s occupancy rate decreased from 80% in 2023 to 72% by the end of 2024, according to Integra Realty Resources. That leaves more than a quarter of the mall’s retail space vacant. “Looking ahead, the retail market is expected to see minimal rent growth, with vacancy rates likely remaining stable in community and neighborhood centers but continuing to rise in enclosed malls,” Integra’s report said. “New construction activity is low and redevelopment plans for former malls like Shoppingtown and Great Northern are still in the planning stages. The proposed Micron chip plant may spur development, but challenges remain in finding co-developers for large-scale projects.” Nationally, the U.S. Chamber of Commerce expects that small businesses will remain resilient and see their sales and revenues eventually improve. That organization, in a recent national survey, found that 25% of small business owners expect the economy to improve in 2027, while 45% indicated that they plan to increase employment in the next 12 months. And 69% said they believe their small business is in good shape and 70% said they are comfortable with their current cash flow. Thirty-one percent of small businesses reported raising their prices in July and 28% are planning to raise their prices within the next three to four months, the report said. Twelve percent indicated that this is a good time to expand their business. “Small business owners voice optimism for future revenues and hiring,” the report said. “High costs continue to be a wet blanket on reinvestment.” The NFIB reported in July that Main Street, despite gas price hikes, “is OK … for now.” Its small business economics trend report said sales across the country have been strong compared to last year, but continued inflation and higher prices from mom-and-pop establishments are causing some “cracks” to show. “If costs stay this high for much longer, reduced investment will have a tangible economic impact,” the report said. “The status quo is OK, but the outlook? The outlook is uncertain.”

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Retiring from Farming

Start now to ensure your farm passes to the next generation Deborah Jeanne Post [caption id=attachment_11062 align=alignright width=405] Adam C. Howell, outreach director at Cornell’s NY FarmNet: “Retirement from farming is atypical planning,” he says.[/caption] Roughly 70% of family-owned farms will transfer ownership withing the next two decades, according to data from to the USDA census. Only 30% of those will remain in the family. The number of farms in New York is shrinking as the size of farms increases. In other words, there are fewer farms in the state, but they’re much larger. This is why succession planning is so important for family farms. A farm represents not only a way to make a living but a legacy and family tradition. Many families want to preserve the small farm segment of agriculture and the values it represents. Passing the family farm to the next generation can’t be left to chance. And it shouldn’t be left for “the kids to figure out” after the older generation dies. Succession planning in agriculture isn’t like other types of business retirement planning or personal final planning. “Retirement from farming is atypical planning,” said Adam C. Howell, outreach director at Cornell’s NY FarmNet. “Most farmers, their assets and the way they live and survive in retirement is tied up in the equity in the farm. Those conversations must take place a lot earlier than they think. They’re dealing with something asset-heavy that may require a trust and tax planning.” NY FarmNet offers farmers free, confidential consultation services regarding financial and business management, and family, and mental health support for farmers in New York state. It’s a program of Cornell University in Ithaca. Howell urges farmers to begin the conversation early. Most family farms are run by generations with the oldest generation most involved and typically with fewer of the middle-aged adults and young adults involved. Some of the younger generation may have off-farm jobs and not live on the homestead. “Different people have different expectations on their legacy,” Howell said. “Intergenerational conflict and discussions can be difficult. It may be good to check with NY FarmNet or Ag Mediation to help mediate these conversations with a third party. A lot of farms have broken up because people can’t decide how to divide things.” New York State Agricultural Mediation Program is a USDA‑certified, free or low‑cost service for farmers. Fair is not always equal. A sole owner simply stating that he wants to divide things equally among his children may leave one-quarter of the farm operation to an adult child who moved away and hasn’t sat in a tractor for decades. The three adult children who have toiled on the farm for 30 years may need to buy out the fourth, non-farming sibling but cannot because all of their money is tied up in the equipment, land and stock that supports their livelihood. Their payrate may not allow them to set aside much to buy out the non-farming sibling. As a result, they may need to sell parts of the farm off in order to keep it. However, doing so may limit their ability to sufficiently support their families. The farm owner may need to bequeath more assets to the farming siblings because their efforts have kept the farm going and without those assets and their work, the farm will cease operations. Howell advises seeking professional help on tax and legal issues. Without it, families can be exposed to expensive problems and infighting. A third-party expert can help farm families navigate what is truly fair in the family’s succession plans. Beyond the practical aspects of inheritance, succession also relies upon planning who will operate the farm and how. “I think it’s important that farmers understand the means and methods of farming are always changing,” Howell said. For example, many young adult farmers earn a degree at a school such as Cornell, SUNY Cobleskill or Morrisville, work on a different farm for a while and then return to their family farm with big ideas on how to improve the farm — if only their dad and uncles will agree. Intergenerational conflict is often centered on newer ideas such agritourism, online marketing and shipping goods. “It causes conflict,” Howell said. “A lot of it comes down to communication and respect within the family. If no one in the family wants to take on farming, what we’ll see is older farmers start to help trusted managers buy into the farm.” The middle-aged generation, now in their 40s and 50s, often struggle with wresting the helm from their parents. Howell said that many older farmers don’t discuss with their grown children their vital business information such as vendors, ordering supplies, pricing, recordkeeping and farm planning. They even claim that “the kids” aren’t ready yet. These gaps in cross-training may cause significant problems even before the older generation dies, if there’s an illness or injury. Howell urges farmers to document these processes and cross-train others on the farm how to handle these areas “to make sure if one person is incapacitated, the entire operation is not at risk,” he said. Mark Modzeleski, financial adviser, financial planner and president at Legacy Wealth Advisors of NY in Syracuse, advises families to talk sooner than later about who should be operating the farm. “Someone is driving the farm,” he said. “Have you decided who? Be honest when you have that conversation. Who do they turn to when there’s a question? Or who has the potential to be leaders?” Planning for leadership continuity is vital. Unfortunately, talking like this can become fraught with emotions if it’s only the family involved. Modzeleski advised finding a third party who can help drive the conversation. “Invite the right people to the conversation who can get you from point A to point B,” he said. “This is a marathon, not a sprint.” It may take sitting down a few times with an estate planning attorney who specializes in farm transition, along with a tax professional and others who can help moderate and plan. Family members, owners and possibly, integral farm managers should attend the meetings. “Figure out what you want your legacy to be,” Modzeleski added.

Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com

Troy Jackson Presses Susan Collins on Heating Prices

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Oct 14 • 8:20 AM EDT • Politics • midcoastvillager.com

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Oct 14 • 8:00 AM EDT • Politics • spia.princeton.edu

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Oct 14 • 8:00 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 7:49 AM EDT • Politics • prio.org

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Oct 14 • 7:25 AM EDT • Science • openaccessgovernment.org

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Oct 14 • 7:00 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 7:00 AM EDT • Business • prnewswire.com

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Oct 14 • 6:44 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 6:30 AM EDT • Health • roughdraftatlanta.com

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Oct 14 • 6:04 AM EDT • Science • interestingengineering.com

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Oct 14 • 6:00 AM EDT • Politics • businessinsider.com

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Oct 14 • 5:06 AM EDT • Entertainment • dispatch.com

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Oct 14 • 5:01 AM EDT • Technology • nytimes.com

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Oct 14 • 4:21 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 3:47 AM EDT • Science • wanaen.com

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Oct 14 • 3:40 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 2:55 AM EDT • Sports • sports.yahoo.com

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Oct 14 • 1:00 AM EDT • Business • claimsjournal.com

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Oct 14 • 12:28 AM EDT • Politics • seattletimes.com

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Oct 13 • 11:38 PM EDT • Business • marlerblog.com

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Oct 13 • 11:04 PM EDT • Health • news.cgtn.com

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Oct 13 • 10:50 PM EDT • Science • ndtv.com

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Oct 13 • 9:21 PM EDT • Politics • cnn.com

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Oct 13 • 9:14 PM EDT • Entertainment • thederrick.com

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Oct 13 • 8:58 PM EDT • Sports • sports.yahoo.com

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Oct 13 • 8:40 PM EDT • Politics • foxnews.com

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Oct 13 • 8:00 PM EDT • Health • dailybruin.com

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Oct 13 • 7:13 PM EDT • Science • techcrunch.com

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Oct 13 • 7:02 PM EDT • Health • koin.com

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Oct 13 • 6:54 PM EDT • Health • wymt.com

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Oct 13 • 6:42 PM EDT • Health • news.intermountainhealth.org

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Oct 13 • 6:22 PM EDT • Technology • macrumors.com

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Oct 13 • 5:41 PM EDT • Health • yahoo.com

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Oct 13 • 4:56 PM EDT • Entertainment • huffpost.com

NYC Health + Hospitals Advances to Silver Recognition in the American Medical Association's Joy in Medicine Health System Recognition Program

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Oct 13 • 4:29 PM EDT • Health • nychealthandhospitals.org

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Oct 13 • 3:30 PM EDT • Technology • wccftech.com

Video: Italy international Doumbia scores first Champions League goal

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Oct 13 • 2:40 PM EDT • Sports • sports.yahoo.com

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Oct 13 • 2:37 PM EDT • Health • quadcitiesbusiness.com

2026 PARE Award Recipients - College of Arts and Sciences

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Oct 13 • 2:32 PM EDT • Science • college.unc.edu

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Oct 13 • 2:01 PM EDT • Sports • patriots.com

Marshall County schools host girls STEM event to spark interest in science

Fifth-grade girls from Marshall County Schools spent Tuesday getting hands-on with science, technology, engineering and math during a STEM day designed to spark

Oct 13 • 1:33 PM EDT • Science • wtov9.com

Georgetown Business Gets the History Book It Deserves

“I lived in Philadelphia and Boston before I came to Washington in 1971, two cities that are guaranteed to give you an interest in history,” says Kenneth

Oct 13 • 1:29 PM EDT • Business • georgetowner.com

Football regulator David Kogan: ‘I will quit if politics meddles in Man City case’

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Oct 13 • 1:25 PM EDT • Politics • sports.yahoo.com

Man United Set To 'Attack' The January Transfer Window

Michael Carrick’s struggling squad eyes vital reinforcements as Fabrizio Romano reveals the Red Devils possess the remaining funds necessary to fix glaring roster gaps this winter.

Oct 13 • 1:23 PM EDT • Sports • sports.yahoo.com

Hurricane Isaias will not stop the Pensacola Interstate Fair next week

The Pensacola Interstate Fair will proceed as scheduled from Oct. 22 to Nov. 1 despite minor damage from Hurricane Isaias.

Oct 13 • 1:19 PM EDT • Entertainment • pnj.com

Talking Trade with DATCP Export and Business Development Bureau Director Ira Frydman

In the latest episode of "Talking Trade," host Sandi Siegel interviews DATCP Export and Business Development Bureau Director Ira Frydman about the agency's success in expanding markets for Wisconsin agricultural exports.

Oct 13 • 1:08 PM EDT • Business • wispolitics.com

Then and Now: Through three careers, King builds extraordinary life

Kevin King’s resume reads like three different careers stitched together: internet pioneer, top-producing real estate broker and Caribbean charter captain. Learning from each experience and job is key, King said,...

Oct 13 • 12:50 PM EDT • Business • talkbusiness.net

Football Regulator chair will quit if politics interferes with any Man City investigation

The chair of the Independent Football Regulator (IFR) has said he will quit if there is political interference in any future investigation launched into Manchester City.

Oct 13 • 12:39 PM EDT • Politics • espn.com

Poll: Majority of Americans say Trump prioritizes his personal financial interests over U.S. as a whole

Most Americans think Donald Trump is profiting off the presidency in unethical or illegal ways and is focused more on his wealth than helping people like them, a new AP-NORC poll finds.

Oct 13 • 12:30 PM EDT • Politics • pbs.org

Fed rate hike not likely to impact NH economy

Interest rate hike? What interest rate hike? The move by the Federal Reserve to hike a key interest rate by a quarter of a percentage point (0.25%) has provoked a big yawn in the New Hampshire economy.

Oct 13 • 12:20 PM EDT • Business • nhbr.com

South Florida Business Journal Features NSU Research Leader in Discussion on Broward County’s Economy

NSU’s Robert Smith, Ph.D., interim assistant vice president of research, joined business, government, healthcare, and transportation leaders at the South Florida Business Journal’s Broward Forward Roundtable to discuss what will drive the county’s next phase of economic growth. Smith shared… Continue Reading →

Oct 13 • 12:19 PM EDT • Business • news.nova.edu

English soccer's regulator insists there will be no political pressure in Man City case

The chair of English soccer’s regulatory body has said he would resign if there were any political interference over potential sanctions for Manchester City | Upstate Red

Oct 13 • 12:16 PM EDT • Politics • audacy.com

English soccer's regulator insists there will be no political pressure in Man City case

The chair of English soccer’s regulatory body has said he would resign if there were any political interference over potential sanctions for Manchester City | KNSS Radio

Oct 13 • 12:16 PM EDT • Politics • audacy.com

Drake Farms starts leasing Fayetteville apartments

Drake Farms, a mixed-use development near Washington Regional Medical Center and Interstate 49, recently started leasing its first studio, one- and two-bedroom apartments at 2841 N. Mansfield Ave. in Fayetteville....

Oct 13 • 12:10 PM EDT • Business • talkbusiness.net

Liquidity under pressure: 4 cash flow moves for Chicago mid-market businesses

Many organizations, especially mid-market organizations, face a spate of pressures that impact liquidity, from interest rate pressure to trade volatility. Without careful planning, these conditions can create a cash crunch, just when companies could benefit from liquidity the most.

Oct 13 • 12:01 PM EDT • Business • chicagobusiness.com

Early planning, documentation key to university property claims: Experts

Universities should involve claims specialists early and carefully document expenses to maximize business interruption insurance recoveries, presenters said Monday at the University Risk Management &

Oct 13 • 11:43 AM EDT • Business • businessinsurance.com

Should Daytona International Speedway host an SMX Playoff round?

Oct 13 • 11:40 AM EDT • Sports • sports.yahoo.com

Russia did try to interfere in Brexit referendum, head of MI5 confirms

Spy chief Ken McCallum said Russia had attempted to influence 2016 vote through social media and TV reports

Oct 13 • 11:15 AM EDT • Politics • theguardian.com

As measles continues to spread, health officials are seeing vaccine interest rise

Oct 13 • 11:04 AM EDT • Health • yahoo.com

The EU’s Externalized Borders: Third Countries and the Politics of Responsibility - Georgetown Journal of International Affairs

The European Union (EU) has long sought to control migration before people reach European territory by externalizing border control, defined as “the totality of co-bordering activities initiated by the EU for securing its external borders from irregular immigrants.” Through practices such as readmission cooperation, safe-third-country rules, return arrangements, and security partnerships with non-EU states, it […]

Oct 13 • 11:00 AM EDT • Politics • gjia.georgetown.edu

Inside the iPhone Duo and 18 Pro Cooling System: Apple Engineers Reveal a Simple Trick

In an exclusive interview with PCMag, Apple’s silicon and thermal teams explain the engineering that lets the A20 Pro chip run hotter and faster without cooking your phone.

Oct 13 • 10:53 AM EDT • Technology • pcmag.com

USC’s Themed Entertainment Program Hires Epic Universe Creative Exec Steve Tatham as Director

The program, part of USC School of Cinematic Arts’ Interactive Media & Games Division, is a proving ground for future theme park creatives.

Oct 13 • 10:47 AM EDT • Entertainment • yahoo.com

'Deceived' Julian Alvarez Splits From Agent After Arsenal Interest

Julian Alvarez has reportedly parted ways with his long-time agent, after Arsenal attempted to sign the striker during the summer.

Oct 13 • 10:41 AM EDT • Sports • sports.yahoo.com

SpaceX launches NASA science and cargo to the International Space Station

The sunrise launch on Oct. 13 was the 35th SpaceX flight under the Commercial Resupply Services 2 contract with NASA.

Oct 13 • 10:07 AM EDT • Science • spaceflightnow.com

NYAC Turns Pandemic Signup Boom Into First Winter Sport Athlete

The New York Athletic Club is one of the most storied institutions in the history of American sports, and its athletes have won 321 Olympic medals, dating back to the first modern Games in 1896. But for its entire 158-year history, the NYAC had never supported a winter sport athlete. That’s changing this autumn. Lauren …

Oct 13 • 10:00 AM EDT • Sports • sports.yahoo.com

Kelly Clarkson's feud with a small business lights up the internet

Oct 13 • 9:58 AM EDT • Business • yahoo.com

J.K. Rowling doc to explore 'Harry Potter' author's career, politics

The BBC is developing a two-part documentary about J.K. Rowling that explores the "Harry Potter" author's life, career and polarizing politics.

Oct 13 • 9:44 AM EDT • Politics • yahoo.com

Apple's new smart home line-up includes a smart lock, thermostat and video doorbells

The new devices work with HomeView, the company's new smart home hub which can be used to control accessories and interact with apps.

Oct 13 • 9:37 AM EDT • Technology • techcrunch.com

Hillary Clinton, Kara Swisher to Launch Political Podcast

The partnership with Vox Media will kick off Oct. 14 to catch a wave of election interest; future collaborations are anticipated.

Oct 13 • 9:37 AM EDT • Politics • hollywoodreporter.com

Australia: NSW Health warns against handling bats due to lyssavirus

NSW Health is advising the public not to handle, or otherwise handle bats, following a recent increase in people being bitten or scratched across the state. In the two weeks from 28 September to 10 October, 43 people were assessed by NSW Health after being bitten or scratched by bats. This includes in coastal areas in Hunter New England, the Mid North Coast, Northern NSW, and the Central Coast. This is a significant increase when compared with 10 reported cases of bat bites or scratches for the same two-week period in 2025. Keira Glasgow, Director in Health Protection at NSW Health, said, “We want people to assume that any bat could carry Australian bat lyssavirus, which is a close relative to the rabies virus and very dangerous to humans.” “If you see a bat that is injured or in distress, call your local wildlife rescue service and do not touch it. Only trained, protected and vaccinated wildlife handlers should interact with bats. “It is incredibly rare for Australian bat lyssavirus to transmit to humans, but once symptoms of lyssavirus start in people who are scratched or bitten by an infected bat, sadly there is no effective treatment. “If you are bitten or scratched by a bat, urgent medical assessment is crucial.” Rabies virus and Australian bat lyssavirus (ABLV) belong to a group of viruses called lyssaviruses. These viruses transmit via a bite from an infected ("rabid") animal. They all cause a similar illness known as rabies, which affects the central nervous system and is usually fatal. Rabies and ABLV infection cause similar symptoms. The early symptoms are flu-like, including headache, fever and fatigue. The illness progresses rapidly to paralysis, delirium, convulsions and death, usually within a week or two. Rabies cases and the three known human cases of ABLV infection have shown a wide variability in the time it takes for symptoms to appear following exposure to an infected animal (from several days to several years). The best way to protect yourself from infection is to not touch bats. If you see a bat in distress, injured or trapped on the ground, do not try to rescue it. Instead, contact trained experts. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

Oct 13 • 9:25 AM EDT • Health • outbreaknewstoday.substack.com

Criticized for what? Maresca not sorry about Man City celebrations

Enzo Maresca has brushed off criticism of the way Manchester City celebrated their victory at Liverpool on Sunday. City triumphed 3-0 at Anfield in their first match since the club were found guilty of breaking the Premier League’s financial regulations.

Oct 13 • 8:18 AM EDT • Sports • sports.yahoo.com

Tony Dungy shares his account of leaving NBC Sports

Jamie Lamor Thompson/Shutterstock.com Dungy opens up about NBC’s decision to move on Tony Dungy’s 17-season run at NBC Sports ended in 2026. In a preview of his interview with Sage Steele, the former Indianapolis Colts coach said NBC wanted younger voices and a different lineup on Football Night in America. Dungy also discussed his Christian…

Oct 13 • 8:15 AM EDT • Sports • sports.yahoo.com

SUNY Cortland adds environmental science major

The new interdisciplinary program allows students to pursue interests in biology, chemistry, geology and other areas.

Oct 13 • 8:00 AM EDT • Science • www2.cortland.edu

Orbis International Named Winner of 2026 AWS Children's Health Innovation Award

/PRNewswire/ -- Global eye care nonprofit Orbis announces it has been selected as a winner of the 2026 Amazon Web Services (AWS) Imagine Grant: Children's...

Oct 13 • 7:57 AM EDT • Health • prnewswire.com

BETMGM Q3 2026 BUSINESS UPDATE

/PRNewswire/ -- BetMGM LLC ("BetMGM"), a leading sports betting and iGaming operator across North America, jointly owned by MGM Resorts International (NYSE:...

Oct 13 • 7:00 AM EDT • Business • prnewswire.com

Scientists Call For International Body To Oversee Advanced AI

In an open letter, the researchers said frontier AI models should initially be air-gapped from external networks and subject to independent oversight.

Oct 13 • 6:56 AM EDT • Science • yahoo.com

‘Honky Tonk Highway’ brings country musical to Cedar Rapids

In an interview ahead of the show’s Oct. 15-18 run at CSPS, composer Rob Nassif talked about the inspiration for “Honky Tonk Highway,” the challenges of writing country music and his hopes for the SPT Theatre production.

Oct 13 • 6:30 AM EDT • Entertainment • thegazette.com

Top Races to Watch in 2026

We broke down the 10 North Carolina races that are expected to be competitive, consequential, or interesting—or all three.

Oct 13 • 6:28 AM EDT • Politics • theassemblync.com

Can NAD+ supplements help us age more healthily? Here’s what the science shows

The supplement industry has a new favourite molecule: NAD+. Scientists are interested too, but evidence of its anti-ageing benefits in humans remains limited.

Oct 13 • 6:18 AM EDT • Science • theconversation.com

More than a dozen states ban this kind of sports wager — except when they don’t

Harassment of college athletes is one reason 15 states with legalized sports gambling, including Maryland, ban wagers on individual college players. But a loophole in how fantasy sports are regulated means those restrictions don't always apply.

Oct 13 • 6:00 AM EDT • Sports • marylandmatters.org

Belleville developers unveil plans for second half of sports, business complex

“There’s some hotels interested, especially with the playing fields,” he said. “That will draw quite a crowd to Belleville.”

Oct 13 • 6:00 AM EDT • Business • bnd.com

More Americans say Trump has prioritized his personal business interests than the country as a whole - AP-NORC

When it comes to allegations that he has profited from the presidency, 41% believe President Trump has done something illegal and 18% think his actions have been unethical but not illegal. Another 18% feel he’s done nothing wrong.

Oct 13 • 6:00 AM EDT • Business • apnorc.org

Did Cristiano Ronaldo dream of joining PSG?

Cristiano Ronaldo (41) has often been critical of Ligue 1, however, the Portugal international may have dreamed of playing for Paris Saint-Germain. That’s according to Pascal Ferré, the former head...

Oct 13 • 5:34 AM EDT • Sports • sports.yahoo.com

Coach Kovac extends contract with Dortmund until 2029

Coach Niko Kovac has extended his contract with Borussia Dortmund until June 30, 2029, the Bundesliga club said in a statement on Tuesday. "Together, we've set a clear course for development and laid important foundations for the future.

Oct 13 • 5:18 AM EDT • Sports • sports.yahoo.com

A political Rorschach test: Pappas's DC record is up for interpretation in Senate race

Pappas' four terms representing New Hampshire’s 1st Congressional District are his main credential as he runs for Senate. But critics say Pappas’ Washington record lacks major accomplishment.

Oct 13 • 5:00 AM EDT • Politics • nhpr.org

Ken Paxton took campaign funds from donors with interests before his office

The Texas attorney general and GOP Senate nominee received contributions from parties in cases he was involved in, some predating his current competitive race.

Oct 13 • 5:00 AM EDT • Politics • washingtonpost.com

Chinese Academy of Sciences launches national publishing group

Aim "to consolidate China's journal operations, strengthen international reach and promote open access and open science"

Oct 13 • 4:39 AM EDT • Science • researchinformation.info

A Taiwan School of Music? Rethinking Identity, Politics, and Aesthetics

Written by Min-Erh Wang. This article examines the conceptualisation of a “Taiwan School of Music” within contemporary musicology. Exploring the intersection of music, postcolonial agen…

Oct 13 • 4:00 AM EDT • Politics • taiwaninsight.org

Gen Z women want politicians who can make the ‘American dream’ feel attainable

An organizer with the Ohio Student Association said students bring up the cost of gas, weighing if it’s cheaper to commute or live on campus. They also talk about whether to get an unpaid internship or work a job out of their field of study to save money.

Oct 13 • 3:50 AM EDT • Politics • ohiocapitaljournal.com

Cristante’s condition improves

Bryan Cristante was forced to sit out after Roma-Inter (2-2). The Giallorossi number 4 was unable to return to the Italy squad due to lumbago, but in the following days he developed knee inflammation ...

Oct 13 • 3:27 AM EDT • Sports • sports.yahoo.com

Concept Life Sciences appoints Dr Adrijana Vinter as Chief Executive Officer

We are pleased to announce the appointment of Dr Adrijana Vinter as Chief Executive Officer. Dr Vinter brings more than 20 years of experience spanning medicinal chemistry research, commercial development and executive leadership in the pharmaceutical and contract research industry sectors.

Oct 13 • 3:02 AM EDT • Science • news-medical.net

Hungary’s Memory Politics: Who Defines the Communist Past?

As the 70th anniversary of Hungary’s 1956 anti-Soviet uprising approaches, Hungarians are preparing for the release of communist-era informer lists – and a new political battle over interpreting the past.

Oct 13 • 1:55 AM EDT • Politics • balkaninsight.com

Can AI help healthcare move from treatment to prevention?

AI could help identify people at risk of developing certain conditions before they become ill, allowing healthcare providers to intervene earlier. But technology alone will not deliver that change.

Oct 13 • 12:47 AM EDT • Health • yahoo.com