SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " seek " 2,764 found 🔀 AI-powered Shuffle
Business owners seek more Daytona Beach access during Labor Day restrictions
Volusia County is working with the Sheriff’s Office to block about 125 on-beach parking spaces during the Labor Day weekend.
DNR Seeks Volunteers to Participate in Forest Health Advisory Committee - Lake Chelan News and Information
New Committee Members Will Advise Lands Commissioner on Key Policy to Create Healthier, More Resilient Forests information released, DNR file photo Commissioner of Public Lands Dave Upthegrove is seeking volunteers to participate in the Department of Natural Resources’ Forest Health Advisory Committee (FHAC). Committee members provide guidance and advice to the Commissioner on forest health conditions and
GM vs. Ford: U.S. defense, energy sectors add to automakers' century-old rivalry
General Motors and Ford are looking for new potential growth areas, including by seeking military contracts and getting into energy storage businesses.
Liverpool loses another top executive as sporting director steps down
Richard Hughes has stepped down from his role as Liverpool sporting director, becoming the latest high-ranking executive to depart the Premier League club recent months. Hughes, who is reportedly set to join Saudi Arabian club Al-Hilal, is leaving less than two months after Michael Edwards exited as CEO of football for Liverpool owner Fenway Sports Group. Liverpool said Saturday that Hughes wanted to “seek a fresh challenge.”
Reality TV star can no longer speak amid serious health battle
Jenny Slatten and Sumit Singh fear being separated as her ALS progresses and they seek help with his U.S. visa.
Reality TV star can no longer speak amid serious health battle
Jenny Slatten and Sumit Singh fear being separated as her ALS progresses and they seek help with his U.S. visa.
Job seeker resigned, couldn't find new role for 2 years
Kymberly McClain struggled to find work after resigning from her nonprofit role. She shared how she navigated her nearly two-year job search.
Mental health counselor offers support for families during extended deployments
A veteran counselor is encouraging military families to seek support and communicate openly as some U.S. troops face extended deployments in the Middle East.
Federal judge extends block on Trump order seeking to limit mail voting in the midterms
A federal judge on Friday extended her prohibition against the U.S. Postal Service implementing President Donald Trump’s executive order seeking to limit mail voting during the midterms, putting another major obstacle in the way of the administration as the first states begin sending out mail ballots.
Lancaster County judge hears challenge to Nebraska K-12, collegiate sports ballot measure
A Lincoln voter refiled a challenge to a ballot measure seeking to cement limits on public school sports to student-athletes’ sex at birth.
FDIC Deposit Rule Gives Banks More Room for Business Cash
For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those efforts. The Federal Deposit
UVM Health opens new outpatient clinic with leader in suicide care at the helm
The 100-patient clinic seeks to expand Vermont’s capacity to treat suicidal thinking while also broadening research into the condition.
Opponents of new abortion law eye 2028 repeal effort
Activists angered over a new law that removes barriers to abortions later in pregnancy have filed paperwork seeking to suspend and ultimately repeal the measure in the 2028 election cycle.
Bipartisan legislation seeks to protect wild horses
The SAFE Act would prohibit the transport of horses across America’s borders for slaughter in Canada or Mexico
Sherrill signs law expanding employee ownership programs for New Jersey businesses
TRENTON, N.J. — Gov. Mikie Sherrill signed legislation Friday expanding state assistance for small businesses seeking to transition to employee ownership models. The legislation, S4218/A5016, authorizes the New Jersey Economic …
Where have all the soft-shell clams gone? Scientists and shellfishers seek answers.
A scientific-commercial partnership has sparked research to better understand the life and death of a North Shore export.
N.C. Justice Berger says he won’t seek reelection
The Republican justice says he will serve out his term through 2029.
IEDC seeking to hire business accelerator operators
The Indiana Economic Development Corp. is looking for interested parties to run business accelerators for Indiana-based companies at various stages of development, from startups to more established companies.
St. Ambrose health clinic seeks patients for no-cost rehabilitation services
St. Ambrose University’s Interprofessional Health Clinic is putting out the call for patients throughout the Quad Cities who need neurological rehabilitation services but face barriers to accessing traditional care. As of Tuesday, Sept. 1, the SAU student-led clinic began providing the free rehabilitation services on Tuesday evenings at the St. Ambrose University Center for Health […]
American College of Radiology opposes changes to radiation safety rules
Released by the Nuclear Regulatory Commission in July, the administration is seeking to replace the agency’s longstanding “as low as reasonably achievable” standard.
Radiologist seeks to better understand consolidation in the specialty
Benjamin E. Northrup, MD, with the Mallinckrodt Institute of Radiology, recently scored a grant from the Neiman Health Policy Institute to help fuel his curiosity
Arsenal brace for Chelsea test as Spurs seek spark
Something has to give when Arsenal host Chelsea in the Premier League this weekend, with both teams putting their 100 percent records on the line, while Tottenham are desperate to stop the rot.Recent history is against Chelsea, who are winless in nine Premier League games against Arsenal ahead of Sunday's clash at the Emirates.
Unknown suspect breaks into Sioux Falls business with a rock, steals alcohol
The SFPD is seeking information about a burglary in which an unknown suspect broke into a business with a rock and stole multiple bottles of alcohol on Wednesday.
Environmental Science Center seeks volunteers for Seahurst Park cleanup on Saturday, Sept. 19 - The B-Town (Burien) Blog
The Environmental Science Center will host a free International Coastal Cleanup event Saturday, Sept. 19 at Seahurst Park in Burien, inviting volunteers...
Judge temporarily grants request for 5th year eligibility in NCAA case involving OU athletes
Former OU baseball player Dayton Tockey and seven other athletes from various schools were granted a temporary restraining order Thursday afternoon at the Cleveland County Courthouse in a case seeking
SBJ Football: Giants seek business boss
New York Giants searching for chief business officer as new coach John Harbaugh could lead team to upswing: ALso: New study shows brands are missing out by focusing on the Super Bowl and not other NFL opportunities, why DAZN makes sense for EverPass, NFLPA's new chief comms officer and more.
Pittsburgh leaders seek to revitalize East Ohio Street as businesses call for help
Missouri Supreme Court rules new GOP-drawn map can’t be used for November election
The court said a referendum seeking to put the map up for a vote must be placed on the ballot, meaning the state’s elections this fall will take place under its old congressional lines.
Loudoun seeks legal opinion before ending data center grandfather protections
Loudoun County supervisors are hitting a pause on potentially eliminating grandfather protections for 17 data center applications, instead seeking legal
Two Republican nominees for Kansas House withdraw from ballot due to health complications
A pair of Kansas House Republicans — Clarke Sanders and Cody Ward — decide not to seek election on the November ballot due to significant health challenges.
Unknown suspect breaks into Sioux Falls business with a rock, steals alcohol
The SFPD is seeking information about a burglary in which an unknown suspect broke into a business with a rock and stole multiple bottles of alcohol on Wednesday.
Science Says Doing This 1 Thing Together Beats Traditional Date Nights
Skip the flowers and dinner out. If you want to feel closer to your partner, the latest science suggests seeking out awe together.
South Korean police seek indictment of K-pop mogul behind BTS
South Korean police are pushing for an indictment of music tycoon Bang Si-Hyuk, chairperson of the agency behind K-pop supergroup BTS, over alleged investor fraud.
Zack Polanski seeks to stand for by-election in former PM Starmer's seat
The Green Party leader intends to run in the Holborn and St Pancras seat following Sir Keir Starmer's resignation as MP.
As election looms, Netanyahu turns his focus to his divided base
As Israeli Prime Minister Benjamin Netanyahu seeks reelection, his main concern these days isn’t his political rivals. It’s some of his biggest supporters.
With his eye on reelection, Israel's Netanyahu turns his focus to his divided base
As Israeli Prime Minister Benjamin Netanyahu seeks reelection, his main concern these days isn’t his political rivals | WBBM Newsradio 780 AM & 105.9 FM
Sony and Microsoft say they’re not obligated to pass U.S. tariff refunds to consumers, echoing Nintendo
Back in July, Sony executives told investors that the company expected to receive $508 million in refunds from the U.S. government, after tariffs that the PlayStation-maker paid were ruled mostly in 2025 were found to be illegal. “Most” of the refund would by recouped by Sony’s gaming division, its chief financial officer said. This week, Sony’s lawyers are arguing that the company is not legally obligated to pass those proceeds on to consumers who paid for recently price-hiked PlayStation consoles. That’s in the face of a lawsuit from gamers calling on them to do exactly that. “Paying fair market price for voluntarily purchased consumer goods is not a legally cognizable injury in fact,” the lawyers wrote in a legal motion filed on Monday, as they asked a judge in California’s Northern District to dismiss a potential class action lawsuit over the tariff refunds. Microsoft made a similar argument two weeks ahead of Sony’s lawyers, in a similar lawsuit brought by a gamer in federal court in Washington State. As Microsoft’s legal team put it on August 21, in their request for a dismissal of that lawsuit: “There is nothing unjust about Plaintiff purchasing an Xbox at an advertised price and getting exactly what he paid for—regardless of whatever theory he devised months later about Microsoft’s cost structure.” Both legal fights are set to go on for some time. How things got to this point U.S. tariffs impacting a wide range of imported goods, including game consoles, had kicked off in early 2025. In May 2025, Microsoft raised the price of its Xbox consoles, citing “market conditions and the rising cost of development.” They raised them again that September. In August of that year, Sony raised the price of PlayStation 5 consoles, citing “a challenging economic environment.” Sony later told investors that its tariff fees for the fall quarter were nearly $200 million. in February of this year, the U.S. Supreme Court ruled the 2025 tariffs illegal, prompting impacted companies to begin to request refunds. In turn, consumers began suing the likes of Sony and Microsoft to get what they said was their share. The gamers in the Microsoft and Sony lawsuits argue that the 2025 price hikes of PlayStation and Xbox consoles, which added $50 or more to their sticker price, were due to illegal tariffs and should now be returned to consumers. The Sony suit started in May, when a group of gamers sued in federal court in California, saying Sony Interactive Entertainment (PlayStation) would be unjustly enriching itself if it did not pass tariff refunds to its PS5 buyers. “Sony is poised to be paid twice for the same unlawful tariff burden: once by its customers (through elevated prices) and once by the U.S. government (through tariff refunds),” the gamers’ lawyers wrote at the time. They called for Sony to partially reimburse anyone who bought a PlayStation in the U.S. since August 1, 2025. The Microsoft suit, filed by gamer Trevor Hastings against the Xbox giant in July, made similar claims. The console makers push back In late July, Nintendo’s lawyers, facing a similar suit accusing them of double-dipping on tariffs and refunds, replied with arguments that previewed Microsoft’s and Sony’s: “Nintendo or one of its retailers set a price for each product, and consumers decided whether that price was worth paying,” they wrote. Sony has buttressed that Nintendo-style argument this week by saying that the gamers have failed to prove that tariffs were the reason for its August 2025 PS5 price hike. They call thatclaim “speculative and illogical.” Other factors, including “inflation, currency fluctuations, component costs, logistics, competitive dynamics, or demand,” could have played a role. (No, the Sony lawyers do not break down the costs and factors that officially triggered the price increases). Microsoft has also argued that there’s no proof in these lawsuits that tariffs drove all or some of the price increase, as it seeks to dismiss the tariff refund suit it’s facing: “Plaintiff provides no specific allegations that would establish any pricing differential attributable to tariffs or suggest any possibility that Microsoft applied then or could recreate now any dollar-for-dollar calculation of tariff-related pricing—any more than it could any other market factor that affects pricing.” To further skewer the gamer side’s argument in its case, Sony’s lawyers have pointed to what might be a surprising defense: yet another PlayStation 5 price hike from this past spring, after the tariffs were ruled illegal. “If the original price increase were attributable to tariffs, SIE [Sony Interactive Entertainment, aka PlayStation] would have had no reason to raise prices again after the Supreme Court invalidated the IEEPA tariffs.” … “If tariffs were the cause of the price increases, one would expect SIE to lower prices once the tariffs were eliminated—not raise them again. Instead, the timeline confirms that the pricing of PlayStation consoles includes a diverse and dynamic set of input costs.” Judges have not yet ruled on the arguments made by Sony, Microsoft or Nintendo. Last week, Panic, the company behind the small, yellow Playdate handheld said it would be passing its tariff refunds on to consumers. It is the only gaming hardware maker to have made such a pledge. Game File is a reader-supported publication. To receive new posts and support my reporting, please consider becoming a free or paid subscriber. Subscribe Item 2: A reporter’s second Second Life Wagner James Au, who from 2003-2006 was paid by San Francisco-based tech company Linden Lab to be a full-time journalist embedded in their virtual world Second Life, is returning to the company. This time, he’ll be an editorial advisor and business development specialist, he tells Game File. The new role will involve trying to share the stories of people inhabiting Second Life’s ongoing online world with reporters and by extension the public. Au plans to continue to also chronicle some of that through his long-running blog New World Notes. I’ve known Au since the mid-2000s and featured him in a 2007 article for the Columbia Journalism Review about reporters like him opening up virtual news outlets within Second Life. As I wrote at the time: On April 22, 2003, writing as Hamlet Linden for the New World Notes blog on Second Life’s Web site, Au introduced himself. “For the next few months, Linden Lab has invited me to set aside my journalist cap, and instead, don the digital beanie of their in-house virtual correspondent.” He wasn’t paid to keep it positive. He wrote about builders and eccentrics, but then in August of that year, he reported on a tax revolt against Linden Lab (a complaint about the fees it charges users who build stuff) led by a resident whose avatar was a big cat. Second Life has always been less of a video game and more of a virtual world where people can live, hang out, make art, sell virtual items and flirt. Back in 2007, Au described touring it as “sort of like underwater lucid dreaming.” For the past two decades, Au has maintained New World Notes as an independent publication. But he said he’s been drawn back to Second Life and Linden Lab as a place to directly work. The virtual world has around 650,000 monthly active users, he said, “which is actually about what it was during the hype wave.” Au says he’s still finding rich stories in Second Life, the kind that keep him interested 20 years into the beat: “Over the last few months for instance, I wrote about an SL creator in Venezuela whose apartment was destroyed by the earthquakes, so the global SL community rallied to get him back on his feet,” he told me. “Then there’s the woman from a Middle Eastern country who explored her lesbian sexuality in SL, then earned enough from her virtual jewelry to escape her abusive family situation and country.” Au wants to beckon more reporters to give Second Life another look. He argues that it is often ahead of internet trends, noting, for example, an early backlash in the community against AI-made art. Now the platform is drawing curiosity from more of the user-generated content community who’ve grown up with the likes of Roblox, according to Au. “Second Life was too early during its hype wave in 2005-2010, but it now feels right for a new wave of interest,” he told me.
After RFK visit, board members seek new policy to keep politics out of schools
Board members look to update rules about what level of politicking should be allowed in schools.
Patients and Doctors, Shaken by the Clancy Trial, Seek Extra Help
Requests for advice from women with maternal mental health conditions, as well as health providers who care for them, have surged.
Private sector added 38,000 jobs in August, below expectations, ADP says
The figure reported on Wednesday is below economists’ estimates of an increase of 48,000 jobs. The prior month's reading was revised higher to 46,000.
As Lil Nas X Spotlights Black Queer Men’s Mental Health, Advocates Push for Healing
Shame and stigma have long kept some men from seeking care. A growing openness could change that.
South Korea science ministry seeks record $21.6 billion budget
S. Korea's science ministry proposed a record 29.6 trillion won budget for 2027, with major increases for AI models and computing infrastructure.
Live results: Massachusetts Sen. Ed Markey will defeat Rep. Seth Moulton in Democratic primary, CNN projects
Sen. Ed Markey will win the Democratic nomination for US Senate in Massachusetts, CNN’s Decision Desk projects, fending off a primary challenge from Rep. Seth Moulton as he seeks a third full term.
Capped or graduated income tax rate? Colorado voters to decide
The proposal to create income tax tiers — which would replace Colorado’s flat rate — has been certified for the November general election ballot, setting the stage for a major showdown between two competing forces seeking to define the parameters of state revenue. Initiative No. 195, which would raise the tax obligations on higher-income earners, will […]
Connecticut Latino Business Expo seeks to help entrepreneurs
HARTFORD, Conn. (WTNH) — Entrepreneurs, community leaders and elected officials came together Tuesday to strengthen Latino-owned businesses in Connecticut. The Hispanic Federation’s CRE…
New Center Seeks to Unlock the Science of Turbulence for Energy, Flight, and Discovery
To advance understanding of turbulence, the National Science Foundation is establishing a new, $30 million Science and Technology Center (STC) at Michigan State University. Georgia Tech is among eight universities supporting the center.
Massie seeks signatures to force vote on second Epstein files bill
Massie is once again using a legislative maneuver called a "discharge petition"
Ex-NFL QB, CBS Sports analyst Tony Romo pleads no contest to OWI
Ex-Dallas Cowboys quarterback and CBS Sports lead football analyst Tony Romo pleaded no contest to OWI charges in Milwaukee. He will have driving privileges revoked for six months and will seek help from a team of doctors.
Western New York lawmakers propose 'Hands Off Our Great Lakes' Act
The proposed legislation seeks to block the president and other federal officials from renaming any of the Great Lakes.
Digital Science's 2026 Catalyst Grant Seeks "Agentic AI Workflows You Can Trust"
Up to £25,000 to be won for early-stage solutions building research agents - with audit, governance and provenanceLondon, United Kingdom--(Newsfile Corp. - September 1, 2026) - Digital Science, a leading technology company serving stakeholders across the research ecosystem, today launches its Catalyst Grant round for 2026 to support innovative technology ideas. This year's theme is: Agentic Workflows You Can Trust.Up to £25,000 will be awarded equity-free to individuals, startups or research...
Digital Science's 2026 Catalyst Grant seeks agentic AI workflows
Up to £25,000 to be won for early-stage solutions building research agents – with audit, governance and provenance
Minor League Rundown: Sky Carp Seek Playoffs in Final Week
Beloit fights for a postseason berth during a high-stakes final series, while Jacksonville and Pensacola showcase red-hot prospects as the minor league season reaches a fever pitch.
Radiology appointment booking platform Scan.com raises $220M
Founded in 2017, the service seeks to connect patients, providers and imaging centers—matching parties based on scanner availability, quality and price.
KFF’s ‘Bill of the Month’ highlights $1,200 out-of-pocket charge for a breast MRI
The news site first launched the crowdsourced investigations back in 2018, seeking to dissect and better explain medical bills to consumers.
Weirton Chamber of Commerce welcomes new president, seeks input from local businesses
Digital Science's 2026 Catalyst Grant seeks agentic AI workflows you can trust
Digital Science today launches its Catalyst Grant round for 2026 to support innovative technology ideas. This year's theme is: Agentic Workflows You Can Trust.
Supreme Court allows Trump to continue building White House ballroom
The Supreme Court cleared the way Monday for President Donald Trump to continue construction of a massive new ballroom at the White House, rejecting a challenge from a preservation group that was seeking to indefinitely halt the controversial project.
Making the case for business pressure on N.C. public school spending
With another school year starting up, Tom Oxholm held a webinar last week seeking to rally business community support for North Carolina’s K-12 system.
Business Monday: Big Island VIP seeks to sell tour company to buyer eager to educate visitors
Jodi Kitsell, co-owner and guide, is seeking a buyer committed to providing tours of Hawaiʻi Volcanoes National Park while preserving the business’s educational mission.
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
Japan-South Korea business panel launched to address low birth rate
The group aims to enable the two countries to share knowledge and experiences in seeking solutions to their demographic challenges through private-sector cooperation.
Ontario premier urges thaw in US-Canada trade war: ‘We’re best friends.’
Ontario Premier Doug Ford seeks a trade deal with the U.S. despite a heated public feud with the president.
‘I don’t want to see him in jail': Bennett backs Netanyahu pardon if he quits politics
Bennett, who also leads the B’Yachad party, is one of the leading figures in the opposition bloc seeking to replace Netanyahu in the October elections.
Business Briefcase: Community Day to feature pierogies, train rides, music
MAHANOY CITY — A highlight of the annual Mahanoy City Community Day celebration set for Sept. 12 will be a pierogie-eating contest beginning at noon. Community Day, sponsored by the Mahanoy Area Chamber of Commerce, will seek to discover w…
Why the United States Can’t Quit Its Wars
The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Openings, closings and more Centre County business news you may have missed
One notable development stemmed from a lawsuit seeking nearly $1.2 million in unpaid rent at a State College high-rise.
Former Edmonton mayor lobbying for Oilers Entertainment Group
OEG seeking funding from federal housing ministry, DND for Village at Ice District housing
Sony says Claude trained on pirated lyrics, seeks $150K a song
In a new lawsuit, Sony Music and Warner Chappell say Anthropic used "thousands upon thousands" of songs to train Claude, including "Eye of the Tiger."
Tim Steller’s column: Choosy Tucson governments seek ideal business fit
The Tucson area’s economy is in a malaise. Still, after last summer’s data-center debacle, elected officials are being choosy, maybe too choosy, about which industries to court.
Most Business Advice Is 'Trash,' Says Kalshi CEO. But There’s a Catch
Great leaders know when to trust their instincts and when seeking advice is the smartest move they can make.
In Georgia, Jon Ossoff Courts Broad Appeal With an Anti-Trump Script for Senate Race
Senator Jon Ossoff, the youngest sitting senator and the only Democrat seeking re-election this year in a state President Trump won in 2024, hasn’t moderated his message in his critical race.
Meet the Black candidates seeking history in governor's races this fall
A historic group of Black candidates are running for governor in 2026, with several seeking to expand Black representation in state leadership and make history this fall.
Federal judge blocks Trump mail-in voting rule challenged by WA
The coalition of 25 states now seeks a preliminary injunction to stop the rule from taking effect while the lawsuit proceeds and until a final court decision is made.
Colorado leaders cheer court decision to block Trump’s mail ballot order in a ruling that’s likely to be swiftly appealed
A federal judge on Thursday halted — at least for now — attempts to implement President Donald Trump’s executive order that seeks to restrict the mailing of ballots to American citizens on an eligible voters list. The move stalled the directive for a second time only about a week before the first mail ballots are […]
A sea cucumber venture in Zanzibar seeks to balance business and conservation
PEMBA, Tanzania — Like many coastal communities across East Africa, the residents of Shamiani have grown accustomed to watching the sea yield less and less. Warming waters, degraded marine habitats and decades of fishing pressure have all taken a toll on the resources that once sustained local livelihoods, according to community members. On Tanzania’s Pemba […]
Dev Calls Steam Branding His Adventure Game Porn 'Humiliating'
Valve's decision to slap the PEGI 12-rated indie game Future? No Thanks! with an adults-only rating on Steam has led its developer to seek support from 'top German regulators'
Congo starts Ebola vaccinations for health workers
Democratic Republic of Congo on Thursday began vaccinating frontline health workers with a vaccine approved for a different Ebola species, as authorities seek to contain the country's largest and deadliest Ebola outbreak on record.
Democrats aim to emulate Republicans in building state power
A growing number of progressive groups looking to combat the influence of conservative groups. Experts say the left has years of work ahead if it wants to match the prowess of the organized right. But the second Trump administration has rallied Democrats across the states seeking to oppose federal policies.
Coalition drops Colorado transportation ballot measure after securing deal
The proposed constitutional amendment seeking to dedicate all transportation-related revenue to Colorado’s roads and bridges will no longer appear in this November’s ballot after its proponents reached an agreement with lawmakers following months of negotiations. Initiative No. 175, backed by the coalition Restore Our Roads, would have required that all transportation-related revenue be used exclusively […]
Nvidia to start employee-funded US political action committee
Tech company Nvidia will start an employee-funded political action committee, a source familiar with the plans told Reuters, as the company seeks to step up its efforts to influence U.S. policy.
As Nvidia rumors swirl, Hugging Face unveils a $399 robot
Hugging Face unveils Microduck, a $399 AI robot for hands-on learning.
Is Germany benefitting yet from the crisis in US research?
Science|Business - Table.Media partnershipScience|Business has partnered with Table.Media, a leading source of news about higher education and research in Germany. Each week, we are publishing one of each other’s stories to give readers an even broader range of insight into R&D policy across Europe.Drawing over 500 participants, the German Academic International Network conference in San Francisco brings together researchers, universities, scientific organisations and policymakers in the US as part of an attempt to recruit international talent for Germany. It also serves as an annual barometer for the uncertainty triggered by the Trump administration’s science policies. As was the case last year, Germany’s political presence was unusually strong: federal lawmakers, nine state ministers of science and research, and federal research state secretary Marcus Pleyer all attended. Joybrato Mukherjee, president of the German Academic Exchange Service (DAAD), has observed a marked shift at US universities a year after the Trump administration began sweeping interventions: the initial state of "shock and paralysis" has given way to a strategic approach to the situation. Universities are seeking new funding sources, mounting legal challenges against interventions and opening themselves up more to international collaborations, including with Germany, he said. Early-career international researchers with expiring visas are considered particularly vulnerable. Germany is benefiting from increased demand among this pool of young talent; the country’s 1,000 Minds Plus programme, designed in part to lure German academics back home, has already filled up around one-third of its capacity. Meanwhile, Markus Blume, Bavaria’s science minister and current chair of the federal Conference of Science Ministers, sees an "enormous outflow of talent from the US." An increasing number of international researchers want to leave. Applications to Canada have risen by 42% January, and those to Europe by 32%. Meanwhile, the number of people drawn to the US is plummeting. "In this context, Germany must position itself as a prime destination offering reliable conditions, institutional stability and academic freedom, including through smart collaborations," Blume told Table.Briefings.“Darkest hour”At the get-together in San Francisco, the former president of the US National Academy of Sciences, Marcia McNutt, highlighted the gravity of the situation on the ground in a keynote address. She described the present moment as the "darkest hour for the US scientific system." At the same time, she said that cooperation should be maintained, especially during a crisis. Established researchers in the US are less likely to leave. Ulrike Malmendier, a former member of the German Council of Economic Experts and an economist at Berkeley, explained why established researchers are not packing their bags and leaving the US in droves: working conditions and the concentration of talent at places like Berkeley and Stanford remain unparalleled. According to Peter-André Alt, managing director of the Wübben Foundation, which helps Germany attract international academics, political restrictions are not the only grievance voiced by US-based researchers. "There are evidently still many areas where, fortunately, unfettered research is possible," Alt told Table.Briefings. Instead, the primary complaint concerns the cost of living, which has "skyrocketed” to absurd levels. "Runaway inflation, like that currently seen in the US, is certainly no draw for young scientific talent,” he said. Return homeA growing number of early-career researchers from Germany appear to be considering a return home. Jörn Benzinger, who is responsible for recruiting early-career researchers from abroad at Ruhr University Bochum, reports numerous conversations with researchers who are taking a closer look at the German academic landscape."Germany has definitely moved more into the spotlight,” he said. States, university alliances and research organisations joined forces to recruit talent. Bavaria, Baden-Württemberg and North Rhine-Westphalia were prominently represented, as were alliances such as the Berlin University Alliance and the University Alliance Ruhr. Benzinger sums up Germany’s approach with a new formula: "collaboration is the new competition." He notes that it is becoming increasingly difficult for individual universities to gain international visibility, while regional research ecosystems and collaborations are growing in importance. Afraid to leaveThe crisis in the US academic sector is also straining transatlantic research relations. Benzinger reports that some US-based researchers had to decline brief invitations to Germany because they could not be certain of being allowed to re-enter the US afterward.He considers the simple poaching of researchers to be the wrong approach; what is needed, he says, are "reliable offers and long-term partnerships."However, Green Party politician Ayşe Asar, who also attended the conference, sees a significant need for improvement, particularly regarding career paths in Germany.While lifetime professorships and academic freedom certainly make Germany attractive, young researchers also require predictable career paths, tenure-track positions and flatter hierarchies.
Yankees Get Devastating Fernando Cruz Injury News During Astros Series
The New York Yankees got a devastating update concerning reliever Fernando Cruz. Yankee manager Aaron Boone told MLB.com’s Bryan Hoch that Cruz is seeking second opinions after imaging revealed a partially torn UCL in his right elbow. Fernando Cruz has a partial tear of his right UCL. He is seeking second opinions but surgery is […] The post Yankees Get Devastating Fernando Cruz Injury News During Astros Series appeared first on HEAVY.
SM Entertainment forms China joint venture with Tencent Music
Korean K-pop powerhouse SM Entertainment has announced a joint venture with Tencent Music Entertainment Group (TME) as it seeks to expand its prese...
What the Lindsay Clancy trial reveals about a broken postpartum mental health system
Lindsay Clancy’s murder trial hasn’t just dominated headlines for its tragic story and true crime fascination. For many, it has prompted a groundswell of recognition and outrage around the barriers women face when seeking care, the lack of research on postpartum mental health conditions and little education for providers.
Buc-ee’s says it will prioritize ‘conservative, business-friendly’ states amid pushback over logo lawsuits
Gas station and travel center chain Buc-ee’s said it will seek out “conservative, business friendly” states for new locations after receiving pushback over its decision to go after small busi…
SBA seeks to redefine small business, with some revenue caps reaching $1 billion
Critics warn that dramatically higher thresholds could leave the smallest firms competing against far larger rivals for federal contracts and loans
Panthers May Want to Call Steelers for Defensive Reinforcements
Carolina could seek out another cornerback for the short and long term
In Texas Senate race, Talarico seeks depositions that could damage Paxton
Democrat James Talarico has leaned into Texas Attorney General Ken Paxton’s past legal scandals to try to win over moderate Republicans.
Red Sox aim to keep win streak alive against the Marlins
The Boston Red Sox seek to extend a five-game win streak with a victory over the Miami Marlins.
AMC Entertainment: Watch The Share Count
AMC Entertainment's unit economics have improved, with breakeven free cash flow at ~$10.4B domestic box office. Read why AMC stock is a Buy.
“Beginning of the End”: Fans React as SEC Statement Clears Eligibility Rules Amid Dae’Quan Wright’s Return
The SEC has laid down a huge marker when it comes to the eligibility of players returning to college, finally putting out a statement that seemingly makes it clear that players who have been a part of professional leagues like the NFL and NBA will not be able to return to college for another year of eligibility. The statement reads as follows and is an attempt to clamp down on players who have been seeking extra eligibility via the legal route.
Seoul National University of Science and Technology researchers develop AI framework for optimizing solid oxide electrolysis cells
As countries invest in green hydrogen to decarbonize heavy industry, transportation, and energy systems, researchers are seeking faster ways to accelerate the development of hydrogen technologies. Solid oxide electrolysis cells are among the most efficient systems for producing green hydrogen from steam, but identifying their optimal operating conditions requires thousands of computationally intensive simulations, slowing innovation and increasing development costs.
Brinks says Senate won’t vote on Money Out of Politics measure, leaving voters to decide
The Michiganders for Money Out of Politics ballot proposal seeking to bar political contributions from major utility companies and government contractors is headed for the November ballot, after Senate Majority Leader Winnie Brinks (D-Grand Rapids) said the chamber will not take up a version of the proposal in the Legislature.