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Attacks Against Judges Are an Attack Against America’s Constitution
“Threats against judges and their families remain at deeply troubling levels,” warn Paul R. Michel and Robert J. Cindrich.
How to Tell When Caregiver Stress Is Harming Your Health
Experts explain the warning signs and when it’s time to seek help.
Arts and Entertainment Agenda, Oct. 9 to 15
Bonnie Paine of Elephant Revival at TACAW, Oct. 9 Branching out on her own, Colorado-based Bonnie Paine of Elephant Revival will perform at 8 p.m. Oct. 9 at The Arts Campus at Willits, 400 Robinson...
Salisbury ESU to host politics of late night talk Oct. 15
The Salisbury branch of the English Speaking Union are set to host Dr. Patrick Giamario for his talk “Political Satire Under Fire.” The recent hullabaloo over late night hosts Stephen […]
Recent health inspections for Branch County eateries
Routine food service inspections are vital to protecting a community's overall health, and the Branch-Hillsdale-St. Joseph Health Agency inspects licensed food services every month.
Are Bank Lobbies Still Relevant?
Local banking leaders say technology is changing the way customers use their banks — and their lobbies By Deborah Jeanne Post [caption id=attachment_11109 align=alignright width=300] Steve Gorczynski is M&T Bank Central New York regional president.[/caption] When was the last time you entered the lobby of your bank? If it’s been a while, you’re part of a trend of eschewing the lobby in favor of ATMs, drive-thrus, online banking and remote deposit. A 2025 study performed by the American Bankers Association revealed that only 9% of consumers use bank branches as their preferred way to do banking and 76% prefer mobile banking. The trend away from the lobby reflects consumer behavior in other areas of doing business, including online shopping instead of perusing the mall, ordering fast food at a kiosk, not at the counter and selecting curbside pick-up rather than walking into the restaurant. Consumers want convenience and going in the lobby adds another layer to the task. It also places consumers face to face with one or more representatives of the business, something less favorable to people feeling burned out from interpersonal interactions. Nixing or at least minimizing the size of the lobby isn’t necessarily negative for banks. Fewer people passing through their doors reduces overhead for building maintenance, staffing and furnishing. Greater reliance on virtual banking can mean closing brick and mortar locations and hiring fewer staffers to cover roles like teller and lending officer. “Our focus is on meeting customers where they are and giving them flexibility in how they bank,” said Steve Gorczynski, M&T Bank Central New York regional president. “While many everyday transactions can be supported digitally and through ATMs, branches remain important for more complex financial needs, offering face-to-face guidance and a more personal banking experience.” Talking with a commercial lender or working on a home mortgage are two examples where meeting face-to-face is more desirable for many people. They can receive immediate feedback to questions and can possibly reach their goals more quickly. But there’s little need to have a large seating area, long counters and numerous tellers for routine banking that’s quicker to handle virtually. Online banking can also help people on the go more readily complete banking tasks such as depositing checks, transferring funds among accounts and checking balances. [caption id=attachment_11135 align=alignright width=300] Tina M. Stephens is the vice president branch administration for Fulton Savings Bank.[/caption] “The traditional bank lobby is certainly being evaluated by most institutions today, as the typical large, open and cavernous spaces do not necessarily meet the needs of today’s customers,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “Traditional lobbies often bisect traditional teller stations and customer service areas, which adds confusion, especially for the demographic who routinely use online banking and only access the lobby for customer service needs.” Despite the rollback in physical locations across the industry, Fulton Savings Bank began modernizing its six branch offices in Oswego and Onondaga counties about three years ago and have finished four offices so far in Baldwinsville, Fulton, Constantia, and Phoenix. “We made the decision to build a new branch across the street from our current office in Brewerton which will be completed by the end of 2026, and we will begin the retrofit of our Central Square office in early 2027,” Stephens said. “Our efforts specifically address where we think customers will be in the next three to five years and have greater flexibility to make changes out into the future.” The bank may be onto something, as numerous reports state that screen-weary Gen Z young adults crave more in-person interactions than virtual ones. If the pendulum continues to swing in that direction, it’s hard to see all physical bank areas disappear, even if they change somewhat. Fulton Savings Bank has also consolidated its teller and customer service representative areas to larger “universal banker” areas, where the bank representative can address all customer retail needs. A one-stop-shop experience appeals to busy banking customers who want to perform a few different banking tasks in one visit. Stephens also said that Fulton Savings Bank made additional technology and security enhancements and created flex spaces to accommodate bank meetings throughout the two-county branch footprint. At Solvay Bank, Elizabeth Lavier, vice president marketing and communications manager, lauded digital and online services as convenient and flexible for managing finances; however, “technology is not meant to replace what matters most: the relationships behind every account that have always been at the heart of community banking,” she said. “Even in today’s digital-first world, people of all ages still value the opportunity to sit down with a trusted banker for personalized guidance. We understand that some of life’s biggest moments call for more than a screen.” Lavier views digital banking as another way for the organization to serve customers rather than a replacement for branches, tellers and lenders, which tend to serve customers better for transactions like buying a first car, purchasing a home, saving for a child’s education, or planning for retirement. “Those conversations, built on understanding, experience and personal guidance, are what community banking is all about,” Lavier said. “At the end of the day, banking is about more than transactions. It’s about helping our customers achieve their goals and being there for them every step of the way. By combining the convenience of digital banking with the care, commitment, and personal service of a local community bank, Solvay Bank offers customers the best of both worlds.” Are Paper Checks Destined to Disappear? With the ubiquity of debit cards, online payments, virtual checks and peer-to-peer payment platforms like Venmo, Zelle and PayPal, will paper checks become passe? “In my view, paper checks are unlikely to disappear in the near future,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “They continue to serve a practical purpose by providing a clear paper trail and tangible proof of payment.” According to the American Banker, a leading trade publication that covers the banking and financial industry, in 2024, checks accounted for 65% of all payment fraud losses. Paper checks should be phased out, according to the publication. “The phrase, ‘The check’s in the mail’ probably sounds strange to younger people because the era of paper checks is rapidly drawing to a close. Put bluntly, checks are an expensive, insecure legacy that is a drag on the U.S. economy. Rather than wait for them to vanish slowly, the pragmatic choice is to strategically accelerate the transition to paperless payments.”
HBO’s Billionaire Divorce Drama War Doesn’t Know What It’s Trying to Say
The glossy series has all the elements of prestige TV but no perspective on the world it's depicting
Detroit Lions Could Get Massive Defensive Reinforcements After Bills Game
Brian Branch and Kerby Joseph become eligible to open 21-day practice windows after Week 2, though neither can play until Week 5.
3 Safeties the Detroit Lions Should Consider Poaching
The Detroit Lions need safety help after injuries to Avonte Maddox, Brian Branch and Kerby Joseph. Here are three practice-squad options.
West Branch FFA members attend Farm Science Review
BELOIT — On Sept. 23, members of the West Branch FFA Chapter traveled to London, Ohio, to attend the 2026 Farm Science Review. Students, along with their FFA advisors, spent the day exploring exhibits and learning more about the many different parts of the agriculture industry. Throughout the day, members had the opportunity to see […]
Bank selling landmark Las Vegas, N.M., building for new City Hall
Southwest Capital Bank is selling its main branch in Las Vegas, N.M., to the city, which plans to make it its new City Hall.
Who Is Angela Paxton? Ken Paxton’s Estranged Wife Wades Into Texas Senate Battle—Without Mentioning Him
Angela Paxton, who is divorcing the Republican Texas Senate candidate, is breaking her silence on the race—while avoiding mentioning him.
What Is a ‘Pocket Rescission’? Inside Trump’s Move to Cancel $810 Million in Federal Funding
The Trump Administration is seeking to claw back spending that was approved for programs including those serving immigrants, refugees, minority groups, and children.
Did an NFL Insider Just Reveal Kerby Joseph News?
ESPN insider Jeremy Fowler made an intriguing statement about Kerby Joseph and Brian Branch returning to the Detroit Lions. Here's what it means.
Local business owner branches out from the savory side of life with new sweets food truck
Miriam Hernandez, co-owner of Taqueria La Monarca, has launched Miriam’s Mini Sweet Treats, a dessert and boba food truck in Boone offering handmade teddy bear ice cream sandwiches, bubble waffles, and fresh lemonade, operating mainly at Sunrise Grill on weekends.
America’s Health Care Workforce Is in Crisis
We must prevent financial barriers from determining who has the opportunity to become a health care leader, writes Michellene Davis.
RWJBarnabas Health and Local Elected Officials Partner for Food Distribution Event
In September at the Cherry Blossom Welcome Center in Essex County Branch Brook Park, RWJBarnabas Health and Clara Maass Medical Center joined Senator Teresa Ruiz, Assemblywoman Eliana Pintor Marin, Assemblywoman Shanique Speight, Assemblywoman Carmen Morales and Assemblyman Michael Venezia to distribute 180 boxes filled with healthy produce, eggs, bread and more to community members.
How Cástulo de la Rocha Built an Affordable Health Care Empire
The president and CEO of AltaMed Health Services has spent five decades providing access to health services across Southern California
Bills and Pills: How Congress and Science Could Make the Future Less Lonely
A Bill for Loneliness? Proposed legislation would fund more research and social support—and create an office to advise the President A decade ago, official Washington wasn’t thinking about America’s loneliness epidemic. “Congress was paying zero attention to this issue, the executive branch was paying zero attention to this issue,” says Andrew MacPherson, chair of the
Newsom Calls for 25th Amendment After Trump Imagines Iran Attacking California
The California governor and other critics say the President’s comments signal mental instability.
We Must Fight Health Misinformation With Empathy
People reported being more likely to take advice when they believe, first, that their concerns and experience have been taken seriously, writes Dr. Megan L. Ranney.
World's Top HealthTech Companies of 2026
See the top trending companies in healthtech
‘Healthy and Delicious Can Coexist’: Experts Discuss Making Food More Joyful and Sustainable
Cécile Beliot-Zind, Ertharin Cousin, Vikas Khanna, and Marcus Samuelsson spoke on a panel at TIME100 Talks: Architecting Healthier Food Systems for All.
Heritage Bank rebrands downtown Sioux Falls location as Physician Bank
A Sioux Falls bank branch and a downtown building now both are rebranded as Physician Bank launches its headquarters.
Provident Bank Goes Live with MANTL Business and Retail Account Opening
Provident Bank is live with Alkami Technology’s MANTL Business Account Opening and Retail Account Opening across its 135-branch network. With MANTL, the bank
Opinion: Abbott’s family tree is growing. Will its newest branch thrive like AbbVie?
The classroom lesson of addition by subtraction is about to be tested again.
Cuteness Is Political
Conservatives are attracted to baby-like cuteness due to its association with purity, write Chethana Achar and Carolyn Wells Keller.
Lions Get Potentially Huge Brian Branch News
Lions coach Dan Campbell is hopeful Brian Branch will return to practice this week, but that doesn't guarantee he'll play against Arizona.
‘Clear political stunt’: Beshear rejects Ball’s nominees for executive ethics commission
A day after submitting nominations for an appointment to the Executive Branch Ethics Commission, Republican Auditor Allison Ball says Democratic Gov. Andy Beshear rejected her list. A spokesperson for the governor said the list was “a clear political stunt.”
Lions’ Avonte Maddox Sends Out Two-Word Social Media Update
The Detroit Lions have been all kinds of shorthanded so far in the early goings-on of this season, as they’ve been without numerous key names like Cade Mays, Brian Branch, and Kerby Joseph.Meanwhile, the Lions have confirmed that safety Avonte Maddox will miss the remainder of the season with a foot injury, which required surgery. […] The post Lions’ Avonte Maddox Sends Out Two-Word Social Media Update appeared first on HEAVY.
Here Are 7 Key Governor Races to Watch in the Midterms
Ohio, Alaska, and Texas could elect their first Democratic governors in decades. Republicans also have a shot at flipping a state's top executive.
Health Agency says now is the time to update raspatory virus Vaccinations
COLDWATER, MI (WTVB) - As fall arrives and respiratory virus season gets underway, the Branch-Hillsdale-St. Jo...
Ana Valdez Is Making Business Leaders Recognize Latino Economic Power
The president and CEO of the Latino Donor Collective is transforming how companies serve their customers
Fairfax Behavioral Health opens Lynnwood outpatient clinic
Branches Lynnwood will provide group therapy and medication management with a new focus on neurodivergent teens and adults.
Slime Molds and the Growing Science Controversy Around “Intelligence”
Instead of claiming, like the eliminationist, that neither humans nor slime molds are really intelligent, the panpsychist will claim that they both are — and then minimize the difference between them.
Health Care Costs Are Becoming Unsustainable
As the cost of health insurance continues to rise, more people are dropping coverage.
Texans brass see content studio as promising natural offshoot of club business
The Houston Texans have launched Hustle Town Studio, which they hope offers new revenue upside by branching out of a football focus into cultural works.
Head of the class: URI quantum physics students work as teaching assistants for Brookhaven National Laboratory
KINGSTON, R.I. – Oct. 20, 2026 – As a sophomore at the University of Rhode Island three years ago, Morgan Beck ’26 began diving deep into the world of quantum physics, wanting to learn more about the branch of science that studies matter and energy at the most fundamental level. At that time, Beck—a 2025 […]
Elizabeth Stone Is one of TIME's 2026 Executives of the Year: Tech and Data
Here's why they made the list
SCIENCE-BATS/
Indian flying foxes or fruit bats rest on tree branches Feb. 3, 2022, inside a temple complex at Kadambazhipuram village in Palakkad district in the southern state of Kerala, India.
Nursing Homes Have Become Last-Resort Housing
Finding the right care for older adults facing homelessness could be part of a broader rethinking of long-term care, writes Michele Cohen Marill.
How Elon Musk Learned to Love Political Spending Again
The SpaceX CEO has spent roughly $366 million in the 2026 U.S. midterm election cycle so far, $276 million of it since July.
At San Antonio Rally, Trump Warns He’ll ‘Never Forgive’ Texas if Talarico Wins
The President returned to deep-red Texas to rally for Ken Paxton’s Senate bid, while revealing at times his own trepidation that one of the Republican Party’s longest winning streaks may be about to end on his watch.
PROFILE: Ben Sio
New President of CenterState CEO Brings Nearly Two Decades of Experience to Drive CNY Growth By Stefan Yablonski Ben Sio serves as president of the CenterState Corporation for Economic Opportunity — or CenterState CEO. The independent Syracuse-based nonprofit is committed to creating inclusive, equitable and sustainable economic growth in Central New York. “I started in this position in March, so it has been six months. I’m in my 19th year with CenterState,” he said in August. As president, he is responsible for overseeing the organization’s administration and governance, while leading and executing its vision to be an effective advocate, exceptional employer and a force for positive outcomes for the community. He previously served as chief of staff and senior vice president of strategy, policy and planning, overseeing the organization’s long-term strategic planning, consulting, corporate governance, fundraising and development, land-use planning and government relations. In his years with the organization, Sio has led or supported many high-profile strategic initiatives including the creation of the CNY Rising Plan, the launch of the NUAIR Alliance and the region’s UAS strategy, the creation of the Micron-enabled Community Priorities Document and the recently awarded NY Smart I Corridor Tech Hub. “When we decided to split Rob’s [Simpson] role into two positions, he has the CEO title and I got the president title. Rob remains focused on forward looking vision strategy for the organization and I’m more focused on the day-to-day operations,” he explained. “I’m also responsible for building consensus around strategic needs and priorities and managing the change necessary to drive execution. It’s an eventful job. “The experiment that we call CenterState is always evolving and shifting and addressing where we see market demand and market failure. “If we see something in our economy that isn’t going the way we think it should go, then whether it is housing development or workforce development or something else, we are always figuring out how to step into these situations and address those challenges.” “We are the largest ever in terms of staff that we have ever been. We are no longer the 20-person organization we were when we started out many, many years ago,” he said. “There are more day-to-day things to take care of. But also there is just so much happening in the community right now that is pulling CenterState and our expertise in so many directions. I tell people if we were bored and not busy, then I’d be really concerned about what we are doing. But we are not bored. We’ve certainly got our hands full — and that is a good thing.” CenterState has now approximately 63 employees on its staff, according to recent nonprofit database records. It’s involved in myriad programs, ranging from Genius NY, a business accelerator competition for uncrewed systems, IoT and robotics startups, to CenterState Up Start, a collaborative business development program that connects local, service-based businesses and aspiring entrepreneurs to the tools and networks that help them thrive. CNY Guy Through and Through A Central New York guy through and through, Sio was born and raised in Skaneateles. “My mom was a teacher, an art teacher. My father worked for many, many years with National Grid. He was there through the transition from Niagara Mohawk to National Grid,” he said. “Neither of my parents were touched by cutbacks and job loss. But I grew up going through that transition and being concerned that there were rounds of layoffs. My childhood connection to the economy here in Central New York … years ago it was on the decline. There were people that lived here that were concerned about losing their job. They were thinking they lived in a place that didn’t show much promise.” That narrative translated to his generation, he added. “The kids that grew up in the ‘90s in Central New York were very much told, directly or indirectly, by their parents, that they had to go somewhere else to find economic opportunity. That is what I grew up thinking,” he said. “I only went a few miles down Route 20 for college — in Geneva, New York; I graduated from Hobart and William Smith College with a bachelor’s degree in public policy and political science. “I got real interested in regional economies; because what makes regional economy is what makes the economy successful. And when I graduated, I had an opportunity to move to Washington, DC and work down there at a nonprofit doing this work.” However, he decided to stay in Central New York. “I got hired two weeks after I graduated. I got hired by the Greater Syracuse Chamber of Commerce. At the time it was one of two entities doing economic development in Central New York — [the Greater Syracuse Chamber of Commerce and the Metropolitan Development Association] — and it eventually became CenterState CEO,” he said, referring to 2010 merger between the two organizations. During his time at CenterState, Sio has also split time at the Brookings Institution in Washington, D.C., where he supported communities developing export and foreign direct investment (FDI), a long-term cross-border investment where an individual or company from one country buys a lasting stake or control in a business located in another country. The program — known as Global Cities Initiative — was designed to help leaders in major U.S. and international metropolitan areas reorient their local economies toward global markets. “Early on in my tenure at CenterState, we had done a lot of work with the Brookings Institution, just regional planning stuff. We worked with them on developing a regional export plan, to export more products out of Central New York and a larger business plan for the region. They hired me on to help replicate those plans in different parts of the country,”Sio explained. “So, I worked there for three or four years. I worked for CenterState, but I was technically loaned to Brookings for a period of time to help them do this work elsewhere.” Family ties “My wife is Carly. We have been married 14 years. We have two kids, a 3-year-old and a 7-year-old. “With a 3-year-old and a 7-year-old, fun is a relative term these days. We do a lot of hiking. The kids this summer got very interested in waterfalls. We’ve hit every waterfall we could in a short hike — we’ve done Skaneateles and some others.” “I do woodworking and wood turning — it’s a branch of woodworking; you use a wood lathe. My big thing there is making wood bowls. I do that in most of my free time, which is not much,” he quipped. “I like to get into my woodshop and make a bowl and decompress and turn off the rest of the world for a little bit. I usually do it late at night when the house is quiet. It is definitely my escape from the day to day. I make a lot of bowls; all different sizes, all different species of wood. It’s a fun thing to do for me.” He gives away many of his creations. “They are mostly gifts — I don’t really sell them. I really don’t have time to go set up a booth at a fair or craft show. I usually give them away. I donate them to different things. If you are in my periphery, you’ve likely received a salad bowl from me as a gift. I just need to find something to do with all the stuff that I create,” he said. Lifelines Name: Benjamin Sio Position: President, CenterState CEO Birth Date: Not provided Birth place: Syracuse Residence: Westvale Education: Hobart and William Smith Colleges in the Finger Lakes Affiliations: Member of the boards of Skaneateles Festival, Greccio Foundation, Interfaith Works, CNY Community Foundation Personal/family: Married with two kids Hobbies: Woodworking and woodturning
G2E: Gibson Southern 70, Washington 0
FORT BRANCH, Ind. (WTWO/WAWV) — Gibson Southern 70, Washington 0.
State House candidates talk class size, vouchers, mental health in education forum
Candidates for three Tennessee House seats addressed voters at a candidate forum hosted by Clarksville Voices for Education this week.
Half of Girls Who Want to Play Sports Never Get the Chance
Women’s sports have proven what is possible and every girl deserves the chance to find out for herself, writes Gabby Thomas.
Trump Is Promising Health Care Checks Before the Midterms. How Far Will They Go?
Trump’s promised rebates come as Americans worry about health care costs. For Medicare recipients, a one-time payment may offer limited relief from rising premiums.
The Case for Shifting Mental Health Care From Institutions to Communities
Institutionalized mental health care is “outdated” and “a human rights issue hiding in plain sight,” write Anura Kumara Dissanayake and Tedros Adhanom Ghebreyesus.
Business Briefs: Oct. 9, 2026
Bank collecting donations to support veterans SHELBURNE FALLS — Greenfield Cooperative Bank invites the community to its Shelburne Falls branch to contribute to a household essentials collection drive supporting veterans through Project New Hope Inc. The drive is offered in partnership with the Northeast Chapter of American Daughters of Conservation and the Massachusetts Bowhunters Association. […]
Brian Branch Delivers Encouraging Kerby Joseph Injury Update
Brian Branch returned to Lions practice Wednesday and delivered an encouraging message about Kerby Joseph's lengthy knee injury recovery.
Lions Make Decision on Brian Branch, Cade Mays
Brian Branch and Cade Mays will be designated to return and begin practicing this week, giving the Detroit Lions two potential reinforcements.
Grizzlies Select Potential Star Wing In Latest 2027 Mock Draft
Memphis is projected to land BYU wing Bruce Branch III with the No. 8 pick, giving Cameron Boozer another high-upside piece to grow with.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Here’s What the Science Really Says About the Health and Climate Risks of Carbon Pollution
The Trump Administration has rolled back a major climate rule, falsely claiming greenhouse gas emissions from power plants do not impact the climate or human health.
SCIENCE-BATS/
Indian flying foxes or fruit bats rest on tree branches Feb. 3, 2022, inside a temple complex at Kadambazhipuram village in Palakkad district in the southern state of Kerala, India.
Provident Bank Goes Live with MANTL Business and Retail Account Opening Across its 135-Branch Network
/PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S., today announced...
Business Beat : Areal fall foliage tours available in Branch County
COLDWATER, MI (WTVB) MyFlight helicopter tours have officially returned to Coldwater for the autumn season, of...
Australia Condemns ‘Unacceptable’ OpenAI Breach of Government Health Portal
The breach follows a string of incidents involving AI models going rogue.
Business Briefs: Oct. 2, 2026
Coats for Kids drive underway GREENFIELD — Greenfield Cooperative Bank is once again partnering with The Salvation Army for its annual Coats for Kids drive, a community initiative that helps ensure local children have access to warm winter essentials. All 10 bank branches will serve as collection sites, inviting residents to donate new or gently […]
Tom Cruise Bloviates His Way Through the Aggressively Unfunny Digger
Alejandro G. Iñárritu's latest film has a million moving parks and nothing to say
Caney Branch Electric joins Greene County Partnership
Click here to view this article from greenevillesun.com.
Could Texas Elect a Democratic Governor for the First Time in More Than 30 Years? Polls Show a Tight Race
Republicans have led the state for more than 30 years. But Gov. Greg Abbott appears to be facing an unusually competitive bid from his Democratic challenger.
AI Chatbots Often Fail To Help Users in Mental-Health Crisis
New research shared exclusively with TIME shows chatbots are good at spotting distress, but frequently fail to refer users to resources
Ernst Names Small Business of the Week, North Lumber & Home Center
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: North Lumber & Home Center of Decatur County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “North Lumber & Home Center has truly gotten to the root of what it means to be a hardworking, dedicated small business” said Chair Ernst. “For more than four decades, this family-owned and operated business has continued to branch out by providing quality services and staying actively engaged in its community.” In 1980, current owner Sally Dykes and her family purchased North Lumber. As the family continued to expand their inventory and operations to better serve its customers, they renamed the business to North Lumber & Home Center. In 2002, they opened a second store in Lamoni, Iowa. Today, Sally continues to run the lumberyard and building materials supplier business alongside her son, Tony Dykes. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
NSU STEM Day puts science, technology and more in the hands of area high schoolers
NATCHITOCHES, La. – From flying drones to handling snakes, guiding airplanes, and cracking codes, students from 18 high schools were led through demonstrations, workshops, and guided exploration of all branches
SCIENCE-BATS/
Indian flying foxes or fruit bats rest on tree branches Feb. 3, 2022, inside a temple complex at Kadambazhipuram village in Palakkad district in the southern state of Kerala, India.
Here’s What the Science Really Says About the Health and Climate Risks of Carbon Pollution
The Trump Administration has rolled back a major climate rule, falsely claiming greenhouse gas emissions from power plants do not impact the climate or human health.
Brazil: Lessons from a Disaster
By Antonio Martins (Outras Palavras) Defeats become deeper and more prolonged when we misunderstand what caused them, avoid correcting course, and embrace “solutions” that only compound our mistakes. Lula’s government and the Brazilian left suffered a disaster in Sunday’s election. Contrary to every poll, the president finished the first round 2.2 million votes behind Flávio Bolsonaro—and, more significantly, 3.4 million votes below his total four years ago, when the machinery of the state was working against him and in favor of his opponent. His vote share declined in 98 percent of Brazil’s municipalities. The PL, the main party of the far right, elected 121 deputies and 28 senators, becoming the largest caucus in both houses of Congress. The parties aligned with the Centrão—Brazil’s bloc of transactional center-right parties—were somewhat diminished, but will still hold roughly 250 seats in the Chamber of Deputies and 35 in the Senate. That will make it easier to assemble the majorities needed to amend the Constitution or impeach Supreme Federal Court justices. If elected, Flávio Bolsonaro could appoint four members of the Court, substantially altering its internal balance of power. What produced these results? How can the far right be prevented from consolidating them into a prolonged political hegemony? And what is the essential change of direction the left now needs? Explaining the Disaster Across the commercial media and the exuberant chaos of digital platforms, interpretations are multiplying. Some focus on specific episodes: Lula’s absence from the Globo debate, his very close relationship with Alexandre de Moraes, or his emphasis on issues supposedly remote from most people’s everyday concerns, such as rare earth minerals. Among the more systemic interpretations, three seem especially questionable. One argues that the principal defeat was not the left’s, since its congressional representation declined only slightly. The decisive movement captured at the ballot box, according to this view, was a shift within the right itself—from the more moderate and transactional forces of the Centrão toward the more ideological and radicalized forces of the PL and Novo. A second interpretation holds that the nature of electoral and political processes has changed. The material interests and aspirations of society, it argues, no longer play the central role they once did; they have given way to forms of subjective self-identification that the left has yet to understand. And a third concludes that, because of these two developments, we should expect a political winter: a prolonged period in which the far right and the broader right dominate Brazilian political life. There are important elements in all three interpretations. The problem lies in what they deny or leave out: Lula’s third government was a small-bore government. It offered the majorities that elected it neither a clearly better life nor reasons to believe again in politics and its power to transform society. These failures flowed from two fatal accommodations, which I will examine below. As a result, the government suffered a slow but steady erosion of support. And, as has happened in so many Western countries, it gave the far right the opportunity to present itself as anti-system and to benefit from popular frustration and distress. The interpretation that emphasizes the migration of votes from the center-right and traditional right toward the far right has been advanced, among others, by the courageous journalist Leonardo Sakamoto. In his UOL column on Monday, October 5, he highlights the miserable behavior of the traditional conservative parties. Over the past four years, they repeatedly joined forces with the “neo”-fascists, helping to “normalize” them—a criticism that could equally be directed at almost the entire corporate media. Believing they could use the far right as a stepping stone, they instead ended up partly devoured by it. This was especially true in the Senate, where the PL’s gain of 13 senators and Novo’s gain of two came at the expense of the PSD, which lost nine; the MDB, which lost two; the PSDB, which lost two; and the PP, which lost one. Sakamoto’s observation is accurate and necessary, but it leaves uncomfortable questions unanswered. Why did the erosion of the Centrão benefit the far right rather than, for example, producing growth for the left—as has happened so many times before, both in Brazil and elsewhere? The answer is not difficult. Throughout its four years in office, Lula’s third government was almost invariably associated with the Centrão. Here lies its first accommodation: accepting the limits imposed by conservative institutions; avoiding, as much as possible, any attempt to strain those limits through popular pressure; and believing only in the modest changes that could be squeezed through openings in Congress. The failure of the campaign to end the six-day workweek is emblematic. Lula could have electrified the presidential race by pairing it with a popular campaign for passage of the measure. Instead, he chose to place his hopes in the hands of Senate president Rodrigo Alcolumbre. He generated no mass mobilization, did not force his opponents onto an uncomfortable defensive, and won no victory. In September 2025, the government squandered the greatest of its many opportunities to shake up conservative power in Congress. Popular opposition to the so-called Shielding Amendment—which, if approved, would have restricted criminal proceedings against members of Congress—brought crowds into the streets, mobilized primarily by artists and social movements. This opened the possibility for a broader political education: a campaign that could begin exposing the limits and dysfunctions of Brazil’s political system while putting Bolsonaro’s movement on the defensive for its predictable support of political privilege. The amendment was defeated. But the executive branch then backed away from the fight. It remained associated with an institutional world widely seen as corrupt, elitist, and indifferent to ordinary people’s struggles. In doing so, it forfeited its credibility as a vehicle for the protest vote. On Sunday, it reaped the bitter fruits. Are We Doomed? Taking a different approach from Sakamoto, the philosopher Moysés Pinto Neto and other writers have drawn attention, in their first analyses of October 4, to the fragmentation of the public sphere produced by Big Tech platforms. Through their algorithms, these platforms present each person with a different view of social reality. As a consequence, it becomes much harder to identify common material problems and demands—for example, the fight for labor rights or for a properly funded public health system. Voters no longer embrace such demands, these authors argue, because they no longer see themselves as part of a collective. Instead, they tend to value the identities assigned to them by neoliberal subjectivity—the role of the entrepreneur, for example. On this interpretation, the left’s possible error lies in clinging to outdated illusions. Moysés’s warning is highly relevant and resonates with arguments such as Naomi Klein and Astra Taylor’s “Apocalyptic Fascism and the Billionaires’ Bet.” Unlike a century ago, the far right no longer promises a radiant future. It concentrates instead on resentment—especially that of young men. “They belong to a generation that fears it may never own a home, but compensates with the pleasure it gets from constantly provoking progressives online. Convinced their future has been stolen, they share memes romanticizing historical authoritarian regimes,” the authors write. But Moysés seems to confuse this danger with inevitability. He fails to see that the left’s answer cannot be adaptation. On the contrary, it must strengthen the possibility of politics as collective action. Nor does he recognize that precisely such a reversal is already becoming possible in some of the most promising mobilizations of the twenty-first century: the election, at the end of 2025, of the young Muslim Zohran Mamdani as mayor of New York, on a platform centered on the intensely material fight for an affordable city; the Left Party’s victory in Berlin two weeks ago, built around the demand to expropriate private real-estate corporations; and the very recent wave of demonstrations in Spain—including an occupation of Madrid’s Puerta del Sol—in which tens of thousands of young people mobilized by the Tenants’ Union have demanded limits on rents. By putting itself in the straitjacket of the “fiscal framework” in the first months of 2022, Lula’s third government adopted the second fatal accommodation of its term. Faced with conservative institutions and a country devastated by four years of Bolsonaro, increased public investment was the government’s remaining weapon for offering a more dignified life to the majority and forging an anti-conservative pact with them. The same state that disburses 1 trillion reais a year to enrich a small class of rentiers could instead spend money to extend the Family Health Strategy to every Brazilian, at a cost of 30 billion reais; provide full-day public schooling and childcare to all adolescents and children—and, especially, relief to their mothers; achieve universal sanitation while cleaning up polluted urban rivers; multiply metro systems; begin transforming the urban peripheries; and undertake many other urgently needed projects. In April 2023, an article in Outras Palavras warned that the fiscal framework could “shrink the Lula government and preserve the forces that condemn the country to inequality and regression.” A year later, another article showed that restraints on public spending were strangling policies vital to ordinary people and undermining the president’s popularity. In November 2024 came a reality check, in the form of the government’s humiliating defeat in the municipal elections. Even then, the fiscal lock was neither removed nor loosened. On the contrary: throughout the government’s four years, fiscal restraint remained central to its political narrative. The administration proudly proclaimed that it had “put the state’s accounts in order,” without grasping either how misleading that phrase was—given the payment of 1 trillion reais in interest—or how badly the message was hurting it politically. Lula finally woke up in September 2026. The increase in Bolsa Família benefits, after four years of being frozen; the announcement that anti-obesity drugs would be offered through Brazil’s public health system; and the ban on online betting showed that the state has the power to act decisively on behalf of the majority when those in government are willing to confront obstacles. The huge marches that closed the campaign in Fortaleza, Salvador, Rio de Janeiro, and São Paulo on the eve of October 4 showed how such initiatives can mobilize activists and the broader public. But it was too late—and too little to change the outcome of the first round. History has not ended The possibility of a turnaround in the three weeks leading up to November 25 cannot be ruled out. It will not be simple or easy. Lula must not only make up a deficit of 2.2 million votes; he must also offset the movement of voters who backed other right-wing candidates in the first round, most of whom are likely to move toward Flávio Bolsonaro. Pulling that off will require a broad, grassroots effort to win over voters, potentially reinforced by new initiatives from Lula. The coming hours and days will be decisive. If Bolsonaro’s movement also wins the presidency, the result will create a high-risk situation for Brazilian sovereignty and democracy. The enormous challenges posed by such an outcome would require the left to reexamine, in depth and with a genuine willingness to engage in self-criticism, its political projects—or its lack of them—and its practices. But would that mean we are condemned to the long winter of far-right hegemony that some analyses are beginning to forecast? It is far too early to say, suggests a recent text by Álvaro García Linera, the thinker who served as vice president of Bolivia under Evo Morales. His central hypothesis is that this political current will prove short-lived. At a moment when the entire world is once again talking about sovereignty and protecting national economies, the far right offers a stale, recolonizing neoliberalism. Its submission to the United States is as blatant and pathetic as Flávio and Eduardo Bolsonaro’s overtures to Donald Trump. Its project amounts to something like every man for himself: greater inequality, capitalism without limits, devastation, and supremacism. Will it work? In the United States, just two years into his second term, Trump himself is reaching record levels of unpopularity and may be on the verge of losing Republican control of both the House and Senate in November. Every new beginning is difficult. Whatever the outcome of the second round, the defeats of October 4 show how profoundly the Brazilian left will have to rethink and rebuild. But just as it would be foolish to underestimate the seriousness of its mistakes, it would be equally foolish to conclude that rebuilding a political project is no longer possible. History has not ended. The times are moving faster than ever. Originally published in Portuguese by Outras Palavras. English translation by Eric Blanc; I’ve added the subtitles. More We can’t stop the far right at home or abroad without a revitalized labor movement, which is yet another reason why you should become a sustaining supporter of the Emergency Workplace Organizing Committee (EWOC) — one of US labor’s pivotal bright spots. Relatedly, Jacobin published a short piece of mine reflecting on a decade of Bernie Sanders inspiring a whole new generation of young worker organizers.
SCIENCE-BATS/
Indian flying foxes or fruit bats rest on tree branches Feb. 3, 2022, inside a temple complex at Kadambazhipuram village in Palakkad district in the southern state of Kerala, India.
Norwalk Health Department Announces 2026 Fall Flu Clinics
The Norwalk Health Department has announced its 2026 fall flu clinics schedule.
Story Branch Library reopens as Fulmer construction timeline shifts
The Sheridan County Public Library System wrapped up renovations at Story Branch Library while moving into the third phase of construction at the Fulmer Branch Library in Sheridan.
Ten bucks says you’ll love this community science project
Today marks the first day of Rut Watch 2026 With another season of Deer Spy in the books thanks to community scientists like you, biologists are now on a mission to pinpoint the peak of the white-tailed deer breeding season in Maine. Every observation of deer breeding behavior and sign helps define the timing of the rut, and this project uses the power of community science to collect deer data all fall long. Hunters, hikers, and wildlife watchers - Rut Watch pairs well with any outdoor adventure you have planned this season. It’s a perfect excuse to slow down and connect with nature as you look for clues. So get outside, rack up that deer data and submit rut reports from now through December 1. The online form is science made simple: Location Date and time Breeding behavior observed Submit a Rut Report What to watch for Active Breeding The most obvious breeding behavior to observe is a buck mounting a doe, but that is a rare sight as it only lasts a moment. You are more likely to witness a buck “tending” a doe, following closely, chasing, nuzzling, or pawing at her rump until she is receptive. Sparring After bucks shed their velvet, sparring helps sort out who is who in the dominance hierarchy. Early season matches are often less intense than later season matches between similar sized bucks. Most sparring is complete by the time breeding begins. Rubs Don’t just look for deer, pay attention to the trees. Rubs are marks made by bucks when they rub their antlers on trees, removing bark and leaving their scent calling card in the process. Scrapes Look to the forest floor for this sign of breeding season behavior. Scrapes consist of two parts - a licking branch, and a patch of cleared earth. Bucks break a low branch around head height, then paw at the leaves below to expose the dirt. Covered in scent, a scrape tells does and other bucks, “I’m here!” Learn More More information What’s next for deer community science: Northern Maine Wintering Deer Survey Other active community science projects: Fish Tag Reporting Maine Golden Eagle Study Maine Amphibian & Reptile Atlas Project Maine Deer Management: Maine’s Big Game Management Plan Game Species Conservation & Management Report The Benefits of Hunting: Supporting Wildlife, Conservation, and Community Subscribe Share Leave a comment
How TIME and Statista Determined the World's Top HealthTech Companies of 2026
Read the methodology
Why We Must Invest in Scientists, Not Just Science
“It is through patient, painstaking work, driven by curiosity and pursued through personal dedication and sacrifice, that scientific advancement occurs,” writes Nicholas B. Dirks.
20+ "Delta Reign" Card Images Revealed!
TPCi's European branches have sent out Delta Reign card images to foreign press outlets, including IGN, Gamesradar, Nintendo Life, NME, Maville,
Free Lamanda Park Workshop Hands Would-Be Business Owners a 17-Item Checklist
Starting a business in Pasadena comes with a list: a name, a legal structure, insurance, financing and a city business license that has to be renewed every year. A two-hour workshop Saturday at a Pasadena branch library aims to put that list in order. SCORE Los Angeles, the nonprofit presenting the session, says attendees will leave with a 17-item checklist of steps for getting a business established. The Pasadena Public Library is sponsoring the workshop, according to SCORE. The listing says the session is meant for people thinking about starting a business and for those who have recently started one. SCORE wrote that the program “cuts through the confusion and chaos” of figuring out what it takes to start a business. According to the listing, it covers the legal requirements for a start-up business, along with other practical steps worth taking. Beyond those basics, the session covers taxes, the elements of a business plan and marketing, according to the listing. It also weighs the pros and cons of different legal structures, examines the major causes of business failure and offers ways to avoid legal problems. Attendees will hear how SCORE can help new businesses succeed. Some of the rules a new owner must follow are local. The city’s Department of Finance requires that annual license to be displayed prominently at the place of business. Businesses that sell tangible goods also need a state seller’s permit showing their Pasadena address, and any business that prepares or sells food needs approval from the Pasadena Health Department, according to the department. Even charities are covered: “Charitable non-profit businesses are required to obtain a business license,” the department’s guidance says. SCORE lists two instructors for the workshop. Dick Mader, a SCORE mentor who serves on the chapter’s board of directors, started a media distribution
MAHA Leader Calley Means Steps Down from Trump Administration Health Advisory Role
Calley Means, one of the key figures in the Make America Healthy Again movement, championed food policies in his role in the Administration.
DOJ ramps up fight against federal judges after some in Minnesota speak to media about immigration surge cases
The Justice Department is filing a judicial misconduct complaint against nearly all the federal judges in Minnesota, Attorney General Todd Blanche announced Wednesday, in an escalation in tensions between the Trump administration and the judicial branch, which came to a head during the winter surge of immigration enforcement.
Having Health Insurance Doesn’t Prevent Medical Debt
A new survey finds that one third of insured Americans are paying off medical bills.
42 Best October Prime Day Home and Tech Deals of 2026
Plus, deals on Boll & Branch sheets and the Hatch sleep clock.
Could Faith, Science, and the Simulation Be Mutually Reinforcing?
MIT-trained Rizwan Virk says something that is surprising: that his approach to cosmology is a branch of intelligent design.
Business Beat : Halloween activities planned at the Branch County Fairgrounds
COLDWATER, MI (WTVB) - The Branch County Fairgrounds will host a pair of family-friendly Halloween events this...
Hormel makes $1 billion bet on chicken
Hormel Foods is branching into a new — and wildly popular — meat category with a deal to acquire a chicken company for more than $1 billion.
Gambling Is Sending More People to the ER
Recent research suggests that the rise of gambling is leading to a surge of mental-health problems.
SCIENCE-BATS/
Indian flying foxes or fruit bats rest on tree branches Feb. 3, 2022, inside a temple complex at Kadambazhipuram village in Palakkad district in the southern state of Kerala, India.
United Community Bank opens Heritage Crossing location
Sponsored by United Community Bank United Community Bank recently celebrated the grand opening of its new Heritage Crossing location in Gonzales with a ribbon-cutting ceremony attended by community leaders and local dignitaries. The new full-service branch, located at 625 West Highway 30, Suite F, represents an investment in the continued growth of Ascension Parish. After […]
Valley National to acquire Bluevine for $340M
Valley National Bancorp announced its plan to acquire Bluevine, a digital banking platform for small businesses, for $340 million. The acquisition aims to strengthen Valley's funding base, expand its small-business offerings, and accelerate its artificial intelligence capabilities to enhance its position in the digital banking sector.
The Great Healthcare Cost Hike Is Here
"Here’s how the looming healthcare hike will impact insurance costs, wherever you get your coverage," write Neale Mahoney and Abigail Sanchez.
Lawmakers debate solutions to violence against health care workers
The branches differ on the extent of penalties to impose on those who assault a health care worker.
Climate Change Is Accelerating Faster Than We Can Respond, Scientists Warn
“Earth’s climate system is moving deeper into uncharted territory,” scientists warn.
The Baffling Gender Politics of Netflix’s New Stanford Prison Experiment
Netflix's reality-TV restaging of the notoriously unethical study incorporates women—but doesn't know what to do with them.
The Surprising Health Benefits of Reading a Book
A new research review reveals what we lose when we give up reading.
Children Are Back in School. Measles Is, Too
Now that children are back in school, we must use the tools we know work to keep this preventable disease out of the classroom, writes Dr. Debra Houry.
Business Beat : Branch Area Rescue Coalition annual Spay-ghetti Dinner set for November 14th
COLDWATER, MI (WTVB) - The Branch Area Rescue Coalition (BARC) has announced its 11th Annual Spay-ghetti Dinne...
Business Beat : Branch County Fair seeking donations for annual haunted house
COLDWATER, MI (WTVB) - The Branch County Fair is seeking dotations help elevate the frights for its upcoming a...