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Stories to cover as insurance costs continue to outpace wages, inflation
This year, U.S. workers are once again facing rising health insurance costs, continuing a trend that has persisted for decades, according to KFF’s 2026 Employer Health Benefits Survey, published yesterday, Oct. 22.
Essential Health highlights personalized direct primary care in Davenport
Essential Health Direct Primary Care offers pediatric and adult patients personalized, evidence‑based care through a flat‑rate membership model that includes extended visits, in‑house pharmacy services and on‑site lab testing.
In House District 13, Two Political Newcomers Square Off
House District 13, the Lake County district that includes Polson, has been held by a Republican for more than a decade. This year, self-described moderate Democrat Dalton Bradford hopes he can change that. “I’m just a hometown guy,” Bradford said. “My wife would say I’m overly humble, but that truly is me. I don’t view […]
Rising health care costs are pushing people to forgo medicine and doctor visits
Higher insurance premiums, climbing medical costs and inflation are pushing health care expenses for Americans to new heights.
Republican gerrymanders in Texas threaten to fall flat, poll finds
Democrats have strong chances in two key congressional seats, new Post-Schar School poll finds.
Pete Ricketts’s Wealth Puts Class at the Center of Nebraska’s Senate Race
In a year when the wealth of the rich soared while workers lost ground to inflation, class has become political, especially in the Nebraska Senate race.
Inflation at the movies: Runtimes are longer, from ‘The Odyssey’ to ‘You Can See Everything’
Your bladder isn’t lying.
Inflation at the movies: Runtimes are longer, from 'The Odyssey' to 'You Can See Everything'
Your bladder isn’t lying | Talk 1370
N.Y. state calls on agencies to keep budgets flat
The warning comes as the state is already facing projected budget gaps in the coming years.
Suns Fall Flat in Humiliating Opening Loss to Trail Blazers
Phoenix's 2026-27 season opener didn't go the way anyone would have hoped for.
Australian treasurer says opponents want higher inflation for political gain
In a Canberra Playbook Podcast interview Jim Chalmers accused Liberals of wanting Australians to suffer, as their path back to power.
Sony reportedly exits UHD Blu-ray player market
Has discontinued its last remaining player, UBP-X700/K
In Era of Runaway Health Inflation, Employers Scramble to Keep Costs in Check
New data shows cost of family health plan rose 5%, while workers’ contributions rose 9%.
Federal report shows wage growth well below rate of inflation
New federal data shows that median weekly earnings among full-time workers in the third quarter of 2026 rose 1.5% compared with the same period in 2025. The gain was below...
The Daily Roundup: Kalispell Business Improvement District Looks to Replace Street Furniture Downtown
On Friday, we officially published our 2026 Election Guide, linked here, at the bottom of this newsletter and in the “Editor’s Picks” section of our website, where it will live throughout the rest of the election cycle.
Senate District 8 Candidates Weigh Health Care Costs and Natural Resources
Seasoned legislator Tyson Running Wolf, a Democrat, and health care professional Christopher Paul Buckles, a Republican, are competing to represent Senate District 8. The district covers the Blackfeet Reservation and the east side of the Rocky Mountains, crossing the range into parts of the Confederated Salish and Kootenai Tribes (CSKT) Reservation. Running Wolf, 52, grew […]
September inflation sparks estimated £1.1 billion English business rates hike
Government may push reforms in next week's Autumn Budget
UK inflation jumps to 3.5% on rising motor fuels cost; UK approves Jackdaw gasfield
Petrol and diesel costs rise the most in four years
Businesses Report Flat Summer Tourism Despite Inflation, Smoke and Airport Runway Closure
In August, when an active wildfire season in the Pacific Northwest choked the Flathead Valley in a dome of smoke, Glacier Guides and Montana Raft owner Denny Gignoux started getting cancellation requests and noticed lower demand for rafting and hiking trips at his outfitting business. While the smoky skies deterred some visitors from traveling altogether, […]
Do Democrats have inflated expectations for the midterms? Examining the case
Democrats are hungry for a blue wave in the November election, and a series of recent polls has them thinking they could pull off victories in some deeply red territory that would have seemed unthinkable a few months ago.
As midterms loom, Trump seizes on France unrest for political gain
While the French protests were inspired by inflation, the U.S. president has molded them into evidence in favor of the anti-immigration policies.
Broncos' Sean Payton sends clear message about benching Bo Nix
Denver Broncos had coach Sean Payton was asked flat-out if he's going to bench quarterback Bo Nix.
11th-century 'pizza peel' discovered in Russia doubled as a medieval game board
Archaeologists in Russia unearthed a flat wooden "pizza paddle" that had a board game carved into it.
How Behavioral Science Can Get Shoppers To Buy (and Eat) More Fresh Produce
Industry leaders at IFPA’s Global Produce and Floral Show revealed that overcoming flat fruit and vegetable consumption requires shifting away from clinical health messaging toward flavor-forward marketing, cultural rituals and frictionless convenience.
Michigan Draws the Big Ten’s Least Flattering Window at Rutgers
The Big Ten handed Michigan's Halloween trip to 2-4 Rutgers the slot nobody asks for. #GoBlue
The Iran war, inflation and ICE: Talarico and Paxton on the issues
Attorney General Ken Paxton and state Rep. James Talarico both said affordability is a top priority, but have different ideas for how to lower the cost of living.
The Medical Inflation Trap: Rethinking Private Health Insurance in Southeast Asia
Rising healthcare expenditure is challenging the affordability and sustainability of private health insurance across Southeast Asia. Premium adjustments and cost-sharing may help control financi...
Trump approval hits record low, handing Democrats a clear midterm edge
President Donald Trump’s approval rating has fallen to a new low and support for Democrats in the race for control of Congress rising, as inflationary pressures contribute to the acrid mood among voters, according to a Washington Post-ABC News-Ipsos poll.
Thousands rally with Bernie Sanders and Angie Nixon in rainy Ybor City
Their message was helping the working class deal with rising inflation, a lack of health care and unlimited campaign financing by "the oligarchy."
PENN Entertainment (PENN) Slides 16% In A Month, Is The Discount To Fair Value Warranted?
PENN Entertainment (PENN) has been drawing attention after a steep share price slide, with the stock down 16% over the past month and 27% over the past 3 months. The recent slide comes after a mixed stretch for PENN Entertainment, with the share price roughly flat year to date, while the 1 year total shareholder return has declined 8.1% and the 5 year total shareholder return has fallen about 80%. This points to fading momentum and a market that is still reassessing the company’s risk and...
Hims & Hers Health (HIMS) Dropped, So What Is Driving Attention Now?
Hims & Hers Health (HIMS) is back in focus after fresh product news, with Hers Hair now rolling out in the UK as a clinician-led subscription hair loss service for women. Recent price action tells a mixed story for Hims & Hers Health, with the share price down 4.46% over the last day and 9.22% over the past week, yet roughly flat over one month and weaker year to date. The 1-year total shareholder return has declined 43.61%, while the 3-year total shareholder return is very large at roughly...
Expedia accused of inflating hotel prices in new lawsuit
Struggling to afford hotel prices? A new lawsuit alleges Expedia is jacking up costs across the board. A proposed class-action lawsuit filed on Oct. 2 in the U.S. District Court
Inflation expected to push holiday sales above $1 trillion
The National Retail Federation (NRF) predicts retail sales in November and December will total $1.013 trillion, up 4.2% over 2025 sales in the same period. 2025 holiday sales rose 3.1%...
Health Care and Crude Led the Week While Tech Lost Its Grip
American News Group News Commentary - The State Street SPDR S&P 500 ETF Trust slipped 0.28% and the Invesco QQQ Trust fell 2.62% over the five trading sessions ended Thursday, October 15, according to Stock Analysis data, as a hotter-than-expected inflation report revived concerns about interest rates and technology stocks sold off. Among U.S.-listed exchange-traded funds with at least $1 billion in assets, excluding leveraged and inverse products, the week's leaders came from health care, crude
NASA’s Hubble Spies Spiral’s Edge
This Hubble image features the edge-on, intermediate spiral galaxy NGC 1827, located roughly 37 million light-years away.
On the issues: can the economy tip the Nevada governor’s race?
Joe Lombardo and Aaron Ford are competing to convince Nevada voters they have the better plan to address jobs, housing costs and inflation.
Can science prove that flat Earth theory is wrong? Here’s the evidence
Flat Earth theory can be tested without relying on space photographs or one institution. Several independent observations make the result difficult to escape.
Your Mental Health: The stress of making ends meet
Paying bills can be tremendously stressful.
Medicare open enrollment starts now. These changes will arrive in 2027
Open enrollment comes as inflation adds pressure on seniors whose healthcare costs have risen and as midterm elections are weeks away. Voters have consistently said cost-of-living is a major concern.
Uncertainty grows on Main Street as labor quality, inflation top small business concerns in September: NFIB survey
The NFIB Small Business Optimism Index declined 0.8 points in September to 97.9, one-tenth of a point below the 52-year average of 98.0.
Businesses were hit even harder by inflation last month than consumers
Various efforts by the Trump administration to bring down prices have failed to make a meaningful dent in rising costs.
Wholesale inflation jumped in September by most in four years
US wholesale inflation shot higher in September, soaring to its highest level in more than four years, Bureau of Labor Statistics data showed Thursday.
The Yankees Roster May Look Completely Different in 2027
The New York Yankees are, once again, out of the MLB postseason much earlier than they (and their fans) would have anticipated. New York not only got swept by the Tampa Bay Rays in the American League Division Series, they were flat-out embarrassed. The Rays outplayed them at the plate, in the field, and even …
Is the EU research budget actually increasing?
Is a Horizon Europe budget of €158 billion a 10% cut or a significant increase to the EU’s support for research and innovation? What would seem like a question of fact has divided opinion in Brussels since the Irish presidency of the EU Council presented its negotiation box on October 10. The answer depends on factors such as how you adjust for inflation, whether you account for increases in overall EU wealth and if you care about absolute or proportional figures. The €158 billion budget in current prices, proposed by the Irish presidency of the EU Council, was quickly criticised by university lobbies and rejected by the high-level expert group led by former Portuguese science minister Manuel Heitor. It was also decried by the four pro-European political groups in the European Parliament. “How can Europe close its competitiveness gap while cutting the European Competitiveness Fund by 13% and Horizon Europe by nearly 10%?” asked a joint statement by the European People’s Party (EPP), Renew Europe, the Socialists and Democrats and the Greens/European Free Alliance. Together, these parties hold 63% of seats in the Parliament.In stark contrast, Irish foreign affairs minister Helen McEntee said that the proposal “significantly increases investment in competitiveness, research and innovation,” Meanwhile, a presidency press release said that, compared to the current Multiannual Financial Framework (MFF), the proposal would “double the volume of competitiveness related programmes.” So, who is right? That depends on how you make the calculation.Compared to the Commission figure or the previous budget?The first thing to notice is the difference in baselines. When the MEPs say the Irish presidency will cut Horizon Europe by “nearly 10%” they are using the European Commission proposal for the MFF from July 2025, which allocated €175 billion in current prices to Horizon Europe. However, when the Irish foreign affairs minister said the research and competitiveness budget is increasing significantly, she is comparing it to the 2021-27 MFF, which had a Horizon Europe budget of €84.9 billion in 2018 prices.Her point holds when accounting for inflation. Applying a 2% annual inflation rate, the calculation method used by the Commission, the 2021-27 Horizon Europe would have a budget of €97.5 billion in 2025 prices. In comparison, the Irish presidency’s €158 billion figure in current prices translates to €140 billion in 2025 prices. Does the ECF count?But there is more to the dispute. In its statements, the Irish presidency lumped the research budget in with the overall budget for competitiveness. The Parliament statement, however, kept the two separate. This matters because the next MFF includes plans to add a new European Competitiveness Fund (ECF) to fund programmes meant to boost the continent's competitiveness. The Irish negotiating box allocated €245 billion in current prices to this programme.When this is added to the €158 billion for Horizon Europe, as well as programmes such as the EU education programme Erasmus+, the total for “competitiveness, prosperity and security” in the Irish proposal becomes €514 billion in current prices. But it is still uncertain how big a share of this competitiveness budget would go to research. The Commission proposal of July 2025 for the MFF included clear links between the ECF and Horizon Europe, indicating some ECF money will go to research. At the same time, the structure of the ECF is still being negotiated, and a substantial part of its budget is expected to support non-research activities such as defence manufacturing, decarbonisation and digital infrastructure. Related articlesCouncil floats 9.6% budget cut to next Horizon EuropeResearch community to appeal to national governments over planned EU budget cutEU own resources ‘essential’ for future research budget, says leading MEPSo, it is by looking at competitiveness rather than research, or combining the two, that the Irish presidency can claim that its proposed budget will significantly increase investment in competitiveness, research and innovation.According to the Irish presidency proposal, Horizon Europe and other competitiveness-related programmes in the current multiannual budget received €221 billion in current prices. However, since this money is being distributed from 2021 to 2027, it is not directly comparable to the €514 billion in current prices which will be distributed from 2028 to 2034.Research as a proportion of the MFFBut the relative rise in competitiveness-related programmes points to another important distinction: whether you look at the research budget in absolute terms or as a share of the overall MFF. Here, too, the size of the research budget has risen, although only slightly. In the 2021-27 MFF, Horizon Europe accounted for 7% of the total budget. In the Irish presidency’s proposal, it amounts to 8.7%. The share for the total competitiveness envelope went from 17.7% in the current MFF to 28.1% in the Irish presidency proposal.This proportional share may seem irrelevant to universities looking for research funding, but it is becoming significant as budget negotiations between the Parliament, the Commission and the Council begin. On October 2, a group of 17 southern and eastern European countries sent out a statement calling for the EU agriculture and cohesion budgets to be protected. The Parliament’s co-rapporteur on the budget, Siegfried Mureșan of the EPP, has also said that the research envelope is likely to be cut disproportionately as the budget is slimmed down during negotiations.
Social Security announces 2027 cost of living boost for recipients
The Social Security Administration projects a 3.6% cost-of-living adjustment for older adults and people with disabilities starting in 2027. Some recipients say it won't offset rising prices. This adjustment means $75 extra per month for the nearly 72 million Social Security beneficiaries and about 7.3 million Supplemental Security Income recipients. Inflation continues to pressure household budgets and savings, and some older Americans feel the increase isn't enough. The Social Security Administration faces a looming bankruptcy date if a funding shortfall isn't addressed by Congress. Lawmakers have proposed measures to replenish the trust funds, including lifting the payroll tax cap to generate substantial revenue.
Voters Can’t Be Bought (but Politicians Keep Trying) | WSJ Economics for Oct. 15
Plus, government equity purchases, AI-driven inflation and the perils of Treasury’s short-term borrowing.
Trump touts booming economy at Montana rally, but supporters feel the pinch
Despite persistent inflation, some attendees said they don’t blame the president.
Technology, immigration, inflation, health care key topics in Third District debate
Immigration, inflation, health care, AI, data centers, and flock cameras were topics of discussion Wednesday (Oct. 14) during the debate between Arkansas’ Third Congressional District candidates. The debate ahead of...
Fox News Poll: Cost of living concerns weigh on GOP in midterms
A Fox News survey finds Trump's approval on inflation hitting a new low of 22% as six in 10 voters say cost of living is their top economic worry.
KISS Expands Halloween Collection
New branded tees, posters – including The Starchild inflatable – joins the holiday line-up.
White House economic chief reveals why Americans aren't feeling optimistic about economy
White House advisor Kevin Hassett says rising energy costs contributed to disappointing inflation data, while bank executives report that consumers continue to spend.
In this deep-red city, rising costs test Trump’s affordability message
Trump campaigned on a promise to cut energy bills and attack inflation, but many voters say their expenses are rising faster than their paychecks.
Social Security announces cost-of-living adjustment for 2027
The Social Security Administration announced new the new cost-of-living adjustment after the latest consumer inflation data was released on Wednesday.
House District 15 candidates answer questions from residents
At a time when Maine residents are facing inflation, high heating costs and rising property taxes, incumbent state Rep. Holly Eaton and challenger Clifford Noyes aim to help residents in
Small business optimism dips as labor shortages persist
Expansion plans lessened alongside expectations for business conditions, labor quality and inflation remain top concerns.
Inflation was hotter than expected in September, rising to 3.7%
Inflation rose faster than expected last month, with price pressures extending beyond gasoline, new data showed Wednesday.
Owen Tripp, Included Health CEO: A Fortt Knox Update
Included Health CEO Owen Tripp told Jon Fortt that after its Firefly Health acquisition, the company is scaling the alternative health plans it launched in 2026. Tripp described a shift to performance-based contracts, where it shares in savings it generates rather than taking a flat admin fee. On its plan, 76% of the highest-cost members engage voluntarily, and he expects the market to shift within five years.
Mom-and-Pop Business Owners Grapple with Harsh Times
Report shows small business owners in NYS less optimistic about the economy. Taxes, inflation, labor costs and competition from larger businesses are major concerns right now, they say By Aaron Gifford [caption id=attachment_11067 align=alignright width=300] Ashley Ranslow is director for New York state at The National Federation of Independent Business (NFIB).[/caption] Owners of mom-and-pop businesses in New York state have been less optimistic lately than their peers in other parts of the country, a recent report indicates. The National Federation of Independent Business (NFIB), based on a survey of 11,000 of its members in the Empire State, reported that taxes, inflation, labor costs and competition from larger businesses are major concerns right now. “Indeed, while taxes are a major problem in New York and the United States overall, New York small businesses notably are struggling more with the state’s onerous, multi-level tax burden,” Ashley Ranslow, NFIB’s director for New York state, said in the July report. Compared with surveys of business owners in other states, far fewer New York respondents rated their businesses as in excellent or good health. The report also said labor costs here are about 25% higher than the national average and are the “single most important problem” facing businesses. One respondent to the New York-specific survey complained that too much red tape, taxes and laws that restrict high-yielding companies have stifled their operation’s growth. Others said high disability and workers’ compensation insurance costs, alarming increases in utility rates and excessive building regulations are discouraging. Statewide, New York has a gross domestic product of $2.53 trillion (third in the nation, followed by Texas, $2.90 trillion; and California, $4.25 trillion), a per capita income of $90,500 (sixth) and an unemployment rate of 4.6% (34th). There are 2.4 million small businesses that employ 3.9 million people. [caption id=attachment_11112 align=alignright width=451] Member of the Greater Liverpool Chamber of Commerce gather at one of the several functions the chamber organizes monthly. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed,” says Megan Wilmot, the chamber director[/caption] “New York state boasts one of the largest, wealthiest and most diverse cities in the world — and that’s still only about half the state’s population,” the report said. “In other words, the state is both its iconic city and so much more — geographically, demographically, economically. But New York is not without its challenges, challenges that include notably high taxes and other weaknesses that impact the small business environment,” it said. The report includes an optimism index that compares responses from New York (NFIB) members with those of their peers in other states across several categories. This ranges from plans to increase employment to expectations for higher sales, to plans to increase inventory or expand. The scores for Empire State business owners were lower in most categories, but they did score higher than the national average in noting that they have current employment openings, and that they are hopeful that the economy will improve. “The metrics so far paint a picture of a state with a series of challenges for small businesses, from a slightly below national average Optimism Index to a more seriously below national business health to very substantially below national Employment Index. What is going on with businesses that are creating these differences?” the report stated. In Central New York, the regional labor force comprises nearly 398,000 workers. The median household income here is $71,463, and the gross domestic product for the region last year totaled $61.3 billion, according to the CenterState CEO economic development and research organization. About half of the region’s labor force works for small and mid-sized businesses, although the number of people employed in that sector has decreased by 7% since 2010, according to CenterState’s 2026 economic forecast report. “While record-high employment in large-scale enterprises provides a strong foundation for Central New York,” the report says, “the long-term health of communities depends on a thriving small business sector to serve as a stabilizer.” Area employers identify several barriers to Central New York’s anticipated growth, including lack of specialized or skilled workers, government regulations, unaffordable housing options and long-term construction disruptions. In the city of Syracuse, the number of jobs in retail trade decreased by 1,500 or 4.7% between July 2025 and this past July. By contrast, the number of jobs in the leisure and hospitality sector increased by 2.5% or 700 jobs, in the same annual period, according to the New York State Department of Labor. Still, there’s plenty of interest for new businesses across Central New York. U.S. Census figures show that the number of applications for new businesses in all four counties increased significantly in the past 20 years. In Cayuga County, there were 324 applications in 2005 compared to 470 last year. In Madison County, the number increased from 385 to 480; Onondaga County, from 2411 to 4132; and Oswego County, from 553 to 836. Downtown Cazenovia is exemplary of Madison County’s trend: In the past year, the village welcomed a bait shop, a thrift store, a vitamin infusion center, a pizzeria, a Pilates studio and an Italian restaurant. A candy store is scheduled to open on the main drag in the months ahead. Oswego’s list of interesting new businesses in the past year includes a bubble tea shop, a hot dog eatery in Fulton, a specialty grocery store that features New York state products in Mexico, a beauty and esthetics studio in Hannibal and a hardware and farm supply store in Sandy Creek. In Onondaga County, the Liverpool area has also enjoyed a steady stream of new shops and eateries in recent years. That suburban community is unique in that, unlike neighboring communities, most of the restaurants are family-owned and not part of a national chain. [caption id=attachment_11116 align=alignright width=300] Megan Wilmot is the executive director of the Greater Liverpool’s Chamber of Commerce.[/caption] Megan Wilmot, executive director of the Greater Liverpool Chamber of Commerce, said independent business owners in her community maintain a strong sense of pride in holding their own against national companies. The chamber helps boost morale with red carpet events, ribbon cuttings, coffee hours and five-year anniversary celebrations for participating businesses. “We have built such a strong community,” Wilmot said. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed.” In Syracuse, the downtown retail occupancy rate last year was about 82%, a slight improvement from 2024, according to the Downtown Syracuse Committee’s most recent annual report. Buildings with the largest amount of vacant space included The Galleries, One Park Place, and Equitable Towers, though not all of those spaces are designated for retail use. New businesses that opened in downtown Syracuse last year: Better with Time Clothing, Dakshin Curry & Biriyani, Havana Tattoo Society, Milano Bean Café, Miss Daisy, Pausa Coffee, Sweets for Babe, The Society CNY and Yafah Beauty Studio. The Destiny USA mall’s occupancy rate decreased from 80% in 2023 to 72% by the end of 2024, according to Integra Realty Resources. That leaves more than a quarter of the mall’s retail space vacant. “Looking ahead, the retail market is expected to see minimal rent growth, with vacancy rates likely remaining stable in community and neighborhood centers but continuing to rise in enclosed malls,” Integra’s report said. “New construction activity is low and redevelopment plans for former malls like Shoppingtown and Great Northern are still in the planning stages. The proposed Micron chip plant may spur development, but challenges remain in finding co-developers for large-scale projects.” Nationally, the U.S. Chamber of Commerce expects that small businesses will remain resilient and see their sales and revenues eventually improve. That organization, in a recent national survey, found that 25% of small business owners expect the economy to improve in 2027, while 45% indicated that they plan to increase employment in the next 12 months. And 69% said they believe their small business is in good shape and 70% said they are comfortable with their current cash flow. Thirty-one percent of small businesses reported raising their prices in July and 28% are planning to raise their prices within the next three to four months, the report said. Twelve percent indicated that this is a good time to expand their business. “Small business owners voice optimism for future revenues and hiring,” the report said. “High costs continue to be a wet blanket on reinvestment.” The NFIB reported in July that Main Street, despite gas price hikes, “is OK … for now.” Its small business economics trend report said sales across the country have been strong compared to last year, but continued inflation and higher prices from mom-and-pop establishments are causing some “cracks” to show. “If costs stay this high for much longer, reduced investment will have a tangible economic impact,” the report said. “The status quo is OK, but the outlook? The outlook is uncertain.”
Chinese companies aren't winning just by being cheaper: Goldman Sachs
China's weak domestic demand and years of deflationary pressure have fueled concerns that its exporters could push down prices overseas.
Chris O’Donnell Launches Lone Cypress Entertainment
Chris O’Donnell Launches Lone Cypress Entertainment With First Project 'Kilkenny' starring P.J. Byrne and directed by Jay Duplass.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Small business sentiment fades in NFIB survey, but one store owner 'cautiously optimistic'
NFIB says small business optimism slipped below its long-term average in September as owners cited uncertainty, labor shortages and inflation.
Nvidia RTX 5090 Reportedly Dead, but It's So Expensive That It Doesn't Really Matter
While the RTX 5090 was already hard enough to get at a reasonable price, new leaks suggest that Nvidia is flat-out discontinuing its flagship graphics card.
Seth Campbell: An electoral reckoning for Republicans?
With the midterm elections approaching, President Donald Trump can clearly see his grasp on the American electorate slipping. Despite the seemingly endless speeches, rallies and public appearances to try and save Republican majorities, the pre-midterm Trump tour seems to be falling flat. Well over a century ago, President Andrew Johnson went on a similar tour
Labor Shortages and Persistent Inflation Batter Small Business Optimism
Small business optimism dipped in September as concerns about “labor quality or availability” rose, the National Federation of Independent Business (NFIB)
Small group health insurance market rates announced
Media Release, Office of Superintendent of Insurance (OSI) Santa Fe, NM – The New Mexico Office of Superintendent of Insurance (OSI) has approved 2027 health insurance premium rates for the small group health insurance market. As of March 2026, over 31,000 New Mexicans were enrolled in a small group plan. The average increase across small group plans is 19.8%. These rates take effect on January 1, 2027. The carriers offering small group coverage in New Mexico in 2027 are: Blue Cross Blue Shield of New Mexico (HealthCare Service Corporation) Presbyterian Health Plan Presbyterian Insurance Company UnitedHealthcare of New Mexico UnitedHealthcare Insurance Company Key Factors Driving the Rate Increases The primary factors that contributed to the 2027 increases are: Claims Experience - Higher than expected 2025 New Mexico claims experience, which is the foundation for the 2027 rate development. Cost Trend - Higher utilization and inflation impacted healthcare costs services, which impacts medical services and pharmaceutical costs nationwide. Risk Pool Changes - Nationwide, businesses with healthier employees are opting for alternative health coverage not under the Affordable Care Act (ACA). This results ina smaller and less healthy small group ACA risk pool. Final approved rates will be posted on the OSI website. To view the carrier rate sheets and rate increase specifics, visit the Office of Superintendent of Insurance website here. The Rate Review Process Conducted by OSI The OSI rate review process focuses on approving rates for health insurance plans that are actuarially sound, not excessive, inadequate, or unfairly discriminatory and ensuring health insurance rates comply with all state and federal laws. For more information, visit the Office of Superintendent of Insurance website at https://osi.state.nm.us/en/. *** About the Office of Superintendent of Insurance The Office of Superintendent of Insurance (OSI) is New Mexico’s regulatory agency responsible for overseeing a wide range of insurance products, including private health and life insurance, auto, home, business, and title insurance. OSI regulates private health plans in the individual, small group, and large group markets, ensuring that premium rates are fair, companies are financially sound, and health care insurance coverage is reliable. While OSI does not have authority over self-funded health plans, where an employer assumes the financial responsibility for paying employee health care claims, Medicaid, Medicare, or TRICARE, OSI plays a vital role in protecting consumers by reviewing premium rates, monitoring insurance company conduct, and licensing producers (formerly known as insurance brokers and agents).
Man City bananas 'brought fun back', says Varadi
Former Manchester City striker Imre Varadi says it was "brilliant to see" the club's fans waving inflatable bananas at Anfield and feels it "brought a lot of fun back".
UK inflation pressures hits three-year high; Nobel prize for economics awarded today
Rolling coverage of the latest economic and financial news
A Spanish-language radio show overflows with voters' frustration in Pennsylvania battleground
Victor Martinez, who runs a Spanish-language radio station in Pennsylvania’s Lehigh Valley, talks about voters’ frustration with everyday realities like higher fuel prices and inflation ahead of next month’s closely contested midterm election
A Spanish-language radio show overflows with voters' frustration in Pennsylvania battleground
Victor Martinez, who runs a Spanish-language radio station in Pennsylvania’s Lehigh Valley, talks about voters' frustration with everyday realities like higher fuel prices and inflation ahead of next month’s closely contested midterm election.
A Spanish-language radio show overflows with voters' frustration in Pennsylvania battleground
Victor Martinez, who runs a Spanish-language radio station in Pennsylvania’s Lehigh Valley, talks about voters' frustration with everyday realities like higher fuel prices and inflation ahead of next month’s closely contested midterm election.
A Spanish-language radio show overflows with voters' frustration in Pennsylvania battleground
Victor Martinez, who runs a Spanish-language radio station in Pennsylvania’s Lehigh Valley, talks about voters' frustration with everyday realities like higher fuel prices and inflation ahead of next month’s closely contested midterm election.
A Spanish-language radio show overflows with voters' frustration in Pennsylvania battleground
Victor Martinez, who runs a Spanish-language radio station in Pennsylvania’s Lehigh Valley, talks about voters' frustration with everyday realities like higher fuel prices and inflation ahead of next month’s closely contested midterm election
O’Mara Named 2026 ‘Guardian of Small Business’
Big Flats Senator Tom O'Mara earned the 2026 'Guardian of Small Business' award. He's one of five senators with a 100% NFIB voting record.
Commentary: Arkansas football challenges No. 15 Tennessee but falls flat in the final 5 minutes
The Razorbacks had a solid defensive game plan and 3 takeaways, and broke out a running attack in the third quarter, but end-game decisions and lack of execution proved costly.
This 345-Million-Year-Old Fossil Fooled Scientists for Decades
A famous Scottish fossil is forcing scientists to rethink what claw-like feet really reveal about the move onto land. Pressed flat inside two slabs of Scottish rock, a 345-million-year-old skeleton seemed to carry some unmistakable signs of life on land. Its four limbs ended in five-digit feet, and the tips of its fingers and toes
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Gears of War: E-Day sells 230K copies
Gears of War: E-Day has sold 230K copies since its advance-access launch on October 1 and full release on October 6. Steam accounts for 168K of those, with Xbox (console and PC) selling 62K. But there’s more to this story, as Xbox makes up the bulk of revenue. E-Day is the best-reviewed Gears game in nearly two decades (and the best one ever made, in my opinion). The Coalition has made a banger here (it’s currently in my top 10 of the year). Despite E-Day’s undeniable quality, this is a soft result. And it’s down to the business model, really. E-Day has made $37M so far, thanks to the Premium upgrade On Xbox, Game Pass is cannibalising much of the premium revenue. Our estimates show that 1.7M folks accessed E-Day via their subscription rather than a copy. But Xbox is having it both ways – or having it halfway, at least – via its Premium Edition Game Pass upgrade. Game Pass subscribers could pay $30 (or their local equivalent) for up to five days of early access starting October 1. Our estimates show that of the 1.7M who accessed E-Day through Game Pass, 722K paid for the upgrade. Between the review embargo lifting on October 1 and the full release, E-Day managed to shift another 250K early-access upgrades – no doubt helped by the campaign’s rave reviews. So despite selling far fewer copies on Steam, Xbox accounts for almost three-quarters of the revenue (roughly $26M of the $37M, versus about $11M on Steam). So “230K copies” undersells the paying audience. Including the 722K upgrades, nearly 950K people actually paid something for E-Day. The $30 upgrade is a halfstep from cannibalisation, but will Xbox go all the way? While E-Day is a sublime game, these are soft numbers for a flagship when Xbox badly needs revenue wins. E-Day sold 62K copies on Xbox against 722K Premium upgrades, so for every one copy sold on Xbox, nearly 12 Game Pass upgrades were sold. The $70 premium SKU is – functionally – dead on Xbox. Normally you can’t see what a Game Pass player would have paid, because the game’s just there in the subscription. But the $30 early-access upgrade estimate shows that 722K people demonstrated they’ll spend real money on this game. In a world without day-one Game Pass, many of these folks would have bought E-Day at $70. They paid $30 for five days early access to something they don’t own. Xbox is, in effect, charging its most valuable customers the least, based on a hangover from a tried-and-exhausted strategy from a previous administration. Those 722K willing-to-pay players generated about $21.7M via the upgrade. If three quarters of this group – mostly US and European audiences – bought E-Day outright, that’s nearly $40M. Of course, Game Pass does bring in meaningful recurring revenue, and E-Day is adding value for hundreds of thousands of subscribers. However, Game Pass is no longer growing, so Xbox is at a crossroads. Xbox is reportedly looking to do a Netflix and bolt on an ad-supported tier to pad it further. But that will just set a new floor, and leadership keeps telling us the priority now is revenue growth, which is subscriber-speak for ARPU. Xbox has already pulled Call of Duty from day-one Game Pass after day-one inclusion hammered its sales, with new CoD titles now arriving on the service around a year late. We know that some Microsoft executives believe the service devalues games outright, and rumours (which Microsoft has dismissed so far, to be fair) suggest that day-one releases could be taken off Game Pass. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe When a game this well-reviewed does this softly on its home platform, the model – not the game – gets brought into question. What else E-Day’s early adopters have played (including this month so far) Looking at E-Day‘s players on Xbox, most have played the franchise before (86% have played Gears 5, 76% Gears 4), and every game on the crossover list is either a shooter or a title from an Xbox-owned studio (though Game Pass is inflating those numbers, of course, more on that later): As for what else Xbox’s E-Day players have played this month, the top three are Fortnite (16%), Roblox (7%), and Call of Duty (6%). Another 5% played Minecraft Dungeons II, which is also on Game Pass and launched a couple of days before Gears‘ advance-access date. Many Game Pass players are happy to check out most big new additions. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Over on Steam, the top crossover games are also mostly shooters (slightly more PC-coded ones), including Space Marine 2, which was itself heavily inspired by Gears: Looking at what E-Day‘s Steam players are into this month shows who they are – as subscriptions don’t skew the data. The top three are Wardogs (13%), Deadlock (12%), and CS2 (10%), so you’ve got the restless shooter crowd checking out the new hotness. A little further down are Helldivers 2 and Space Marine 2, your co-op PVE shooter players who’ll feel right at home in Horde mode. Game Pass is skewing the playtime distribution on Xbox Looking at the playtime distribution in our platform, E-Day players on Steam are – relatively speaking – playing for longer: 54% of E-Day players on Xbox have played for five hours or less (versus 32% on Steam) 19% of Xbox players played for over 15 hours (versus 33% on Steam) 14% of Xbox players played for over 20 hours (22% on Steam) The absolute number of people playing for over 15, 20, and 50 hours is, of course, bigger on Xbox, thanks to the sheer volume of folks who came in through Game Pass (upgraders included). None of that is cause for alarm. Game Pass is the reason Xbox playtime skews lower, as when a game is free to try, people try it and bounce without putting in even an hour (17% under an hour on Xbox versus 6% on Steam). Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe The subscription brings in tourists alongside the committed, dragging down the average even when the game is excellent (but also perhaps winning over the uninitiated). It’s standard across every subscription-included title, on PS Plus too. Forza Horizon 6, for instance, had 11% of its Xbox players bounce under an hour, versus just 2% on Steam. So, Xbox’s crossroads So there we have it. Gears of War: E-Day is an incredible game whose revenues have been stifled by subscription inclusion and exclusivity. It’s the best-reviewed entry in the series in fifteen-odd years, but it still turned into one of the year’s softer flagship launches, not because players didn’t want it, but because Xbox’s own storefront gave its most willing buyers a reason not to pay. Which leaves Xbox at a crossroads. Will it keep making Gears games when the financial returns are this thin and the margins this low? And if it does, does the next one arrive off Game Pass at day one – the way CoD now does, or even on PlayStation? I think it should. Alright, back to E-Day for me! The last word Reply to this email – or reach out here – if you have any feedback for the newsletter – or want to request a game for us to cover. [Alinea Analytics boasts the most accurate PC and console estimates in the business. Game makers use our platform to understand their audience, keep an eye on the competition, monitor sales trends, and spot new opportunities. We equip game studios and financial institutions with accurate data and the confidence to make smarter, data-driven decisions. Want to talk about all things games market data? We’d love to chat!]
Iowa Economy recap: AI lifts economic growth amid higher costs
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