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Donald Trump phones Michigan voters in 11th hour appeal before election

In a ‘tele-rally’ phone call, President Donald Trump called Michigan’s US Senate race the ‘most important’ in state history.

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Nov 1 • 2:21 PM EST • Politics • bridgemi.com
Deep dive
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What to know about the Affordable Care Act's open enrollment period now underway

The sign-up window for the marketplace, also known as Obamacare, starts Sunday in most states and runs through Jan. 15.

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Nov 1 • 2:19 PM EST • Health • nbcconnecticut.com
Three talking points from the Premier League

Arsenal moved top of the Premier League with a statement 1-0 win at Liverpool as Manchester United plunged further into crisis with a 2-0 defeat at Chelsea.AFP Sport looks at three talking points from the weekend's action: Arsenal show grit of champions There are few feats Mikel Arteta has not achieved since taking charge of Arsenal seven years ago but a Premier League win at Anfield had eluded him until Sunday.

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Nov 1 • 2:05 PM EST • Sports • sports.yahoo.com
AP Top 25: Ohio State drops nine spots after loss to USC
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Nov 1 • 2:03 PM EST • Sports • sports.yahoo.com
Baystate Mercy Hospital officially joins Baystate Health system

Baystate Health has integrated Baystate Mercy Hospital and 45 regional medical group entities into its health system while launching a new electronic health record system across its network.

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Nov 1 • 1:09 PM EST • Health • wwlp.com
Illinois health insurance open enrollment begins

CHICAGO — Illinois residents can begin shopping for 2027 health coverage today through Get Covered Illinois, the state-run insurance marketplace, as the annual open enrollment period opens. Open enrollment runs […]

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Nov 1 • 1:05 PM EST • Health • whig.com
More than 70 Minnesota children detained during ICE surge, state report finds

A preliminary report from a council established by Gov. Tim Walz details the toll of the federal immigration crackdown on children, schools and the state’s economy.

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Nov 1 • 1:03 PM EST • Business • startribune.com
FSU Leadership Meeting to Determine Mike Norvell’s Future Following Clemson Loss

Florida State is reportedly evaluating Mike Norvell’s future following another disappointing loss to Clemson amid mounting pressure for change.

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Nov 1 • 12:44 PM EST • Sports • sports.yahoo.com
More than 200 defendants awaiting pre-trial mental health, competency evaluations in Georgia

State officials said wait times have improved significantly, but defendants still wait an average of 72 days for pre-trial assessments.

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Nov 1 • 12:31 PM EST • Health • yahoo.com
Why you can’t wear, bring political gear to a polling place in these states

States have different guidance regarding electioneering at or near a polling place.

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Nov 1 • 12:11 PM EST • Politics • wivb.com
Michigan Football shifts focus to ‘dirty’ Michigan State rivalry game

Michigan earned the win on Saturday, but now quickly turns the page to the “dirty” rivalry game against Michigan State:

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Nov 1 • 12:00 PM EST • Sports • sports.yahoo.com
Ohio State’s Matt Patricia Problem Needs Fixing

The Ohio State Buckeyes were never going to have as potent an offense on Saturday at USC as they’ve had the rest of the last two seasons. Julian Sayin is out indefinitely with an injury to his throwing arm. OSU is into the backup QB portion of its depth chart. That meant on Saturday that […] The post Ohio State’s Matt Patricia Problem Needs Fixing appeared first on HEAVY.

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Nov 1 • 11:51 AM EST • Sports • sports.yahoo.com
Sullivan claims Peltola is 'still lying' about campaign's involvement in Alaska ballot controversy

“There is no way this went on for a year that they weren’t informing her,” Sullivan told CNN's “State of the Union,” two days before Election Day. “She got caught lying, and she’s still lying to the Alaskan people, the media, to all of us.”

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Nov 1 • 11:40 AM EST • Politics • pbs.org
Experts weigh in on final fights and voter turn out ahead of election day

Voters will make several major decisions this election, ranging from the balance of power in Congress, statewide offices and several ballot propositions. Democratic Strategist Steve Maviglio and Republican Strategist Tim Rosales weighed in on the future of the political parties, the final fights ahead of Election Day, and voter turnout so far.

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Nov 1 • 11:25 AM EST • Politics • kcra.com
California Politics 360 full episode | Final push ahead of the election

Voters will decide a number of key races, including who will be California’s next governor, representation in Congress and 14 statewide propositions.

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Nov 1 • 11:25 AM EST • Politics • kcra.com
Why you can’t wear, bring political gear to a polling place in these states

States have different guidance regarding electioneering at or near a polling place.

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Nov 1 • 11:00 AM EST • Politics • thehill.com
Affordable Care Act open enrollment: Americans face higher costs and fewer options

The sign-up window for the marketplace, also known as Obamacare, starts Sunday in most states and runs through Jan. 15

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Nov 1 • 10:34 AM EST • Health • independent.co.uk
Michigan Opens as MASSIVE Favorite vs. Michigan State

Michigan has opened as a 13.5-point favorite over Michigan State ahead of their November 7 rivalry showdown at Michigan Stadium.

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Nov 1 • 10:30 AM EST • Sports • sports.yahoo.com
UN closes Somalia mission, ending three decades of political engagement

The United Nations has closed its political mission in Somalia, ending more than three decades of efforts to help the country rebuild after civil war.The United Nations Transitional Assistance Mission in Somalia (UNTMIS) ceased operations on Saturday after completing a two-year transition requested by the Somali government, the mission said in a statement on X.Its responsibilities have been gradually transferred to Somali institutions, UN agencies and the UN office supporting African Union (AU)

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Nov 1 • 10:28 AM EST • Politics • lemkininstitute.com
Red Wings Legend Nicklas Lidstrom Makes Stunning Boycott Statement

Detroit Red Wings legend Nicklas Lidstrom calls for Sweden to consider boycotting international hockey if Russia is allowed to return.

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Nov 1 • 10:20 AM EST • Sports • sports.yahoo.com
Michigan State Basketball: Top Three Bets for Opening Night

Tom Izzo’s squad kicks off the season against Quinnipiac. Maximize your opening night value by targeting team totals and alternate spreads as the Spartans find their offensive rhythm.

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Nov 1 • 10:06 AM EST • Sports • sports.yahoo.com
Ohio State opens as 9.5-point favorites over Oregon

Ohio State will be looking for a bounce back win over Oregon in Week 10, where the Buckeyes are two-score favorites at home

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Nov 1 • 10:01 AM EST • Sports • sports.yahoo.com
Inside California Politics

(FOX40.COM) — This week on Inside California Politics, Los Angeles real estate developer Rick Caruso joins the show to discuss the L.A. mayoral race. Then host Nikki Laurenzo talks to two political analysts about several propositions and congressional races in the upcoming midterm election. Earlier this week, Caruso announced he would be voting to reelect […]

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Nov 1 • 10:00 AM EST • Politics • fox40.com
Top offensive players in FSU's loss to Clemson

Here are the top offensive players for the Florida State Seminoles in their loss to the Clemson Tigers.

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Nov 1 • 9:45 AM EST • Sports • sports.yahoo.com
Edison's Entertainment Complex Female Athletes Of Month: Edwardsville Girls Cross Country Captures Sectional

Edwardsville won the IHSA Class 3A girls cross country sectional at The Oaks, led by MacKenzie Kerpan, and qualified for the state meet in Peoria.

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Nov 1 • 9:43 AM EST • Entertainment • riverbender.com
CONFIRMED lineups: Racing Santander vs Real Madrid, 2026 La Liga

Real Madrid have published their starting lineup for the upcoming match against Racing Santander in La Liga. Los Blancos made a statement with their impressive 1-2 win in El Clásico and will want to keep their good form and momentum going against a solid home team like Racing. STARTING LINEUPS Racing Santander starting XI (TBC): […]

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Nov 1 • 9:35 AM EST • Sports • sports.yahoo.com
🙂 Positive (30%)
Losing Michigan Senate candidate Haley Stevens: ‘Go vote!’

Her statement comes after days of public discord with Democratic nominee Abdul El-Sayed.

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Nov 1 • 9:30 AM EST • Politics • washingtonpost.com
More than scary costumes: Finding friends, politics and love at Wild Rumpus

From elaborate costumes and political statements to longtime friendships and unexpected proposals, Athens’ 18th annual Wild Rumpus Halloween Spectacle and Parade commenced on Saturday, Oct. 31.

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Nov 1 • 9:22 AM EST • Politics • redandblack.com
NH's Business: NH Public Policy and State Budget

Fred Kocher sits down with Gene Martin, the executive director of the New Hampshire Fiscal Policy Institute.

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Nov 1 • 9:19 AM EST • Business • wmur.com
Colorado has become a hotbed of democracy innovation

We’re just two days from the midterms and a very consequential vote for both Colorado and the country. But don’t expect the midterms to fix everything that is roiling Colorado politics and democracy in general. No matter how the vote turns out Tuesday, there are deep structural issues that still need to be addressed, said […]

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Nov 1 • 9:02 AM EST • Politics • coloradopolitics.com
Health insurers leave millions unpaid for mental health crisis care in California

California counties report millions in denied or underpaid charges for mobile mental health crisis responses, prompting state scrutiny of insurers and calls for enforcement of a law requiring coverage.

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Nov 1 • 9:00 AM EST • Health • mercurynews.com
Steph Curry Has Message for Yaxel Lendeborg After Warriors Comeback

The Warriors erased a 25-point hole against the Lakers, and their star made sure a struggling teammate knew the team still has his back.

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Nov 1 • 9:00 AM EST • Sports • sports.yahoo.com
Business Briefcase: Workshop to explore using AI virtual clinic

SCHUYLKILL HAVEN — People are being alerted to “join Schuylkill LaunchBox,” powered by Penn State, for “an informative virtual workshop exploring how small business owners can use artificial intelligence, social media and influencer marketi…

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Nov 1 • 9:00 AM EST • Business • republicanherald.com
Clash with feds hangs over WA as votes roll in before Election Day

Officials in Washington are confident the election will be fair and accurate even as the Trump administration tries to interfere in states around the country.

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Nov 1 • 9:00 AM EST • Politics • seattletimes.com
Five takeaways from FSU's loss to Clemson

Florida State suffered its third straight loss on Saturday night to the Clemson Tigers. Here are five takeaways from the game.

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Nov 1 • 8:45 AM EST • Sports • sports.yahoo.com
Adirondack Council report examines political, social, environmental forces shaping park

The State of the Park Report praises conservation efforts and criticizes federal rollbacks of environmental protections.

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Nov 1 • 8:00 AM EST • Politics • adirondackexplorer.org
Pennsylvania Health Plans Must Cover Colon Cancer Screening at 45

A new Pennsylvania law requires state-regulated health plans to cover colon cancer screenings at no cost from age 45, including…

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Nov 1 • 7:31 AM EST • Health • northeasttimes.com
2028 in-state WR commits to Florida State

Despite losing to the Clemson Tigers on Saturday night, Florida State got a commitment from 2028 wide receiver Treiy Crenshaw.

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Nov 1 • 7:25 AM EST • Sports • sports.yahoo.com
😐 Neutral (0%)
Vote! Who should be Maps Credit Union boys Athlete of the Week?

This week's boys Athlete of the Week nominees are from Silverton, Dallas, McNary, Blanchet Catholic and Regis. Vote!

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Nov 1 • 7:03 AM EST • Sports • statesmanjournal.com
Colorado’s economic and business environments shift

I’m not prone to exaggeration, so I thoughtfully state that I believe we are living through unusually transformational and precarious times. The pace of technological, geopolitical and economic change is unlike anything I’ve witnessed. My husband recently sent a photo to the family group chat of a gasoline fill-up at $109. Gasoline and diesel prices have surged, with diesel nearly $6.40 a […]

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Nov 1 • 7:00 AM EST • Business • gazette.com
GUEST OPINION: State’s income tax debate must include business growth

Economic development talk in southern Colorado usually centers on landing the next big employer. That work matters. But some of our best opportunities are already here: the local contractor ready to add a crew, the manufacturer pricing out new equipment, the owner thinking about opening a second location. None of those are easy calls. Each […]

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Nov 1 • 7:00 AM EST • Business • gazette.com
Minnesotans urged to join citizen science effort to track and collect ticks

ST. PAUL, Minn.—Researchers in Minnesota are calling on outdoor enthusiasts, hunters, livestock owners and pet owners across the state to aid in a statewide citizen science effort to map and

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Nov 1 • 6:45 AM EST • Science • grandrapidsmn.com
Winners and losers from another frustrating night for FSU

A look at the biggest winners and losers from Florida State’s 36-24 loss to the Clemson Tigers.

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Nov 1 • 6:05 AM EST • Sports • sports.yahoo.com
A busy first year on the job for Dispatch biz reporter Emma Wozniak

It's been about a year since I started covering business and real estate in Columbus, and the pace is showing no signs of letting up.

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Nov 1 • 6:00 AM EST • Business • dispatch.com
Commentary: The vote that will reveal the most about Arkansas’ politics

The Issue 3 vote could reveal a great deal about the state of Arkansas’ politics, and the divides confronting legislators when they meet next year.

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Nov 1 • 6:00 AM EST • Politics • arkansasadvocate.com
Costs surge again for Michigan health insurance plans

Rates for about 400,000 people who purchase their own health plans are up an average of 14.2% ahead of the Nov. 1 start of open enrollment, state regulators announced Wednesday.

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Nov 1 • 6:00 AM EST • Health • theoaklandpress.com
Charles County Health Department Faces Potential Cuts As Demand For Services Grows

LA PLATA, Md. — Charles County’s health department is preparing for a potential 12% cut to the Local Behavioral Health Authority while working to expand access to care for residents. The state requested a plan for the possible reduction, commissioners learned during a biannual health department briefing Tuesday, Oct. 27. According to the Charles County […]

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Nov 1 • 6:00 AM EST • Health • thebaynet.com
New York Giants scouted Clemson vs. Florida State

The New York Giants had scouts spread out over the country this weekend, including at Clemson vs. Florida State.

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Nov 1 • 5:55 AM EST • Sports • sports.yahoo.com
“Most Passionless Head Coach at Michigan Ever”: Fans Sick of Kyle Whittingham After Comments About Upcoming Michigan State Rivalry Game

Kyle Whittingham’s Michigan Wolverines beat Rutgers 28-21 this week. With the victory, the Wolverines improved to 5-3 this season and will face the Michigan State Spartans next Saturday in Ann Arbor.

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Nov 1 • 5:44 AM EST • Sports • sports.yahoo.com
📺 LaLiga off Chinese state TV since the Mbappé ‘meme’

True to its drastic decision, CCTV did not broadcast any LaLiga matches this Saturday, according to checks carried out by the EFE news agency’s bureau in China.The Chinese state broadcaster suspende...

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Nov 1 • 5:36 AM EST • Sports • sports.yahoo.com
Defeat after injury scare

Narrow 1-0 loss to leaders Sturm Graz FC Red Bull Salzburg Women 0-1 SK Sturm Graz (H/T:0-0). Goal: Pulins (46')A collision just moments into the match necessitated the arrival of emergency medical s...

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Nov 1 • 5:04 AM EST • Sports • sports.yahoo.com
Democrats Want to Prove They Can Win in the Rapidly Changing South

The electoral math could become difficult for Southern Democrats, especially if they lag on Tuesday: An influx of new residents means the party that controls Southern states is likely to gain political power after the next census.

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Nov 1 • 5:02 AM EST • Politics • nytimes.com
New statewide political director at business trade group; bank exec retiring after 45 years

Take a look at some of the recent promotions and new hires announced at south Louisiana businesses.

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Nov 1 • 5:00 AM EST • Business • nola.com
“Makes Me Sick to My Stomach”: Dave Portnoy “Disgusted” by Ryan Day and Ohio State Losing to “Soft as Marshmallow” Lincoln Riley

Ryan Day and the Ohio State Buckeyes had a disappointing outing on Saturday. They suffered a humiliating 30-18 road loss to the USC Trojans, ending their five-game winning streak.

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Nov 1 • 4:57 AM EST • Sports • sports.yahoo.com
Pols & Politics: MA Senate advances bill for permanent Daylight Savings Time

The Massachusetts Senate advances a bill to establish permanent Daylight Savings Time, another potato chip manufacturer is leaving the Bay State, and government watchdog groups endorse ‘Yes on 5.’

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Nov 1 • 4:37 AM EST • Politics • bostonherald.com
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WNBA championship: Gabby Williams leads Golden State Valkyries to first title in second season, beating Atlanta Dream 68-63 in Game 7

Gabby Williams scored her teams final 11 points of the third quarter and dazzled through the fourth on the way to 30 points as the Golden State Valkyries captured the WNBA championship in just their second season.

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Nov 1 • 2:45 AM EST • Sports • skysports.com
Gabby Williams writes herself into Bay Area sports history powering Valkyries' Game 7 win

Gabby Williams did not merely step up in Game 7 for the Golden State Valkyries, her 30 points and elite defense sustained Joe Lacob calling her the "best player in the world."

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Nov 1 • 2:31 AM EST • Sports • sports.yahoo.com
Apple’s Secret iPhone 20 Plans Will Completely Rewrite the Smartphone Playbook

iPhone 20 redesign rumors point to a massive 20th-anniversary update in 2027. Apple might skip the iPhone 19 and introduce solid-state haptic buttons.

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Nov 1 • 2:30 AM EST • Technology • geeky-gadgets.com
Obamacare enrollment starts Sunday, more Health Headlines

Open enrollment for the state’s health insurance marketplace, Connect for Health Colorado, starts Sunday, Nov. 1.

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Nov 1 • 1:15 AM EST • Health • gjsentinel.com
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Democrats are used to heartbreak in Texas - will Talarico turn the tide?

The state's $500m Senate race may be the most closely watched in the US midterms, and is about far more than control of Congress.

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Nov 1 • 1:03 AM EST • Politics • bbc.com
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Tri-state people in business: New hires, promotions, recognitions

Cottingham & Butler, of Dubuque, announced the following new hires:

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Nov 1 • 1:00 AM EST • Business • telegraphherald.com
😐 Neutral (0%)
‘Relationship business:’ RE/MAX celebrates 40 years in Dubuque area

As he tells it, Greg Adams became a real estate agent more than four decades ago largely due to a lack of other employment opportunities.

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Nov 1 • 1:00 AM EST • Business • telegraphherald.com
😐 Neutral (0%)
The Avalanche's Quiet Superstar Is Making A Very Loud Statement
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Nov 1 • 1:24 AM EDT • Sports • sports.yahoo.com
Misery Index: Ohio State fans have reason to panic after stunning loss at USC
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Nov 1 • 1:10 AM EDT • Sports • sports.yahoo.com
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Training the Next Generation of Physicians: Why Quality Matters as Graduate Medical Education Expands - Florida Hospital News and Healthcare Report

By Saima Chaudhry, MD Florida is projected to face a shortage of nearly 18,000 physicians by 2035, highlighting the need to expand the state’s physician workforce. As hospitals and healthcare […]

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Nov 1 • 1:03 AM EDT • Health • southfloridahospitalnews.com
Nicklaus Children’s Health System Appoints Brynne McNulty Rojas to Board of Directors - Florida Hospital News and Healthcare Report

Nicklaus Children’s Health System has appointed entrepreneur and investor Brynne McNulty Rojas to its Board of Directors. McNulty Rojas brings expertise in technology scaling, finance, real estate investment and global […]

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Nov 1 • 1:01 AM EDT • Health • southfloridahospitalnews.com
Five Takeaways From Oklahoma State's Heartbreaking Loss to Iowa State

Oklahoma State scored 49 points but fell 51–49 at Iowa State. From special teams mistakes and explosive plays allowed to second-half struggles and costly penalties, here are five takeaways from the Cowboys' heartbreaking loss in Ames.

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Nov 1 • 12:44 AM EDT • Sports • sports.yahoo.com
Ohio State Buckeyes suffer chilling Halloween night loss to USC

Coach Ryan Day showed far more (NSFW) emotion than fans are used to seeing on Halloween night, as his Ohio State Buckeyes were beaten soundly by the USC Trojans by a score of 30-18 at the Coliseum in Los Angeles. Jeremiah Smith made history with his third consecutive season-long accomplishment , but it wasn’t enough as OSU’s offense became nerfed […] The post Ohio State Buckeyes suffer chilling Halloween night loss to USC appeared first on ClutchPoints.

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Nov 1 • 12:24 AM EDT • Sports • sports.yahoo.com
Five takeaways from USC’s 30-18 upset of Ohio State

What did we learn from the Trojans knocking off the No. 2 team in the country Saturday night?

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Nov 1 • 12:19 AM EDT • Sports • sports.yahoo.com
What is Mike Norvell's buyout with Florida State?

FSU would owe Mike Norvell one of the biggest buyouts in college football history if they decide to fire him.

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Nov 1 • 12:18 AM EDT • Sports • sports.yahoo.com
Washington State loses sixth straight game, 26-20

Make it six straight defeats in a continuous tailspin season for the Washington State Cougars. This time it comes at the hands of the San Diego State Aztecs, 26-20. For the last decade or so, losing six games in a season was considered a bad season. Now it’s six straight and eight total on the […]

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Nov 1 • 12:17 AM EDT • Sports • sports.yahoo.com
Big 12 admits that it incorrectly gave No. 8 BYU a first-quarter touchdown in win over Arizona State
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Nov 1 • 12:05 AM EDT • Sports • sports.yahoo.com
Seminoles Given Bag of Tricks by Clemson in Halloween Nightmare

Florida State lost its third consecutive game. Seminoles QB Ashton Daniels turned the ball over four times.

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Oct 31 • 11:51 PM EDT • Sports • sports.yahoo.com
Yahoo Top 10: Ohio State tumbles out of rankings, paving way for a new No. 1
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Oct 31 • 11:42 PM EDT • Sports • sports.yahoo.com
USC takes down No. 2 Ohio State for its biggest Big Ten win yet

The Buckeyes entered the game without star QB Julian Sayin after his shoulder injury against Indiana.

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Oct 31 • 11:08 PM EDT • Sports • sports.yahoo.com
😐 Neutral (16%)
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Austin Reaves' simple statement after awful performance on Friday

Austin Reaves didn't mince words after his second eight-turnover performance in a row.

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Oct 31 • 10:39 PM EDT • Sports • sports.yahoo.com
Incarnate Word takes care of business against hapless Northwestern State

Roy Alexander and Jayden Hibbler shined on offense, and the Cardinals defense smothered the Demons in a dominant performance.

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Oct 31 • 10:31 PM EDT • Business • sports.yahoo.com
Golden State Valkyries defeat Atlanta Dream for franchise’s first WNBA title

The Valkyries won 68 to 63 in Game 7, clinching their first championship on the road.

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Oct 31 • 10:25 PM EDT • Sports • nbcnews.com
High-Signal Publisher
Nicholls Athletics expands partnership with Thibodaux Regional Health System

Nicholls State University’s athletics department announced the expansion of a partnership with Thibodaux Regional Health System in a press conference on Friday. The expansion allows Nicholls athletes—including members of the soccer, tennis, beach volleyball and track programs—access to Thibodaux Regional’s new, National Collegiate Athletic Association-compliant sports complex. The complex allows Nicholls to host competitive and...

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Oct 31 • 10:19 PM EDT • Health • thenichollsworth.com
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Austin Reaves Makes Lakers Promise After Terrible Game

Popular Los Angeles Lakers guard Austin Reaves had a tough performance against the Golden State Warriors and is taking full responsibility. The general counting stats of Reaves weren’t bad with 21 points, 5 assists, and 4 rebounds. However, the 8 turnovers are horrible for any NBA player who isn’t in their rookie season. Reaves took […] The post Austin Reaves Makes Lakers Promise After Terrible Game appeared first on HEAVY.

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Oct 31 • 10:13 PM EDT • Sports • sports.yahoo.com
☹️ Negative (-32%)
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100%
High early voting turnout sets stage for competitive Texas midterm races

High early voting turnout in Texas is building toward a consequential Election Day as candidates make their final pitches statewide.

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Oct 31 • 9:24 PM EDT • Politics • nbcdfw.com
Yakima County health officials report second avian influenza case

YAKIMA, Wash. — The Yakima Health District, working with the Washington State Department of Health, announced a second Yakima County resident tested positive for avian influenza after exposure at a

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Oct 31 • 9:24 PM EDT • Health • nbcrightnow.com
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Gov. Green approves new tie-breaker rule for Hawaii elections

Governor Josh Green has approved a new rule outlining how the state will break ties in future elections.

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Oct 31 • 9:21 PM EDT • Politics • kitv.com
North Carolina A&T issues statement on Elon homecoming brawl

North Carolina A&T Athletics has released a statement regarding the brawl f ollowing the team’s homecoming victory over Elon. Members of the two football teams got into a physical altercation immediately following the game on North Carolina A&T’s sideline. The full statement from North Carolina A&T’s Department of Athletics is below. “An on-field […] The post North Carolina A&T issues statement on Elon homecoming brawl appeared first on ClutchPoints.

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Oct 31 • 9:14 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Kyle Whittingham Ranks Michigan State Among Michigan’s Rivals

Michigan coach Kyle Whittingham reveals where Michigan State ranks among the Wolverines' rivalries and shares his thoughts on Pat Fitzgerald.

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Oct 31 • 9:12 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Penn State's Matt Campbell talks about team after 31-17 win over Purdue
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Oct 31 • 8:45 PM EDT • Sports • centredaily.com
Reflections on a life in physics and the state of science

Sheldon L Glashow, America’s oldest living Nobel laureate for physics, reflects on how the scientific research landscape has changed radically over ...

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Oct 31 • 8:00 PM EDT • Science • universityworldnews.com
Business Owners Have a Window. Most Aren't Ready to Use It. by Tully Ryan

I spend my working life on both sides of a business sale. As an M&A advisor based in Wilmington, I help lower middle market owners across North Carolina, South Carolina and Virginia sell what they've built. As the founder and CEO of IQExit, I work with the bankers, wealth advisors, CPAs and attorneys who sit beside those owners for years before a sale ever comes up. From both seats, I keep seeing the same thing. The market is ready for our owners. Too many of our owners aren't ready for the market. Start with our own backyard. Wilmington's metro area added more than 12,000 residents between July 2024 and July 2025, a 2.6% jump that ranked seventh in the country. It also posted the highest job growth rate of any metro in North Carolina. I see the same pattern in the growth markets I work in across the Southeast. New residents mean new customers and new workers. They also mean new buyers: people who moved here from corporate jobs and want to own something, private equity groups looking for add-ons in HVAC, electrical, landscaping and other trade services, and younger entrepreneurs who would rather buy a running business than start one from scratch. The ownership numbers are hard to ignore. About half of North Carolina's small businesses have an owner who is 55 or older, and roughly 85% of those owners have no succession plan, according to the North Carolina Employee Ownership Center. Nationally, more than half of Baby Boomer business owners have no documented transition plan. That isn't a crisis yet. It's a timing problem. A lot of businesses will change hands over the next decade, and the prepared ones will get the better buyers and the better terms. Buyers have money and they're using it. But an active market doesn't mean a fast one. The IBBA's latest Market Pulse survey found that Main Street deals took six to 10 months from engagement to close in the second quarter, and lower middle market deals took 11 to 12 months. That clock starts after the owner decides to sell. In my experience, the real preparation has to start years before. Two clocks, two playbooks When I sit down with an owner or their advisor, my first question isn't “What's it worth?” It's “When?” The answer puts the owner in one of two groups. If the owner wants out within 24 months, we're in execution mode. There's no time to rebuild the business. The work is cleaning up what a buyer will test: three years of financials that tie to the tax returns, an add-back schedule you can prove, customer and vendor contracts in writing, a lease that can be assigned, and a price the market will actually pay. The goal is certainty to close. If the exit is two to five years away, the owner has something worth more than time. They have choices. That window is where most value gets built, and most owners waste it by waiting. What kills deals In the lower middle market, deals rarely die over the headline price. They die in diligence, or they get retraded late in the process. I see the same causes again and again. The owner is the business. If every key customer relationship runs through the owner's cell phone, a buyer sees risk and a lender sees more of it. The books don't hold up. Buyers spot weak accounting fast. Statements that get revised mid-process, a revolving door in the bookkeeper's chair, revenue tracked on a side spreadsheet, and margins that slip while sales climb with no clear reason all make a buyer nervous. So does an owner who pushes back when asked for documents. And plenty of private owners run personal expenses through the company. Add-backs are normal. Add-backs you can't document turn into a lower offer. The real estate isn't sorted out. Many owners hold their building in a separate LLC. That's fine, but the lease terms or the property sale should be settled before a buyer shows up, not halfway through diligence. Revenue sits in too few hands. Picture a contractor with 40% of its work coming from one builder, or a service company running on handshake deals. Buyers will still look, but the terms shift toward more seller financing, an earnout, or less cash at closing. Owners and advisors: if your exit is three to five years out • Get a baseline now. Find out where the business really stands today: what a buyer would pay, who that buyer is likely to be, and which gaps would hurt you in diligence. You can't fix what you haven't measured, and the answer is often different from what the owner expects. • Make yourself less necessary. Spend the next few years building a manager or small team that can run daily operations and own customer relationships. Put handshake deals into written contracts. A business that runs without its owner is worth more and is far easier to finance. • Clean the books for three straight years. Buyers and lenders look back at least three years. Separate personal expenses, keep the financials tied to the tax returns, track every add-back as you go, and settle the real estate plan early. A word to CPAs CPAs often see a sale coming before anyone else, and you're usually the most trusted voice an owner has. Year-end meetings are the right time to start this conversation. Here's what I'd ask every CPA to do this season with business owner clients over 55: • Ask the timing question. “Do you see yourself owning this business in five years? If not, who takes it over?” Write down the answer and bring it up again at next year's meeting. • Run a proof of cash and review revenue recognition. Make sure the cash in the bank ties to the revenue on the books. Pay close attention to contractors with work in progress and to companies selling memberships or service plans. These issues are easy to fix with years of lead time and painful to fix a month before closing. • Pair the tax return with an exit readiness review. Invite clients to complete IQExit's Exit Readiness Intelligence (ERI) process as part of year-end planning. It gives you and the client a shared picture of readiness gaps and an indicative value range, and the results come back to you as the advisor. That turns a tax meeting into a planning relationship, and it puts you in position to bring in tax and M&A help early, when choices like purchase price allocation can still save the client real money. Changing the conversation For bankers, wealth advisors and attorneys, the hard part is raising the subject without seeming to nudge a client toward the door. I understand that. Nobody wants to tell a 60-year-old owner it's time to sell. So don't. Ask a different question: “If a buyer called tomorrow, what would they find?” That's a planning question, not a pitch, and it's useful whether the exit is two years out or 15. It's the question we built IQExit to help advisors answer. Whether you're in Wilmington, Raleigh, Charleston, Richmond or anywhere else, owners have a real opening right now. The buyers are out there and so is the capital. The owners who come out ahead will be the ones who start getting ready before they're ready to sell.

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Oct 31 • 8:00 PM EDT • Business • wilmingtonbiz.com
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