SCROLL NEWS / DISCOVERY

Search headlines

Find the stories shaping the conversation.

Search mode
Refine results
Active filters Keyword All time

Results for " Riva " 4,007 found 🔀 AI-powered Shuffle

Jamaican sprinter Shericka Jackson opens up on mental health struggle after injury setback: “I still have hope

After sustaining an injury in Switzerland last month, Jackson has brought her season to a close citing struggles with her mental health.

olympics.com logo
Sep 4 • 6:04 AM EDT • Health • olympics.com
Purpose-built stadiums could unlock $1bn in revenue for women’s sports, new report finds

Finding a 'home' for women's teams can help take them to a new level on and off the field. Investment is needed, says a private fund

nytimes.com logo
Sep 4 • 6:00 AM EDT • Sports • nytimes.com
Private equity faces existential crisis in US as unsold companies pile up

Private equity firms and the companies they own employ over 13 million, from startups to rural hospitals and large retailers, but experts’ concerns of collapse are growing

theguardian.com logo
Sep 4 • 6:00 AM EDT • Business • theguardian.com
Cuba opens business ownership to emigrants: ‘Who is going to buy what you are going to sell? How will you finance it?’

Economists say it is one of the biggest transformations of Cuba’s private sector, but question whether the legal system can protect investors

english.elpais.com logo
Sep 4 • 4:15 AM EDT • Business • english.elpais.com
Missouri candidate charged with trying to plant cocaine on his political rival

JEFFERSON CITY, Mo. (AP) — A candidate for the Missouri House made an initial court appearance Thursday on a federal drug charge accusing him of trying to plant

wtop.com logo
Sep 4 • 4:09 AM EDT • Politics • wtop.com
Wilfried Zaha emerges as possible free agent target for Roma

Atalanta is just around the corner, but at Trigoria, one eye remains on the transfer market. The summer transfer window ended without the arrival of the left-back requested by Gian Piero Gasperini, an...

sports.yahoo.com logo
Sep 4 • 2:50 AM EDT • Sports • sports.yahoo.com
When War Pays: Trump, Iran, and the Politics of Private Gain

A Democratic congressional analysis does not prove financial motive, but it highlights a deeper accountability problem when a president can shape energy

counterpunch.org logo
Sep 4 • 1:52 AM EDT • Politics • counterpunch.org
Northern State football 2-0 for first time since 2003

ABERDEEN, S.D. (KELO) — It was another solid night at Dacotah Bank Stadium in Aberdeen where the Northern State Wolves moved to 2-0 for the first time in 23 years with a 31-16 win over conference rivals, Winona State. The Wolves offense continued to run on Kraft, Hank that is as the running back scored […]

sports.yahoo.com logo
Sep 4 • 12:12 AM EDT • Sports • sports.yahoo.com
West Palm Beach mayor gets ethics clearance for private business venture

West Palm Beach Mayor Keith James has been approved by the Palm Beach County Commission on Ethics to start a private business venture while in office, with restrictions to prevent conflicts of interest.

wpbf.com logo
Sep 3 • 6:39 PM EDT • Business • wpbf.com
GOP candidate gets busted trying to plant drugs on his political rival

Thomas Ross allegedly conspired to plant cocaine and Adderall in his Republican rival's purse, but his campaign manager wore a wire for the FBI.

foxnews.com logo
Sep 3 • 6:37 PM EDT • Politics • foxnews.com
Texas A&M-Texas Volleyball Rivalry Lands National ABC Spotlight

No. 12 Texas A&M and No. 9 Texas will meet Nov. 1 on ABC, giving one of the SEC’s hottest volleyball rivalries a major national television stage.

sports.yahoo.com logo
Sep 3 • 6:28 PM EDT • Sports • sports.yahoo.com
Five Things presented by Compass Minerals: Sporting travels to face FC Dallas

Sporting Kansas City hits the road this weekend to take on FC Dallas at Toyota Stadium down in Texas on Saturday night. Kickoff is set for 7:30 p.m. CT and will be available to stream on Apple TV, while the game will also be broadcast locally on the radio via

sportingkc.com logo
Sep 3 • 6:00 PM EDT • Sports • sportingkc.com
Dolly Parton's cousin Richie Owens reveals why singer's funeral was private

Dolly Parton's death was mourned around the world, but her funeral was a private affair.

centraloregondaily.com logo
Sep 3 • 5:39 PM EDT • Entertainment • centraloregondaily.com
Thomas Massie introduces bipartisan "Flock-Off Act"

The cameras have faced scrutiny around the country over privacy concerns.

spectrumnews1.com logo
Sep 3 • 5:20 PM EDT • Politics • spectrumnews1.com
Celtic Tried to Sign Player from Scottish Rivals Before Deadline

Celtic made a failed attempt to sign a player from one of their Scottish rivals before the summer transfer deadline.

sports.yahoo.com logo
Sep 3 • 5:19 PM EDT • Sports • sports.yahoo.com
Guidelines needed as AI embraced by mental health practices

Artificial intelligence (AI) tools are overwhelmingly being used in mental health practices to support administrative tasks, but University of Queensland researchers have found they potentially lack privacy, ...

medicalxpress.com logo
Sep 3 • 5:00 PM EDT • Health • medicalxpress.com
Lavish private bath used by Roman emperor and 'high-status residents' discovered at imperial palace in Serbia

The ancient bath complex was tucked in a tower in the corner of the royal palace and reveals unique architecture.

livescience.com logo
Sep 3 • 4:20 PM EDT • Science • livescience.com
Kevin Zegers, Milla Jovovich added to 'Heated Rivalry' season 2

Kevin Zegers headshot (Courtesy of Kevin Zegers); Milla Jovovich headshot (Photo credit: An Le)

kmaland.com logo
Sep 3 • 4:00 PM EDT • Entertainment • kmaland.com
Meet the Fall 2026 Institute of Politics & Public Service Capitol Campus Fellows | McCourt School of Public Policy

McCourt’s Tech & Public Policy (TPP) spring 2026 visiting fellows includes experts in AI, data privacy and digital governance.

mccourt.georgetown.edu logo
Sep 3 • 3:04 PM EDT • Politics • mccourt.georgetown.edu
Abliteration.ai is making a business out of removing AI guardrails

Abliteration.AI is making powerful AI models without guardrails easier to access, arguing that giving defenders the same tools as bad actors could ultimately improve cybersecurity.

techcrunch.com logo
Sep 3 • 2:37 PM EDT • Business • techcrunch.com
Lucky Money Entertainment Celebrates New Office

Lucky Money Entertainment has opened a new office within Lucid Private Offices, located at [...]

musicrow.com logo
Sep 3 • 2:15 PM EDT • Entertainment • musicrow.com
Missouri candidate charged with trying to plant cocaine on his political rival

A candidate for the Missouri House has made an initial court appearance on a federal drug charge accusing him of trying to plant cocaine and Adderall on his Republican primary opponent.

clickorlando.com logo
Sep 3 • 1:52 PM EDT • Politics • clickorlando.com
😐 Neutral (0%)
Dolly Parton's cousin reveals why singer's funeral was private

Dolly Parton's death was mourned around the world, but her funeral was a private affair.

centraloregondaily.com logo
Sep 3 • 11:07 AM EDT • Entertainment • centraloregondaily.com
Compete Across Entrepreneurial Endeavors in the GTA Online Business Rivalries Event

Put your criminal enterprises to work all throughout September during the GTA Online Business Rivalries Event, steering the invisible hand of the free market in your favor with profitable bonuses for Executives, Bikers, Gunrunners, and Nightclub Owners.

rockstargames.com logo
Sep 3 • 10:07 AM EDT • Business • rockstargames.com
Dolly Parton’s Cousin Richie Owens Discusses Her Health Struggles, Burial: EXCLUSIVE

Richie Owens, who is also the Parton family historian, shared the country music icon wanted a simple, private burial.

today.com logo
Sep 3 • 8:30 AM EDT • Health • today.com
How Silicon Valley used Main Street’s outrage against California privacy law

New changes to the California Internet Privacy Act promise to stop abusive wiretapping suits. They also quietly shield Big Tech from lawsuits.

calmatters.org logo
Sep 3 • 8:00 AM EDT • Business • calmatters.org
Backed By More Than $100M Investment: DEAG Founder Peter Schwenkow's New European Live & Family Entertainment Group

Peter Schwenkow is planning the launch of a new European live and family entertainment group, bolstered by up to €100 million of equity from Swiss private

news.pollstar.com logo
Sep 3 • 6:58 AM EDT • Entertainment • news.pollstar.com
Brain implants fuel U.S.-China bioscience rivalry

The devices are bringing new hope to patients with strokes, Parkinson's disease and other neurological conditions.

axios.com logo
Sep 3 • 5:30 AM EDT • Health • axios.com
High-Signal Publisher
Euro zone overall business growth held steady in August, PMI shows

Growth in the euro zone's dominant services industry slipped to a two-month low in August though solid and broad-based demand kept overall private sector activity on an even keel, a ​survey showed on Thursday.

reuters.com logo
Sep 3 • 4:09 AM EDT • Business • reuters.com
South African rand muted ahead of business activity PMI

The South African rand was little changed in early trade on Thursday ​as a weaker dollar offered support, ‌while locally focused investors awaited the latest private-sector purchasing managers' index (PMI) data.

reuters.com logo
Sep 3 • 2:52 AM EDT • Business • reuters.com
As election looms, Netanyahu turns his focus to his divided base

As Israeli Prime Minister Benjamin Netanyahu seeks reelection, his main concern these days isn’t his political rivals. It’s some of his biggest supporters.

apnews.com logo
Sep 3 • 12:01 AM EDT • Politics • apnews.com
High-Signal Publisher
With his eye on reelection, Israel's Netanyahu turns his focus to his divided base

As Israeli Prime Minister Benjamin Netanyahu seeks reelection, his main concern these days isn’t his political rivals | WBBM Newsradio 780 AM & 105.9 FM

audacy.com logo
Sep 3 • 12:01 AM EDT • Politics • audacy.com
😐 Neutral (0%)
Seminoles MBB Schedule Highlighted By SEC Showdowns

Coach Leonard Hamilton’s squad navigates a grueling non-conference slate featuring a fierce rivalry renewal with Florida and high-stakes road tests against powerhouse Tennessee and Houston programs.

sports.yahoo.com logo
Sep 2 • 11:14 PM EDT • Sports • sports.yahoo.com
It’s official: Cuba finally authorizes Cubans living abroad to own private businesses

The new legal framework published in the Official Gazette is the deepest overhaul of the island’s private sector since small and medium enterprises were legalized in 2021.

miamiherald.com logo
Sep 2 • 4:04 PM EDT • Business • miamiherald.com
Tech parties are becoming major players in the sports ownership industry: Sportscorp's Marc Ganis

Marc Ganis, Sportscorp founder and CEO, joins 'Closing Bell' to discuss the recent spate of sports team sales, the role private equity has played and much more.

cnbc.com logo
Sep 2 • 4:00 PM EDT • Sports • cnbc.com
Phoenix Suns Are Being Slept on According to Former Rival

Infamous franchise villain Robert Horry defies skeptics, betting on a deep roster and elite youth movement to propel Phoenix toward a surprising top-four Western Conference finish.

sports.yahoo.com logo
Sep 2 • 3:00 PM EDT • Sports • sports.yahoo.com
Dell’s new 14S laptop exists to challenge MacBook Neo and, somehow, might be even cheaper

Apple’s MacBook Neo has made waves in the laptop world because it’s a remarkably well-built and reliable laptop at a...

9to5google.com logo
Sep 2 • 1:10 PM EDT • Technology • 9to5google.com
September's first wave of Xbox Game Pass games revealed, and it brings RuneScape to console for the first time

A slow start to September for Xbox Game Pass, although it heralds the arrival of a RuneScape game on console for the first time ever. The first wave of gam

eurogamer.net logo
Sep 2 • 9:25 AM EDT • Technology • eurogamer.net
30 Years of ‘Joe B. and Locker’: Monumental Sports Network Celebrates Capitals Broadcast Duo’s Milestone Season, Announces 2026-27 Capitals Local Broadcast Schedule

MNMT to broadcast 70 regular season and four preseason games, with a special celebration event planned for Joe Beninati and Craig Laughlin at upcoming Capitals game

nhl.com logo
Sep 2 • 9:09 AM EDT • Sports • nhl.com
Yahoo Sports and Apple TV Team Up to Bring “The Cooligans” to a Live MLS Alternate Broadcast

NEW YORK (Wednesday, September 1, 2026) – Yahoo Sports and Apple TV are teaming up this season to deliver an alternate broadcast for select live Major League Soccer (MLS) matches, bringing fans a new way to experience the action with Yahoo Sports experts Alexis Guerreros and Christian Polanco of “The

mlssoccer.com logo
Sep 2 • 8:30 AM EDT • Sports • mlssoccer.com
US private payrolls growth slows in August, ADP says

U.S. private payrolls increased moderately in August, the ADP National Employment Report showed on ​Wednesday.

reuters.com logo
Sep 2 • 8:29 AM EDT • Business • reuters.com
Private sector added 38,000 jobs in August, below expectations, ADP says

The figure reported on Wednesday is below economists’ estimates of an increase of 48,000 jobs. The prior month's reading was revised higher to 46,000.

foxbusiness.com logo
Sep 2 • 8:22 AM EDT • Business • foxbusiness.com
EA SPORTS FC™ 27 Brings Fans Closer to The World’s Game With New Partners, Leagues, and Stadiums

Powered by the support of global football partners, EA SPORTS FC™ 27 captures The World’s Game with unrivalled authenticity. Today, Electronic Arts announced an expanded roster of leagues, clubs, partners and stadiums coming to EA SPORTS FC 27, bringing players closer to the football they love through one of the most authentic representations of The World’s Game. Additions include new and renewed partnerships with a number of major European clubs, the highly anticipated return of Liga MX, and the continuation of EA SPORTS FC’s long-term relationship with the Bundesliga, the ROSHN Saudi League and the A-League. FC 27 AUTHENTICITY “With EA SPORTS FC 27, we’re building on years of bringing our community closer to football,” said James Salmon, Senior Director Partnership Marketing, EA SPORTS FC . “New and renewed partnerships bring more of the clubs, leagues, players and stadiums fans care about into FC 27, with the authenticity they expect from us. Together, they make The World’s Game

news.ea.com logo
Sep 2 • 8:00 AM EDT • Sports • news.ea.com
Wealth Enhancement buys advisory business of Dickerson Jackson & Associates

The business being acquired was set up in 2004and is responsible for more than $376m in client assets.

finance.yahoo.com logo
Sep 2 • 7:39 AM EDT • Business • finance.yahoo.com
Wealth Enhancement buys advisory business of Dickerson Jackson & Associates

The business being acquired was set up in 2004and is responsible for more than $376m in client assets.

Acer’s new MacBook Air rival is nearly a pound lighter than Apple’s laptop

Now Acer is studying the Blade in pursuit of the Air.

theverge.com logo
Sep 2 • 5:30 AM EDT • Technology • theverge.com
August Monthly Review: ChatGPT In Epic

Death, taxes, another frontier lab healthcare launch inspiring truly insane LinkedIn takes. As much as I want to stay away, I repeatedly am the crewman unplugging his ears whenever we pass these sirens. So it’s not the first and probably not the last time we dial up the typewriter rather than tie ourselves to the mast. The full blow-by-blow timeline: Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe The End of the Standalone PHR (Jan 8): ChatGPT Health arrives for consumers, at the time powered by b.well. I was bullish on the approach in that the best way for the PHR to finally solve distribution was to meet consumers were they already are (i.e. When Horizontal Meets Healthcare (Jan 9): OpenAI for Healthcare puts out the shingle for enterprises, with SharePoint ingestion standing in for the EHR integration the product actually needed. Another One: Anthropic’s Healthcare Debut (Jan 16): Claude's version, on HealthEx rails instead of b.well, with Agent Skills for FHIR development as the one true vertical-specific investment. ChatGPT for Clinicians: The Trap Sprung (Apr 24): OpenAI filled in the missing GTM middle with a free product for verified clinicians, effectively peeling the enterprise wrapper off ChatGPT for Healthcare and taking the PLG fight directly to OpenEvidence. OpenAI’s Second Attempt at Health (Jul 31): a relaunch of their patient specific app, now branded Health in ChatGPT, where the privacy partition came out, the connectors thinned, and b.well disappeared in favor of first-party FHIR work against a smaller network Beyond a Shingle So what was announced now? Today, we’re introducing a new electronic health record integration that brings authorized patient context from Epic into ChatGPT for Healthcare, along with the Healthcare Public Data plugin for direct, structured access to official healthcare datasets like PubMed, DailyMed, and CMS Coverage. Together, these capabilities bring ChatGPT closer to the systems and sources healthcare teams trust, while supporting the controls and compliance healthcare work requires. The core portfolio is unchanged from prior announcements we delineated and discussed (aside from the relaunch of patient-facing). Since trade publications still seem to be confusing them by using the wrong names: Enterprise sales motion: ChatGPT for Healthcare Protecting their core product / PLG: ChatGPT for Clinicians Consumer/patient-facing product: Health in ChatGPT So really, this is a feature release (specifically for ChatGPT for Healthcare when it comes to EHR integration). What’s cool about it, though, is that we are moving beyond just putting out a shingle. Everything in the January enterprise launch was horizontalizable: Horizontal tech companies thus generally start verticalization with their “putting out a shingle phase”. Telling the world you’re open for business as a horizontal tech company reliably attracts early inbound interest from buyers who are already trying to force-fit horizontal tools into domain-specific workflows and are eager for any signal that the vendor intends to support their use case more directly. Nothing was really vertical specific, which is exactly what you'd expect from the ultimate hypergrowth horizontal company dipping their toes into specific industries. But eventually you have to stop changing the sign on the door and start changing the product. Can you guess where the horizontal product was going to run out of road? This is the core dilemma writ large: verticalization requires differentiation, while scale economics of consumer and horizontal push toward unification. I’ve buried the lede so deep here it will be painful to some readers, but what should be shocking to no one is that my perspective is that EHR integration is the only path that meaningfully resolves this tension for ChatGPT for Healthcare. Integration with Microsoft Sharepoint is fine, but it is categorically insufficient for any product that hopes to influence clinical decision-making. SMART Money Well here we are, eight months later! Real vertical investment has begun, which surprised a few people. One friend in the industry messaged me: “Absolutely no way Epic gave ChatGPT API access.” Looking forensically at the announcements, the integration is notably read-only across appointment notes, laboratory results, medications, and specialist documentation. So while I’m not a betting man, I'd wager the house this is a SMART on FHIR launch: That sounds a lot like USCDI! The recommended path for the workflow they outline would be SMART on FHIR Their Health AI lead’s post is evocative of both standalone and EHR launch SMART, which another termed “ChartGPT” and “EHR Plugin” The implementation burden for SMART on FHIR is the lowest of the available integrative paths This is the team who literally did patient-facing SMART on FHIR with Epic last month Most importantly, if you’re a horizontal company, you generally still haven’t taken the full plunge and thus (overly) value reusability. SMART on FHIR is the logical compromise: healthcare-specific enough to matter, but standardized enough to reuse. Nobody Asked Judy Another friend asked “I thought they had to go to each health system, or did they go direct to Epic and now health systems opt in?” Given the trust paradigms in healthcare, this functionally cannot be Epic hoovering up all the data for OpenAI and shoving ChatGPT in their customers’ faces (or they would revolt). However, I do believe the aforementioned terrible coverage by TechCrunch and other outlets is probably responsible for that question, given the 325 million reference. When using FHIR as a business associate to an Epic customer, there is no EHR gatekeeping to speak of, as that isn’t how fhir.epic.com works: You register an app You pick your APIs You test against the sandbox APIs You list as “Ready for Production” Hospitals pick your app You test and go live with them Bluntly, nobody had to say yes or no in Verona (nor were they given the chance). Vendor Services (their next developer tier up that I doubt OpenAI is using quite yet in this initial release) certainly has contractual paperwork that some resent, but even there, the twin pressures of mounting antitrust and information blocking make outright gatekeeping increasingly fraught. My friend’s sentiment is, to me, representative of a broader industry neurosis, perhaps a sort of scar tissue of prior eras: people assume the gate is still there and never actually try the door. There are certainly other ways Epic (and any EHR) can put its thumb on the scale, but they are not so dumb as to stand in front of a federally mandated API and play bouncer at this exact moment in time. So I think they can and probably should go deeper, as this release is at best parity and at worst behind vertical-specific competition. OpenEvidence did a basic SMART launch with Sutter Health in February, allowing for more convenient evidence search by providers. They then add patient-context (the equivalent SMART on FHIR flow to what we see here) when Cedars-Sinai went enterprise-wide in May. UpToDate has four distinct applications across deeper workflows like patient engagement listed in Epic Showroom and announced a partnership with Epic to power Art at UGM Abridge and other ambient scribes have invested deeply into the deepest bidirectional clinical copilot workflow with integrations well beyond SMART on FHIR. In that light, the “Who is OpenAI primarily targeting here?” is clear. This release brings them into striking distance of OpenEvidence, but not the others quite yet. They are the only one of the three you can reach without building something truly Epic-specific. When will they go further? Competition is a great motivator to overcome the horizontal demons and start building things that can’t be reused: not across industries, not across EHRs, maybe not past the customer you built them for. That’s the price of actually verticalizing. The question is if and when OpenAI will be willing to pay it. Month in Review Here is the monthly review. As a reminder, this is a regular round-up of the month’s posts and other content to surface things you may have missed across regulation, litigation, interoperability, and beyond. AI assistance is used in these bullet summaries so I can focus on articles. Articles Published: None this month Video Content: The Information Exchange: Standards-based Thruple Edition (Aug 14): Back to school for us too, with Brad reporting in from the CMS Health Tech Ecosystem’s one year anniversary in DC. We get into the January CMS-0057 deadline, the fall rulemaking reading list, and why enrollment still keeps most apps off FHIR. The Information Exchange: Epic Dúnadan Edition (Aug 25): A UGM roundup with Ryan Brickner joining for the first time to check our takes against what the building actually thinks. Rangers, Ergo sitting on top of EHI, and a down-market lineup that needs some cuts. Regulatory: Stacked Deck, Bad Hand (Aug 05): ONC’s website refresh took the entire HIT Policy Committee record with it, so I rebuilt the archive and went looking for the regulatory capture story everyone assumes is buried in there. Stacking the deck and winning the hand turn out to be very different things. The Sixth Generation of Patient Access (Aug 19): A quick catalog of the five generations of patient access we’ve layered on since HIPAA, and the two candidates now competing to be the sixth. One is planned. The other is the market routing around the plan entirely. Court cases: Three Cases Walk Into a Docket (Aug 06): Two surprise settlements cleared the board in a single week, and then Judge Maddox dropped ninety-four pages on Vyne v. Henry Schein. The sleeper is a DMCA holding that makes direct-to-database a considerably riskier business model. Epic v. Health Gorilla: Into the MDL (Aug 10): Nine class actions are headed to Miami, and the Panel signaled it wants to bring the case that spawned them along too. That would leave Epic arguing the requests were obviously fraudulent in one courtroom and unknowable in the other. Amazon v. Perplexity: Agents Are Legalized! (Aug 11): The Ninth Circuit vacated the injunction against Comet, holding that the user is the one accessing the servers rather than the company that built the agent. A real win for agentic access, and a much narrower one than the headline suggests. Veeva v. Epic: Come At Me, Bro (Aug 26): Epic’s response brief wants the dismissal affirmed and, unusually, wants the opinion published as precedent. Buried in it is Epic’s own description of what its non-competes actually prohibit, which current and former employees should read closely. EHRs: The Contract Epic Would Never Sign Today (Aug 04): A 1999 SEC exhibit catches Epic licensing nearly its entire product line, Tapestry included, to the company that became TriZetto. The marketing services menu attached to it is the part that will make you blink. Forecast from Verona (Aug 07): The Epic Almanac makes one argument six different ways: the AI is only as good as the networks behind it. Emmie headlines, Art’s context stack is the most ambitious part, and Penny finally gets an autonomous coding date on the calendar. Works With Epic MyChart (Aug 17): Epic’s first new Showroom category since the death of Workshop certifies hardware instead of software, badge on the box and all. Made for iPhone, but for blood pressure cuffs, and rough news for anyone selling the RPM stack sitting in between. UGM Hot Takes 2026 (Aug 20): Everyone else covered the AI announcements, so I went after Savvy deleting the payment gateway, Rangers as Boost with the timer removed, and a down-market lineup with too many entries. Plus the Health Grid tidbits I cannot help myself on. MyChart Central Grows Up (Aug 24): Device data and Emmie turn Epic’s identity hub into a full consumer platform, which is both a logical answer to ChatGPT and a bit of a mistake. It also happens to be the best scraping target Epic has ever shipped. Industry Analysis: The Wrong Yardstick (Aug 12): Vertical software keeps getting judged against Superhuman and Notion, which is the wrong bar entirely. Your user is comparing your product to a whiteboard and forty phone calls before lunch. Primitives vs. Abstractions (Aug 27): Developers want building blocks, systems of record prefer to hand out business logic, and both sides have a real case. There’s no test from the outside that separates the engineering reason from the competitive one, which is why this keeps ending up in court. Cross-industry Comparisons: The Two Kinds of Platform Power (Aug 18): Attention power and record power are different problems that keep getting handed the same regulatory toolkit. Congress’s latest swing at Big Tech shows both what’s possible and where it falls apart. The Dogs of (Platform) War (Aug 21): A CourtListener alert turned up a property management fight with healthcare’s exact shape and none of the Cures Act. Shell prospects, ghost accounts, a notetaker bot that came back to haunt someone, and a lawyer arguing both sides of the same theory in two states. Fractals All the Way Down (Aug 31): Yardi dominates property management right up until you zoom into one segment, where AppFolio owns it outright and Yardi doesn’t appear at all. Where you draw the line around a B2B software market is about to decide an awful lot of cases. Other News: If Judy Had the Courage (Aug 13): A short eulogy for the era when software was allowed to look insane: WinAMP, bold colors, and everything the grey chatbot era has taken from us. External Media: Portland Monthly Health Tech Meetup: Erin O’Brien channeled my own feelings - maybe it’s just because it’s August and beautiful, but the monthly edition of the PDX Health community meetup was a ripper. Make sure to reach out if interested to join for the next one. STAT’s Coverage of Epic This Month: Brittany Trang of STAT did a fantastic job of breaking the FTC investigation that’s been lurking, as well as UGM related coverage, so I had to give her her wish of a meme. Fall Conferences: I’m pumped to be kicking off my fall conference season in NYC at Nabla Accelerate next month, which Chrissy provided the link to apply for. Here’s the rest of my schedule in case you want to meet up: Commonwell (Redwood Shores, CA): Oct 13-14 Open@Epic (Madison, WI): Oct 21-22 eHealthExchange (Austin, TX): Oct 27 Sequoia Project (Austin, TX): Oct 28-29 HLTH (Vegas): Nov 15-18 RSNA (Chicago): Nov 29-Dec 3 Posts I Liked: HTI-6 Should Unbundle API Certification: Josh Mandel makes the case that HTI-6 should split (g)(10) into separate authorization and data certifications, so a PACS or a genomics platform can certify only the role it actually performs. Imaging is the urgent example, but the structure solves a much bigger problem. On implementing ePrior Auth with Epic: Scott Rossignol’s field notes from a live ePrior Auth build on Epic, including the two app registrations nobody warns you about and the CPT mapping problem waiting at the end. CMS-0057 implementations are going to be such a beast. Healthcare point solutions are starting to look a lot like streaming services: Spencer Dorn runs the cable-to-streaming arc against health IT and lands squarely on the bundling half of the cycle. Bundling can be good! It can also be bad! Life is nuanced. Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

healthapiguy.substack.com logo
Sep 2 • 5:05 AM EDT • Health • healthapiguy.substack.com
Celtic chase full-back Lotomba

Celtic linked with a host of new arrivals as Rangers await bids for star midfielder...

sports.yahoo.com logo
Sep 2 • 3:33 AM EDT • Sports • sports.yahoo.com
All 16 new Russian Starlink-rival satellites short of target orbit

The 16 satellites form the second batch of the Rassvet-3 constellation, which now only has 12 out of 32 launched satellites set for long-term orbit.

businessinsider.com logo
Sep 2 • 2:08 AM EDT • Business • businessinsider.com
New Signing: Malick Fofana

Black Cats beat Premier League rivals to secure Belgian international winger

sports.yahoo.com logo
Sep 2 • 1:00 AM EDT • Sports • sports.yahoo.com
Sunderland sign Belgian winger Malick Fofana

Sunderland have completed the signing of Lyon winger Malick Fofana in a club-record £30.8m deal after an extraordinary Deadline Day saga involving Crystal Palace, one medical and two private jets.The...

sports.yahoo.com logo
Sep 1 • 8:00 PM EDT • Sports • sports.yahoo.com
Advocates want more support for private colleges in state budget

Good government group NYPIRG has been sounding the alarm over funding levels for months.

spectrumlocalnews.com logo
Sep 1 • 7:11 PM EDT • Politics • spectrumlocalnews.com
Keurig Dr Pepper sells stake in Chobani ahead of split; Corgan enters new market with M&A

Keurig Dr Pepper is selling its stake in Chobani and using the proceeds to reduce debt ahead of a planned split. Private equity firm Align Capital Partners completed an exit, while architecture firm Corgan revealed its latest acquisition to enter another fast-growing market. Read on to learn about these deals and more as September gets off to a quick start.

bizjournals.com logo
Sep 1 • 3:45 PM EDT • Business • bizjournals.com
Rocket boosts bid to woo UWM brokers with new program, referral bonus

UWM pushed back on Rocket’s effort, saying its rival's new program relies on cash incentives rather than technology and service.

detroitnews.com logo
Sep 1 • 2:29 PM EDT • Business • detroitnews.com
Deep dive
😐 Neutral (10%)
wow
46%
ahah
27%
love
27%
Lenovo’s ‘Pen Pro for Googlebook’ hits Bluetooth SIG with wireless charging and gestures

With Google’s private media event in New York City just around the corner, the hardware surrounding the launch of Googlebook continues to leak out left and right. While we’ve spent plenty of time...

chromeunboxed.com logo
Sep 1 • 2:28 PM EDT • Technology • chromeunboxed.com
Man City agree joint British record Enzo Fernandez move

Chelsea have agreed to sell midfielder Enzo Fernández to Manchester City for £125 million ($169 million), as Mykhailo Mudryk and Tosin Adarabioyo prepare to make deadline-day moves to rivals Tottenham. With the 11 pm (2200 GMT) deadline fast approaching, the Press Association understands a British record-equalling deal has been struck to take the Argentina international to the Etihad Stadium.

sports.yahoo.com logo
Sep 1 • 2:18 PM EDT • Sports • sports.yahoo.com
Nestle Inks $1 Billion Deal to Sell Health-Supplements Brands to Private Equity Firm

Nestle will sell its mainstream vitamins, supplements and minerals business to Yellow Wood Partners, the latest move to tighten its portfolio and focus on core categories.

wsj.com logo
Sep 1 • 1:44 PM EDT • Business • wsj.com
Nestle Inks $1 Billion Deal to Sell Health-Supplements Brands to Private Equity Firm

Nestle will sell its mainstream vitamins, supplements and minerals business to Yellow Wood Partners, the latest move to tighten its portfolio and focus on core categories.

wsj.com logo
Sep 1 • 1:44 PM EDT • Health • wsj.com
Yellow Wood Partners Agrees to Acquire Nestle's Holistic Health Platform of Leading Vitamins, Minerals and Supplements Brands

/PRNewswire/ -- Yellow Wood Partners ("Yellow Wood"), a private equity firm focused exclusively on investing in consumer brands and companies, today announced...

prnewswire.com logo
Sep 1 • 1:00 PM EDT • Health • prnewswire.com
Nestle to divest mainstream supplements business for $1 billion

Nestle on Tuesday agreed to divest Holistic Health platform, its mainstream vitamins, ​minerals and supplements (VMS) business, to private equity firm Yellow Wood Partners ⁠for $1 billion, according to a ‌statement from the two ​companies.

spokesman.com logo
Sep 1 • 1:00 PM EDT • Business • spokesman.com
Penguins and First National Bank Announce Fourth Annual ‘FNB Small Business Development Camp’ Program for Local Pittsburgh Businesses

The Pittsburgh Penguins and First National Bank, the largest subsidiary of F.N.B. Corporation, will be hosting the fourth annual FNB Small Business Development Camp, designed to assist locally owned small businesses in the Pittsburgh area. Five local businesses will be selected to participate in a six-week training program consisting of

nhl.com logo
Sep 1 • 12:55 PM EDT • Business • nhl.com
Google Pics is a Canva rival, and it's now available for all

Google Pics is the company's Canva rival, and this AI-based image design app is now broadly available if you want to try it out.

androidauthority.com logo
Sep 1 • 12:00 PM EDT • Technology • androidauthority.com
How SBGA Helps Small Businesses Build Operations That Keep Up With Growth

. According to the U.S. Small Business Administration, small businesses account for the vast majority of American companies and employ nearly half the private-sector workforce.

usatoday.com logo
Sep 1 • 11:54 AM EDT • Business • usatoday.com
Samsung launches new 14-inch MacBook Neo rival with 25-hour battery life

The Samsung Galaxy Book 6 has been officially unveiled, and it stands as a new rival to the MacBook Neo with its 14-inch display. It’s powered by the Intel Wildcat Lake processors and has a rated battery life of up to 25 hours. The starting price is $799.

notebookcheck.net logo
Sep 1 • 12:58 AM EDT • Technology • notebookcheck.net
Former Dallas Cowboys RB With ‘Maturity Issues’ Signs With Eagles

Dallas Cowboys running back and 2025 draft pick Jaydon Blue signs with NFC East Division rival. The post Former Dallas Cowboys RB With ‘Maturity Issues’ Signs With Eagles appeared first on HEAVY.

sports.yahoo.com logo
Aug 31 • 11:01 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Know Your Sabres Enemy: Boston Bruins

As part of an ongoing series on TheHockeyNews.com, we're breaking down each of the Buffalo Sabres' Eastern Confererence rivals in 2026-27. And in this file, we're looking at the Boston Bruins. The Sabres beat the Bruins in the regular-season and post-season last year, but can Buffalo do it again?

sports.yahoo.com logo
Aug 31 • 7:33 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Ground breaks on $50 million sports and entertainment complex in Amherst

Located near ice rinks, softball diamonds and a golf course, the privately funded project is seen as the next step in making Maple Avenue a sports hub.

btpm.org logo
Aug 31 • 3:57 PM EDT • Entertainment • btpm.org
Flock Safety cameras face bipartisan scrutiny over privacy and misuse

The issue drew renewed attention after the arrest of a Kentucky police officer accused of misusing the cameras to track his ex-girlfriend more than 2,000 times

spectrumlocalnews.com logo
Aug 31 • 3:14 PM EDT • Politics • spectrumlocalnews.com
Former Patriots draft pick claimed on waivers by rival Dolphins

The Dolphins have reportedly claimed former Patriots defensive back Marcellas Dial on waivers.

sports.yahoo.com logo
Aug 31 • 3:01 PM EDT • Sports • sports.yahoo.com
Sporting KC Weekly Schedule: Sept. 1-5, 2026

Sporting Kansas City II News: The official source for all SKC II news, photos, videos, highlights, and more.

sportingkc.com logo
Aug 31 • 1:39 PM EDT • Sports • sportingkc.com
Deep dive
😐 Neutral (7%)
love
100%
Experience Bayou Sol: The only full service aerial entertainment company in SWLA

The Lake Charles based company is the only aerial entertainment company in Southwest Louisiana, offering performances, workshops, private lessons and entertainment for a variety of events.

kplctv.com logo
Aug 31 • 1:36 PM EDT • Entertainment • kplctv.com
Mamdani Taps RXR’s Rechler for Business Advisory Council

Mayor Mamdani appointed 15 business leaders, including RXR's Scott Rechler, to a quarterly council advising on private-sector policy.

yahoo.com logo
Aug 31 • 11:56 AM EDT • Business • yahoo.com
Private Equity Wants to Invest in College Sports. Some Schools Are Wary.

As desperate as many athletic programs are for money, they are proceeding cautiously when it comes to deals with private equity.

nytimes.com logo
Aug 31 • 11:22 AM EDT • Sports • nytimes.com
Just announced! Colts 2026 gameday giveaways, entertainment and promotions

Special themes include the debut of the Colts new NFL x Nike Rivalries uniform, a celebration of Colts Legend Adam Vinatieri, Kicking the Stigma, Indiana Nights, Salute to Service and more.

colts.com logo
Aug 31 • 10:00 AM EDT • Entertainment • colts.com
Garmin Cirqa review: A fine but utterly inessential smart band

Garmin's Cirqa band lacks the software and AI insights to make it a true Whoop rival.

engadget.com logo
Aug 31 • 10:00 AM EDT • Technology • engadget.com
OpenAI's ad business shows blistering growth, hits $1 billion annualized revenue run rate

OpenAI's move to serve ads in ChatGPT earlier this year drew ridicule from its chief rival, Anthropic, in the form of a Super Bowl commercial.

cnbc.com logo
Aug 31 • 9:00 AM EDT • Business • cnbc.com
Amazon makes Alexa+ free on compatible Fire TVs

Amazon's Alexa+ rolls out free to Fire TV devices across the U.S., but hands-free microphones and stored voice data raise key privacy questions.

foxnews.com logo
Aug 31 • 6:51 AM EDT • Technology • foxnews.com
Who is behind Monarch Collective? The 10,000-fan bet that changed women’s soccer investment

Understanding the private-equity fund behind several successful women's sports ventures

nytimes.com logo
Aug 31 • 6:00 AM EDT • Sports • nytimes.com
Call of Duty: Modern Warfare 4 beta Steam numbers haven't budged in the second weekend, despite Warzone's arrival and transformative patch

Although many would argue the second beta weekend of Call of Duty: Modern Warfare 4 was better in key ways, the numbers seemingly didn't reflect that.

eurogamer.net logo
Aug 31 • 4:35 AM EDT • Technology • eurogamer.net
Private property rights challenge rural Colorado communities

If there were ever a topic I believe deeply in, it’s private property rights. If there were ever a topic that leaves me in a moral conundrum more often than not, it’s private property rights. The northern portion of Weld County is where towns like Grover and Hereford are hunkered down against the wind. It’s […]

coloradopolitics.com logo
Aug 31 • 2:45 AM EDT • Politics • coloradopolitics.com
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism

Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.

news4jax.com logo
Aug 31 • 12:07 AM EDT • Politics • news4jax.com
😐 Neutral (4%)
sad
100%
Japan-South Korea business panel launched to address low birth rate

The group aims to enable the two countries to share knowledge and experiences in seeking solutions to their demographic challenges through private-sector cooperation.

japantimes.co.jp logo
Aug 30 • 10:34 PM EDT • Business • japantimes.co.jp
Dolly Parton laid to rest in private Nashville funeral

Dolly Parton was laid to rest in a private Nashville service attended by immediate family following her death at age 80, her great-niece shared on Instagram.

latimes.com logo
Aug 30 • 9:20 PM EDT • Entertainment • latimes.com
Between Two Bruins: Daily Bruin Sports answers the top questions about the 2026 season

UCLA football is days away from opening the 2026 campaign against former Pac-12 rival California. Daily Bruin Sports gathered some of the biggest questions surrounding the squad in its first season under coach Bob Chesney.

dailybruin.com logo
Aug 30 • 8:00 PM EDT • Sports • dailybruin.com
Dolly Parton laid to rest in private Nashville burial

Dolly Parton was laid to rest in a private burial in Nashville on Friday, three days after the country music legend died at age 80.

kake.com logo
Aug 30 • 6:01 PM EDT • Entertainment • kake.com
Deep dive
😐 Neutral (15%)
wow
38%
love
31%
sad
31%
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning

On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

outbreaknewstoday.substack.com logo
Aug 30 • 2:52 PM EDT • Health • outbreaknewstoday.substack.com
Dolly Parton laid to rest in private Nashville funeral, family confirms

Parton was laid to rest Friday in a private Nashville funeral, her great-niece confirmed. Tennessee also moved to rename Nashville's airport in her honor.

yahoo.com logo
Aug 30 • 12:46 PM EDT • Entertainment • yahoo.com
Apple Caught Off Guard by AI Demand for Mac Mini and Mac Studio

Apple's unusually timed announcement of new Mac mini and Mac Studio models this week was driven by unexpectedly strong enterprise appetite for AI hardware, according to The Information. Apple normally releases new Mac models in the autumn, closer to October or November, making this week's announcement unusually early, falling just before the anticipated arrival of new iPhone models. The Information says that the AI-driven boom in Mac Studio and Mac mini sales is behind the early launch.

macrumors.com logo
Aug 30 • 11:52 AM EDT • Technology • macrumors.com
Dolly Parton ‘laid to rest’ in private Nashville funeral

Dolly Parton’s friends and family gathered for an intimate funeral honoring the Queen of Country, following her death on Aug. 25.

ew.com logo
Aug 30 • 11:18 AM EDT • Entertainment • ew.com
This baby boomer vs. Gen X Senate race emerges as key test of generational change in U.S. politics and what age is too old for Congress

Sen. Ed Markey is 80, while his rival, Rep. Seth Moulton, is 47.

fortune.com logo
Aug 30 • 11:05 AM EDT • Politics • fortune.com
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices

Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.

Deep dive
😐 Neutral (6%)
wow
43%
love
35%
ahah
22%
Progressive candidate is gaining on top two rivals in N.H. congressional race

While the establishment-backed top contenders, Stefany Shaheen and Maura Sullivan, are locked in a close contest, a progressive push by Carleigh Beriont may be gaining momentum.

bostonglobe.com logo
Aug 30 • 6:00 AM EDT • Politics • bostonglobe.com
UAlbany football notches season opening win in Perkovich’s debut

The Great Danes defeated CAA rival New Hampshire 28-14 Friday night at Casey Stadium.

spectrumlocalnews.com logo
Aug 30 • 6:00 AM EDT • Sports • spectrumlocalnews.com
Recap: Sporting falls to defeat vs. Vancouver

Sporting Kansas City (4-15-3, 15 pts.) fell to a 3-2 defeat against the Vancouver Whitecaps (13-4-4, 43 pts.) at Sporting Park on Saturday night. First-place Vancouver got goals either side of halftime from Thomas Muller, Brian White and Rayan Elloumi to seal the victory. Head coach Raphael Wicky made three

sportingkc.com logo
Aug 30 • 12:39 AM EDT • Sports • sportingkc.com
Minnesota Timberwolves Facilitate Trade to Finalize Jonathan Kuminga Signing

The Minnesota Timberwolves have found the financial solution needed to make Jonathan Kuminga’s arrival official. Minnesota agreed Friday night to […]

sports.yahoo.com logo
Aug 29 • 9:00 PM EDT • Sports • sports.yahoo.com
Trump administration faces pushback after looking to privatize land on Yosemite National Park

A plan being considered by the Trump administration to allow a developer to use a portion of Yosemite National Park land is facing strong opposition from elected officials and conservationists, reflecting broader concerns about privatizing some of the country’s most cherished landmarks.

cnn.com logo
Aug 29 • 8:53 PM EDT • Politics • cnn.com
A new browser feature hides which website you're visiting from your ISP, and it has nothing to do with a VPN

Security and privacy requires layers, and this is the latest piece of the puzzle.

makeuseof.com logo
Aug 29 • 4:30 PM EDT • Technology • makeuseof.com
Player availability report, presented by Orlando Health Jewett Orthopedic Institute: Orlando Pride vs Utah Royals

Here is this week's player availability report, presented by Orlando Health Jewett Orthopedic Institute, for Sunday's home match vs Utah Royals

orlandocitysc.com logo
Aug 29 • 8:00 AM EDT • Health • orlandocitysc.com
Player status report, presented by Orlando Health: Orlando City SC at Minnesota United

Here is the Player Status Report, presented by Orlando Health, for Saturday's away match at Minnesota United

orlandocitysc.com logo
Aug 29 • 8:00 AM EDT • Health • orlandocitysc.com
How to Run a Chatbot on Your Own Computer

Installing a large language model on your personal computer gives you a handy digital assistant that won’t compromise your data privacy.

wired.com logo
Aug 29 • 6:00 AM EDT • Technology • wired.com