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Results for " Company " 6,936 found 🔀 AI-powered Shuffle

Waystar touts bigger health system wins and growing AI pipeline

Healthcare payment software maker Waystar again outperformed analysts’ estimates in the third quarter as the company builds out new artificial intelligence capabilities and drives growth by adding | Waystar again outperformed analysts’ estimates in the third quarter as the company builds out new AI capabilities and drives growth by adding new customers and selling more of its platform to existing clients.

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Nov 4 • 12:00 PM EST • Health • fiercehealthcare.com
New Orleans company, Robinson Carbon, to invest $16M in biochar facility in central Louisiana

"Biochar has been around long time. We're not reinventing the wheel; we're just putting together a bigger wheel that spins more consistently as we develop commercial markets for these products."

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Nov 4 • 12:00 PM EST • Business • nola.com
CVS Will Split Pharmacy Business Into Separate Company

CVS Health says it wants to divide itself into two independent public companies. The planned separation will create two entities,

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Nov 4 • 11:42 AM EST • Business • pymnts.com
MacBook Neo 2 is coming, and Apple reportedly expects a massive hit

Apple has a MacBook Neo 2 rumored for early 2027, and a new report from Digitimes indicates the company is expecting it to be a massive hit.

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Nov 4 • 11:33 AM EST • Technology • 9to5mac.com
Earth Science Tech (ETST) Wins Through the Inherent Operating Leverage of Its ‘Conglomerate’ Business Model

Austin, Texas, November 4th, 2026, FinanceWireEarth Science Tech (OTCQB: ETST) is a strategic holding company that brings together innovative businesses across the healthcare, pharmacy, technology and telemedicine, real estate, and consumer products spaces. Its primary operating strategy is to cont…

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Nov 4 • 11:32 AM EST • Science • tradingview.com
Sioux Falls development firm joins national agricultural advisory company

Sioux Falls-based A1 Development Solutions has joined Pinion, a national food and agriculture business advisory and accounting firm.

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Nov 4 • 10:45 AM EST • Business • siouxfalls.business
CVS Health Is Breaking Up. Is The Blue Wave To Blame?

A Democratic Congress would have tried to force the breakup.

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Nov 4 • 10:44 AM EST • Health • investors.com
Global Entertainment Holdings Highlights PyX Wallets Business Combination and Smart Wallet Development Plans

Global Entertainment Holdings, Inc. (USOTC:GBHL) announced the release of a video interview with PyX Wallets Chief Executive Officer Ryan Contardi, outlining the company’s product development strategy following the recently completed business combination between the two businesses.

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Nov 4 • 10:42 AM EST • Entertainment • finance.yahoo.com
Kraft Heinz to divest its North American coffee business in $650 million deal

Kraft Heinz will divest its North American coffee business to private equity firm One Rock Capital Partners as CEO Steve Cahillane works to revive the company.

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Nov 4 • 10:33 AM EST • Business • cnbc.com
I was afraid of layoffs. So I started my own company.

Erika Sinner grew up in poverty in Missouri before starting as a receptionist and building a $13 million pharmaceutical marketing firm.

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Nov 4 • 10:26 AM EST • Business • businessinsider.com
CVS Health CEO on splitting into two companies: ‘We’re doing it out of a position of strength’

CVS CEO David Joyner joins 'Squawk on the Street' to discuss the company splitting in two, Q3 earnings, and more.

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Nov 4 • 10:03 AM EST • Health • cnbc.com
As Holidays Approach, No One Cares About Amazon’s Biggest Business

Amazon quietly became America's largest company by revenue, yet holiday shoppers and Wall Street investors seem far more focused on its AI ambitions than its massive e-commerce engine, and that split attention may be hiding a serious risk.

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Nov 4 • 9:45 AM EST • Business • finance.yahoo.com
Arista Says Its AI Business Will Double to $7 Billion

Arista's CEO just handed Wall Street a 2027 revenue target that blew past consensus by nearly $2 billion, but buried inside that bullish call is a slower-growing business that raises real questions about whether the AI boom can carry the whole company.

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Nov 4 • 9:29 AM EST • Business • finance.yahoo.com
PAVS Subsidiary 2Lab3 Launches AniMano+, an AI-Native Digital Entertainment Streaming Platform, on the Apple App Store

NEW YORK, NY / ACCESS Newswire / November 4, 2026 / Paranovus Entertainment Technology Ltd. NASDAQ:PAVS ("PAVS" or the "Company") today announced that its subsidiary, 2Lab3, launched AniMano+, an AI-native, vertical-first short-form dramas and animation streaming app, on the Apple App Store on Octo…

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Nov 4 • 8:45 AM EST • Entertainment • tradingview.com
PAVS Subsidiary 2Lab3 Launches AniMano+, an AI-Native Digital Entertainment Streaming Platform, on the Apple App Store

NEW YORK, NY / ACCESS Newswire / November 4, 2026 / (NASDAQ:PAVS) ("PAVS" or the "Company") today announced that its subsidiary, 2Lab3, launched AniMano+, an AI-native, vertical-first short-form dramas and animation streaming app, on the Apple App Store on October 23, 2026.AniMano+ combines storytelling and creative expertise with AI-enabled content production capabilities to develop entertainment for global audiences.

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Nov 4 • 8:45 AM EST • Entertainment • finance.yahoo.com
Apple May Phase Out Non-Touch High-End MacBook Pros

Apple will likely consolidate its high-end MacBook Pro lineup around touchscreen models, according to Bloomberg's Mark Gurman. Writing in his latest "Power On" newsletter, Gurman questioned whether Apple would keep updating its high-end MacBook Pro models without touchscreens. The company has retained the mini-LED M5 Pro and M5 Max models alongside the new touchscreen versions, which cost $400 more.

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Nov 4 • 8:35 AM EST • Technology • macrumors.com
The National STEM Festival is taking its science fair global

After three years of showcasing young innovators from across the U.S., the festival is expanding internationally, with events planned for the U.K. and Mexico.

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Nov 4 • 8:00 AM EST • Science • fastcompany.com
Flutter Entertainment (NYSE:FLUT) reports sales below analyst estimates in Q3 2026 earnings

Global online betting company Flutter Entertainment (NASDAQ:FLUT) fell short of the market’s revenue expectations in Q3 2026 as revenue rose 2.1% year on year to $3.87 billion. Its non-GAAP loss of $0.18 per share was significantly below analysts’ consensus estimates.For more on Flutter Entertainme…

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Nov 4 • 7:52 AM EST • Entertainment • tradingview.com
Flutter Entertainment (NYSE:FLUT) reports sales below analyst estimates in Q3 2026 earnings

Flutter Entertainment (NYSE:FLUT) reports sales below analyst estimates in Q3 2026 earnings

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Nov 4 • 7:52 AM EST • Entertainment • markets.financialcontent.com
CVS Health's (NYSE:CVS) Q3 2026: strong sales

Diversified healthcare company CVS Health (NYSE:CVS) reported revenue ahead of Wall Street's expectations in Q3 2026, with revenue up 5.4% year on year to $108.4 billion. The company's full-year revenue guidance of $420 billion at the midpoint came in 0.5% above analysts' consensus estimates. Its non-GAAP profit of $2.09 per share was 26.6% above analysts' consensus estimates.

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Nov 4 • 7:33 AM EST • Health • finance.yahoo.com
Madison Square Garden Entertainment Corp. Reports Fiscal 2027 First Quarter Results

NEW YORK, November 04, 2026--Madison Square Garden Entertainment Corp. (NYSE: MSGE) ("MSG Entertainment" or the "Company") today reported financial results for the fiscal first quarter ended September 30, 2026.

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Nov 4 • 7:30 AM EST • Entertainment • finance.yahoo.com
CVS to Split Off Pharmacy Business, Ending the Healthcare Conglomerate Era

In a breakup planned for 2028, CVS Health intends to split off its pharmacies into a new company, while keeping together its businesses in insurance and pharmacy benefits.

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Nov 4 • 7:07 AM EST • Health • nytimes.com
CVS to Split Off Pharmacy Business, Ending the Healthcare Conglomerate Era

In a breakup planned for 2028, CVS Health intends to split off its pharmacies into a new company, while keeping together its businesses in insurance and pharmacy benefits.

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Nov 4 • 7:07 AM EST • Business • nytimes.com
Sonos AI coming in controlled beta as company aims to avoid another app disaster

When Sonos tried a major app update two years ago, things did not go well. Much-loved features disappeared, older speakers...

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Nov 4 • 7:04 AM EST • Technology • 9to5mac.com
CVS Health: Q3 Earnings Snapshot

(AP) — CVS Health Corporation (CVS) on Wednesday reported third-quarter net income of $2.The Woonsocket, Rhode Island-based company said it had net income of $1.

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Nov 4 • 6:39 AM EST • Health • finance.yahoo.com
CVS to split off drugstore business in major breakup of healthcare giant

The move would reverse the company's $78 billion acquisition of Aetna, and dismantle the vertically integrated healthcare conglomerate it created in 2018.

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Nov 4 • 6:35 AM EST • Health • cnbc.com
CVS to split off drugstore business in major breakup of healthcare giant

The move would reverse the company's $78 billion acquisition of Aetna, and dismantle the vertically integrated healthcare conglomerate it created in 2018.

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Nov 4 • 6:35 AM EST • Business • cnbc.com
Xeris adds longtime biotech exec to its board

The move to bring Menassie Taddese on comes amid reports that the Chicago-based rare disease and endocrinology drug company is being considered for acquisition.

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Nov 4 • 6:18 AM EST • Business • chicagobusiness.com
Bobby Brown Returns to CSA to Drive Defense Business Growth

The former Astrion and Cubic executive brings Navy, missile defense and space capture experience back to the company.

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Nov 4 • 5:06 AM EST • Business • govconwire.com
Star Health's Arogya Seva Kendra clinics cross 1.8+ lakh beneficiary visits within a year of their inception, bringing free primary healthcare to communities across 9 states

Star Health and Allied Insurance Company Limited (NSE: STARHEALTH) (BSE: 543412), India's leading standalone health insurer, has been safeguarding the health and well-being of millions of Indians for over 20 years through a strong focus on customer-centricity, transparency, and innovation. Reflecting its commitment to creating lasting social impact, Star Health's CSR initiatives focus on improving health outcomes through accessible healthcare, preventive interventions, and community wellness pro

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Nov 4 • 3:23 AM EST • Health • finance.yahoo.com
Hinge Health (HNGE) Stock Looks Stretched On Its 156% YTD Run

Hinge Health has been one of the stronger movers in digital health this year, and the stock’s sharp climb now puts a spotlight on a simple question for investors: Is the current share price adequately supported by the company’s earnings power? The stock is up 156.5% year to date, which puts a lot of pressure on its earnings profile to justify the enthusiasm baked into today’s valuation. Recent earnings news highlighted stronger profitability and an expanded client base, which can support...

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Nov 4 • 2:11 AM EST • Health • finance.yahoo.com
Starman thriving while juggling Rangers broadcasts, family business

Living busy life as radio analyst, COO of beverage company

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Nov 4 • 12:00 AM EST • Business • nhl.com
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AFGHS co-signatory countries ask health care users to help fill the financing gap

Hundreds of thousands of Ugandans living with HIV on antiretrovirals could be targeted for user fees or community health insurance schemes requiring modest premium payments, according to the April 2026 version of the country’s America First Global Health Strategy implementation narrative.1 As part of the “sustainable financing for the private not for profit sector” strategy, 491 facilities will be targeted for a phased introduction of user fees and scale up of community health insurance programs.2 In the Ugandan context, PNFP facilities include faith-based hospitals and other health facilities, US missionary organizations and centers of excellence—services that are often co-located at government facilities but run with additional financial and technical resources. 402,000 people—or about 28 percent of the total Ugandan adult PLHIV population on treatment—get ART from the private not for profit sector. The selected facilities provide the majority of ART and prevention of mother to child transmission (PMTCT) services. The plan doesn’t give the total number of clients served by the 491 facilities, so it is not possible to give a precise number. But the majority of 402,000 is a figure in the hundreds of thousands—hence the estimate I’m using.3 The April draft of the Ugandan implementation plan narrative is the only one I’ve been able to review. But the government of Uganda is not alone in turning to health care users to help fill the financing gaps caused by the abrupt withdrawal of US funds. In July 2025, the Government of Liberia introduced user fees for previously free services including “registration, accommodation, patient feeding, hospitalization, and a wide range of surgical and diagnostic procedures.”4 Earlier that year, Liberia rolled out a revolving drug fund designed to stabilize drug supplies by “allowing patients to pay a small fee for standardized, quality medications,” according to a Ministry of Health press release.5 (Both of these approaches had been proposed in the National Health Policy 2022-2031; media coverage explicitly connects the launch with the US foreign aid cuts.) The health financing strategies proposed by Uganda and established in Liberia are qualitatively different from user fees officially adopted by specific health facilities to cover funding shortfalls caused by the new US approach.6 The latter is a stopgap, adhoc change. The former is a national governmental adoption of policies that pass costs on to health care users, despite evidence that such approaches can exacerbate inequities and leave deficits unfilled. Two countries does not make a pattern, but they do point to urgent questions: Have other countries, including Liberia, included user fees or community health insurance schemes in their implementation plans? If so, do any of these narratives have what Uganda’s lacks: a fall-back plan in place in case these strategies for sustainable health systems fail to deliver—as they have before? I wonder if you think about it Subscribe Predictable pitfalls Both community-based health insurance and user fees are as old as the hills. And after decades of people climbing up these hills, duking it out, climbing back down—neither strategy has shown the results the Ugandan implementation plan is counting on. This is, in fact, a hill some folks are willing to die on. (You knew I’d get there, right?) In November 2025, an African-led team of health system experts published a paper directed at low- and middle income country governments trying to figure out how to create self-sustaining health systems. The money wasn’t coming back. It had been more than nine months since the season of freezing, waivering and wood-chippering; two months since AFGHS tumbled into the world touting co-financing requirements and reductions in future US government health aid. Governments were looking for strategies for sustainable, self-financed health systems, the authors wrote. For countries considering user fees and community health insurance to fill the financing gaps, they had a simple message: Don’t. On user fees, the paper states: “Reliance on user fees is ultimately a regressive and inequitable approach. It places a disproportionate burden on the poor and undermines health system goals of equity and financial protection. […] There is overwhelming evidence that user fees mobilise very limited resources for the public health sector, making it an inefficient mechanism for revenue mobilisation.” On community health insurance: “Attempting to shift the burden of funding previously donor-funded services, such as HIV care and management, and TB treatment, onto contributory schemes would exacerbate their fragility and fail to protect the population.”7 The WHO says that community-based health insurance “cannot be expected to provide a major source of funding or coverage,” and noted that most schemes offer only moderate benefit to individuals paying into them, and exclude the poorest segment of the population.8 And yet, the US-Ugandan implementation plan says that community health insurance is “the central pillar of this [PNFP] sustainability strategy” and that this approach that will generate “pre-paid pooled funding at facility and community level [that] improves financial risk protection for households, reduces catastrophic out-of-pocket expenditure, and generates structured, transparent revenue streams that can progressively absorb recurrent costs including health worker salaries.” Unfortunately, Uganda’s own history suggests the pillar might not be able to bear this weight. Ugandans Have Been to this Rodeo Before—and Some Want Their Money Back Uganda introduced its first community health insurance scheme in 1996 with support from international donors.9 Thirty years later, somewhere between 0.2 and 0.3 percent of the population is covered by CHI; just over 1 percent has any kind of health insurance.10 User fees were universally introduced in 1993 as a condition of a World Bank loan.11 They were abandoned in 2001, and in 2004—the year I moved to Uganda to watch the free HIV program get underway—a definitive study found that the fees did not improve health systems and outcomes.12 In 2004, most clinics and hospitals had ‘free’ and ‘fee for service’ options for getting care.13 The fee for service, or “cash and carry” programs had often been established in the years prior to PEPFAR and the Global Fund to Fight AIDS, Tuberculosis and Malaria. People who could afford to paid for the drugs, often at facilities in the private-not-for-profit (PNFP) sector. When free drugs arrived, some people who’d been paying kept on doing so, perhaps because of shorter wait times, greater confidentiality, convenience or other factors. But in the year that I spent visiting the same clinics around the country week after week—including a “center of excellence” that maintained separate days for cash and carry clients and those accessing free ARVs—lots of people who had been paying tried to switch to the free option. They’d paid because they had no other choice. They’d sold pieces of family land, begged family members for loans, bought pills by the week, and sometimes by the day. Or they were just cash-strapped, like most of us, and wanted the funds for other things. 14 Twenty-two years later, this hasn’t changed. Ugandans pay out of pocket for 30-40 percent of their health care costs, leading one paper to declare that “falling ill is more than a health crisis. It is a financial emergency.”15 One recent study found that up to 48.5 percent of households dealing with tuberculosis sold something, took out a loan or dug into savings to defray the costs of TB care—which is supposed to be universally free.16 The Ugandan implementation plan does anticipate challenges. It proposes a phased approach, with 187 facilities introducing user contribution systems in Year 1, 152 in Year 2, and 153 in Year 3. Willingness to pay and feasibility studies will precede roll out; fees will be tiered by region, and a waiver system is proposed to ensure that no one has to pay who is unable to. Moreover, the plan provides for quarterly reviews of epidemiological data to “ensure that user contributions do not compromise epidemic control gains, ART continuity for the client cohort, TB case management, or PMTCT services.” Alt text: A screenshot of a table included in the implementation plan narrative that is the subject of this stack. It’s got a fetching pink bar at the top. It uses the abbreviation “CHI” which is Community Health Insurance, and FBO which is Faith Based Organizations, and it details the number of facilities that will implement user fees with waivers and community health insurance schemes over the five years of the agreement. As I said in the footnote, this is a super interesting document with a lot of other rich material. Tell me what you see—and what you would have focused on. And if you’ve seen something like this, or anything else that strikes you, in another implementation plan, tell me that too. You can use the Substack message platform or try me on Signal at @endaplague_again.25 (because @mercoonfan was, weirdly, taken). But the plan doesn’t fully explain what will happen if this approach doesn’t work out. Yes, progress will be monitored, and corrective action triggered. However, there is no specified funding replacement if premium and fee revenue prove inadequate. Instead, the authors write, “Currently, COEs serve a total client cohort of over 180,000 across 28 facilities. In the initial years, the U.S. Government (USG) will provide financial support for clients; over time, user fees generated by COEs will become the primary source of funding for sustaining their services.” Failure does not really seem to be an option. Health insurance schemes are more acceptable to the Ugandan population than user fees. Members of Parliament and civil society traveled to Ethiopia to see how that country’s scheme worked. In a follow up report, a veteran civil society group recommended allowing the “health insurance ecosystem to grow organically and [to] keep reviewing the law and regulations as this growth takes root.”17 One study found that more than three-quarters of Ugandans were willing to join a health insurance program.18 However, coverage of community-based health insurance is minimal, as is coverage of any kind of insurance—including private plans.19 A national health insurance scheme bill has been stalled for several years and presently sits with President Yoweri Museveni.20 Community-based health insurance scheme that do exist are expanding in number, but losing enrollees. Between 2022 and 2026, the number of community-based health financing schemes across the country increased by 42 percent, while the number of people enrolled decreased by nearly 11 percent.21 None of this means that community-based health insurance should not happen in Uganda—or that people do not want insurance. It doesn’t even mean that user fees and waivers won’t ever work. But there is highly relevant evidence from Uganda and the surrounding region that it is quite optimistic to describe community health insurance and user fees as central supports for sustainable financing in any sector of the health system. And now for the best-case scenario In the best-case scenario22, the Ugandan approach does exactly what it sets out to do, and so does the Liberian fee structure and revolving pharmacy fund—though I’ve not confirmed that these are in the MoU. In one best-case scenario, Uganda is an outlier, and user fees and community health insurance are not recurrent pillars of self-sustaining financing in other countries’ implementation plans. In another best-case scenario, all countries that include these strategies enjoy success beyond anyone’s evidence-informed wildest dreams: reliable funding generated by health care users fees, great health care outcomes for everyone, no exacerbation of inequities, no crippling household debt. No sold land, repurposed school tuition or high-interest loans. In the best-case scenario, not one of the hundreds of thousands of Ugandans living with HIV receiving antiretrovirals from 491 PNFP facilities misses a refill or leaves care because of user fees or community health insurance premiums. This is the best-case scenario for these people for their own health, and for their families. It is also the best-case scenario if Uganda wants to stay on the path to eliminating HIV as a public health threat. According to the country’s most recent data, 96.5 percent of people living with HIV on antiretrovirals are virologically suppressed. Epidemic control depends ensuring that 95% of people living with HIV know their status, 95 percent of those individuals are on ART, and 95% of those individuals are virologically suppressed. Uganda is still struggling with the first “95"—a frankly abysmal 85.3 percent. If HIV epidemic control and the attendant prevention of new infections, avoidable suffering and premature death matter, the country cannot afford to lose any clients who are currently in care.23 As I write this a couple hours before the polls close for the US elections in the city I live in, I say with soul-deep sincerity: I am rooting for the best-case scenario. I think it’s safe to say that we all are.24 I think it’s also safe to say that if the US and co-signatory governments have inked plans that lead to successful expansion of community health insurance and strategic use of user fees, we all would like to know, now, so that we don’t miss the opportunity to celebrate when success happens. The implementation plan narratives have to enter the public domain. They are the fullest expression of a strategy co-created by two governments. There are assumptions and details that people living in the US and co-signatory countries need to understand that are not available in the MoUs or, to date, in the Congressional Notifications. Some of these details can help other countries that are, as I write this, still working on implementation plans. Others, like a solid count of how many other countries have plans for expanding user fees or health insurance, are important for regional and global health architecture reform initiatives. No matter how this election night turns out, there will be a slew of new Congressional member orientations, briefings and talking points papers in the next few months. Release of implementation narratives should be a bullet point in every context that AFGHS is discussed. These documents can be redacted so that procurement sensitive information isn’t disclosed. There is much more historical precedent for sharing such documents than there is for relying on user fees to fill health financing gaps. Let’s look at the information together so we can hope for the best and prepare for, you know, the other thing. Alt text: A substack first: a bicep selfie! It’s my arm - peachy-white skin, black shirt (flannel, notch neck, too hot for this appallingly balmy November weather, if you’re wondering) and a sticker that says I VOTED 2026. Beige letters on red for I voted. Beige on blue for 2026. You bet I did.25 In your wildest dreams. Subscribe 1 This is a really, really rich 95 page document. There are fascinating ideas and detailed plans in it. It is all worth reading AND I have, in this post, highlighted an instance of content that could pose challenges and certainly posits success of strategies that haven’t worked before. I would love to hear what readers’ see that’s interesting and should be lifted up as something to check for in other implementation plans. I will also shortly be adding a static page to the substack site where implementation plan documents will live. I will put the url into this footnote and it will also be there on emilybass.substack.com by the end of the week. Uganda Implementation Narrative Section 4 April 22 2026 Draft 1.51MB ∙ PDF file Download Download 2 User fees are costs charged for visits, labs, medicines or other health services, usually at the time they are provided. Community health insurance, or community-based health insurance, is what the World Health Organization calls “micro insurance,” which is health insurance targeted at low-income people. 3 As usual (by which I mean always), please prove me wrong. 4 https://smartnewsliberia.com/liberias-ministry-of-health-announces-2025-hospital-service-fees-for-public-facilities/?utm 5 https://moh.gov.lr/news/2025/grand-cape-mount-leaders-residents-embrace-new-community-pharmacy-program/?utm 6 https://www.christianitytoday.com/2026/09/hiv-usaid-pepfar-africa-foreign-aid-cuts-mission-hospitals/?utm 7 https://gh.bmj.com/content/10/11/e021270 8 https://www.who.int/news-room/fact-sheets/detail/community-based-health-insurance-CBHI 9 https://pmc.ncbi.nlm.nih.gov/articles/PMC2827475/ 10 https://pmc.ncbi.nlm.nih.gov/articles/PMC10861328/#b3-jpmph-23-110 11 https://pmc.ncbi.nlm.nih.gov/articles/PMC527704/ 12 Same citation as the footnote 2 - the article is called “Learning from failed health care reform in Uganda.” To which I say: If only. If. Only. 13 There is a whole taxonomy of user fees to be aware of, if not commit to memory. Out of pocket costs are everything that someone pays for themselves. In this Stack, user fees are planned and policy-supported out of pocket costs. There are also out of pocket costs that people pay to buy drugs or receive tests or health care assessments that would be free if the drugs were on the shelves, or the machines or kits were available, or the staff were on site. A user fee is usually designed to be modest, pegged to willingness to pay, and may be waiveable at the point of care for anyone who is unable to do so. The costs for things that would otherwise be free are whatever the market will bear and people either have to pay them or go without. Out of pocket costs for services and stuff that aren’t available in public facilities are different again from bribes or unofficial fees that some health workers may impose, even though most are indefatigable, tireless and tired, and devoted to their clients. 14 For the record—which really is these footnotes—I would give a whole stack of fridge magnets for a systematic analysis of the economic and social impact of the Mass Unemployment Event in AFGHS countries among the very people who used to be able to afford and cover user fees, both for themselves and vast family networks. Locally employed USAID technical staff, house cleaners, caregivers, drivers and technicians were financial anchors for cousins, friends, friends’ children, friends’ childrens’ cousins, teachers, pastors, neighbors and so many other kinds of kin. Aid recipients lost direct funding; many other people who had not been aid recipients, but parts of the elaborate care webs that function as safety nets for so many people, lost crucial support too. And that’s even before we get to the people who worked at the hotels and restaurants and bars where people employed by the US and its implementing partners used to spend disposable income. Those businesses have lost revenue; those folks have lost jobs. It will be some time coming—and someone will have to fund this work—but I do hope it happens. And I hope, as usual, to be proven wrong. 15 https://eprcug.org/blog/how-out-of-pocket-healthcare-costs-keep-driving-ugandans-into-poverty/ 16 Another straight-to-the-point journal article title. Households experiencing catastrophic costs due to tuberculosis in Uganda: magnitude and cost drivers. https://pubmed.ncbi.nlm.nih.gov/32938411 17 https://www.cehurd.org/download/technical-policy-brief-on-community-health-insurance-scheme/?wpdmdl=13661&refresh=6ae9122f5d4ed1793659439 18 https://pmc.ncbi.nlm.nih.gov/articles/PMC10125197/ 19 https://pmc.ncbi.nlm.nih.gov/articles/PMC10861328/#b3-jpmph-23-110 20 https://ugandapost.news/uganda-to-make-health-insurance-mandatory-by-2026/ 21 https://shu.org.ug/download/235 22 With a nod, tip of the stack hat, and wag of the Mercoon tail to a deeply valued reader who told me that I have a tendency to speculate about the worst-case scenarios a little too much of the time. 23 https://news.mak.ac.ug/2026/10/uphia-2025-shows-ugandas-hiv-status-awareness-gap-despite-strong-treatment-outcomes/ As you’ll see in the next footnote, I’ve already written a subSubstack on another topic, so I will be brief with regard to the study referenced in this article. The Uganda Population-Based HIV Impact Assessment, or UPHIA, will never happen in this way again. For more than a decade, PHIAs have been supported by the US government as a way to generate accurate estimates of country progress on key HIV indicators. They are a holdover from the PEPFAR program that was laser focused on ensuring US taxpayer dollars subsidized progress in pandemic control. There may be other population-level surveys and the data may even be publicly released, as the entire set of FY2026 MER data have not. But PHIAs will never happen again. If you’re wondering whether the estimates of HIV progress at country level might get less reliable….you’re not alone. 24 Ooh baby, I hate “we” in almost all forms. But sometimes I go there, when I am looking for company, which I am. Because this Stack moves into the somewhat-uncharted territory of assessing what the implementation plan narratives may suggest about co-signatory countries’ roles and responsibilities to the people living within their borders. The MoUs, specimen and data sharing agreements were templates. Countries’ answers fit into pre-specified questions that did not include, “how are you going to fill financing gaps and stabilize your health system as this plan unfolds?” In contrast, the implementation narratives are open form—the product of co-creation between the two governments. Co-creation can mean lots of things, but nothing leads me to believe that implementation plans are ghost-written by the US government, or that contents were imposed by the US counterparts. Instead, I think the parts of the plans that read like country government initiatives are endorsed, if not initiated by, those governments. For instance, the Ugandan implementation plan narrative describes plans for revenue-generation through fees charged for equipment calibration, repair and maintenance provided through Uganda’s National Equipment Calibration Laboratory, and laboratory accreditation through the Uganda National Accreditation Service (UGANAS), targeting private sector, PNFP, research and academic clients. That’s super specific and also quite ambitious. It doesn’t read like an American idea. There’s also a provision for solar panels, and other stuff that feels country owned and driven. This is where it gets interesting. If co-creation is the case, then both the US and co-signatory governments are accountable for the contents and the outcomes. Most discourse about AFGHS to date has focused on the decisions that America has made, or demanded that other countries make. The AFGHS architects have monopolized the hot seat. As they should, in so many ways. America absolutely created the conditions under which countries needed to come up with health financing strategies to fill unanticipated, catastrophic funding gaps. And with not-too-long a lens, we can look back and see that America is also on the hook for its role in the Bretton Woods institutions that made user fees and health system fiscal austerity conditions of loans during the era of structural adjustment. But in the here and now, it is not at all clear to me that the US is requiring Uganda or any other country to implement specific approaches to sustainable financing. Instead, it is as the authors of that paper up in footnote 6 suggest: African governments have agency. As implementation plans roll out—whether or not the narratives are shared—it will be important to understand what this agency looks like and what it means for people, including the poorest of the poor. And it will be important to figure out how to talk about it safely, respectfully and critically in places other than the literal and metaphorical footnotes. 25 This week’s song is “Once upon a time” by the Moody Blues. (I know, this is gonna be a weird, largely banger-free end of 2026 playlist. HMU with requests.) AND please do watch the video and appreciate the truly amazing opening sequence—a drum kit wasteland, a coupla plastic bags, a bit of sand. Sort of like the hill where fiscal austerity policies that put costs on health care users might go to perish. But then there’s a lady with amazing hair. It’s worth it.

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Nov 3 • 11:57 PM EST • Health • emilysbass.substack.com
Google responds to political backlash over removing search from schools that ban AI

After elected officials voiced outrage over Google turning off search at schools that ban AI, the company said search can be turned back on with AI Overviews.

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Nov 3 • 7:08 PM EST • Politics • cnbc.com
CVS Health is splitting in two, according to news reports

The retail pharmacies will be in one company and Aetna and CVS Caremark, the PBM, in another, according to news reports.

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Nov 3 • 7:04 PM EST • Health • managedhealthcareexecutive.com
The Last Disney+ Original?

(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) Before we get going, I wanted to remind readers about how I plan to keep your trust while I add advertising to this newsletter. As you’ve no doubt noticed, I’m running ads now, but the danger is that it could impact my analysis and writing. I have a list of sponsors on my About Page, so if you think I’m biased, you can check out who’s sponsored this newsletter! This is something that I’m not sure anyone else in digital media does (if you’re a writer or media outlet and you do this, let me know and I’ll shout you out!) but it’s something I’d love to see embraced by the entire industry. Sunlight, i.e. transparency, is often the best disinfectant. Okay, on to this week’s issue. We (finally) have another major Disney+ TV show to talk about, so that’s my main focus for today. Plus, we had a lot of new shows come out, including the fourth seasons of The Diplomat and Tulsa King! And Love is Blind! The Lowdown! Also, four (four!) straight-to-streaming films came out this week, featuring a lot of big names and celebrities, so I’m going to look at those. All that, mixed news for the WNBA, Reacher ends its run on the charts, Skydance does well in September viewership, NYU’s Sundance dominance, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of October 12th to October 18th, 2026. You can find a link to my terminology here.) Subscribe Television - Disney+’s Porridge Problem Listen, per my headline, VisionQuest isn’t the last Disney+ Original. At least, I’m pretty sure it’s not. They have other MCU shows in development. Well, maybe one: But it sure feels like the end of an era. I’d call it their “porridge too hot” era, to quote myself from The Ringer. I told Ben Lindbergh that Disney+ seemingly couldn’t figure out the right amount of content. In the heights of the Streaming Bubble Era (circa 2019 to 2022), they started releasing an insane amount of TV shows. After their growth slowed, they’re down to two or three shows a year, and that might be down to 1 by 2027. Here’s my TV shows by year chart: Even at the time, I thought Disney was making too many shows (that cost too much). Today? They’re definitely making too few shows (though the budgets are more in check, at least according to the reporting). Porridge too hot, porridge too cold; too many shows, now not enough. Which makes evaluating VisionQuest so interesting. This show didn’t have a great lead-in, whether it be a Marvel Cinematic Universe film (the last non-Sony-produced-Spider-Man flick came out The Fantastic Four from July of 2025) or Marvel Cinematic Universe TV show (the two this year were Wonder Man back in January and _Daredevil: Born Again_in May, both of which underwhelmed). And so far, VisionQuest hasn’t quite recaptured the MCU Originals glory, but it has some signs of sparks. First, it made Samba TV, though at a lowly ninth place. At least it made it, a feat some other Marvel shows didn’t accomplish. (Ironheart landed on the Samba TV charts one week at tenth place, but Wonder Man and Daredevil: Born Again both missed.) VisionQuest also made Luminate, though with only 3.0 and 7.6 million hours. But it missed Nielsen in its first week. The best news might be its 7.8 on IMDb, on 12K reviews so far, great numbers, even for a superhero show. Looking at those numbers, this show will really need to pick up in future weeks—and it may since it’s coming out weekly—or Disney will have another disappointment on its hands. Disney+ binge-released their last few shows to try to boost numbers, but that meant shows like Iron Heart and Wonder Man didn’t last long on the charts. _Daredevil: Born Again’s_last season missed entirely (though it came out weekly). Here’s the Disney+ Originals by totals: And for a fun new look, here are those same shows, rearranged by the years they came out: That really shows that, in addition to Disney+ releasing fewer shows, those shows just don’t hit like they once did. If I had to offer one main explanation, it’s that Marvel Studios moved away from characters who starred in the Avengersmovies (The Scarlett Witch, Vision, Hawkeye, Loki, Falcon, Winter Soldier) to characters who didn’t (Moon Knight, She-Hulk, Iron Heart, Wonder Man, Daredevil). It sounds trite, but more popular IP tends to do better than less popular IP. In Marvel’s case, beloved, decades-old characters trump newer ones. And yes, I think this is a problem for Disney. The failure of Marvel TV shows to linger for weeks on the charts, unlike in 2021 and 2022, explains why Disney’s share of the charts has plummeted: That’s a strategic issue. Yes, these shows are really expensive, but without them, Disney+ will struggle, especially if Disney+ keeps raising prices AND licenses out its shows non-exclusively. My recommendation? Return to the core value proposition, which is Disney+ as “genre HBO”. The goal is six shows a year, coming out weekly, spaced out throughout the year. When a show hits, keep it coming back. Make three to four of those shows Marvel or Star Wars, and fill out the rest with IP swings like Percy Jackson, Goosebumps or something like National Treasure. And make YA-skewing shows like Coven Academy to fill out the schedule. Disney, you can get this porridge just right, er, make the right number of shows. Quick Notes on TV Netflix’s sophomore, er, junior, er, senior season slump abated very, very slightly this week. I speak of The Diplomat, which returned for its fourth season on 15-Oct. Credit where credit is due, this show debuted in April of 2023, and has put out new seasons every year since. Has that helped the viewership? Not really. This season opened to 16.4 million hours, which is down significantly from the first season (21.7 million hours) and down somewhat from the second season (18.0 million hours), but it is up from last year’s 14.2 million hours opening. On Samba TV, it opened to third place; that’s also very good. On Luminate, it opened to 25.0 million hours, which is good, but over thirty million hours is a hit on that platform. Netflix wisely renewed it, since it’s steady and, frankly, Netflix needs hits.1 Paramount+ put out Tulsa King’s fourth season on a Friday. After putting out most of their big, usually-Taylor Sheridan-scripted shows out on Sundays last year, they’ve clearly moved to Fridays going forward. Was this a thought-out strategic change, Netflix mimicry, or a data-inspired move? Tough to say. Fridays are crowded with new movies, but so are Sundays with new shows. Anyways, this one is coming out weekly, and we haven’t seen it hit the Nielsen or Luminate charts yet. But it did make Samba TV at fifth place, which is a good opening. Still, if this doesn’t make Luminate or Nielsen next week, I’d call it a disappointment. Netflix had two unscripted shows hit the charts this week, one a docu-series and one a reality competition show. Tyson is a four-episode docu-series about one of boxing’s most popular fighters, and it made both the Samba TV and Luminate charts, but not Nielsen. That’s a solid run for only four episodes (assuming it didn’t cost an arm and a leg to produce). Netflix’s latest season of Love Is Blind also returned for its eleventh season, which opened to 10.0 million hours, down from previous seasons. It also had 11.0 million hours according to Luminate, roughly in line with the Nielsen numbers. Last issue, I analyzed the triple successes of Below, Carrie and Crystal Lake, noting that all three have done well. I mostly used Nielsen, but all three shows also made Samba TV (see above). Crystal Lake in particular did very well on Luminate, getting 35.0 million hours, top for Peacock among first seasons: The top “show” of the week would have been Thursday Night Football again, at 41.7 million hours. This is still above last year’s game, but it continues the season’s overall downward trend, which happens every year. (Though a big week is coming, based on the news stories I’ve seen.) As I said before, I’ll do a deeper dive on all the October games later this month, with comparisons to previous years. One company is quietly on a roll, when you consider the shows it makes and streams. I speak of Skydance—a point Variety made—noting that it produces Neagley and Reacher for Amazon, along with Paramount+’s Lioness, which means it produced three of the top four shows of September according to Nielsen. By the way, Neagley fell off the Nielsen charts after four weeks, which is a pinch short for how well it started, but it’s still a huge success. (Interestingly, it finished just 7.3 million hours ahead of the cancelled Ride or Die.) The point, though, which I’ve made before, is that Prime Video still has a problem with how many co-productions it buys, most notably _The Boys_from Sony and Reacher/Jack Ryan from Skydance. It’s not a critical flaw—everyone licenses shows—but Amazon still struggles to make its own hits. Reacher finally fell off the Nielsen charts, so here’s its final rank for season four: We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… ...An example of the algorithm NOT picking a film… …whether or not Netflix buys shows simply for the movie poster… ...if East of Eden is above the Obliterated Line... ...what four star-studded straight-to-streaming films didn’t chart... ...and a whole lot more... ...please subscribe! We can only keep doing this great work with your support. If you want an idea of just how much content you’d get in a full issue, check out this older issue.

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Nov 3 • 7:03 PM EST • Entertainment • entertainment.substack.com
Canva cuts jobs as growth slows. Read the CEO's memo.

Canva CEO Melanie Perkins wrote a memo explaining how a major reorganization will affect 22% of the company's workforce.

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Nov 3 • 5:40 PM EST • Business • businessinsider.com
Disney has fought AI firms over copyright. Now it’s testing AI lyric videos.

Disney is working with AI startup OpenArt to conceptualize lyric videos, starting with ‘Go the Distance’ from ‘Hercules.’

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Nov 3 • 5:32 PM EST • Entertainment • latimes.com
Sotera Health Company Q3 2026 Earnings Call Summary

Moby summary of Sotera Health Company's Q3 2026 earnings call

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Nov 3 • 5:12 PM EST • Health • finance.yahoo.com
Michigan home health company settles race discrimination lawsuit

A Michigan home health company will pay $41,137 to settle claims it discriminated against and retaliated against a Black nursing assistant.

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Nov 3 • 5:11 PM EST • Health • freep.com
Google dismantles botnet secretly running on 1.3 million Android TV boxes

Google has cut ties with the company behind the botnet campaign.

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Nov 3 • 12:08 PM EST • Technology • arstechnica.com
UPS logo fails to deliver on copyright protection

United Parcel Service may deliver millions of packages bearing its familiar brown-and-gold shield, but the company’s iconic logo doesn’t have enough originality to qualify for federal copyright…

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Nov 3 • 11:37 AM EST • Business • businessinsurance.com
😐 Neutral (0%)
Gaming Phones Are Finally As Obnoxious as Gaming PCs

RedMagic is just the latest company to introduce an excessively bright and colorful handset.

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Nov 3 • 11:10 AM EST • Technology • gizmodo.com
Your Website May Be Sharing Health Data Even If You’re Not a Healthcare Company: 7 Steps to Take After Landmark Appeals Court Ruling

In what appears to be the first federal appellate decision addressing pixel tracking on a health-related website, the 5th Circuit Court of Appeals just revived a class action accusing an eyewear retailer of sharing its website visitors’ health information with a social media company. In its October 23 Rand v Eyesmart decision, the 5th Circuit held that everyday shopping and scheduling activity on a healthcare-adjacent website can possibly count as protected health information, even when customers never typed in a diagnosis or symptom. For businesses like optical chains, pharmacies, dental practices, wellness providers, and telehealth platforms, the decision means higher litigation risk tied to particular data flows and identification practices, rather than a categorical prohibition on website analytics or advertising tools. Here’s what happened, what the court decided, and seven steps to consider now.

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Nov 3 • 11:04 AM EST • Health • fisherphillips.com
Pennymac Made $29M. Its Origination Business Lost Money.

Pennymac is cutting jobs and accelerating automation after its mortgage production business swung to a third-quarter loss, even as servicing income kept the company profitable.The lender reported $29 million in net income for the quarter, but its production segment posted a $7 million pretax loss, reversing a $38 million profit in the second quarter and a $123 million profit a year earlier.

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Nov 3 • 10:54 AM EST • Business • nationalmortgageprofessional.com
Successful quarter at Expeditors boosted by hyperscaler business

All the key numbers at Expeditors International pointed upward in the third quarter at the logistics and freight forwarding company. Revenue year-on-year

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Nov 3 • 10:48 AM EST • Business • freightwaves.com
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OpenAI: ChatGPT Search Is About 20% of Google’s, 250 Million People Speak With ChatGPT, and Chat Is Merging With Work

OpenAI says ChatGPT growth is accelerating. The company added 200 million users over just the past two months, jumping from 1 billion to 1.2 billion weekly active users in 60 days. Its search volume, it says, is approximately 20% of Google’s. Its users create 1.5 billion images with it per week. And its voice mode, between dictation and speaking with ChatGPT, now has 250 million combined weekly active users. ChatGPT consumer product lead Adam Fry told me this during a brief fireside chat at an OpenAI-hosted dinner in New York City on Monday night. “The growth is just going big,” he said. During our conversation, Fry also revealed plans to merge ChatGPT’s Chat and Work modes (so that confusing toggle up top will soon go away), agreed with feedback that ChatGPT-created restaurant signage looks too uniform, and addressed the cost to serve its personal assistant Dots. Here’s a look at our full conversation, lightly edited for clarity and length. We also cover image generation, interactive interfaces, advertising, education, and public unease about AI: Alex Kantrowitz: OpenAI has analyzed ChatGPT’s search volume and compared it with Google’s. What did you find? Adam Fry: ChatGPT has been growing quite quickly. ChatGPT’s volume of search-like queries is now roughly one-fifth the volume of queries of Google. It’s a pretty amazing statistic when you think about it, mainly because we started just about a year and a half ago. It’s hard to remember this, but ChatGPT at a time didn’t have any up-to-date information. You’d ask a question, it would say something like, “It’s past my training date,” and nobody had any idea what that meant. You’re saying ChatGPT’s search volume is one-fifth of Google’s. Bing’s share of the search market is around 5%. Does that make you multiple times larger than Bing? To say that more directly, ChatGPT has gone from one billion to 1.2 in just the last two months. That’s roughly 100 million users in 30 days, and another 100 million in another 30 days. The growth is just going big, and we’re staying very focused on how fast ChatGPT is growing. What counts as a search? I might have 20 prompts back and forth in a ChatGPT conversation. Does each one count as a query? Story continues below… A MESSAGE FROM OUR SPONSOR Move upmarket without a rebuild Moving upmarket means saying yes to what enterprise buyers ask for first: SSO, directory sync, and audit logs. WorkOS gives you all three, so your team keeps building the product instead of the checklist. Get enterprise-ready. Continued from above…. Adam Fry: What people came to ChatGPT for to start, if you go back about two years, is really writing help and coding help. Those wouldn’t be things that you really search for. What we’ve seen over the last year is people have grown into all these other topics. Things like you’re looking up a person or people or a place or a thing, and it requires up-to-date information. That’s a key element. Another big part is finance questions or health questions, where you really want to make sure it’s up-to-date information that’s quite factual, and we’ll do a web search for those questions. It’s basically anything that a user would have traditionally gone to a traditional search engine for, but is now deciding to go to ChatGPT for. Does each conversation with a search embedded count as one search, or does every question that requires a web search count? Every time you ask a question and go search the web, that’s a search. You used to work at Google. How would you say the nature of search is changing? One of the things that people really love about ChatGPT is this personalization and this understanding of the broader journey. If you look in the past, people would go for a Q&A box, and you’d ask a one-off question, like how tall is the Eiffel Tower. But there’s so much context in our lives around, “Maybe I’m taking a trip to Paris.” It’s actually helpful for ChatGPT to respond, “Here’s how tall the Eiffel Tower is, but I know you’re going on a trip to Paris.” It’s that ability for people to actually maintain context over time that has led them to start using ChatGPT in this way. You’ve also announced 250 million weekly active users of voice input, including dictation and conversations with voice mode. We are at 250 million weekly active users. What’s amazing about this is, if you look at those 250 million, what we’re seeing is it’s actually also incremental to the product. It’s no longer just a novelty. People aren’t just trying out voice. We’re seeing them use voice input day to day in their daily life, and it’s grown so quickly. Those 250 million users are using voice input, and that could just be a quick question or a long conversation. We’re seeing both behaviors. We’re seeing people just not want to type. You just hold it and start talking to it, or it turns into a longer conversation where people just sit with it. The big reason for this is the frontier capabilities of our models that we’ve shipped. We shipped what we call GPT Live 1, and then we shipped GPT Live 1.1. The big change with this is that it’s much more natural to speak with. It’s something we call backchanneling and interruptibility. Mhhhm… What you just did there is what the model does, because it’s really good at having a bidirectional conversation. That push to the frontier—we were the first to really release this at scale—has made it so much more natural for people to chat. That’s still only about 20% of the user base. From the outside, that looks small. Why is it exciting from the inside? It’s very exciting for a few reasons. We see from the data that when people start using voice, they stay around using voice. One of the things, transparently, we can do a better job of is bringing more people into discovering it. We see that the number of people who discover it could be a lot higher. But once they do, it’s a really new way for people to interact with AI. We’ve made a lot of improvements to it too, where we’re just going to see the number go up. You have background mode, so now by default, if you close the app, it’ll show, “Hey, the conversation’s still going.” If you want to walk around the house or you’re putting away the groceries, you can still have a chat. That kind of continuity has also changed how much people use it. Dots launched on September 29 and is about a month old. How’s it doing? It’s doing great. We talk to people about their Dot, and the first thing that everyone says is, “I love my Dot.” One of the reasons we’re seeing this is the proactivity, its ability to reach out to you and figure out things. The biggest use case I see all the time is, “Did I forget something today that I was supposed to do?” You can just say to your Dot, “Remind me of things at the end of the day that I may have forgotten. Somebody emailed me or messaged me,” and it’ll do that. This Dot changes the paradigm of the relationship with AI, where it’s actually helping you and giving you time back. You’re more conservative with permissions than some competitors. I tried to give my Dot my credit card, and it wouldn’t take it. With the creator of OpenClaw in-house, why are Dots’ permissions more limited? This is a space where we want to be very thoughtful and conservative because it’s a new space where you’re entrusting your Dot to take care of things on behalf of you that matter and are meaningful. We’ve just talked about how you go to this 1.2 billion user growth and asking questions. Now we’re asking people, “Can you ask ChatGPT or your Dot to help get things done?” But when you ask it to help get things done, it’s a whole new level of trust. We’ve built up a tremendous amount of trust in giving the right answers to your questions, and we want to make sure that when we build this new product, it has a high degree of trust. It’s a long game. We think this is going to be a new market for a very long time, and we want to make sure that we’re being this trusted player in the market to start. I initially thought Dots would be available on my $20 plan, then realized I had to spend $100 a month to get it. I upgraded, but I’d like to downgrade at some point…. We hope to keep earning your business and make the value good enough. It’s a really good point. ChatGPT’s goal more broadly, which I think is unique for us in the market, is we are focused on bringing intelligence to everyone safely across the entire world. For Dots in particular, there’s no difference. We don’t have anything to share tonight about the date of when Dots will go to a broader set of users. But you can rest assured we’re working very hard, and there are a couple things we have to get right. Over time we’re going to work on more efficient, agentic models that are able and capable of doing things for you. The first one is, right now we wanted to make sure that your Dot is actually really helpful. We started with some of our best models, but over time we’re going to work on more efficient, agentic models that are able and capable of doing things for you. The second thing is around proactivity. We’re still dialing in: How much do I message you to help you get things done? We can always play around with that to understand how much usage should a user use to have a successful Dot. We’re going to work on both, and our goal and ambition is to bring it out to all users. How much background computing does a Dot require? I’ve read estimates that serving a $100 subscriber might cost OpenAI $3,000 in compute, and mine seems to read every email that arrives. How often is it checking connected data sources? Right now, Dots are on the compute-heavier side, and this is one of the things we want to make sure that we can dial back over time. But the goal is to give you the best product. This is our premium, always-on personal assistant. Once we nail that, we’ll figure out how to dial back the compute needs. The thing we’re seeing also from our models, as we train frontier models, is just how—I can’t even keep up with how quickly we have a new model, and each new model is more efficient. If you looked at 6.1 Sol when it came out relative to Astra, much more efficient. I’m very excited about the next set of models we have coming too that’ll be even more efficient that we can use. Elon Musk said the cost of serving Grok Bot was unsustainably high relative to revenue. Is efficiency the key to winning against competitors, or is there more to it? There are a couple of factors that go into it. One is the cost side, but the other is the revenue side. On ChatGPT and on our consumer business, we’ve been extremely proud of our ability to diversify different revenue streams in a way that’s growing really fast. To give you another stat, we announced several months back that we had passed 50 million subscriptions, and the number has grown considerably since then. On ads, within 200 days, we reached more than a billion in ARR, and that business is growing extremely quickly. We also have credits. Rather than paying for subscriptions, users can buy more credits. Between credits, subscriptions, and ads, I’m confident that the value of a Dot is going to be able to pay for itself. Elon has subscriptions too. This is clearly an expensive product to serve. One thing we continue to bet on at OpenAI and ChatGPT more broadly is that the models will continue to get much better and much cheaper, way faster than any of us think. If you look back at the historicals on it, it continues to be true. From what I’ve seen, I see no slowing down of that. What is Meta doing right with Muse? It has spent a lot of time atop the App Store charts. There are a couple of things they’ve done well. The first is people have been craving simplicity in their products. One of the things we have stated publicly as well is, at times AI products can be too complex. We’ve announced we’re merging ChatGPT’s Chat and Work. We’re making it much more simple in the products. You don’t have as many toggles or sliders between efforts and different model pickers. One of the things they’ve done well is this simplicity. You just go in and you can ask a question. You don’t have to think too much about what you’re doing. That’s one thing that seems to have resonated with users, which we also believe in. Second, there’s something really nice about being able to access your agent across many different channels. We just announced and launched Dots on iMessage. Whether you talk to your Dot on email or iMessage or within the ChatGPT app, the ubiquity in getting your assistant out there is going to be key. Those are two things that, if I had to be nice to our competitors, I would say were two big ones. So Alexandr Wang’s meme-tweeting strategy isn’t something you’re going to emulate? I have a different tweeting style. ChatGPT still asks me to choose between Chat and Work, even though some people call this technology AGI. Will that distinction go away? Couldn’t agree more. We have to solve this. Asking users to choose — we’ve heard repeatedly from all of our users it’s too much to understand. When should you go to Chat? When should you go to Work? It’s solvable. There’s real research to solve to make sure the models can understand what your intent is. Are you asking for a fast, quick reply? Are you asking me to go do a long agentic task? We’re going to solve it, and the plan is to bring Chat and Work together. So one interface will work out whether I’m asking for a conversation or a task. When? Coming soon. You told me the majority of ChatGPT’s 1.2 billion users are using image functionality. What are they doing? Today, 1.5 billion images are created per week. It’s hard to even wrap my head around that number. They’re doing a wide range of things. One of the most interesting things they’ve started to do is really use it for productivity use cases. The first thing it started with—I don’t know if you saw the ’80s trend, but it was quite fun. You could take a photo of yourself and say, “Put me and my family in ’80s outfits.” I did this for my family, and it was a really fun poster. But what we’re also seeing is businesses for their menus, or posters for birthdays. People are using it almost in a productivity-like fashion to create visual diagrams of what they would like to see. We’ve actually brought the latency down on images as well, so it’s gotten a lot faster. It went from a very high number of seconds to getting much faster. As it comes down even further, the number of images people are creating and the number of use cases is going to grow a lot. My feature request: When a restaurant makes a menu or sign, prompt it for more specificity so it doesn’t look like every other AI-generated restaurant sign. Or offer a shuffle button for a different style. I agree with the feedback, and we’ll take it to the team. I’m seeing ChatGPT generate little interactive interfaces within its answers. What’s the direction for Intelligent UI, and how are people using it? I am extremely excited about Intelligent UI. If you go back a couple years, these chat apps were all text, and now that’s changing. They’re going to be visuals. Intelligent UI and our first attempt at this with GPT-6 Intelligent UI is really just the beginning. As you go to the extreme, what you can imagine is, let’s say you’re using voice mode, and you just say, “Show me how offside works.” Immediately it should show you a visual diagram, and you say, “No, I don’t quite understand it.” It should just repopulate. That’s where the future of this technology goes. It’s almost like you’re talking to a canvas that will update and change. People are finding it helpful for a lot of things. My favorite one is—it’s hard to admit that I had no idea how hearts work. The last biology course I took was in high school. I just asked it, “How does the heart work?” and it instantly gave me a beautiful interactive diagram of where blood flows and how it goes through. I’m really, really bullish on this for learning in particular. You’ve described useful applications in finance, health, and learning, and ChatGPT has 1.2 billion users. If people are getting so much value, why is public polling on AI so negative? The reality with AI is it is going to change the nature of how work gets done. For a lot of people, that is something that can feel scary at times, and we’ve all felt that. But I remain confident that when people actually use the product and they use AI, it very quickly changes how they perceive it. We’re at 1.2 billion, but there are still a lot of people who haven’t used it. The more people use it, get familiar with it, how it can actually help you in your life, it’s going to feel a lot less scary. Big Technology is a reader-supported publication. To receive new posts and support our work, please consider becoming a paid subscriber. Thanks!! Subscribe

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Nov 3 • 10:00 AM EST • Technology • bigtechnology.com
Control Resonant helped Remedy triple its quarterly revenue

The third quarter of 2026 was extremely successful for Remedy Entertainment financially. As the company reported in the financial report, this was made possible by the excellent launch of Control Resonant.

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Nov 3 • 9:34 AM EST • Entertainment • gameworldobserver.com
WWE® & The Walt Disney Company Expand Partnership with Two-Day Takeover of ESPN Wide World of Sports Complex Featuring the John Cena Classic & Marvel Studios’ ‘Avengers: Doomsday’-Themed Worlds Collide®

WWE and Disney bring The John Cena Classic and 'Avengers: Doomsday'-themed Worlds Collide to ESPN Wide World of Sports Dec. 14-15. Tickets on sale Nov. 13.

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Nov 3 • 9:29 AM EST • Sports • thewaltdisneycompany.com
Saudi Re’s profits, written premiums leap more than 50%

Saudi Reinsurance Company SJSC’s net profit after zakat surged 63% year on year to 194 million Saudi Arabian riyal ($52 million) for the first three quarters of 2026, driven by growth across its…

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Nov 3 • 8:33 AM EST • Business • businessinsurance.com
Sotera Health Company’s (NASDAQ:SHC) Q3 2026 sales top estimates, stock jumps 12.9%

Healthcare services company Sotera Health (NASDAQ:SHC) beat Wall Street’s revenue expectations in Q3 2026, with revenue rising 4.4% year on year to $324.9 million. The company expects the full year’s revenue to be around $1.24 billion, close to analysts’ consensus estimates. Its non-GAAP profit of $0.29 per share was 8% above analysts’ consensus estimates.

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Nov 3 • 8:33 AM EST • Health • finance.yahoo.com
Thomson Reuters updated its full-year forecast to exclude print business as revenue climbed 10%

The company's updated 2026 outlook excludes Global Print; adjusted earnings rose to 81 cents a share from 71 cents

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Nov 3 • 8:22 AM EST • Business • qz.com
Guardant Health Wins 2026 Prix Galien USA Award for Best Medical Technology for Shield Blood Test

PALO ALTO, Calif., November 03, 2026--Guardant Health, Inc. (Nasdaq: GH), a leading precision oncology company, announced it received the 2026 Prix Galien USA Award for Best Medical Technology for Shield™, the leading blood test for colorectal cancer (CRC) detection and first to receive FDA approval for primary CRC screening, for its achievements in expanding patient choice and increasing screening participation for CRC.

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Nov 3 • 8:05 AM EST • Health • finance.yahoo.com
Itch.io Deletes 'Terabytes' Of AI Slop In Attempt To Counter Surge In Game Uploads

AI disclosure policies are also part of company’s attempt to counter growing spam games

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Nov 3 • 8:00 AM EST • Technology • kotaku.com
Korea Environment Corporation chief referred to prosecutors in bribery case

Police referred Lim Sang-jun and a recycling company CEO for prosecution over alleged entertainment exceeding legal limits.

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Nov 3 • 7:33 AM EST • Entertainment • koreajoongangdaily.com
Palantir's CEO on Q3 results and boom in company's commercial business

Morgan Brennan discusses Palantir's Q3 results, what's moving the stock lower, and comments from her conversation with CEO Alex Karp.

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Nov 3 • 7:02 AM EST • Business • cnbc.com
MitoRx Therapeutics Appoints Neil Anderson as Chief Business Officer

Neil joins from Novo Nordisk and brings more than 20 years of experience in business development and strategic transactionsAppointment strengthens MitoRx’s business development capabilities as the Company advances MTRX31 towards the clinic for metabolically unhealthy obesity Harwell Oxford, UK – 3 November 2026: MitoRx Therapeutics (“MitoRx”), a biotech company targeting the restoration of healthy mitochondrial metabolism in high-risk obesity, today announces the appointment of Neil Anderson, Ph

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Nov 3 • 7:00 AM EST • Business • finance.yahoo.com
Protalix BioTherapeutics to Announce Third Quarter 2026 Financial Results and Business Update on November 10, 2026

Protalix BioTherapeutics, Inc. (NYSE American: PLX), a biopharmaceutical company focused on the discovery, development, production, and commercialization of innovative therapeutics for rare diseases with significant unmet needs, today announced that it will release its financial results for the quarter ended September 30, 2026 and provide a business update on November 10, 2026.

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Nov 3 • 6:50 AM EST • Business • finance.yahoo.com
Vext Science Q3 revenue rises 18% year-over-year

OverviewOutlookResult DriversCompany press release:Key DetailsAnalyst CoverageReuters Recommended ReadsFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.(This story was created using…

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Nov 3 • 6:45 AM EST • Science • tradingview.com
Sony Removes PSVR 2 From PlayStation's Web Store as Stock Dries Up at Online Retailers

Sony appears to be winding down PSVR 2 sales, as the company has removed its PS5-compatible VR headset from the PlayStation web store. The News PSVR 2 stock is drying up, as the headset has recently gone missing from both Sony and online retailers across the web. At the time of this writing, Sony no […]

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Nov 3 • 5:32 AM EST • Technology • roadtovr.com
Live Sports Coming to Algorithm-Driven Feeds on Discovery Platforms

Over the last 90 days, TikTok has quietly started including full sports broadcasts within users’ feeds. It’s believed the strong performance will prompt the company to add more live sports and that other discovery platforms could quickly follow suit, potentially creating several new distributional channels for rights owners.

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Nov 3 • 5:30 AM EST • Sports • sports.yahoo.com
🚨 BREAKING: Nuno Espirito Santo 'sacked' by West Ham

West Ham have reportedly parted company with head coach Nuno Espírito Santo, following their disappointing start to the season.The Portuguese coach has come under increasing pressure following a poor...

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Nov 3 • 3:41 AM EST • Sports • sports.yahoo.com
Remedy Q3 revenue triples to €39.6m following launch of Control Resonant

CEO says Resonant's successful launch "marks a defining milestone for the company"

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Nov 3 • 3:39 AM EST • Technology • gamesindustry.biz
Saudi state oil company reports jump in profits despite attacks; Australian central bank lifts rates

Iran war reduces Aramco’s output but this has been offset by higher oil prices

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Nov 3 • 2:48 AM EST • Business • theguardian.com
Binance co-CEO says company is in very strong financial health after $6.3 billion heist

By Summer Zhen, Selena Li and Yantoultra Ngui HONG KONG, Nov 3 (Reuters) - Binance co-CEO Richard Teng said on Tuesday the exchange is in "very strong financial health" and that a "post-mortem" ​of last week's $6.3 billion cyber heist will be released ...

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Nov 3 • 2:35 AM EST • Health • wtvbam.com
Binance co-CEO says company is in very strong financial health after $6.3 billion heist

HONG KONG, Nov 3 (Reuters) - Binance co-CEO Richard Teng said on Tuesday the company ​is in very strong ‌financial health and a "post mortem" of its $6.3 billion cyber heist will be released in due course. Teng ‌told ​a Hong Kong ⁠Fintech Week event ⁠B...

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Nov 3 • 2:35 AM EST • Health • kfgo.com
Walt Disney layoffs: Thousands of job cuts likely; company asks managers to target 20% savings

Cost reduction: Walt Disney is considering cutting thousands of jobs and has directed managers to target 20% annual savings to reinvest in films and theme parks.

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Nov 3 • 1:50 AM EST • Entertainment • deccanherald.com
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Samsung monthly updates: November 2026 security patch gets detailed

Now that Samsung has begun rolling out the One UI 9.0 update to almost all eligible Galaxy phones and tablets, it is time for the company to release this month'

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Nov 3 • 12:26 AM EST • Technology • sammobile.com
This political season, when you scroll down social media, how often is a bot writing the comments?

The company says that during periods including debate week, as many as 1 in 4 replies on X came from accounts it classified as inauthentic.

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Nov 2 • 11:01 PM EST • Politics • wsbtv.com
AMC Entertainment earnings: what to look for from AMC

Theater company AMC Entertainment NYSE:AMC will be reporting earnings this Wednesday after the bell. Here’s what you need to know.AMC Entertainment beat analysts’ revenue expectations last quarter, reporting revenues of $1.60 billion, up 14.2% year on year. It was an incredible quarter for the comp…

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Nov 2 • 10:28 PM EST • Entertainment • tradingview.com
AMC Entertainment earnings: what to look for from AMC

AMC Entertainment earnings: what to look for from AMC

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Nov 2 • 10:28 PM EST • Entertainment • markets.financialcontent.com
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Dodge Confirms NASCAR Cup Return in 2027 with Kaulig Racing

Dodge will return to the NASCAR Cup Series in 2027 with Kaulig Racing, parent company Stellantis confirmed Monday in Las Vegas.

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Nov 2 • 8:49 PM EST • Sports • sports.yahoo.com
Packers add ex-Raiders QB to practice squad

The Green Bay Packers pulled off one roster move Monday. But they’re not moving running back Josh Jacobs despite his name being linked to trade rumors. Instead, coach Matt LaFleur and company are bringing in former Las Vegas Raiders quarterback Cam Miller The past NFL Draft pick for the Raiders is heading to Lambeau Field , per ESPN NFL insider […] The post Packers add ex-Raiders QB to practice squad appeared first on ClutchPoints.

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Nov 2 • 7:42 PM EST • Sports • sports.yahoo.com
Apple CEO Ternus Says iPhone Duo Shortages Have No End Date in Sight

Apple is unable to meet demand for the iPhone Duo and there's no timeline for when the company will catch up, CEO John Ternus told Reuters following today's earnings report. Duo is constrained as of today. The ramp is going well, and we're working hard to get it to as many customers as quickly as possible, but at this point, we're not able to predict when supply and demand will be in balance.

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Nov 2 • 5:03 PM EST • Technology • macrumors.com
Apple Stock Drops Despite Fiscal Q4 Earnings Beat

Apple late Monday beat Wall Street's targets for its fiscal fourth quarter. But Apple stock fell in extended trading.

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Nov 2 • 4:39 PM EST • Business • investors.com
Roku Q3 Profit, Revenue Soar on Higher Media & Entertainment Ad Spending, Subscription Growth

Shares of the company, which is awaiting acquisition by Fox, were trading flat after reporting its better-than-expected results

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Nov 2 • 4:31 PM EST • Entertainment • malaysia.news.yahoo.com
Roku Q3 Profit, Revenue Soars on Higher Media & Entertainment Ad Spending, Subscription Growth

Shares of the company, which is awaiting acquisition by Fox, slipped after reporting its better-than-expected results

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Nov 2 • 4:31 PM EST • Entertainment • thewrap.com
How one COA puppetry class became a family business

WABI TV5 profiles Frogtown Mountain Puppeteers, the Bar Harbor company Erik Torbeck ’95 runs with his siblings, Brian Torbeck and Robin Erlandsen.

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Nov 2 • 4:11 PM EST • Business • coa.edu
Martha Stewart's ventures, from Entertaining to Martha Stewart Living Radio

These 10 Martha Stewart business ventures, from a Connecticut catering company to a Macy's home line, trace how she turned entertaining know-how into a media and retail brand

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Nov 2 • 4:08 PM EST • Business • qz.com
The Secret Ingredient Helping Milwaukee Businesses Succeed

Behind every successful Milwaukee business is someone who took a chance. An entrepreneur who turned an idea into a company, a family preparing to expand

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Nov 2 • 3:44 PM EST • Business • biztimes.com
Jessica Alba Battled 'Impostor Syndrome' While Building The Honest Co.

Jessica Alba explained how she built The Honest Company into an early star-led business venture in a conversation with U.S. Bank's Courtney Kelso.

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Nov 2 • 3:10 PM EST • Business • variety.com
Jessica Alba Battled ‘Major Impostor Syndrome’ as She Built The Honest Company Into an Early Star-Led Business Success Story

Jessica Alba was nine months pregnant, stressed out of her mind and battling a bad allergic reaction to laundry detergent when she decided to launch her first business. Alba spoke about her experience...

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Nov 2 • 3:10 PM EST • Business • yahoo.com
Anthropic IPO filing shows $1.7B in Q3 personnel costs

Anthropic's expenses on personnel topped $322,000 per worker last quarter, an amendment to its S-1 filing shows. The company's IPO is expected soon.

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Nov 2 • 2:59 PM EST • Business • businessinsider.com
Troy defense company lands Army contract

A Troy-based defense systems and logistics company announced Monday it received a four-year contract with the U.S. Army worth up to $49.9 million.

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Nov 2 • 2:50 PM EST • Business • crainsdetroit.com
Vera Health Secures $28.5 Million to Expand AI-Powered App for Clinicians

Vera Health raised $28.5 million in a Series A funding round to expand its artificial intelligence-powered clinical app, the company said in a Tuesday

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Nov 2 • 2:49 PM EST • Health • pymnts.com
UAE Royal and Government Delegation Visits The Pinkfong Company to Explore Innovation in Kids & Family Entertainment

– The Pinkfong Company, the global entertainment company behind Baby Shark, welcomed a high-level United Arab Emirates (UAE) royal and

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Nov 2 • 2:25 PM EST • Entertainment • roastbrief.us
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She Took Over a Failing Business in 1908 and Tripled Its Revenue in Four Years

Rose Knox transformed her struggling Gelatin company into a powerhouse through discipline, customer-focused marketing, and innovation.

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Nov 2 • 2:00 PM EST • Business • inc.com
From 'Dune' to 'Avengers: Doomsday,' see collectibles coming to theaters

Popcorn at the movies continues to have a pop culture moment. Studios are outdoing themselves with ever-extravagant popcorn buckets to accompany upcoming blockbuster films.

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Nov 2 • 12:58 PM EST • Entertainment • centraloregondaily.com
Utopai Studios Names Former Disney AI Leader Hans Ku as Chief Product Officer

Utopai Studios, the AI-focused entertainment studio, has hired former Disney AI leader Hans Ku as its chief product officer, tapping a Hollywood studio veteran as the company tries to grow its content...

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Nov 2 • 12:48 PM EST • Entertainment • yahoo.com
Great Alaskan Holidays Appoints HR Manager

Great Alaskan Holidays hired experienced HR professional Terri Jerue as the RV rental, sales, and service company’s Human Resources Manager.

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Nov 2 • 12:13 PM EST • Business • akbizmag.com
OSR Health Board Authorizes Management to Engage with Potential Acquirer of OSRK for Reverse Takeover

Potential reverse takeover is a key pillar of plan to return portfolio to a national exchange; OSR Health also pursuing OTCQB uplistingBELLEVUE, WA / ACCESS Newswire / November 2, 2026 / (OTC PINK:OSRH) ("OSR Health" or the "Company") today announced that its Board of Directors has authorized management to pursue a sale of the Company's controlling interest in OSR Holdings Co. ("OSRK") to an undisclosed Nasdaq-listed counterparty ("Acquirer") for a potential reverse takeover.

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Nov 2 • 11:05 AM EST • Health • finance.yahoo.com
Wawanesa rolls out WSI after buying Everest’s Canada business

Canadian firm The Wawanesa Mutual Insurance Company has launched WSI, A Wawanesa Company, after acquiring Everest Insurance Company of Canada from Bermuda-based Everest Group Ltd., Beinsure reported.

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Nov 2 • 10:49 AM EST • Business • businessinsurance.com
Hanwha to offer premium discounts to shipowners with strong cybersecurity

South Korea’s Hanwha General Insurance Company Ltd. has partnered with Busan-based Cytur Inc. to develop an integrated system that rewards shipowners with preferential insurance terms for…

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Nov 2 • 10:48 AM EST • Business • businessinsurance.com
Selling Your Company: When Every Stroke Counts

JEROME FOGEL Partner, Corporate Practice Group; Chair, Sports and Entertainment Group Fogel & Potamianos LLP For owners of successful middle-market

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Nov 2 • 10:39 AM EST • Business • labusinessjournal.com
Exclusive: Dana Maiman is leaving Omnicom Health. Tom Schwenger will succeed her

Maiman oversaw the group following the holding company’s acquisition of IPG.

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Nov 2 • 9:39 AM EST • Health • mmm-online.com
Omnicom Appoints Tom Schwenger as CEO of Omnicom Health Marketing

Omnicom (NYSE: OMC), the world's leading marketing and sales company, today announced the appointment of Tom Schwenger as Chief Executive Officer of Omnicom Health's marketing business, effective immediately. The unit previously reported into long-standing industry veteran, Dana Maiman, who will be leaving the company.

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Nov 2 • 9:30 AM EST • Health • finance.yahoo.com
Inside Apple’s Slog to Create Its First Robot

Apple’s new CEO John Ternus wants the company to get serious about robots, but judging by Apple’s plodding progress on the first one it hopes to sell—a device with a nine-inch screen that swivels around on an arm and resembles the Pixar lamp—he could face an uphill battle. Apple initially began ...

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Nov 2 • 9:16 AM EST • Technology • theinformation.com
Cineverse Nominates Dr. Samrat Ganguly for Election to Board of Directors

/PRNewswire/ -- Cineverse Corp. (Nasdaq: CNVS) ("Cineverse" or the "Company"), an entertainment technology company and studio, announced the nomination for...

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Nov 2 • 9:00 AM EST • Entertainment • prnewswire.com
Athenahealth launches tool to bring patient health records into Anthropic's Claude

Electronic health record company athenahealth is opening up patient health records to outside AI assistants, starting with Anthropic’s Claude, through a new connection designed to give patients per | Athenahealth is opening up patient health records to outside AI assistants, starting with Anthropic’s Claude, through a new MCP connection designed to give patients personalized answers based on their clinical data.

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Nov 2 • 9:00 AM EST • Health • fiercehealthcare.com
CSO of Napo Pharmaceuticals, a Jaguar Health Family Company, and Clinical Investigators Evaluating Crofelemer Conduct Panel Discussion at Pediatric Gastroenterology Conference in Dubai (UAE)

Napo was one of the sponsors of this meeting.The 2nd Best of Elite Ped-GI meeting was dedicated to advancing clinical knowledge and best practices in pediatric gastroenterology and nutrition, with one of the plenary sessions being focused on parenteral nutrition in children with complex gastrointestinal disorders and intestinal failure (IF).

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Nov 2 • 9:00 AM EST • Health • finance.yahoo.com