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Keith Gaskin: Faith, politics and the trap of moral disqualification
Scroll through social media during any campaign season, and you won’t just see debates over tax rates, health care or foreign policy. You will see sweeping verdicts on souls.
In Warren County, a reflection of rural healthcare's turmoil
Rising costs, staff shortages and plummeting reimbursement rates have shuttered several of Pennsylvania’s rural hospitals, with nearly a third at risk of closure in the coming years.
Ubisoft Puts in a Bid for Dishonored Studio Arkane Lyon
Ubisoft has made an offer to buy Arkane Lyon, the French studio behind Dishonored, Deathloop and the upcoming Marvel's Blade, according to Bloomberg's Jason Schreier. At least two other gaming companies have put in offers of their own, though their names haven't come out yet. Apparently, Xbox is...
Proposals Emerge to Reinstate Some Taxes: Business NH Magazine
Proposals are emerging for next year’s legislative session aimed at increasing state revenues and lowering local property taxes.
Democrats get their health agenda ready ahead of takeover
Presented by AstraZeneca{beacon} Healthcare Healthcare The Big Story Democrats get their health agenda ready ahead of takeover Reinstating the Affordable Care Act’s enhanced premium ta…
Did Cher not deserve her Oscar, as Michael Douglas said last week?
Michael Douglas has reignited an online debate over the 1988 Oscars race by joining those who say Glenn Close, not Cher, deserved the best actress trophy.
Luis Álvarez-Vallina’s STAb-T Research Takes the Spotlight in Advanced Science
Luis Álvarez-Vallina’s STAb-T Research Takes the Spotlight in Advanced Science / Anaïs Jiménez-Reinoso, Angel Ramirez-Fernandez, Antonio Tapia-Galisteo, Belén
Melco Resorts & Entertainment: Adjusted EBITDA reached $288 million as Macau softness sharpened focus on cost discipline and deleveraging
Q3 adjusted property EBITDA was $288 million, or $298 million adjusted for VIP hold, while Macau demand softened and competition remained intense. Deleveraging and disciplined reinvestment remain priorities; 2027 CapEx guidance was reduced to $275 million.Based on Melco Resorts & Entertainment Q3 2…
Brandon Aiyuk’s NFL Reinstatement Bid Could Force 49ers’ Hand
San Francisco may soon have to decide the receiver’s future.
New Orleans company, Robinson Carbon, to invest $16M in biochar facility in central Louisiana
"Biochar has been around long time. We're not reinventing the wheel; we're just putting together a bigger wheel that spins more consistently as we develop commercial markets for these products."
ARCare triples nurse capacity by combining RPM and chronic care management
A redesigned nursing workflow connects home blood pressure readings with patient relationships – expanding remote monitoring across three states.
Melco Resorts & Entertainment: Disciplined spending and lower CapEx anchor plans amid softer Macau demand
Q3 adjusted property EBITDA was $288 million, while Macau demand softened in October amid broader China economic weakness and intense competition. Deleveraging and disciplined reinvestment remain priorities; FY2027 CapEx guidance fell to ~$275 million.Based on Melco Resorts & Entertainment Q3 2026…
Brandon Aiyuk reporting to 49ers
San Francisco 49ers WR Brandon Aiyuk has submitted paperwork to be reinstated, his agent Drew Rosenhaus said.
Aon, Munich Re launch pandemic reinsurance facility
Aon plc and Germany’s Munich Re have launched a first-of-its-kind parametric pandemic reinsurance facility covering hospitality risks across Indonesia and the Philippines, Artemis reported.
This Week's Health IT Jobs
It can be very overwhelming scrolling through job board after job board in search of a position that fits your wants and needs. Let us take that stress away by
This Week In Politics: G20 Foreign Ministers’ Meeting
Amid national divides over the upcoming midterm elections, international friction also surfaced at the Group of Twenty’s (G20) foreign ministers’ meeting in Atlanta, Georgia, on Friday, Oct. 30, and Saturday, Oct. 31. Top diplomats from the G20, an international forum comprising the world’s largest economies that convene to address global economic policy and development, gathered...
Seahawks Hit Unwanted Milestone After Lopsided Loss to Bears
The Seattle Seahawks have suffered yet another setback in the 2026 NFL season. The team has suffered an embarrassing defeat to the Chicago Bears with a score of 17-34. The reigning Super Bowl champions now have a current record of four wins and four losses. The franchise had a dominant season in 2025, which led […] The post Seahawks Hit Unwanted Milestone After Lopsided Loss to Bears appeared first on Gridiron Heroics.
On the advantages of health system-owned health plan, what Medicaid cuts might mean and the future of U.S. health insurance: A conversation with Geisinger's Jeremy Gaskill
Jeremy Gaskill took the reins at the Geisinger Health Plan earlier this year after a long career at Humana. He discusses the similarities and differences between Geisinger and Humana and the advantages of a health plan that is part of a health system.
Geron Corporation Reports Third Quarter 2026 Financial Results and Recent Business Highlights
Achieved $60.1 million in RYTELO® (imetelstat) net product revenue in Q3 2026, an increase of 5% compared to Q2 2026 Reiterated 2026 RYTELO net product revenue at the mid-to-high end of the $220 million to $240 million range; lowered 2026 total operating expenses range to $220 million to $230 million Initiated gated commercial launch to expand RYTELO access to eligible LR-MDS patients in targeted European markets, with availability expected in Germany by end of year Ended Q3 2026 with cash, cash
Patriots Get Offensive Line Reinforcement Ahead Of Packers Game
New England made several roster moves Tuesday, but the return of an offensive tackle could become particularly important as the Patriots prepare for Green Bay.
49ers Get Strong Message After Brandon Aiyuk Hires Drew Rosenhaus
After being away from the news cycle for a few months, San Francisco 49ers wideout Brandon Aiyuk is back after he hired Drew Rosenhaus to represent him. As a result, Aiyuk looks ready to return to playing football, but will that be with the Niners?Aiyuk will need to apply for reinstatement, given that he’s on […] The post 49ers Get Strong Message After Brandon Aiyuk Hires Drew Rosenhaus appeared first on HEAVY.
AFGHS co-signatory countries ask health care users to help fill the financing gap
Hundreds of thousands of Ugandans living with HIV on antiretrovirals could be targeted for user fees or community health insurance schemes requiring modest premium payments, according to the April 2026 version of the country’s America First Global Health Strategy implementation narrative.1 As part of the “sustainable financing for the private not for profit sector” strategy, 491 facilities will be targeted for a phased introduction of user fees and scale up of community health insurance programs.2 In the Ugandan context, PNFP facilities include faith-based hospitals and other health facilities, US missionary organizations and centers of excellence—services that are often co-located at government facilities but run with additional financial and technical resources. 402,000 people—or about 28 percent of the total Ugandan adult PLHIV population on treatment—get ART from the private not for profit sector. The selected facilities provide the majority of ART and prevention of mother to child transmission (PMTCT) services. The plan doesn’t give the total number of clients served by the 491 facilities, so it is not possible to give a precise number. But the majority of 402,000 is a figure in the hundreds of thousands—hence the estimate I’m using.3 The April draft of the Ugandan implementation plan narrative is the only one I’ve been able to review. But the government of Uganda is not alone in turning to health care users to help fill the financing gaps caused by the abrupt withdrawal of US funds. In July 2025, the Government of Liberia introduced user fees for previously free services including “registration, accommodation, patient feeding, hospitalization, and a wide range of surgical and diagnostic procedures.”4 Earlier that year, Liberia rolled out a revolving drug fund designed to stabilize drug supplies by “allowing patients to pay a small fee for standardized, quality medications,” according to a Ministry of Health press release.5 (Both of these approaches had been proposed in the National Health Policy 2022-2031; media coverage explicitly connects the launch with the US foreign aid cuts.) The health financing strategies proposed by Uganda and established in Liberia are qualitatively different from user fees officially adopted by specific health facilities to cover funding shortfalls caused by the new US approach.6 The latter is a stopgap, adhoc change. The former is a national governmental adoption of policies that pass costs on to health care users, despite evidence that such approaches can exacerbate inequities and leave deficits unfilled. Two countries does not make a pattern, but they do point to urgent questions: Have other countries, including Liberia, included user fees or community health insurance schemes in their implementation plans? If so, do any of these narratives have what Uganda’s lacks: a fall-back plan in place in case these strategies for sustainable health systems fail to deliver—as they have before? I wonder if you think about it Subscribe Predictable pitfalls Both community-based health insurance and user fees are as old as the hills. And after decades of people climbing up these hills, duking it out, climbing back down—neither strategy has shown the results the Ugandan implementation plan is counting on. This is, in fact, a hill some folks are willing to die on. (You knew I’d get there, right?) In November 2025, an African-led team of health system experts published a paper directed at low- and middle income country governments trying to figure out how to create self-sustaining health systems. The money wasn’t coming back. It had been more than nine months since the season of freezing, waivering and wood-chippering; two months since AFGHS tumbled into the world touting co-financing requirements and reductions in future US government health aid. Governments were looking for strategies for sustainable, self-financed health systems, the authors wrote. For countries considering user fees and community health insurance to fill the financing gaps, they had a simple message: Don’t. On user fees, the paper states: “Reliance on user fees is ultimately a regressive and inequitable approach. It places a disproportionate burden on the poor and undermines health system goals of equity and financial protection. […] There is overwhelming evidence that user fees mobilise very limited resources for the public health sector, making it an inefficient mechanism for revenue mobilisation.” On community health insurance: “Attempting to shift the burden of funding previously donor-funded services, such as HIV care and management, and TB treatment, onto contributory schemes would exacerbate their fragility and fail to protect the population.”7 The WHO says that community-based health insurance “cannot be expected to provide a major source of funding or coverage,” and noted that most schemes offer only moderate benefit to individuals paying into them, and exclude the poorest segment of the population.8 And yet, the US-Ugandan implementation plan says that community health insurance is “the central pillar of this [PNFP] sustainability strategy” and that this approach that will generate “pre-paid pooled funding at facility and community level [that] improves financial risk protection for households, reduces catastrophic out-of-pocket expenditure, and generates structured, transparent revenue streams that can progressively absorb recurrent costs including health worker salaries.” Unfortunately, Uganda’s own history suggests the pillar might not be able to bear this weight. Ugandans Have Been to this Rodeo Before—and Some Want Their Money Back Uganda introduced its first community health insurance scheme in 1996 with support from international donors.9 Thirty years later, somewhere between 0.2 and 0.3 percent of the population is covered by CHI; just over 1 percent has any kind of health insurance.10 User fees were universally introduced in 1993 as a condition of a World Bank loan.11 They were abandoned in 2001, and in 2004—the year I moved to Uganda to watch the free HIV program get underway—a definitive study found that the fees did not improve health systems and outcomes.12 In 2004, most clinics and hospitals had ‘free’ and ‘fee for service’ options for getting care.13 The fee for service, or “cash and carry” programs had often been established in the years prior to PEPFAR and the Global Fund to Fight AIDS, Tuberculosis and Malaria. People who could afford to paid for the drugs, often at facilities in the private-not-for-profit (PNFP) sector. When free drugs arrived, some people who’d been paying kept on doing so, perhaps because of shorter wait times, greater confidentiality, convenience or other factors. But in the year that I spent visiting the same clinics around the country week after week—including a “center of excellence” that maintained separate days for cash and carry clients and those accessing free ARVs—lots of people who had been paying tried to switch to the free option. They’d paid because they had no other choice. They’d sold pieces of family land, begged family members for loans, bought pills by the week, and sometimes by the day. Or they were just cash-strapped, like most of us, and wanted the funds for other things. 14 Twenty-two years later, this hasn’t changed. Ugandans pay out of pocket for 30-40 percent of their health care costs, leading one paper to declare that “falling ill is more than a health crisis. It is a financial emergency.”15 One recent study found that up to 48.5 percent of households dealing with tuberculosis sold something, took out a loan or dug into savings to defray the costs of TB care—which is supposed to be universally free.16 The Ugandan implementation plan does anticipate challenges. It proposes a phased approach, with 187 facilities introducing user contribution systems in Year 1, 152 in Year 2, and 153 in Year 3. Willingness to pay and feasibility studies will precede roll out; fees will be tiered by region, and a waiver system is proposed to ensure that no one has to pay who is unable to. Moreover, the plan provides for quarterly reviews of epidemiological data to “ensure that user contributions do not compromise epidemic control gains, ART continuity for the client cohort, TB case management, or PMTCT services.” Alt text: A screenshot of a table included in the implementation plan narrative that is the subject of this stack. It’s got a fetching pink bar at the top. It uses the abbreviation “CHI” which is Community Health Insurance, and FBO which is Faith Based Organizations, and it details the number of facilities that will implement user fees with waivers and community health insurance schemes over the five years of the agreement. As I said in the footnote, this is a super interesting document with a lot of other rich material. Tell me what you see—and what you would have focused on. And if you’ve seen something like this, or anything else that strikes you, in another implementation plan, tell me that too. You can use the Substack message platform or try me on Signal at @endaplague_again.25 (because @mercoonfan was, weirdly, taken). But the plan doesn’t fully explain what will happen if this approach doesn’t work out. Yes, progress will be monitored, and corrective action triggered. However, there is no specified funding replacement if premium and fee revenue prove inadequate. Instead, the authors write, “Currently, COEs serve a total client cohort of over 180,000 across 28 facilities. In the initial years, the U.S. Government (USG) will provide financial support for clients; over time, user fees generated by COEs will become the primary source of funding for sustaining their services.” Failure does not really seem to be an option. Health insurance schemes are more acceptable to the Ugandan population than user fees. Members of Parliament and civil society traveled to Ethiopia to see how that country’s scheme worked. In a follow up report, a veteran civil society group recommended allowing the “health insurance ecosystem to grow organically and [to] keep reviewing the law and regulations as this growth takes root.”17 One study found that more than three-quarters of Ugandans were willing to join a health insurance program.18 However, coverage of community-based health insurance is minimal, as is coverage of any kind of insurance—including private plans.19 A national health insurance scheme bill has been stalled for several years and presently sits with President Yoweri Museveni.20 Community-based health insurance scheme that do exist are expanding in number, but losing enrollees. Between 2022 and 2026, the number of community-based health financing schemes across the country increased by 42 percent, while the number of people enrolled decreased by nearly 11 percent.21 None of this means that community-based health insurance should not happen in Uganda—or that people do not want insurance. It doesn’t even mean that user fees and waivers won’t ever work. But there is highly relevant evidence from Uganda and the surrounding region that it is quite optimistic to describe community health insurance and user fees as central supports for sustainable financing in any sector of the health system. And now for the best-case scenario In the best-case scenario22, the Ugandan approach does exactly what it sets out to do, and so does the Liberian fee structure and revolving pharmacy fund—though I’ve not confirmed that these are in the MoU. In one best-case scenario, Uganda is an outlier, and user fees and community health insurance are not recurrent pillars of self-sustaining financing in other countries’ implementation plans. In another best-case scenario, all countries that include these strategies enjoy success beyond anyone’s evidence-informed wildest dreams: reliable funding generated by health care users fees, great health care outcomes for everyone, no exacerbation of inequities, no crippling household debt. No sold land, repurposed school tuition or high-interest loans. In the best-case scenario, not one of the hundreds of thousands of Ugandans living with HIV receiving antiretrovirals from 491 PNFP facilities misses a refill or leaves care because of user fees or community health insurance premiums. This is the best-case scenario for these people for their own health, and for their families. It is also the best-case scenario if Uganda wants to stay on the path to eliminating HIV as a public health threat. According to the country’s most recent data, 96.5 percent of people living with HIV on antiretrovirals are virologically suppressed. Epidemic control depends ensuring that 95% of people living with HIV know their status, 95 percent of those individuals are on ART, and 95% of those individuals are virologically suppressed. Uganda is still struggling with the first “95"—a frankly abysmal 85.3 percent. If HIV epidemic control and the attendant prevention of new infections, avoidable suffering and premature death matter, the country cannot afford to lose any clients who are currently in care.23 As I write this a couple hours before the polls close for the US elections in the city I live in, I say with soul-deep sincerity: I am rooting for the best-case scenario. I think it’s safe to say that we all are.24 I think it’s also safe to say that if the US and co-signatory governments have inked plans that lead to successful expansion of community health insurance and strategic use of user fees, we all would like to know, now, so that we don’t miss the opportunity to celebrate when success happens. The implementation plan narratives have to enter the public domain. They are the fullest expression of a strategy co-created by two governments. There are assumptions and details that people living in the US and co-signatory countries need to understand that are not available in the MoUs or, to date, in the Congressional Notifications. Some of these details can help other countries that are, as I write this, still working on implementation plans. Others, like a solid count of how many other countries have plans for expanding user fees or health insurance, are important for regional and global health architecture reform initiatives. No matter how this election night turns out, there will be a slew of new Congressional member orientations, briefings and talking points papers in the next few months. Release of implementation narratives should be a bullet point in every context that AFGHS is discussed. These documents can be redacted so that procurement sensitive information isn’t disclosed. There is much more historical precedent for sharing such documents than there is for relying on user fees to fill health financing gaps. Let’s look at the information together so we can hope for the best and prepare for, you know, the other thing. Alt text: A substack first: a bicep selfie! It’s my arm - peachy-white skin, black shirt (flannel, notch neck, too hot for this appallingly balmy November weather, if you’re wondering) and a sticker that says I VOTED 2026. Beige letters on red for I voted. Beige on blue for 2026. You bet I did.25 In your wildest dreams. Subscribe 1 This is a really, really rich 95 page document. There are fascinating ideas and detailed plans in it. It is all worth reading AND I have, in this post, highlighted an instance of content that could pose challenges and certainly posits success of strategies that haven’t worked before. I would love to hear what readers’ see that’s interesting and should be lifted up as something to check for in other implementation plans. I will also shortly be adding a static page to the substack site where implementation plan documents will live. I will put the url into this footnote and it will also be there on emilybass.substack.com by the end of the week. Uganda Implementation Narrative Section 4 April 22 2026 Draft 1.51MB ∙ PDF file Download Download 2 User fees are costs charged for visits, labs, medicines or other health services, usually at the time they are provided. Community health insurance, or community-based health insurance, is what the World Health Organization calls “micro insurance,” which is health insurance targeted at low-income people. 3 As usual (by which I mean always), please prove me wrong. 4 https://smartnewsliberia.com/liberias-ministry-of-health-announces-2025-hospital-service-fees-for-public-facilities/?utm 5 https://moh.gov.lr/news/2025/grand-cape-mount-leaders-residents-embrace-new-community-pharmacy-program/?utm 6 https://www.christianitytoday.com/2026/09/hiv-usaid-pepfar-africa-foreign-aid-cuts-mission-hospitals/?utm 7 https://gh.bmj.com/content/10/11/e021270 8 https://www.who.int/news-room/fact-sheets/detail/community-based-health-insurance-CBHI 9 https://pmc.ncbi.nlm.nih.gov/articles/PMC2827475/ 10 https://pmc.ncbi.nlm.nih.gov/articles/PMC10861328/#b3-jpmph-23-110 11 https://pmc.ncbi.nlm.nih.gov/articles/PMC527704/ 12 Same citation as the footnote 2 - the article is called “Learning from failed health care reform in Uganda.” To which I say: If only. If. Only. 13 There is a whole taxonomy of user fees to be aware of, if not commit to memory. Out of pocket costs are everything that someone pays for themselves. In this Stack, user fees are planned and policy-supported out of pocket costs. There are also out of pocket costs that people pay to buy drugs or receive tests or health care assessments that would be free if the drugs were on the shelves, or the machines or kits were available, or the staff were on site. A user fee is usually designed to be modest, pegged to willingness to pay, and may be waiveable at the point of care for anyone who is unable to do so. The costs for things that would otherwise be free are whatever the market will bear and people either have to pay them or go without. Out of pocket costs for services and stuff that aren’t available in public facilities are different again from bribes or unofficial fees that some health workers may impose, even though most are indefatigable, tireless and tired, and devoted to their clients. 14 For the record—which really is these footnotes—I would give a whole stack of fridge magnets for a systematic analysis of the economic and social impact of the Mass Unemployment Event in AFGHS countries among the very people who used to be able to afford and cover user fees, both for themselves and vast family networks. Locally employed USAID technical staff, house cleaners, caregivers, drivers and technicians were financial anchors for cousins, friends, friends’ children, friends’ childrens’ cousins, teachers, pastors, neighbors and so many other kinds of kin. Aid recipients lost direct funding; many other people who had not been aid recipients, but parts of the elaborate care webs that function as safety nets for so many people, lost crucial support too. And that’s even before we get to the people who worked at the hotels and restaurants and bars where people employed by the US and its implementing partners used to spend disposable income. Those businesses have lost revenue; those folks have lost jobs. It will be some time coming—and someone will have to fund this work—but I do hope it happens. And I hope, as usual, to be proven wrong. 15 https://eprcug.org/blog/how-out-of-pocket-healthcare-costs-keep-driving-ugandans-into-poverty/ 16 Another straight-to-the-point journal article title. Households experiencing catastrophic costs due to tuberculosis in Uganda: magnitude and cost drivers. https://pubmed.ncbi.nlm.nih.gov/32938411 17 https://www.cehurd.org/download/technical-policy-brief-on-community-health-insurance-scheme/?wpdmdl=13661&refresh=6ae9122f5d4ed1793659439 18 https://pmc.ncbi.nlm.nih.gov/articles/PMC10125197/ 19 https://pmc.ncbi.nlm.nih.gov/articles/PMC10861328/#b3-jpmph-23-110 20 https://ugandapost.news/uganda-to-make-health-insurance-mandatory-by-2026/ 21 https://shu.org.ug/download/235 22 With a nod, tip of the stack hat, and wag of the Mercoon tail to a deeply valued reader who told me that I have a tendency to speculate about the worst-case scenarios a little too much of the time. 23 https://news.mak.ac.ug/2026/10/uphia-2025-shows-ugandas-hiv-status-awareness-gap-despite-strong-treatment-outcomes/ As you’ll see in the next footnote, I’ve already written a subSubstack on another topic, so I will be brief with regard to the study referenced in this article. The Uganda Population-Based HIV Impact Assessment, or UPHIA, will never happen in this way again. For more than a decade, PHIAs have been supported by the US government as a way to generate accurate estimates of country progress on key HIV indicators. They are a holdover from the PEPFAR program that was laser focused on ensuring US taxpayer dollars subsidized progress in pandemic control. There may be other population-level surveys and the data may even be publicly released, as the entire set of FY2026 MER data have not. But PHIAs will never happen again. If you’re wondering whether the estimates of HIV progress at country level might get less reliable….you’re not alone. 24 Ooh baby, I hate “we” in almost all forms. But sometimes I go there, when I am looking for company, which I am. Because this Stack moves into the somewhat-uncharted territory of assessing what the implementation plan narratives may suggest about co-signatory countries’ roles and responsibilities to the people living within their borders. The MoUs, specimen and data sharing agreements were templates. Countries’ answers fit into pre-specified questions that did not include, “how are you going to fill financing gaps and stabilize your health system as this plan unfolds?” In contrast, the implementation narratives are open form—the product of co-creation between the two governments. Co-creation can mean lots of things, but nothing leads me to believe that implementation plans are ghost-written by the US government, or that contents were imposed by the US counterparts. Instead, I think the parts of the plans that read like country government initiatives are endorsed, if not initiated by, those governments. For instance, the Ugandan implementation plan narrative describes plans for revenue-generation through fees charged for equipment calibration, repair and maintenance provided through Uganda’s National Equipment Calibration Laboratory, and laboratory accreditation through the Uganda National Accreditation Service (UGANAS), targeting private sector, PNFP, research and academic clients. That’s super specific and also quite ambitious. It doesn’t read like an American idea. There’s also a provision for solar panels, and other stuff that feels country owned and driven. This is where it gets interesting. If co-creation is the case, then both the US and co-signatory governments are accountable for the contents and the outcomes. Most discourse about AFGHS to date has focused on the decisions that America has made, or demanded that other countries make. The AFGHS architects have monopolized the hot seat. As they should, in so many ways. America absolutely created the conditions under which countries needed to come up with health financing strategies to fill unanticipated, catastrophic funding gaps. And with not-too-long a lens, we can look back and see that America is also on the hook for its role in the Bretton Woods institutions that made user fees and health system fiscal austerity conditions of loans during the era of structural adjustment. But in the here and now, it is not at all clear to me that the US is requiring Uganda or any other country to implement specific approaches to sustainable financing. Instead, it is as the authors of that paper up in footnote 6 suggest: African governments have agency. As implementation plans roll out—whether or not the narratives are shared—it will be important to understand what this agency looks like and what it means for people, including the poorest of the poor. And it will be important to figure out how to talk about it safely, respectfully and critically in places other than the literal and metaphorical footnotes. 25 This week’s song is “Once upon a time” by the Moody Blues. (I know, this is gonna be a weird, largely banger-free end of 2026 playlist. HMU with requests.) AND please do watch the video and appreciate the truly amazing opening sequence—a drum kit wasteland, a coupla plastic bags, a bit of sand. Sort of like the hill where fiscal austerity policies that put costs on health care users might go to perish. But then there’s a lady with amazing hair. It’s worth it.
Slavic Village CDC to lease building on catalytic corner
Three commercial spaces are available to help reinvigorate that part of the Cleveland neighborhood, with particular interest in finding a restaurant.
iOS 27.3 adds all-new Apple Health app, details here
Apple released iOS 27.3 beta 1 today, and it reintroduces the all-new Health app that was first available for testing in the iOS 27.2 beta.
iOS 27.3 Beta Brings Back Apple's Redesigned Health App
iOS 27.3 reintroduces the redesigned Health app previewed in September. Apple tested the new Health app in the iOS 27.2 beta, but it was removed before the update launched. The Health app has been updated, and there are new Insights and Longevity tabs that show more information about your health and fitness metrics. The Insights tab includes your most recent health data, like Activity Rings, heart rate, sleep score, and vitals. Apple Intelligence will use that information to offer Personal Guidance.
FedEx uses dedicated logistics teams to win aerospace, automotive business
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Baltimore Ravens sign veteran quarterback after Lamar Jackson injury
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The Science of Career Reinvention: Finding Fulfillment at Any Age with Dr. Shelly Rauvola
DePaul psychologist Dr. Shelly Rauvola explores career reinvention, burnout, aging, personal values, and lessons from competitive golf.
Augusta Health Automates Document Routing With Forward Advantage AI
AI is making contributions in many health care settings by creating doctors' notes, but an equally urgent task in many organizations is processing, storing, and
Vantage launches facultative reinsurance business
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Successful quarter at Expeditors boosted by hyperscaler business
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TOP 25: WEEK 11
We will keep it short this week as our bracketology post goes live later today, but as we move into the back half of the season, this is our Top 25 entering CFP rankings week. DOMINANCE REIGNS SUPREME UCLA, LSU, Utah, Wake Forest. These four teams are a combination of zero losses with a weaker […]
How Jeremy Bloom Is Reinventing the X Games
Jeremy Bloom discusses transforming the X Games into a global league.
Milan Reinvigorated by Recent Events Ahead of January
Milan owner Gerry Cardinale has promised reinforcements in January to fuel their Scudetto ambitions before toppling Inter in the Derby on Saturday. The Rossoneri will soon install Markus Krosche as th...
Political Conversations Are Hard. Here’s How to Make Them Easier
Robert and Sam Reich on Robert’s new documentary, The Work in Progress, and how to broach the political divide.
Vantage Launches Facultative Reinsurance Business, Names Pickard as President
Vantage Group Holdings Ltd., the Bermuda-based re/insurer, announced the launch of its Facultative Reinsurance line of business, led by industry executive
Sagility Acquires Chirok Health | Digi International Announces Intent to Acquire Disruptive Technologies
Check out today's featured companies who have recently completed an M&A deal, and be sure to check out the full list of past healthcare IT M&A. S
TreImage Partners with Haaseline Entertainment
Collaboration strengthens brand licensing initiatives, accelerates retail expansion and creates new commercial opportunities for TreImage.
Saudi Re’s profits, written premiums leap more than 50%
Saudi Reinsurance Company SJSC’s net profit after zakat surged 63% year on year to 194 million Saudi Arabian riyal ($52 million) for the first three quarters of 2026, driven by growth across its…
Citizen-led ballot initiatives seek to limit electricity firms’ political donations in Michigan
One motion considers reining in political spending while another proposes to municipalize the grid in sign of anger with datacenters and high bills
Walt Disney layoffs: Thousands of job cuts likely; company asks managers to target 20% savings
Cost reduction: Walt Disney is considering cutting thousands of jobs and has directed managers to target 20% annual savings to reinvest in films and theme parks.
Oatzempic: The Viral TikTok Trend Explained
Influencers are touting “oatzempic,” a blended oat beverage, as a hunger buster on par with GLP-1s. Find out how it stacks up to the real deal.
Swift, Simmons star as Bears maul Seahawks
D'Andre Swift rushed for three touchdowns as the Chicago Bears overpowered the Seattle Seahawks 34-17 in a statement road victory over the reigning Super Bowl champions on Monday.Seattle responded with a Cooper Kupp touchdown early in the fourth quarter but Chicago's defense took over and Swift bagged two touchdowns to seal victory. rcw/pst
Chicago Makes A Statement: 3 Takeaways From The Bears' Win Over The Seahawks
The Bears made a statement with a win on the road against the reigning-champion Seahawks. Here are our takeaways.
Rockies Make Moves to Shape 40-Man Roster
A number of players were reinstated while others cleared waivers as the Colorado Rockies work to make 40-man roster formed before next season.
Prediction markets enter midterm election cycle, Creighton professor says
Prediction markets have entered the political arena this midterm election season.
Massive data center risks require underwriting rethink
Growing concentration of risk across multiple lines of coverage associated with massive data center projects is a rising concern for reinsurers.
Packers Predicted to Take Certain Approach Ahead of Trade Deadline
The Green Bay Packers have been connected to several high-profile trade targets, but general manager Brian Gutekunst is being projected to take a much quieter approach ahead of the NFL trade deadline.A to Z Sports‘ Wendell Ferreira predicted Monday, Nov. 2, that Green Bay is more likely to stand pat than make a significant acquisition […] The post Packers Predicted to Take Certain Approach Ahead of Trade Deadline appeared first on HEAVY.
Mid-America manufacturing continues to see economic growth
The Creighton University Mid-America Business Conditions Index, which measures economic activity across nine states, moved above growth neutral for the ninth consecutive month, pointing to solid economic growth in regional manufacturing. The overall Business Conditions Index increased to 56.1 in October from 55.7 in September. According to a news release, the current manufacturing expansion is…
My Chemical Romance breaks music record after band scores first No. 1 album 25 years into career
The band recently reissued its fan-favorite “The Black Parade” album, which hit No. 1 and broke an interesting chart record in the process.
World of Warcraft: Forever – How Controller Support Reimagines the Way We Can Play in Azeroth
My approach to World of Warcraft has largely been one of logging in and enjoying a casual adventure in Azeroth. I’m not messing around with macros or On November 4, players can return to a nostalgic world many grew up with – now with the freedom to play wherever and whenever they choose with Gamepad (Alpha) support.
How might women be reintroduced into the science community they helped create?
Experts explore how female STEM experts can be reintroduced into the conversation after decades and even centuries of being omitted.
Scor’s profit slips 6%
France-based Scor SE’s net income for the first nine months of 2026 fell 6% year on year to 603 million euros ($673 million), Reinsurance News reported. Group insurance revenue dropped 4% to €11.2…
WTW’s net income jumps 13% in Q3
U.K.-headquartered Willis Towers Watson plc adjusted net income grew 13% year on year to $339 million in three months ended Sept. 30, Reinsurance News reported. Group revenue increased 8% to $2.5…
Kansas City Chiefs loss to Denver Broncos will come back to haunt them as Bo Nix answers critics again
The Kansas City Chiefs suffer their second straight defeat after a dramatic finish to Sundays game against the Denver Broncos; listen to Sky Sports NFLs Neil Reynolds and Jeff Reinebold as they reflect on Week Eight in the NFL on Inside the Huddle podcast
BioStack Raises $9.5M | Ayble Health Raises $16M Series A
Check out today's featured companies who have recently raised a round of funding, and be sure to check out the full list of past healthcare IT fundings.
Panthers hire new defensive coach after loss to Packers
Carolina Panthers add a familiar face to their coaching staff, reinforcing the secondary after a defensive shakeup.
‘James Bond’ Star Ben Whishaw Says 007 ‘Needs to Be Reinvented Completely’—Calls Casting Buzz ‘Deliberate Hype’
Ben Whishaw says the James Bond franchise “needs to be reinvented completely.” The 46-year-old actor, who played Q opposite Daniel Craig, offered his assessment in ... Read More
“Let’s Not Waste Prime Patrick Mahomes”: Chiefs Fans Call for Andy Reid’s Exit After Crushing Broncos Loss
The Kansas City Chiefs suffered another painful defeat, losing to the Denver Broncos, and head coach Andy Reid is facing growing fan criticism. Despite having Patrick Mahomes lead the offense into position for a potential game-winning touchdown, Kansas City fell 28-24, extending its losing streak to two games.
Chiefs’ Travis Kelce speaks up on ingtriguing Kingsley Suamataia situation
The Kansas City Chiefs stumbled in a frustrating 28-24 loss to the rival Denver Broncos in Week 8 , but internal lineup drama stole the spotlight alongside the division defeat. Head coach Andy Reid made a surprising pregame decision to bench starting left guard Kingsley Suamataia in favor of veteran offensive lineman Mike Caliendo. It marked […] The post Chiefs’ Travis Kelce speaks up on ingtriguing Kingsley Suamataia situation appeared first on ClutchPoints.
When Your ITP Treatment Doesn’t Work, What’s Next?
A hematologist explains what’s next when your current ITP treatment isn’t meeting expectations.
How Doctors Decide Which Treatment To Try for Immune Thrombocytopenia
These days, there are more options than ever for helping manage ITP. A hematologist explains possible treatments and how providers decide what to try.
Megan Stalter Takes on Holiday Party Chaos in Marc Jacobs’ Winter 2026 Campaign
The "Hacks" star is joined by Ashtin Earle, Kai Schreiber, Andre Drummond and more for the label's snowed-in holiday story.
Nick Sirianni Reaches Level That Got a Previous Eagles HC Fired
A six-game losing streak and an abysmal offense have Philadelphia spiraling toward a top draft pick, echoing the late-season collapse that ended the legendary Andy Reid era.
Barbra Streisand pays tribute to longtime manager Martin Erlichman
Barbra Streisand's longtime manager, Martin Erlichman, has died at the age of 97.
'Zeus' Choi Woo-je fails to reach agreement on contract renewal with Hanwha Life prior to Worlds
It has been confirmed that Hanwha Life Esports' 'Zeus' Choi Woo-je rejected the club's contract renewal proposal before the start of the 2026 League of Legends World Championship (hereinafter Worlds).
Andy Reid Makes Truthful Admission on Controversial Chiefs Incident
The Kansas City Chiefs dropped their second consecutive game on Sunday, losing 28-24 to the Denver Broncos. The game included a controversial incident in the fourth quarter. Andy Reid’s team faced fourth down, and Harrison Butker attempted a 54-yard field goal in the rain that went wide right. The veteran head coach made an honest […] The post Andy Reid Makes Truthful Admission on Controversial Chiefs Incident appeared first on Gridiron Heroics.
Vikings’ First Loss Reinforces NFL’s Parity-Driven Business Model
The league is left with no undefeated teams this season, and the unbeaten 1972 Dolphins are safe for at least another year.
Microsoft Adds Cloud Rebuild Recovery to Windows 11 in Latest Preview Update
Microsoft has introduced Cloud Rebuild, a recovery option that can wipe and reinstall Windows 11 by pulling a fresh image and the PC's drivers from Windows Update, even when the system refuses to boot. It ships with KB5127936, the optional preview update released on October 28 for Windows 11 25H2...
Pat Freiermuth scores rushing TD in Week 8
Pittsburgh Steelers tight end Pat Freiermuth had two receptions for 35 yards in Week 8, while adding a 1-yard touchdown run in a goal-line situation.
US surety reinsurers absorb volatility as primaries profit: Willis Re
Large contractor and project defaults are hitting excess of loss treaties, even as direct loss ratios stay low
“A Few Good Men” can’t handle the stage
“You can’t handle the truth!” is what many audiences remember from Rob Reiner’s 1992 film adaptation of Aaron Sorkin’s “A Few Good Men.”
The Sensory Shoppe opens third location in Greenwood
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FULL SHOW: Inside INdiana Business 11/1/26
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2028 in-state WR commits to Florida State
Despite losing to the Clemson Tigers on Saturday night, Florida State got a commitment from 2028 wide receiver Treiy Crenshaw.
Make Your Nitrogen Plan Do More With Less
The cost and supply of traditional N are in constant flux. Pivot Bio PROVEN® G3 keeps farmers locked in. Results from 130+ trials are proving it.
RAND and USC health researchers: Even big self-insured companies can’t rein in health costs
Price transparency won’t fix employers’ health costs.
Election officials brace for foreign threats
With the midterms just days away, the channels for federal officials to communicate foreign threats to election officials are at their weakest since the 2016 vote, numerous sources who work in elections told CNN.
Over 400 detained as police raid unlicensed KL entertainment outlets for suspected drug activity
All the arrests in the raid, which started around 2.30 am, consisted of premises guards, workers and visitors, including four Bangladeshi nationals.
Marquez wins in Malaysia to extend MotoGP lead
Reigning champion Marc Marquez takes a 44-point lead over title rival Jorge Martin by winning the Malaysian Grand Prix.
Eagles elevate running back, linebacker, downgrade cornerback for Commanders clash
The Philadelphia Eagles made a few final roster moves ahead of their Sunday Night Football clash with the Washington Commanders , adding depth at running back and linebacker while losing another cornerback. Philadelphia elevated running back Elijah Mitchell and linebacker Mason Reiger from the practice squad, according to ESPN’s Adam Schefter . […] The post Eagles elevate running back, linebacker, downgrade cornerback for Commanders clash appeared first on ClutchPoints.
Lee Health Foundation Hires Kayla Reiter - Florida Hospital News and Healthcare Report
Lee Health Foundation welcomes Kayla Reiter as marketing communication coordinator. In this role, Reiter supports the Foundation’s marketing and communication strategy by helping tell meaningful stories that connect donors to […]
Breeders’ Cup 2026 Results & Payouts After Sovereignty Win
The Breeders Cup 2026 results are in after Saturday's race. The post Breeders’ Cup 2026 Results & Payouts After Sovereignty Win appeared first on HEAVY.
The Best Time to Fix Your Business Is When Things Are Going Well by Nathan Tayloe
There's a pattern I've noticed working with growing businesses over the years. Conversations about what needs to change rarely happen when things are going well. They tend to happen when growth slows, a competitor starts winning business, or something that used to work stops producing the same results. By then, the decisions are often harder, more expensive, and more urgent than they needed to be. It's understandable. When revenue is growing, customers are coming in, and employees are busy, there's little incentive to question what's working. Leaders have plenty to manage without creating new challenges for themselves. Running my own business has taught me that it's easy to get caught up in what's happening today and put off improvements you know will matter tomorrow. Those periods of success may actually be the best opportunity a business has to make meaningful improvements. When Success Makes Change Less Urgent Most businesses have things they know could be better. The challenge is finding a compelling reason to address them when everything appears to be working. Maybe the company has outgrown its original positioning. Perhaps internal processes haven't kept pace with growth, or the customer experience has become inconsistent as the organization has expanded. These issues don't necessarily prevent a business from growing. Strong demand can make them easier to overlook, especially when teams are focused on keeping up with the work already coming in. Over time, small inefficiencies become accepted ways of operating. Outdated processes remain in place because they've always worked well enough, and opportunities to improve get pushed aside in favor of more immediate demands. The business continues moving forward, but some of the things supporting that growth aren't getting stronger along with it. The Advantage of Acting Early When a business is performing well, leadership has something valuable: options. There's more flexibility to invest, experiment, develop people, and make thoughtful decisions without the pressure of an immediate problem that needs solving. Compare that with trying to make the same changes when revenue is declining, or the market has shifted. Investments become harder to justify, timelines get compressed, and decisions that could have been made strategically become urgent responses to circumstances. I've seen businesses postpone improvements for years because there was never a particularly good time to address them. Eventually, circumstances decide for them, often when they have fewer resources and less flexibility to respond. Growth Changes What a Business Needs This is especially relevant in a growing market like Wilmington, where new businesses, new residents, and continued investment are creating opportunities across the region. As organizations grow, the expectations placed on them change. Customers expect greater consistency, employees need clearer processes and opportunities, and leadership has to make decisions that support a larger, more complex business. What worked when a company was smaller may still work today, but that doesn't necessarily mean it will support where the organization wants to go next. Sometimes the most valuable improvements are the ones that prepare a business for demands it hasn't experienced yet. That might mean: Strengthening internal processes before they become bottlenecks Developing leaders before the organization depends on them Improving the customer experience before inconsistencies affect retention Revisiting positioning before the market outgrows the company's story None of these changes requires a crisis. They require recognizing that a growing business needs to keep evolving, even when current performance gives leadership little reason to worry. Use the Good Years Wisely Successful businesses don't need to constantly reinvent themselves. There's value in knowing what works and having the discipline to build on it. There's also value in occasionally asking whether the business is as strong as its current performance suggests. Are there problems we've learned to work around instead of solving? Are we still operating the way we did several years ago, even though the business has changed? What would we improve today if we weren't waiting for something to go wrong? Success creates the freedom to ask those questions and act on the answers. The businesses that make the most of that opportunity are often better prepared for whatever comes next. The strongest businesses don't need a crisis to recognize an opportunity to improve. They use the good years to prepare for the years ahead. — Learn more about how we help organizations strengthen their positioning, align their strategy, and prepare for what's next at tayloegray.com, or reach out directly at nathan@tayloegray.com.
'Defund Musk': Former Clinton Cabinet official urges Democrats to target SpaceX founder
Former Clinton Labor Secretary Robert Reich called on Democrats to target Elon Musk if they regain control of Congress, while pushing for government ownership of SpaceX and Starlink.
NYC business owner says e-bike takeover is driving away tenants, customers as city struggles to rein in chaos
A New York City neighborhood is at the center of a growing battle over food delivery e-bikes, as residents say hundreds of riders have taken over their streets, blocking driveways, attracting rats and hurting local businesses.
Reacts Survey Results: The Jaguars (Still) Need Pass Rush Depth
Jacksonville has 10 more days to bring in defensive reinforcements before the 2026 NFL trade deadline.
Supernovae may have restrained the escape of ionizing radiation
A study suggests that supernovae may have trapped ionizing radiation inside galaxies rather than helping it escape during cosmic reionization.
Ward and Smith: Tariff Refunds
••• SPONSORED SECTION ••• TARIFF REFUNDS: What Your Business Could Still Recover by Kelly Reid In February 2026, the Supreme Court ruled that the International Emergency Economic Powers Act (IEEPA) did not authorize the President to impose tariffs. That decision opened the door to refunds of IEEPA duties, including the broad “reciprocal” tariffs introduced in […]
G20 foreign ministers in Atlanta meeting head to an ending without consensus on key issues
The group will not release a joint communique but will rather rely on a chairman’s statement summarizing the talks, which Secretary of State Marco Rubio will release at the conclusion.
PSV vs Willem II: Match Preview, Team News, Lineups
The reigning champions aim to snap a winless streak against a struggling side debuting a new manager. Can PSV find their scoring touch amidst an ongoing injury crisis?
Liberty High Handles Business In Road Win at Indianola in 5A Postseason Opener
Ryan Murken Your Prep Sports INDIANOLA – Mitch Wieland isn’t the first coach to get a good feeling about an upcoming game based on what has happened at practice. While Wieland liked how his Liberty High team prepared for its playoff opener on Friday it was something else the first-year head coach saw this week […]
Stars Trade Pitch Swaps Jason Robertson for Nikita Kucherov
In an original trade pitch from this offer, the Dallas Stars would send Jason Robertson to the Tampa Bay Lightning for Nikita Kucherov.In an absolute stunner, NHL insider Elliotte Friedman reported on Friday night that Kucherov — the reigning Hart Memorial Trophy winner as the NHL’s MVP — will not re-sign with the Lightning ahead […] The post Stars Trade Pitch Swaps Jason Robertson for Nikita Kucherov appeared first on HEAVY.
New Look Creighton Looks to Be Much Improved This Season
Last season was a disappointing one for Creighton, which finished with a losing record for the first time in 11 seasons. Many injuries stalled the Bluejays' season. It was an unfitting end to a very good tenure for Greg McDermott. With new head coach Alan Huss and seven transfers, Creighton looks to regain consistency in …
Americans open to AI in health care but want humans calling the shots
A new survey from the Pew Research Center shows Americans are open to the use of AI in some areas of medicine, but they're far from ready to hand the reins of their health care over to the technology.
Americans open to AI in health care but want humans calling the shots
A new survey from the Pew Research Center shows Americans are open to the use of AI in some areas of medicine, but they're far from ready to hand the reins of their health care over to the technology.
Video: Opinion | Elon Musk’s $450 Million Political Gamble
Why did Musk donate about $450 million to the elections? On “The Ezra Klein Show,” a co-author of “Muskism,” Quinn Slobodian, argues that Musk is insulating himself by making his businesses too essential for any future administration, Democratic or Republican, to rein in.