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Banijay Entertainment Unites US Operations With Banijay America Following All3Media Merger
Ben Samek will serve as the CEO of this division, which will now house Turnkey Studio Services
Mary McNamara: As David Ellison names his new empire Skydance, the message is clear: He owns Hollywood
LOS ANGELES — What a surprise. David Ellison has decided to name the Frankenstudio media company created by the merger of Paramount Skydance and Warner Bros. Discovery simply Skydance. And
Ninja Theory developers announce they are facing redundancy, as the studio starts laying off staff following widespread Xbox cuts
Ninja Theory staff on LinkedIn have shared either farewell messages or sombre posts on the ongoing redundancy process happening at Ninja Theory.
Carlos Rodón has earned the Yankees’ Game 3 ball
New York has not announced its Game 3 starter. Aaron Boone has said Carlos Rodón lines up for Game 3 […]
CARTI encourages women to prioritize breast health
As part of its annual breast health campaign, CARTI Cancer Center shared critical information regarding the importance of early detection and debunked common misconceptions about breast cancer risk…
Yankees draw baseball’s hottest September arm in Game 2
The Yankees got one hit Saturday. Their reward for trying to even the series Monday is a starter who allowed […]
Three Japanese regional banks consider business integration
The Japanese lenders concerned are Procrea Holdings, Akita Bank, and Bank of Iwate.
Hunt Marketing Firm in Oxford Receives Accolade
For the third consecutive year, Hunt Marketing in Oxford has earned a place on the Inc. 5000 list of America’s fastest-growing private companies. Hunt ranked No. 4,009 on the 2026 list. “Being named to the Inc. 5000 list for a third time is meaningful because it validates the growth story we’re building,” said CEO and […]
Research Shows These 10 Diets Are Linked to Healthier Aging
A new study found that many different diets can slow biological aging.
Spooky season watchlist
In October 2024, I drove into Gambrill State Park after dusk and joined others carrying blankets and lawn chairs — flashlight streams lighting the road and parking lot — as
PFF ranks Michigan State's top five offensive players vs. Wisconsin
Check out who PFF ranked as Michigan State's top five offensive players against Wisconsin.
Universal Expands EMEA Retail and Partnerships for 'Shrek 5'
Universal builds excitement for 'Shrek 5's' summer 2027 release with new EMEA retail, events and partnerships. Donkey spin-off film set for 2028 release.
Yale School of Medicine On the Science of Childhood Anxiety, Say, Anxiety Disorders Are the Most Common Mental Health Challenges In Youth
Credit: Matt Bradbury October 5, 2026 - By Isabella Backman - Anxiety disorders are the most common mental health challenges in youth. Left untreated, they can disrupt the lives of both children and their families. The good news is that with intervention, most children will overcome these conditions. Across Yale School of Medicine, scientists are working to understand anxiety at every level, from common anxious behaviors to molecular biomarkers in the brain. They are using their findings to develop and disseminate new evidence-based treatments for childhood anxiety. Today, the go-to treatment for childhood anxiety disorders is cognitive behavioral therapy (CBT). This is a form of psychotherapy that teaches children skills for confronting anxious thoughts and helps them practice managing situations that cause anxiety. While it is the gold-standard treatment backed by considerable scientific evidence, up to 50% of children will not see sufficient benefit from CBT alone. Wendy Silverman, PhD, Alfred A. Messer Professor in the Child Study Center, co-directs the Anxiety and Mood Disorders Program alongside Eli Lebowitz, PhD, associate professor in the Child Study Center. One of their main interests is learning how to improve outcomes beyond CBT. “We’re developing cutting-edge, research-based knowledge that can reduce the suffering that anxiety causes children and their families,” says Silverman. Changing parent behavior YSM experts are investigating how to improve CBT outcomes for children by involving the parents. Silverman’s research has uncovered two main components of parent intervention that improve childhood anxiety: not enabling children to completely avoid the things that make them anxious and taking steps to enhance their autonomy. Parents may unintentionally reinforce their child’s anxiety by allowing them to avoid what makes them anxious. They also may unintentionally limit the children’s sense of autonomy by being overly intrusive. “One of the things that we take pride in is that we’ve focused on trying to understand what parents need to do, and to test our ideas and see if changing the parents’ behaviors is enhancing the effects of CBT,” Silverman says. “Our findings thus far suggest that they do." As much as CBT can be helpful, it can also be challenging to get one’s child to do the necessary steps for CBT to work. This is one important reason why Lebowitz created a novel intervention program for parents named Supportive Parenting for Anxious Childhood Emotions (SPACE). Existing intervention programs often teach parents to act as therapists for their child, such as training them on how to practice breathing exercises. “It makes sense, but this doesn’t work very well in practice,” says Lebowitz. “And part of the reason, I think, is that it’s not easy to get your kid to do things, especially if they’re not excited about doing it.” SPACE is unique because it focuses entirely on parent involvement and changing parental behavior—children are not involved in the sessions. For example, parents learn how to use supportive messages that convey confidence that their child can tolerate and manage distress. “It might sound like a parent saying to a child, ‘I get that this is really hard for you, but I know that you can handle it,’” Lebowitz says. The program also works with parents to identify the ways in which they are accommodating anxious behaviors. “We’ll pick one thing that parents are doing that is an accommodation and help them make a detailed plan for how they’re going to change that,” Lebowitz explains. Treating Anxiety in Children and Adolescents Much of the existing research on SPACE has focused on parents of children under age 14. Ongoing studies are now exploring its use with parents of older teens. “Both anxiety and accommodation can interfere with normative developmental shifts during the teen years, including increased autonomy and individuation from parents,” says Rebecca Etkin, PhD, associate research scientist in the Child Study Center. “In this sense, SPACE may be particularly well-suited for anxious teens and their parents. We want to see whether it is effective during this distinct developmental window.” Unfortunately, many families in need of CBT face barriers, including limited availability of services and geographic constraints. One way to improve access is digital interventions. Silverman and her team are developing an evidence-based digitized intervention program for parents that they can access directly from their computer or smart phone. “The work we’re doing will be one of the very few parent interventions that is digitized and importantly tested for effectiveness,” she says. Creating interventions for anxiety-related challenges Silverman and Lebowitz recently received a generous gift to develop and test other interventions that help parents reduce other child anxiety-related behavioral and emotional difficulties, such as restrictive eating and unexplained somatic symptoms. One of these projects in particular focuses on understanding the risks of social media and its potential benefits, including offering a sense of connection. “A lot of research has focused on the idea that social media is harmful and the less of it the better,” says Lebowitz. “But we actually see is that this is not quite right—there are negatives, but there are also positives. So, we’re trying to get a little bit more nuanced of a picture.” The team is working with teens with social anxiety and their parents over an extended period to better understand their social media habits and how their anxiety levels affect engagement with different platforms. The teens will answer questions sent to an app on their phones about mood and social media usage in an effort to capture emotional responses as they unfold. “We hope to develop interventions that can help make the best of social media while protecting against the more problematic effects,” Lebowitz says. The brain’s role in anxiety Researchers are also testing therapies to address anxiety at the neurological and molecular levels. In collaboration with Dylan Gee, PhD, professor of psychology in Yale's Faculty of Arts and Sciences, and Hilary Blumberg, MD, John and Hope Furth Professor of Psychiatric Neuroscience at Yale School of Medicine, Lebowitz and Silverman are using brain imaging to identify changes in a child’s brain before and after parents enroll in SPACE. In one study, children viewed anxiety-inducing images while undergoing magnetic resonance imaging (MRI); the researchers conducted scans with and without the children’s parents nearby. Before SPACE, children’s brains were better able to activate the regulatory circuitry needed to turn off an anxious response when their parents were nearby. But after SPACE, children could activate this circuitry even without the parent around. “As parents work on gradually reducing some of their accommodations, you can see a child get better at regulating their own fear system in the brain,” Lebowitz says. “It’s remarkable.” Research into the molecular underpinnings of anxiety can also inform new childhood anxiety treatments. In a recent study, Lebowitz, Silverman, and Flora Vaccarino, MD, Harris Professor in the Child Study Center, discovered that a protein known as fibroblast growth factor 2 (FGF2) could be protective from the toxic effects of stress. FGF2 levels in children and their parents were linked to the children’s risk of developing anxiety and depression, the study showed. The findings could help explain why some children who are exposed to early life trauma such as poverty or abuse are more prone to developing mental health disorders. And FGF2 could be a target for treatment. “This is very novel because it starts to give a clue to what is the molecular chain that connects those lived experiences to the actual psychological outcomes,” Lebowitz says. New ways to study and treat childhood anxiety Michael Crowley, PhD, associate professor in the Child Study Center, collaborates with Silverman and Lebowitz to study the role that attention plays in development and maintenance of childhood anxiety. There is a large body of research that shows that anxious children, like anxious adults, are prone to focus on threatening stimuli such as angry faces compared with neutral faces. This has led to innovative interventions that involve attention retraining. The idea is that if experts train children to look away from threatening stimuli, it may reduce their anxiety—especially children with social anxiety who are most prone to attend to threats. The researchers have just completed a clinical trial for attention retraining with 10- to 14-year-olds with social anxiety disorders and are currently analyzing the findings. Besides this innovative attention retraining research, as Crowly notes, “I like to design tasks that are engaging to kids,” Crowley says. “My goal is to assess something without the kids knowing what we are assessing.” With this goal in mind, Crowley has created a virtual game, named Boom, to study threat processing in children with anxiety disorders. The game is similar to that of hot potato—the child and three digital players take turns virtually passing a ball to each other’s gloves. At some point, the ball turns into a bomb, and as the bomb lands in each player’s glove, the outline of the glove turns yellow. The goal is to avoid having the bomb go off in your glove. What isn’t obvious is that the game is designed to measure different types of threatening stimuli, both ambiguous and direct. In the game, the direct threat occurs as the bomb is traveling towards your glove. The ambiguous threat is the yellow outlined glove as it is unknown where the bomb will travel next. While children play the game, Crowley’s team measures their brain activity using electroencephalography (EEG). The researchers have discovered that in kids with anxiety, the brain reacts more strongly to ambiguous threats than it does in their peers, but less strongly to direct threats. They believe that the initial abnormally large brain response to not knowing where the bomb is going impairs the brain's ability to properly respond when the threat is actually traveling the child’s way. “The brains of children with anxiety are unable to differentiate between threats you need to do something about and those that are not your problem.” Michael Crowley, PhD, develops innovative games for studying anxiety in children and adolescents.Credit: Matt Bradbury Based on these insights, Crowley hopes to study whether interventions like attention training could restore appropriate threat processing. Crowley’s team is also working on a test called the Balloon Risk Avoidance Task, which evaluates risk-taking and avoidance behaviors. It features a digital balloon that is full of air and about to burst. Kids have six seconds to let air out of the balloon. The more air they let out, the less risk they face that the balloon will pop. But at the same time, the balloon becomes less valuable as it deflates. “The more air you keep in the balloon, the more points you get,” Crowley explains. So far, the researchers have found that when the balloons pop unexpectedly, teens with social anxiety show distinct brain responses. Studying these responses can help psychologists understand the underlying pathways driving the various manifestations of anxiety. The genetics of anxiety When Thomas Fernandez, MD, associate professor in the Child Study Center and of psychiatry, was still in training, there was a lot of excitement about understanding the genetics associated with autism spectrum disorder. Since then, scientists have identified around 250 genes associated with autism. The genetic contribution to anxiety disorders, on the other hand, has historically received less attention. Anxiety is less heritable than autism, but the genetic contribution for anxiety disorders that emerge in childhood may be higher than for anxiety disorders overall. While scientists estimate the heritability of anxiety disorders in general to be around 30% to 50%, some studies suggest higher heritability for certain childhood-onset anxiety presentations. “I saw firsthand how researchers in the field went about finding vulnerability genes for autism,” Fernandez says. “So, we’re using a very similar playbook for childhood anxiety.” “I saw firsthand how researchers in the field went about finding vulnerability genes for autism. So, we’re using a very similar playbook for childhood anxiety.” Thomas Fernandez, MD Associate Professor In the Child Study Center and in Psychiatry Now, Fernandez and Emily Olfson, MD, PhD, assistant professor in the Child Study Center, are studying children and their parents to identify genetic changes that are present in the child but not the parents, known as “de novo mutations.” “All of us have some de novo mutations—maybe about 50 to 100 sprinkled throughout the genome,” Olfson says. “But when they occur within the coding regions of genes, they can be really disruptive.” Previous research shows that people with autism have higher rates of damaging de novo mutations than the general population. In 2022, Olfson, Lebowitz, Silverman, and Fernandez published a study on 68 children and their families that found that children with anxiety had similarly high levels of these mutations. Studying de novo mutations can help point the researchers to where they should be looking for genes associated with anxiety. “The end game is using the genes to steer us toward the right part of biology that we can then target to come up with better treatments,” Fernandez says. Building on those findings, the team is now studying more families to better understand how these de novo mutations, along with other genetic and environmental factors, shape pediatric anxiety disorders. They recently received a National Institutes of Health grant to enroll 750 new families over the next five years. Olfson is the principal investigator, with co-investigators Lebowitz, Fernandez, Silverman, and Shuangge Steven Ma, PhD, department chair and professor of biostatistics at Yale School of Public Health. Neurodevelopment, Risk Genes, and Mental Health Conditions - The Olfson Lab Joel Gelernter, MD, Foundations Fund Professor of Psychiatry, is interested in how different anxiety disorders differ genomically. “We are studying social phobia, panic disorder, and generalized anxiety disorder, working to understand why people differ in their risk to these specific anxiety disorders and evaluating various risk factors,” he says. Gelernter was recently involved in one of the largest studies to date of the genomics underlying anxiety disorder. The study included around 122,000 people with anxiety disorders and around 730,000 without. It found that some genetic differences associated with anxiety were linked to signaling that helps reduce overactivity in the nervous system. Many anxiety medications available today work by targeting this process. “It’s nice when the biology that you get out of a large genome-wide study ratifies things that we already know because that can help increase confidence in further findings from the study,” Gelernter says. Uncovering the neurobiology of psychiatric disorders John Krystal, MD, Robert L. McNeil, Jr. Professor of Translational Research and chair of the Department of Psychiatry, is interested in the neurobiology of psychiatric disorders, including post-traumatic stress disorder (PTSD), of which anxiety is a major symptom. In the late 1980s, Krystal’s team discovered that the drug yohimbine activated symptoms in patients with PTSD. “This was the first time we could link a specific biological mechanism to the symptoms of PTSD,” Krystal says. At the time, he adds, this finding was highly controversial. “A lot of people felt that PTSD was a purely psychological syndrome that didn’t have an underlying biology.” Since then, Krystal has dived deep into understanding the neurobiology of PTSD to learn how to better treat it. His team is evaluating the use of ketamine and psychedelics. These would be among the first treatments to be developed specifically for PTSD. They may also be applicable for other disorders including anxiety disorders, Krystal adds. An important gap in PTSD treatment is the absence of biological tests that inform how to best help patients manage their PTSD symptoms. A doctor doesn’t diagnose cancer based on how they feel. Rather, they use tests of the biology of the cancer to determine the best course of treatment. “And we can’t do that in any psychiatric disorder other than Alzheimer’s disease,” Krystal says. “But now we are building a foundation for this approach to the treatment of anxiety disorders for the first time.” Source: Yale School of Medicine
TendedBar installs countertop beverage system at Clearwater entertainment center
TendedBar has installed its countertop beverage dispensing system at Launch Family Fun Center in Clearwater, Florida, according to a company LinkedIn post.
Introducing: The New Omega Seamaster Diver 300M James Bond & Spectre Editions (Live Pics)
The brand commemorates this year's James Bond Day with some special new Seamasters.
Yankees news: Feeling like home
Yankees train at George Steinbrenner Field, Game 2 is a "must win," ALDS "far from over," Wells explains blunder
LinkedIn pros have found a new key to getting opportunities: selfies
LinkedIn creators are increasingly seeing work selfies and casual videos build trust and grow audiences that lead to jobs and speaking opportunities.
Penguins Linked To $92.8 Million Star Forward
The discussion that fans of the Pittsburgh Penguins know is coming at some point is at least a full season away, but they won’t be able to ignore it much longer.The iconic duo of Sidney Crosby and Evgeni Malkin aren’t getting any younger, and both players are going to call it a career sooner rather […] The post Penguins Linked To $92.8 Million Star Forward appeared first on HEAVY.
Disappointing night for Jahmyr Gibbs
Facing the NFL's last-ranked run defense, Jahmyr Gibbs managed just 46 yards on 15 carries in a Week 4 loss to the Panthers.
Coffee-Rich Diet May Be Linked to Better Breast Cancer Outcomes, But Experts Urge Caution
A new study is again drawing attention to a popular morning beverage: coffee. Researchers found that women with breast cancer who consumed higher amounts of polyphenols, naturally occurring plant compounds abundant in coffee and many plant-based foods, experienced lower rates of breast cancer-related death over a long-term follow-up period.
Having a fine country time at WIOV-105\'s FallFest 2026 [photos]
In Lancaster County, the beginning of fall means country music. A lot of country music, with fans gathered in lawn chairs and on blankets in the open field of a
Caterpillar is a Great Business. But is CAT Stock a Great Buy?
Caterpillar Inc. (NYSE:CAT) is having a strong year. Construction and mining demand remain solid, infrastructure spending is creating more opportunities, and the rapid buildout of data centers is opening another market for the company’s power equipment. The latest numbers make that clear. Sales and revenues reached a record $20.5 billion in the latest quarter, up […]
With Aaron Judge sidelined, Yankees' next generation takes over October
UCF's Defense Struggles to Close in 27-17 Loss
A dominant start crumbled as a relentless Houston ground game capitalized on short fields and a vanishing pass rush, leaving the Knights searching for answers before facing powerhouse ranked opponents.
Florida appears set to tumble while Bama hopes to rise
A week after a huge promotion in the poll, Florida is bound to come down in the newest AP Top 25 after a lopsided loss. 25 Missouri on a Saturday while other ranked teams generally won in workmanlike fashion.
Fantasy Football: Is Justin Jefferson playing in Week 4?
After his ankel injury last week, here is an update on the Vikings top receiver before Week 4 kickoffs.
Yankees need Cam Schlittler to steal Game 2 in Tampa
Cam Schlittler does not need a motivational speech about Tropicana Field. The last time the Yankees sent him there, on […]
Jimmy Rollins rips Austin Wells after awful base-running decision
The Tampa Bay Rays took a 1–0 series lead over the New York Yankees in the ALDS on Saturday with a nail-biting 1–0 win in front of the home crowd. Leading the way for the Rays was pitcher Drew Rasmussen, who took a no-hitter into the eighth inning before finally conceding a shot off the…
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
One hit should force the Yankees to rethink Game 2
One hit. That was the Yankees’ entire offense in Saturday’s 1-0 ALDS loss to Tampa Bay. Austin Wells broke up […]
Orioles news: Yankees get embarrassed in Game 1
The Yankees nearly got no-hit and committed a costly baserunning blunder in a Game 1 loss to the Rays.
New Research Just Linked a Popular Supplement to Faster Progression of Dementia
New research raises some questions.
New York Yankees' Boogeyman Continues to Haunt Them
The New York Yankees still can't manage to get past this.
Report shows that Louisiana's adult obesity rate declined significantly
Previously, Louisiana ranked as one of the most obese states. Now, a new report shows that the state's adult obesity rate has declined significantly.
Great pitching beats good pitching as Yankees miss huge opportunity
The Yankees’ pitching was very good on Saturday night. Tampa Bay’s was better.
How to spot fake recruiters: Tips for job seekers on LinkedIn
Alyshia Hull thought she received a great opportunity from a recruiter. When he asked her to pay for a résumé service, she realized it was a scam.
Yankees News: Drew Rasmussen and Rays take Round 1
Yankees blanked in ALDS opener; why Cole got the Game 1 nod; Matt Blake’s contract set to expire after season.
Yankees Make Worst Kind of History
The New York Yankees had an opportunity on their hands on Saturday night in Tampa Bay against the Rays in Game 1 of the ALDS. They needed just a couple of runs to snatch a Game 1 win on the road. Instead, they couldn’t even manage a couple of hits. It goes down as the […] The post Yankees Make Worst Kind of History appeared first on HEAVY.
Austin Wells Mistake Costs Yankees ALDS Game 1
They teach you this in Little League. “Don’t make the third out at third base,” says a father coaching the team of kids young enough to not yet realize that their dreams of making it to the major leagues are probably far fetched. Occasionally, though, those players make it to Major League Baseball. And every […] The post Austin Wells Mistake Costs Yankees ALDS Game 1 appeared first on HEAVY.
SDSU posts complete road win at Illinois State
NORMAL, Ill. (SDSU) —Josh Holst threw a pair of touchdown passes and the South Dakota State defense forced three turnovers as the second-ranked Jackrabbits came away with a 31-14 victory over Illinois State Saturday night at Hancock Stadium. SDSU improved to 5-1 overall and 2-0 in the Missouri Valley Football Conference. The Redbirds, who entered […]
What was Austin Wells thinking on costly Yankees baserunning play?
In a measured tone, Austin Wells talked about his decision to stretch a double into a triple in ALDS Game 1.
Drew Rasmussen gem puts Rays up 1-0 in ALDS, leaves Yankees looking for answers
Drew Rasmussen nearly threw a no-hitter as the Rays beat the Yankees 1-0 in Game 1 of the ALDS. He's a pitcher the Yankees have "had a hard time solving."
No. 5 SFA Lumberjacks beat UIW Cardinals 28-26
NACOGDOCHES, Texas (KETK) — The fifth-ranked SFA Lumberjacks football team was back at Homer Bryce Stadium for the second-straight week to host the Incarnate Word Cardinals in a Southland Conference matchup. SFA ended up holding off the Cardinals 28-26 to stay unbeaten this season. SFA quarterback Gavin Rutherford passed it to Jaylen Jenkins who ran […]
Yankees’ Bats Fall Asleep in Game 1 Loss to Rays
The New York Yankees struggled mightily offensively in Game 1 against the Tampa Bay Rays.
UCF’s Scott Frost Shares Injury Updates After Houston Loss
Keyone Jenkins battles through late-game scares and center Jacob Maiava undergoes X-rays as the Knights’ depth chart thins ahead of a grueling stretch against ranked conference opponents.
Schumer And AOC Introduce Legislation To Restore Health Coverage For 450,000 New Yorkers
Because Of Republicans’ One Big Beautiful Bill Act, Over 450,000 New Yorkers Lost Essential Plan Coverage. Today, Senate Democratic Leader Chuck Schumer (D-NY) and Representative Alexandria Ocasio-Cortez (NY-14) led the entire New York Democratic delegation in the introduction of the Restoring Essential Plan Coverage Act. The Restoring Essential Plan Coverage Act would restore health coverage […]
Yankees Must Stop One Rays Player to Advance to ALCS
There is one player the New York Yankees must stop to defeat the Tampa Bay Rays.
Jim Cramer Likes the Nat-Gas Liquids Business and Highlights This Stock
During the episode aired on September 28, Cramer mentioned Enterprise Products Partners L.P. (NYSE:EPD), as he was highlighting the disruptions and operational bottlenecks plaguing infrastructure in the Gulf. He remarked: And I like the nat-gas liquids business, which is just crushing it in America because all the problems in the Gulf. It’s Enterprise Product Partners, […]
Yankees took a postseason risk with Ryan Weathers
Ryan Weathers is on the Yankees’ Division Series roster. He has not pitched in a major-league game since leaving his […]
Giancarlo Stanton is the Yankees’ biggest October wild card
The Yankees put Giancarlo Stanton on their Division Series roster Saturday. Aaron Judge is not on it. Those two decisions […]
Open Thread For Saturday’s Division Series Games
I’m putting this together the night before, because I’m out tomorrow morning. We have four games today. Game One: 1:00 Eastern: White Sox @ Guardians: Smith vs. Messick. Game Two: 4:00 Eastern: Braves @ Dodgers. Game Three: 6:30 Eastern: Yankees @ Rays. Cole vs. Rasmussen. Game Four: 8:50 Eastern: Padres @ Brewers. Ray vs. Misiorowski. […]
Israel boss shuns politics before Republic of Ireland clash
Israel boss Ran Ben-Shimon insisted he is “not dealing with any politics” ahead of his side’s behind-closed-doors Nations League meeting with the Republic of Ireland in Serbia on Sunday. Republic manager Heimir Hallgrimsson’s press conference on Saturday morning in Backa Topola ended abruptly following a confrontational conclusion, after an Israeli journalist accused Irish players of calling their opponents "monkeys" in Hungary, where the reverse fixture was held.
Does Texas football play today? No. 1 Longhorns' remaining schedule
After going 4-0 to begin the season, top-ranked Texas football now awaits a matchup with bitter rival Oklahoma.
Yankees' Aaron Judge Gets More Bad News Before ALDS
New York Yankees outfielder Aaron Judge was slapped with some more bad news before the ALDS.
Yankees make Aaron Judge announcement before ALDS vs Rays
Will Aaron Judge be on the Yankees ALDS roster?
Bye week open thread
Ah, the sweet relief of a stress-free Saturday watching college football. The No. 1 Texas Longhorns will head into the Cotton Bowl next weekend against the Oklahoma Sooners as the top-ranked team in both polls after the season’s only bye week affords the burnt orange and white faithful a chance to relax and enjoy the […]
Wisconsin football vs. Michigan State: Live updates, stats, score
Fresh off a ranked win at Penn State, the Wisconsin Badgers return to Madison for homecoming against Michigan State.
Yankees’ Rays matchup feels a little too familiar
The Yankees swept Boston, and Aaron Boone deserves credit for getting them through that round. I still don’t love what […]
Your gut may be making a molecule that raises Alzheimer’s risk
Scientists have linked a gut bacterial compound called ImP to greater Alzheimer’s risk, harmful brain protein buildup, and faster cognitive decline. The finding raises the possibility that reducing ImP in the blood could one day help slow or prevent dementia.
Phillies Already Linked to Massive Trade for Polarizing Slugger
Yankees news: All aboard the Cole train
Cole tabbed to start Game 1; Rodón set for bigger role in ALDS; Judge still not running bases.
Solo Reload Victory Cup in NA West: Event 1 Event 1 Round 1
Battle your way to Platinum in Reload Ranked to be eligible for the first and second Events of the Season, Diamond for the third, and Champion for the final Event of the Season! Compete for the opportunity to win a cash prize! Reach Round 2 (top 1600 in EU; top 800 in NAC; top 320 in OCE, ASIA, ME, BR, and NAW), where every player who earns a Victory Royale will earn $100 USD. Good luck and have fun!
Crude oil tanker struck by unknown projectile off Oman, UKMTO says
The master of a crude oil tanker has reported being struck by an unknown projectile 4 nautical miles east of Oman, the United Kingdom Maritime Trade Operations (UKMTO) said early on Saturday.
Friday Night Frenzy for Section IV football
GREATER BINGHAMTON, N.Y. (WIVT/WBGH) – Friday night means it is a frenzy when it comes to high school football. Let’s take a look at some of the matchups tonight across Section IV. At 6 p.m. 1-3 Dryden takes on 2-2 Unatego. The rest of the games have 7 p.m. starts, with number one ranked Chenango […]
Nets' Projected Starting Five Ranked No. 26 in NBA
The Brooklyn Nets made some significant changes this offseason, as the front office looks to accelerate the rebuilding process. How will these new pieces gel together?
Nashville-inspired entertainment destination planned for former Sunken City Brewery at Smith Mountain Lake
Randy Levine on Yankees PE Deal & Protect College Sports Act
Randy Levine discusses how the Yankees' $2.6 billion Apollo deal came together.
Yankees Mailbag: The aftermath of another Rivalry victory
The Yankees rolled over the Sox to get into October proper, and now the fun begins.
Boston Red Sox: Here's Where it Went Wrong vs. Yankees
NFL Analyst Drops Honest Admission on Vikings QB Kyler Murray
Despite a sluggish start for the league's lowest-ranked offense, insiders predict Kyler Murray will finally ignite against Miami to silence critics and secure a dominant 4-0 start.
MLB Division Series Preview: Braves-Dodgers, Yankees-Rays, Padres-Brewers & White Sox-Guardians
Kings' Projected Starting Five Ranked No. 29 in NBA
The Sacramento Kings' quiet offseason has most projections placing the franchise towards the bottom of the Western Conference. But, the team should definitely see improvements with the addition of Darius Acuff Jr. and key players returning to health.
Yankees Postseason Game-Plan Should Reflect Wild Card Series Performance
The New York Yankees have punched their ticket to the 2026 American League Division Series. A victory over the Boston Red Sox in sweep style held various positives. The Yankees need to stick to this game plan to succeed this postseason. Aaron Boone and his team entered this Wild Card Series knowing the term “Bronx Bombers” …
How Boston College football matches up with SMU
Collecting a combined eight takeaways through four games this season, Boston College football (2-2) has gotten great short-field opportunities from these turnovers, and will aim to continue to make the opposing offense pay as it travels to take on 21st-ranked SMU (3-1), one of the most efficient offensive teams in the country. Although they have […]
Yankees Birthday of the Day: Spec Shea
The pride of Naugatuck, Connecticut, Spec Shea lived out his dream when he got to play in pinstripes.
Cavaliers Ranked 8th-Best Team in NBA Entering 2026 Preseason
The Cleveland Cavaliers are ranked the eighth-best team in the NBA entering the 2026 preseason.
Todd Monken on Mason Graham: Hopefully we get good news
Every Animal Confirmed For Grand Theft Auto VI So Far, Ranked
Nature's majesty, unfairly scrutinized
Global life expectancy nears pre-pandemic level, but healthy years lag behind: WHO
Healthy life loss linked to anxiety disorders up nearly 45% since 2019, while depressive disorders see around 20% jump, says UN agency | Anadolu
Shohei Ohtani Injury Concern Gets Major Update Before Dodgers’ NLDS
The Los Angeles Dodgers are the reigning World Series champions, and they have their sights firmly trained on becoming the first team since the New York Yankees over a quarter century ago to win three straight rings.And one of the key pieces of their lineup is star Shohei Ohtani, who had a recent stay on […] The post Shohei Ohtani Injury Concern Gets Major Update Before Dodgers’ NLDS appeared first on HEAVY.
Sea Monkeys Show Scientists How To Rewrite a Rule of Turbulence
Scientists assumed that energy flows in only one direction in a turbulent system. What they didn’t know, until they looked closely at brine shrimp, was that a simple factor can reverse the flow.
30 homers are complicating the Yankees’ October lineup
Luis García Jr. did not need a long postseason audition. He homered Wednesday as the Yankees finished off Boston, adding […]
Red Sox Players Right About Questionable Decisions Against Yankees
New York benefited from this.
Most health institutions failed to address acetaminophen-autism misinformation on Instagram, audit finds
Most public health institutions failed to respond promptly to misinformation on social media that falsely claimed acetaminophen use during pregnancy is linked to autism, according to research presented ...
Penn State football looks to rebound against Northwestern
(WHTM) – A loss to unranked Wisconsin has the Nittany Lions outside the AP Top 25 going into a short-week road game. The first loss of the Matt Campbell era came after the Badgers erased a 17-point Penn State lead and scored 14 unanswered points in the final four minutes of the Nittany Lions’ Homecoming […]
Yankees Should Avoid One Major Gerrit Cole Mistake
The New York Yankees should be sure to avoid this big mistake with Gerrit Cole.
FC Barcelona And Real Madrid Linked To Emerging Talent
Real Madrid and FC Barcelona could be primed to play out a proxy war in the transfer market like the days of old.
Sinkers, Floaters, And Hunters: Carl Sagan Once Proposed There Could Be Gigantic Life On Jupiter, Stretching Kilometers Across
According to Sagan, creatures on Jupiter would be incentivized to grow larger than any in Earth's history. The larger they got, the more advantage they would have.
Breaking down Yankees' roster and starting rotation questions for ALDS
Who is pitching Game 1, and whether Aaron Judge is activated are Yankees' questions leading into the ALDS vs. the Rays.
Wisconsin governor candidates offer opposing plans to address rising healthcare costs
Health insurance was the third highest ranking issue among voters, and outranked data centers, abortion, schools or crime.
Yankees news: Anatomy of an offensive explosion
Surprise offensive outburst keys sweep; Judge still taking BP; Rasmussen poses problems; Extra bench bats pay off
7 cancer myths debunked by an oncologist
Misinformation about cancer can affect health decisions. Get the facts behind common myths about cancer risk, screening, treatment and recovery.
Nebraska soccer looks to win consecutive Big Ten ranked matches
Nebraska women's soccer has quite the Big Ten lineup, with games against Wisconsin and Rutgers. Back-to-back wins against these teams would be a big break for the Huskers.
MLB playoffs 2026: Division series preview, X-factors, predictions and more for Braves-Dodgers, Padres-Brewers, Yankees-Rays and White Sox-Guardians
Ladd McConkey unable to practice
Foot injury sidelines Los Angeles Chargers WR Ladd McConkey Thursday