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BMO Completes Acquisition of Euroz Hartleys Capital Markets Business, Strengthening its Leading Global Metals and Mining Franchise

BMO Financial Group (TSX: BMO) (NYSE: BMO) today announced the completion of its acquisition of the Australian capital markets business of Euroz Hartleys Group Limited (ASX: EZL), strengthening its leading global metals and mining franchise and expanding BMO Capital Markets' presence in Australia.

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Nov 1 • 11:01 AM EST • Business • finance.yahoo.com
13 Players Withdraw from WTA Hong Kong

The 2026 WTA Tour season has nearly come to an end, with only one week left before the WTA Finals. There are two 250s, with the one attracting the bigger names being Hong Kong. But, this being the end of the season, plenty of players are calling it quits, as there are a whopping 13 …

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Nov 1 • 11:00 AM EST • Sports • sports.yahoo.com
Anthropic restricts Claude Code from recreating existing games, developers report blocked projects

Anthropic has updated Claude Code to prevent its AI assistant from recreating existing video games, including renamed copies. Some developers report that the restrictions also block their existing projects.

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Nov 1 • 10:50 AM EST • Technology • videocardz.com
Affordable Care Act open enrollment: Americans face higher costs and fewer options

The sign-up window for the marketplace, also known as Obamacare, starts Sunday in most states and runs through Jan. 15

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Nov 1 • 10:34 AM EST • Health • independent.co.uk
Three New iPads Rumored to Launch in First Half of 2027

After announcing a new iPad mini with an OLED display earlier this month, Apple plans to release new iPad Air, iPad Pro, and entry-level iPad models in the first half of 2027, according to the latest word from Bloomberg's Mark Gurman. In his Power On newsletter today, Gurman said the next iPad Air will also feature an OLED display, while he expects the next iPad Pro to be equipped with a vapor chamber system that dissipates heat for improved sustained performance.

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Nov 1 • 10:27 AM EST • Technology • macrumors.com
Why 2026 Is a Health Care Election

_Ypsilanti, Michigan_THE MIDTERM ELECTION IS ABOUT a lot of things: gas prices and groceries, the spread of corruption, and the future of democracy. And yet, as much as any single issue, it’s about health care. You can tell by listening to all the Democrats talking about high deductibles, drug costs, and insurance companies as they campaign around the country. Or you can tell by reading all the public-opinion surveys in which voters consistently rank health care as one of their top concerns. But if you really want to know why this is a health care election, your best source isn’t the politicians or the pollsters. It’s the people on the front lines. One of them is Raymond Rion, a family medicine physician and executive director of Packard Health, a small network of clinics spanning Ann Arbor and Ypsilanti on the western outskirts of the Detroit metro area. Packard is what’s known as a Federally Qualified Health Center, where anybody can get care regardless of income or insurance status. And like similar safety-net providers all over America, for the past decade it has benefited directly from the Affordable Care Act. “We almost went bankrupt in 2011,” Rion told me in a conversation last week, recalling how in the old days staff at Packard would work the phones furiously to get supplies and find specialists who would take referrals. Now many more patients have either Medicaid or private coverage they’ve purchased through HealthCare.gov, the online marketplace that the law created, so that the proportion of uninsured patients has fallen from around one in three to one in ten. It’s a lot easier to find referrals for these insured patients, though thanks to the infusion of paying customers Packard can do much more on its own. In particular, Rion said, the organization has opened two new branches, started a pharmacy, begun offering prenatal services, and vastly expanded behavioral health care by bringing on a half-dozen new doctors, nurses, and case workers. Now a retrenchment is underway. Coverage options on the HealthCare.gov marketplace got more expensive because Donald Trump and the Republicans refused to renew temporary subsidies that had been reducing the price of insurance. On top of that, the first cuts to Medicaid as part of last year’s “One Big Beautiful Bill” are starting to take effect. Rion told me Packard has already laid off a provider in anticipation of less revenue next year.1 Patient volume is down, he went on to explain, in part because uninsured patients sometimes avoid care altogether out of fear a single visit will lead to more treatments with more bills. And postponing care in that way can have serious medical consequences, as his colleague Ron Romero told me. “So you have somebody with diabetes, their chronic condition isn’t getting cared for,” said Romero, who like Rion is a family physician. “Their sugars rise, and they end up having other medical problems. Their kidneys start to get damaged. They start to have eye damage. They increase risk for heart attacks and strokes. . . . They end up in the emergency room.” And things are likely to get worse. Partly that’s because next year most of the remaining Medicaid cuts will take full effect, throwing more people off coverage. And partly it’s because forces that have nothing to do with Trump or Republican actions are making medical care more expensive for everyone, including those with employer insurance and Medicare. That will lead to still more people delaying or skipping care, ending up in the emergency rooms, and putting yet more cost pressure on providers. Rion wasn’t taking a position on the election or political parties, he made clear. He was just describing the reality he sees around him: “The whole system is being pressured. Nobody is immune to this stuff.” He’s right. And here’s the thing: This has all happened before. We know happens next.

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Nov 1 • 10:06 AM EST • Health • thebulwark.com
Michigan State Basketball: Top Three Bets for Opening Night

Tom Izzo’s squad kicks off the season against Quinnipiac. Maximize your opening night value by targeting team totals and alternate spreads as the Spartans find their offensive rhythm.

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Nov 1 • 10:06 AM EST • Sports • sports.yahoo.com
South Texas Health System (@stxhealthsystem)

1 likes, 0 comments - stxhealthsystem on November 1, 2026: "Develop Your Career at the Speed of Imaging: South Texas Health System is seeking talented radiology professionals to join our award-winning imaging teams across the Rio Grande Valley, including our four acute care hospitals and seven freestanding emergency departments. Take your career to the next level with the region's largest integrated healthcare network, where you'll have the opportunity to make a meaningful impact on patient care every day. STHS offers competitive pay, comprehensive benefits and sign-on bonuses for qualified candidates. Ready to bring your career into focus? Explore current opportunities and apply today by clicking on the link in our bio. #NowHiring #Radiology #STHS #RGV #EmploymentOpportunity".

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Nov 1 • 10:01 AM EST • Health • instagram.com
Anthropic's internal AI usage now exceeds employee compensation

Anthropic's IPO filing reveals a striking milestone: Its internal AI usage is now valued above employee compensation.

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Nov 1 • 10:00 AM EST • Business • businessinsider.com
The Sensory Shoppe opens third location in Greenwood

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Nov 1 • 9:54 AM EST • Business • insideindianabusiness.com
USA Health and UnitedHealthcare agree to extend contract negotiations

USA Health says without a new agreement, members of UnitedHealthcare’s commercial and Medicare Advantage plans will be out-of-network at all USA Health hospitals.

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Nov 1 • 9:50 AM EST • Health • fox10tv.com
Noah Wyle Named People's Sexiest Man Alive 2026

The Emmy-winning actor admits he thought People's 2026 honor was a prank-and reveals how his wife and kids reacted to the surprise title.

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Nov 1 • 9:29 AM EST • Entertainment • yahoo.com
More than scary costumes: Finding friends, politics and love at Wild Rumpus

From elaborate costumes and political statements to longtime friendships and unexpected proposals, Athens’ 18th annual Wild Rumpus Halloween Spectacle and Parade commenced on Saturday, Oct. 31.

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Nov 1 • 9:22 AM EST • Politics • redandblack.com
Clash with feds hangs over WA as votes roll in before Election Day

Officials in Washington are confident the election will be fair and accurate even as the Trump administration tries to interfere in states around the country.

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Nov 1 • 9:00 AM EST • Politics • seattletimes.com
New York Giants Week 8 rooting guide: Go, Cardinals

The New York Giants enjoy a bye in Week 8, and here's a look at what they're rooting for across the NFL.

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Nov 1 • 8:55 AM EST • Sports • sports.yahoo.com
Washington Nationals 2026 Player Report: DJ Herz

After a recovery-shortened season, the young southpaw faces a pivot point. Discover how his swing-and-miss stuff and 2024 form could secure a spot in the Nationals’ evolving rotation.

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Nov 1 • 8:36 AM EST • Sports • sports.yahoo.com
Can Cats Really Go Vegan? New Research Reveals a Surprising Health Connection

More cat owners are turning to vegan diets for their pets. But is a plant-based diet actually safe for cats? An online survey of 1,305 cats found that those eating vegan diets had 34% lower odds of being assessed as overweight than those eating conventional meat-based food. The findings came from caregiver reports of veterinary

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Nov 1 • 8:22 AM EST • Health • scitechdaily.com
Science fiction writer John Scalzi discusses his novel 'Monsters of Ohio'

In a small town in Ohio, farm animals and people start turning into monsters. But somehow they seem happier that way, in John Scalzi's novel "Monsters of Ohio." He talks to NPR's Ayesha Rascoe.

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Nov 1 • 8:15 AM EST • Science • npr.org
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The Bengals offensive line has been REALLY good this season

This is refreshing to see the Bengals’ offensive line playing the way they’re playing right now.

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Nov 1 • 8:15 AM EST • Sports • sports.yahoo.com
FULL SHOW: Inside INdiana Business 11/1/26

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Nov 1 • 8:00 AM EST • Business • insideindianabusiness.com
Top Trump Officials Are Hitting the Campaign Trail Ahead of the Midterms. Are They Allowed To?

Legal experts and advocacy groups contend that in seeking to boost Republicans ahead of the midterms, members of the Administration have violated a decades-old law.

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Nov 1 • 7:00 AM EST • Politics • time.com
Common pesticide linked to 2.5 times the risk of Parkinson’s disease

A UCLA study found that long-term exposure to a common pesticide was linked to more than 2.5 times the risk of Parkinson's disease. Scientists also uncovered how the chemical damages brain cells and identified a promising way to protect them.

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Nov 1 • 7:00 AM EST • Science • sciencedaily.com
7 Simple Recipes to Get Plant-Based Protein at Every Meal, Approved By a Dietitian

Adding plant protein to your meals will also naturally add fiber, vitamins, minerals and more nutrients to your overall diet.

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Nov 1 • 7:00 AM EST • Health • today.com
It's ACA open enrollment time. Here are the changes for health insurance shoppers

The ACA health insurance marketplaces — find yours at HealthCare.gov — open Nov. 1 for 2027 coverage. Getting an early start may be especially important this year.

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Nov 1 • 7:00 AM EST • Health • npr.org
High-Signal Publisher
Make Your Nitrogen Plan Do More With Less

The cost and supply of traditional N are in constant flux. Pivot Bio PROVEN® G3 keeps farmers locked in. Results from 130+ trials are proving it.

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Nov 1 • 7:00 AM EST • Health • farmprogress.com
Guest Column: Georgia has a history of faith-inspired leaders. Which vision will govern?

Many of Georgia's top elected officials were guided by their faith in how they did politics. Keisha Lance Bottoms plans to do the same if elected as governor.

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Nov 1 • 7:00 AM EST • Politics • ajc.com
Lucia Báez-Geller seeks to oust Fabián Basabe as scandals test his hold on HD 106

District voters have moved right in recent election cycles. Whether they’ll stick with their controversy-prone incumbent Republican is to be seen.

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Nov 1 • 6:45 AM EST • Politics • floridapolitics.com
Cardinals vs Cowboys Prediction, Pick, Odds for NFL Week 8

The Arizona Cardinals (2-5) take on the Dallas Cowboys (3-4) today in NFL Week 8. Kickoff is set for 1:00 p.m. ET from AT&T Stadium in

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Nov 1 • 6:25 AM EST • Sports • sports.yahoo.com
Business leaders are leaning into AI, but they can’t do it without hiring humans. Where are the profits?

Professionals who can help companies implement AI and cope with its complexity are in high demand.

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Nov 1 • 6:01 AM EST • Business • inquirer.com
Both parties tried to game Alaska primary field

The Democrat running for Senate, Mary Peltola, is accused of recruiting a spoiler candidate, but Republicans have also boosted spoilers.

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Nov 1 • 6:00 AM EST • Politics • washingtonpost.com
CCPS Plans New Paths Into Skilled Trades, Data Science And Student-Run Businesses

LA PLATA, Md. — Learning to weld, studying data science or helping run a school-based business could become part of the high school experience for more Charles County students as the school system develops new career opportunities. School officials laid out the plan Monday, Oct. 26, during the Board of Education’s work session, along with […]

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Nov 1 • 6:00 AM EST • Science • thebaynet.com
Charles County Health Officials Report Early Flu Season, Urge Shots Before Holidays

LA PLATA, Md. — With flu cases already showing up in Charles County and holiday gatherings approaching, health officials are encouraging residents to get vaccinated before the season picks up. Residents can get a flu shot during weekday walk-in hours at the Charles County Department of Health, with another opportunity coming Saturday, Nov. 7, at […]

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Nov 1 • 6:00 AM EST • Health • thebaynet.com
Election officials brace for foreign threats

With the midterms just days away, the channels for federal officials to communicate foreign threats to election officials are at their weakest since the 2016 vote, numerous sources who work in elections told CNN.

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Nov 1 • 5:00 AM EST • Politics • cnn.com
How one family gave a critical boost to gene therapy research

A family affected by Sanfilippo syndrome raised millions of dollars for research. The Food and Drug Administration just approved a gene therapy the support helped make possible.

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Nov 1 • 5:00 AM EST • Health • npr.org
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Yankees news: New York cleans house, sort of

Yankees part with Minaya, Sabean; Big expectations for Jones and Lombard in 2027; Ashby’s postseason rivals that of Yankees greats.

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Nov 1 • 5:00 AM EST • Sports • sports.yahoo.com
What's it like to run for Congress when the odds are stacked heavily against you?

The majority of congressional races this cycle are rated either solid Democrat or solid Republican. They're the opposite of tossups, where candidates from the minority party face near impossible odds.

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Nov 1 • 5:00 AM EST • Politics • npr.org
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Over 400 detained as police raid unlicensed KL entertainment outlets for suspected drug activity

All the arrests in the raid, which started around 2.30 am, consisted of premises guards, workers and visitors, including four Bangladeshi nationals.

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Nov 1 • 4:54 AM EST • Entertainment • thesun.my
Belarus Holding At Least 22 Political Prisoners In Psychiatric Hospitals, Rights Groups Say

At least 22 people in Belarus recognized as political prisoners by rights defenders face indefinite confinement inside secretive psychiatric hospitals. Cut off from amnesties and pardons, rights defenders warn that these individuals have effectively vanished into a legal "black zone."

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Nov 1 • 4:32 AM EST • Politics • rferl.org
'It was just a solution!' – Ronald Araujo opens up on famous header tackle and Liverpool growth

Liverpool defender Ronald Araujo believes the team can still raise their performance levels despite winning five consecutive matches in all competitions. The Uruguayan also reflected on his famous header tackle against Brighton ahead of Sunday's clash with Premier League champions Arsenal.

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Nov 1 • 4:23 AM EST • Sports • sports.yahoo.com
'Grasping at straws': Judge dismisses Trump suit against Wall Street Journal over Epstein letter

Saying the president was "grasping at straws," a federal judge on Saturday threw out Donald Trump's $10 billion lawsuit against The Wall Street Journal and media mogul Rupert Murdoch over a story reporting on his ties to Jeffrey Epstein.

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Nov 1 • 4:20 AM EST • Politics • npr.org
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What's it like to run for Congress when the odds are stacked heavily against you?

The majority of congressional races this cycle are rated either solid Democrat or solid Republican. They're the opposite of tossups, where candidates from the minority party face near impossible odds.

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Nov 1 • 4:00 AM EST • Politics • wlrn.org
Alex Mitchell injury blow adds to England’s half-back woes

The scrum half appears set for a spell on the sidelines, with half back partner Fin Smith also a major doubt for the opener against Australia

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Nov 1 • 1:42 AM EST • Sports • sports.yahoo.com
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Heidi Klum reveals Halloween costume as her iconic party marks 25 years

Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween. Klum unveiled her costume Saturday as her iconic costume party marked 25 years in New York. Klum...

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Nov 1 • 1:19 AM EDT • Entertainment • stamfordadvocate.com
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2026 Year-End Tax Planning for Healthcare Professionals - Florida Hospital News and Healthcare Report

A practical look at the decisions worth making before December 31 By Marc Egort, CPA After working with healthcare professionals and practice owners for many years, I have come to […]

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Nov 1 • 1:06 AM EDT • Health • southfloridahospitalnews.com
Training the Next Generation of Physicians: Why Quality Matters as Graduate Medical Education Expands - Florida Hospital News and Healthcare Report

By Saima Chaudhry, MD Florida is projected to face a shortage of nearly 18,000 physicians by 2035, highlighting the need to expand the state’s physician workforce. As hospitals and healthcare […]

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Nov 1 • 1:03 AM EDT • Health • southfloridahospitalnews.com
Michael F. Walsh, MD, Joins Baptist Health Herbert Wertheim Cancer Institute as Deputy Director and Chief of Prevention - Florida Hospital News and Healthcare Report

Baptist Health Herbert Wertheim Cancer Institute is pleased to welcome Michael F. Walsh, M.D., a board-certified medical geneticist specializing in hereditary cancer predisposition. Dr. Walsh will serve as deputy director […]

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Nov 1 • 1:01 AM EDT • Health • southfloridahospitalnews.com
Washington 17 Nebraska 10 – Someone Needs to Be Fired

I’m writing this from my sister’s bathroom in Lincoln. It’s a much nicer bathroom than mine. It’s also the only quiet place I could find after Nebraska vs Washington, a 17-10 loss that was bad enough that somebody should lose their job over it. The rest of the day was good. I saw old friends […]

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Nov 1 • 1:00 AM EDT • Sports • sports.yahoo.com
Talking Points: Awful Display Piles Pressure On Regis Le Bris

Could the ground that provided the backdrop for one of Regis Le Bris’s finest victories as Sunderland manager, also be the stage for his final act? There’s every chance. The talking points from another afternoon to forget.

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Nov 1 • 1:00 AM EDT • Sports • sports.yahoo.com
What Happens When Microplastics Meet Water? Scientists Uncovered a Potential Source of Cell-Damaging Molecules

Researchers tested six common plastics and found that the materials used in grocery bags and yogurt cups were among the most chemically active.

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Nov 1 • 12:33 AM EDT • Science • yahoo.com
The hard yards are in front of us, says Blake

nBy GARY FITZGERALD SEB Blake insists Gloucester’s strong start to the season has resulted in even tougher training sessions. The hooker reveals the Cherry and Whites’ coaching staff are ramping up the intensity before games to ensure the positivity and energy around the club continues to rise. And Blake claims there is a determined attitude […] The post The hard yards are in front of us, says Blake appeared first on The Rugby Paper .

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Oct 31 • 11:59 PM EDT • Sports • sports.yahoo.com
Heidi Klum reveals Halloween costume as her iconic party marks 25 years

Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.

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Oct 31 • 11:49 PM EDT • Entertainment • seattletimes.com
6th annual Science Spooktacular brings free hands-on STEM fun to Elkhart County 4-H Fairgrounds

E3 Robotics Center offered free admission for the first time, featuring flight simulators, live animals, and robotics demonstrations.

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Oct 31 • 11:47 PM EDT • Science • wndu.com
Heidi Klum reveals Halloween costume as her iconic party marks 25 years

Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.

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Oct 31 • 11:45 PM EDT • Entertainment • clickondetroit.com
Ashley Walters Reveals Mystery Shooter in ‘Top Boy’ Finale

The answer to the question that has been asked by every fan of the series is here.

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Oct 31 • 11:26 PM EDT • Entertainment • yahoo.com
Zion Williamson was leading league in steals at 3.2 …

Zion Williamson was leading league in steals at 3.2 …

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Oct 31 • 10:51 PM EDT • Sports • sports.yahoo.com
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Heidi Klum reveals her 2026 Halloween costume

The “Project Runway” star’s latest scary look is a doozy.

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Oct 31 • 10:40 PM EDT • Entertainment • yahoo.com
Incarnate Word takes care of business against hapless Northwestern State

Roy Alexander and Jayden Hibbler shined on offense, and the Cardinals defense smothered the Demons in a dominant performance.

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Oct 31 • 10:31 PM EDT • Business • sports.yahoo.com
Sindhu, Lakshya in Hylo Open Finals; Hockey ACT, ISL continue: Indian Sports LIVE, November 1

Here are all the updates from Indian sports on November 1, 2026.

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Oct 31 • 10:30 PM EDT • Sports • espn.com
Yakima County health officials report second avian influenza case

YAKIMA, Wash. — The Yakima Health District, working with the Washington State Department of Health, announced a second Yakima County resident tested positive for avian influenza after exposure at a

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Oct 31 • 9:24 PM EDT • Health • nbcrightnow.com
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Yankees Trade Pitch Lands $288 Million Infielder in the Bronx

The New York Yankees can only bring so many bold trade proposals to fruition.But this doesn’t stop rumors from surfacing.In a recent New York trade pitch, an MLB writer sent a $288 million shortstop to the Bronx.Let’s take a look at his daring suggestion.Yankees Urged To Target Royals’ Bobby Witt Jr.When Anthony Ranaudo of FanSided […] The post Yankees Trade Pitch Lands $288 Million Infielder in the Bronx appeared first on HEAVY.

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Oct 31 • 9:21 PM EDT • Sports • sports.yahoo.com
Kyle Whittingham Ranks Michigan State Among Michigan’s Rivals

Michigan coach Kyle Whittingham reveals where Michigan State ranks among the Wolverines' rivalries and shares his thoughts on Pat Fitzgerald.

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Oct 31 • 9:12 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Ime Udoka also said there's no minutes restriction for …

Ime Udoka also said there's no minutes restriction for …

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Oct 31 • 8:08 PM EDT • Sports • sports.yahoo.com
The Great Barrier Reef's most notorious coral killer may actually be helping it

Crown-of-thorns starfish are notorious for devouring coral reefs, but surprising new research reveals these spiny predators may actually help reefs thrive when their populations are kept in check. Scientists studying Australia's Great Barrier Reef discovered that nearly 75% of observed starfish feeding events left behind living coral tissue, rather than destroying entire colonies. By feeding on fast-growing, dominant corals, the starfish create opportunities for slower-growing species to survive, potentially increasing coral biodiversity.

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Oct 31 • 8:00 PM EDT • Science • sciencedaily.com
Business Owners Have a Window. Most Aren't Ready to Use It. by Tully Ryan

I spend my working life on both sides of a business sale. As an M&A advisor based in Wilmington, I help lower middle market owners across North Carolina, South Carolina and Virginia sell what they've built. As the founder and CEO of IQExit, I work with the bankers, wealth advisors, CPAs and attorneys who sit beside those owners for years before a sale ever comes up. From both seats, I keep seeing the same thing. The market is ready for our owners. Too many of our owners aren't ready for the market. Start with our own backyard. Wilmington's metro area added more than 12,000 residents between July 2024 and July 2025, a 2.6% jump that ranked seventh in the country. It also posted the highest job growth rate of any metro in North Carolina. I see the same pattern in the growth markets I work in across the Southeast. New residents mean new customers and new workers. They also mean new buyers: people who moved here from corporate jobs and want to own something, private equity groups looking for add-ons in HVAC, electrical, landscaping and other trade services, and younger entrepreneurs who would rather buy a running business than start one from scratch. The ownership numbers are hard to ignore. About half of North Carolina's small businesses have an owner who is 55 or older, and roughly 85% of those owners have no succession plan, according to the North Carolina Employee Ownership Center. Nationally, more than half of Baby Boomer business owners have no documented transition plan. That isn't a crisis yet. It's a timing problem. A lot of businesses will change hands over the next decade, and the prepared ones will get the better buyers and the better terms. Buyers have money and they're using it. But an active market doesn't mean a fast one. The IBBA's latest Market Pulse survey found that Main Street deals took six to 10 months from engagement to close in the second quarter, and lower middle market deals took 11 to 12 months. That clock starts after the owner decides to sell. In my experience, the real preparation has to start years before. Two clocks, two playbooks When I sit down with an owner or their advisor, my first question isn't “What's it worth?” It's “When?” The answer puts the owner in one of two groups. If the owner wants out within 24 months, we're in execution mode. There's no time to rebuild the business. The work is cleaning up what a buyer will test: three years of financials that tie to the tax returns, an add-back schedule you can prove, customer and vendor contracts in writing, a lease that can be assigned, and a price the market will actually pay. The goal is certainty to close. If the exit is two to five years away, the owner has something worth more than time. They have choices. That window is where most value gets built, and most owners waste it by waiting. What kills deals In the lower middle market, deals rarely die over the headline price. They die in diligence, or they get retraded late in the process. I see the same causes again and again. The owner is the business. If every key customer relationship runs through the owner's cell phone, a buyer sees risk and a lender sees more of it. The books don't hold up. Buyers spot weak accounting fast. Statements that get revised mid-process, a revolving door in the bookkeeper's chair, revenue tracked on a side spreadsheet, and margins that slip while sales climb with no clear reason all make a buyer nervous. So does an owner who pushes back when asked for documents. And plenty of private owners run personal expenses through the company. Add-backs are normal. Add-backs you can't document turn into a lower offer. The real estate isn't sorted out. Many owners hold their building in a separate LLC. That's fine, but the lease terms or the property sale should be settled before a buyer shows up, not halfway through diligence. Revenue sits in too few hands. Picture a contractor with 40% of its work coming from one builder, or a service company running on handshake deals. Buyers will still look, but the terms shift toward more seller financing, an earnout, or less cash at closing. Owners and advisors: if your exit is three to five years out • Get a baseline now. Find out where the business really stands today: what a buyer would pay, who that buyer is likely to be, and which gaps would hurt you in diligence. You can't fix what you haven't measured, and the answer is often different from what the owner expects. • Make yourself less necessary. Spend the next few years building a manager or small team that can run daily operations and own customer relationships. Put handshake deals into written contracts. A business that runs without its owner is worth more and is far easier to finance. • Clean the books for three straight years. Buyers and lenders look back at least three years. Separate personal expenses, keep the financials tied to the tax returns, track every add-back as you go, and settle the real estate plan early. A word to CPAs CPAs often see a sale coming before anyone else, and you're usually the most trusted voice an owner has. Year-end meetings are the right time to start this conversation. Here's what I'd ask every CPA to do this season with business owner clients over 55: • Ask the timing question. “Do you see yourself owning this business in five years? If not, who takes it over?” Write down the answer and bring it up again at next year's meeting. • Run a proof of cash and review revenue recognition. Make sure the cash in the bank ties to the revenue on the books. Pay close attention to contractors with work in progress and to companies selling memberships or service plans. These issues are easy to fix with years of lead time and painful to fix a month before closing. • Pair the tax return with an exit readiness review. Invite clients to complete IQExit's Exit Readiness Intelligence (ERI) process as part of year-end planning. It gives you and the client a shared picture of readiness gaps and an indicative value range, and the results come back to you as the advisor. That turns a tax meeting into a planning relationship, and it puts you in position to bring in tax and M&A help early, when choices like purchase price allocation can still save the client real money. Changing the conversation For bankers, wealth advisors and attorneys, the hard part is raising the subject without seeming to nudge a client toward the door. I understand that. Nobody wants to tell a 60-year-old owner it's time to sell. So don't. Ask a different question: “If a buyer called tomorrow, what would they find?” That's a planning question, not a pitch, and it's useful whether the exit is two years out or 15. It's the question we built IQExit to help advisors answer. Whether you're in Wilmington, Raleigh, Charleston, Richmond or anywhere else, owners have a real opening right now. The buyers are out there and so is the capital. The owners who come out ahead will be the ones who start getting ready before they're ready to sell.

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Oct 31 • 8:00 PM EDT • Business • wilmingtonbiz.com
The Best Time to Fix Your Business Is When Things Are Going Well by Nathan Tayloe

There's a pattern I've noticed working with growing businesses over the years. Conversations about what needs to change rarely happen when things are going well. They tend to happen when growth slows, a competitor starts winning business, or something that used to work stops producing the same results. By then, the decisions are often harder, more expensive, and more urgent than they needed to be. It's understandable. When revenue is growing, customers are coming in, and employees are busy, there's little incentive to question what's working. Leaders have plenty to manage without creating new challenges for themselves. Running my own business has taught me that it's easy to get caught up in what's happening today and put off improvements you know will matter tomorrow. Those periods of success may actually be the best opportunity a business has to make meaningful improvements. When Success Makes Change Less Urgent Most businesses have things they know could be better. The challenge is finding a compelling reason to address them when everything appears to be working. Maybe the company has outgrown its original positioning. Perhaps internal processes haven't kept pace with growth, or the customer experience has become inconsistent as the organization has expanded. These issues don't necessarily prevent a business from growing. Strong demand can make them easier to overlook, especially when teams are focused on keeping up with the work already coming in. Over time, small inefficiencies become accepted ways of operating. Outdated processes remain in place because they've always worked well enough, and opportunities to improve get pushed aside in favor of more immediate demands. The business continues moving forward, but some of the things supporting that growth aren't getting stronger along with it. The Advantage of Acting Early When a business is performing well, leadership has something valuable: options. There's more flexibility to invest, experiment, develop people, and make thoughtful decisions without the pressure of an immediate problem that needs solving. Compare that with trying to make the same changes when revenue is declining, or the market has shifted. Investments become harder to justify, timelines get compressed, and decisions that could have been made strategically become urgent responses to circumstances. I've seen businesses postpone improvements for years because there was never a particularly good time to address them. Eventually, circumstances decide for them, often when they have fewer resources and less flexibility to respond. Growth Changes What a Business Needs This is especially relevant in a growing market like Wilmington, where new businesses, new residents, and continued investment are creating opportunities across the region. As organizations grow, the expectations placed on them change. Customers expect greater consistency, employees need clearer processes and opportunities, and leadership has to make decisions that support a larger, more complex business. What worked when a company was smaller may still work today, but that doesn't necessarily mean it will support where the organization wants to go next. Sometimes the most valuable improvements are the ones that prepare a business for demands it hasn't experienced yet. That might mean: Strengthening internal processes before they become bottlenecks Developing leaders before the organization depends on them Improving the customer experience before inconsistencies affect retention Revisiting positioning before the market outgrows the company's story None of these changes requires a crisis. They require recognizing that a growing business needs to keep evolving, even when current performance gives leadership little reason to worry. Use the Good Years Wisely Successful businesses don't need to constantly reinvent themselves. There's value in knowing what works and having the discipline to build on it. There's also value in occasionally asking whether the business is as strong as its current performance suggests. Are there problems we've learned to work around instead of solving? Are we still operating the way we did several years ago, even though the business has changed? What would we improve today if we weren't waiting for something to go wrong? Success creates the freedom to ask those questions and act on the answers. The businesses that make the most of that opportunity are often better prepared for whatever comes next. The strongest businesses don't need a crisis to recognize an opportunity to improve. They use the good years to prepare for the years ahead. — Learn more about how we help organizations strengthen their positioning, align their strategy, and prepare for what's next at tayloegray.com, or reach out directly at nathan@tayloegray.com.

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Oct 31 • 8:00 PM EDT • Business • wilmingtonbiz.com
Scientists say a forgotten particle may explain why the universe exists

A mysterious particle overlooked for decades may hold the key to why matter survived the Big Bang, allowing stars, planets, and life to exist. Scientists believe this forgotten neutrino reshaped the early universe and may have left detectable gravitational wave signals that could help unlock the cosmos’s deepest mysteries.

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Oct 31 • 8:00 PM EDT • Science • sciencedaily.com
Screenwriter sues director Alexander Payne, claiming ‘The Holdovers’ was stolen from his script

David Hemingson, the creator of ABC's "Whiskey Cavalier" and a veteran television writer for shows including "Kitchen Confidential" and "How I Met Your Mother," was also named as a defendant in the lawsuit.

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Oct 31 • 7:30 PM EDT • Entertainment • seattletimes.com
After dueling late 60-yard field goals, No. 4 Indiana escapes Minnesota's upset bid in OT

Just seconds after Minnesota kicked a 60-yard field goal to go ahead, Indiana responded with one of its own.

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Oct 31 • 7:21 PM EDT • Sports • sports.yahoo.com
☹️ Negative (-30%)
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6th annual Science Spooktacular brings free hands-on STEM fun to Elkhart County 4-H Fairgrounds

E3 Robotics Center offered free admission for the first time, featuring flight simulators, live animals, and robotics demonstrations.

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Oct 31 • 7:01 PM EDT • Science • wndu.com
6th annual Science Spooktacular brings free hands-on STEM fun to Elkhart County 4-H Fairgrounds

E3 Robotics Center offered free admission for the first time, featuring flight simulators, live animals, and robotics demonstrations.

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Oct 31 • 7:01 PM EDT • Science • wndu.com
Bengals suggested as surprise fit ahead of NFL trade deadline

Would the Bengals make this move if it became available?

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Oct 31 • 7:00 PM EDT • Sports • sports.yahoo.com
Should the Yankees revisit Sonny Gray after $30 million option?

Sonny Gray is a free agent again, and the most uncomfortable version of the question is also the useful one: […]

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Oct 31 • 6:48 PM EDT • Sports • sports.yahoo.com
Immaculate Conception Parish Center hosts annual health fair

The community was also able to enjoy and even participate in Tai Chai and line dancing demonstrations throughout the duration of the health fair.

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Oct 31 • 6:29 PM EDT • Health • wboy.com
Saturday Sports: Sectional finals in boys’ and girls’ soccer and more

Here’s a recap of your North Country sports this Saturday.

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Oct 31 • 6:23 PM EDT • Sports • wwnytv.com
Louisiana health officials warn against amoeba infections from tap water

Louisiana health officials are warning the public not to use tap water for nasal rinses or contact lenses after two serious amoebic infections have been reported this year. Although the patients reported using tap water for sinus irrigation, the state health department said it has not established tap water as the source of their infections

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Oct 31 • 6:17 PM EDT • Health • kalb.com
Paxton and Talarico tussle for Texas Senate seat as Trump campaigns virtually

The closing sprint in Texas comes as early voting nears its conclusion in several states. Early balloting totals were approaching 50 million heading into the weekend. About 112 million voted in total in the 2022 midterm elections.

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Oct 31 • 6:14 PM EDT • Politics • pbs.org
Chargers make official Derwin James IR decision

The Los Angeles Chargers are 0-6 on the season and heading into a game against their crosstown rivals, the Rams, a game Jim Harbaugh’s team is expected to lose . Harbaugh’s team is expected to rely on its defense to remain competitive, but star safety Derwin James has struggled with a hamstring injury lately . On October 31, one day before the […] The post Chargers make official Derwin James IR decision appeared first on ClutchPoints.

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Oct 31 • 6:14 PM EDT • Sports • sports.yahoo.com
Cardinals elevate defensive lineman to active roster

The Arizona Cardinals elevated defensive lineman Jared Harrison-Hunte to their active roster, the team announced Saturday.

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Oct 31 • 6:02 PM EDT • Sports • arizonasports.com
Free Agent Starting Pitchers the Cardinals Could Sign This Offseason

After the Milwaukee Brewers defeated the Tampa Bay Rays in five games to capture the franchise’s first World Series title, the MLB offseason has officially begun. Some minor trades and option decisions have already been made, with a momentous winter looming for the sport’s future. Arguably the most valuable position teams covet is controllable starting …

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Oct 31 • 5:18 PM EDT • Sports • sports.yahoo.com
Progressive political groups sue Alaska elections officials for failing to open rural voting sites before Election Day

The lawsuits were filed by the Alaska Democratic Party and a political nonprofit that has donated to a PAC spending millions to support Mary Peltola in the U.S. Senate race.

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Oct 31 • 5:16 PM EDT • Politics • adn.com
5 Players Withdraw from ATP Paris

The final Masters 1000 of the season, ATP Paris, has arrived, a rare one-week event that could finalize the lineup for the ATP Finals. The draw is stacked, but several players will be absent as they are unable to compete in this final stretch. Which Players Have Withdrawn from ATP Paris? Defending champion Jannik Sinner’s …

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Oct 31 • 4:52 PM EDT • Sports • sports.yahoo.com
Patriots Make A.J. Brown Decision Before Dolphins Game

Brown's knee flared up during Wednesday's practice, and running back TreVeyon Henderson is also out with an illness for Sunday in Miami.

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Oct 31 • 4:15 PM EDT • Sports • sports.yahoo.com
$10,000 in Vanguard's Health Care ETF in 2004 Grew to $93,915, and It Still Charges 0.09%

A single health care ETF launched two decades ago at rock-bottom cost has quietly compounded into a sum that surprises most investors, but whether its three closest rivals can match it depends entirely on what kind of risk you are willing to carry.

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Oct 31 • 4:03 PM EDT • Health • 247wallst.com
Analysis: More than 40% of names on DOJ list of alleged noncitizens not on California's voter rolls

It's the first outside analysis of a list that the Department of Justice has used to threaten prosecution of election officials. The analysis also found that thousands of U.S. citizens appear to be flagged as ineligible to vote on the government's list.

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Oct 31 • 4:03 PM EDT • Politics • pbs.org
🙂 Positive (35%)
Monument Health opens second Community Heart Hub in Sturgis

Monument Health opened its second Community Heart Hub at the Sturgis Public Library, offering free automated blood pressure checks and educational materials.

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Oct 31 • 4:00 PM EDT • Health • kotatv.com
Trump administration sued over federal efforts to set aside WA ballots

Three organizations have sued after federal officials ordered Washington state to set aside 400 ballots the U.S. government claims went to ineligible voters.

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Oct 31 • 3:33 PM EDT • Politics • seattletimes.com
El-Sayed, Rogers exchange barbs in final stretch of Senate campaign

More than 2 million votes have already been cast ahead of Tuesday's midterm election in Michigan as the Senate rivals make their closing arguments.

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Oct 31 • 3:00 PM EDT • Politics • detroitnews.com
Anti-corruption and party discipline: takeaways from from this week's key political meeting in Beijing

The Communist party central committee meeting was focused on discipline and fighting corruption. It comes ahead of next year when Xi is widely expected to try to secure a fourth term.

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Oct 31 • 2:42 PM EDT • Politics • npr.org
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😐 Neutral (7%)
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70%
ahah
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Cascade of court rulings rebuffs Trump administration's election efforts

Federal judges have repeatedly rejected the Trump administration's efforts to wrest control over state voting processes and intimidate state and local elections officials.

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Oct 31 • 2:10 PM EDT • Politics • latimes.com
Extreme liberals who rely on traditional sources are the most likely to overrate their science knowledge

People at the political extremes tend to feel more confident about their science knowledge than moderates. But checked against a science quiz, extreme liberals who got their information online were the least likely to overrate themselves.

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Oct 31 • 2:00 PM EDT • Science • psypost.org
Prince Louis steals the spotlight in Princess Kate's first Halloween post

Princess Kate and Prince William have finally decided to get into the spooky season spirit.

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Oct 31 • 1:53 PM EDT • Entertainment • centraloregondaily.com
OU Health welcomes group of Ukrainian surgeons for month-long educational program

A group of 10 Ukrainian surgeons has come to Oklahoma to be a part of Operation Ukraine. The program aims to equip the surgeons with advanced techniques they can take back to hospitals and military centers across Ukraine.

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Oct 31 • 1:37 PM EDT • Health • news9.com
Bengals News: Micah Parsons is very high on Cincinnati

The Bengals need to get a win against a struggling Titans team on Sunday.

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Oct 31 • 1:16 PM EDT • Sports • sports.yahoo.com
When will we know 2026 midterm election results? It may take some time, but that’s normal

In past elections, elected leaders, candidates and social media users have spread falsehoods that “late night” arrivals of “ballot dumps” or “suitcases” of ballots are signs of fraud, or that only Democratic-led cities take days to count votes.

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Oct 31 • 1:02 PM EDT • Politics • pbs.org
What to Watch For in Bengals-Titans

Cincinnati faces a shorthanded Tennessee defense missing Jeffery Simmons, as the Bengals' elite pass rush looks to rattle Cam Ward while Ja’Marr Chase pursues a historic milestone.

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Oct 31 • 12:50 PM EDT • Sports • sports.yahoo.com
🚨 Bayern and Dortmund name XIs for Der Klassiker

All eyes are on the Allianz Arena on Saturday as Bayern Munich host rivals Borussia Dortmund in Der Klassiker.Understanding both teams are the only two yet to taste defeat in the Bundesliga this seaso...

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Oct 31 • 12:39 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
High-flying Hertha Berlin win again

2. Bundesliga leaders Hertha Berlin moved nine points clear of second-placed Wolfsburg after their resounding 3-0 victory over Kaiserslautern, who had conceded just four goals in nine games before the...

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Oct 31 • 12:32 PM EDT • Sports • sports.yahoo.com
From World Series Champion to Astros GM: Meet Randy Flores

The former Cardinals assistant GM has a history of finding talent in the draft. Now he’ll try to do the same for Houston.

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Oct 31 • 12:12 PM EDT • Sports • sports.yahoo.com
Our View | Dirty Politics Besmirching Santa Clarita

It shouldn’t be like this in Santa Clarita. The 2026 election cycle has brought upon our fair community multiple instances of dirty politics, potentially libelous campaign advertisements, anonymous hit pieces, […]

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Oct 31 • 12:07 PM EDT • Politics • signalscv.com
Tamara Tunie, Roger Howarth, and Beth Maitland set records at 2026 Daytime Emmys

General Hospital and Entertainment Tonight also achieved significant milestones in their respective categories.

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Oct 31 • 11:30 AM EDT • Entertainment • yahoo.com